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FCR MADE EASY TERMINOLOGY SL NO FLEXCUBE TERMINOLOGY - RETAIL   1 Central Bank Currency

FCR MADE EASY

TERMINOLOGY

SL NO

FLEXCUBE TERMINOLOGY - RETAIL

 

1

Central Bank

Currency Chest

2

 

Vault

Double Lock

3

Branch Batch

 

4

 

Teller

Clerk at Counter

5

Authorization

Verification

6

Modify(After Auth)

Modify

7

Amend (Before Auth)

 

8

Delete (After Auth)

Delete

9

Cancel (Before Auth)

 

10

TCY (Transaction Currency)

 

11

ACY (Account Currency)

 

12

LCY (Local Currency)

 

13

CCY (Country Currency)

 

14

Fast Path (Numeric/Alphanumeric)

Option

15

CIF (Customer Information)

 

16

Customer IC (Identification Criteria)

 

17

Customer ID (Identification Number)

Customer Code

18

Short Name (Full name itself)

 

19

Relations (Customer's relationship to the account SOW, Auth Signatory, JAF, JOF etc )

 

20

CASA (C/Ac, SB, RD, OD/CC, Canflexi,)

 

21

Time Deposit (TD)

Term Deposit

22

CC

(Cash Credit)

OCC (Open Cash Credit)

23

OCC (Outstation Cheques for Collection)

OSC

24

Dormant

Inoperative

25

Suspended

NPA

26

Redemption

Closure

27

Buy (Draw Inventory/cash from Vault)

 

28

Sell (Return Inventory/cash to Vault)

 

29

Collaterals (Any form of Security)

Security

30

 

Product

Scheme

31

 

Booking

Lodging of instruments

32

Value Date Process (clearing)

Regularization

33

Float ( Time period for clearing)

 

34

GL

(All accounting heads)

Sub heads

35

RPA (Repayment Pending Appropriation)

 

36

SMS (Security Maintenance System)

DBA (Data Base Administrator)

37

Variance (interest concession/loading)

 

38

Draw Down: CH021 for RD, LNM31 for loan

 

39

Sweep In

 

40

Sweep Out

 

41

Hold Funds

Reserve

42

Claw Back

 

43

Hand Off

 

44

Force Renewal

 

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1

FCR MADE EASY HOT KEYS Sl       No HOT Keys Description Utility/Remarks 01

FCR MADE EASY

HOT KEYS

Sl

     

No

HOT Keys

Description

Utility/Remarks

01

Alt+A

Combination of Keys

To View the Account Details

02

Alt+B

Combination of Keys

To View Balance Details of the account (like 7002)

03

Alt+C

Combination of Keys

To View Customer Name, Address, relations and customer IC. (Max 3 customers of the account) PAN and Mobile numbers are available.

04

Alt+S

Combination of Keys

To View customer Signature & Operation Instructions.

05

Alt+P

At the appropriate screen

Printing option (like deposit receipts, etc)

06

F1

Functional Key

Online Help

07

F8

Functional Key

To invoke the last used option.

08

F11

Functional Key

To change the Size of the Screen.

09

Enter/Tab

Key board Key

To move to the next field (Pref: Tab key)

10

Shift+Tab

Combination of Keys

To move to the Previous field

Please NOTE: Options like Balance Enquiry, Customer Enquiry, Signature Enquiry (SL No. 2, 3, 4) can be viewed from the top tool bar (Related Transactions).

OTHER IMPORTANT OPTIONS

1

4500

Remote Authorization.

2

4501

Centralized Authorization.

3

4502

Incomplete Transaction (Financial).

4

4503

Transaction Verification.

5

7775

Report Request.

6

7778

Advice/Report Status Inquiry

7

7780

Advice/Report Cancel Request

8

BA001

7775-7778; Unauthorized maintenance Report (Non financial transactions)

9

7050

Old to New Account Inquiry Logged in branch data only is available.

1.

For IBBS Branch: The old account number (6 digits) prefixed by the following

codes:

 

01 CA; 03 SB; 07 FD; 08 KD; 11 FCNR; 12 RD; 55 ODCC; 66 LOANS.

2.

For BANCS 2000: The Foracid (Account number in full) to get the new

account number in FCR

Online help is available in Retail module on the options that are being used.

through ‘Help’ tab in the top tool BAR. Data descriptions of different fields are available.

Access is provided

All materials like Guidelines, HO Circulars, Handouts, Compendium on CBS are available through STC Site in CANNET through CBS Links.

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2

FCR MADE EASY BRANCH OPERATIONS EVENTS OPEN CLOSE Branch batch 6001 6002* Vault Teller Batch

FCR MADE EASY

BRANCH OPERATIONS

EVENTS

OPEN

CLOSE

Branch batch

6001

6002*

Vault Teller Batch

9003

9006

Teller Batch

9001

9005

Force Closing

NA

6009

NOTE: Any supervisor having access right should run from any work station the option 6005 (Confirming Branch Batch) before branch closure in 6002. 7017 Batch Status Inquiry.

Before closing the Vault batch, Vault teller has to check the cash position through

FP6201.

Where the Teller has closed the batch for the day by opting 9005, the Teller can reopen the batch by opting for 9002. However, the batch needs to be closed again through 9005.

All accounting heads under CBS have a General Ledger Code which is classified as Implemented and non-implemented GLs. Non-implemented GLs do not conform to the accounting standards like first debit/credit. To control negative balance, branch batch closure level checks are in force now. 86 GLs have been brought under the purview of this check and branches should ensure either Zero Balance or Credit Balance or Debit Balance under the specified GL heads. For this, report GL616 should be generated before opting for branch batch closure and rectify any aberration. (HO Cir 191/2010) (BO Report 120039)

The following reports also should be verified before branch batch closure:

CH704: Signature not captured BA001: Unauthorized non financial transaction. BA121: Outward/Inward NEFT Message Report. BO Report ID 124921_Report on cash receipts over Rs One lakh received in CA-OD-OCC Accounts giving details of cash remittances aggregating over Rs. 1.00 lakh

Teller B can accept cash receipts up to ` 25000.00, make payments up to ` 20000.00 against cheques and transfer transactions up to ` 25000.00 on his/her own without supervisor’s authorization.

Teller A can accept cash receipts up to ` 15000.00, make payments up to ` 10000.00 against cheques and transfer transactions up to ` 15000.00 on his/her own without supervisor’s authorization. (Cir 383/2011)

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3

FCR MADE EASY CASH Sl Fast     No Path Description Utility/Remarks 01 9007 Buy

FCR MADE EASY

CASH

Sl

Fast

   

No

Path

Description

Utility/Remarks

01

9007

Buy cash from Vault

After opening the Vault Batch (9003) the teller can buy cash from vault for their daily use.

02

9008

Sell Cash to vault

Transferring the balance cash to Vault before teller batch closure.

03

6201

Cash Balancing

To verify whether the Branch and Host database are in sync and physical cash with the teller matches with that in the system

04

7040

Teller Total Position

Total transactions by a teller for the day

05

7775/7778 Report Option/Print

 

TP5049

Cash receipt and payment waste

TP6007

Auto reversal Transaction report

ST644

Product wise total of days Transaction

TP5021

Closing cash position of Branch to tally with the day-book.

TP603

Cash Payment Waste Branch/Teller

TP604

Cash Receipt Waste Branch/Teller

Ref Cir 363/2011 Reports for daily slip preparation

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4

FCR MADE EASY INVENTORY MAINTENANCE Sl Fast     No Path Description   Utility/Remarks

FCR MADE EASY

INVENTORY MAINTENANCE

Sl

Fast

   

No

Path

Description

 

Utility/Remarks

Since Printing Section is NOT CBS as of Now, every branch will act as controlling branch for itself in maintaining the INVENTORY.

01

IV001

Inventory

Steps involved:

Transactions

1.

Request Inventory Request No, Type, Ref No to be entered clicking on Add button obtain SL No. enter inventory catalog code and

quantity required.

2.

Order Inventory Purchase Order No to be supplied, request no to be picked, supplier code to be picked, enter reference No. Click add button, enter SL No (alpha Code) for each inventory along with Start No.

3.

Receive Inventory Confirm Alpha code and start no by choosing 'Y'

4.

Issue Inventory - Confirm by selecting 'Y'.

Inventory will automatically move to the branch

02

IV011

Stock Inquiry

Inventory can be inquired based on

1. Balance on hand

2. Inventory transaction

3. Indent request status

Can also be inquired on User ID

03

9019

Transfer Inventory

Buy and Sell inventory from/to Vault- double lock

04

IV002

Inventory Adjustment

Teller can mark the inventory as torn, rejected, returned, lost, cancelled, duplicate, found, transfer, used etc. Marked inventories will not be available to be issued to the customer.

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5

FCR MADE EASY SECURITY MAINTENANCE SYSTEM Sl Fast     No Path Description Utility/Remarks

FCR MADE EASY

SECURITY MAINTENANCE SYSTEM

Sl

Fast

   

No

Path

Description

Utility/Remarks

REF: HO Cir 153/2007 dt: 30.05.07 & 87/07 dt 20.03.07 for SMS 15/2011, 267/2011 for Pass Word Secrecy

01

8892

Download Service

Available to SMS user of the Branch. Select required

entity-

The system should give message 'Download Successful'

02

8891

Download Log

To enquire the status by entering the ID. Available to SMS user of the Branch.

03

752

Resetting Primary Password

When the pass-word has lapsed/expired/forgotten by the user to reset

04

753

Enable/Disable User

To enable user when user uses wrong password thrice. To disable user on transfer, deputation, retirement, resign, dismissed, discharged, etc.

05

755

Modify Login Status

Set right Improper Logout (Killing User)

06

759

User Profile

Marking start date and end date for vacation (Dual control)

Maintenance

07

SMM02

User profile

Changing the role of User (Temp Sup duties, transfer, deputation, branch in charge role, etc) (Dual Control)

Maintenance

08

768

Change Primary

To modify password of self (Any User)

Password

Please NOTE: 1. User creation is done at Central Level (DIT _ SMS Group) as per requests of the branch both for FCR and FCC separately.

2. At branch level minimum 2 users will be assigned with SMS role, to handle user related

tasks.

3. SMS user will have two separate user IDs, FIRST Functional User ID and SECOND SMS

User ID for FCR. In FCC both functional task and SMS role can be assigned to one common ID.

4. SMS Reports for FCR is available under 7775/7778 whereas for FCC it is available in Web-i

(Business Objects).

5. Same Level Authorization for supervisory staff permitted. A Teller level ID is created for supervisory staff by suffixing ‘T’ to the user ID. This facility is extended to branches having

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6

FCR MADE EASY SECURITY MAINTENANCE SYSTEM more than 2 supervisory staff. In case of transfer,

FCR MADE EASY

SECURITY MAINTENANCE SYSTEM

more than 2 supervisory staff. In case of transfer, all his/her user ID has to be transferred to the transferee branch (Guideline 73/08)

6. Deputation of staff between CBS Branches:

NOT POSSIBLE:

a. if a person opens branch batch in a branch as in-charge

b. if a person opens teller batch in a branch and does cash transaction.

POSSIBLE:

a. if a person opens teller batch in a branch and has not put any cash transaction,

b. if a person having template 80 (Branch in-charge) and has not opened branch batch for the

day (Guideline 5/09).

From the control angle, Branch-in-charge/II line manager has to verify TP5029 and SM6009 reports everyday which reflects teller inter branch transactions and users logged in from other than home branch.

These mandatory reports are to be generated, scrutinized and authenticated without fail on a daily basis and preserved for future reference

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7

FCR MADE EASY CUSTOMER MAINTENANCE Sl Fast     No Path Description   Utility/Remarks 01

FCR MADE EASY

CUSTOMER MAINTENANCE

Sl

Fast

   

No

Path

Description

 

Utility/Remarks

01

CIM50

KYC Details

Add Mode:

Maintenance (Ho Cir 207/2011) (User Compendia on CASA/Clearing/ OCC/Term Deposit/FCNR updated till

Customer IC: Customer Identification Criteria:

Maximum 14 Alphanumeric characters :4 + 4 + 6 DPCODE + First FOUR Characters of Name + Date of birth/Incorporation/establishment in DDMMYY format. E.g. Branch is DV G Road, Bangalore, for a customer with name PADMANABH & DOB 02.02.1982, IC will be

30.04.2010)

0473PADM020282

&

(CBS Hand Out 2)

Category of the Customer from Pick list individual, NRI, Proprietor, Partner, Staff etc

Sub Category: This field gets activated if the category is other than individual

For NRIs governed by Double Taxation Avoidance Agreement (HO Cir 160/08), select the correct type basing on the country of residence of the customer (Guideline

64/08).

Customer Name:

Enter Customer Name

IDENTIFICATION DOCUMENT DETAILS TAB Tick on the relevant document box and enter the details. Photo Obtained: Tick the box. System date is populated. Customer Identification Data Obtained on: By default system date. Customer Risk Category: Low /Medium/ High Review of Risk Category done on: By default system date. Reason for Modification of Risk Category: To be specified if risk category is modified.

ADDRESS PROOF DETAILS TAB Tick the box against relevant document.

For existing customers, details can be captured either under Add or Modify mode depending upon whether details were captured earlier through CIM18. In such cases, date in the field 'Customer Identification Data Obtained on' should be suitably modified else system will throw an error message 'KYC details not obtained'

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8

FCR MADE EASY CUSTOMER MAINTENANCE       IF CUSTOMER ID IS BEING CREATED SOLELY

FCR MADE EASY

CUSTOMER MAINTENANCE

     

IF CUSTOMER ID IS BEING CREATED SOLELY FOR THE PURPOSE OF NOMINATION, CIM50 NEED NOT BE OPTED.

IN 8053, CATEGORY HAS TO BE SELECTED AS ‘NOMINEE’. 7101 will not permit change of category subsequently in this case.

02

8053

Customer Addition

Creation of a Customer ID:

(GL39/2008)

- Customer IC: Should be same as that given in

CIM50.

- Select Category form drop down list. Should be same as given in CIM50

- Go for Validation. System will check for (IC + Category), KYC Compliance and appropriate message ‘New’ or ‘Already Exists’ will appear

- Short Name: Always should be full name

- Customer ID 10 digit system generated serial number which is unique across the Bank

- Though Last Name is not mandatory here, it is mandatory for NET Banking.

- All mandatory fields denoted with * should be entered like DOB for Individuals, Date of Registration, Incorporation, Commencement of Business or any relevant date

- Introducer’s details

- If an existing customer, his Customer ID

- If Non Customer, type VIP/Known to the Manager and enter details.

Mobile Number and E mail ID, if provided by the customer should be filled in invariably since they are required for Net Banking and NEFT. Mobile number should be prefixed with 91 for India and 00 (Zero) for international numbers.

In case of Staff:

Category should be selected as Staff; Staff flag should be ticked; Employee ID should be mentioned

In the case of Current Account, the system does not validate whether the introducer is another Current Account Holder.

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9

FCR MADE EASY CUSTOMER MAINTENANCE 03 CIM09 Customer Nine Tabs or embedded pages are available

FCR MADE EASY

CUSTOMER MAINTENANCE

03

CIM09

Customer

Nine Tabs or embedded pages are available for Modify/Inquiry 1.Basic Information:

Information

Master

Maintenance

 

- (a) Global ( √) To be selected for replicating Customer ID in FCC

(Guideline 61/07) Guideline 49/2010

- (b) PAN: PAN details

 

System will check for PAN pattern (AAAAA9999A) and throws an error message if PAN entered does not conform to the pattern.

 

If PAN is missing, tax wherever applicable, is deducted at higher rate.

Once the PAN number is authorized through CIM09 screen the same cannot be removed. System permits to substitute new PAN in the place of existing PAN through modify function.

If PAN is not at all provided and no details have been entered in the field, system will allow saving the record.

 

- (c) Member: Field to be selected if member of any Club/Association

- (d) Membership Number: Enter the number

- (e) Staff (√ ): If Staff, Employee ID

(f) Keep in Office: To be opted only if written communications to the customer needs to be withheld. 2. CL Tracking Details: This Tab is enabled only if Global is checked. Overall Limit based on inquiry/net worth of the customer and currency (INR) fields should be updated for replicating in FCC module.

-

3.

Customer MIS Information: For MIS updating. Basing

on these values various reports are automatically generated.

4.

Composite MIS Information: Name of Retail Asset

Hub.

 

5.

Permanent Address: If different from Mailing address

maintained in 8053.

6.

Mailing Address: By default this is the address

captured in 8053. If any modification in address, Telephone Number, Mobile Number, E-mail/Internet ID.

For providing Net Banking Facility, same address in

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10

FCR MADE EASY CUSTOMER MAINTENANCE     application and E-mail/Internet ID to be captured. Mobile

FCR MADE EASY

CUSTOMER MAINTENANCE

   

application and E-mail/Internet ID to be captured. Mobile number should be entered in MOBILE NO field with 91- country code for India, 00 (ZERO) COUNTRY CODE for abroad as prefix.

7.

Hold Mail Address: Branch address is moved to this

field when the ‘Keep in Office’ flag is ticked

8.

Individual Customer Information:

(a)

Status: Regular/NRI

To Update

(b)

Signature Type

To Update

(c)

Ethnic Origin

To Update

(d)

Professional Code

To Modify

(e)

Marital Status

To Modify

(f)

Number of Spouse

To Update

(g)

DOB

To Modify

(h) Introducer’s Details

To Modify

(i) Annual Income Category To Update

9.

Corporate Customer Information: Business Type, Date

of Registration, Signatories, Directors/Partners, Name & Designation.

04 CIM11

Customer Detail Maintenance (Guidelines 61/07) Auto update

All are non mandatory fields

 
 

(i)

Employment Details: Occupation, Designation,

Tenure, Office address Number of years in employment/business, Retirement Age

 

(ii)

Previous Employment Details & Card Details, Credit Rating etc

(iii)

Spouse/Parent Details: Marriage Date/ DOB of Spouse, spouse/parent employment details

05 CIM22

Customer

Some data captured in CIM50 gets updated in Additional information Tab. Wherever CIM50 is updated, use ‘modify‘option. (1) Travel Information: Passport Details Important for NRI Customers (2) Additional Information: Ration Card, Voter’s Card, DL, Address Proof (KYC) Staff Flag, Employee Details (3) Miscellaneous Information: Senior Citizen, Pensioner, ECS Facility, Wedding Date, Government Agency (4) Tax Details: Details of Sales Tax, Customs, Excise/IT/VAT etc. (5) Company Details: DEMAT Account, Assets/Liabilities (6) Group Details: SHG, Subsidiary, Associate etc (7) Buyer/Supplier Details

Additional

Information

Maintenance

(Guidelines 61/07)

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11

FCR MADE EASY CUSTOMER MAINTENANCE       (8) Customer Details: Details of children, deceased

FCR MADE EASY

CUSTOMER MAINTENANCE

     

(8) Customer Details: Details of children, deceased customer details, Other Bank a/c detail, Blood Group etc

06

CIM17

Corporate Customer Details

Used to maintain & view Company, Business, Financial & Major Shareholders details of a company

07

CIM30

Customer Maturity processing Maintenance

To change the status of minor customer to a major customer on attaining majority (Customer level) (Account level by CH021)

08

CIM16

Customer Dormancy Status Maintenance

To change/modify customer level dormancy to regular (Inoperative to operative) Customer IC/ID is required. (Account level by CHM21, authorization in CH021)

09

CIM13

Customer Memo Maintenance

To maintain customer level memo (remark) details Severity; High: Requires Authorization for Supervisor even to view balance in account. ATM facility also gets blocked. Low: Pop up message to Teller/Supervisor for information Reason for memo from drop down list Memo Text: Alpha numeric 256 characters message that appear on the screen.

Memo placed through CIM13 results in rejection of Inward and Outward transactions through NEFT/RTGS under IB (Internet Banking)/STP (Straight Through Processing).

10

7101

IC Number Short Name Change

This enables change of Customer Category (from individual to NRI, Staff etc.), IC, Short Name, Full Name

- Changes take effect only after EOD process

- Change in name happens at Customer level only. For changed name to appear in Pass book/sheet or in different transaction screens, ‘Account Title’ field under Account Details 1 available in CH021 to be modified for CASA and in TD020 for Term Deposit Account

- Change in customer Category is not possible when the original category is ‘NOMINEE’.

11

CIM39

Customer ID

If any Customer is having accounts under different Customer IDs, the accounts can be brought under one Customer ID using this option. Option available to Officer and above. To be ensured that all ID of the same customer are merged (Guide Lines 56/07)

Change

Maintenance

Auto authorization (GL 41/09)

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12

FCR MADE EASY CUSTOMER MAINTENANCE       Select by Customer ID which you need

FCR MADE EASY

CUSTOMER MAINTENANCE

     

Select by Customer ID which you need to replace.

- All the accounts linked to this ID are displayed.

- Double click on the account.

- Account Details TAB is opened. Search for the specific ID which needs to be retained.

12

 

Signature

Scanning

(Guide Line

24/06) Outside the purview of CBS.

SIGNATURE TO BE MADE ON THE SPECIMEN CARD PREFERRABLY IN BLACK INK. Scanned signature to be

(HO Cir 268/2010)

stored in separate folder created in C:/D: drive. Size of the signature should not exceed 16 KB (width 360 and height 200) and saved as ‘customerID.JPEG’ file or CustomerID.GIF file. Scanned signature to be linked to Customer ID

13

7102

Link Customer

Select the Image type Signature/Photo ID Browse Select OK (Linking the signature/photo at customer level)

(i)

Image

(ii)

7103

Unlink Customer Image

Any signature/photo wrongly linked to the customer can be cancelled using this option before authorization

(iii)

7111

Modify Customer Image

Used for substitution of image/signature already linked and authorized with new image/signature. This will link new image to customer.

iv)

7104

Authorize Captured Image

For supervisor to authorize the linked image of photo/signature one by one for 7102 and 7111

(v)

7105

Customer Image Display

To View the signature/photo of a customer by selecting ID/IC of the customer available to Teller and Supervisor. Details of unscanned signatures are available in BUSINESS OBJECTS REPORT 430001 (Cir 220/09)

14

1000

Customer Search

Search is based on Customer IC, ID or Short Name All the accounts linked to the ID will be displayed. By double clicking on an account, we can get:

Balance Inquiry, Future Dated cash Deposit, Bills, Account Profile, Statement, Hold Funds, Client Profile, Commission, Unclear Funds etc

15

CIM18

CBR Detail Maintenance (GL 04/2010, HO Cir 247/2010,

OPTION ADD: Select by Customer ID. TAB1: Select Basel II category and Educational Qualification. TAB3:Enter Financial Inclusion Smart Card number for accounts opened under product code 108 and 119

351/2010)

Cir 116/2011

TAB7:

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13

FCR MADE EASY CUSTOMER MAINTENANCE       FINANCIAL INCLUSION BENEFICIARY: Select ‘ YES ’

FCR MADE EASY

CUSTOMER MAINTENANCE

     

FINANCIAL INCLUSION BENEFICIARY: Select YESfrom pick list if financial inclusion beneficiary.

16

CIM12

Customer Contact Log Maintenance

Option available to officers and above For recording details of contacts either for Inspection or for Other reasons - Description 248 characters History of visits. Report 7775 CI127 - 7778

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14

FCR MADE EASY CASA – SB/CA Sl Fast     No Path Description   Utility/Remarks

FCR MADE EASY

CASA SB/CA

Sl

Fast

   

No

Path

Description

 

Utility/Remarks

GLOBAL DEFINITIONS

 

01

CHM01

CASA Product

To know details of products, GL, Interest, SC, Exception, Facilities etc.

Master

Maintenance

 

ACCOUNT MAINTENANCE

 

02

8051

CASA Account

- Product name to be selected from Pick list

Opening

- Account Title (Mandatory) Full Name of the Customer/Firm/Joint Members without any special characters. This value is displayed in all transaction screens, pass book/sheet etc. If left blank, Short name of the customer is defaulted here after validation.

- Account Description (not mandatory) any remarks or special observation to be noted here.

- Customer IC From Pick list

- Relationship From Pick list

- (1) SOW (Sole Owner)

 

(i)

Individuals

(ii)

Non Individuals: Company/Banks Partnership Firms Proprietorship Firms Registered/Unregistered Firms Trusts/HUF

(iii)

Minor’s Account

- (2) Authorized Signatory In case of Non individuals except trusts

- (3) Guardian In case of Minor

- (4) Trustee In case of Trusts

JOINT ACCOUNTS

- (5) JAF (Joint And First) First Member of the joint account when operating condition is jointly

- (6) JAO (Joint And Other) Other Members of the joint account (maximum 3) operating jointly

- (7) JOF (Joint Or First) - First Member of the joint account when operating condition is Severally (E or S)

(8) JOO (Joint Or Other) - Other Members of the joint account (maximum 3) operating severally After validation, Customer ID, Short Name data will be populated.

-

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15

FCR MADE EASY CASA – SB/CA       - Officer ID – From Pick

FCR MADE EASY

CASA SB/CA

     

- Officer ID From Pick list

- Tax Code 1 Depending on the Category, system will pick up the value. Not modifiable

- Tax Code 2 Not being used now. Default value is Zero. Not modifiable

- THRESHOLD LIMIT: Appropriate limit to be entered

- Interest Waiver - If checked at the time of opening, CANNOT be modified later

- Restricted Account If checked, account can be operated only in the branch where it is opened. Can be modified in CH021.

MINOR ACCOUNT STATUS

(1)

Minor with Restrictions - Minor himself Individually

(Student Account > 10 years) Cir 424/2010.

(2)

Minor without Restrictions - Minor represented by

Guardian

(3)

Major - If first customer is major, Company, Firm

(GL 41/2010)

Bulk account opening facility is available for CASA Accounts of individuals through GEFU facility.

03 CI142

Customer

To Add/Delete Customer to an Account. 8051 permits maximum THREE customers. FOURTH by this option only. Permits addition of name to any extent but prevailing limitation of FOUR applies.

Account

Relationship

Maintenance

Can be used for converting Single account to Joint and vice versa.

04 CIM28

Account

To maintain default Instruction and also additional instructions. This is displayed with (ALT+S) hot key along with Signature/Image. Mandatory for all CASA Accounts. 7775-BA115-7778 gives report on accounts without operating instructions.

Operating

Instruction

Maintenance

05 CH021

Account Master Maintenance

No addition by this option. TWO Tabs in Modification screen

(a)

Account Details 1:

Minor Account Status Mail Address Control for sending communication either to Customer level address or Account level address maintained

through CHM36 Statement Copies

COMPILED BY COMPUTER LEARNING CENTRE, STAFF TRAINING COLLEGE, BANGALORE

16

FCR MADE EASY CASA – SB/CA     Threshold Limit: Reviewed Threshold Limit of the

FCR MADE EASY

CASA SB/CA

   

Threshold Limit:

Reviewed Threshold Limit of the account on: System date Reason for modification of Threshold Limit:

Risk Category of the Account: Display field Drawdown option for RD account (b) Account Details 2:

(i) Account Officer ID (ii) Account Flags Restricted if checked, account will be operable through home branch only Update Minimum Balance for changing if checked, BALANCE INFORMATION TAB is activated. Change the minimum balance field. Cheque Book facility if unchecked, cheque book cannot be issued to the account Employee, in case of staff account Corporate for Replicating the account under FCC (iii) External Banking Facility:

ATM for ATM/Debit Card POS to use card at Member Establishments TBS Tele banking/Interactive Voice Response System NET for Net Banking Facility ON INQUIRY

1. Account Detail 1 tab is available

2. Staff detail will be available under 'account attributes'

3. All flags will be seen under ‘ACCOUNT FLAG’ TAB.

06 CMS01

CARD

To link Debit Card to a CASA account

Maintenance

- Select Customer ID

- Select Card Product : STARTER KIT

- Enter 16 digit Card number

- Accounts linked to the Customer Id are displayed. Maximum of 4 eligible accounts can be linked.

- Default & Link should be 'Y' for one account only for POS transactions, balance is checked against this account only

- Other accounts, default will be 'N' and link 'Y'

07 CHM36

Account

To maintain ACCOUNT level address for CASA. Other than

Address

the address maintained in 8053/CIM09. number of copies of statement.

Also able to capture

Maintenance

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17

FCR MADE EASY CASA – SB/CA   08 BA437 Account Memo Over and above the

FCR MADE EASY

CASA SB/CA

 

08 BA437

Account Memo

Over and above the memo/remarks maintained at customer level through CIM13 Memo placed through BA437 results in rejection of Inward and Outward transactions through NEFT/RTGS under IB (Internet Banking)/STP (Straight Through Processing).

Maintenance

 

09 SCM03

SC Package

To waive account level SC for an account under 'Modify' Waiver Flag: Not to charge particular SC Waiver Uncharged: Waive SC which is under hold. Caution: Do not tick the box against 'Account level SC Waiver Flag' under Package Details, as this will waive all service charges attached to an account.

changes at

Account

 

10 CHM21

Account Status

Changing status due to:

Maintenance

Blocking of account, Disallowing Debit/Credit Reactivating Dormant Account (Inoperative to operative) Death, Insolvency etc

Authorization

in CH021

CHEQUE MAINTENANCE

 

11

CHM37

Cheque Book

Issue Cheque book to an account. Under ADD mode:

Maintenance

Cheque Book type: Non personalized Personalized (pre printed) No Inventory Required: This field should be selected if a Cheque book is issued to the account but not captured in the system (pre migration). This option does not update the inventory files. However, this utility is not to be used as a matter of routine. Stock Code to be selected SB 10 leaves /SB 20 leaves start number /end number/quantity populates automatically depending on the inventory details available with the user. Cheque book status under Cheque book details to be changed to ‘Delivered’. Deliver the cheque book to the customer only after the input is authorized by the supervisor. System displays boxes to the extent of cheque leaves issued with a maximum of 5 rows of 20 boxes each, each box represents a Cheque leaf with status P for Paid, U for unpaid S for Stopped and D for destroyed. Same option can be used for inquiry. At the time of closure of account, unused cheques should be marked as 'destroyed'

COMPILED BY COMPUTER LEARNING CENTRE, STAFF TRAINING COLLEGE, BANGALORE

18

FCR MADE EASY CASA – SB/CA       Under Cheque Book Details TAB, there

FCR MADE EASY

CASA SB/CA

     

Under Cheque Book Details TAB, there is a □.

If Non MICR cheque book is issued, do not select the Box. Issue of Multi City Cheques: Same as normal cheques. However, the account has to be marked for issue of Multi City Cheque through option CHM08.

 

12 CHM43

Cheque Book

Option meant for use by CPC Prerequisites: Branch/CPC has to enter the request from Customers for personalized cheques through Cheque Indent Process System (CHIP) available in Single Sign On. Stationery Section, HO will place indent for personalized cheques for the bank as a whole. Cheque books will be dispatched by the printer directly to account holders and the details will be sent to Stationery Section through GEFU. After verification, it is forwarded to CPC for uploading in the CBS. Output file generated by CPC (dpcdCHQmmddyyyyslno.txt) from this GEFU file is forwarded to TM Section for placing it RJSIN directory. Upon receipt of confirmation from TM Section, Teller has to opt for CHM43. ADD:

File Name: Enter file name. Batch Number: Populated by the system. Click on OK. Upon authorization by supervisor, system will display Records Processed/Rejected. Reports CH352 (Successful) and CH353 (Rejected) are available through 7775/7778.

Issue Upload

(Guideline

25/2011)

 

13 CHM35

Stop Cheque

Stop Cheque Instruction can be marked against a single Cheque or a series of cheques. Stop Cheque instruction will take effect only after the record is authorized. Revocation is by ‘Delete’ option.

Instruction

HOLD FUNDS

 
 

1055

14 Hold Funds

Enables earmarking of funds in the account for Court Order/Bank lien/Inter branch withdrawal/ lost passbook Deceased/others (once maintained, earmarked amount is NOT AVAILABLE for withdrawal). Only Addition is possible through this option.

Request

 

15 CHM33

Hold Funds

Used to modify/delete (revocation)/inquiry of hold funds information made through 1055.

Maintenance

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19

FCR MADE EASY CASA – SB/CA STANDING INSTRUCTION/SWEEP IN/SWEEP OUT/TOD     16 CHM31 Standing

FCR MADE EASY

CASA SB/CA

STANDING INSTRUCTION/SWEEP IN/SWEEP OUT/TOD

 
 

16 CHM31

Standing

To record standing instruction given by the customer for specified amount. Gets executed at BOD for the specified amount. Account Type: CASA/GL GENERALLY this option should not be used for creating standing instruction for RD and LOAN account Type of instruction for which SI can be set up:

Instruction

Maintenance

1.

Internal Flexcube Retail Account for RD, CH021

2.

Internal Flexcube Loan Account Better use LNM31

3.

External Account SI: Not to be used

4.

Internal GL Account:

5.

Internal TD Account: Not to be used

6.

New TD Account: Not to be used

7.

PO Issue:} Please tick on Automatic PO Issue

7. PO Issue:} Please tick on Automatic PO Issue

8.

DD Issue:}

9.

IBA

Service Charge Code 10105, if applicable

 

SI Failed Not to be selected

DD/PO issued under SI will be generated at Day Begin Process and can be verified through ST074. Printing through FP 5525. (GL27/09).

Credit will be available in GL 200001004 (HOCBSFCRTRANSINTERBRANCH) of the issue branch in case of CBS DD and this can be verified through GLM04 option.

NOTE: If any SI is registered for an account, the same should be deleted before closing an account.

 

17 CHM32

Sweep Out

Funds over a specified limit can be transferred to:

 

Maintenance

 

CASA or TD New TD or New Deposit in existing TD account(Canflexi, SB GOLD, Can Premium only)

CBS Handout

- Executed during EOD

 

No. 17

- From Domestic operative account to operative accounts (except for NRE, NRO, RFC, EEFC Cansaral, Canchamp and CGA) of the same customer with same name. Account status should be Regular.

- If TD, Frequency Daily. Deposit in multiples of `.1000.00 opened automatically at EOD depending on the product & term specified, minimum and maximum amount specified.

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20

FCR MADE EASY CASA – SB/CA     - ‘Next Date’ should be current date.

FCR MADE EASY

CASA SB/CA

   

-

‘Next Date’ should be current date.

Mandatory option for Canflexi deposit (product code 105)

- For the first time, select New TD. Once the account is opened, modify the record to ‘New Deposit in existing TD’.

- Once the deposit is opened, payout instructions have to be put through TD039.

18 CHM39

Sweep In

Teller can Add. At top: Beneficiary Account - CASA Regular Bottom: Provider’s Account – CASA or TD More than one operative account of the same customer can be linked. In case of shortage of funds, system automatically transfers funds form provider’s account if funds are available.

In TD accounts, in multiple of units of redemption (part withdrawal) as applicable to the product

Maintenance

CBS Handout

No. 17

Guideline 47/10 For Recursive Sweep In facility

- Sweep in is executed for transactions under Options 1001, 1013, 1006, and inward clearing option 5521. DOES NOT WORK UNDER GLM01 OPTION.

 

- System will sweep in the shortfall + Minimum balance required at EOD.

- Amount available for Sweep in can be checked through CH021 Balance Tab Amount available for Sweep in.

19 CHM40

Sweep In

If more than one instruction is given, it allows prioritizing the sequence.

Sweep Out

Priority

 

Maintenance

20 CHM12

TOD Limit

For permitting TOD in CASA

Master

- 1. Before granting TOD under SB/CA, limit to

Maintenance

 

be created where due date can be specified for required number of days

- 2. In case of overdrawing in account due to passing of inward clearing cheques in ST034 or debit in GLM01 (forced Debit), system creates TOD limit automatically in CHM12 for due date 15 days. (As parameterized in CASA product). Penal Interest will be calculated from the next day of the due date.

- 3. Due date of 15 days permitted automatically under forced debit cannot be modified once the transaction is put through. (Guideline no 39/07)

COMPILED BY COMPUTER LEARNING CENTRE, STAFF TRAINING COLLEGE, BANGALORE

21

FCR MADE EASY CASA – SB/CA OPERATION IN CASA (Ref HO Cir 267/2010 on narrations)

FCR MADE EASY

CASA SB/CA

OPERATION IN CASA (Ref HO Cir 267/2010 on narrations)

21

 

1401

Cash Deposit

Crediting of Cash other than to RD accounts. System Generated Counterfoils are introduced in identified branches in select cities at present BANGALORE /CHENNAI/ DELHI /HYDERABAD/ MUMBAI

Cash deposit limit is included in product masters. If the limit exceeds, system will prompt the message ‘Cash receipt amount exceeds INR50000/- obtain PAN/TAN details’

(i)

 

(GL01/2011)

(Guideline

Cash handling charges are now system enabled. However, multiple credits aggregating to over ` 1.00 lakh is tracked in BO Report 124921.

31/2011)

(ii)

 

1001

Cash

Cash withdrawal using Withdrawal Order Form

 

Withdrawal by

WOF

(iii)

 

1013

CASA Cheque

Cash Withdrawal through Cheque. Cheque number and date in next screen

 

Withdrawal

For existing customers if details are not captured through CIM50, system will throw message ‘KYC Details Not Obtained’ when the above three options are used.

(iv)

 

1006

Funds Transfer

Funds transfer from CASA to CASA (except RD) within CBS branches

 

Request

(v)

 

1008

Miscellaneous

For debiting CASA and crediting GL

 

Customer Debit

For options (ii) to (iv), system will throw exception/messages such as ‘Insufficient Balance’, Cheque Stopped for payment’, ‘Cheque already paid’ at OK button at the Teller level before authorization/Submission if such conditions exist for the account (GL 41/09).

(vi)

1408

Miscellaneous

For debiting GL and crediting CASA

Customer Credit

(vii)

1411

Future Dated

Late Cash transaction for next date

Cash Deposit

(viii)

GLM01

Voucher Entry

Batch Processing:

Permits single/multiple CASA/GL Debit and single/multiple CASA/GL credit. Type of Debit

- Normal: when funds are available

- Forced: when TOD is permitted

Supervisor to ensure at the time of authorization Customer Account Hold: Optional, but if checked, will keep the transaction amount in hold at data entry level itself

COMPILED BY COMPUTER LEARNING CENTRE, STAFF TRAINING COLLEGE, BANGALORE

22

FCR MADE EASY CASA – SB/CA   22 7030 Passbook To issue NEW passbook to

FCR MADE EASY

CASA SB/CA

 

22 7030

Passbook

To issue NEW passbook to SB account holders & printing cover page of passbook. If Nominee’s name is to be printed, enter ‘Y’ against Nominee. If duplicate PB is sought, opt for Lost maintenance

Issue/Lost

Maintenance

 

23 7010

Passbook

For updating the passbook printed under 7030. REPRINT: in two cases only

Update

-

Duplicate passbook printing from old date

Quality of print not good (Default line No: (1) not to be changed)

-

Issue of pass book to Current Account holders through system is now extended to all branches (GL 02/2011)

 

24 CH220

Pass Sheet

7775-CH220-7778

printing

 

25 CHM34

Special

Regular generation of pass sheets can be done by updating CHM34 under ADD mode. Select frequency and tick ‘By Hand’ option under Statement Dispatch Mode. Pass sheets will be available after EOD through 7775 - Batch Reports - MS240 for the branch. Print file is also available through

Frequency for

Statement

(HO Cir

14/2011

http://cbsreports/MisRpts/ Spl_Freq_Stmts.

288/2011)

If statements are required through Email, ensure the presence of email id in CIM09 Mailing Address Tab and tick all boxes under Statement Dispatch Mode.

Statements are generated in PDF format and are password protected. Customer ID is the Password.

COMPILED BY COMPUTER LEARNING CENTRE, STAFF TRAINING COLLEGE, BANGALORE

23

FCR MADE EASY CASA - RECURRING DEPOSIT Sl Fast     No Path Description Utility/Remarks

FCR MADE EASY

CASA - RECURRING DEPOSIT

Sl

Fast

   

No

Path

Description

Utility/Remarks

GLOBAL DEFINITION

 

01

CHM01

CASA Product

To know product details, facilities, GL Codes etc (Product Codes 181-185)

Master

Maintenance

 

ACCOUNT OPENING

 

02

8051

CASA Account

- Select the Product Code ranging from 181 185

Opening

- Account Title: Full name of the customer

- Customer ID from Pick List

- Relationship: Select from Pick list

- Officer ID: From Pick list

- Specify Deposit Term (in months) and Installment Amount and variance if any

- Threshold limit

STANDING INSTRUCTION/INSTALLMENT PAYMENT

 

03 CH021

Account

Modify mode: Account Detail 1:

Master

Under RD Draw Down option CASA account number to be entered. Name of the account holder to be ascertained by customer inquiry (Alt + C). System will debit CASA account on due date and credit RD account automatically at day end if funds are available.

Maintenance

 

04 CHM31

Standing

Can be maintained through this option also for RD installments.

Instruction

Maintenance

 
 

1421

05 RD installment

For direct payment of installments by Cash/transfer from CASA/GL Combined facility for inquiry and payment. Based on the mode selected, system will display the screen. Can be used for Inquiring Status of installments also

Payment

Inquiry

COMPILED BY COMPUTER LEARNING CENTRE, STAFF TRAINING COLLEGE, BANGALORE

24

FCR MADE EASY CASA - CANFLEXI DEPOSIT Sl Fast     No Path Description  

FCR MADE EASY

CASA - CANFLEXI DEPOSIT

Sl

Fast

   

No

Path

Description

 

Utility/Remarks

GLOBAL DEFINITION

 

01

CHM01

CASA Product

To know product details, facilities, GL Codes etc (Product Code 105)

Master

Maintenance

 

ACCOUNT OPENING

 

02

8051

CASA Account

- Select the Product Code 105

Opening

- Open an account like any other SB account

- Minimum balance of Rs.10000.00 (parameterized)

SWEEP OUT

 

03

CHM32

Sweep Out

- Mandatory option for Canflexi deposit

Maintenance

- Excess funds over a threshold limit can be transferred to: TD New TD or New Deposit in existing TD account

- Executed during EOD

- Frequency Daily.

- Start Date, End Date & Next Date to be specified

- Start Date & Next Date should be Current Date

- Minimum balance to be retained is `.15000 (10000+ 5000. buffer)

- Sweep out minimum amount `.1000 maximum amount as per party’s request.

- Deposit in multiples of `.1000 opened automatically at EOD depending on the product & term specified

- Such TD or operative account will be automatic sweep- in provider for Canflexi or CASA account in case of shortage of funds due to debits

TD PAYOUT INSTRUCTIONS

 

04

TD039

TD Multiple

To be used to maintain payout instructions of TD opened through sweep-out option

Payout

Instructions

-

Principal & interest credit to CASA or Principal can be reinvested in new or existing Account.

Instruction can be given one day prior to the date of maturity of the deposit.

For TD created, Redemption/Renewal option1358

For TD created, enquiry options are 7020, TD020, TD021

(Guide lines 37/2007)

COMPILED BY COMPUTER LEARNING CENTRE, STAFF TRAINING COLLEGE, BANGALORE

25

FCR MADE EASY CASA - NOMINATION NOMINATION     01 BA438 Nominee To capture Nominee

FCR MADE EASY

CASA - NOMINATION

NOMINATION

 
 

01 BA438

Nominee

To capture Nominee details, also guardian details if nominee is a minor

Master

Maintenance

Nominee must have a Customer

Creation of Customer

ID for nomination only does not require CIM50 validation.

In 8053, category has to be selected as ‘NOMINEE’.

In 'Nominee ID' field as well as 'Customer ID' under Search Criteria in Nominee Information block, Nominee ID itself has to be entered. Customer ID of Account holder will not appear in BA438 at all.

 

02 BAM64

Customer

To link the nominee ID captured through BA438 to Depositor's ID/Account. SHARE % SHOULD ALWAYS BE

Account

Nominee Cross

100.

Reference

For substitution of nominee, do not opt for Modify. Delete the old nominee, create a new nominee through BA438 and then link it through BAM64.

COMPILED BY COMPUTER LEARNING CENTRE, STAFF TRAINING COLLEGE, BANGALORE

26

FCR MADE EASY CASA - OD/CC Sl Fast     no Path Description   Utility/Remarks

FCR MADE EASY

CASA - OD/CC

Sl

Fast

   

no

Path

Description

 

Utility/Remarks

GLOBAL DEFINITION

 

01

CHM01

CASA Product

To know/Inquire Product details like, GL, Interest, Exceptions etc (Product Code 251-285)

Master

Maintenance

 

ACCOUNT OPENING

 

02

8051

CASA Opening

To open an OD/CC account:

- Select appropriate product code (251-285) from drop down menu

- 1st- Firm/Individual ID - Customer relation: SOW

- 2nd -Proprietor/Partner/Director ID Customer relation: Authorized Signatory

- Joint borrower - Customer relation: JAF & JAO

- Threshold limit

LIMIT CREATION

 

03

CHM07

OD Limit

Each OD account can have maximum of 99 limits

master

- Individual limit to be fixed

maintenance

- Select Interest Index Code 30001 when ROI is linked to BASE RATE.(Cir

 

248/10)

If ROI is different than BR, the difference should be maintained through account variance using CHM48.

- If ROI is not linked to BASE RATE, correct Interest Index Code above 20001 should be selected in CHM07 itself (e.g. Staff Accounts)

- Start date & end date to be entered

- Secured, Internal FD to be entered

- Reasons to be specified

- THIS APPLIES TO ADHOC LIMITS ALSO.

DIT 603 F132 dt 23.12.2010

- Ad hoc Limit Check this box if Ad hoc limit is

 

sanctioned.

 

- Closed Limit Check this box in case limit is expired

 

and not considered for renewal.

- Under both circumstances, system will not include the limits for review of expired limits.

For ODCC against shares, separate limits are to be created for each Company (Guideline 51/08). IF AGAINST OUR OWN DEPOSITS:

-

-

Both Secured & Internal FD to be selected

COMPILED BY COMPUTER LEARNING CENTRE, STAFF TRAINING COLLEGE, BANGALORE

27

FCR MADE EASY CASA - OD/CC       - Then Select FD Security Details

FCR MADE EASY

CASA - OD/CC

     

- Then Select FD Security Details Tab

- Security type ‘133-TD security - INR

- Deposit Account number, description, deposit number, value to be entered.

- Click on Propagate Int change & Linkage Deposit Interest only is propagated, 2% has to be given in CHM48 under variance

- Lendable margin can be changed

SECURITY CREATION AND LINKING

 
 

04 BAM74

Security

To create security details

Header

- Security ID: 13 digit a/c number + 001(serial no)

Maintenance

- Security Code: Select appropriate code.

- Also to update DP use modify option

DIT 603 F132 dt 23.12.2010

Where stock statement detail has to be entered, in VALUATION DATA Tab Last Value: Stock value as per the current Stock Statement Valuation date/Stock stmt due date: Current Stock Statement date. Next Stock Stmt Due Date: Enter the future date on which the periodic Stock Statement is due. If security is shares, to be created company-wise. Security code Shares 15. Select the share from pick list under Financial Securities Tab (Guideline 51/08).

 

05 CHM06

OD Security

-

To link the security created under BAM74

maintenance

Add Security

- Select security code

- Security ID, lendable value, security value can be modified

- Description mandatory

(Guideline

If security is shares, select security code Shares 15. Link Box: Check this box. Update Drawing Power: Check this box. Update Security Value flag: ‘Y’.

System default margin is displayed. Can be changed according to the sanction.

51/08)

Before end of every month, DIT will update value of shares. On the first of the succeeding month, branch has to run BAM46 to propagate the security value and then check through CHM06 to see if the value of security is updated

COMPILED BY COMPUTER LEARNING CENTRE, STAFF TRAINING COLLEGE, BANGALORE

28

FCR MADE EASY CASA - OD/CC 06 BAM46 Security   - For updating Drawing Power

FCR MADE EASY

CASA - OD/CC

06

BAM46

Security

 

-

For updating Drawing Power updates for all branches

Propagation

 

OTHER OPTIONS

 
 

07 BAM83

MIS cross

MIS values are defaulted by the system. Verify the correctness. If necessary change under Modify option (Guideline 14/09).

reference

maintenance

 

08 CHM48

Account level

Can be used to maintain variance in:

variance

 

- OD interest

maintenance

 

- TOD

 

- Overline

- Credit interest

- Slab ROI

- Change in ROI if maintained at account level

- No value date/retrospective date

- Updates on date of change

By default ‘OD Interest’ button is selected. Continue if account level variance is to be given.

‘TOD/Overline/CR Interest’ button to be used for charging account level debit variance of SB/CA TOD and account level credit variance for SB/CA. (Guideline 09/09)

 

09 BAM57

Interest

Excess/short interest can be adjusted

Adjustment

Transactions

 

10 CHM37

Cheque Book

Chose Add mode, pick inventory, & click on ' Delivered' under Cheque Book Status.

issue

maintenance

-

Authorize

-

Cheque status can be inquired through the same option

TRANSACTION OPTIONS (Ref HO Cir 267/2010 on narrations)

 

11 1401

Cash Deposit

Accept Cash. System Generated Counterfoils are introduced in identified branches in select cities at present - BANGALORE /CHENNAI/ DELHI /HYDERABAD/ MUMBAI

 

12 1006

Funds Transfer

CASA to CASA

Request

 

13 1001

Cash

By Withdrawal Order Form

Withdrawal

 

14 1013

CASA Cheque

Withdrawal through Cheque.

Withdrawal

COMPILED BY COMPUTER LEARNING CENTRE, STAFF TRAINING COLLEGE, BANGALORE

29

FCR MADE EASY CASA - OD/CC Under 1001, 1006 & 1013, system will throw exc

FCR MADE EASY

CASA - OD/CC

Under 1001, 1006 & 1013, system will throw exception/messages such as ‘Insufficient Balance’, Cheque Stopped for payment’, ‘Cheque already paid’ at OK button at the Teller level before authorization/Submission if such conditions exist for the account (GL 41/09).

For existing customers if details are not captured through CIM50, system will throw message ‘KYC Details Not Obtained’ when the above three options are used.

CLOSURE OF ODCC

 
 

15 CH001

Account Closing

Prerequisites

Balance

- Account should be in credit balance

Information

- Security if any linked, should be removed use CHM07 under modify option

- CHM06 for term deposits use delete option

De-link from limit in FCC Unused cheque leaves to be destroyed using CHM37 Delete Option SI, if any, should be deleted Debit/Credit Card should be cancelled. Once opted and authorized, cannot be reversed.

-

 

16 Close out

1320

Balance Inquiry

For payout of the balance by PO/Cash/Funds transfer/Transfer to GL

 

17 BA995

Single Account

- Transfer of OD/CC accounts between CBS Branches

Transfer

- Account Number remains same at transfer in branch

- BA024 account transfer report under 7775/7778 to be verified

- System passes accounting entries at GL level. No BAR/IBA required.

INQUIRY OPTIONS

 
 

18 BA434

Account to

- Not applicable against our own deposits

Security

- Security created under BAM74/LNM34 is available

Inquiry

 

19 BA433

Security to Account Inquiry

- Single security attached to how many OD/CC accounts

 

20 CH066

Limit to

- Limit wise Details

Security

- Limit, DP & Security details

Inquiry

MISCELLANEOUS

 

21

CHM12

TOD limit

THIS OPTION IS NOT TO BE USED FOR CREATING ADHOC LIMITS For exceptional drawing/TOD limit under CASA including ODCC.

master

maintenance

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30

FCR MADE EASY CASA - OD/CC     - 1. Cash transaction beyond DP 2.

FCR MADE EASY

CASA - OD/CC

   

-

1. Cash transaction beyond DP

2. In case of overdrawing in account due to passing of inward clearing cheques in ST034 or debit in GLM01 (forced Debit), system creates TOD limit automatically in CHM12 for due date 15 days. (as parameterized in CASA product) (Guideline No 40/07)

-

22 BA020

Account

Loan/Sanction Details:

Additional

- Sanction Details

Information

- Godown visit date

Master

General Details

Maintenance

Date of AOD/AOS last field and date of loan papers Stock Details

-

- Date of Audit

- Date of MTR etc

LPD details under CDCRM Tab

In respect of LPD accounts, ensure selecting of appropriate status in the ‘Status of LPD’ field so that wherever AOD is required, the details are not left out in PRR 12 (Guideline 13/09). This is important to generate accurate PRR 33 return. In the case of account classified as LPD, full details have to be captured in BAM59.

23 CHM36

Account

Other than at customer level

address

maintenance

24 CH220

OD/CC Pass

7775-CH220-7778

Sheet

25 CHM34

Special Frequency for Statement (HO Cir 14/2011

Regular generation of pass sheets can be done by updating CHM34 under ADD mode. Select frequency and tick ‘By Hand’ option. Pass sheets will be available after EOD through 7775 - Batch Reports - MS240 for the branch. Print file is also

288/2011)

available through http://cbsreports/MisRpts/ Spl_Freq_Stmts.

If statements are required through Email, ensure the presence of email id in CIM09 Mailing Address Tab and tick all boxes under Statement Dispatch Mode. Statements are generated in PDF format and are password protected. Customer ID is the Password.

COMPILED BY COMPUTER LEARNING CENTRE, STAFF TRAINING COLLEGE, BANGALORE

31

FCR MADE EASY CASA - OD/CC   26 BAM84 Financial Details of listed shares/securities –

FCR MADE EASY

CASA - OD/CC

 

26 BAM84

Financial

Details of listed shares/securities face/market value

Security

maintenance

 

27 CHM08

CBR Code

DICGCS/ECGC/CGFSI etc invoked and kept in SL to be captured under Details 2 TAB.

Maintenance