Beruflich Dokumente
Kultur Dokumente
2
20
CONTENTS
4 Technology Is Your Friend
by Justin Shelby
5
11
You Want Liability Insurance
by Brandi Schlossberg
PLUS: Questions to Ask About Your Policy
8
12 Insurance Claims Are Where the $$ Is
by Meagan Holub, L.M.T.
4
you dont have to keep asking your clients instead of billable work. How much would
for money. Automatic payments are easier 65 hours earn you at your hourly rate?
for both you and your clients. Taking a breather from the daily grind to
automate some of your business processes
4. AUTOMATE. Dont do grunt work can really be life-changing. You are in the
yourself. Find software that will handle business of de-stressing otherswhy not
your appointment calendar, appointment
reminders and billing. Lets say you spend
give the same attention to yourself?
even 15 minutes a day on this kind of Justin Shelby is CEO and cofounder of Artichoke
administrative work, and you work 260 days Client Management Application (getartichoke.
a year, equating to five days a week. Thats com), a mobile app that helps massage therapists
65 hours a yearmore than eight entire get organized, booked and paid. He is a 15-year
workdaysspent on administrative work veteran in the wellness industry.
YOU WANT
LIABILITY
INSURANCE
by Brandi Schlossberg
5
technique, then it is important that funds bottom line is that even though massage
are available through insurance programs is a fairly low-risk profession, accidents
to help the injured person recover, Manton happenand when they do, massage
said, and to protect the school, faculty and
students from the possible expenses that Not all schools purchase coverage
can accrue as the result of an injury. for each incoming student,
This protection is among the main reasons so its important for students
Massage Therapy Institute of Colorado has to do their homework when it
built massage student liability insurance comes to liability insurance.
into the tuition fee, so every student is
covered from day one. liability insurance is designed to provide
However, not all schools purchase necessary financial protection.
coverage for each incoming student, so People can be injured by massage,
its important for students to do their Manton said. Hot stones might cause a
homework when it comes to liability burn; working on the elderly may cause
insurance. Find out whether your school has osteoporotic bones to fracture; [clients
a policy that will protect you, or whether can experience] bruising and muscle tears;
you want to seek out massage student disk injuries might occur with [range of
liability insurance on your own. motion] and stretch techniques; [and] if a
Most schools do not require students to contraindication is not observed properly,
carry their own insurance, and some schools injury can result.
provide only general protection for their These are only a few examples of risks
students while enrolled, said Heather Alves, that can come with massage. Others include
director of Massage Magazine Insurance clients slipping and falling in or around the
Plus. Either way, it is important that session area, as well as accidents associated
students understand the extent to which with products, such as an allergic reaction to
they are protected by their school policy. an ingredient in a lubricant.
I think a lot of students are under the
LEARNING THROUGH EXPERIENCE impression that if the school has coverage,
Massage is a hands-on career, and a key which most do, that the student is somehow
piece of training is hours of tactile practice. protected, said Kevin McCarthy, managing
Typically, students provide massages to director of Massage Magazine Insurance
one another, along with school staff, as well Plus. However, the schools policy may
as members of the public during student cover the school and not necessarily the
clinics and various community events. student.
The benefits of providing massage If your school does not include the
while a student are important and include purchase of individual massage student
gaining experience with a variety of liability insurance with the price of
clients, products and techniques, Alves enrollment, it may be wise to consider
said. However, these benefits must purchasing a policy on your own.
be balanced with an understanding of
exposure to liabilitywhen students work UNDERSTANDING LIABILITY COVERAGE
with public clients during clinical hours, One of the primary reasons for students
they are open to the maximum amount of to purchase liability insurance is the peace
risk for liability. of mind that comes with knowing one is
Taking the possible risks into account can covered in case an accident does happen.
help students understand why they need With student insurance, the student
massage student liability insurance. The continued>>
6
should receive the same thorough coverage as a
professional massage therapist. QUESTIONS TO
Coverage for massage students is no different than
[coverage] for professionals, Alves said. General,
ASK ABOUT
professional and product coverage are the three most
important and cover the majority of situations.
YOUR POLICY
Typically, these three forms of coverage are
DOES THIS POLICY HAVE
packaged together in one liability policy for
SHARED LIMITS?
massage students. This means the student will get
If you have a master policy, or
professional, general and product liability coverage
with his or her purchase. shared-limit policy, everyone
Most of these policies are very inexpensive insured by the company shares
we sell ours for $25, McCarthy said. Its a one master limit of coverage
very inexpensive way to transfer the risk from per policy year. As claims are
the student to the insurance company in case paid, they count against the total
something unforeseen happens. shared limit. When the master
If that unforeseen happening is a client injury due policy limit is reached, no matter
to a lack of skill or competence on the part of the how early or late it may be during
student, the situation would trigger the policys the year, there is no remaining
professional liability coverage, also known as coverage available for the rest of
malpractice insurance. the year.
If an injury occurs as the result of an accident With coverage that provides
around the session space, such as a slip and fall,
individual limits, your policy will
rather than anything directly related to the session,
protect you up to the amount
coverage would come from the general liability
listed on your policy. Every
portion of the policy.
The third component, product liability, covers insured person has his or her own
those instances where a client may be injured or coverage; claims others make
adversely affected by a product used during the will not affect your individual
massage, such as a lubricant that causes an allergic coverage amount.
reaction or hot stones that are overheated and burn
the clients skin. IS THIS AN OCCURRENCE FORM
The concept behind liability insurance is POLICY OR CLAIMS-MADE
that you can eliminate the risk of facing a very POLICY?
significant financial penalty for something that just If you have an occurrence form
happenedsomething that was not your fault or policy, as long as your policy is
was not intended but happened on your watch, active at the time of an incident,
McCarthy said. In exchange for the cost you pay youll have coverage. It wont
for the coverage, youve transferred that financial
matter if the claim itself is filed
risk to the insurance company.
after the incident takes place.
Editors note: The American Massage Therapy
If you have a claims-made
Association and Associated Bodywork & Massage
Professionals were asked to contribute to this policy,the policy must be active
article but declined. at the time the claim is filedin
order for the provider to cover
Brandi Schlossberg is an avid bodywork client and full-time you. You run the risk of being
journalist based in Reno, Nevada. She has written on many completely unprotected if a claim
topics for MASSAGE Magazine. is filed after your policy expires.
7
MILLENNIALS ARE
THE NEXT TARGET
MARKET by Karen Menehan
8
to find out everything they can about What this means for a massage therapist
a product or service, before making a is creating and updating a website that
purchase or scheduling an appointment. includes articles about massage therapy,
They tend to seek comparison data as well as videos and a blog. Website
reviews and information about pricing content should be pushed out regularly via
because they expect to be able to find the
best experience as well as the best price on Determine what your target
anything, immediately, by searching online. Millennial clientele needs from
With brands and services, what used massage and then create content
to be a one-way conversation is now a that addresses those concerns.
multifaceted, 24-hour-a-day, seven-day-a-
week dialogue between brands and their social media, with a headline and hotlink
customers and among their customers, back to your site.
noted The Millennial Generation Research Usefulness is key, Fromm said. Millennials
Review, a special report from the U.S. are smart, educated and not interested in
Chamber of Commerce Foundation. hype or vague descriptions.
Millennials will research, research,
CREATE UNIQUE, USEFUL, MASSAGE- research, said Zack Hanebrink,
RELATED CONTENT. Millennials grew MassageBooks head of marketing. They
up with technology delivering content, have put in so much work reading articles
so they know they can grab short-form that by the time theyre ready to talk to
content on any topic, explained Jeff someone, they are already completely
Fromm, president of Millennial marketing sold, because theyve done their
company FutureCast (futurecast.com), homework.
and co-author of Marketing to Millennials: Hanebrink suggests determining what
Reach the Largest and Most Influential your target Millennial clientele needs from
Generation of Consumers Ever. If you massage and then creating content that
have content that informs and inspires me, addresses those concerns.
youre going to win. continued>>
9
Give them information about their pain, Instead, he said, make posts stand out.
their conditions and how you can help Post a photo of stretches a client can do
them, he said. Answer their questions, at the office, or an article that describes
such as, Do I have to take my clothes off? how massage can help someone injured
and Is massage effective for low-back in a pickup basketball game. Focus on the
pain? Although this type of information experience and value your sessions can
is no different from what you might tell give them.
a 50-year-old prospective client over the
phone, the delivery of itvia Facebook, BE UNIQUE. You can capture Millennials
blog post, tweet or textis. attention with uncommon experiences,
said massage instructor Ariana Vincent,
HAVE AN INTERACTIVE, MOBILE- L.M.T., M.T.I., B.C.T.M.B. Offer sessions that
FRIENDLY WEBSITE. Its no longer enough are unique and interesting, like lomilomi
to put up a website consisting of a photo or a package that is a little out of the
of your session room, menu of services ordinary.
and contact information. To matter to
Millennials, you need to offer online DONT MAKE THEM CALL YOU. Companies
booking, text reminders, blog posts, including MassageBook (massagebook.
videos and articles. com), MINDBODY (mindbodyonline.
com), Schedulicity (schedulicity.com) and
GET SOCIAL. Keep your social media SpaBoom (spaboom.com) help massage
pages updated consistently. therapists create sites with integrated
You cant be a massage therapist who booking and reminder tools that make it
refuses to use social media and still easy for clients to reach you online.
market to this group, said Las Vegas, I use text messaging almost exclusively
Nevada, massage therapist and marketing in my practice, Poulson said. People text
consultant Kris Kelley. me to book an appointment, I send an
According to The Millennial Generation appointment confirmation text, and I send
Research Review, the key to marketing to directions to my practice with text. If you
Millennials is understanding social media, dont have text functionality, he added,
as Millennials spend an average of 1.8 You are missing out huge with the young
hours every day on social media websites. generation if you force them to make a
For younger clients, you have to meet phone call.
them where they are at, said Stratton Its time to utilize social networking,
Poulson, a Dallas, Texas, massage texting, blogging, videos and
therapist who is himself a Millennial. communication technology in ways that
Things like billboards, newspaper ads capture the interest of the Millennial
we dont care about them, we dont pay generationwhich by 2020 will comprise
attention to them. What will make us act 33 percent of the U.S. adult population.
are things we are actively plugged into They are your next generation of
Facebook, Twitter and Instagram.
Relevance is an important component of
massage clients.
social networking posts, Poulson added. Karen Menehan is MASSAGE Magazines editor
I see massage therapists on social media in chief (massagemag.com). She has edited
who might [post], I have appointments and written for additional publications and
available today or I have a two-for-one organizations, including Imagine Magazine,
specialand thats not marketing, thats the Sacramento Bee newspaper and LIVESTRONG
just asking people for money. Foundation.
10
TAKE CONTROL OF
WORD-OF-MOUTH
REFERRALS by Benny Vaughn, A.T.C., L.M.T., C.S.C.S.
GET RESULTS. You must get results in your CONSIDER EVERY DETAIL. For example,
massage sessions that excite clients to if you accept checks, provide a professional
refer and refer some more to you. Massage writing surface and a pen that writes
therapy is an experience for the person smoothly and effortlessly. Make the
on the tableand you must market by experience of writing you a check the best
providing an excellent experience for each writing experience the client has ever had.
and every client, every time.
INVEST IN HIGH-QUALITY BUSINESS
WATCH THE CLOCK. Begin on time, and CARDS. Often, your card will be the first
also finish the session on time. If your contact a prospective client has with you.
client is late for her appointment, still
finish on time to ensure being on time for ASK FOR REFERRALS. Ask clients to refer
your next client. family and friendsand provide several
extra business cards so its easy to hand
DONT GIVE IT AWAY. Establish your them out. If clients value your services,
fee for services based not on minutes
massaged, but on results. Results that
theyll want to help you be successful.
stem from your knowledge, experience Benny Vaughn, A.T.C., L.M.T., C.S.C.S., has been a
and training have value. licensed massage therapist for 40 years. He has
worked with many Olympic athletes and owns and
PRESENT PROFESSIONALLY. Maintain a operates Benny Vaughn Athletic Therapy Center
clean, organized, professional workspace. (bennyvaughntherapy.com) in Fort Worth, Texas.
11
INSURANCE CLAIMS
ARE WHERE THE $$ IS
by Meagan Holub, L.M.T.
12
this type of referral, since benefits can be allotted amount. This can be upsetting for
cut off without warning; youll also need both you and the insured, when a large
to screen clients through their claims balance remains due to you after final
representative to make sure their claims are insurance reimbursement. Also, the waiting
valid and you qualify for reimbursement. lists to become a provider can be long and
the sign-up process a hassle.
HOW MEDICAL INSURANCE WORKS This is generally an inefficient insurance
Traditional health insurance plans may to bill, but good for patient massage
pay you a fair compensationbut it may therapists who are willing to work hard
take a process of trial and error to find and keep their books full in any economy.
out which pay well and which pay poorly. Take your practice from just surviving
Sometimes you may be able to have clients to thriving, by taking the leap into billing
pay you up-front, then get reimbursed by insurance. Your clients will thank youand
their insurance.
You have to bill in a timely manner, and
your bank account will, too.
you will not know how much an insurance Meagan Holub, L.M.T., is author of the The Magic
company pays until you receive your first Touch: How to Make $100,000 Per Year As a Massage
check; their idea of 80-percent coverage Therapist series. Find her continuing education
may be 80 percent of an undisclosed classes at hundredthousanddollarmassage.com.
NETWORK WITH
PHYSICIANS &BUILD
CLIENTELE by Coach Cary Bayer
13
Massage Therapy Association
report released in February
noted that more than 54
million American adults
(17 percent) had discussed
massage therapy with their
doctors or health care
providers in the previous year,
a slight increase from 2013,
and that of those people
who discussed massage with
their health care provider, 71
percent of their doctors or
health care providers referred
them to a therapist; strongly
recommended massage
therapy; or encouraged them
to get a massage. Why
should another massage
therapist serve your nearby
hospitals patients when, with
a little bit of networking, it
can be you?
5. Indicate your eagerness to 8. Close the letter by telling the physician that if you
help any patient who might dont hear from her within a week, youll follow up
be similarly suffering. to arrange the complimentary session.
14
After you send your letter, make a note
to follow up with each physician a week If a third call is needed, state that this
later. Send a similar letter to the office will be your last one. Mention that you
manager of each medical practice, because dont want to bother her; if shed like to
this person often controls who sees and take advantage of your complimentary
speaks with the physician. Offer the same massage, she should return your call. If she
complimentary massage. doesnt, cross her off your list and contact
another physician, whose patients will
When you reach the physician or office benefit from your work, and through whom
manager, reiterate that youre offering a
complimentary hour-long massage, so the
your business will thrive.
physician can experience the quality of Coach Cary Bayer is an American Massage Therapy
your massage for helping cope with pain Association keynote speaker and marketing coach
and stress. If you dont reach the physician, (themassagemarketingcoach.com). He has created
repeat the invitation in the message you 14 National Certification Board for Therapeutic
leave, and remind yourself to make the Massage & Bodywork-accredited workshops.
second follow-up call in three business days.
YES, YOU
CAN BE A
SALESPERSON
by Felicia Hayes, L.M.T.
15
Understanding everything about every your clients in the room after sessions,
product is impossible, so learn about one as this allows clients time to review the
to two key ingredients or additional facts products on their own. This step puts the
about each product, or create a quick sale in their hands. You should also walk
reference guide filled with information clients past an attractive, well-organized
about the products you carry. display of your products while pointing out
The point is, your client wants to buy from ones you used during the session.
someone who understands the products
sold. ASK FOR THE SALE
Youve heard the phrase, This product
MAKE THE RIGHT FIT sells itself. This can be true when a client
Next, recognize that not every product is uses and likes a product, because its likely
the right fit for every client. The way this is that in the future she will buy it again.
done is by having conversations with your However, initially, retail will not fly off your
clients. shelves unless you educate clients about
You can have a conversation with a client your products.
about her massage goals over the phone, Once you have fully addressed your
through email or on location before or clients needs and presented how the
following a massage session. I like to ask, products can be beneficial to her, its time
What are your goals for this massage to ask for the sale. This is a step that is
session? or How would you like to feel
after your massage? Answers to these Once you have fully addressed
questions can give you great insight about your clients needs and presented
client needs without taking too much how the products can be beneficial
time or bombarding clients with a list of to her, its time to ask for the sale.
questions.
In the conversation, you can recommend often overlooked, left out or even forgotten,
the type of massage to be performed and probably because it is the most intimidating
the products clients may use to better part of the sales cycle for most people. Yet,
address their goals. Your knowledge of it is also the most crucial step, because it
your products and services secures clients completes the transaction.
confidence in you, the expert. At this point, you should feel confident
asking for the saleassuming you have
COMPLEMENT STATED GOALS matched your client up with the right
Use your retail products during your products based on your initial conversation
services. This provides you the advantage of with her. Try creating a simple script or
having 60, 90, even 120 minutes to silently written process you can practice. Learn the
make your presentations. entire sales process until it becomes natural.
Afternot duringthe session, you should Following these simple steps will help you
reiterate the name of any product you incorporate retail sales into your practice,
used, why you used it and how the client in order to benefit clients health and boost
may extend session benefits by using the
product at home. These three simple pieces
your income.
of information can potentially leave a Felicia Hayes, L.M.T., has been a massage therapist
lasting impression on your client, and lead since 2003, as well as a continuing education
to a sale. provider since 2008. She owns Hayes Therapeutic
Leading to the final step of making a sale, Massage and Bodywork and More Massage Tools
I recommend you leave the products with (moremassagetools.com).
16
IT GETS LONELY
OUT THERE by Cherie Sohnen-Moe
17
you dislike, and you can help that person in return. For
example, maybe a group member loves to decorate, and
youre a technology wizard; you could set up her social
media accounts or help with her e-newsletter, while she
could give your office a makeover.
18
20
SERVE
CLIENTS BY
SERVING
YOURSELF
by George Davis
20
work, but pushing too hard doesnt healthy. Those things dont seem like a
always yield the best results. Finding big deal until one day, you look back at
the perfect spot in a taut muscle band, all the steps youve taken for the past
taking clients to the edge of too much
and holding them there using pressure
26.2 years. Then its a marathon.
that can be easily sustainedlike a George Davis is a massage therapist and
running pace you could hold for an educator at Hawaii Bodyworkers Retreat
entire marathonis, in my experience, (hawaiibodyworkersretreat.com), a six-day
the most effective way to help your continuing education and Hawaiian vacation
client and reduce your own risk of injury. experience.
21
For the low annual rate of $159, youll receive the
most comprehensive liability coverage available
to massage therapists and other health, wellness
and beauty professionals. Our program includes
professional liability (malpractice), general liability
(trip and fall), and product liability coverage, as
well as rental damage insurance. Plus, we offer
occurrence form coverage, meaning any claim filed
after your policy expires will still be covered, as long
as the actual incident took place while your policy
was active.
22
CONTACT US
Web: MassageMag.com
Facebook.com/MassageMagazine
Twitter: @MassageMag
Instagram: @MassageMag