Dear respondent,

We are currently Degree students of University Malaysia Kelantan, Kota Bharu , Kelantan.

As a part of the partial fulfillment to complete our final year project 1, we are conducting a

research on the factors influencing the perceptions on Islamic insurance among UMK third

year student.

You have been selected to receice the enclosed survey. If you believe another invidual would

be better suited to complete this survey. Please forward it to the person.

RESPONDENT CONSENT

The aim if study is to know the factor influencing the perceptions on Islamic insurance among

UMK third year students. The survey should not take more than 30 minutes to complete.

Your answer are confidential and your participant is voluntary. You have rights to refuse to

participants in this survey.

Youre sincerely,

MUHAMMAD HANIF BIN AZIZAN A14A0434

MUHAMMAD HAFIZUDDIN SHAH BIN SHAH AZAM A14A1305

MUHAMMAD FAZLI BIN MOHD SAUPAIAN A14B0424

MUHAMMAD HAZIM ADLAN BIN ANUAR A14B1307

QUESTIONNAIRE ON THE FACTOR INFLUENCING THE PERCEPTIONS ON ISLAMIC

INSURANCE AMONG UMK THIRD YEAR STUDENTS

SECTION A : DEMOGRAPHIC PROFILE

Please mark to each option you would like to choose.

1. What is your gender ?

Male

f Female

2. What is your age ?

Below 19 years old

18-30 years old

31-40 years old

Above 40 years old

3. What is your religious ?

Muslim

Non-Muslim

4. What is your races ?

Malay

Chinese

Indian

Others
5. What is your level of academic qualification ?

Degree

Diploma

College certificate

STPM

SPM

Others
 SECTION B : PERCEPTION ON ISLAMIC INSURANCE AMONG UMK THIRD YEAR

STUDENTS

Instruction : (Tick the right answer in the space given)

Strongly Disagree Disagree Agree Very Agree Strongly Agree

1 2 3 4 5

NO Questions Scale

Strongly Disagree Agree Very Strongly

Disagree Agree Agree

1. Islamic Insurance are able to

compete with conventional

insurance.

2. There is very high potential on

Islamic Insurance compare with

conventional insurance.

3. Islamic Insurance in Malaysia are

not similar to the conventional

insurance.

4. Islamic insurance could provide

lower cost and services compared

to conventional insurance

5. Compensation on islamic insurance

are better than conventional

insurance.

6. Islamic insurance applications are

easier and faster.

7. The terms and conditions related to

Islamic insurance are more

understandable and clear in the

agreement.

8. Islamic insurance practices a

mutual-aid concept for all

participants.

9. Islamic insurance provides the best

service to all participants.

10. Islamic insurance is more secure in

returns than conventional

insurance.
 SECTION C: AWARENESS

Instruction : (Tick the right answer in the space given)

NO Questions Scale

Strongly Disagree Agree Very Strongly

Disagree Agree Agree

1. Im aware about Islamic insurance.

2. Im believe in Islamic insurance.

3. The things that come to mind when

i mention the word islamic

insurance is investment.

4. Islamic insurance is important in our

life.

5. I had attended an awareness

programme about islamic insurance

6. Islamic insurance has many

benefits.

7. Islamic insurance has been

accepted by all societies

8. I am consciously encouraged by the

government in the acquisition of

Islamic insurance products.

9. Islamic insurance is not subject to

insurance only.

10. Selecting Islamic insurance is the

best way to determine insurance

management.
 SECTION D: KNOWLEDGE

Instruction : (Tick the right answer in the space given)

NO Questions Scale

Strongly Disagree Agree Very Strongly

Disagree Agree Agree

1. Islamic insurance is the conduct of

insurance operations according to

Syariah Law.

2. Islamic Insurance is available for

Muslims as well as non-Muslims.

3. Compensation on Islamic insurance

are based on guaranteeing each

others.

4. Islamic insurance only invest in

business that are not prohibited by

Islam or halal business.

5. Each Islamic insurance should have

a Syariah Supervisory Board to

ensure that all business activities

are in line with Syariah

requirements.

6. The Islamic insurance were

introduced for Muslim people as an

alternative for non-Islamic

insurance.

7. Islamic insurance offers many

 Islamic insurance products or plans.

8. I know companies that carry out

Islamic insurance activities in

Malaysia.

9. Islamic insurance has the concept

of Mudharabah (investment)

10. Islamic insurance companies

provide insurance plans for all

ages.
 SECTION E : MARKETING AND ADVERTISING

Instruction : (Tick the right answer in the space given)

NO Questions Scale

Strongly Disagree Agree Very Strongly

Disagree Agree Agree

1. Islamic insurance have not done

enough in marketing their products

to the public.

2. Islamic insurance companies has

special skills to be able to promote

Islamic insurance

3. The sale representatives are being

prepared for promoting islamic

insurance.

4. I read from media social about

islamic insurance.

5. I watch or listen to TV/radio

program about islamic insurance.

6. The government helps in promoting

Islamic insurance to the community.

7. Islamic insurance advertising is

made entirely to the public.

8. I know the disclosure of Islamic

insurance is done in higher

education institutions or in schools.

9. Many plans are offered by Islamic

 insurance.

10. The plans offered by Islamic

insurance are appropriate to the

age and condition of the

participants.