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50 Practice English Questions for Reading Comprehensions:

Name: world come to Italy to see it. It has even


appeared on the back of a coin. I guess that
Date: makes it a symbol that many people want too.

Direction (Q: 01 to 10): Read the following 1.) Which happened first?
paragraph and answer the questions asked a) An earthquake damaged the Coliseum.
below: b) The Coliseum was struck by lightning.
c) The Coliseum appeared on the back of a
The Coliseum is an ancient stadium in the coin.
centre of Rome. It is the largest of its Kind. It d) The Coliseum was used as a castle.
is very old. They started building it in the year 2.) When did the Roman finish building the
70. It took ten years to build. It is still around Coliseum?
today. a) The year 70
The Coliseum has been used in many ways. In b) The year 523
ancient Rome, men fought each other in it. c) The year 80
They fought against lions, tigers, and bears. d) The year 240
Oh my! It was dreadful. But most of the 3.) What caused the fire that damaged the
people loved t. As many as 80,000 Romans upper levels of the Coliseum?
would pack inside to watch. These gruesome a) A bolt of lightning
events went on until 523. b) Rowdy people who came to watch the
The Coliseum has been damaged many times events
over the years. It was struck by lightning in c) An attacking army
the year 217. This started a fire. Much of the d) An angry mob
Coliseum is made of stone. But the fire 4.) For which purpose was the Coliseum not
damaged the upper levels. They were made of used?
wood. This damage took many years to repair. a) People fought other people in it.
It was not finished until the year 240. b) It was a private castle.
The worst damage happened in 1349. A c) People fought animals in it.
mighty earthquake shook Rome and the d) It was a meeting place for the government.
Coliseum. 5.) Which caused the most damage to the
The south side of the building collapsed. Coliseum?
Pieces of the arena were all over the ground. a) Fires
Many people took the fallen stones. Others b) Earthquakes
took stones from the seating areas. They used c) Wars
them to repaid houses and churches. The d) Hurricanes
Romans of those days were not connected to
the Coliseum. 6.) What did the people do with the stones
It had last been used as castle. Before that it that they took from the Coliseum?
was graveyard. It has been hundreds of years a) They repaired buildings.
since the games. The damage to the Coliseum b) They sold them.
was never repaired. Its good thing the outer c) They used them as weapons.
wall of it still stands strong. d) They used them as tombstones.
Today the Coliseum is one of Romes most
popular attractions. People from all over the

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7.) Which best defines the word gruesome as financial system is both a necessity and an
it is used in the second paragraph? opportunity.
a) Exciting For too long, a myth has been allowed to
b) Funny take root in India that sustainability and
c) Horrifying finance are at odds that taking account of
d) Boring environmental, social and governance (ESG)
8.) Which best describes the main idea in the factors raises costs, reduces returns and
last paragraph? impedes development. Actual practice
a) This is about all the things the Coliseum has suggests the reverse. The Small Industries
been used for throughout history. Development Bank of India has found, for
b) This is about how the Coliseum is a popular example, that loans to energy efficient
place to visit today. companies have a much better loan recovery
c) This is about how the Coliseum is a symbol rate than the norm. At IDFC, the business case
that many people know. for sustainable finance is real and
d) This is about how the Coliseum is used multifaceted: reduced risk, increased market
today. share, access to international finance,
9.) Which is not a way in which the Coliseum reduced reputational risks and enhanced
was damaged over the years? brand value.
a) Earthquake Sustainable finance is fundamentally about
b) Tornado channelling capital to Indias real economy
c) Lightning needs. Take renewable. The fivefold increase
d) Fire in the countrys solar target to 100 GW of
10.) Which statement would the author most installed capacity by 2022 will require
likely agree with? unprecedented volumes of investment,
a) The Coliseum should be replaced with a perhaps as much as $ 100 billion as per some
building that is not damaged. estimates. Even though solar is approaching
b) The Coliseum has its place in history but it grid parity and offers attractive long-term
is not useful today. cash flows with zero fuel risk, many obstacles
c) The Coliseum should be used for fighting remain, not lease off take risk. But
once again. bottlenecks in the financial system also exist.
d) The Coliseum is very old and has been used The inclusion of renewable in banks
for many purposes. power sector exposure limits mean that credit
capacity is often capped out.
Directions (Questions.11-20): Read the The time is ripe for India to move the needle
passage carefully and answer the questions on sustainable finance both domestically and
given below it. Certain words/phrases have internally. Together, FICCI and the UN
been given in bold to help you locate them Environment Programme (UNEP) Inquiry have
while answering some of the questions. formed an Indian advisory committee to
generate practical policy options for a
Over the next five years, India faces one of the sustainable financial system. Harnessing the
worlds biggest financing challenges: positive power of financial innovation is key,
bringing clean, affordable, reliable, water and and this includes mobilizing Indias debt and
energy to all, building the infrastructure for equity capital markets.
smart cities to thrive and investing in The demand for green bonds among the
enterprises that will provide livelihoods for an worlds institutional investors is soaring with
extra 10 million jobseekers each year. $34 billion being issued this year itself.
Through all of this and beyond, a sustainable Certification of what is green and awareness
creation on the benefit from green bonds for

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individual investors are needed. A Green Bond 13).Which of the following statements is not
Market Development Committee for India will correct in the context of the given passage?
soon be set up. On the equity side, the new A. Sustainable finance means channelling
Infrastructure Investment Trusts offer the capital to Indias real economy needs.
potential to create Indias own yield co B. Loans to energy efficient companies have
segment of low-risk income-bearing clean a much better loan recovery rate.
energy securities. C. There has been very little demand for
Incentives will also be needed to overcome green bonds among the worlds institutional
residual investment risks. But subsidies investors.
cannot be the basis for sustainable finance in D. Investing in enterprises will provide
India. Key instruments could include livelihood for additional ten million jobseekers
guarantee and credit enhancement each
mechanisms from national and international year.
development banks to crowd in private a) Only (A) and (B)
capital to, for instance, underpin payments to b) Only (B), (C) and (D)
energy service companies, unlocking c) Only (C)
the crucial efficiency market in India. Tax d) Only (D)
incentives could also be used to encourage e) Only (A) and (C)
investment flows already used for the 14).What is the purpose of FICCI and UNEP
countrys de facto green bond leader, the forming an Indian advisory committee?
Indian Renewable Energy Development a) To woo worlds institutional investors to
Authority (IREDA). invest in green bonds
b) To mobilise Indians debt and equity capital
11).What are the challenges India faces over market
the next five years? Answer in the context of c) To seek advice from successful financial
the institutions
passage. d) To generate practical policy options for a
A. Building the infrastructure for smart cities sustainable financial system
B. Investing in enterprises e) All the above
C. Regular availability of water and energy to 15).What will be needed for setting up Green
all Bond Development Committee for India?
a) Only (A) and (B) Answer in the context of passage
b) Only (B) and (C) A. Guarantee and credit enhancement
c) Only (A) and (C) mechanisms from national and international
d) All (A), (B) and (C) development banks
e) Only (C) B. Incentives to overcome residual investment
12).What is the myth about the impact of ESG risks
factors? C. Tax incentives to encourage investment
a) That these factor reduce cost, return and flows
accelerate development a) Only (A)
b) That these factors have no impact on a b) Only (B)
sustainable financial system c) Only (C)
c) That these factors raise costs, reduce d) All (A), (B) and (C)
returns and impede development e) None of these
d) That these factors facilitate smooth
functioning of sustainable financial system 16).What is the meaning of the expression de
e) Other than those given in the options facto as used in the given passage?

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a) In practice but not necessarily ordained by Prime Minister Narendra Modi, reportedly,
law wants a strong rupee. The rupee has
b) A written statement of facts actually been the best performing emerging
c) By the very nature of the deed market currency in 2014, in contrast to 2013,
d) From the beginning when it was the second worst performing
e) Concerning law after the Indonesian rupiah. But more
revealing is the real effective exchange rate
Directions (Questions-17 & 18): Choose the (REER), which measures the rupees average
word/group of words which is MOST SIMILAR value against a basket of 36 currencies after
in meaning to the word/group of words adjusting for inflation differentials vis--vis
printed in bold as used in the passage. the countries concerned. This indicator may
be more relevant, especially given that
17).Bottlenecks whatever little weakening the rupee has
a) assistance seen in 2014 about 1.9 per cent has had
b) hindrance more to do with the dollars general
c) push strengthening worldwide than any
d) aid vulnerabilities specific to the Indian currency.
e) promotion Between September 2013 and November
18).Potential 2014, the rupees REER has appreciated by
a) mechanism 10.7 per cent. The REER ruled at 99.32 in
b) solution September 2013 over a base year value of 100
c) possibility for 2004-05 meaning, the rupee was
d) problem undervalued. The current REER, at 109.97,
e) lacking points to an overvalued rupee.
Directions (Questions.19 &20): Choose the The point is that the rupee today is not
word/group of words which is MOST weak or vulnerable, as it was during, July
OPPOSITE in meaning of the word/group of September 2013. The US Federal Reserves
words printed in bold as used in the passage. mere mention of tapering its extraordinary
19).Unprecedented bond-buying programme (quantitative
a) freakish easing), then, triggered massive capital
b) unusual outflows and shorting of the rupee by global
c) remarkable currency traders. The current year, by
d) extraordinary contrast, hasnt witnessed any run on the
e) unexceptional rupee. Foreign institutional investors have
20).Myth pumped in nearly $43 billion into the
a) tradition Indian equity and debt markets, despite US
b) imagination Fed completely winding down its quantitative
c) fantasy easing and hinting at hiking interest rates
d) truth (even if not immediately). That being the case,
e) extraordinary the concerns over the rupee breaching the 63-
to-the-dollar level seem somewhat misplaced.
Directions (Questions.21-30): Read the Equally flawed is the yearning for a strong
passage carefully and answer the questions rupee and linking it to national pride. A strong
given below it. Certain words/phrases have rupee isnt a bad thing, if it is accompanied by
been given in bold to help you locate them or rather, is a result of low domestic
while answering some of the questions. inflation and rising productivity levels. But a
strong rupee that is simply an outcome of
volatile capital inflow only erodes the

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countrys export and manufacturing A. It measures the rupees average value
competitiveness. We have seen this in the against 36 selected other currencies after
past and also know what happens what the adding the value on inflation differentials
tide of capital flows reverses, as in 2013. B. It measures the average value of a rupee in
Modis government would do better to focus comparison to 36 selected currencies after
its attention on containing inflation and adjusting for inflation differential.
supplyside reforms that help boost C. This exchange rate determines the value
productivity levels in the economy. An that an individual consumer will pay for
environment congenial to growth and imported
investment will also help attract foreign goods.
capital flows, thereby contributing to a a) Only (C)
strong rupee. Either way, a strong rupee b) Only (B)
cannot be an objective as much as the c) Only (A)
virtuous by product of a growth process that d) Only (B) and (C)
is sustainable and based on sound economic e) Only (A) and (B)
fundamentals. 24).Find the incorrect statement in the
context of the given passage.
21).What is the main concern of the writer a) Despite restriction by the US Fed on
behind writing this passage? quantitative easing and hinting at hiking
a) To bring into light the attitude of the US interest rates in future, foreign institutional
Fed investors invested huge sums in Indian equity
b) To bring out the reality of Indias economic and debt markets.
condition in public domain b) In comparison to July September 2013
c) To point out the need for a strong rupee the rupee today is neither weak nor
based on sound fundamentals vulnerable.
d) To mention the functioning of the real c) In the current year, just the mention of
effective exchange rate indicator tapering its extraordinary bond buying
e) To evaluate the economic condition of India programme led to shorting of the rupee by
at present global currency traders.
22).Which of the following statements with d) The rupee was undervalued in September
regard to the performance of Indian rupee 2013 when compared with the value of base
is/are true? Answer in the context of the year.
passage. e) None of these
A. Indian rupee was just one rank below in the 25).What is/are the adverse impact of a
list of worst performers. strong rupee arising out of volatile capital
B. In the year 2014 the rupee was the best inflows?
performer amongst the emerging market A. It boosts productivity levels in the
currencies. economy.
C. Indian rupee had performed better than B. It causes stagnation
Indonesian rupiah in 2013. C. It hampers countrys export.
a) Only (A) and (B) D. It erodes manufacturing competitiveness.
b) Only (B) and (C) a) Only (B), (C) and (D)
c) Only (A) and (C) b) Only (A), (B) and (C)
d) Only (B) c) Only (B) and (C)
e) Only (C) d) Only (A) and (B)
23).What does real effective exchange rate e) Only (C) and (D)
do?

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Directions (Question.26-28): Choose the Central to the financial sector reforms would
word/group of words which is MOST SIMILAR be the restructuring and financing of public
in meaning to the word/group of words sector banks (PSBs). The Narasimham
printed in bold as used in the passage. Committee II on Banking Sector Reforms
(1998) concluded that the fisc just could not
26).Appreciated meet the capital requirements of PSBs.
a) lost Accordingly, it recommended that the
b) gone high minimum government holding in PSBs should
c) diminished be reduced from 51 per cent to 33 per cent. It
d) accumulated was argued that reducing the government
e) subtracted holding to 33 per cent would not mean a loss
27).Yearning of control over the social objectives of PSBs,
a) aspiration but it would give a breather to these banks to
b) lust meet minimum capital requirements.
c) hunger Under the NDA regime, Finance Minister
d) indifference Yashwant Sinha made a valiant effort to get
e) distaste this recommendation accepted, but
28).Congenial parliamentarians from his own party blocked
a) harmful the move. The Committee on Fuller Capital
b) sympathetic Account Convertibility (2006) revived the
c) unfriendly Narasimham Committee recommendation
d) incompatible and also recommended that all banks should
e) favourable be registered under the Companies Act but
this was not accepted. The UPA government I
Directions (Q.29-30): Choose the word/group and II swore by the 51 per cent minimum
words which MOST OPPOSITE in meaning government holding and hence there was an
of word/group of words printed in bold as impasse.
used in the passage. The Financial Sector Legislative Reforms
Commission (2013) recommended a single
29).Vulnerable Indian Financial Sector Code.
a) sensitive The pronouncements of the present BJP
b) susceptible government, however, indicate that they
c) unsafe would not deviate from the 51 per cent
d) secure government holding in PSBs. In fact, there is
e) exposed unanimous support, across all political parties,
30).Erodes on the 51 per cent minimum rule, which
a) builds reveals what kind of vested interests operate
b) abrades at the grassroots level.
c) deteriorates The Nayak Committee (2014), inter alia, also
d) wastes recommends that the minimum government
e) gnaws holdings in PSBs should be reduced to below
50 per cent. Although this is a sensible
Directions (Questions.31-40): Read the suggestion it is unlikely to muster political
passage carefully and answer the questions support to undertake the necessary legislative
given below it. Certain words/phrases are changes.
given in bold to help you locate them while The PSBs, to be Basel III complaint, would
answering some of the questions. need, by March 2019, about Rs. 2.4 lakh crore

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of Tier I capital. The Government would need a) That reducing the government holding to
to put up a sizeable portion of this would 33% would help PSBs meet minimum capital
clearly be beyond the capabilities of the requirement.
current fisc. b) That reducing the governments holding
Moreover, under the present system of 33% would not lead to loss of control over the
financing, the weaker the public-sector bank, social objective of public sector banks.
the larger the government injection of capital, c) That only fisc could not meet the capital
and the stronger the public-sector bank, the requirement of public sector banks.
lower the government injection of capital. d) That the minimum government holding in
Under such a system all PSBs more or less public sector banks should be reduced to 33%
grow at the same rate and the system veers e) All the above.
towards a weak structure. 33).Find the incorrect statement on the basis
Given the policy of not letting any of the given passage.
commercial bank die, over the years, failing a) All political parties agree that the
private sector banks have been merged with government holding should not be less than
public sector banks with a consequential 51%
financial drain on the Government. The b) The committee on Fuller Account
merger of the New Bank of India (a PSB) with Convertibility recommended that all banks
the Punjab National Bank was a disaster for should be
both the Government and PNB. registered under the Companies Act.
Again, facetious suggestions have been made c) The present BJP government has expressed
that weak PSBs should be allowed to have a its willing to bring down the government
minimum government holding below 50 per holding in PSBs as recommended by the
cent. The pertinent question which arises is Narasimham Committee.
who would subscribe to the capital of these d) The main idea behind the financial sector
banks. reforms is restructuring and financing of
PSBs.
31).Which of the following did not happen e) None of these
with the Narasimham Committee 34).What is the meaning of the phrase inter
recommendation during the NDA regime? alia as used in the passage?
A. The then Finance Minister Yaswant Sinha a) mean while
made an effort to get the recommendation b) nonetheless
accepted but parliamentarians from his own c) in addition to
party did not allow the move. d) forcefully
B. The Narasimham Committee e) among other things
recommendations got no place in the 35).Why was the New Bank of India merged
Committee on Fuller Capital Account with the Punjab National Bank?
Convertibility. A. To reduce the number of failing banks.
C. There was an impasse in accepting the B. It was mandatory under the policy of not
Narasimham Committee recommendation. letting any commercial bank die.
a) Only (C) C. It was necessary to allow government
b) Only (B) injection of capital to failing banks.
c) Only (A) a) Only (C)
d) Only (B) and (C) b) Only (B) and (C)
e) Only (A) and (B) c) Only (A) and (B)
32).What was the opinion of the Narasimham d) Only (B)
Committee II on Banking Sector reforms? e) Only (A) and (C)

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Directions (Questions.36-38): Choose Capitalism is a great slave, but a pathetic
word/group of words which is MORE master. This truth unfortunately gets lost in
SIMILAR in meaning to the word/group of our chase for that elusive dream.. Especially
words printed in bold as used in the passage. in the west, the land that has been marketed
as the land of dreams__ the great Western
dream. Its the dream of being independent
36).Veers masters of our lives, of making big bucks and
a) strengthens of being happy__ even if that happiness is
b) turns being bought by money, which all of them
c) stays chase out there. No doubt, the West, on its
d) grows part, has been fairly successful in creating
e) languish material comforts aplenty. It has improved
37).Consequential the living standard of its average citizen.
a) minimum However, this has been achieved as a result of
b) least more than 200 years of unbridled growth and
c) insignificant exploitation. Thus, the shop window of
d) substantial Western-ism looks lucidly attractive. And that
e) resultant is what has made the rest of the world
38).Facetious mindlessly chase Western-ism, not
a) concrete necessarily happiness or an ideal form of
b) ridiculous society. All because the shop window looks
c) grave very impressive and it has been marketed
d) formal very well.
e) serious But a deep look inside the shop tells a
different tale. A different world lies behind; a
Directions (Questions.39-40): Choose the world that is not quite visible to the starry-
word/group of words which is MOST eyed millions for whom the Western way of
OPPOSITE in meaning of the word/group of life seems to be the ultimate dream.
words printed in bold as used in the passage Thus, we have Indians dreaming to become
or to get married to an NRI and Indian
39).Valiant middle class fathers dreaming of their sons
a) puissant reaching the Bay area and landing tech jobs,
b) indomitable unmindful of the second-class life they end up
c) brave leading in the West. What goes unseen and
d) assertive almost unheard is that the West also happens
e) cowardly to be the land that is right amongst the top in
40).Injection terms of the number of divorces per
a) vaccine thousand, the number of single parents per
b) donation thousand, the number of old people in old
c) booster homes, the number of suicides, homicides,
d) withdrawal and of course, the number of college/school
e) handout shootouts..
And why not! After all, such societies are
Directions (Questions.41-47): Read the constantly driven towards higher profits and
following passage carefully and answer the materialism. Expectedly, this materialism
following questions given below it. Certain comes at a cost that the world is paying today.
words are printed in BOLD to help you locate This is the reason why we have millions dying
them while answering some of the questions. of paying today. This is the reason why we

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have millions dying of curable disease in Africa focus on endless self-gratification. Where so
and other underdeveloped countries, while many single parent families and divorces exist,
the rich grow rich grow richer. Their growth it is impossible to bring up children or
will be reduced if they were to start thinking influence the killers any better.
of the poor. So what do they do to justify their
greed for more? They most shrewdly 41).Who does the author hold responsible for
propagate and market a ridiculously primitive the shooting spree in schools and colleges?
law of the jungle for our 21st-century i) Lack of love and emotion in the society in
civilization, the Law of Survival of the fittest! general
The interesting thing about material things is ii) Increased focus on self-gratification even
that they only give an illusion of happiness; when it comes at the cost of innocent lives
however, such happiness is always iii) Deteriorating social structure leading to
momentary in nature. Ergo, at this juncture, break-up of families resulting in lack of moral
you feel you are the happiest person in the development in children
world, after buying your new car or flat screen a) Only (i)
TV, and just a few days later, these are the b) Only (iii)
very possessions that cease to make you c) Only (ii) and (iii)
happy. While you chase the bigger car, and d) All of these
spend that extra bit of wealth, you intercept e) None of these
someones share of the daily bread and also 42). Why does the author refer to the law of
sacrifice those that have the maximum power survival of the fittest as ridiculous?
to make you happy___ family, emotions and a) This law is primitive and holds good for
love. Prolonged abstinence in feeling developed nations.
emotions finally destroys bliss; and b) This primitive law is often used to justify
you dont even realize when you have become the accumulation of wealth by a select
a dry-eyed cripple. And then you land up in few
sermon workshops to find out the real c) People from developing countries use it to
meaning of life or whatever these workshops rationalize their immigration to the
are capable of explaining. The truth is that Western Countries.
such workshops are also driven by merchants d) It does not lead to any material profits and
who cash in on the dejected state of the material wealth.
people, a state created by their own fictional e) None of these
dreams. But by then, its really too late. 43). According to the passage, which of the
By then you have made profits out of arms, following is a reason for poverty and hunger
and engineered wars to keep that industry in underdeveloped countries?
alive. You have sold guns across the counters i) Mindlessly chasing the Western way of
at supermarkets and made profits. Youve living.
lobbied that guns should be made accessible ii) They have fallen prey to the idea of
to the common man. All for the sake of profit. happiness through material comforts rather
This makes you realise one day that they are than love and emotional bond.
your own children who are in the line of fire iii) They do not have marketing techniques as
against the school goer who opens fire on his good as the Western countries.
schoolmates. a) Only (ii)
This is the society that finally creates an b) Only (iii)
emotionless monster, who gets satisfaction in c) Only (i)
killing adults and children alike for no cause, d) Only (ii) and (iii)
no reason and for none but himself. It is the e) Not mentioned in the passage
utter destruction of spiritualism and the total

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44).Why do the starry-eyed millions harbour c) That young children should not be given
a wish to became an NRI? access to guns and other ammunitions
i) They are driven towards profits and d) That all NRIs are leading unmindful,
materialism. second-class lives abroad
ii) They appreciate the Western way of life as e) None of these
it appears to them.
iii) They have become emotionless and have Directions (48-50): Choose the word which is
lost any attachment to motherhood. MOST similar in meaning to the word printed
a) Only (ii) in Bold as used in the passage.
b) Only (i)
c) Only (ii) and (i) 48).Shrewdly
d) Only (iii) a) Roughly
e) All (i), (ii) and (iii) b) Rudely
45). Why does the author disregard the c) Courteously
Western way of living even though an average d) Rightly
citizen in the west enjoys better living e) Astutely
standards? 49).Chase
a) Many Indians want to ape their life-style, a) Follow
leading to a cultural dilution of their own b) Catch
traditions. c) Conquer
b) The West has failed to market their lifestyle d) Run
in an appropriate way. e) Capture
c) According to him, the law of survival of the 50).Elusive
fittest is now obsolete. a) Terrifying
d) It only looks forward to material comfort b) Unusual
rather than happiness within. c) Unachievable
e) None of these d) Haunting
e) Displeasing
46).What does the author mean by
intercepting someones share of daily bread?
a) Hindering the process of marketing in Evaluated by (Name):
underdeveloped countries by the developed
countries
b) Denying material comfort to the Western Total Correct Answers:
world
c) Affecting the social life of those working
towards material comforts only
d) Excess of wealth in Western world while
people in poorer nations struggle for survival
e) None of these
47).The authors main objective in writing the
passage is
a) To explain that consumerist societies have
their own drawbacks which are overlooked by
those who are blinded by their material glare
b) To explain how too many material comforts
ellveeaai English Comprehension Practice Material adapted for Pioneer-Kochi.
have improved the living standard of the ellveeaai@gmail.com
Common man in the West

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