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CHAPTER 1:
POVERTY: THE WAY OUT
Poverty is a chain : : : : : : : : 1
Turning from Poverty to Prosperity : : : : : : 1
Antidote to Poverty : : : : : : : : 2
Basic Truths : : : : : : : : : 2
Futility of Fighting Poverty : : : : : : : 2
Poverty Represents Darkness : : : : : : : 3
Without Darkness of Poverty you cannot appreciate the Light of Wealth : 4
Focus is the key to Manifesting Abundance : : : : : 4
Everything Creates Along the Line of its Own Kind : : : : 4
Stop Pointing Accusing Finger to External Party as Cause of Your Predicament 5
Points To Remember : : : : : : : : 6
Action Steps : : : : : : : : : 6
Abundance Swimming Exercise : : : : : : 6
CHAPTER 2
GOD AND PROSPERITY
God As Foundation of Prosperity : : : : : : 7
God Consciousness : : : : : : : : 8
Panting After God : : : : : : : : 8
The Pursuit of God : : : : : : : : 9
The Vine and Branches Relationship : : : : : : 9
We Are Lifeless Without God : : : : : : 10
Futile Confidence In Human Strength : : : : : 11
Points to Remember : : : : : : : : 12
Action Steps : : : : : : : : : 12
CHAPTER 3
DEVIL, YOU AND PROSPERITY
Giving Undue Attention to the Devil : : : : : : 13
The Price of Ignorance : : : : : : : 14
You have been Behaving Like Job : : : : : : 14
Fear Attracts What is Being Feared : : : : : : 15
Practice Jesus Christ’s Injunction : : : : : : 15
Devil Cannot Stop Your Prosperity : : : : : : 16
Points to Remember : : : : : : : : 17
Action Steps : : : : : : : : : 17
CHAPTER 4
FEAR OF POVERTY AND PROSPERITY
Fear of Poverty and Prosperity are directly opposed : : : : 18
Job’s Experience Revisited : : : : : : : 19
Job Apple of God’s Eye : : : : : : : 19
Right Perception Equals to Right Outcome : : : : : 20
Lesson from Job’s Experience : : : : : : 21
Faith is a Produce of What you Hear : : : : : : 21
Love Prose from God : : : : : : : : 22
Active Love : : : : : : : : : 22
Love Your Way to Abundance : : : : : : 23
Points to Remember : : : : : : : : 24
Action Steps : : : : : : : : : 24
CHAPTER 5
THOUGHTS AND PROSPERITY
You Are Your Thoughts : : : : : : : 25
Order your Thoughts for your Benefit : : : : : : 25
Wrong Teaching Will Destroy You : : : : : : 26
You Are Responsible for Your Life : : : : : : 26
Application of Spiritual Truths Leads to Freedom : : : : 28
Accepting Responsibility Is Not Blaming Yourself : : : : 28
Knowledge Comes First, Then Experience : : : : : 29
Mind Training Is a Necessity : : : : : : : 29
Points to Remember : : : : : : : : 30
Action Steps : : : : : : : : : 30
CHAPTER 6
COMMITMENT TO TRUTH
Liberating Power of Truth : : : : : : : 31
Live the Truth of Prosperity : : : : : : : : 31
Practice Until Something Happens : : : : : : 32
You Can Be What You Imagine To Be : : : : : 33
You should Be Pregnant With Abundance : : : : : 33
Turning The Heat On : : : : : : : : 34
The Search For Insight: : : : : : : : 34
Rewards For Perseverance : : : : : : : 35
Study The Bible and Follow Instructions : : : : : 35
Wisdom of Experiences : : : : : : : 36
Do not see me as a Superman : : : : : : : 37
Points to Remember : : : : : : : : 38
Action Steps : : : : : : : : 38
CHAPTER 7
THE PARABLE OF MIRROR
Mirror Shows Where Problem Is In Our Appearance: : : : : 39
Your Thoughts Are The Substance Or Reality: : : : : 40
Building Your Mind With Higher Thoughts : : : : : 40
Take Your Destiny In Your own Hand: : : : : : 40
Futility Of Physical Struggle Against Poverty : : : : : 41
Do Not Use Conventional Weaponry Against Poverty: : : : 42
Elisha’s Strategy : : : : : : : : 42
Huge Price of Slothfulness : : : : : : : 43
Will the Story Be Different for You? : : : : : : 44
Points To Remember : : : : : : : : 45
Action Steps : : : : : : : : : 45
CHAPTER 8
LAW OF OPPOSITE AND PROSPERITY
Contrary Winds Are Meant To Test Your Resolve : : : : 46
Do Not Despair : : : : : : : : 46
Do not Throw Up Your Hands to Frustration : : : : : 47
Stumbling Over the Law of Opposite : : : : : 48
Follow Through An complete : : : : : : : 49
Grow Like Me : : : : : : : : 49
Key To Holiness : : : : : : : : 50
Points to Remember : : : : : : : : 52
Action Steps : : : : : : : : : 52
CHAPTER 9
MY NEW PROSPERITY BLUE PRINT
Word Picture of My New Life Intentions : : : : : 53
Why Are some People Successful and others Unsuccessful? : : : 53
My New Prosperity Story : : : : : : : 54
Persistent Poverty Thoughts Perpetuate Poverty : : : : 55
Does Talent Determine Level of Abundance : : : : : 56
Talent Without Renewed Mind Equals to Poverty : : : : 57
Points to Remember : : : : : : : : 58
Action Steps : : : : : : : : : 58
CHAPTER 10
WORK AND PROSPERITY
Be Ready to Exert The Necessary Effort : : : : : 59
Inspiration Alone Is Not Enough : : : : : : 59
A Lazy Person Is Always A Loser : : : : : : 60
A Woman Challenged By A Man of God : : : : : : 60
Do Not Lazy Around and Bemoan Your Predicament : : : : 60
He That Will Not Work should Not Eat : : : : : 61
Evil Of Begging : : : : : : : : 61
Points to Remember : : : : : : : : 64
Action Steps : : : : : : : : : 64
CHAPTER 11
TITHING AND PROSPERITY
Major Key To Achieving And Maintaining Enlightened Prosper : : 65
Why Tithing? : : : : : : : : : 66
Be Circumspect About Your Choice of Church : : : : 67
Need For Spiritual Nourishment and support : : : : 68
Blessed God and Humanity With Part of Your Abundance : : : 68
God Encourages Us to Give Tithes : : : : : : 68
Malachi’s Perspective On Tithing : : : : : : 69
God Of Second Chance : : : : : : : 70
Personal Experience On Tithes : : : : : : 71
Wisdom from Contemporary Books : : : : : 72
Points to Remember : : : : : : : : 73
Action Steps : : : : : : : : : 75
CHAPTER 12
JOY: KEY TO PROSPERITY
Joy is a Fundamental Key to Miracles : : : : : : 76
The Problem With Us : : : : : : : : 76
Faith Rejoices Before Physical Manifestation: : : : : : 76
Things Must First Exist in The Spirit : : : : : : 77
You create the World You know : : : : : : 77
Happy For No Reason : : : : : : : 78
The Mirror Exercise : : : : : : : : 78
Points to Remember : : : : : : : : 82
Action Steps : : : : : : : : : 82
CHAPTER 13
KNOWLEDGE AND PROSPERITY
Prosperity Is Of God : : : : : : : : 83
Holy Bible Supports Prosperity : : : : : : 84
Hatred For Prosperity : : : : : : : 84
You Can Retrain Your Mind To Be Wealth Conscious : : : 85
Reasons For Loving Money : : : : : : : 86
Evils Being Committed In the Name of Riches : : : : 87
Enlightened Riches: : : : : : : : : 87
Things To Remember : : : : : : : : 88
Action Steps : : : : : : : : : 88
CHAPTER 14
CHALLENGES ON THE WAY
Children Of Israel Cried To God for Deliverance : : : : 89
Misconception Of The Israelites Agent Then Redemption Process : : 89
Lesson From Israelite Unbelief : : : : : : 90
Another Perspective On Success : : : : : : 91
Look Into Your Life : : : : : : : : 92
Points to Remember : : : : : : : : 94
Action Steps : : : : : : : : : 94
CHAPTER 15
LIFE PURPOSE AND PROSPERITY
Every Human Is Created For A Purpose : : : : : 95
Often We Forget Who We Are: : : : : : : 95
What If Ocean Refuses to Be Ocean : : : : : : 96
How I Discovered My Life Purpose : : : : : : 97
Some Other Ways One could Know One’s Mission In Life Include: : : 99
Passion : : : : : : : : : : 99
Talent : : : : : : : : : : 100
Friends : : : : : : : : : 100
Hobbies : : : : : : : : : 101
Current Occupation : : : : : : : : 102
It’s Okay to Dream : : : : : : : : 107
Having Known Your Life Purpose What Next? : : : : 104
Points To Remember : : : : : : : : 107
Action Steps : : : : : : : : : 107
CHAPTER 16
PREPARATION STAGE
Need For Adequate Preparation : : : : : : 108
There Is No Instant Success : : : : : : : 108
Moses and His Call : : : : : : : : 109
Execution Without Adequate Preparation Will Lead To Disaster : : 110
Exuberant Moses Now subdued By Bitter Life Experience : : : 112
Learn From Another Person’s Experience : : : : : 112
Points to Remember : : : : : : : : 116
Action Steps : : : : : : : : : 116
CHAPTER 17
EXECUTION STAGE
Know the Mind of God Before You Start : : : : : 117
Beware of Analysis Paralysis : : : : : : : 117
Points to Remember : : : : : : : : 119
Action Steps : : : : : : : : : 119
CHAPTER 18
TOOLS FOR ACTUALIZING YOUR LIFE PURPOSE
Basic Tools : : : : : : : : : 120
Business Plan : : : : : : : : : 120
Setting SMART Goals : : : : : : : : 121
Specific : : : : : : : : : 121
Measurable : : : : : : : : : 121
Attainable : : : : : : : : : 122
Realistic : : : : : : : : : 122
Timely : : : : : : : : : 123
Book-Keeping And Account : : : : : : : 123
Points to Remember : : : : : : : : 124
Action Steps : : : : : : : : : 124
CHAPTER 19
TURNING YOUR LIFE PURPOSE INTO MONEY SPINNING MACHINE
Jigsaw Puzzle : : : : : : : : : 125
Best Way to Financial Success : : : : : : : 125
Adequate Preparation Precedes Success : : : : : 126
Inside-Out Financial Breakthrough : : : : : : 126
Same Ways to Turn Your Life Purpose Into Money Making Machine : : 127
Removal of Mental Weed : : : : : : : 127
Write Books : : : : : : : : : 128
Put Your Message on CD : : : : : : : 128
Create E-Books : : : : : : : : 128
Seminars : : : : : : : : : 129
Internet Presence : : : : : : : : 129
Points to Remember : : : : : : : : 130
Action Steps : : : : : : : : : 130
ACKNOWLEDGEMENTS
First and foremost I want to acknowledge God that gave me the inspiration and good
health to write this book. There are so many people who contributed to the
materialization of this book. While it has been acknowledged that it is a delicate
business to write any book’s acknowledgements, I will endeavour to acknowledge
those who contributed one or the other to the success of the book. And I sincerely
hope that I will not leave out anyone that has played a role in the book project.
I want to say thank you to my mentors who are the instruments by which my
eyes opened to the abundance of the universe. These are mainly authors whose books
or materials have helped to remove the scales of ignorance from my mind’s eye. Some
of these life changers are identified in the bibliography at back of this book.
I want to especially thank Neale Donald Walsch, the author of the ground
breaking Conversations with God trilogy which made me to have a better understanding
of God. I thank Ayo Arowolo, my personal finance mentor, who further deepened
my understanding of the connection between success in life and spirituality. I also
thank him for reading the manuscript and writing the foreword. Also worthy of
thanks is Dayo Richie Johnson, a close friend of Arowolo, who encouraged me to go
on with the book project when I had literally abandoned it. He encouraged me to
write the book if not for anything but as a personal development manual for myself.
I thank Mrs. Dolapo Adeuga who typed greater part of the manuscript. She
also served as a sounding board for the ideas contained in this book. She was always
encouraging me that the contents of the book were good and that they would help
readers to have a better financial understanding. My thanks equally go to Miss. Bola
Adeyemi who gave both moral and financial support to the success of the book.
I appreciate Yembas the printer who helped to obtain the ISBN for the book
and an editor to proof read and to edit the manuscript. I profoundly thank Mr. Uche
Onyeabo, Assistant General Manager of Union Homes Savings and Loans Plc who
took a very keen interest in the book. Out of his very tight schedule he still found
time to edit the manuscript. As a matter of fact, he went through the manuscript
thrice. And by professional expertise he has made the book accessible to a wider
spectrum of readers. Mr. Onyeabo is simply an angel.
Another that is worthy of praise is Mr. Nwosisi Jude Okwy who was always
giving me encouragement and assurance that the book would be a commercial
success. Mr. Nwosisi was of a tremendous help to me when I was I having challenges
with my personal car. He would pick me to the office and return me to my house
every day while the challenges started. This great kindness freed me from the stress of
Lagos traffic logjam and allowed me to concentrate on the completion of the book
project.
I say thank you to Pastor Sogo Alo, Pastor (Mrs.) Rosemary Alo and Mrs.
Folashade Funmilayo Taiwo who are my soul mates and prayer partners. Pastor Alo
read the manuscript twice and made useful suggestions. Mrs. Taiwo used her gift of
prophecy to assure me of the truth of God that the book would prosper financially
and helped in lifting humanity from the dungeon of poverty. The trio are always
willing and eager to labour in prayers for the success of the book.
Also I thank Mr. Lazarus Ogbonnaya who took time to go through the
manuscript twice even though he was an extremely busy man. He made some useful
contributions and suggested layout of the book. I am full of appreciation to Mrs.
Pelewura who also read the manuscript twice and made some critical observations.
I want to thank the Lorunyin of Oke-Iyin, Ayodele Adewale Agbede who is my
elder brother. He was enamoured by the whole idea and more than supportive to
ensure the success of this book. Importantly, he went through the manuscripts a
number of times and made suggestions which enhanced the value of the book. He
also made himself available as a guinea pig to test the efficacy of the principles
contained in the book. And his verdict was that the principles worked.
Finally, I want to thank my wife, Vicky who has been my pillar of support and prayer
partner. She was daily soaking the book in prayers for the benefit of readers and for
the financial success of the book.
FOREWORD
By Ayo Arowolo
F ew years back, I was led to sow a Mercedes Benz I had just bought as a
sacrificial seed. I drove the car to the place of release and I came back in a public
transport. I must say that my reason for taking that step of faith was to test a spiritual
principle I had just learnt that when you give, you will also receive back in many folds.
My calculation was that once I dropped the car, within some few weeks, someone
would miraculously bless me with an automobile of higher value than what I dropped.
I was actually expecting a BMW. For more than three months I kept looking for that
mysterious person who would just tap me on the shoulders and say something like:
“Brother Ayo, God has ordered me to give you this BMW”. For more than three
months I did not encounter such individuals. I became very disturbed and I started to
wonder if I had not made a big mistake especially since that was the only functioning
car I and my wife were using.
Everyday I continued to ponder over that “stupid decision”. Then in a flash,
one day as I was listening to a sermon in the church, the Holy Spirit dropped this
statement in my heart: “When you give a material possession to God; He does not
repay you with material possession. Rather, He opens the windows of heaven for
supernatural wealth ideas”. That was it! My mood changed instantly and I started to
pray for God to open the window of ideas. Exactly a week after, I got a call from an
individual who wanted me to consult for his company. I talked for only few minutes
and he instantly put me on a retainership for a year and on a monthly instalment
payment. From the proceeds of that job, I bought another car for myself and one for
my wife as well and still with more than enough left to meet other commitments.
Since then, I have been fascinated by any materials or teachings that espouse
the connection between the spiritual and the physical realms. From my personal
experience, I can say that wealth is a spiritual and mind thing. The level of wealth you
can control is directly proportional to your level of spiritual awareness. If you can
comb the Bible, internalise the wealth principles and apply them to your life, you
would continue to swim in banquet of prosperity.
It is interesting to note that unbelievers have used the principles in the Bible with
astounding success but many Christians for whom the secrets are meant have
continued to grope in financial darkness. They spend long times on their knees when
as a matter of fact what is required is that they work these principles out. They
continue to move from night vigil to night vigil hoping that that would solve their
financial hardships.
Don’t get me wrong. God wants you to be holy. He wants you sanctified. But
you must understand that there is a difference between the acts of God and His ways.
God expends mercies with His acts. He wants all of us saved even where we did not
merit such. With His principles, however He wants us to learn how to replicate His
acts without depending much on His handouts. God made us in His image and He
has empowered us with His principles to do what He created us to do: to perform
miracles, to generate wealth, to build outstanding businesses, to invent things, to
become creators of money ideas, to become consultants to the rest of the world.
I believe that the book: Money is Spiritual by Agbede Adeniyi will further show
you how you can tap into the spiritual realm to download the wealth you would need
to do God’s assignment for you. All the chapters are loaded with truths that are also
well explained. The principles discussed under such chapters as: Poverty: The Way
Out; God and Prosperity; Thoughts and Prosperity; Commitment to Truth; The
Parable of Mirror; My New Prosperity Blue Print and indeed in all the chapters can be
converted to light through which we can permanently destroy poverty and move into
the banquets of prosperity. The book contains secrets that economic depression and
meltdown cannot destroy. You may have lost money in the stock market; your
property may have been seized for defaulting in loan repayment; you may have lost
all hope of recovery; you may have even attempted suicide thinking there is no way to
escape the current financial crises. Cheer up! These secrets you are about to learn will
deliver you permanently from all financial misalignment.
Read a copy of this book and pick some copies for your friends. It will save you all
from financial embarrassments.
Ayo Arowolo
Lagos
October 26 2009
INTRODUCTION
“The rich man’s wealth is his strong city: the destruction of the
poor is their poverty.”
Proverbs 10:15 (KJV)
Turning From Poverty to Prosperity
Antidote to Poverty
The antidote to poverty is prosperity. A person that is suffering from a health malady
should ideally see a physician for the solution to the health problem. In like manner, a
person who is suffering from the blight of poverty should apply the medicine of
prosperity to cure this financial malady. Someone said that to change the direction of
a moving train, the tracks on which it is moving must be changed to the desired
direction.
Therefore, in breaking the chain of poverty certain basic principles must be
remembered. That is, these principles are innate in every human being but we have all
forgotten them. And it is this forgetfulness that is the cause of the poverty challenge.
Please be sure that this is not a get-rich-quick book, but I assure you that it will help
you to unlock the combination key to your financial prosperity if you will work it.
Spiritual, mental and physical slothfulness always lead to poverty while intelligent
spiritual, mental and physical efforts lead to prosperity. It is my sincere desire that
practising the principles espoused here will not only lead to your financial
breakthrough but also to the discovery and fulfilment of your life purpose.
Basic Truths
Futility of Fighting Poverty: Why? The reason is that what “you resist persists”.
You may be surprised at that statement. You can try it out to experience the truth of
it. Try to resist a vice and see how you are quickly stuck in it and if care is not taken,
irredeemably. Fighting and struggling against poverty only strengthen the poverty
chain. Each fight or struggle serves as a manure to nourish the menace and it becomes
more powerful in the process. If you fight poverty in conventional ways, defeat will be
the certain outcome.
Have you overcome poverty and embraced financial breakthrough since you
have been fighting or complaining about poverty? Using worldly wisdom to fight
poverty will only lead you to the blind alley of frustration and desperation. It is so,
because poverty is energy and when you place attention on energy it expands.
Therefore, fighting poverty is like pouring petrol on a burning fire and this will result
in a more ferocious fire. A better approach to resolve this challenge is to give up your
fight and try other strategies that have been tried and found to be effective by others
through the ages. These strategies will be discussed in the following pages.
Focus Is The Key To Manifesting Abundance: You should put all your
attention on creating or experiencing abundance in your life. You should consciously
ponder on wealth. It is wealth you desire to manifest, therefore, think only of wealth
and do not give any allowance or space to thoughts of lack. The focus of your
attention determines your life. If you focus on wealth, it will manifest in your
experience. Corollary to this is; if you focus all your attention on lack, you will
definitely manifest lack.
“Thoughts become things…choose the good ones.”
Mike Dooley
Everything Creates After Its Own Kind: Thoughts of poverty will create
poverty while thoughts of wealth will create wealth. The secret is that we should
concentrate our thought energy on those things we desire to experience in life. But
owing to ignorance of this spiritual principle, we normally focus our attention on
those things that we do not desire to experience. When those things that we are busy
thinking about show up in our lives, we decline responsibility for them and ascribe
them to witches and wizards, or hostile people from our villages.
Action Steps
Abundance-Swimming Exercise
Picture clearly in your mind’s eye a body of water, be it a river, swimming pool or an
ocean. Call this body of water: river, swimming pool or ocean of abundance. Now
plunge into it and swim to your heart’s content. Feel this water of abundance all over
you. Release yourself to enjoy this feeling to the full, and carry this feeling throughout
the day as you are going about your normal duty.
You can do this exercise or a variation of it at any time. But for result, do it
thrice a day. Do it first thing in the morning, afternoon and last thing at night.
Do this exercise for one month and record and evaluate your result at the end
of the month.
CHAPTER 2
“…But if you do not find that vibrational balance first and attempt to
make yourself feel better by bringing more things into your experience or
participating in more activities in order to try to make yourself feel
better, you just get further out of balance”.
Abraham-Hicks: Money and the Law of Attraction
God Is the Foundation of Prosperity
I n order to have enduring wealth, God must be the foundation. Without God,
whatever prosperity we can lay claim to is in actual sense poverty. The Book of
Proverbs says that the prosperity of fools will destroy them. If a person embarks on
the journey to financial breakthrough without taking God along, he is certain to make
a shipwreck of his journey.
That person is like someone who desires to enter into a house without the key
to open the door to the house. How will he enter into the house except he breaks into
it? And if he breaks into the house he is seen as a common criminal. Jesus Christ said
that a person who will not enter through the door is nothing but a thief and a robber.
If you check through the Bible you will discover that those with enduring wealth built
their wealth on God. In fact, you will discover that they loved God more than their
wealth. Their wealth was the outgrowth of their faith in God. On the other hand,
those who pursued wealth at the expense of God ruined themselves, in some cases,
their households and their countries in the process.
God Consciousness
Before proceeding further in your search for financial breakthrough, resolve here and
now that God will be the centre of your life. After you must have taken this decision,
you must renew it continually. That is, it is not a one-off decision. You must be taking
the decision consciously from moment to moment that God should be the centre of
your life. Like King David in the Bible you must reduce all your heart desires to just
one thing and one thing only, that is, to be in the house of the Lord always. Your only
desire should be to be conscious of the presence of God always. And in the presence
of the Lord, the Bible says, there is fullness of joy and pleasure for evermore. Living
closely to God insures you against premature death.
Remember that God says that the prosperity of a fool will kill the fool. A fool
is a person who lives his life in total disregard of God. A fool is a person who has
forgotten God. A fool is a person who has nothing to do with anything spiritual. This
is not intended to strike fear in your mind but to encourage you to take a wise
decision in your holy desire to break loose of poverty. King David said he used to
rejoice in the commandments of God as he would for riches. Love of God is non-
negotiable if you are to be an enlightened wealthy person. We must know in our
actual experience the injunction that Jesus Christ gave to His disciples that they
should love the Lord their God with all their hearts, souls, minds and strengths.
Action Steps
God Consciousness Exercise
1. Use the “best” 10-15 minutes of your day for a deep breathing exercise. Look
for a silent place where you will not be disturbed. Breathe in deeply to your
highest capacity and slowly breathe out.
2. Start a meditation programme. 15 minutes is alright for a start. This may be
increased, over time, to 30 minutes or 1 hour or more as you wish.
Break this 15-minute time period into separate 15 parts of 1 minute each. At the
beginning of each minute decide that you are not going to think about anything.
Focus your attention on God during the duration of the exercise. You may use a
digital clock to assist in monitoring time