CONTENTS

S.NO. PARTICULARS PAGE NO.

CHAPTER I
1.1 Introduction 1
1.2 Objectives of the study 2
1.3 Need of the study 2
1.4 Limitations 3
1.5 Scope 3
1.6 Research methodology 3
CHAPTER II
2.1 Risk Management 4
Approaches
Process
2.2 Types Of Risks In A Bank 6
2.3 Basel Committee 8
2.4 Credit Risk 10
Credit Risk Management 12
Building blocks on Credit Risk 14
Principles for managing credit risk 20
Approaches to Credit Risk Management 22

CHAPTER III
3. Companys Profile : 25
Punjab National Bank 26
ICICI Bank 28
Canara Bank 29
CHAPTER IV
4. DATA ANALYSIS :

PUNJAB NATIONAL BANK 31

Credit Risk Management in PNB 33
Financial Position 36
Asset Quality 38
Capital & Financial Ratios 40

ICICI BANK 42
Risk Management 42
Credit Risk Management 43
47
Capital Adequacy
49
Non-Performing Assets

CANARA BANK 50
Risk Management 50
Capital Adequacy 51
Asset Quality 51
CHAPTER V
5. FINDINGS & CONCLUSION 54
6. BIBLIOGRAPHY 57