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Loan Amortization

Lvr
Compare

FundsRequired
FUNDS REQUIRED
Security Value $200,000
Land Value $0
Builder Contract Price $0
Loan Amount To Refinance $0
Exit Fee $0
Existing Loan Balance $3,300,000
Other Loans Against Security $0
Lmi Premium Already Paid $0
Lender Fees $1,716
Mortgage Discharge Costs $0
Mortgage Fees $0
Establishment Fees $0
Other Fees $0
FUNDS AVAILABLE
Proposed Loan Amount $50,000
Total Proposed Loan Amount $50,000
First Home Owners Grant $0
Sale Proceed Funds $0
Savings $0
Deposit Paid $0
Equity From Property $0
Gift $0
Other Funds Available $0
Legal Fees $1,500
Base Lvr $25
Total Lvr $25
Original Lmi $0
Lmi $0
TOTAL FUNDS
Total Funds Required( A) Total Funds Available( B) Total Funds Deficit( B- A) Loan Value Ratio( LVR)
$3,301,716 $50,000 $-3,251,716 25%

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CLIENTS
Full Name E Mail Phone Address

Alex middleeferferfefv erferferf brajkovic Slobodaodmah@gmail.com +381 69 4410428

GENERAL
Product Selection Comments Conflict Not Unsuitable Product Inconsistent Applicant Comply

No No No No

SECURITIES
Security Ownership
Address Zoning
Value Type

Australian Capital Territory, Australia $200,000 Industrial

Rua Cezar Jos de Souza Mello, 81 - R. Josias Ferreira Lima - Glria, Maca - RJ,
$200,000 Commercial
27933-675, Brazil
PREFERRED PRODUCT
Total Loan Loan Interest Revert
Lender Product Name Repayments Monthly
Amount Term Rate Rate
Enhance 1 Year Fixed $10,000 - 30 $49 - FIX P& I (0 - 12 months) , $50 - VAR
AFM $10,000 4.28% 4.34%
$2,000,000 <=80% Owner Occupied Years P& I (13 - 360 months) , $0
Advance 2 Years Fixed Pro Pack 30 $194 - FIX P& I (0 - 24 months) , $196 -
AFM $40,000 4.11% 4.23%
<=80% <$200,000 Years VAR P& I (25 - 360 months) , $0

SCENARIO #1
Lender: AFM
TOTAL COSTS
Total Principal ( A) Total Interest ( B) Total Fees ( C) Total Costs ( A+ B+ C)
$10,000 $8,497 $1,008 $19,505
MONTHLY REPAYMENT
Initial Monthly Repayment Ongoing Monthly Repayment Upfront Fees Monthly Fees Annual Fees
$49 $49 $1,008 $0 $0
COMPARATIVE SAVING: $81,550
PRODUCT( S)
Total Loan Loan Interest Revert
Product Name Repayments Monthly
Amount Term Rate Rate
Enhance 1 Year Fixed $10,000 - $750,000 $49 - FIX P& I (0 - 12 months) , $51 - VAR
$10,000 30 Years 4.28% 4.64%
>80% Owner Occupied P& I (13 - 360 months) , $0

SCENARIO #2 - PREFERRED
Lender: AFM
TOTAL COSTS
Total Principal ( A) Total Interest ( B) Total Fees ( C) Total Costs ( A+ B+ C)
$50,000 $38,448 $1,496 $89,944
MONTHLY REPAYMENT
Initial Monthly Repayment Ongoing Monthly Repayment Upfront Fees Monthly Fees Annual Fees
$243 $243 $1,496 $0 $0
COMPARATIVE SAVING: $11,111
PRODUCT( S)
Total Loan Loan Interest Revert
Product Name Repayments Monthly
Amount Term Rate Rate
Enhance 1 Year Fixed $10,000 - $2,000,000 $49 - FIX P& I (0 - 12 months) , $50 - VAR
$10,000 30 Years 4.28% 4.34%
<=80% Owner Occupied P& I (13 - 360 months) , $0
Advance 2 Years Fixed Pro Pack <=80% $194 - FIX P& I (0 - 24 months) , $196 - VAR
$40,000 30 Years 4.11% 4.23%
<$200,000 P& I (25 - 360 months) , $0

SCENARIO #3
Lender: AMP
TOTAL COSTS
Total Principal ( A) Total Interest ( B) Total Fees ( C) Total Costs ( A+ B+ C)
$0 $0 $295 $295
MONTHLY REPAYMENT
Initial Monthly Repayment Ongoing Monthly Repayment Upfront Fees Monthly Fees Annual Fees
$0 $0 $295 $0 $0
COMPARATIVE SAVING: $100,760
PRODUCT( S)
Total Loan Loan Interest Revert
Product Name Repayments Monthly
Amount Term Rate Rate
Pro Pack 3 Year Fixed $250,000 - $0 - FIX P& I (0 - 36 months) , $0 - VAR P&
$0 30 Years 3.99% 3.96%
$750,000, Max LVR=80% I (37 - 360 months) , $0

SCENARIO #4
Lender: AMP
TOTAL COSTS
Total Principal ( A) Total Interest ( B) Total Fees ( C) Total Costs ( A+ B+ C)
$50,000 $50,510 $545 $101,055
MONTHLY REPAYMENT
Initial Monthly Repayment Ongoing Monthly Repayment Upfront Fees Monthly Fees Annual Fees
$218 $265 $545 $0 $0
COMPARATIVE SAVING: $0
PRODUCT( S)
Total Loan Loan Interest Revert
Product Name Repayments Monthly
Amount Term Rate Rate
Basic 5 Year Fixed IO Max 30 $218 - I/ O FIX (0 - 24 months) , $218 - FIX I/ O (25 - 60
$50,000 5.23% 4.05%
LVR=90%, Interest Only Years months) , $265 VAR P& I (61 - 360 months)

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