Special Distribute By: Program

mM Manager:
Maana
nagger:
Standard Financial Adviserr Sdn
n Bhd MXM International
al Sdn
n Bhd
Special Dis
Distribute
strib
stribute
butte By:
By: Program
Program
g m Manager:
M
Maana
nagger:
Standard Financial Adviserr Sdn
n Bhd MXM International
al Sdn
n Bhd
 Hospitalization & Hospital
Ho
osppital
Surgical Insurance
Health
Cash
h In
Income
ncome
Screening

Personal
ersonaaall Ac
Accident
cciden Worldwide
Protection
Prrotectionon Pro
Protection
rote
ection
Emergency
Assistance
Worldwide


 52 Tests
Health Screening

Special Distribute By: Program

mM Manager:
Maana
nagger:
Standard Financial Adviserr Sdn
n Bhd MXM International
al Sdn
n Bhd
 Cance
Cancer
er o
of the
Male
e LLiver Cancer
er
Colon
n
1 AFP: Screening for Liver Related Cancer
2 CEA: Screening for Cancer of the Colon
3 CA199: Screening for Cancer of the Stomach
4 PSA: Screening For Cancer of the Prostate
Female
e Stomach Cancer Prostate Cancer

1 AFP:: Screening for Liver Related Cancerr
2 CEA:
A: Screening for Cancer of the Colon
n
3 CA199:: Screening for Cancer of the Stomach
h
4 CA125: Screening for Cancer of the Ovary
y
Cance
Cancer
er o
of the Breast Cancer
5 CA153:: Screening for Cancer of the Breastt Ovary
y

Special Distribute By: Program

mM Manager:
Maana
nagger:
Standard Financial Adviserr Sdn
n Bhd MXM International
al Sdn
n Bhd
Special Distribute By: Program
mM Manager:
Maana
nagger:
Standard Financial Adviserr Sdn
n Bhd MXM International
al Sdn
n Bhd
 Tan Sri Dato' Sri Dr. Teh
Hong Piow, Founder and
Chairman of Public Bank
& Lonpac Insurance
Berhad.

As the associate
company with common
directors as Public Bank
Group
Speciall Distribute By: Program
mM Manager:
Maana
nagger:
Standard d Fi
Financial
i l Ad
Adviser
i r Sd
Sdn
dn Bhd
B MXM International
al Sdn
n Bhd
Special Distribute By: Program
mM Manager:
Maana
nagger:
Standard Financial Adviserr Sdn
n Bhd MXM International
al Sdn
n Bhd
Special Distribute By: Program
mM Manager:
Maana
nagger:
Standard Financial Adviserr Sdn
n Bhd MXM International
al Sdn
n Bhd
Special Distribute By: Program
mM Manager:
Maana
nagger:
Standard Financial Adviserr Sdn
n Bhd MXM International
al Sdn
n Bhd
Special Distribute By: Program
mM Manager:
Maana
nagger:
Standard Financial Adviserr Sdn
n Bhd MXM International
al Sdn
n Bhd
KL/SELANGOR MELAKA
37 PUSAT PAKAR MATA CENTRE FOR KEDAH
1 ALPHA SPECIALIST CENTRE 68 MAHKOTA MEDICAL CENTRE
SIGHT 64 METRO SPECIALIST HOSPITAL
2 ARUNAMARI SPECIALIST MEDICAL CENTRE 69 PANTAI HOSPITAL AYER KEROH
38 KL EYE SPECIALIST CENTRE 65 KEDAH MEDICAL CENTRE
3 ASSUNTA HOSPITAL 70 PUTRA SPECIALIST HOSPITAL, MELAKA
39 COLUMBIA ASIA HOSPITAL - BUKIT 66 PUTRA MEDICAL CENTRE
4 COLUMBIA ASIA HOSPITAL - PUCHONG
RIMAU 67 PANTAI HOSPITAL SUNGAI PETANI
5 DAMAI SERVICE HOSPITAL (HQ) NEGERI SEMBILAN
40 COLUMBIA ASIA HOSPITAL - CHERAS
6 DAMAI SERVICE HOSPITAL (MELAWATI) 71 COLUMBIA ASIA HOSPITAL - SEREMBAN
41 COLUMBIA ASIA HOSPITAL - SETAPAK SABAH
7 KPJ DAMANSARA SPECIALIST HOSPITAL 72 N.S. CHINESE MATERNITY HOSPITAL 93 DAMAI SPECIALIST HOSPITAL
8 DEMC SPECIALIST HOSPITAL (NSCMH)
PERAK 94 RAFFLESIA MEDICAL CENTRE 088-272 620
9 GLENEAGLES KUALA LUMPUR 73 SEREMBAN SPECIALIST HOSPITAL
42 APOLLO MEDICAL CENTRE 95 SABAH MEDICAL CENTRE 088-322109
10 PANTAI HOSPITAL AMPANG 74 NCI CANCER HOSPITAL
43 HOSPITAL FATIMAH
11 HOSPITAL PUSRAWI 75 MAWAR RENAL MEDICAL CENTRE
44 KPJ IPOH SPECIALIST HOSPITAL SARAWAK
12 INSTITUT JANTUNG NEGARA 76 SENAWANG SPECIALIST HOSPITAL
45 KINTA MEDICAL CENTRE 96 BINTULU MEDICAL CENTER
13 KAJANG PLAZA MEDICAL CENTRE, PUCHONG
46 LARUT MEDICAL CENTRE 97 NORMAH MEDICAL SPECIALIST CENTRE
(KPMC) JOHOR
47 PANTAI HOSPITAL IPOH 98 REJANG MEDICAL CENTRE
14 KAJANG PLAZA MEDICAL CENTRE (KPMC) 77 HOSPITAL PENAWAR
48PERAK COMMUNITY SPECIALIST 99 COLUMBIA ASIA HOSPITAL - MIRI
15 KAMPONG BARU MEDICAL CENTRE (AL-ISLAM) 78 KPJ JOHOR SPECIALIST HOSPITAL
HOSPITAL 100 TIMBERLAND MEDICAL CENTRE
16 KPJ AMPANG PUTERI SPECIALIST HOSPITAL 79 MEDICAL SPECIALIST CENTRE (JB)
49 TAIPING MEDICAL CENTRE 101KUCHING SPECIALIST HOSPITAL
17 KPJ KAJANG SPECIALIST HOSPITAL 80 PUTERI SPECIALIST HOSPITAL
50 COLUMBIA ASIA HOSPITAL - TAIPING 102 SIBU SPECIALIST MEDICAL CENTRE
18 KPJ TAWAKKAL SPECIALIST HOSPITAL 81 PUTRA SPECIALIST HOSPITAL (BATU PAHAT) 103 MIRI CITY MEDICAL CENTRE
19 KPJ SELANGOR SPECIALIST HOSPITAL 82 KLUANG UTAMA SPECIALIST HOSPITAL
PENANG 104 COLUMBIA ASIA HOSPITAL BINTULU
20 SENTOSA SPECIALIST HOSPITAL, KLANG 83 PANTAI HOSPITAL BATU PAHAT
51 BAGAN SPECIALIST CENTRE
21 KELANA JAYA MEDICAL CENTRE 84 KEMPAS MEDICAL CENTRE
52 KPJ PENANG SPECIALIST HOSPITAL
22 LOURDES MEDICAL CENTRE 85 REGENCY SPECIALIST HOSPITAL
53 GLENEAGLES MEDICAL CENTRE,
23 SIME DARBY SPECIALIST CENTRE AJAYA
86 COLUMBIA ASIA HOSPITAL - NUSAJAYA
PENANG
24 PANTAI HOSPITAL CHERAS
54 HOPE CHILDREN HOSPITAL (JLN
25 PANTAI HOSPITAL KLANG PAHANG
GOTTLIEB,GEORGETOWN)
26 PANTAI HOSPITAL KUALA LUMPUR 87 KUANTAN MEDICAL CENTRE
Anda Boleh
55 HOPE CHILDREN HOSPITAL (BAYAN
27 PRINCE COURT MEDICAL CENTRE 88 KUANTAN SPECIALIST HOSPITAL
LEPAS)
28 SENTOSA MEDICAL CENTRE, KUALA LUMPUR 89 DARUL MAKMUR MEDICAL CENTER
56 HOPE CHILDREN HOSPITAL (FARLIM) Memilih
29 SRI KOTA SPECIALIST MEDICAL CENTRE
57 HOPE CHILDREN HOSPITAL (JELUTONG)
30 SIME DARBY MEDICAL CENTRE KELANTAN
58 PANTAI HOSPITAL PENANG
31 SUNWAY MEDICAL CENTRE 90 KOTA BHARU MEDICAL CENTRE Hospital Yang
59 HOSPITAL LAM WAH EE
32 TAMAN DESA MEDICAL CENTRE 91 PERDANA SPECIALIST HOSPITAL
60 LOH GUAN LYE SPECIALIST CENTRE
33 THE TUN HUSSEIN ONN NATIONAL EYE
61 PENANG ADVENTIST HOSPITAL Anda Suka!
HOSPITAL TERENGGANU
62 TANJUNG MEDICAL CENTRE
34 TUNG SHIN HOSPITAL 92 KUALA TERENGGANU SPECIALIST HOSPITAL
63 ISLAND HOSPITAL
35 UNIVERSITI MALAYA SPECIALIST CENTRE (KTS)
36 TROPICANA MEDICAL CENTRE

Special Distribute By: Program

mM Manager:
Maana
nagger:
Standard Financial Adviserr Sdn
n Bhd MXM International
al Sdn
n Bhd
Special Distribute By: Program Manager:
Standard Financial Adviser Sdn Bhd MXM International Sdn Bhd
Special Distribute
stribute By: Program
mM Manager:
Maana
nagger:
Standard Financial Adviserr Sdn
n Bhd MXM International
al Sdn
n Bhd
 (Accidental Death & Permanent Disablement ):
nt
)

Special
p Distribute By:
y Program
mM Manager:
Maana
nagger:
Standard Financial Adviserr Sdn
n Bhd MXM International
al Sdn
n Bhd
Special Distribute By: Program
mM Manager:
Maana
nagger:
Standard Financial Adviserr Sdn
n Bhd MXM International
al Sdn
n Bhd
Special Distribute By: Program
mM Manager:
Maana
nagger:
Standard Financial Adviserr Sdn
n Bhd MXM International
al Sdn
n Bhd
 Emergency Evacuation & Repatriation

Repatriation of Mortal Remains:

Special Distribute By: Program

mM Manager:
Maana
nagger:
Standard Financial Adviserr Sdn
n Bhd MXM International
al Sdn
n Bhd
 Program
ogram Benefits
Benef SmartMedi
martMe SmartMedi
martMe
500 350
Hospitalization & Surgical Insurance
Room & Board RM500 RM350
Limit Per disabilityy RM200,000 RM150,000
Annual Limit RM600,000 RM450,000
Personal Accident Insurance RM200,000 RM150,000
Hospital Cash Income RM500 RM300
SmartMedi Extra Benefits:

Health Screening 52 Tests Every Year 52 Tests Every Year

5 Cancer Marker
Cancer Marker Screening Screening - Every Year N/A

AAN - Emergency Medical Assistance
USD1,000,000 USD1,000,000
Worldwide 

Special Distribute By: Program

mM Manager:
Maana
nagger:
Standard Financial Adviserr Sdn
n Bhd MXM International
al Sdn
n Bhd
 MALAYSIA HEALTHCARE PROTECTION PROGRAM RESEARCH & COMPILATION
(Private & Confidential)
No Company Company A Company Z Company PR
1 Medical Protection Plan Plan 250X Plan 4X P 300X

2 Number Of Private Hospitals 83 92 76

3 Room & Board RM250 RM350 RM300
4 Max Stay 120 Days 200 Days 120 Days
As Charged As Charged As Charged
5 ICU 120 days 60 days 30 days
Co-Insurance:
6 Customer is required to make a "minimum NO NO YES
payment" during hospitalization and NO REFUND.
7
Specified Illnesses: YES YES YES
Within 120 Days These Illnesses Are NOT Covered
8 Guarantee Renewal YES YES YES
Alterations Of Policy:
Insurance Company Has a right to change & amend the
9 policy benefits. It may affect the policy holder: Can Change Can Change NO
i) AUTO downgrade due to a claim.
ii) Impose Exclusion during renewal
Portfolio Withdraw Condition:
10 (The Company reserves the right to cancel the portfolio
NO YES NO
as a whole if decides to discontinue underwriting this
insurance product.)
11 Overall Annual Limit RM150,000 RM200,000 RM100,000
12 Lifetime Limit No RM1,200,000 RM1,000,000

Insurance Premium Based On Brochure

Premium (1 Year) - Age 0 - 18 RM1,365.00 RM1,550.00 RM1,466.00
Premium (1 Year) - Age 19 25 RM1,060.00 RM1,317.00 RM1,799.00
Premium (1 Year) - Age 26 35 RM1,174.00 RM1,500.00 RM2,344.00
Premium (1 Year) - Age 36 45 RM1,635.00 RM1,953.00 RM2,737.00
Premium (1 Year) - Age 46 55 RM2,975.00 RM2,040.00 RM3,841.00
Premium (1 Year) - Age 56 60 RM3,494.00 RM3,748.00 RM5,706.00
Premium (1 Year) - Age 61 65 RM5,140.00 RM5,781.00 RM7,247.00
Premium (1 Year) - Age 66 70 RM10,375.00 RM6,588.00 RM10,732.00
Premium (1 Year) - Age 71 75 RM14,120.00 RM8,236.00 RM10,732.00
Premium (1 Year) - Age 76 - 80 RM17,487.00 RM8,236.00 RM10,732.00
*All premium excluding GST
Alterations Policy
Alterations Policy
 Policy Wording - Alterations Clause

Registered & Approved Corporat

Corporate
ate Insurance
Ins
nsu
uranc Agency: Program Manager:
Pathlab Health Management (M)) Sdnn Bhd
 MALAYSIA HEALTHCARE PROTECTION PROGRAM RESEARCH & COMPILATION
(Private & Confidential)
No Company Company A Company Z Company PR
1 Medical Protection Plan Plan 250X Plan 4X P 300X PVM 2(A)

2 Number Of Private Hospitals 83 92 76 119

3 Room & Board RM250 RM350 RM300 RM350
4 Max Stay 120 Days 200 Days 120 Days NO Limit on Number of Day
As Charged As Charged As Charged As Charged
5 ICU 120 days 60 days 30 days NO Limit on Number of Day
Co-Insurance:
6 Customer is required to make a "minimum NO NO YES NO
payment" during hospitalization and NO REFUND.
7
Specified Illnesses: YES YES YES NO
Within 120 Days These Illnesses Are NOT Covered
8 Guarantee Renewal YES YES YES YES
Alterations Of Policy:
Insurance Company Has a right to change & amend the
9 policy benefits. It may affect the policy holder: Can Change Can Change NO NO
i) AUTO downgrade due to a claim.
ii) Impose Exclusion during renewal
Portfolio Withdraw Condition:
10 (The Company reserves the right to cancel the portfolio NO
NO YES NO
as a whole if decides to discontinue underwriting this
insurance product.)
11 Overall Annual Limit RM150,000 RM200,000 RM100,000 RM450,000
12 Lifetime Limit No RM1,200,000 RM1,000,000 NO

Insurance Premium Based On Brochure

Premium (1 Year) - Age 0 - 18 RM1,365.00 RM1,550.00 RM1,466.00
Premium (1 Year) - Age 19 25 RM1,060.00 RM1,317.00 RM1,799.00
Premium (1 Year) - Age 26 35 RM1,174.00 RM1,500.00 RM2,344.00
Premium (1 Year) - Age 36 45 RM1,635.00 RM1,953.00 RM2,737.00
Premium (1 Year) - Age 46 55 RM2,975.00 RM2,040.00 RM3,841.00
Premium (1 Year) - Age 56 60 RM3,494.00 RM3,748.00 RM5,706.00
Premium (1 Year) - Age 61 65 RM5,140.00 RM5,781.00 RM7,247.00
Premium (1 Year) - Age 66 70 RM10,375.00 RM6,588.00 RM10,732.00
Premium (1 Year) - Age 71 75 RM14,120.00 RM8,236.00 RM10,732.00
Premium (1 Year) - Age 76 - 80 RM17,487.00 RM8,236.00 RM10,732.00
*All premium excluding GST
 Description
ption Market Value

52 Tests Worth
Inclusive RM220 per year
Health Screening

International & Domestic Medical Emergency

cy Worth USD435 x3
Evacuation & Repatriation:
Inclusive = RM1,305
(Kindly refer to
USD1,000,000 www.internationalsos.com
to get your own quotation).

Private & General Hospitalisation Cash Benefit

it
Worth
RM300 per day (3rd Day onward) Inclusive RM300 per year
Personal Accident Insurance:
Accident death + Permanent Disablement
lement Worth
Inclusive RM150 per year
RM150,000
Complementaryy Benefits
Worth
RM1,975
 MALAYSIA HEALTHCARE PROTECTION PROGRAM RESEARCH & COMPILATION
(Private & Confidential)
No Company Company A Company Z Company PR
1 Medical Protection Plan Plan 250X Plan 4X P 300X PVM 2(A)

2 Number Of Private Hospitals 83 92 76 119

3 Room & Board RM250 RM350 RM300 RM350
4 Max Stay 120 Days 200 Days 120 Days NO Limit on Number of Day
As Charged As Charged As Charged As Charged
5 ICU 120 days 60 days 30 days NO Limit on Number of Day
Co-Insurance:
6 Customer is required to make a "minimum NO NO YES NO
payment" during hospitalization and NO REFUND.
7
Specified Illnesses: YES YES YES NO
Within 120 Days These Illnesses Are NOT Covered
8 Guarantee Renewal YES YES YES YES
Alterations Of Policy:
Insurance Company Has a right to change & amend the
9 policy benefits. It may affect the policy holder: Can Change Can Change NO NO
i) AUTO downgrade due to a claim.
ii) Impose Exclusion during renewal
Portfolio Withdraw Condition:
10 (The Company reserves the right to cancel the portfolio NO
NO YES NO
as a whole if decides to discontinue underwriting this
insurance product.)
11 Overall Annual Limit RM150,000 RM200,000 RM100,000 RM450,000
12 Lifetime Limit No RM1,200,000 RM1,000,000 NO

Insurance Premium Based On Brochure

Premium (1 Year) - Age 0 - 18 RM1,365.00 RM1,550.00 RM1,466.00 RM881 (RM73)
Premium (1 Year) - Age 19 25 RM1,060.00 RM1,317.00 RM1,799.00 RM1,345 (RM112)
Premium (1 Year) - Age 26 35 RM1,174.00 RM1,500.00 RM2,344.00 RM1,380 (RM115)
Premium (1 Year) - Age 36 45 RM1,635.00 RM1,953.00 RM2,737.00 RM1,512 (RM126)
Premium (1 Year) - Age 46 55 RM2,975.00 RM2,040.00 RM3,841.00 RM1,716 (RM143)
Premium (1 Year) - Age 56 60 RM3,494.00 RM3,748.00 RM5,706.00 RM2,160 (RM180)
Premium (1 Year) - Age 61 65 RM5,140.00 RM5,781.00 RM7,247.00 RM2,892 (RM241)
Premium (1 Year) - Age 66 70 RM10,375.00 RM6,588.00 RM10,732.00 RM4,032 (RM336)
Premium (1 Year) - Age 71 75 RM14,120.00 RM8,236.00 RM10,732.00 RM4,945 (RM412)
Premium (1 Year) - Age 76 - 80 RM17,487.00 RM8,236.00 RM10,732.00 RM5,880 (RM490)
*All premium excluding GST
Special Distribute By: Program
mM Manager:
Maana
nagger:
Standard Financial Adviserr Sdn
n Bhd MXM International
al Sdn
n Bhd
Special Distribute By: Program
mM Manager:
Maana
nagger:
Standard Financial Adviserr Sdn
n Bhd MXM International
al Sdn
n Bhd
Special Distribute By: Program
mM Manager:
Maana
nagger:
Standard Financial Adviserr Sdn
n Bhd MXM International
al Sdn
n Bhd
Special Distribute By: Program
mM Manager:
Maana
nagger:
Standard Financial Adviserr Sdn
n Bhd MXM International
al Sdn
n Bhd
 Extra Benefit :
Upgrade Room & Board
RM1,000
Will Take Effect Once Member
ber has exhausted His / Her Per Disability Limit of
RM150,000
 Program
ogram Benefits
Benefi SmartMedi
artMeddii VIP
d SmartMedi
artMeddii VIP
d
500 350

Hospitalization & Surgical Insurance

Room & Board RM500 RM350
Limit Per disabilityy RM700,000 RM650,000
Annual & Lifetime Limit NO LIMIT NO LIMIT
Personal Accident Insurance RM200,000 RM150,000
Hospital Cash Income RM500 RM300
SmartMedi Extra Benefits:

Health Screening 52 Tests Every Year 52 Tests Every Year

5 Cancer Marker
Cancer Marker Screening Screening - Every Year N/A

AAN - Emergency Medical Assistance
USD1,000,000 USD1,000,000
Worldwide 

Special Distribute By: Program

mM Manager:
Maana
nagger:
Standard Financial Adviserr Sdn
n Bhd MXM International
al Sdn
n Bhd