{

"loanApplication": {
"mismoVersionID": "2.4",
"dataInformation": {
"dataVersion": [{
"number": "S4.2.02"
}
]
},
"additionalCaseData": {
"transmittalData": {
"caseStateType": "Underwriting",
"lenderBranchIdentifier": "0009",
"propertyAppraisedValueAmount": "125000.00",
"propertyEstimatedValueAmount": "650000.00"
}
},
"asset": [{
"borrowerID": "B1",
"cashOrMarketValueAmount": "20000.00",
"type": "Automobile"
}, {
"borrowerID": "B1",
"cashOrMarketValueAmount": "1050",
"type": "CheckingAccount"
}, {
"borrowerID": "B1",
"cashOrMarketValueAmount": "32000",
"type": "SavingsAccount"
}, {
"borrowerID": "B1",
"cashOrMarketValueAmount": "5000",
"type": "Stock"
}, {
"borrowerID": "B1",
"cashOrMarketValueAmount": "10000",
"type": "LifeInsurance"
}
],
"downPayment": [{
"amount": "25000",
"type": "CheckingSavings"
}
],
"interviewerInformation": {
"applicationTakenMethodType": "Internet"
},
"liability": [{
"id": "L1",
"borrowerID": "B1",
"exclusionIndicator": "N",
"monthlyPaymentAmount": "50.00",
"payoffStatusIndicator": "N",
"remainingTermMonths": "12",
"type": "Revolving",
"unpaidBalanceAmount": "600.00"
}, {
"id": "L2",
"borrowerID": "B1",
"exclusionIndicator": "N",
"monthlyPaymentAmount": "30.00",
"payoffStatusIndicator": "N",
"remainingTermMonths": "3",
"type": "Revolving",
"unpaidBalanceAmount": "90.00"
}, {
"id": "L3",
"borrowerID": "B1",
"exclusionIndicator": "N",
"monthlyPaymentAmount": "52.00",
"payoffStatusIndicator": "N",
"remainingTermMonths": "5",
"type": "Installment",
"unpaidBalanceAmount": "260.00"
}, {
"id": "L4",
"borrowerID": "B1",
"exclusionIndicator": "N",
"monthlyPaymentAmount": "194.00",
"payoffStatusIndicator": "N",
"remainingTermMonths": "36",
"type": "Installment",
"unpaidBalanceAmount": "7000.00"
}
],
"loanProductData": {
"loanFeature": {
"buydownTemporarySubsidyIndicator": "N",
"lienPriorityType": "FirstLien",
"balloonLoanMaturityTermMonths": "6"
}
},
"loanPurpose": {
"type": "Purchase",
"propertyUsageType": "PrimaryResidence"
},
"mortgageTerms": {
"baseLoanAmount": "100000.00",
"lenderCaseIdentifier": "520110",
"loanAmortizationTermMonths": "9",
"loanAmortizationType": "Fixed",
"mortgageType": "Conventional",
"requestedInterestRatePercent": "7.50"
},
"property": {
"streetAddress": "430 Prince Street",
"city": "Bordentown",
"state": "NJ",
"county": "Burlington",
"postalCode": "08505",
"buildingStatusType": "Existing",
"financedNumberOfUnits": "1",
"plannedUnitDevelopmentIndicator": "N",
"valuation": [{
"appraiser": [{
"name": "Joe Appraiser",
"companyName": "ABC Appraisal Services"
}
]
}
],
"category": [{
"type": "Detached"
}
],
"seller": [{
"firstName": "Johnny",
"lastName": "Castro",
"middleName": "Joe",
"nameSuffix": "Jr"
}
]
},
"proposedHousingExpense": [{
"housingExpenseType": "FirstMortgagePrincipalAndInterest",
"paymentAmount": "699.21"
}, {
"housingExpenseType": "HazardInsurance",
"paymentAmount": "20.00"
}, {
"housingExpenseType": "RealEstateTax",
"paymentAmount": "372.92"
}
],
"transactionDetail": {
"freReservesAmount": "18276.16",
"miAndFundingFeeFinancedAmount": "0.00",
"purchasePriceAmount": "125000.00",
"sellerPaidClosingCostsAmount": "3934.00"
},
"borrower": [{
"firstName": "Alice",
"lastName": "Firstimer",
"ssn": "991919991",
"borrowerID": "B1",
"printPositionType": "Borrower",
"jointAssetLiabilityReportingType": "NotJointly",
"maritalStatusType": "Unmarried",
"birthDate": "19560105",
"residence": [{
"streetAddress": "2907 New England Road",
"city": "McLean",
"state": "VA",
"postalCode": "22102",
"borrowerResidencyBasisType": "Rent",
"borrowerResidencyDurationYears": "2",
"borrowerResidencyType": "Current",
"borrowerResidencyDurationMonths": "6"
}
],
"currentIncome": [{
"incomeType": "Base",
"monthlyTotalAmount": "3750.00"
}, {
"incomeType": "AlimonyChildSupport",
"monthlyTotalAmount": "2500.00"
}
],
"declaration": {
"alimonyChildSupportObligationIndicator": "N",
"bankruptcyIndicator": "N",
"borrowedDownPaymentIndicator": "N",
"citizenshipResidencyType": "NonPermanentResidentAlien",
"homeownerPastThreeYearsType": "No",
"intentToOccupyType": "Yes",
"loanForeclosureOrJudgementIndicator": "N",
"outstandingJudgementsIndicator": "N",
"partyToLawsuitIndicator": "N",
"propertyForeclosedPastSevenYearsIndicator": "N"
},
"employer": [{
"employmentBorrowerSelfEmployedIndicator": "N",
"employmentCurrentIndicator": "Y",
"employmentPrimaryIndicator": "Y"
}
],
"governmentMonitoring": {
"genderType": "Female",
"raceNationalOriginRefusalIndicator": "N",
"hmdaEthnicityType": "NotHispanicOrLatino",
"hmdaRace": [{
"type": "AmericanIndianOrAlaskaNative"
}, {
"type": "Asian"
}, {
"type": "White"
}
]
},
"presentHouseExpense": [{
"housingExpenseType": "Rent",
"paymentAmount": "970.00"
}
]
}
],
"loanOriginationSystem": {
"vendorIdentifier": "000604",
"versionIdentifier": "TEST CASE 1 STEP 1"
},
"extensionLoanApplication": {
"freLoanProspectorVersionIdentifier": "4.0",
"functionRequest": {
"type": "ServiceRequest"
},
"serviceRequest": [{
"description": "OrderAUS"
}
],
"freRequestParty": {
"sellerServicerNumber": "000162",
"password": "password",
"thirdPartyOriginatorIdentifier": "0000840"
}
}
}
}