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Annual Investment Report 2015-16
Fund Managers
Fixed Income and Hybrid Funds
Experience : 15 years
Equity
Mr. Jyoti Prakash
Experience : 30 years
Fund Mandate : This fund will aim to invest in a well-diversified portfolio of equity
instruments, and generate attractive returns in the long term.
Asset Mix
5%
Equity
1%
ETF 94%
Cash
Fund Mandate : This fund will aim to invest in a well-diversified portfolio of equity
instruments, and generate attractive returns in the long term.
OTHERS
TELECOM 1.05
OTHERS 5.36
Returns (CAGR)
1 Year 2 Year 3Year 4Year 5Year Since Inception
Accelerator Fund
SFIN: ULIF01203/09/10ACCELERATE0138
Fund Mandate : This fund will aim at investing in equities of various sectors, to
diversify the portfolio and to generate attractive returns in longterm.
This fund will also have the flexibility to invest in fixed
interest assets and money market instruments up to 20%.
Asset Mix
Equity 4%
3%
ETF 93%
Accelerator Fund
SFIN: ULIF01203/09/10ACCELERATE0138
Fund Mandate : This fund will aim at investing in equities of various sectors, to
diversify the portfolio and to generate attractive returns in longterm.
This fund will also have the flexibility to invest in fixed
interest assets and money market instruments up to 20%.
IT 14.66 IT
ENERGY
ENERGY 8.54
MATERIALS
MATERIALS 5.76
CONSUMER
DISCRETIONARY
CONSUMER DISCRETIONARY 12.08
HEALTH CARE
HEALTH CARE 8.17 INDUSTRIALS
DFI
TELECOM 1.45
OTHERS
OTHERS 7.47
Returns (CAGR)
1 Year 2 Year 3Year 4Year 5Year Since Inception
Fund Mandate : This fund will aim to maintain a balance between equity and debt
exposure, so that the client has a stable and attractive long term
return. The fund will also shift allocation between debt and equity
to gain from asset price movements over medium to long term.
Asset Mix
5%
Equity
ETF 95%
Fund Mandate : This fund will aim to maintain a balance between equity and debt
exposure, so that the client has a stable and attractive long term
return. The fund will also shift allocation between debt and equity
to gain from asset price movements over medium to long term.
DFI
TELECOM 1.06
TELECOM
UTILITIES 2.16 UTILITIES
OTHERS 4.91 OTHERS
Returns (CAGR)
1 Year 2 Year 3Year 4Year 5Year Since Inception
Fund Mandate : This fund aims at investing in equities, but does not take
stock-specific risks. Replicating the market performance at low cost.
The fund is indexed to Nifty 50.
Asset Mix
Equity 1%
99%
Cash & Cash Equivalents
Fund Mandate : This fund aims at investing in equities, but does not take
stock-specific risks. Replicating the market performance at low cost.
The fund is indexed to Nifty 50.
Returns (CAGR)
1 Year 2 Year 3Year 4Year 5Year Since Inception
Fund Mandate : This Fund will aim at investing in equities of various sectors to diversify the
portfolio and to generate attractive returns in the long term. The Fund will
also have the flexibility to invest in Fixed Interest Assets and Money Market
instruments up to 20%.
Asset Mix
Asset Mix
10%
Equity 4%
Cash & Cash Equivalent 86%
ETF
Fund Mandate : This Fund will aim at investing in equities of various sectors to diversify the
portfolio and to generate attractive returns in the long term. The Fund will
also have the flexibility to invest in Fixed Interest Assets and Money Market
instruments up to 20%.
Asset Mix
CONSUMER STAPLES
IT 14.74
IT
CONSUMER DISCRETIONARY 13.21
CONSUMER
INDUSTRIALS 3.90 DISCRETIONARY
INDUSTRIALS
MATERIALS 4.12
MATETRIALS
HEALTH CARE 7.18
HEALTHCARE
UTILITIES 1.90
UTILITIES
TELECOM 0.95
TELECOM
OTHERS 14.08 OTHERS
Returns (CAGR)
1 Year 2 Year 3Year 4Year 5Year Since Inception
BlueChip Fund
ULIF01511/02/14BLUECHIPEQ0138
Fund Mandate : The Fund objective is to provide long-term capital appreciation by investing
in a diversified equity portfolio consists of predominantly large cap
companies with strong financials, quality management and market leadership.
Equity: 80% - 100% Money Market & Cash equivalent: 0% - 20%
Asset Mix
22%
Equity
3%
Cash & Cash Equivalent 75%
ETF
BlueChip Fund
ULIF01511/02/14BLUECHIPEQ0138
Fund Mandate : The Fund objective is to provide long-term capital appreciation by investing
in a diversified equity portfolio consists of predominantly large cap
companies with strong financials, quality management and market leadership.
Equity: 80% - 100% Money Market & Cash equivalent: 0% - 20%
HEALTHCARE
HEALTH CARE 6.28
UTILITIES
UTILITIES 1.66
TELECOM
TELECOM 0.84 OTHERS
OTHERS 24.95
Returns (CAGR)
1 Year 2 Year 3Year 4Year 5Year Since Inception
Debt Fund
SFIN: ULIF00405/07/08DB0138
Fund Mandate : This fund will aim to generate attractive returns by investing in a
diversified portfolio of government debt, corporate debt, money
market instruments and other fixed income securities of varying maturities.
NCD
25%
8% 5 - 10 Years
Govt Bonds 15% 3%
77% 72%
More Than 10 Years
Cash & Cash Equivalents
0 - 5 Years
Returns (CAGR)
1 Year 2 Year 3Year 4Year 5Year Since Inception
Fund Mandate : This fund aims at generating attractive investment income by taking
interest rate views and investing in a diversified portfolio of government
debt, corporate debt and money market instruments of varying maturities.
NCD
15%
Govt Bonds 8% 0 - 5 Years 35% 27%
67% 73%
16% 50%
Cash & Cash Equivalents 9% 5 - 10 Years
9.41% NCD INDIA INFRASTRUCTURE FINANCE 8.79% NCD INDIAN RAILWAY FINANCE
COMPANY LTD. MD 27/07/2037 8.30 CORPORATION LTD. MD 04/05/2030 3.39
10.25% NCD RELIANCE GAS TRANSPORTATION 10.20% NCD HDB FINANCIAL SERVICES LTD.
and INFRA LTD. MD 22/08/2021 8.13 MD 17/10/2023 2.36
8.23% NCD RURAL ELECTRIFICATION 8.55% NCD LIC HOUSING FINANCE LTD.
CORPORATION LTD. MD 23/01/2025 7.45 MD 14/08/2025 2.17
8.65% NCD IDFC INFRA DEBT FUND LTD 8.50% NCD LIC HOUSING FINANCE LTD.
MD 28/01/2021 5.44 MD 29/08/2025 2.17
8.49% NCD LNT INFRA DEBT FUND LTD 9.30% NCD POWER GRID CORPORATION
MD.28/01/2025 5.41 MD 28/06/2027 1.43
10.21% NCD BAJAJ FINANCE LTD. MD 22/08/2022 4.59 7.95% FERTILISER BOND MD 18/02/2026 1.17
Returns (CAGR)
1 Year 2 Year 3Year 4Year 5Year Since Inception
Balanced Fund
SFIN: ULIF00205/07/08BF0138
Fund Mandate : This fund will aim to maintain a balance between equity and debt Exposure so
as to generate stable and attractive long term returns.
Balanced Fund
SFIN: ULIF00205/07/08BF0138
Fund Mandate : This fund will aim to maintain a balance between equity and debt Exposure so
as to generate stable and attractive long term returns.
11% 3%
Sovereign
10.21% NCD BAJAJ FINANCE LTD. MD 22/08/2022 1.88 11.00% NCD POWER FINANCE
CORPORATION LTD. MD 15/09/2018 0.27
9.40% FD UNION BANK OF INDIA MD 06/03/2017 1.17
12.30% GSEC MD 02/07/2016 0.01
10.20% NCD HDB FINANCIAL SERVICES
LTD. MD 17/10/2023 1.10 Total 32.02
Returns (CAGR)
1 Year 2 Year 3Year 4Year 5Year Since Inception
* Due to Crisil Balanced Fund Index, calculations are revealing some enormous figure, hence applied logical conclusion by taking 65% Equity return and
35% Debt fund return to arrive at Balance fund benchmark returns for since inception.
Fund Mandate : This fund will aim to protect the capital value of the fund and provide attractive
returns to the policyholder in the long run.
7% 33%
Equity Govt Bonds 6%
73% 27%
Debt 60% Bank deposits 70%
24%
Fund Mandate : This fund will aim to protect the capital value of the fund and provide attractive
returns to the policyholder in the long run.
Sovereign
25%
75%
Financial & Insurance Activities
Returns (CAGR)
1 Year 2 Year 3Year 4Year 5Year Since Inception
Stable Fund
SFIN: ULIF00105/07/08EEF0138
Fund Mandate : This fund will aim to maintain a balance between equity and debt exposure,
so that the client has a stable and attractive long term return. The fund will
also shift allocation between debt and equity to gain from asset price
movements over medium to long term.
IT 11.47
CONSUMER STAPLES 5.80
CONSUMER DISCRETIONARY 7.64
MATERIALS 3.16
INDUSTRIALS 3.07
UTILITIES 2.07
HEALTH CARE 4.48
TELECOM 1.44
DFI 00.0
Stable Fund
SFIN: ULIF00105/07/08EEF0138
Fund Mandate : This fund will aim to maintain a balance between equity and debt exposure,
so that the client has a stable and attractive long term return. The fund will
also shift allocation between debt and equity to gain from asset price
movements over medium to long term.
Sovereign
Returns (CAGR)
1 Year 2 Year 3Year 4Year 5Year Since Inception
Crisil Balanced Fund Index -2.90% 22.53% 13.40% 8.18% -3.17% 6.28%
Secure Fund
SFIN: ULIF00505/07/08SF0138
Fund Mandate : This fund aims to invest in a diversified portfolio of money market
instruments and other fixed income securities of short to medium term
maturities. The main objective will be to generate reasonable returns with
very low valuation risks.
Bank Deposits
Bank deposits
Housing Sector
18%
Cash & Cash Equivalents 27%
37% Financial and 82%
73%
63% Insurance Activities
Returns (CAGR)
1 Year 2 Year 3Year 4Year 5Year Since Inception
Fund Mandate : This fund aims at investing in a diversified portfolio of debt and
money market instruments of short to medium term maturities. The main
objective will be to generate investment income with very low volatility
risk since asset durations would be reasonably small.
Bank deposits
44%
CP/ CD 23% More Than 6 Months 27%
10% 73%
67% 56%
Cash & Cash Equivalents
Less Than 6 Months
Returns (CAGR)
1 Year 2 Year 3Year 4Year 5Year Since Inception
Crisil Liquid Fund Index 8.06% 8.98% 9.54% 8.17% 8.44% 7.57%
Conservative Fund
SFIN: ULIF00105/07/08EEF0138
Fund Mandate : The aim of this fund is to invest not only into secured instruments but also
to invest into equities, to ensure attractive returns. This fund will primarily
invest into government debt, corporate debt and money market instruments.
25% 100%
Govt Bonds
75%
Sovereign
Cash & Cash Equivalents
Returns (CAGR)
1 Year 2 Year 3Year 4Year 5Year Since Inception
Crisil Bond Fund Index (80%) Nifty (20%) 4.82% 17.00% 7.11% 8.85% 4.30% 7.77%
NAVPF Fund
SFIN: ULIF01124/08/09NAVPF0138
Fund Mandate : This fund aims at restricting the fall in NAV at any point of time below
80% of the highest NAV recorded from the date of inception of this fund.
11%
T Bills
Equity 21%
CP/ CD
73% 27%
41% 28%
Debt 48%
51%
Cash & Cash Equivalents
Cash & Cash Equivalents
IT 8.36
CONSUMER STAPLES 4.24
CONSUMER DISCRETIONARY 5.66
MATERIALS 2.28
INDUSTRIALS 2.30
UTILITIES 1.50
HEALTH CARE 3.28
TELECOM 1.05
NAVPF Fund
SFIN: ULIF01124/08/09NAVPF0138
Fund Mandate : This fund aims at restricting the fall in NAV at any point of time below
80% of the highest NAV recorded from the date of inception of this fund.
Sovereign
31%
69%
Housing Sector
Returns (CAGR)
1 Year 2 Year 3Year 4Year 5Year Since Inception
Discontinuance Fund
SFIN: ULIF01403/09/10DISCONPF0138
22% 97%
Govt Bonds 3%
78%
Sovereign
Cash & Cash Equivalents
Financial and
insurance activities
Returns (CAGR)
1 Year 2 Year 3Year 4Year 5Year Since Inception
ABOUT AEGON
Disclaimers
Beware of spurious phone calls and fictitious/fraudulent offers IRDA clarifies to public that IRDAI or its officials do not involve in
activities like sale of any kind of Insurance or financial products nor invest premiums IRDAI does not announce any bonus. Public
receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.
THE INVESTMENT RISK IN THE INVESTMENT PORTFOLIO IS BORNE BY THE POLICY HOLDER. Funds do not offer guaranteed or
assured returns. Investments are subject to market risk. For more details, please contact your Financial Advisors. Unit Link Life Insurance
Products are different from the Traditional Insurance Products and are subject to the risk factors. The premium paid in Unit Linked Life
Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on
the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions. Aegon Life Insurance
company Limited is only the name of the Insurance company and the specified Unit Linked funds do not in any way indicate the quality of
the contract, its future prospects or returns. For more details on ARLI products and respective risk factors, terms and conditions please
read respective sales brochure documents carefully before concluding a sale. The respective sales brochure documents for various
products are published in the website - www.aegonlife.com.This document is issued by Aegon Life Insurance Company Limited. While
reasonable care has been taken in preparing this document, no responsibility or liability is accepted for errors of fact or for any opinion
expressed herein. This document is for information purposes only. It does not constitute any offer, recommendation or solicitation to any
person to enter into any transaction or adopt any investment strategy, nor does it constitute any prediction of likely future movements in
NAVs. Past performance is not necessarily indicative of future performance. We have reviewed the report, and insofar as it includes
current or historical information, it is believed to be reliable though its accuracy or completeness cannot be guaranteed. Neither Aegon
Life Insurance Company Limited, nor any person connected with it, accepts any liability arising from the use of this document. You are
advised to make your own independent judgment with respect to any matter contained herein. Insurance is the subject matter of the
solicitation. Corporate Identity No.: U66010MH2007PLC169110. Website: www.aegonlife.com. Fax: 022-61180200/300.
Email: customer.care@aegonlife.com. Aegon Life Insurance Company Limited Registration No. 138. Registered office: Aegon Life
Insurance Ltd. Building No. 3, Third Floor, Unit No. 1, Nesco IT Park, Western Express Highway, Goregaon (East), Mumbai - 400063.