CREDIT CARDS

For BDO use only: PC SC IC AF Ref

All details should be completely filled out (placing N/A if Not Applicable). Application without required documents or with incomplete information will not be processed.
Failure to provide sufficient and accurate information in this Application Form may result to BDOs inappropriate determination of the financial requirements of the applicant.
Submitted documents will not be returned to the applicant.

CREDIT CARDS Existing BDO Credit Cardholder Existing Credit Cardholder with other banks
You may choose up to two (2) cards, subject to Credit evaluation. Kindly indicate by checking your preferred card product/s below.
MASTERCARD VISA JCB DINERS CLUB AMERICAN EXPRESS
ShopMore1 Standard2 Forever 21 Bench Classic2 Lucky Cat Gold International American Express Credit Card American Express Platinum
Color : White Black Color : Blue Black Color : Blue Black Credit Card
Gold3 Titanium Platinum Gold3 Platinum Premiere American Express Cashback Cathay Pacific American Express
Credit Card Elite Credit Card
1
Please check your color preference. If no color preference is indicated, default will be black Platinum UNIONPAY
for male and white for female.
2
Please check your color preference. If no color preference is indicated, default will be black.
3
Just call the BDO Customer Contact Center at 631-8000 for the BDO Dual Currency feature.
Gold Diamond

PERSONAL INFORMATION
First Name Middle Name Last Name Name to Appear on the Card (Limited to 19 characters only including spaces; aliases/nicknames
not acceptable)

Gender Female Date of Birth (mm/dd/yyyy) Place of Birth Citizenship No. of Dependents

Male

TIN SSS / GSIS No. ACR No. / Passport No. (If Foreign National) Car Ownership: No. of cars owned Civil Status Single Separated

Mortgaged Owned Married Widow/er

School Last Attended Educational Attainment High School Post Graduate Mothers First Name Middle Name Last Name
Full Maiden
College Others Name

Fathers First Name Middle Name Last Name Spouses First Name Middle Name Last Name
Full Full
Name Name

Spouses Date of Birth (mm/dd/yyyy) Are you related to a BDO Employee? Yes No Rank Relationship Spouse / In-Law Others
If yes: Name of BDO employee
Parent / In-Law

Child / In-Law

Home Ownership Owned by Applicant Mortgaged / Financed Living with Relatives Present Address (House No. & Street, Barangay, District / City, Province, Country, Zip Code)

Rented Company Quarters Boarding

Residence Phone No. Mobile No. Postpaid Prepaid Personal e-Mail Address Social Media
Facebook Twitter

( ) ( ) LinkedIn Instagram
Permanent Address (House No. Street, Barangay, District / City, Province, Country, Zip Code) Length of Stay
Present Yrs Previous Yrs
Mos Mos

Address (Company Name / Department, Floor, Building Name, Street, District / City, Province, Country, Zip Code) Fax No. Business e-Mail Address:

( ) ( )
Employment Private Government Self-Employed (Business) Nature of Business

Self-Employed (Professional) Retired / Unemployed Others

Job / Business Tenure Gross Annual Income Source of Funds

Current Job / Business Yrs Mos Previous Job / Business Yrs Mos

Position / Title For Employed: Rank For Self-Employed: Business Type

Single Proprietorship Partnership Corporation

Please deliver my BDO Credit Card to my: (choose 1 only) Home Address Office Address Please deliver my Monthly Billing Statement (MBS) to my: (choose 1 only) Personal e-Mail Business / Office e-Mail

FINANCIAL INFORMATION / BANK RELATIONSHIP

Are you a BDO Customer? Yes No : If YES: Credit Cards Deposit Loan Others
BDO Credit Cards / Other Credit Cards

CREDIT CARD COMPANY CARD NUMBER1 CREDIT LIMIT OUTSTANDING MEMBER

BALANCE SINCE

1 Please provide only the first six (6) and last four (4) digits of your Credit Cards (e.g. 4921-13XX-XXXX-1234)

PERSONAL / TRADE REFERENCES (Personal References NOT living with you)

Contact Person / Position Relationship

Company Name / Address (P.O. Box address not acceptable) Contact Number (Include local no., if any) Mobile No.

UNDERTAKING ( )
UNDERTAKING
By signing below, and/or at the back of the BDO Credit Card, and/or by using the BDO Credit Card, I/We have agreed to abide by the Terms and Conditions Governing the Issuance and Use of BDO Credit Cards and all future amendments thereto. I/We
hereby certify that all information and documents given in this application are true and correct. I/We understand that non-disclosure and/or falsification of information and documents herein required shall be grounds for the disapproval of my/our application,
immediate termination of my/our credit card privileges once approved, and/or legal action against me/us.

I/We hereby agree to waive my/our rights regarding the confidentiality of deposits under R.A. 1405, as amended, as the disclosure is necessary and relevant in the evaluation of my/our application, and as it may be required by applicable rules and laws, and
to ensure a successful debit under an Auto-Debit Payment Arrangement with my/our BDO Bank Account should I/we decide to avail of the Auto-Debit Payment Facility for my/our BDO Credit Card. I/We further authorize and consent BDO Unibank, Inc.
(BDO) to be the recipient of this information. I further authorize BDO to conduct random verification with the BIR, any other appropriate government agencies or third parties including banks and financial institutions to establish authenticity of the information
declared and document submitted (e.g. bank statements, certificate of employment, payslips and income tax return) in relation to my application as it may be necessary for processing and evaluating my application and hereby further waive confidentiality
rules and laws as applicable.

I hereby authorize the transfer, disclosure and communication of any information relating to my accounts with BDO to any of the offices, branches, subsidiaries, affiliates, agents and representatives of BDO and third parties selected by any of them for data
processing/storage, customer satisfaction surveys, product and service offers made to me through mail/email/fax/SMS or telephone, and for any other purposes as BDO may deem appropriate, and as may be required by law or regulation. I hereby authorize
the regular submission and disclosure to any and all credit information service providers such as, but not limited to, Credit Card Association of the Philippines, Credit Information Corporation, of any information, whether positive or negative relating to my
basic credit data (as defined under R.A. No. 9510) with BDO as well as any updates or corrections thereof. The foregoing constitutes my written consent for any such submission and disclosure of information relating to my accounts for the purpose indicated
above and under applicable laws, rules and regulations. I agree to hold BDO free and harmless from any liabilities that may arise from any transfer, disclosure or storage of information relating to my accounts.

I/We hold ourselves, jointly and severally liable for all obligations and liabilities incurred with the use of the BDO Credit Card and extension cards. The entire unpaid obligations and all other fees, charges and amounts payable to BDO under the Terms and
Conditions shall become due and payable without demand, protest, or further notice of any kind, all of which will be deemed expressly waived by me/us. Any action of BDO which may be construed as demand or notice shall not in any way serve as an
amendment or modification of this provision. In case of disapproval, I/we understand that BDO is under no obligation to disclose the reason/s for such disapproval. I understand, as Principal Cardholder, I shall be sharing my credit limit to the Supplementary
Cardholder(s) and shall be liable for all the purchases and cash advances made, including all interest and charges incurred through the use of supplementary card(s).

In compliance with the Customer Identification requirements per BSP Circular No. 706 Section X806.1.e, I, as Principal Cardholder, warrant that I have satisfied the face-to-face contact requirement for my Supplementary Cardholder(s) on behalf of BDO, and
have seen the original ID of the applicant.

The accomplished application form and requirement(s) submitted become the property of BDO. BDO is under no obligation to return the said documents to me/us regardless of the outcome of the application.

PRINCIPAL APPLICANTS SIGNATURE SUPPLEMENTARY APPLICANTS SIGNATURE

Signature Over Printed Name Date Signature Over Printed Name Date

TELE: REVISED AS OF JUNE 2017 PAGE 1 OF 4

 SUPPLEMENTARY CREDIT CARD Sub-Limit Assignment2

Should there be more than one supplementary credit card request, kindly attach a fully-accomplished supplementary application form.
First Name Middle Name Last Name Name to Appear on the Card (Limited to 19 characters only including spaces; aliases/nicknames
not acceptable)

Relationship Spouse Child / In-law Gender Female Date of Birth (mm/dd/yyyy) Place of Birth
Parent / In-law Others Male

Citizenship TIN SSS / GSIS No. ACR No. / Passport No. (If Foreign National)

Mothers First Name Middle Name Last Name Residence Phone No. Mobile No. Postpaid Prepaid Personal e-Mail Address
Full Maiden
Name
( ) ( )
Present Address (House No. Street, Barangay, District / City, Province, Country, Zip Code)

Permanent Address (House No. Street, Barangay, District / City, Province, Country, Zip Code)

ddress (Company Name, Department, Floor & Building Name, Street, District/City, Province, Country, Zip Code)

( )
Employment Private Government Self-Employed (Business) Nature of Business
Self-Employed (Professional) Retired / Unemployed Others

Source of Funds Position / Title For Employed: Rank For Self-Employed: Business Type
Single Proprietorship Partnership Corporation
2
Sub-Limit assignment for supplementary cardholders begins at a minimum of P2,000 and can increase in increments of P1,000. If no sub-limit is assigned for supplementary cardholders ages 13-15 years old, the default amount will be the minimum
sub-limit assignment. If no sub-limit is assigned for ages 16 and above, the supplementary cardholder shares in the principal cardholders credit limit.
For dual currency cards, the Dollar sub-limit is the equivalent of the Peso sub-limit based on the Banks conversion rates. Transactions made by the supplementary cardholder in excess of the monthly sub-limit assignment may be accommodated
subject to the card status and limit of the principal cardholder. Principal Cardholder is accountable for supplementary cardholders usage.
Supplementary Card delivery will be at the Principal Cardholders billing address

OTHER SUPPLEMENTARY CREDIT CARD OPTIONS

For Mastercard, Visa, JCB, Diners Club and American Express Cardholders, you have the option to choose other credit card products within the same brand for your supplementary. Rewards, fees, and charges will align with the Principal credit
card. Should you not choose from the credit cards specified below, default credit card type shall follow that of your principal credit card.
For Platinum and Titanium Mastercard Cardholders, you may also apply for:
ShopMore Mastercard Standard Mastercard Bench Mastercard Forever 21 Mastercard Gold Mastercard For JCB Platinum Cardholders, you may also apply for:
For Gold Mastercard Cardholders, you may also apply for: ShopMore Mastercard Standard Mastercard Bench Mastercard Forever 21 Mastercard JCB Gold JCB Lucky Cat
For Platinum and Cathay Pacific American Express Cardmembers, you may also apply for: American Express Credit Card For JCB Gold Cardholders, you may also apply for: JCB Lucky Cat
For Visa Platinum Cardholders, you may also apply for: Visa Classic Visa Gold For Diners Club Premiere Cardholders, you may also apply for:
For Visa Gold Cardholders, you may also apply for: Visa Classic Diners Club International

BDO CREDIT CARD FEES & CHARGES

MEMBERSHIP FEE PRINCIPAL SUPPLEMENTARY
ShopMore
P125/month P62.50/month
Classic/Standard/Lucky Cat
Forever 21 / Bench P200/month P100/month1
Gold Cards 2
P2,400/year P1,200/year1
Titanium P3,500/year P1,750/year1
Platinum P4,500/year FREE for LIFE3
Diamond2 P5,000/year FREE for LIFE3
MONTHLY EIR4 PESO DOLLAR5
Classic/Standard/Lucky Cat 3.50% N.A.
ShopMore 3.50% N.A.
Forever 21 / Bench 3.25% N.A.
Gold Cards 3.25% 3.25%
Titanium 2.75% 2.75%
Platinum 2.75% 2.75%
Diamond 2.75% 2.75%
CASH ADVANCE FEE6 5% of the amount withdrawn or P500 / US$10, whichever is higher
LATE PAYMENT CHARGE 7% of the overdue amount
The sum of the following: a) 3% of the outstanding balance less installment
amortization and new transactions posted within the current statement
MINIMUM AMOUNT DUE period or P200 / US$5, whichever is higher; b) 3% of installment
amortization; c) Overdue Amount; d) Over-Limit Amount.

P300 for each sales slip retrieved for local transactions or

SALES SLIP RETRIEVAL FEE
P500 each for international transactions
LOST CARD REPLACEMENT FEE P400 for each card
Assessment fee of 1% plus service fee of 1.5% of the converted amount
FOREIGN EXCHANGE based on the prevailing foreign exchange rate of Mastercard/Visa/JCB/UnionPay
CONVERSION RATE and BDO respectively at the time of posting. The service fee may be
imposed at the sole discretion of BDO and may be subject to change.
INSTALLMENT PROCESSING FEE 5% of the total remaining balance or P300, whichever is higher
RETURNED CHECK FEE / P1,250 or US$35 for each returned check / insufficient ADA account
ADA RETURN FEE
MBS REPRINT FEE7 P100 or US$2.50 per MBS request
1. First supplementary credit card is FREE for Life. 5. Not applicable to ShopMore, Forever 21, Bench, Classic/Standard/Lucky Cat Credit Cards.
2. For Gold and Diamond UnionPay Principal Cardholders, Annual Membership Fee is free for the first 3 years. 6. EIR for Cash Advance will vary depending on the amount of transaction made within the statement cycle. If you dont pay full amount, it will incur
3. Valid only up to six (6) supplementary credit card. additional charges on the next cycle date; if transacted at BDO Branches Over-The-Counter,
4. Effective Interest Rate a P500/US$10 OTC fee will be added to the 5% of amount withdrawn
7. P200/US$5 for MBS dated 2 years back or more PAGE 2 OF 4
 DINERS CLUB INTERNATIONAL CREDIT CARD FEES & CHARGES

MEMBERSHIP FEE PRINCIPAL SUPPLEMENTARY

DINERS CLUB
INTERNATIONAL P3,000/year P1,500/year

DINERS CLUB
PREMIERE P4,500/year P2,500/year

MONTHLY EFFECTIVE
PESO DOLLAR
INTEREST RATE (MEIR)

DINERS CLUB
INTERNATIONAL
3.5%

DINERS CLUB
3.25%
PREMIERE

CASH ADVANCE FEE1

5% of amount withdrawn or P500 / US$10,
whichever is higher

LATE PAYMENT CHARGE 7% of the overdue amount

The sum of the following:
a) 3% of the outstanding balance less installment amortization and new
transactions posted within the current statement period or P200 / US$5,
MINIMUM AMOUNT DUE whichever is higher;
b) 3% of installment amortization;
c) Overdue Amount;
d) Over-Limit Amount.

RETURNED CHECK FEE P1,250 or US$35 for each returned check/insufficient ADA account
P300 per sales slip retrieved for local transactions or
SALES SLIP RETRIEVAL FEE
P500 each for international transactions
LOST CARD
REPLACEMENT FEE
P400 per card

Assessment fee of 1% plus service fee of 1.5% of the converted amount

FOREIGN EXCHANGE based on the prevailing foreign exchange rate of Diners Club International
CONVERSION RATE and BDO respectively at the time of posting. The service fee may be
imposed at the sole discretion of BDO and may be subject to change.

INSTALLMENT 5% of the total remaining balance or P300,

PROCESSING FEE whichever is higher

CARD CERTIFICATION P100

FEE

MBS REPRINT FEE2 P100 or US$2.50 per MBS request

1
MEIR for Cash Advance will vary depending on the amount of transaction made within the statement cycle. If you dont pay the full
amount, it will incur additional charges on the next cycle date; if transacted at BDO Branches Over-The-Counter, a P500/US$10 OTC
fee will be added to the 5% of amount withdrawn
2
P200/US$5 for MBS dated 2 years back or more

PAGE 3 OF 4
 AMERICAN EXPRESS CREDIT CARD FEES & CHARGES

MEMBERSHIP FEE BASIC SUPPLEMENTARY

The American Express Platinum Credit Card P5,000/year FREE FOR LIFE1
The Cathay Pacific American Express Elite
Credit Card P4,000/year P2,000/year2

The American Express Cashback Credit Card P3,000/year P1,500/year

The American Express Credit Card P1,600/year P800/year
MONTHLY EIR 3
PESO DOLLAR4
The American Express Platinum Credit Card 3.00% 3.00%
The Cathay Pacific American Express Elite
Credit Card
3.25% 3.25%

The American Express Cashback Credit Card 3.50% N.A.

The American Express Credit Card 3.50% N.A.

CASH ADVANCE FEE5 5% of amount withdrawn or P500 / US$106, whichever is higher

LATE PAYMENT CHARGE 7% of the overdue amount

The sum of the following: a) 3% of the outstanding balance less
installment amortization and new transactions posted within the current
MINIMUM AMOUNT DUE statement period or P200 / US$56, whichever is higher; b) 3% of
installment amortization; c) Overdue Amount; d) Over-Limit Amount.

SALES SLIP RETRIEVAL FEE P300 for each sales slip retrieved for local transactions or
P500 each for international transactions
LOST CARD REPLACEMENT FEE P400 for each card
For foreign charges converted using the prevailing foreign exchange
rate of American Express at the time of posting, a conversion factor of
FOREIGN EXCHANGE CONVERSION RATE 2.5% will be applied to the converted amount, of which 1% is retained
by American Express. Any charges converted by third parties prior to
being submitted to us have been at rates selected by them.

INSTALLMENT PROCESSING FEE 5% of the total remaining balance or P300, whichever is higher

RETURNED CHECK FEE / ADA RETURN FEE P1,250 / US$356 for each returned check/insufficient ADA account

MBS REPRINT FEE7 P100 or US$2.506 per MBS request

1. Valid only up to five (5) supplementary credit card.
2. First supplementary credit card is FREE for Life.
3. Effective Interest Rate (EIR)
4. Not applicable to American Express Credit Card and American Express Cashback Credit Card.
5. EIR for Cash Advance will vary depending on the amount of transaction made within the statement cycle. If you dont pay full amount, it will incur additional
charges on the next cycle date; if transacted at BDO Branches Over-The-Counter, a P500/US$10 OTC fee will be added to the 5% of amount withdrawn
6. Applicable only to American Express Platinum Credit Card and Cathay Pacific Elite Credit Card with Dual Currency.
7. P200/US$5 for MBS dated 2 years back or more

PAGE 4 OF 4