Beruflich Dokumente
Kultur Dokumente
Lvr
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FundsRequired
FUNDS REQUIRED
Security Value $200,000
Land Value $0
Builder Contract Price $0
Loan Amount To Refinance $0
Exit Fee $0
Existing Loan Balance $3,300,000
Other Loans Against Security $0
Lmi Premium Already Paid $0
Lender Fees $1,716
Mortgage Discharge Costs $0
Mortgage Fees $0
Establishment Fees $0
Other Fees $0
FUNDS AVAILABLE
Proposed Loan Amount $50,000
Total Proposed Loan Amount $50,000
First Home Owners Grant $0
Sale Proceed Funds $0
Savings $0
Deposit Paid $0
Equity From Property $0
Gift $0
Other Funds Available $0
Legal Fees $1,500
Base Lvr $25
Total Lvr $25
Original Lmi $0
Lmi $0
TOTAL FUNDS
Total Funds Required( A) Total Funds Available( B) Total Funds Deficit( B- A) Loan Value Ratio( LVR)
$3,301,716 $50,000 $-3,251,716 25%
compareTable
CLIENTS
Full Name E Mail Phone Address
GENERAL
Product Selection Comments Conflict Not Unsuitable Product Inconsistent Applicant Comply
No No No No
SECURITIES
Security Ownership
Address Zoning
Value Type
Rua Cezar Jos de Souza Mello, 81 - R. Josias Ferreira Lima - Glria, Maca - RJ,
$200,000 Commercial
27933-675, Brazil
PREFERRED PRODUCT
Total Loan Loan Interest Revert
Lender Product Name Repayments Monthly
Amount Term Rate Rate
Enhance 1 Year Fixed $10,000 - 30 $49 - FIX P& I (0 - 12 months) , $50 - VAR
AFM $10,000 4.28% 4.34%
$2,000,000 <=80% Owner Occupied Years P& I (13 - 360 months) , $0
Advance 2 Years Fixed Pro Pack 30 $194 - FIX P& I (0 - 24 months) , $196 -
AFM $40,000 4.11% 4.23%
<=80% <$200,000 Years VAR P& I (25 - 360 months) , $0
SCENARIO #1
Lender: AFM
TOTAL COSTS
Total Principal ( A) Total Interest ( B) Total Fees ( C) Total Costs ( A+ B+ C)
$10,000 $8,497 $1,008 $19,505
MONTHLY REPAYMENT
Initial Monthly Repayment Ongoing Monthly Repayment Upfront Fees Monthly Fees Annual Fees
$49 $49 $1,008 $0 $0
COMPARATIVE SAVING: $81,550
PRODUCT( S)
Total Loan Loan Interest Revert
Product Name Repayments Monthly
Amount Term Rate Rate
Enhance 1 Year Fixed $10,000 - $750,000 $49 - FIX P& I (0 - 12 months) , $51 - VAR
$10,000 30 Years 4.28% 4.64%
>80% Owner Occupied P& I (13 - 360 months) , $0
SCENARIO #2 - PREFERRED
Lender: AFM
TOTAL COSTS
Total Principal ( A) Total Interest ( B) Total Fees ( C) Total Costs ( A+ B+ C)
$50,000 $38,448 $1,496 $89,944
MONTHLY REPAYMENT
Initial Monthly Repayment Ongoing Monthly Repayment Upfront Fees Monthly Fees Annual Fees
$243 $243 $1,496 $0 $0
COMPARATIVE SAVING: $11,111
PRODUCT( S)
Total Loan Loan Interest Revert
Product Name Repayments Monthly
Amount Term Rate Rate
Enhance 1 Year Fixed $10,000 - $2,000,000 $49 - FIX P& I (0 - 12 months) , $50 - VAR
$10,000 30 Years 4.28% 4.34%
<=80% Owner Occupied P& I (13 - 360 months) , $0
Advance 2 Years Fixed Pro Pack <=80% $194 - FIX P& I (0 - 24 months) , $196 - VAR
$40,000 30 Years 4.11% 4.23%
<$200,000 P& I (25 - 360 months) , $0
SCENARIO #3
Lender: AMP
TOTAL COSTS
Total Principal ( A) Total Interest ( B) Total Fees ( C) Total Costs ( A+ B+ C)
$0 $0 $295 $295
MONTHLY REPAYMENT
Initial Monthly Repayment Ongoing Monthly Repayment Upfront Fees Monthly Fees Annual Fees
$0 $0 $295 $0 $0
COMPARATIVE SAVING: $100,760
PRODUCT( S)
Total Loan Loan Interest Revert
Product Name Repayments Monthly
Amount Term Rate Rate
Pro Pack 3 Year Fixed $250,000 - $0 - FIX P& I (0 - 36 months) , $0 - VAR P&
$0 30 Years 3.99% 3.96%
$750,000, Max LVR=80% I (37 - 360 months) , $0
SCENARIO #4
Lender: AMP
TOTAL COSTS
Total Principal ( A) Total Interest ( B) Total Fees ( C) Total Costs ( A+ B+ C)
$50,000 $50,510 $545 $101,055
MONTHLY REPAYMENT
Initial Monthly Repayment Ongoing Monthly Repayment Upfront Fees Monthly Fees Annual Fees
$218 $265 $545 $0 $0
COMPARATIVE SAVING: $0
PRODUCT( S)
Total Loan Loan Interest Revert
Product Name Repayments Monthly
Amount Term Rate Rate
Basic 5 Year Fixed IO Max 30 $218 - I/ O FIX (0 - 24 months) , $218 - FIX I/ O (25 - 60
$50,000 5.23% 4.05%
LVR=90%, Interest Only Years months) , $265 VAR P& I (61 - 360 months)