11/13/2016 RelianceSmartCashPlusPlanReview,Details,Benefits

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RelianceSmartCashPlusPlan

Compare Now To Earn High Returns From Your In

INVEST
(Per Year)
2,00,000

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(https://www.policybazaar.com/) Compare Now To Earn High Returns From Your Investments
AGE 38

5 Years 10 Years
TERM
20 Years 25 Years

ANNUAL Upto 3 Lac 3-5 Lac

INCOME 7-10 Lac 10-15 Lac

NAME Ms. Your Full Name

Reliance Smart Cash Plus Plan

EMAIL Email Address

CITY India City

+91
MOBILE Mobile Number

You will get

12.1 L after 5 years

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PLEASE
FREE WAIT...
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Introduction/Overview
PlansfromOtherInsure
RelianceSmartCashPlusPlanisaparticipatingtraditionalMoneyBackplanwithincreasingsurvivalbenefitsandwealth
augmentationthroughbonusesandmaturityadditionswhileatthesametimeprovidinglifeinsurancebenefits
AegonLifeTraditionalPl
KeyFeatures (https://www.policybazaa
companies/aegonlifeinv
ItisaregularpayMoneyBackPlanwhichpromisesfullSumAssuredonMaturityirrespectiveoftheSurvivalBenefitsalready
AvivaTraditionalPlans
received
(https://www.policybazaa
HighSumAssuredAdditionsforSAhigherthan2.5lakhsandbonusesincreasethecorpus
companies/avivalifeinv
Thesurvivalbenefitsstartattheendofthe4thyearandthereafterpaidafterevery3years
BajajAllianzTraditionalP
Thesurvivalbenefitsstartat10%oftheSAandthereafterincreasewitheverysubsequentpaymentby5%
(https://www.policybazaa
companies/bajajallianz
Benefits
BhartiAXALifeTradition
OnMaturity,thepolicyholdergetsthebasicSA,fixedHighSAAdditionsandbonusesifany (https://www.policybazaa
Ondeath,thenomineegetshigherofthebasicSAor10timestheannualpremium+vestedbonusesor105%oftotal companies/bhartiaxalif
premiumspaidifageislowerthan45yearsandhigherofbasicSAor7timesannualpremiumor105%ofallpremiumspaidif plans/)

ageis45yearsorabove
IncometaxbenefitonthepremiumpaidasperSection80CandonclaimsreceivedasperSection10(10D)oftheIncomeTax ArticlesonInsurance
Act.
WhataretheBenefitsof
ProductSpecification: SinglePremiumInsuranc
(https://www.policybazaa
Minimum Maximum insurance/investmentpl
singlepremiuminsuranc

EntryAge(LastBirthday) 14years 55years Comparisonof3Endowm

MarketToday
(https://www.policybazaa
MaturityAge(LastBirthday) 24years 70years
insurance/investment
plans/articles/compariso
PolicyTerm(PT)inyears 10 22 plansinmarkettoday/)

TopInvestmentPlanswi
PremiumPayingTerm(PPT)inyears Equaltopolicyterm GuaranteedReturns
(https://www.policybazaa
PremiumPayingFrequency Annual,halfyearly,quarterly,monthly
Howhelpfulwasthispa
YearlyPremium Dependsonterm,ageandSAchosen
AverageRating4
SumAssured 100,000 Nolimit

DetailsaboutPremium
BenefitIllustrationfora30yearmalewithPolicyterm19yearsforapremiumofRs.30,000
https://www.policybazaar.com/insurancecompanies/reliancelifeinvestmentplans/smartcashplusplan/ 1/2
11/13/2016 RelianceSmartCashPlusPlanReview,Details,Benefits

Calculators
Money Money Money Money Money
back at back at back at back at back at SavingsCalculator
4th yr. @ 7th yr. @ 10th yr.@ 13th yr.@ 16th yr. @ High SA calculators/savingsdurat
SA 10% 15% 20% 25% 30% Addition VestedBonus
IncomeTaxCalculator
calculators/incometaxca
@4% @8%
HumanLifeValueCalculat
calculators/humanlifeval
285,361 28,536 42,804 57,072 71,340 85,608 28,536 81,328 216,874
RetirementCalculator
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(https://www.policybazaar.com/) Compare Now To Earn High Returns From Your Investments calculators/retirementcal
PolicyDetails
GracePeriod:15daysgraceperiodisallowedforpaymentofpremiuminmonthlymodeand30daysinothermodes.If
policyholderfailstomakepaymentwithinthegraceperiod,thepolicylapses

PolicyTerminationorSurrenderBenefit:Policyholderisallowedtosurrenderthepolicyiffirstyearspremiumisfullypaidand
after3completedpolicyyears.ThevaluewillbethehigherofGuaranteedSurrenderValue(GSV)orSpecialSurrenderValue
(SSV).SSVwillbeapplicableif3fullyearspremiumhasbeenpaid

GSV=(GSVFactor*totalpremiumspaid)Survivalbenefitsalreadypaid+GSVBonusFactor*vestedbonuses

FreeLookPeriod:Ifyouwouldnotbepleasedwiththecoverage,andtermsandconditionsofthepolicy,youhavetheoptionof
cancelingthepolicywithin15daysofreceiptofthepolicydocuments,providedtherehasbeennoclaim.

Inclusions

Loanisavailableundertheplan@80%oftheSurrenderValue

AdditionalFeaturesorRiders

Iftheaggregatebenefitsarelowerthanthetotalpremiumspaid,thedeficitispaidbytheinsurer
TheMaturityvalueshouldbeaminimumof100.1%oftotalpremiumspaid

Exclusions
Incaseofsuicidecommittedwithin12monthsofpolicycommencement,80%ofpremiumspaidisrefundableandifcommitted
within12monthsofpolicyrevival,higherof80%ofpremiumspaidortheacquiredSurrenderValueispayable

DocumentsRequired
PolicyholderhastofillupanApplicationform/proposalformwithaccuratemedicalhistoryalongwiththeaddressproofandother
KYCdocuments.Medicalexaminationmayberequiredinsomecases,basedonthesumassuredandtheageoftheperson.

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