Beruflich Dokumente
Kultur Dokumente
2
Benefiting from High R&D
20%
18%
10%
8%
2003 2004 2005 2006 2007 2008
*Cash R&D, adjusted for the difference between capitalisation and amortisation
**End of fiscal years: SAP, i-flex (ex-services), Misys (ex-Sesame); TCS (BaNCS).
For i-flex in 2008, no data is available so we have assumed the same percentage as in 2007
3
T24 Main Features
Regional Platform
High
Core Investment
4
T24 Main Features
Simple Configuration
Regional Platform
Core
FE Mobile
Agility Kit Customer CRM Sales Support
Extensibility Database CIF SCV Profiling Segmentation Prospects Campaigns
Rules Engine Queries Comms. Case Mgt. Preferences Advice* Propensity Origination
GIT Screens Limits Alerts Profitability Credit Score Rewards*
Manufacturing
Currently T24,
Integration, Workflow and Process Product Services
Moving to Design
Catalogue open
Retail
standards
Pricing Interest Model Processes Service Repository Process Workflow
Charges Publishing
Corporate
Private Wealth
Common Services Regulation and ComplianceViveo
Microfinance
Past Due Collections User Roles
Reg Reporting AML Compliance
Archiving Reconciliations Confo. matching
Blacklisting Doc Mgt. Treasury
24/7 Images User Roles
Management Control Islamic
Doc. Mgt. Deposit Boxes Lydian
Doc. Mgt.
Insight Risk
6
*Roadmap or limited functionality
Breadth Of Solution Portfolio Private Wealth
Channels
Private Wealth Third Party Channels and Systems
Branch Internet Mobile Agent Call Centre IVR ATM/POS Systems
7
*Roadmap or limited functionality
Breadth Of Solution Portfolio Islamic
Finance Products:
Manufacturing
Murabaha
Musharaka Integration, Workflow and Process
Finance Models
Product Services
Catalogue
Ijarah Design Wakala
Ijarah
Pricing wa Iqtinaa
Interest Fleet financing
Model Processes Servicefeatures
Other Repository Process Workflow Retail
Musharaka Revolving Charity past due
Charges
Tawaruq Publishing Musharaka Reposes assets Corporate
Musawamah Postponement
Bei Salam Asset/collateral
Parallel Salam
Private Wealth
Common Services Finance types Regulation
definition and Compliance
Murabaha model Down payments Microfinance
Fixed rate Hamish
Reg Jedlay
Reporting AML
Past Due
Treasury Collections
Products: User Roles
Automated rate change Sub products
Tawarruq Reconciliations
Archiving
Blacklisting Doc Mgt. Treasury
Murabaha Floating
Confo. matching
rate
Annuity fixed instalments
Reversed
24/7 Images
Murabaha User Roles
Islamic
Wakala
Doc. Mgt. Deposit Boxes Doc. Mgt.
Management Control
Bei Ajel
Islamic Repo Performance Basle II Collateral Universal
Language GL & Control BAM Limits
Company Currency Time-zone ETL ALM Mkt. Risk
Payments
8
*Roadmap or limited functionality
T24 Annual Release Cycle
Workflow
Totally consistent architecture Channels w New Local
(e.g. Credit
1538 Objects FT Cards)
387 business
Massively extensible T24
Application Version
Data Core
Services T24 Application
Versions Object
Channels Inherits template
Objects API methods
(input, authorise, list etc)
Applications
Data
10
T24 Architecture High Availability
Adobe
Flash
Adobe
AIR
T24 Internet T24 ToolBox T24 Browser T24 Monitoring T24 Web Services
Web Layer
Microsoft
TCP/IP (SSL)
Oracle
IBM WebSphere MQ
IBM
Oracle AQ
Connectivity JMS
Application
11
Arrangement Architecture R11
Product Groups
Product Families
Product Components
Customer Officer Limit Account Accounting
Attributes Actions Attributes Actions Attributes Actions Attributes Actions Attributes Actions
Activity Restriction Activity Mapping Activity Presentation Activity Messaging Activity API
Attributes Actions Attributes Actions Attributes Actions Attributes Actions Attributes Actions
12
Measure Past Performance
Corporate KPIs
13
Measure Past Performance
14
Client and Portfolio Metrics
15
13/11/2007
Monitor Transactions
16
Process Led Implementation: Reference Process Architecture
Level 1
Level 2
Level 3
Level 4
17
Manage Customer - Detail
Contacts to be
managed
Relationship
Manager (PWM)
COS Relationship
RETAIL.FRON open home
page Manager...
T.OFFICE
Customer Service
Officer
Relationship
ENQ
find the Manager (PWM)
FIND.CUSTO
MER customer
Relationship
Manager...
Customer Service
Officer
COS
CUSTOMER. Show 360
OVERVIEW customer view
Relationship
Manager...
Relationship Relationship
Manager... Manager...
CR.CONTACT
Customer Service Create Customer Service
Create call report .LOG,APPOIN
Officer appointment Officer
TMENT
18
Manage Customer Detail Zoom
Contacts to be
managed
Relationship
Manager (PWM)
COS Relationship
RETAIL.FRON open home
page Manager...
T.OFFICE
Customer Service
Officer
Relationship
ENQ
find the Manager (PWM)
FIND.CUSTO
MER customer
Relationship
Manager...
Customer Service
Officer
COS
CUSTOMER. Show 360
OVERVIEW customer view
ENQ
CRC.TO.DO Relationship
Manager (PWM)
19
Relationship
20
21
22
23
ARC Internet Banking
24
25
High quality customer experience
26
Selected Clients
Brokerage
Central Banking
Islamic Banking
27
Roadmap
Service Roadmap
29
Landscapes
30
Breadth Of Solution Portfolio
Manufacturing
Integration, Workflow and Process Product Services
Catalogue Design
Pricing Interest Model Processes Service Repository Process Workflow Retail
Charges Publishing
Corporate
Private Wealth
Common Services Regulation and Compliance
Reg Reporting
Microfinance
AML
Past Due Collections User Roles
Archiving Reconciliations Confo. matching
Blacklisting Doc Mgt. Treasury
24/7 Images User Roles
Management Control Islamic
Doc. Mgt. Deposit Boxes Doc. Mgt.
Performance Basle II Collateral Universal
Language GL & Control BAM Limits
Company Currency Time-zone ETL ALM Mkt. Risk
Payments
31
*Roadmap or limited functionality
Process Workflow Architect - Today
Manual WSDL
32
Process Workflow Architect - Vision
Oracle BPEL
Velocity Template
BPMN XPDL WSDL
JBOSS jBPM
33
Process Workflow Architect Product Development
34
T24 User Interface for R11 - Neo
35
T24 in the Cloud
Definition of cloud
Characteristics
On demand
Self service
Pooled resource
Elastic provisioning
37
T24 is cloud ready
38
Strategy
Two objectives
39
Odyssey Product Roadmap
3 Private Wealth Products
A fully
integrated front to back office Private
Wealth System, covering all products and processes
T24 Private Wealth offered by a private bank. CRM and portfolio management, full
middle and back office support and wide product coverage.
T24 can be offered with an interface to TripleA Plus for the most
sophisticated portfolio management capability
A comprehensive front
end client-centric Wealth
Management Desktop offering client management and
WealthManagerTM portfolio management functionality to mass affluent and high net
worth clients. WealthManager addresses the requirements of
the North American market
41
T24 Private Wealth Strategy
Temenos will continue to invest in, market and support all 3 products
and demonstrate a comprehensive roadmap for each product
42
Provisional roadmap
Q1 Q2 Q3 Q4 Q1 Q2 Q3 Q4 Q1 Q2 Q3 Q4
Advisor Cockpit
Smart Orders
Modelling Derivatives
Simulations,
43
Thank You