My Spending Plan

Name:__Courtenay Pyburn_______________
$27,00 Gross Salary (reduce salary by 30% to account for taxes) $18,900 Net Salary Take Home $ 1,575 Est. Monthly Take Home

Income You
Take-Home Pay $ 1,575 $
Other (specify unearned, earned, etc.) $ $

Total - include combined in middle section $ 1,575 $ _______________ $

Fixed Expenditures Projected Actual

Philanthropy (total) $ 100 $ $
Housing and Utilities (total) $ 185 *living at home $ _______________ $
Mortgage or Rent 0
Electricity 75
Gas for home 25
Telephone/Cell Phone 0
Water, Sewer, Garbage 30
Cable/Internet 30
Household Maintenance 25
Debt (total) $ 0 $ _______________ $
Installment/Credit Card Payments
Creditor (______________)
Creditor (______________)
Creditor (______________)
Savings/Investments (total) $ 371 $ _______________ $
Emergency Fund 100
Cash Savings 150

IRA - Individual Retirement Account 25

401(k), 403(b), other 96

Retirement Plan (Pension)
Other Investments (Stocks, Bonds, Real
Estate, etc.)

Insurance (total) $ 75 $ _______________ $

Health 75
Auto
Life
Home
Other (HSA, life, disability, etc.)

Subtotal Fixed Expenses $ 731 $ $

 My Spending Plan

Variable Expenditures Projected Actual

Taxes -misc. car, special (total) $ 25 $ $
Food (total) $ 250 $ $
Grocery 200
Dining Out/ Other 50
Transportation (total) $ 50 $ _______________ $
Automobile
Gas and Oil
Maintenance and Repairs 25
Public Transportation (other) 25
Clothing (total) $ 200 $ _______________ $
You 200
Spouse
Children
Medical and Dental (out of pocket
co-pays, etc) $ 0$ $
Personal Care, etc (total) $ 125 $ $
Spending Money (e.g., gifts, small
purchases, etc.) 50
You 25
Spouse 50
Children
Recreation, Entertainment,
Vacation/Travel
Education (total) $ 0$ $
You
Spouse
Children - Day Care
Memberships / Subscriptions
(total) $ 169 $ $
Professional Development
Magazine / Newspaper
Gym 149
Other 20
Pets $ 0$ $

Special Expenses (e.g., Alimony)

$ 0$ $
Miscellaneous (other)
$ 25 $ $

Subtotal Variable Expenses

$ 844 $ $
 My Spending Plan
Plus Fixed Expenditures
$ 731 $ $

Total $ 1575 $ $

"Balanced":________________________________
 My Spending Plan

me $ 1,575 Est. Monthly Take Home

Spouse

(+) or (-)

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 My Spending Plan

(+) OR (-)

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 My Spending Plan

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