Purchase Price 600000 loan am 1000000

down payment 10% rate of int 10%

Loan term 120 tenure 12 4
interest rate 10 loan am 100000
total am 1100000 rate
Emi 91666.67
monthly p 7638.889
loan am 60000
Total am 540000
Monthly payment

LOAN
17.27%
amount 10000
time 5 year
rate 8%

Installment 1+r/N Remaining month

10000 1.02 60
10000 1.02 59
10000 1.02 58
10000 1.02 57
10000 1.02 56
10000 1.02 55
10000 1.02 54
10000 1.02 53
10000 1.02 52
10000 1.02 51
10000 1.02 50
10000 1.02 49
10000 1.02 48
10000 1.02 47
10000 1.02 46
10000 1.02 45
10000 1.02 44
10000 1.02 43
10000 1.02 42
10000 1.02 41
10000 1.02 40
10000 1.02 39
10000 1.02 38
10000 1.02 37
10000 1.02 36
10000 1.02 35
10000 1.02 34
10000 1.02 33
10000 1.02 32
10000 1.02 31
10000 1.02 30
10000 1.02 29
10000 1.02 28
10000 1.02 27
10000 1.02 26
10000 1.02 25
10000 1.02 24
10000 1.02 23
 10000 1.02 22
10000 1.02 21
10000 1.02 20
10000 1.02 19
10000 1.02 18
10000 1.02 17
10000 1.02 16
10000 1.02 15
10000 1.02 14
10000 1.02 13
10000 1.02 12
10000 1.02 11
10000 1.02 10
10000 1.02 9
10000 1.02 8
10000 1.02 7
10000 1.02 6
10000 1.02 5
10000 1.02 4
10000 1.02 3
10000 1.02 2
10000 1.02 1

total 600000

maturity amount 738980.1

Interest A-P 138980.109641
 n 4

remaining year NT (1+r/n)^nt Amount

5 20 1.485947396 14859.47396
4.91 19.64 1.4753918272 14753.918272
4.83 19.32 1.4660720643 14660.720643
4.75 19 1.4568111725 14568.111725
4.665 18.66 1.4470355644 14470.355644
4.582 18.328 1.4375532739 14375.532739
4.499 17.996 1.4281331199 14281.331199
4.416 17.664 1.4187746954 14187.746954
4.333 17.332 1.4094775958 14094.775958
4.25 17 1.4002414192 14002.414192
4.167 16.668 1.3910657664 13910.657664
4.084 16.336 1.3819502408 13819.502408
4.001 16.004 1.3728944485 13728.944485
3.918 15.672 1.3638979978 13638.979978
3.835 15.34 1.3549605001 13549.605001
3.752 15.008 1.346081569 13460.81569
3.669 14.676 1.3372608208 13372.608208
3.586 14.344 1.328497874 13284.97874
3.503 14.012 1.3197923501 13197.923501
3.42 13.68 1.3111438726 13111.438726
3.337 13.348 1.3025520678 13025.520678
3.254 13.016 1.2940165644 12940.165644
3.171 12.684 1.2855369932 12855.369932
3.088 12.352 1.277112988 12771.12988
3.005 12.02 1.2687441844 12687.441844
2.922 11.688 1.2604302209 12604.302209
2.839 11.356 1.252170738 12521.70738
2.756 11.024 1.2439653787 12439.653787
2.673 10.692 1.2358137884 12358.137884
2.59 10.36 1.2277156147 12277.156147
2.507 10.028 1.2196705076 12196.705076
2.424 9.696 1.2116781193 12116.781193
2.341 9.364 1.2037381044 12037.381044
2.258 9.032 1.1958501197 11958.501197
2.175 8.7 1.1880138243 11880.138243
2.092 8.368 1.1802288793 11802.288793
2.009 8.036 1.1724949484 11724.949484
1.926 7.704 1.1648116972 11648.116972
1.843 7.372 1.1571787937 11571.787937
1.76 7.04 1.1495959079 11495.959079
1.677 6.708 1.142062712 11420.62712
1.594 6.376 1.1345788804 11345.788804
1.511 6.044 1.1271440898 11271.440898
1.428 5.712 1.1197580186 11197.580186
1.345 5.38 1.1124203476 11124.203476
1.262 5.048 1.1051307598 11051.307598
1.179 4.716 1.0978889399 10978.889399
1.096 4.384 1.090694575 10906.94575
1.013 4.052 1.0835473541 10835.473541
0.93 3.72 1.0764469683 10764.469683
0.847 3.388 1.0693931107 10693.931107
0.764 3.056 1.0623854763 10623.854763
0.681 2.724 1.0554237624 10554.237624
0.598 2.392 1.0485076678 10485.076678
0.515 2.06 1.0416368939 10416.368939
0.432 1.728 1.0348111434 10348.111434
0.349 1.396 1.0280301215 10280.301215
0.266 1.064 1.021293535 10212.93535
0.183 0.732 1.0146010928 10146.010928
0.1 0.4 1.0079525054 10079.525054

738980.10964
loan 50000
rate 10%
term 60

emi Rs. 1,062.35

no. of inst emi principle pmt int pmt

1 Rs. 1,062.35 Rs. 645.69 Rs. 416.67
2 Rs. 1,062.35 Rs. 651.07 Rs. 411.29
3 Rs. 1,062.35 Rs. 656.49 Rs. 405.86 17%
4 Rs. 1,062.35 Rs. 661.96 Rs. 400.39
5 Rs. 1,062.35 Rs. 667.48 Rs. 394.87
6 Rs. 1,062.35 Rs. 673.04 Rs. 389.31
7 Rs. 1,062.35 Rs. 678.65 Rs. 383.70
8 Rs. 1,062.35 Rs. 684.31 Rs. 378.05 60
9 Rs. 1,062.35 Rs. 690.01 Rs. 372.34
10 Rs. 1,062.35 Rs. 695.76 Rs. 366.59 Rs. -50,000.00
11 Rs. 1,062.35 Rs. 701.56 Rs. 360.80
12 Rs. 1,062.35 Rs. 707.40 Rs. 354.95
13 Rs. 1,062.35 Rs. 713.30 Rs. 349.05
14 Rs. 1,062.35 Rs. 719.24 Rs. 343.11
15 Rs. 1,062.35 Rs. 725.24 Rs. 337.12
16 Rs. 1,062.35 Rs. 731.28 Rs. 331.07
17 Rs. 1,062.35 Rs. 737.37 Rs. 324.98
18 Rs. 1,062.35 Rs. 743.52 Rs. 318.83
19 Rs. 1,062.35 Rs. 749.71 Rs. 312.64
20 Rs. 1,062.35 Rs. 755.96 Rs. 306.39
21 Rs. 1,062.35 Rs. 762.26 Rs. 300.09
22 Rs. 1,062.35 Rs. 768.61 Rs. 293.74
23 Rs. 1,062.35 Rs. 775.02 Rs. 287.33
24 Rs. 1,062.35 Rs. 781.48 Rs. 280.88
25 Rs. 1,062.35 Rs. 787.99 Rs. 274.36
26 Rs. 1,062.35 Rs. 794.56 Rs. 267.80
27 Rs. 1,062.35 Rs. 801.18 Rs. 261.18
28 Rs. 1,062.35 Rs. 807.85 Rs. 254.50
29 Rs. 1,062.35 Rs. 814.59 Rs. 247.77
30 Rs. 1,062.35 Rs. 821.37 Rs. 240.98
31 Rs. 1,062.35 Rs. 828.22 Rs. 234.13
32 Rs. 1,062.35 Rs. 835.12 Rs. 227.23
33 Rs. 1,062.35 Rs. 842.08 Rs. 220.27
34 Rs. 1,062.35 Rs. 849.10 Rs. 213.26
35 Rs. 1,062.35 Rs. 856.17 Rs. 206.18
36 Rs. 1,062.35 Rs. 863.31 Rs. 199.04
37 Rs. 1,062.35 Rs. 870.50 Rs. 191.85
38 Rs. 1,062.35 Rs. 877.76 Rs. 184.60
39 Rs. 1,062.35 Rs. 885.07 Rs. 177.28
40 Rs. 1,062.35 Rs. 892.45 Rs. 169.91
41 Rs. 1,062.35 Rs. 899.88 Rs. 162.47
42 Rs. 1,062.35 Rs. 907.38 Rs. 154.97
43 Rs. 1,062.35 Rs. 914.94 Rs. 147.41
44 Rs. 1,062.35 Rs. 922.57 Rs. 139.78
45 Rs. 1,062.35 Rs. 930.26 Rs. 132.10
46 Rs. 1,062.35 Rs. 938.01 Rs. 124.34
47 Rs. 1,062.35 Rs. 945.83 Rs. 116.53
48 Rs. 1,062.35 Rs. 953.71 Rs. 108.65
49 Rs. 1,062.35 Rs. 961.65 Rs. 100.70
50 Rs. 1,062.35 Rs. 969.67 Rs. 92.68
51 Rs. 1,062.35 Rs. 977.75 Rs. 84.60
52 Rs. 1,062.35 Rs. 985.90 Rs. 76.46
53 Rs. 1,062.35 Rs. 994.11 Rs. 68.24
54 Rs. 1,062.35 Rs. 1,002.40 Rs. 59.96
55 Rs. 1,062.35 Rs. 1,010.75 Rs. 51.60
56 Rs. 1,062.35 Rs. 1,019.17 Rs. 43.18
57 Rs. 1,062.35 Rs. 1,027.67 Rs. 34.69
58 Rs. 1,062.35 Rs. 1,036.23 Rs. 26.12
59 Rs. 1,062.35 Rs. 1,044.87 Rs. 17.49
60 Rs. 1,062.35 Rs. 1,053.57 Rs. 8.78
Rs. -10,613.64
6.13%
deposit 10000 12.54%
rate 8%
tenure 5
maturity Rs. 14,859.47
11.63888
years
12/30/1899
1
2
3
4
5
 11.8956610459

CFs year CFs

-1000000 1/1/2014 -1000000
225000 6/30/2014 230000
225000 11/30/2014 280000
225000 3/31/2015 325000
225000 6/30/2015 345000
225000 1125000 8/31/2015 350000 1530000
npv Rs. 77,753.15
Rs. -0.00 irr 14.87%
4.06% xnpv 333436.4195
 salary tax
0-250000 0%
250000-500000 10%
500000-1000000 20%
above 1000000 30%

S.No. Name Taxable income Applicant tax Applicable tax

1A Rs. 250,000.00 0% Rs. 0.00
2B Rs. 400,000.00 10% Rs. 15,000.00
3C Rs. 650,000.00 10% Rs. 40,000.00
4D Rs. 1,200,000.00 10% Rs. 95,000.00
5E Rs. 1,000,000.00 10% Rs. 75,000.00
income gender applicable tax bounas
170000 f 0 min
800000 f 10% max
175000 m 10% A 87925 0%
120000 f 0% B 100000 20%
130000 m 0% c 145000 20%
550000 f 10% d 200750 0%
e 178650 20%

25000
year sales predicted sales
1 11000 10930.95238095 -0.62771
2 11500 11995.23809524 4.306418 20000
3 13000 13059.52380952 0.457875
4 15000 14123.80952381 -5.84127 15000
5 15250 15188.0952381 -0.40593
6 15800 16252.38095238 2.863171
7 17316.66666667 #DIV/0! 10000
8 18380.95238095 #DIV/0!
9 19445.23809524 #DIV/0! 5000
10 20509.52380952 #DIV/0!

0
1 2 3 4 5
 year sales
20% 1 10000
100000 2 11000 0.1 -0.72
200000 3 12000 0.090909 cagr 8.78%
4 13000 0.083333
5 14000 0.076923
avrg 8.78%

00

00

00
sales
predicted sales
00

00

0
1 2 3 4 5 6 7 8 9 10