Case sample report

Intro

1. Business model. Talk about alternative lending and broker loan origination aggrement
2. History of growth

The decline from 2014- march 2017

1. Osc investigation into falsifying income data

2. Marc cohodes
a. Short selling

Decline from march 2017- April 2017

1. Lingering OSC investigation

2. Announcement of ceo firing
3. Short interest increases dramatically
4. Cash crunch
a. Total decline in deposits
i. Decline in demand HISA
ii. Decline in time deposits

What to do?

1. options for HCG

a. sell assets
b. raise equity
c. issue debt/loan

HOOPP credit line

Buffett invests

Aftermath and future