Fill in the below cells with the appropriate formulaes considering the mentioned assumptions

31-Mar-12 31-Mar-13 31-Mar-14

Revenue 5000.00 6000 7200
Cost 2000 2400 2880
Profit - Before Tax 3000 3600 4320
Profit-Post Tax 2010

Extra Information
Cost 40% of Sales
Sales Growth 20%
Tax 33%
Intial Revenue 5000.00

31-Mar-12 31-Mar-13 31-Mar-14

Revenue 50000 57500 66125
Cost 17500 20125 23143.75
Profit - Before Tax 32500 37375 42981.25
 Profit-Post Tax 22750 26162.5 30086.875

Extra Information
Cost 35% of Sales
Sales Growth 15%
Cost Growth 5%
Tax 30%
31-Mar-15 31-Mar-16
8640 10368
3456 4147.2
5184 6221

31-Mar-15 31-Mar-16
76043.75 87450.3125
26615.3125 30607.609375
49428.4375 56842.703125
34599.90625 39789.8921875
Q: Find the grade of the student using only If Function using the below data

Steven Mary Ann Raymond Mark Paul Eliza Kelly

Maths 76 89 43 48 51 76 87 56
English 55 85 78 61 47 87 91 73
Science 65 82 39 58 52 65 57 45
History 45 91 56 72 49 56 78 56
Geography 51 84 54 64 47 64 67 67
Art 43 63 49 62 39 89 64 63
Computer Studies 63 95 45 59 41 92 89 52
French 35 91 65 26 28 51 92 56
Grade
Overall Average 54.125 85 53.625 56.25 44.25 72.5 78.125 58.5

Grade: method 1 B A B B C A A B
Grade: method 2 B A B B C A A B
 Grade Criteria
Answers 36 <36 D
65.75 50 >36 & <50 C
72.125 60 >50 & <60 B
57.875 >60 A
62.875
62.25
59
67
55.5
Q1
Investment of Rs.10,000 for 5 years at 12%
What sthe account balance? FV=PV*(1+R)^N

17,623.42

Q2
Investment of Rs.12,000 for 3 years at rate of 11.5%. Whats the amount?
-16,634.35

Q3
Mr.A will invest Rs.5,000 after 5 years. What will be his account balance 15 years from -12,968.71
now, if rate offered by bank is 10%?

Q4
Investment of Rs.50,000 for 10 years at 14% compounded daily? -202,705.58

Q7
Mr. A starts with a monthly recurring deposit of Rs.500/month
What will be the account balance at the end of 5 years
If rate is 12% compounded monthly and investment is done at the start of month?

Q8
Mr.A has taken a loan of Rs.25,00,000 for 15 years
rate offered by bank is 11.4% compounded monthly -29,046.00
Whats the EMI?

Q9
Investment of Rs.100 becomes worth 500 in 20 years
What is the rate of interest?
8% 0

Q10
Investment of Rs.100 becomes worth 500. Rate offered by bank is 12%
How many years will it take?
6

1
2
3
4
5
 Time Value Of Money Functions
PMT PV FV NPER
constant outflow/sip
fv of a loa no of peri

-16,728.80
13333.33333 interest component
-3,395.47 principal component

41,243.18

EMI IS ALWAYS ENDING PERIOD

-0.75

14.2015051889

-10000
-10000
-10000
-10000
-10000

70000
 Type 1 Type 0 Ser No CashFlows Return %
RATE beg period End Period 0 100 Present va
1 3%
emi paying 2 3%
sip gaining 3 3%
4 3%
5 3%
6 3%
Value of Investment Loan 500000 Loan Interest
100 rate 9.67% 500000 4029.1667
103 Years 25 499,601.45 4,025.96
106.09 EMI -4,427.71 499,199.69 4,022.72
109.2727 INTEREST COMPONENT 498,794.70 4,019.45
112.5509 PRINCIPAL COMPONENT 498,386.44 4,016.16
115.9274 497,974.89 4,012.85
119.4052 future value 497,560.02 4,009.50
119.41 497,141.81 4,006.13
496,720.23 4,002.74
496,295.25 3,999.31
495,866.85 3,995.86
495,435.00 3,992.38
494,999.66 3,988.87
494,560.82 3,985.34
494,118.44 3,981.77
493,672.50 3,978.18
493,222.96 3,974.56
492,769.80 3,970.90
492,312.99 3,967.22
491,852.50 3,963.51
491,388.29 3,959.77
490,920.35 3,956.00
490,448.64 3,952.20
489,973.12 3,948.37
489,493.77 3,944.50
489,010.56 3,940.61
489,497.67 3,944.54
497,869.92 4,012.00
506,309.63 4,080.01
514,817.36 4,148.57
523,393.64 4,217.68
532,039.04 4,287.35
540,754.10 4,357.58
549,539.39 4,428.37
EMI Principal
-4,427.71 -398.55
-4,427.71 -401.76
-4,427.71 -405.00
-4,427.71 -408.26
-4,427.71 -411.55
-4,427.71 -414.87
-4,427.71 -418.21
-4,427.71 -421.58
-4,427.71 -424.98
-4,427.71 -428.40
-4,427.71 -431.85
-4,427.71 -435.33
-4,427.71 -438.84
-4,427.71 -442.38
-4,427.71 -445.94
-4,427.71 -449.54
-4,427.71 -453.16
-4,427.71 -456.81
-4,427.71 -460.49
-4,427.71 -464.20
-4,427.71 -467.94
-4,427.71 -471.71
-4,427.71 -475.52
-4,427.71 -479.35
-4,427.71 -483.21
-4,427.71 -487.10
-4,427.71 -8,372.25
-4,427.71 -8,439.72
-4,427.71 -8,507.73
-4,427.71 -8,576.28
-4,427.71 -8,645.39
-4,427.71 -8,715.06
-4,427.71 -8,785.29
-4,427.71 -8,856.09
Loan 1000000 $0.00
Rate 12% Compounded monthly -
N 10 years -
EMI end of period

Month Beg. Loan Interest EMI End Loan Princi Repaid

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
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50
51
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53
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55
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58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
 83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
invt date 10/4/2017
9/24/2017
principal
interest cost
Is It A good Deal?

Interest
AGE
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
 62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
- interest till 72 period 95
- TOTAL INTEREST 96
#DIV/0! 97
98
99
100
 0
10/4/2017 1 -5000
11/3/2017 2 -5000

2/1/2018 3 -5000
 3/3/2018 4 -5000
4/2/2018 5 -5000
5/2/2018 6 -5000
6/1/2018 7 -5000
7/1/2018 8 -5000
7/31/2018 9 -5000
8/30/2018 10 -5000
9/29/2018 11 -5000
10/29/2018 12 -5000
11/28/2018 70000

IRR 2%

XIRR 30.68%

-1000000
t A good Deal?

Cash Flow
(100,000)
(100,000)
(100,000)
(100,000)
(100,000)
(100,000)
(100,000)
(100,000)
(100,000)
(100,000)
60,000
60,000
60,000
60,000
60,000
60,000
60,000
60,000
60,000
60,000 -838,298.56
90,000
90,000
90,000
90,000
90,000
90,000
90,000
90,000
90,000
90,000
90,000
90,000
90,000
90,000
90,000
90,000
90,000
 90,000
90,000
90,000
90,000
90,000
90,000
90,000
90,000
90,000
90,000
90,000
90,000
90,000
90,000
90,000
90,000
90,000
90,000
90,000
90,000
90,000
90,000
90,000
90,000
90,000
90,000
90,000
90,000
90,000
90,000
90,000
90,000
90,000
90,000
90,000
90,000
90,000
90,000
1,490,000
IRR DOESNT CONSIDER DATES
1 Lakh Every year till 10 TH Year
60K every year inflow from bank till 10th year
90k till you die inflow
After expiration 15 lacs to the family

is it a good plan?
Loan 1000000
Rate 12% Compounded monthly
N 10 years
EMI ($14,347.09) end of period

Mont Princi
Beg. Loan Interest EMI End Loan Interest
h Repaid
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
 84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
 Beginning Period
Year Investment Periods of Return Value
0 12/30/2016 1000 5 5% 1276.282
1 12/30/2016 500 5 5% 638.1408
2 12/30/2017 500 4 5% 607.7531
3 12/30/2018 500 3 5% 578.8125
4 12/30/2019 500 2 5% 551.25
5 12/29/2020 500 1 5% 525
6 12/29/2021
4,177.24 4177.238
Year Investment Periods of Compounding
0 12/30/2016 1000 5 5% 1276.282
1 12/30/2017 500 4 5% 607.7531
2 12/30/2018 500 3 5% 578.8125
3 12/30/2019 500 2 5% 551.25
4 12/29/2020 500 1 5% 525
5 12/29/2021 500 0 5% 500
4,039.097 4039.097