Document

Check List for IPDC Home Loan

Common Personal Documents Please

1 Photograph of applicant, co-applicant & guarantor

2 Copy of National ID/ Passport of applicant, co-applicant & guarantor

3 Original personal bank statement for last 1 year (not more than 10 days old)

4 CV/Bio-Data (for all applicants)

5 E-TIN& copy of personal Income Tax Return for last year (3 years preferable)

Common Property Related Documents

1 Copy of Deed of Agreement/Byna Deed with Developer/ Seller (for flat purchase case)

2 Copy of all money receipt & payment schedule (for flat purchase case)

3 Copy of Ownership Deed (for own construction, extension & home credit case)

Common Obligation Related Documents

1 Sanction letter of existing term loans (if any)

2 Repayment statement of existing term loans (if any)

Supporting document of other asset backup

1 Registered ownership deed (for land, building etc)

2 Possession deed (for possession purchased shops)

3 Mutation & DCR, partition deed etc (for inherited land)

4 Copy of utility bill/holding tax receipt

5 Copy of FDR, Sanchay Patra, wage earners bond, insurance policy etc

6 DPS statements, bank statements, portfolio statements etc

7 Any other relevant document that shows proof of ownership

Name of RM: Signature

 Document Check List for IPDC Home Loan

Employed Profile Please

1 Salary certificate/ Letter of Introduction (LOI)/ Increment letter

2 Latest pay slip (for last 3 months at least)

3 Salary bill for self- drawing government employees

4 Latest transfer order for government employees (if transferred within 6 months)

5 Copy of latest contract paper for contractual employees

6 Salary voucher/ Cash voucher (if any)

7 Combined salary sheet (for cash salary)

8 Copy of latest contract paper for employees under contract.

9 Self declaration of professional income on chamber pad (for doctors/teachers etc)

10 Copy of Professional Degree Certificates

11 Copy of Continuous Discharge Certificate (CDC) for mariners

12 Updated salary A/C bank statement for 1 year (not more than 10 days old)

13 Visiting card & copy of office ID

Landowner/ Landlord Profile Please

1 Copy of Registered Ownership Deed

2 Rental Deed/ Rental Agreement

3 Copy of latest utility bill (any one)

4 Self declaration of monthly rental income with detailed breakdown

5 List of Properties with address & share of ownership (if jointly owned)

Name of RM: Signature

 Document Check List for IPDC Home Loan

Business Profile Please

For Proprietorship Business

1 Trade License (for last 5 years)

2 Latest sanction/offer letter for OD/CC/TR/Hypo/SME/Term loan etc (if any)

3 Repayment statement of existing loans (if any)

4 Updated bank statement(s) of the business for last 1 year (not more than 10 days old)

5 Tax Certificate of business (if any)

6 Copy of daily sales register for last 6 months

7 List of clients/customers

8 Copy of Ownership Deed/ Possession Deed/ Rental Agreement for shop (if applicable)

9 Visiting card

10 Copy of agent/dealer/local representative agreement (if applicable)

For Proprietorship Business

1 Profit & loss account (if available)

2 Declaration of monthly & last years income on business pad

For Partnership Business

1 Copy of Registered/ Notarized Partnership Deed

2 Profit & loss account (if available)

3 Organization/business profile

For Limited Company

1 Copy of MOA, Certificate of Incorporation & Latest Schedule X duly attested by RJSC

2 Profit & loss account

3 Copy of Audited Accounts for last 3 years

4 Organization/business profile

Name of RM: Signature

 Document Check List for IPDC Home Loan

Own Construction/ Group Construction/ Extension Project

For Private/ Freehold land For Leasehold land

1 Ownership deed 1 Lease deed/ownership deed

2 Baya deed for 25 years (photocopy) 2 Baya deed for 25 years (photocopy)

3 C.S., S.A. & R.S Khatian/Parcha 3 Mutation permission from relevant

government authority
4 Recent Survey Report (i.e. City Jorip 4 Up to date Land Tax Receipt
Khatian duly attested)
5 Up to date mutation & DCR 5 Approved plan & approval latter from
Rajuk/concerned authority
67 Up to date Land Tax Receipt 6 Mortgage permission (required before
registered mortgage)
8 Approved plan & approval letter from 7 No Encumbrance Certificate/NEC
Rajuk/concerned authority
9 No Encumbrance Certificate/NEC

Developer Project

For Private/ Freehold land For Leasehold land

1 Ownership deed of land 1 Lease deed/ownership deed

2 Baya deed for 25 years 2 Baya deed for 25 years

3 Development agreement (joint venture 3 Development agreement (joint venture

agreement) with the landowner agreement) with the landowner
4 Power of attorney (if any) 4 Power of attorney (if any)

5 C.S., S.A. & R.S. Khatian/Parcha 5 Power of attorney acceptance letter

from relevant government authority
6 Recent Survey Report (i.e. City Jorip 6 Mutation permission from relevant
Khatian duly attested) government authority
7 Up to date mutation & DCR 7 Up to date Land Tax Receipt

8 Up to date Land Tax Receipt 8 Approved plan & approval latter from
Rajuk/concerned authority
9 Approved plan & approval letter from 9 No Encumbrance Certificate (NEC)
Rajuk/concerned authority
10 No Encumbrance Certificate (NEC) 10 Memorandum & Article of Association
of the developer company (required
once for a company)
11 A project brochure 11 A project brochure

12 Memorandum & Article of Association
of the developer company (required
once for a company)

Name of RM: Signature