MK DAIRY FARM

Sr. No. Particular ANNEXTURE NO. PAGE NO.

1 Glance
2 Bio-Data T-1
3 Tentative Layout T-2
4 Organisation Flow Chart T-3
5 Cost Estimate of Plant And Machinery T-4
6 Details of Preliminary and preoprative Exp. T-5
7 Miscellaneous Fixed Assets T-6
8 Sals Realization F-1
9 Statement of Milk Production F-2
10 Statement of Live Stock F-3
11 STATEMENT OF COST OF LIVE STOCK OF ANIMALS F-4
12 STATEMENT OF FEED , FOODER & MEDICINES REQUIRED F-5
13 Man Power and Wages F-6
14 Power F-7
15 Profit and Loss F-8
16 Working capita interest F-9
17 Depriciation F-10
18 Estimate of Administrative Exp. F-11
19 Interest on term loan F-12
20 Cash flow F-13
21 Balance Sheet F-14
22 DSCR F-15
23 BEP F-16
 MK DIARY FARM

PROJECT AT A GLANCE

Sr (Rs in
Particulars
No Lacs)

I CAPITAL OUTLAY

1 Building & Shed Construction -

2 Cost Of Animals(20 Animals@25000) 5.00

3 Misllenious Fixed Assets 0.20

4 Working Capital Margin 0.80

TOTAL 6.00

II SOURCES OF FUND

1 Promoters contribution (capital) 1.00

2 Bank Term Loan 5.00

TOTAL 6.00
 Annexture-T-1
MK DIARY FARM

BIO-DATA OF PROMOTER
PROPRIETOR SHRI HAYYAT KHAN PATHAN

Sr. No. Particulars Details

1 Name SHRI HAYYATKHAN PATHAN

2 Father Name SAMATHKHAN PATHAN

3 Age 42

4 Qualification 10th pass

5 Farm Address KATI, SIRKATOLA, IN FRONT OF NURSERY

6 Residential Address SURYA TOLI, GONDIA

7 Experience 16 YEARS RICH EXP.

 ANNEXURE T-2
MK DIARY FARM
TENTATIVE LAYOUT

Sr. No. Particulars Descriptions

1 Location KATI, SAKRITOLA, IN FRONT OF

NURSERY
2 Land Land having area 1.5 ACRES

3 Transportation Facilities The site is situated at KATI,

SAKRITOLA & District Gondia (M.H.)
beside the Tar road.
4
Infrastructure facilities

4.1 Power Available from nearest M.S.E.B.

substation.
4.2 Water Drinking water will be available from
the well already situated beside the
site.
5 Other facility the Bank,Post Available.
office, Hospital etc.
 ANNEXURE T-3
MK DIARY FARM

ORGANISATION FLOW CHART

MANAGING PROPRIETOR

AGRI DIVISION ADMINISTRATIVE

DIVISION

SUPERVISOR MANAGER CUM

ACCOUNT CLERK

UNSKILLED WORKERS
 ANNEXURE T-4
MK DIARY FARM

COST ESTIMATED OF PLANT AND MACHINERY

Amount
Sr. No. Particular Qty.
(Rs. Lacs)
Milking Machine, Utencils,
Generator, Refrigrator, Cooling As per
1 0
Machine & other Equipments, Quotation
Fencing,

Transportation, Installation and

Add Errection charges, Loading, 0
Unloading, Insurance etc.

Total 0
 ANNEXURE T-5
MK DIARY FARM

DETAILS OF PRELIMINARY AND PREOPERATIVE EXPENSES

Amount
Sr. No. Particular
(Rs. Lacs)
Interest during the implementation
period, M.S.E.B. deposit &
deposits with Govt. Department
1 0
Mortgage K.V.I.C. Registration
charges Start up and
Miscellaneous expenses.
Total 0

Out of 4 Months implementation period interest has been

calculated for a period of Two Months on the assumption that
the loan will be availed in the Middle stages.
 ANNEXURE T-6
MK DIARY FARM

COST ESTIMATE OF MISCELLANEOUS FIXED ASSETS :

Amount
Sr. No. Particular
(In lacs)
Office furniture like Table,
1 Chair,Almirah, Racks, Calculator 0.15
etc.
Fire Fighting equipment and
2 First Aid box etc. & telephone 0.05
etc.
Total 0.2
 Annexture F-1
MK DIARY FARM

STATEMENT OF SALES

YEARS
SR. NO. PARTICULARS
1 2 3 4 5 6 7 8
1 Milk Production 61320.00 61320.00 73584.00 88914.00 107310.00 131838.00 159432.00 196224.00
2 Rate Per Liter (in Rs) 40.00 41.00 41.00 41.00 41.00 41.00 41.00 41.00
3 Total Sale of Milk (in Rs.) 2452800.00 2514120.00 3016944.00 3645474.00 4399710.00 5405358.00 6536712.00 8045184.00

4 sale of Calves (in No.) 0.00 4.00 5.00 6.00 7.00 9.00 10.00 12.00
5 Average Rate of Calves (in Rs.) 10000.00 10000.00 12000.00 12000.00 15000.00 15000.00 15000.00 18000.00
6 Total Sale of Calves (in Rs.) 0.00 40000.00 60000.00 72000.00 105000.00 135000.00 150000.00 216000.00

7 Miss. Sale Receipt (in Rs.) 122640.00 125706.00 150847.20 182273.70 219985.50 270267.90 522936.96 804518.40

Total Sales(3+6+7) 2575440.00 2679826.00 3227791.20 3899747.70 4724695.50 5810625.90 7209648.96 9065702.40

Total Sales (Rs. Lakh) 25.75 26.80 32.28 39.00 47.25 58.11 72.10 90.66
 ANNEXURE T-F-2 Home

MK DIARY FARM

Statement of Milk Production

YEAR
Sr. No. Particular
1 2 3 4 5 6 7 8
1 Opening Stock of Cows 0 20 20 24 29 35 43 52
2 Cows to be Purchased 20 0 0 0 0 0 0 0
3 Heifer Available for Lacting (in 22 months) 0 0 4 5 6 8 9 12
4 Total Cows Available 20 20 24 29 35 43 52 64
5 Total Cows Available for milk Production 20 20 24 29 35 43 52 64
6 Average milk Production per day 16 16 16 16 16 16 16 16
7 No. of Days in year 365 365 365 365 365 365 365 365
8 Total Production in year (in Liters) 116800 116800 140160 169360 204400 251120 303680 373760
9 Less: Non Lactation Period (30%) 35040 35040 42048 50808 61320 75336 91104 112128
10 Net Production at 100% Capacity 81760 81760 98112 118552 143080 175784 212576 261632
11 Normal Loss Of Production (25%) 20440 20440 24528 29638 35770 43946 53144 65408
12 Net Production Actual (in Liters) 61320 61320 73584 88914 107310 131838 159432 196224
 ANNEXTURE F-3

MK DIARY FARM
STATEMET OF LIVE STOCK

YEARS
SR. NO. PARTICULARS
1 2 3 4 5 6 7 8

1 COW PURCHASED/ OPENING BALANCE 20 20 24 29 35 43 52 64

2 ADD. CALVES AND HEIFER BORN 0 8 10 12 15 18 22 25

3 LESS: SALE OF CALVES 0 4 5 6 7 9 10 12

4 BALANCE LIVE STOCK 20 24 29 35 43 52 64 77

 ANNEXTURE-4
MK DIARY FARM
STATEMENT OF COST OF LIVE STOCK OF ANIMALS
YEARS
SR. No. PARTICULARS
1 2 3 4 5 6 7 8

1 Addition of Live stock Due to birth 0.00 4.00 5.00 6.00 8.00 9.00 12.00 13.00

2 Cumulative addition 0.00 4.00 9.00 15.00 23.00 32.00 44.00 57.00

3 Cost of Additional Live stock Previous year 0.00 0.00 15000.00 18000.00 18000.00 22500.00 22500.00 22500.00

4 Cost of Additional Live stock current year 0.00 7500.00 9000.00 9000.00 11250.00 11250.00 11250.00 13500.00

5 Cost of Newly Born Live Stock 0.00 30000.00 45000.00 54000.00 90000.00 101250.00 135000.00 175500.00

6 Cost of Newly Born Previous year Live Stock 0.00 0.00 60000.00 162000.00 270000.00 517500.00 720000.00 990000.00

7 Total Cost of Additional Live Stock (in Rs. Lakh) 0.00 0.30 1.05 2.16 3.60 6.19 8.55 11.66

8 Purchased Cost of Cow At Beginning 500000.00 500000.00 500000.00 500000.00 500000.00 500000.00 500000.00 500000.00

9 Total Cost of Live Stock 500000.00 530000.00 605000.00 716000.00 860000.00 1118750.00 1355000.00 1665500.00

10 Total Cost of Live Stock ( In Rs. Lakhs) 5.00 5.30 6.05 7.16 8.60 11.19 13.55 16.66
 ANNEXTURE-F-5
MK DIARY FARM
STATEMENT OF FEED , FOODER & MEDICINES REQUIRED
YEARS
SR. No. PARTICULARS
1 2 3 4 5 6 7 8

1 NO. OF DAYS IN YEAR 365.00 365.00 365.00 365.00 365.00 365.00 365.00 365.00

2 FEED & FOODER RATE PER KG 95.00 105.00 115.00 125.00 135.00 145.00 155.00 165.00

3 MEDICINES COST @10% OF FEED & FOODER COST 9.50 10.50 11.50 12.50 13.50 14.50 15.50 16.50

PER DAY COST OF FEED, FOODER, MEDICINE ETC.

4 104.50 115.50 126.50 137.50 148.50 159.50 170.50 181.50
PER COW

5 COW & HEIFER STOCK 20.00 24.00 29.00 35.00 43.00 52.00 64.00 77.00

6 Sold Calves For 6 Month Only 0.00 4.00 5.00 6.00 7.00 9.00 10.00 12.00

7 Cow & Heifer Feeding Cost 762850.00 1011780.00 1339002.50 1756562.50 2330707.50 3027310.00 3982880.00 5101057.50

8 Claves Feeding Cost 0.00 84315.00 115431.25 150562.50 189708.75 261978.75 311162.50 397485.00

9 Total Feeding Cost (in Rs.) 762850.00 1096095.00 1454433.75 1907125.00 2520416.25 3289288.75 4294042.50 5498542.50

10 Total Feeding Cost (in Rs. lakhs) 7.63 10.96 14.54 19.07 25.20 32.89 42.94 54.99
 ANNEXURE F-6
MK DIARY FARM

MAN POWER REQUIREMENT AND ESTIMATES OF ANNUAL

SALARY AND WAGES BILLS

Amount per Amount

Sr. No. Particular No.s
month payment

ADMINISTRATIVE DIVISION

1 Manager cum accountant 1 8000 0.96

2 Peon/Choukidar 1 3000 0.36

Total 2 1.32

Add 10% towards social benefits 0.132

Total Salary 1.45

0.15 lacs Rs. Increase every year

Amount per Amount

Sr. No. Particular No.s
month payment

PRODUCTION STAFF

1 Supervisor, Operator. 1 5000 0.6

2 Semiskilled worker 2 4000 0.96

3 Unskilled labour 5 3000 1.80

Total 8 3.36

Add 10% towards social benefits 0.34

Total Salary 3.70

0.5 lacs Rs. Increase every year

 ANNEXURE F-7
MK DIARY FARM

ESTIMATE OF ANNUAL POWER LOAD

Sr. No. Particular Details

POWER REQUIRMENTS :
1 Annual Load 10 H.P

2 Load Utilised 10 H.P.

CALCULATION OF POWER :

1 Power Factor 0.746

2 Annual Power consumption 21783.2 Units

3 Rate 5.5 per unit

4 Annual Power expenditure 119807.6 Rs.

Annual Power consumption 1.20 Lacs

 PROFITABILITY TREND

8.00
#REF!
7.00
12
6.00
10
5.00

4.00 8 Row 37
0 0
3.00 6

2.00 4

1.00 2

0.00 0
1 2 3 4 5 6 7 8
 SALES REALIZATION

100.00
90.00
80.00
70.00
60.00
50.00 Row 20
40.00
30.00
20.00
10.00
0.00
1 2 3 4 5 6 7 8
 ANNEXURE - F-8 Home
MK DIARY FARM

PROFITABILITY PROJECTIONS
Rs. In Lacs
Particulars Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8
No. of working days 365 365 365.00 365.00 365.00 365.00 365.00 365.00
SALES :- 25.75 26.80 32.28 39.00 47.25 58.11 72.10 90.66
COST OF SALES
Cost of feed, Fooder etc. 7.63 10.96 14.54 19.07 25.20 32.89 42.94 54.99
Power 1.20 1.20 1.20 1.20 1.20 1.20 1.20 1.20
Wages including benefits 3.70 4.20 4.70 5.20 5.70 6.20 6.70 7.20
Repair & Maintenance 1 1 1.10 1.10 1.20 2.00 4.25 9.00
Spare & Stores 1.5 0.02 0.07 0.07 0.12 0.12 0.12 0.12
Insurance 2 2.1 2.2 2.3 2.4 2.5 2.6 2.7
Rent 0.36 0.40 0.44 0.48 0.53 0.58 0.64 0.70
Depreciation 0.02 0.02 0.02 0.01 0.01 0.01 0.01 0.01
Sales Promotion Expenses 2.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Add: Opening Stock - 0.21 0.30 0.40 0.52 0.69 0.90 1.18
increase in Live stock Value (opening) - - 0.30 0.75 1.11 1.44 2.59 2.36
Less: Closing Stock 0.21 0.30 0.40 0.52 0.69 0.90 1.18 1.51
Increase in Live Stock Value (Closing) - 0.30 0.75 1.11 1.44 2.59 2.36 3.11
TOTAL :- 19.19 19.50 23.71 28.95 35.86 44.14 58.40 74.84
ADMINISTRATIVE EXPENSES.
Salary including benefits 1.45 1.60 1.75 1.90 2.05 2.20 2.35 2.50
Other expenses 2.64 3.14 3.64 4.14 4.64 5.14 5.64 6.14
TOTAL :- 4.09 4.74 5.39 6.04 6.69 7.34 7.99 8.64
FINANCIAL EXPENSES.
Interest on Cash Credit 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Interest on term loan 0.69 0.60 0.50 0.40 0.30 0.20 0.10 0.01
TOTAL :- 0.69 0.60 0.50 0.40 0.30 0.20 0.10 0.01
GRANT TOTAL (B+C+D) : 23.98 24.84 29.61 35.39 42.86 51.69 66.50 83.49
OPERATING PROFIT (A-E) 1.78 1.95 2.67 3.61 4.39 6.42 5.60 7.16
P&P EXPENSES WRITTEN OFF 0.10 0.10 0.10 0.10 0.10 0.00 0.00 0.00
PROFIT BEFORE TAX 1.68 1.85 2.57 3.51 4.29 6.42 5.60 7.16
TAXATION 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PROFIT AFTER TAX 1.68 1.85 2.57 3.51 4.29 6.42 5.60 7.16
CUMULATIVE PROFIT 1.68 3.53 6.10 9.61 13.90 20.32 25.92 33.08
 ANNEXURE F-9 Home
MK DIARY FARM

ESTIMATES OF WORKING CAPITAL AND MARGIN MONEY REQUIREMENT AND

CALCULATION OF WORKING CAPITAL INTEREST
Rs. Lacs
Period in
Sr. No. Ist year Iind year IIIrd Year Ivth Year Vth Year VIth Year VIIth Year VIIIth Year
Days
Raw Materials 10 0.21 0.30 0.40 0.52 0.69 0.90 1.18 1.51
Stock of Feed, Fooder , Medicines., Etc.

Finished goods 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Receivable Lump- sum 0.59 1.20 1.50 1.80 2.50 3.00 3.50 4.00
TOTAL : 0.80 1.50 1.90 2.32 3.19 3.90 4.68 5.51
Less: Margin Money 0.80 1.50 1.90 2.32 3.19 3.90 4.68 5.51
Bank Finance 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CALCULATION OF INTEREST ON WORKING CAPITAL :

Year Amount Interest @ 12%
First year 0.00 0.00
Second year 0.00 0.00
Third year 0.00 0.00
Fourth year 0.00 0.00
Fifth year 0.00 0.00
Sixth year 0.00 0.00
 ANNEXURE F-10
MK DIARY FARM

COMPUTATION OF DEPRECIATION
DEPRECIATION SCHEDULE
Rs. In Lacs

Building and Other fixed Total

Particulars Land
Shed Assets Rs.

Rate of Depreciation 0% 10% 10%

Opening WDV - - 0.20 0.20
Addition -
Dep. For 1st Year - - 0.02 0.02
W.D.V. as on II Year - - 0.18 0.18
Addition -
Dep. For 2st Year - - 0.02 0.02
W.D.V. as on III Year - - 0.16 0.16
Addition -
Dep. For 3rd Year - - 0.02 0.02
W.D.V. as on IV Year - - 0.15 0.15
Addition -
Dep. For 4th Year - - 0.01 0.01
W.D.V. as on V Year - - 0.13 0.13
Addition -
Dep. For 5th Year - - 0.01 0.01
W.D.V. as on VI Year - - 0.12 0.12
Addition -
Dep. For 6th Year - - 0.01 0.01
W.D.V. as on VII Year - - 0.11 0.11
Addition -
Dep. For 7th Year - - 0.01 0.01
W.D.V. as on VIII Year - - 0.10 0.10
Addition -
Dep. For 8th Year - - 0.01 0.01
W.D.V. as on IX Year - - 0.09 0.09
 ANNEXURE F-11
MK DIARY FARM

ESTIMATE OF ADMINISTRATIVE EXPENSES :

Amount
Sr. No. Paricular
(in Lacs)

1 Rent Rates & Taxes 0.2

2 Printing & Stationery 0.5

3 Postage & Telegramme 0.02

4 Legal & Audit Fees 0.15

5 Bank Commission & charges 0.15

6 Miscellaneous expenses. 0.1

7 Travelling expenses. 0.1

8 Telephone expenses. 0.05

9 Advertisement expenses. 0.2

10 Rate difference discount etc. 0.17

11 Transport Expenses 1

Total 2.64

0.5 Lakh increase in every year

 ANNEXURE F-12
MK DIARY FARM

BANK TERM LOAN

No. of Instailments 84 Nos
Loan Amount 5.00 Period of Installments Monthly
Rate 14% All the installments shall be of Rs. 0.06 lacs each
Rs. In Lacs
Monthly Total Principal
Month Loan amount Int
P.R. Interest. repayment
1 5.00 0.06
2 5.00 0.06
3 5.00 0.06
4 5.00 0.06
5 5.00 0.06
6 5.00 0.06
7 5.00 0.06 0.06
8 4.94 0.06 0.06
9 4.88 0.06 0.06
10 4.82 0.06 0.06
11 4.76 0.06 0.06
12 4.70 0.06 0.05 0.69 0.36
13 4.64 0.06 0.05
14 4.58 0.06 0.05
15 4.52 0.06 0.05
16 4.46 0.06 0.05
17 4.40 0.06 0.05
18 4.35 0.06 0.05
19 4.29 0.06 0.05
20 4.23 0.06 0.05
21 4.17 0.06 0.05
22 4.11 0.06 0.05
23 4.05 0.06 0.05
24 3.99 0.06 0.05 0.60 0.71
25 3.93 0.06 0.05
26 3.87 0.06 0.05
27 3.81 0.06 0.04
28 3.75 0.06 0.04
29 3.69 0.06 0.04
30 3.63 0.06 0.04
31 3.57 0.06 0.04
32 3.51 0.06 0.04
33 3.45 0.06 0.04
34 3.39 0.06 0.04
35 3.33 0.06 0.04
36 3.27 0.06 0.04 0.50 0.71
37 3.21 0.06 0.04
38 3.15 0.06 0.04
39 3.10 0.06 0.04
40 3.04 0.06 0.04
41 2.98 0.06 0.03
42 2.92 0.06 0.03
43 2.86 0.06 0.03
44 2.80 0.06 0.03
45 2.74 0.06 0.03
46 2.68 0.06 0.03
47 2.62 0.06 0.03
48 2.56 0.06 0.03 0.40 0.71
49 2.50 0.06 0.03
50 2.44 0.06 0.03
51 2.38 0.06 0.03
52 2.32 0.06 0.03
53 2.26 0.06 0.03
54 2.20 0.06 0.03
55 2.14 0.06 0.03
56 2.08 0.06 0.02
57 2.02 0.06 0.02
58 1.96 0.06 0.02
59 1.90 0.06 0.02
60 1.85 0.06 0.02 0.30 0.71
61 1.79 0.06 0.02
62 1.73 0.06 0.02
63 1.67 0.06 0.02
64 1.61 0.06 0.02
65 1.55 0.06 0.02
66 1.49 0.06 0.02
67 1.43 0.06 0.02
68 1.37 0.06 0.02
69 1.31 0.06 0.02
70 1.25 0.06 0.01
71 1.19 0.06 0.01
72 1.13 0.06 0.01 0.20 0.71
73 1.07 0.06 0.01
74 1.01 0.06 0.01
75 0.95 0.06 0.01
76 0.89 0.06 0.01
 77 0.83 0.06 0.01
78 0.77 0.06 0.01
79 0.71 0.06 0.01
80 0.65 0.06 0.01
81 0.60 0.06 0.01
82 0.54 0.06 0.01
83 0.48 0.06 0.01
84 0.42 0.06 0.00 0.10 0.71
85 0.36 0.06 0.00
86 0.30 0.06 0.00
87 0.24 0.06 0.00
88 0.18 0.06 0.00
89 0.12 0.06 0.00
90 0.06 0.06 0.00 0.01 0.36
TOTAL - 5.00 2.65 2.83 5.00
 ANNEXURE F-13 Home
MK DIARY FARM

CASH FLOW STATEMENT

(Figures in Lacs)
IIIrd VIIth VIIIth
S.No. Particulars Cost Ist Year Iind Year IVth Year Vth Year Vith Year
Year Year Year

1 Opening Balance - 0.30 0.44 0.70 0.77 1.14 1.28 1.70 1.95
2 Net profit before tax and interest - 2.47 2.56 3.17 4.01 4.69 6.62 5.70 7.18
3 Enterprenuer contribution 1.00 - - - - - - - -
4 Subsidy - 0.00 - - - - - - -
5 Long term borrowing 5.00 - - - - - - - -
6 Working capital Cash credit limit - 0.00 - - - - - - -
7 Deprecition - 0.02 0.02 0.02 0.01 0.01 0.01 0.01 0.01
TOTAL :- 6.00 2.79 3.02 3.89 4.80 5.85 7.91 7.41 9.14
1 Purchased/ increase of live stock 5.00 - - - - - - - -
2 Building & Shed 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
3 Misslenious Fixed Assets 0.20 - - - - - - - -
4 Increase in Live Stock 0.00 0.00 0.30 0.75 1.11 1.44 2.59 2.36 3.11
5 Increase in current it mets. - 0.80 0.70 0.40 0.42 0.87 0.71 0.78 0.83
6 Advance to raw material supplies - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
7 F.D.R. under Bank lieu 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
8 Repayment of long term borrowing - 0.36 0.71 0.71 0.71 0.71 0.71 0.71 0.36
9 Interest - 0.69 0.60 0.50 0.40 0.30 0.20 0.10 0.01
10 Preliminary expences 0.50
Expences on development of lab &
11 other testing and anaysis - 0.50 0.00 0.75 1.00 1.25 2.00 1.50 2.50
TOTAL :- 5.70 2.35 2.32 3.12 3.65 4.58 6.22 5.46 6.81
CLOSING BALANCES : 0.30 0.44 0.70 0.77 1.14 1.28 1.70 1.95 2.33
 ANNEXURE F-14 Home
MK DIARY FARM

PROJECTED BALANCE SHEET

Particulars Cost Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8

LIABILITIES
Enterprenuer capital 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00
Reserve & Surplus - 1.68 3.53 6.10 9.61 13.90 20.32 25.92 33.08
Long term loan 5.00 4.64 3.93 3.21 2.50 1.79 1.07 0.36 -
Subsidy - - - - - - - - -
Working capital Cash Credit limit
- 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
from Bank.
Total 6.00 7.32 8.46 10.32 13.11 16.68 22.39 27.27 34.08

ASSETS
Gross fixed assets 5.20 5.20 5.18 5.16 5.15 5.13 5.12 5.11 5.10
Addition During Year - - - - - - - -
Less: Depreciation & P&P Exp. - 0.02 0.02 0.02 0.01 0.01 0.01 0.01 0.01
Net Fixed Assets 5.20 5.18 5.16 5.15 5.13 5.12 5.11 5.10 5.09
Increase in Live Stock - 0.30 1.05 2.16 3.60 6.19 8.55 11.66
Current Assets - 0.80 1.50 1.90 2.32 3.19 3.90 4.68 5.51
Advance to Raw Material suppliers - - - - - - - - -
F.D.R. under Bank lien - - - - - - - - -
Expences on development of lab &
other testing and anaysis - 0.50 0.50 1.25 2.25 3.50 5.50 7.00 9.50
Preliminary & Preoperative expenses. 0.50 0.40 0.30 0.20 0.10 - - - -
Cash & Bank Balances 0.30 0.44 0.70 0.77 1.14 1.28 1.70 1.95 2.33
Total 6.00 7.32 8.46 10.32 13.11 16.68 22.39 27.27 34.08
 ANNEXURE F-15 Home
MK DIARY FARM

CALCULATION OF DEBT SERVICE COVERAGE RATIO

IIIrd IVth VIth VIIth VIIIth

S.No. Description Ist Year IInd Year Vth Year TOTAL
Year Year Year Year Year

1 Net profit afte tax 1.68 1.85 2.57 3.51 4.29 6.42 5.60 7.16 33.08
2 Interest on term loan 0.69 0.60 0.50 0.40 0.30 0.20 0.10 0.01 2.83
3 Depreciation 0.02 0.02 0.02 0.01 0.01 0.01 0.01 0.01 0.11
TOTAL :- 2.39 2.48 3.09 3.92 4.61 6.64 5.71 7.19 36.02

4 Repayment of term loan 0.36 0.71 0.71 0.71 0.71 0.71 0.71 0.36 5.00
5 Interest on term loan 0.69 0.60 0.50 0.40 0.30 0.20 0.10 0.01 2.83
TOTAL :- 1.05 1.32 1.22 1.12 1.02 0.92 0.82 0.37 7.83

Average D.S.C.R. = 4.60

 ANNEXURE F-16 HOME
MK DIARY FARM

BREAK EVEN ANALYSIS AND SELECTED RATIO

DEBT EQUITY RATIO :

DEBT EQUITY
Particular Amount Particular Amount
Long term loan 5.00 Enterprenuer contribution 1
Subsidy (Margin Money) 0.00
Total 5.00 Total 1

Debt Equity Ratio 5.00

BREAK EVEN POINT ANALYSIS ON IIIrd YEAR WORKING

Amount
Sr. No. Particular
(in lacs)
1 Depreciation 0.02
2 Interet on term loan 0.50
3 Repairs and Maintenance and stores and spares (50%) 0.59
4 Administrative salary & expenses (50%) 2.70
Total 3.80

Fixed cost x 100

B.E.P.
59.66
(in%) Fixed cost + Profit

B.E.P.(in%) 41.77

ENTERPRENUER'S CONTRIBUTION AS PERCENTAGE OF PROJECT COST :

PROJECT COST FIRM CONTRIBUTION

Particular Amount Particular Amount

Enterprenuer contribution 1 Enterprenuer contribution 1

Term loan 5.00
Cash credit limit from Bank. #REF!
Total #REF! Total 1
Enterprenuer's contribution
(IN%) #REF!
Project cost