Case 3:17-cv-02278 Document 1 Filed 11/06/17 Page 1 of 4

IN THE UNITED STATES DISTRICT COURT

FOR THE DISTRICT OF PUERTO RICO

ROOSEVELT CAYMAN ASSET COMPANY II, CIVIL NO. 17-2278

Plaintiff,
COLLECTION OF MONIES AND
vs. FORECLOSURE OF MORTGAGE

SANDRA ISABEL BENITEZ-RODRIGUEZ

Defendant

C O M P L A I N T

TO THE HONORABLE COURT:

NOW COMES, Plaintiff, ROOSEVELT CAYMAN ASSET COMPANY II

(hereinafter, RCAC-II), through its undersigned attorneys, and for

its cause of action, respectfully alleges as follows:

JURISDICTION, VENUE AND PARTIES

1. This collection of monies and foreclosure of mortgage

action is based on SANDRA ISABEL BENITEZ-RODRIGUEZ, (hereinafter,

Defendant), defaulting on the terms and conditions of a mortgage

loan in the amount of ONE HUNDRED SEVEN THOUSAND TWO HUNDRED DOLLARS

($107,200.00) executed on March 24, 2006 by Defendant with Doral Bank.

2. Jurisdiction of this Court lies in diversity of

citizenship, and the amount in controversy exceeds, exclusive of legal

interests and costs, the sum of $75,000.00, as 28 U.S.C. 1332

mandates.

3. Plaintiff, RCAC-II, is a Cayman Islands corporation,

organized, existing, and in good standing, under the laws of Cayman

Islands. RCAC-II's principal place of business is located in Cayman

Islands.
 Case 3:17-cv-02278 Document 1 Filed 11/06/17 Page 2 of 4

4. Defendant is a resident of the Commonwealth of Puerto Rico,

with the following residential and mailing addresses: OQ-11 520

Street, Country Club Development, Fourth Section, Carolina, PR 00924;

OQ-11 520 Street, Country Club Development, Fourth Section, Carolina,

PR 00924; P. O. Box 4405, Valle Arriba Heights, Carolina, PR 00984.

5. In compliance with Local Rule 7.1 and Rule 7.1 of the

Federal Rules of Civil Procedure (FRCP 7.1), RCAC-II certifies that

its parent Company is Roosevelt Cayman Holding Company; that no

publicly held corporation owns 10% or more of its stock; and has no

parent, subsidiaries and affiliates that have issued shares to the

public.

6. Complete diversity between Plaintiff and Defendants exists.

FACTS

7. On March 24, 2006, Defendant, SANDRA ISABEL BENITEZ-

RODRIGUEZ, received a mortgage loan from Doral Bank, which repayment

obligation Defendant evidenced with mortgage note in the amount of ONE

HUNDRED SEVEN THOUSAND TWO HUNDRED DOLLARS ($107,200.00), repayable

with an annual interest rate of SIX POINT SEVENTY FIVE PERCENT

(6.75%), due on April 1, 2036. See Exhibit 1.

8. As guarantee of the repayment obligation, Defendant, also

executed a mortgage deed, in favor of Doral Bank, encumbering the

property described in the Spanish language hereinbelow, in the amount

of ONE HUNDRED SEVEN THOUSAND TWO HUNDRED DOLLARS ($107,200.00):

URBANA: Solar marcado con el No. 11 del Bloque "OQ" del plano de
inscripcin de la Cuarta Extensin, Tercera Etapa de la URBANIZACIN
COUNTRY CLUB, situado en el Barrio Sabana Abajo de Carolina, con una
cabida superficial de 150.75 metros cuadrados. En lindes por el Norte,
en 6.525 metros, con una Alameda; por el Sur, en 6.525 metros, con la
Calle No. 520; por el Este, en 23.00 metros, con pared medianera que
separa esta propiedad del solar y propiedad No. 10; y por el Oeste, en
23.00 metros, con pared medianera que separa esta propiedad del solar

-2-
 Case 3:17-cv-02278 Document 1 Filed 11/06/17 Page 3 of 4

y propiedad No. 12. En dicho solar enclava una casa de una sola planta
de concreto y bloques de concreto para residencia.

Property number 8018, recorded at page 111 of volume 215 of

Carolina, Registry of the Property of Carolina, First Section.

9. On September 28, 2013, Defendant and Doral Recovery II,

LLC, as holder of the mortgage note, modified the principal amount,

interest and maturity date, becoming its new principal of ONE HUNDRED

FIFTY THREE THOUSAND FIVE HUNDRED EIGHTY TWO DOLLARS WITH TWELVE CENTS

($153,582.12), with interest of three percent (3%), beginning on

November 1st, 2013 up to maturity on October 1st, 2053, principal and

interest; with a last payment of THIRTY THREE THOUSAND SEVEN HUNDRED

FIFTY FIVE DOLLARS WITH NINETEEN CENTS ($33,755.19).

10. Plaintiff, RCAC-II, is the owner and holder of the

aforementioned mortgage note.

11. Plaintiff, RCAC-II, has appointed as its servicer and

lawful Attorney-in-fact, Rushmore Loan Management Services LLC, 221

Muoz Rivera Ave., Sixteenth Floor, San Juan, PR 00918.

12. Defendant defaulted on the loan repayment obligations by

failing to make their payment as agreed upon, hence, according to the

loan documents, the whole outstanding balance may become due and

payable. Therefore, as of October 31st, 2017, Defendant, jointly and

severally, owed Plaintiff the principal balance of $149,972.57,

accrued interests since January 1st, 2016, at the annual interest rate

of 3.00%, which will continue to accrue interest at the contractual

rate, accrued late charges in the amount of $386.10, and expressly

agreed-upon attorneys' fees and legal costs in the amount of

$15,358.21.

13. Defendant is the debtor of the aforementioned mortgage loan

in favor of RCAC-II.
-3-
 Case 3:17-cv-02278 Document 1 Filed 11/06/17 Page 4 of 4

14. Defendant is the owner of the mortgaged property, according

to the Puerto Rico Property Registry.

WHEREFORE, Plaintiff demands judgment providing a declaration as

follows:

a) That, as of October 31, 2017, Defendant, jointly and

severally, owed Plaintiff the principal balance of $149,972.57,

accrued interests since January 1st, 2016, at the annual interest rate

of 3.00%, which will continue to accrue interest at the contractual

rate, accrued late charges in the amount of $386.10, and expressly

agreed-upon attorneys' fees and legal costs in the amount of

$15,358.21, pursuant to the terms of the mortgage note included as

Exhibit 1.

b) That, in default of the satisfaction of such sums, that the

real property described in paragraph 8 above be sold at public auction

and that the monies due to Plaintiff be satisfied from the proceeds of

the judicial sale.

c) That should any deficiency arise, Plaintiff may move the

court for further relief.

In San Juan, Puerto Rico, this 6th day of November, 2017.

SARLAW LLC
Attorneys for Plaintiff
Banco Popular Center, Suite 1022
209 Muoz Rivera Ave.
San Juan, PR 00918
Tel.: (787) 765-2988
Fax: (787) 765-2973

s/Sergio A. Ramrez de Arellano

Sergio Ramrez de Arellano
USDC-PR NO. 128604
sramirez@sarlaw.com

-4-
 Case
3:17-cv-0221111, DOcument 1-1 Filed 11/06/17 Page 1 of
81
Nodi icu do
NOTE
AGARE

March 24 2006 SAN JUAN PUERTO RICO

DATE CITY STATE/U.S. TERRITORY
Fecha Ciudad EstadotTerritcrio

PROPERTY ADDRESS: 0Q-11 520 St., COUNTRY CLUB DEV., CAROLINA PUERTO RICO 00934

520 St., COUNTRY CLUB DEV., CAROLINA PUERTO RICO 00 24

Dire.0 de ki pmpimrod, 0Q-11

I. BORROWER'S PROMISE TO PAY

In return for a loan that I have received, I promise to pay U.S. $107, 200.00---- this amount i called
"Principal"), plus interest, to the order- of the Lender. The Lender is DORAL BANK
I will make all payments under this Note in the form of cash, d. eck or
money order.
I understand that the Lender may transfer this Note. The Lender or anyone who takes this ote by
transfer and who is entitled to receive payments under this Note is called the "Note Holder."

I. PROMESA DEL DEUDOR DE PAGAR

A cambio deon prestamo que he recibido. promelo pagar US. $107.200 00 (ester can.idad se
llainarit -Principal"), ;mix intereses a la orden del Prestador. lii Presrador es DORAL BANK
flare todos los pagos bajo este Pagare en twiny),
con clw.que o giro.
Entiendo que el Prestador puede iraspasar este Pagare. Se llmnarci el "Tenedor del Pagore" cii P.esrador

y0 cualquiera it quiet, se traspase este Pagare y lenga derecho a recibir pogos bajo ci &stmt.

2. INTEREST
Interest will be charged on unpaid principal until the full amount of Principal has been paid. pay
interest at a yearly rate of 6.75
The interest rate required by this Section 2 is the rate I will pay both before and after an) default
described in Section 6(13) ofth is Note.

2. 1NTERESES
Se corgaran intereses sobre el principal adeadado, hasta tine se wide la suma 101 del
Principal. Pagan% intereses a la rasa antral de 6.75
La tasa de inter& impuesto en esto Seceitin 2 es to tasa que pagar (onto antes COMO de.. Aids de
coo/queer incomplimienta doscrito en la Seccin 6(13) de este Pagari.
PAYMENTS
(A) Time and Place of Payantnts
I will pay principal arid interest by making a payment every month.
5 will make my monthly payments oil the 1st day of each month, beginning on may
2006--- I will make these payments every month until I have paid all of the principal and and any
interes,
other charges described below that I may owe under this Note. Each monthly payment will be applicl asof its
scheduled due date and will be applied to interest before Principal. If on April
I still owe amounts under this Note, I will pay those amounts in full on that date, which is called the Maturity
Date."
I will make monthly payments at DORAL FINANCIAL CORPORATION, San Juan, Puerto Ri o, or at a
dilTerent place if required by the Note Holder.

3. PAGOS
(A) riempo y Lugar de las Pagos
el principal y los iniereses hacienda an pago cada rms.
Pagare
Hare inis pagos mensuales el dia t. de coda mes, camenzando ci primero (Ire) e ma o

de 2006. Hare estos pagos cada mes hasta (pee haya pa!ado (oda
el principal y los intereses, y cualesquiera orras cargos aqui estahlecidos clue pueda adendar fctio este
Pagare. Cada pago mensual se aplicarti confirm so /echo de vencimiento, y sera trplicado tintereses
anics alic al Principal. Si a primero de abril de 2036 aUn adenda sumas halo est- Pagard,
pagare dkhas somas en so toralidad en esa.fecha, la coal se Iltonarti "Fecha de Vencimiento".
Hare mis pagos wensucdes en DORAL FINANCIAL CORPORATION, San Juan, Puerto Ri o a en

an lugar &slim) si maniere ci Tenedor del Pagard.

KIEWIT-I Rico frown RATE NOTESingle FarnelyFshnivie MadEreahIle Nlor UNIFORM INSTRUMENT Farm 3253 5IO 5 m.,
espivag
 Case
3:17-cv-02* Document 1-1 Filed
13/406717 Page 2 of 8

(13)

4.
(8)
Amount of Monthly Payments
My monthly payments will be in

Cantidad de los Pagos Menstades

PREPAYMENT PENALTY CLAUSE

I have the right to make
the amount

Alls pagos mensuales serdn por la cantidad de U.S. S

payments of Principal
of U.S. 695.30.

695.30.

at any time before they are due. A

payment of Principal
only is known as a "Prepayment." When I make a Prepayment, I will tell the Note Holder in writing that I am
doing so. 1 may not designate a payment as a Prepayment il l have not made all the monthly payments due under
the Note. If within five years from the date this Note, thc
undersigned makes any prepayments in any twelve
month period beginning with the date of this Note or anniversary dates thereof
("loan year") with money lent to
I
the undersigned by a Lender other than the holder hereof, the undersigned shall
pay the holder hereof (a) during
the first year of the loan three percent (3%) of the amount by which the sum of
prepayments where made in said
loan year, (b) during the second and third loan year, two percent (2%) of the amount of the sum of
prepayment
made in said loan years, (c) during the fourth and fifth loan year, one
percent (1%) of the amount prepaid made in
any such loan years.

4. CLAUSULA DE PAGO ANTICIPADO

Tengo el derecho de hacer pagos al Principal en cualvtier momenta Ontes de que venzcm. Un
pago al Principal so/amine se conoce coma un "Pago Anticipado". Cuando huger un Pogo Anlicipado,
le dird of Thnedor del Pagard par escrito que estoy hacienda. No pueda identilicar un pago como
Pago Anticipado si no estoy al aria en mis pagos rnensuales bajo el Pagare. Si dentro de cinco alias
desde lafecha de este Pagan:, los suscribientes hacen cualquier pago anticipado en cualquier period()
de dace meses comenzando con la _Pella de este Pagare o de sus aniversarios (alio del prestamo) con
dineros prestados a los suscribknies par un Prestador que no sea el tenedor del
presente. los
suscribientes pagarcin 01 tenedor del presente (a) chn.ante el primer alias del prdstanth el
tres porciento
(3%) de la cuamia total de los pagos unticipados bechas durame re! aho, (b) durame ci segundo y
lercer ao del prestarno, dos porciento (2%) de la mantic)
par la coal el total de los pagos anticipados
hechos durame coda uno de dichos ahos, (c) Amine el cuarto
y quinto (rho del prestamo, 1117 uno
porciento (1%) de la cuamia total de los pagos anticipados hechos durante cada uno de dichos ono&

5. LOAN CHARGES
if a law, which applies
to this loan and which sets maximum loan
charges, is finally interpreted so that
the interest or other loan charges collected or to be collected in connection with this loan exceed the
permitted
limits, then: (a) any such loan charge shall be reduced by the amount necessary to reduce the charge to the
permitted limit; and (b) any sums already collected from me which exceeded permitted limits will be refunded to
me. The Note Holder may choose to make this refund
by reducing the Principal I owe under this Note or by
making a direct payment to me. If a refund reduces the Principal, the reduction will be treated as a partial
Prepayment.

5. CARGOS DEL PRESTAMO

Si
ley que aplique ci este prdstamo y que jije un maximo a los cargos impuestos es
uno

interpreurda en forma final til efecto que los nuereses u otros cargos eabrados o por ser cobrados a
tenor con este prestamo excediesen los limites
perm/tidos, entonces (a) cualquier tcd cargo se ofustard
por Ia cantidad necesaria para reducir el cargo al limite permiiido; y 0), me sere reentboisada
cualquier mina ya pagada por mi que exceda los limites permit/dos. El Tenedor del Pagare podra
escoger entre aplicar este reembolso para reducir el Principal que adende bgio este Pagard, a hacerme
Un pago direcio. Si lin reembolso reduce el
Principal. el reentholso se tratard coma un Pago Anlicipado
parcial

6. BORROWER'S FAILURE TO PAY AS REQUIRED

(A) Late Charge for Overdue Payments
If the Note Holder has not received the full amount of any
monthly payment by the end of 15
calendar days after the date it is due, 1 will pay a late charge to the Note Holder. The amount or the
charge will
be 5 of my overdue payment of principal and interest. I will pay this late
charge promptly but only once
on each late payment.

6. INCUMPLIMIENTO DEL DEUDOR DE PAGAR SEGON REQUERIDO

(A) Cargos par Denutra pot- Pagos Vencidos
Si el Tenedor del Pagare no ha recibido kr cantidad total de
cualquier
pogo mensual pasados
15 &as calendario de su fecha de vencimiemo, le pagare un cargo por dernara. El
cargo
serO 5 del pago vencido de principal e imereses. Pagare este cargo por demora
prontamente,
pero solamente una nez Dor cadet naeo lardth.

MIERTO RICO FINED RATE NOTE-SingJc Family-Flannir MileFradk Moe UNIFORM IWITIUMENT Farm 3253 Si/PS Owe W
 Case
3:17-cv-02210 Document 1-1 Filed 11/06/17 Page 3 of 8

R. OBLIGACIONES DE LAS PERSOIVAS BAJO ESTE PAGARE

Si mils de una persona firma este Pagare, cada persona queda plenantente y persomdmente a

lada
cumplir todas obligaciones conterridas en este Pagare, ineluyendo promesa de pagar smii total
aderrdada. Cualquier persona que sea garantizadora, fiadora o endosame de este Pagare tombieril queda
obligada esa numera Cualciater persona que ohligackmes, inchorendo las obligacione. de an
asuma esters

garamizador, fiador, a endosame de este Pagare, quedara sambien obligada a cwaplir todas las
comenklas en este Pagari. El Tenedor del Pagare padra hacer valer sus derechos bajo este Pagare comma coda
oblig:ciones
persona individnalmente, o contra wdos nosoiros conjumantente. Est() signifier) que cualquiera de II soims
podrii ser requerido a pagar todas las swims adeadadas bajo este Pagare.

9. WAIVERS
I and any other person who has obligations under this Note waive the rights of Presentment and Notice
of Dishonor. "Presentment" means the right to require the Note Holder to demand payment of
"Notice of Dishonor" means the right to require the Note Holder to give notice to other persons
ts due_
amouir
the Note that amounts due have not been paid.
to pay
obligater
1

9. RENUNCIAS
Va y toda afro persona obligada bajo este Pagare renunciamos a la Presentacin y

Itriso
de
lncumplimiento. "Presentucin" significa el derecho a requerir que el Tenedor del Pagare eclame
pago de smilax vencidas. "Avis() de Incumplimienta" significa el derecho a requerir vie el Ten dor del
Pagare nalifique otras personas obligadas pagar el Pagard. que no se han pagado la! sunzas
adeudadas.

IfI. UNIFORM SECURED NOTE

This Note is a uniform instrument with limited variations in some jurisdictions. In additi ii to the
protections given to the Note Holder under this Note, a Mortgage. Deed or Trust, or Security Peed (the j Security
Instrument"), dated the same date as this Note, protects the Note Holder from possible losses which miht result
if I do not keep the promises which I make in this Note. That Security Instrument describes how and u der what
conditions I may be required to make immediate payment in full of all amounts I owe under this Note: Some of
those conditions are described as follows:

Transfer of the Property Beneficial Interest in Borrower. As used in this Section 18,
or a
"Into:
st in the

Property" means any legal beneficial interest in the Property, including, but not limited to, those eller/dal
or

interests transferred in a bond for deed, contract for deed, installment sales contract or escrow agre nent, thc
intent or which is the transfer of title by Borrower at a future date to a purchaser.
If all or any part of the Property or any Interest in the Property is sold or transferred (or if Borrow r is not a
natural person and a beneficial interest in Borrower is sold or transferred) without Lender's prior wind.% consent,
I
Lender may require immediate payment in full of all sums secured by this Security Instrument. Ho ever, this
option shall not be exercised by Lender if such exercise is prohibited by Applicable Law.
lf Lender exercises this option, Lender shall give Borrower notice of acceieration. The notice shall provide a
period of not less Ihan thirty (30) days from the date the notice is given in accordance with Section 15 within
which Borrower must pay aH sums secured by this Security Instrument. II Borrower fails to pay these urns prior
to the expiration of this period, Lender may invoke any remedies permitted by this Security Instrum it without
further notice or demand on Borrower.

IlL PAGARE GARANTIZADO UNIFORME

Este Pagard instrumento uniforme con algunas aheracianes en algaas jurisdiccirmes demcis de
es un

las prolecciones ducks Tenedor del Pagare bajo este Pagare, mat Hipmeca, Escritura de Fid icomiso. o
Escritura de Garantia Colateral (la "Hipoteca"), de asta misma fecha, protege al Tenedor dcl agare de
posibles prdidas que puedan resultar si no campla con las promesas que hago en este Pagare. Es i Hipoteca
describe coma y bap qu coudiciones pueda ser requerido a pagar inmediatanreate fatal de !oda, las sumac
que adeude bajo este Pagare. Atoms de esus condiciones se describe, a cominuackin:

Traspaso de la Propiedad o de an Interis Beneficiaria del Deudor.

Sevin atiliza en esta Seccidn 18, "Inter& en la Propiedad" significa rodo interes ropietaria
a heneficicrria en la Propiedad, incluyendo,
pero sin limitarse a, aquellos intereses hr eficiarios
transferidos conw pact() condicional de traApaso, contralti para yenta, contra/a de mina plazas a
acuerdo de plica, cuya intencian sea ef traspaso de iitulo por ci Deudor a un comprad en, fecha
futura,
Si sin el previa consentimienta del Presiador se vende o Iraspasa tada a cualquier ;mule de la
Propiedad, a cualquier Inieris en fa Propiedad (o en caso que ci Deudor no sea una personu natural se
vende o fraspasa un inters propietario en el Deudor), entances ci Prenador podra requi.-ir el two
completo e inmediato de todas lear cantidades aseguradas par esta Plipoteca. Sin embargo, Prestador
no ejercerd esta apcin en caso que la Ley Apt/cable Ia prohiha.

PLIKKIO RICO 1-1XED RATE NOTESol& FmnilyFannii Maerroddle Mac UNIFORM INSTRIMI rrirm 325.1 nsa If Ow tprrrx, y
 Case Document 1-1 Filed Page 4 of 8
3:17-cv-022. 11406117
(13) Default
If I do not pay the full amount of each monthly payment on the date it is due, I will be in default,

(8) Incumplimiente
hicm-rire
en incumplimiente si page la ccmiidad iota de cede page mensaal la
no a fecha de so
vencimiento.

(C) Notice of Default

If I ant in default, the Note Holder may send me a written notice telling me that if L do not pay the
overdue amount by a certain date, the Note Holder require
may me to pay immediately the full amount of
Principal which has not been paid and all the interest that I owe On that amount. That date must be at least thirty
(30) days after the date on which the notice is mailed to rne or delivered by other means.

(C) A riso da Ineumplimienro

Si incurro en incumplimiemo, el Tenedor del Pagari podrit enviarme aviso escrito dicMndome
que si no pago Ia cantidad vencida para eierra fecho, padrd requerirme salda inmedialo de la sumo
total del Principal que no ha sido pagoda, max !tidos los intereses
que adeude sobre esta MOW. ESa
fecha rime que ser par la menos treinta (30) dias despiths de la fecha en que ate sea enviado el aviso par
correo, a entreguda par cualquier on-o medio.

(D) No Waiverby Note Holder

Even if, at a time when I am in default, the Note I-bolder does not require me to
pay immediately in full as
described above, the Note Holder will still have the right to do so if 1 ant in de fauk at a later time.
(D) No Renuncio par el Tenedor del Pogard
Awn errand() a la fecha en que ineurro en incumplimiento el -Penedo, del
Pagare no me requiem
qua pague Ia maialidad inmediatameme, seem expresado anteriarmeme, el Tenedor del Pa,gare rendra
derecho a hacerlo si vuelvo a incurTir en incumplimiemo en on fecha posterior.

(E) Paymentof Note Holder's Costs and Expenses

lf the Note Holder has notified me that I am required to
pay immediately in full as described above, or
the Note Holder seeks judicial collection or collection in a bankruptcy
proceeding, the Note Holder shall bc
entitled to collect its costs and expenses to enforce this Note (including, but not limited
to, attorneys' fees),
which are fixed at the agreed and liquidated amount of ien percent (10%) of the original Principal amount.

(E) Page de Costes p Gastes del Teneder del Pagari

Si el Tenedor del Pagan.% me ha nolificedo !pie lenge a obligacin de
pager la !a/elided inmediatamente,
segnn xc establece anieriormente, a el Tenedor del Pagan: radica cobra judicial a cobra en en pmcedimiento de
quiebra, el Muffler del &Tore tendra derecho a cobrar Nes co'stas y gastos pare /racer voter este Pagare
(incluyendo, pew sin limitarse a, honararios de abogado), los citales se Ran en la sania pactede p lkeicle de
diez por ciente (70%) de la same Principal original.

7. GIVING OF NOTICES
Unless applicable law requires a different method, any notice that rnust be given to me under this Note
will be given by delivering it or by mailing it by first class mail to me at the Property Address above or at a
different address if I give the Note
Holder; a, not ice of my different address.
Any notice that must be given to the Note Holder under this Note will be given by delivering it or by mailing it
by first class mail to Lhe Note Holder at the address stated in Section 3(A) above or at a different address if I am
given a notice of that different address.

7. NOTIF/CACION
A que la ley aplicable requiera otro metodo, cualquier aviso que se
moms me cleba dar Sala este
Pogard se hard entreemdome a enviandome par correo de primera close, a la direccin de la
Propieciad arriba indicada a a ono direccOn diferenre, si no4fica por escriro direccin diferente
ul Tenedor del Pagare.
Cualquier natificacidn qua debt! dar Tenedor del Pagare, In bore entregrindola o enviandale pm' cornea
de primmer clase la direcciOn indiceda en la Seccidn Tres (a) [3(a)J, a a una direccidn clisliziza gee me
a
hapa
notificodo el Tenedor del Pagarg.

8. OBLIGATIONS OF PERSONS UNDER THIS NOTE

If more than one person signs this Note, each person is fully and personally obligated to
keep all of the
promises made in this Note, including the promise to pay the full amount owed. Any person who is a guarantor,
surely, or endorser of this Note is also obligated to do these things. Any person who takes over these obligations,
including the obligations of a guarantor, surety, or endorser of this Note, is also obligated to keep all of the
promises made in this Note. The Note Holder may enforce its rights under this Note against each person
individually or against all of us together. This means that any one of us may be required to pay all of the amounts
owed under this Note.

POINT RICO [PIKED RATE NOTESinilc FamilyFnank Slndfrradie Mar UNIFMNI mgruumwr Form 3251 Mt; OW 3 qrSPW..vAi
 Filed 11/06/17 5 of
Case
3:17-cv-02270 Document 1-1 Page

Si el Prestador ejerce esta opciem, darei aviso al Deudor de la aceleracin del vencil.ienro.
Worm a la Secci6n 15,
el aviso prreg-d'itti`lieliWolito
Mawr de treinta (30 dias a su
parlidde
_lean dentro del cual el Deudor 1, endre1:411:gpgq.a eftgar iodas las cantidades asegumdas poP emu
rrrVY
1
Hipoteca. Si el Deudor dejare de pogar easlcaigidages antes del vencimiento de este el
Prestador podth invocar cualquier remedio permilido par esta Hipoteca, sin ms aviso o requero demo
periolo,
Dendor.
Jar.' r&vaia
ust.1 -tr.rruA
II. SECURITY INSTRUMENT
Payment of the indebtedness evidenced-by-this Note-is-secured_by;:p Security Instrument dated on ev date
herewith, constituted by deed number ihe undersigned Notary Public.

I I. HIPOTECA
El pogo de la deuda evidenciada por este Pagan; este; goramizado par Jam Hiporeea de esla
fecho. consthuido nierlionle Ia escrinero wimera -132- del Nolario Ptiblico infrascriia
IN WITNESS THEREOF, WE HEREBY ACKNOWLEDGE AND SIGN THIS PROMISSORY NOTE.

EN TESTIMONIO DE LO CLIAL RECONOCEMOS KSUSCRIBIMOS ESTE PAGA

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 Case Document 1-1 Filed 11406/17 Page 6 of 8
3:17-cv-0228
PAY TO THE ORDER OF
Dorek faeccAirrq ii4 Ltd.
WITHOUT RECOURSE
DORAL BANK

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 Case 3:17-cv-02278 Document 1-1 Filed 11/06/17 Page 7 of 8

ALLONGE

Pay to the order of Federal Deposit Insurance Corporation, without recourse and without represent
or warranty, express, implied or by operation of law, of any kind and nature whatsoever.

CITIBANK, N, A.

Attorney-in-Fact for
Federal Home Loan Bank New York,

By: go 449
Name: Fernando Guzman

Title: Vice President

Dated: As of March 6, 2015

 Case 3:17-cv-02278 Document 1-1 Filed 11/06/11 Page ti or8-.

ALLONGE

Loan Number:

Borrower Name: BENITEZ, LUIS, IGLES1A

Loan Amount: 107, 200, 00

Note Date: March 24, 2006

PAY TO THE ORDER CF:

ROOSEVELT CAYMAN ASSET COMPANY li

Wit ho ut Recourse,

FEDERAL DEPOSIT INSURANCE

COMPANY,
As Receiver for DORAL BANK, San Juan, Puerto Rico,
By Rushmore Loan Management Services LLC, its appointed Attorney-in-Fact

BY:
Print Name: Keenan Cain
Title: Assistant Secretary
 Case 3:17-cv-02278 Document 1-2 Filed 11/06/17 Page 1 of 2

DPR MODIFIED AO 440 (Rev. 06/12) Summons in a Civil Action

UNITED STATES DISTRICT COURT

for the

District of Puerto Rico

ROOSEVELT CAYMAN ASSET COMPANY II

_____________________________________________
Plaintiff(s)
v.
Civil Action No.
SANDRA ISABEL BENITEZ-RODRIGUEZ
_____________________________________________ COLLECTIONS OF MONIES AND
Defendant(s) FORECLOSURE OF MORTGAGE

SUMMONS IN CIVIL ACTION

To: SANDRA ISABEL BENITEZ-RODRIGUEZ

OQ-11 520 Street, OQ-11 520 Street, P. O. Box 4405,
Country Club Development, Country Club Development, Valle Arriba Heights,
Fourth Section, Fourth Section, Carolina, PR 00984
Carolina, PR 00924 Carolina, PR 00924

A lawsuit has been filed against you.

Within 21 days after service of this summons on you (not counting the day you received it) or 60 days if you are
the United States or a United States agency, or an officer or employee of the United States described in Fed. R. Civ. P. 12
(a)(2) or (3) or 90 days in a Social Security Action you must serve on the plaintiff an answer to the attached complaint
or a motion under Rule 12 of the Federal Rules of Civil Procedure. The answer or motion must be served on the plaintiff or
plaintiffs attorney, whose name and address are:

SARLAW LLC
Banco Popular Center, Suite 1022
209 Muoz Rivera Ave.
San Juan, PR 00918
Tel.: (787) 765-2988 / Fax: (787) 765-2973
sramirez@sarlaw.com

If you fail to respond, judgment by default will be entered against you for the relief demanded in the complaint.
You also must file your answer or motion with the court.

FRANCES RIOS DE MORAN, ESQ

CLERK OF COURT

Date: ___________________________ _________________________________

Signature of Clerk or Deputy Clerk
 Case 3:17-cv-02278 Document 1-2 Filed 11/06/17 Page 2 of 2

DPR MODIFIED AO 440 (Rev. 06/12) Summons in a Civil Action

Civil Action No.

PROOF OF SERVICE
(This section should not be filed with the court unless required by Fed. R. Civ. P. 4(1))

This summons for (name of individual and title, if any) ________________________________________________

was received by me on (date) ____________________________.

I personally served the summons on the individual at (place) _______________________________________

___________________________________________ on (date) _______________________________ or;
I left the summons at the individual's residence or usual place of abode with (name) ____________________
___________________________________, a person of suitable age and discretion who resides there, on (date)
_________________________________, and mailed a copy to the individual's last known address; or
I served the summons on (name of individual) __________________________________________________,
who is designated by law to accept service of process on behalf of (name of organization) ___________________
_____________________________________________ on (date) ________________________; or
I returned the summons unexecuted because
__________________________________________________________; or
Other (specify) ___________________________________________________________________________
__________________________________________________________________________________.

My fees are $ __________________ for travel and $ _________________ for services, for a total of $
________________.
I declare under penalty of perjury that this information is true.

Date: ______________________ _________________________________

Server's signature

_________________________________
Printed name and title

_________________________________
Server's address

Additional information regarding attempted service, etc:

___________________________________________________________________________________________________
 CIVIL COVER SHEET
Case 3:17-cv-02278 Document 1-3 Filed 11/06/17 Page 1 of 2

(SEE INSTRUCTIONS ON NEXT PAGE OF THIS FORM.)

I. (a) PLAINTIFFS DEFENDANTS

(b)
(EXCEPT IN U.S. PLAINTIFF CASES) (IN U.S. PLAINTIFF CASES ONLY)

(c) (Firm Name, Address, and Telephone Number) (If Known)

II. BASIS OF JURISDICTION (Place an X in One Box Only) III. CITIZENSHIP OF PRINCIPAL PARTIES (Place an X in One Box for Plaintiff
(For Diversity Cases Only) and One Box for Defendant)
PTF DEF PTF DEF
(U.S. Government Not a Party) or

and
(Indicate Citizenship of Parties in Item III)

IV. NATURE OF SUIT (Place an X in One Box Only)

CONTRACT TORTS FORFEITURE/PENALTY BANKRUPTCY OTHER STATUTES
PERSONAL INJURY PERSONAL INJURY

PROPERTY RIGHTS

LABOR SOCIAL SECURITY

PERSONAL PROPERTY

REAL PROPERTY CIVIL RIGHTS PRISONER PETITIONS FEDERAL TAX SUITS

Habeas Corpus:

IMMIGRATION
Other:

V. ORIGIN (Place an X in One Box Only)

(specify)
(Do not cite jurisdictional statutes unless diversity)

VI. CAUSE OF ACTION

VII. REQUESTED IN CLASS ACTION DEMAND $

COMPLAINT: JURY DEMAND:
VIII. RELATED CASE(S)
IF ANY (See instructions):

FOR OFFICE USE ONLY

 Case 3:17-cv-02278 Document 1-3 Filed 11/06/17 Page 2 of 2
INSTRUCTIONS FOR ATTORNEYS COMPLETING CIVIL COVER SHEET FORM JS 44

I.(a) Plaintiffs-Defendants.

(b) County of Residence.

(c) Attorneys.

II. Jurisdiction.

. ; NOTE: federal question actions take precedence over diversity

cases.

III. Residence (citizenship) of Principal Parties.

IV. Nature of Suit.

V. Origin.

VI. Cause of Action. Do not cite jurisdictional

statutes unless diversity.

VII. Requested in Complaint.

VIII. Related Cases.

Date and Attorney Signature.

 Case 3:17-cv-02278 Document 1-4 Filed 11/06/17 Page 1 of 1

Ramrez de Arellano, Sergio A.

128604

sramirez@sarlaw.com

Roosevelt Cayman Asset Company II

Sandra Isabel Benitez-Rodriguez

N/A

11/6/2017