Statement I : Private Sector Banks : Deposits/Investments/Advances

As on March 31 (Rs.crore)
S.No. BANKS Deposits Investments Advances
2007 2008 2009 2007 2008 2009 2007 2008 2009
I
1 City Union Bank Ltd. 4699.33 6424.96 8206.62 1307.00 1717.96 2397.46 3329.23 4537.06 5645.25
2 ING Vysya Bank Ltd. 15418.59 20457.56 24889.92 4527.81 6293.32 10495.54 11976.17 14649.55 16750.93
3 Lord Krishna Bank Ltd. 1872.52 - - 723.97 - - 1017.82 - -
4 SBI Commercial & International Bank Ltd. 487.86 522.01 588.12 125.68 143.59 217.36 328.63 358.48 310.97
5 Tamilnad Mercantile Bank Ltd. 6019.88 7670.26 N.A. 2316.41 2553.54 N.A. 4046.72 5331.32 N.A.
6 The Bank of Rajasthan Ltd. 10815.92 13849.35 15187.15 3640.69 4729.20 6809.15 5704.02 7433.88 7780.75
7 The Catholic Syrian Bank Ltd. 4748.60 5317.62 6332.83 1553.29 1819.43 2183.97 3012.64 3313.56 3683.84
8 The Dhanalakshmi Bank Ltd. 3087.96 3608.42 4968.81 865.19 1075.06 1567.36 1837.06 2102.03 3196.06
9 The Federal Bank Ltd. 21584.44 25913.36 32198.19 7032.66 10026.59 12118.97 14899.10 18904.66 22391.88
10 The Jammu & Kashmir Bank Ltd. 25194.29 28593.26 33004.10 7392.19 8757.66 10736.33 17079.94 18882.61 20930.41
11 The Karnataka Bank Ltd. 14037.44 17016.19 20333.29 5048.16 6326.52 8961.49 9552.68 10841.97 11810.05
12 The Karur Vysya Bank Ltd. 9340.29 12549.99 15101.39 2873.95 3526.33 4715.98 7040.48 9421.53 10409.88
13 The Lakshmi Vilas Bank Ltd. 5019.87 5618.49 7360.90 1309.30 1693.68 1863.06 3612.70 3858.79 5245.83
14 Nainital Bank Ltd. 1480.64 1790.00 2137.24 387.86 483.48 560.60 795.07 994.86 1131.46
15 The Ratnakar Bank Ltd. 876.39 1101.07 1307.05 315.83 361.32 406.77 530.52 585.79 801.11
16 The Sangli Bank Ltd. 1325.90 - - 796.47 - - 205.07 - -
17 The South Indian Bank Ltd. 12239.21 15156.12 18092.33 3430.13 4572.22 6075.20 7918.91 10453.75 11852.03
TOTAL OF 17 PVT BANKS [I] 138249.13 165588.67 189707.94 43646.60 54079.92 69109.24 92886.76 111669.83 121940.45
II NEW PRIVATE SECTOR BANKS
18 Axis Bank Ltd. 58785.60 87626.22 117374.11 26897.16 33705.10 46330.35 36876.48 59661.14 81556.77
19 Centurion Bank of Punjab Ltd. 14863.72 21809.27 - 4614.96 6945.22 - 11221.35 16181.87 -
20 Development Credit Bank Ltd. 4415.20 6074.85 4646.89 1846.63 2134.56 1621.73 2658.31 4068.80 3274.02
21 HDFC Bank Ltd. 68297.94 100768.59 142811.58 30564.80 49393.54 58817.55 46944.78 63426.89 98883.05
22 ICICI Bank Ltd. 230510.19 244431.05 218347.82 91257.84 111454.34 103058.31 195865.60 225616.08 218310.85
23 Indusind Bank Ltd. 17644.80 19037.42 22110.25 5891.66 6629.70 8083.41 11084.20 12795.31 15770.64
24 Kotak Mahindra Bank Ltd. 11000.09 16423.65 15644.93 6861.96 9141.99 9110.18 10924.07 15552.22 16625.34
25 YES Bank 8220.39 13273.16 16169.42 3073.12 5093.71 7117.02 6289.73 9430.27 12403.09
II TOTAL OF 8 NEW PVT BANKS [II] 413737.94 509444.21 537105.01 171008.14 224498.15 234138.55 321864.53 406732.59 446823.75
III TOTAL OF 25 PVT BANKS [I+II] 551987.06 675032.88 726812.94 214654.74 278578.07 303247.78 414751.29 518402.42 568764.19
 Statement II : Private Sector Banks : Assets, Gross and Net NPAs
As on March 31 (Rs.crore)
S.No. BANKS Total Assets Gross NPA Net NPA
2007 2008 2009 2007 2008 2009 2007 2008 2009
I
1 City Union Bank Ltd. 5363.01 7348.97 9251.01 87.07 82.93 102.08 36.25 44.46 61.11
2 ING Vysya Bank Ltd. 19286.30 25539.90 31856.99 126.38 116.24 209.39 114.02 103.23 205.95
3 Lord Krishna Bank Ltd. 2185.47 - - 81.44 - - 44.47 - -
4 SBI Commercial & International Bank Ltd. 667.70 665.74 730.28 11.17 5.27 4.61 0.61 0.00 0.23
5 Tamilnad Mercantile Bank Ltd. 7086.93 8864.83 N.A. 190.60 122.18 N.A. 39.79 20.15 N.A.
6 The Bank of Rajasthan Ltd. 12096.98 15802.15 17224.40 121.04 126.19 160.92 13.67 30.90 57.03
7 The Catholic Syrian Bank Ltd. 5300.63 5960.20 7040.08 129.06 131.39 171.78 59.68 53.24 87.94
8 The Dhanalakshmi Bank Ltd. 3447.95 4032.98 5642.82 96.29 63.21 64.43 32.24 18.56 28.24
9 The Federal Bank Ltd. 25089.93 32506.46 38850.86 450.80 468.59 589.54 65.05 43.20 68.12
10 The Jammu & Kashmir Bank Ltd. 28646.53 32755.99 37693.26 501.83 485.23 559.27 193.57 203.55 287.51
11 The Karnataka Bank Ltd. 16222.52 19339.82 22857.81 387.34 379.57 443.20 116.04 106.48 116.10
12 The Karur Vysya Bank Ltd. 11079.01 14583.03 17060.74 202.63 194.26 205.86 15.97 17.29 25.82
13 The Lakshmi Vilas Bank Ltd. 5826.78 6520.60 8317.25 131.18 137.98 144.05 56.95 59.52 64.85
14 Nainital Bank Ltd. 1707.08 2059.15 2439.23 15.60 18.53 18.98 NIL NIL NIL
15 The Ratnakar Bank Ltd. 1146.63 1474.63 1709.24 38.05 37.09 17.27 10.20 5.81 5.45
16 The Sangli Bank Ltd. 1755.89 - - 76.83 - - 14.51 - -
17 The South Indian Bank Ltd. 13652.58 17089.93 20383.52 321.21 188.48 260.56 77.81 33.97 134.31
TOTAL OF 17 PVT BANKS [I] 160561.92 194544.38 221057.50 2968.52 2557.14 2951.94 890.83 740.36 1142.66
NEW PRIVATE SECTOR BANKS
18 Axis Bank Ltd. 73257.22 109577.85 147722.05 418.67 494.61 897.77 266.33 248.29 327.13
19 Centurion Bank of Punjab Ltd. 18482.78 26910.82 - 317.88 539.77 - 141.50 266.71 -
20 Development Credit Bank Ltd. 5262.15 7582.45 5943.02 146.16 63.43 305.56 43.62 26.98 127.01
21 HDFC Bank Ltd. 91235.61 133176.60 183270.77 657.76 906.97 1988.07 202.89 298.52 627.62
22 ICICI Bank Ltd. 344658.11 399795.08 379300.96 4126.06 7579.54 9649.31 1992.04 3490.55 4553.94
23 Indusind Bank Ltd. 20927.14 23261.88 27614.68 342.73 392.31 255.02 273.75 291.02 179.13
24 Kotak Mahindra Bank Ltd. 19915.42 28312.36 28711.87 277.55 453.08 730.71 216.80 276.16 396.84
25 YES Bank 11103.45 16982.42 22900.79 - 10.57 84.93 - 8.46 41.16
II TOTAL OF 8 NEW PVT BANKS [II] 584841.87 745599.46 795464.15 6286.81 10440.28 13911.37 3136.93 4906.69 6252.83
III TOTAL OF 25 PVT BANKS [I+II] 745403.79 940143.84 1016521.65 9255.33 12997.42 16863.31 4027.77 5647.05 7395.49
 Statement III: Private Sector Banks : Income
As on March 31 (Rs.crore)
S.No. BANKS Interest Income Other Income Total Income
I 2007 2008 2009 2007 2008 2009 2007 2008 2009
1 City Union Bank Ltd. 400.05 595.96 804.40 54.08 90.28 123.68 454.14 686.25 928.08
2 ING Vysya Bank Ltd. 1267.63 1680.44 2239.89 285.74 418.57 547.67 1553.36 2099.01 2787.56
3 Lord Krishna Bank Ltd. 189.03 - - 15.27 - - 204.30 - -
4 SBI Commercial & International Bank Ltd. 33.93 43.65 54.06 3.87 13.79 3.08 37.80 57.44 57.14
5 Tamilnad Mercantile Bank Ltd. 637.99 774.14 N.A 82.85 117.57 N.A. 720.84 891.71 N.A.
6 The Bank of Rajasthan Ltd. 757.93 1049.44 1383.61 124.00 126.96 123.62 881.93 1176.40 1507.23
7 The Catholic Syrian Bank Ltd. 408.95 481.26 556.62 42.62 60.49 99.58 451.57 541.76 656.19
8 The Dhanalakshmi Bank Ltd. 248.50 312.48 408.42 27.67 42.03 79.36 276.17 354.52 487.77
9 The Federal Bank Ltd. 1801.46 2515.44 3315.38 302.59 394.72 515.78 2104.04 2910.16 3831.15
10 The Jammu & Kashmir Bank Ltd. 1899.33 2434.23 2988.12 160.21 245.01 245.05 2059.54 2679.24 3233.17
11 The Karnataka Bank Ltd. 1256.25 1560.46 1917.40 174.27 237.44 353.15 1430.52 1797.90 2270.55
12 The Karur Vysya Bank Ltd. 867.40 1106.40 1446.09 119.15 182.93 265.21 986.55 1289.33 1711.30
13 The Lakshmi Vilas Bank Ltd. 418.26 506.06 657.61 56.72 82.48 106.99 474.99 588.54 764.60
14 Nainital Bank Ltd. 123.15 168.69 209.11 4.56 7.54 10.38 127.71 176.23 219.49
15 The Ratnakar Bank Ltd. 76.31 107.28 137.87 4.64 8.73 15.66 80.96 116.01 153.53
16 The Sangli Bank Ltd. 111.30 - - 6.83 - - 118.13 - -
17 The South Indian Bank Ltd. 976.61 1291.24 1686.92 103.15 142.58 164.27 1079.76 1433.82 1851.19
I TOTAL OF 17 PVT BANKS [I] 11474.08 14627.18 17805.50 1568.24 2171.13 2653.47 13042.32 16798.31 20458.97
NEW PRIVATE SECTOR BANKS
18 Axis Bank Ltd. 4461.66 7005.32 10835.49 1010.11 1795.49 2896.88 5471.77 8800.80 13732.36
19 Centurion Bank of Punjab Ltd. 1233.40 2185.47 - 440.57 637.29 - 1673.97 2822.76 -
20 Development Credit Bank Ltd. 346.93 562.30 645.21 92.49 173.66 120.12 439.42 735.96 765.32
21 HDFC Bank Ltd. 6647.93 10115.01 16332.26 1516.23 2283.14 3290.60 8164.16 12398.15 19622.86
22 ICICI Bank Ltd. 21995.59 30788.34 31092.55 6927.87 8810.76 7603.73 28923.46 39599.11 38696.28
23 Indusind Bank Ltd. 1500.25 1880.66 2309.47 244.13 297.58 456.25 1744.38 2178.24 2765.72
24 Kotak Mahindra Bank Ltd. 1319.10 2535.36 3065.14 318.65 463.46 357.86 1637.76 2998.83 3423.01
25 YES Bank 587.61 1304.68 2003.32 194.57 360.67 435.02 782.18 1665.35 2438.34
II TOTAL OF 8 NEW PVT BANKS [II] 38092.47 56377.14 66283.43 10744.63 14822.05 15160.46 48837.10 71199.19 81443.90
III TOTAL OF 25 PVT BANKS [I+II] 49566.55 71004.32 84088.93 12312.87 16993.18 17813.93 61879.42 87997.50 101902.87
 Statement IV: Private Sector Banks : Expenditure
As on March 31 (Rs. Crore)
S.No. BANKS Interest Expended Operating Expenses Total Expenditure#
I 2007 2008 2009 2007 2008 2009 2007 2008 2009
1 City Union Bank Ltd. 232.56 396.18 561.83 90.10 109.91 139.53 322.65 506.10 701.36
2 ING Vysya Bank Ltd. 822.04 1182.05 1590.27 505.02 609.49 772.47 1327.06 1791.54 2362.74
3 Lord Krishna Bank Ltd. 144.04 - - 57.09 - - 201.13 - -
4 SBI Commercial & International Bank Ltd. 22.71 35.86 36.06 9.39 9.21 9.57 32.10 45.07 45.63
5 Tamilnad Mercantile Bank Ltd. 342.21 498.80 N.A. 147.44 168.51 N.A. 489.64 667.32 N.A.
6 The Bank of Rajasthan Ltd. 439.40 735.60 998.45 250.74 269.52 315.01 690.14 1005.12 1313.46
7 The Catholic Syrian Bank Ltd. 251.52 317.18 390.88 137.40 151.10 186.51 388.92 468.28 577.39
8 The Dhanalakshmi Bank Ltd. 149.77 213.51 286.80 87.76 96.52 113.07 237.53 310.02 399.87
9 The Federal Bank Ltd. 1084.96 1647.42 1999.92 406.10 468.62 571.46 1491.06 2116.04 2571.38
10 The Jammu & Kashmir Bank Ltd. 1131.48 1623.79 1987.86 372.44 403.61 470.86 1503.92 2027.41 2458.72
11 The Karnataka Bank Ltd. 836.39 1101.71 1443.83 237.55 305.59 346.51 1073.94 1407.30 1790.34
12 The Karur Vysya Bank Ltd. 520.29 765.35 1035.68 192.48 216.22 257.60 712.77 981.57 1293.28
13 The Lakshmi Vilas Bank Ltd. 299.18 381.93 504.07 102.22 116.44 151.69 401.40 498.37 655.76
14 Nainital Bank Ltd. 55.47 93.00 116.40 33.87 32.25 38.95 89.35 125.25 155.35
15 The Ratnakar Bank Ltd. 42.44 52.38 74.44 32.15 29.75 33.25 74.59 82.13 107.69
16 The Sangli Bank Ltd. 71.00 - - 86.53 - - 157.53 - -
17 The South Indian Bank Ltd. 609.09 915.10 1164.04 218.86 248.07 328.48 827.95 1163.17 1492.51
I TOTAL OF 17 PVT BANKS [I] 7054.55 9959.87 12190.53 2967.12 3234.81 3734.95 10021.67 13194.67 15925.48
NEW PRIVATE SECTOR BANKS
18 Axis Bank Ltd. 2993.32 4419.96 7149.27 1214.60 2154.93 2858.21 4207.92 6574.89 10007.49
19 Centurion Bank of Punjab Ltd. 698.95 1492.01 - 705.82 976.89 - 1404.77 2468.90 -
20 Development Credit Bank Ltd. 227.38 388.37 447.95 171.07 237.98 242.04 398.45 626.34 689.99
21 HDFC Bank Ltd. 3179.45 4887.11 8911.10 2420.80 3745.62 5532.81 5600.25 8632.73 14443.91
22 ICICI Bank Ltd. 16358.50 23484.24 22725.93 6690.56 8154.18 7045.11 23049.05 31638.42 29771.05
23 Indusind Bank Ltd. 1228.85 1579.86 1850.44 343.96 402.19 547.03 1572.80 1982.05 2397.47
24 Kotak Mahindra Bank Ltd. 699.24 1309.56 1546.60 612.71 1019.37 1196.42 1311.95 2328.94 2743.02
25 YES Bank 416.26 974.11 1492.14 193.50 341.17 418.55 609.76 1315.27 1910.69
II TOTAL OF 8 NEW PVT BANKS [II] 25801.94 38535.23 44123.44 12353.01 17032.33 17840.17 38154.95 55567.55 61963.61
III TOTAL OF 25 PVT BANKS [I+II] 32856.49 48495.09 56313.97 15320.13 20267.13 21575.12 48176.62 68762.23 77889.09
#Excludes Provisions& Contingencies
 Statement V: Private Sector Banks : Profit
As on March 31 (Rs. Crore)
S.No. BANKS Operating Profit Provisions & Contingencies Net Profit
I 2007 2008 2009 2007 2008 2009 2007 2008 2009
1 City Union Bank Ltd. 131.48 180.15 226.72 59.67 78.42 104.59 71.81 101.73 122.13
2 ING Vysya Bank Ltd. 226.31 307.47 424.82 137.40 150.54 236.04 88.91 156.93 188.78
3 Lord Krishna Bank Ltd. 3.17 - - 16.49 - - -13.33 - -
4 SBI Commercial & International Bank Ltd. 5.71 12.37 11.52 -1.85 -0.48 0.45 7.55 12.85 11.07
5 Tamilnad Mercantile Bank Ltd. 231.20 224.39 N.A. 125.42 97.66 N.A. 105.78 126.74 N.A.
6 The Bank of Rajasthan Ltd. 191.80 171.28 193.77 81.23 56.09 76.06 110.57 115.20 117.71
7 The Catholic Syrian Bank Ltd. 62.65 73.48 78.80 43.57 36.92 41.62 19.07 36.56 37.19
8 The Dhanalakshmi Bank Ltd. 38.64 44.50 87.90 22.50 16.03 30.45 16.14 28.46 57.45
9 The Federal Bank Ltd. 612.98 794.12 1259.77 320.25 426.07 759.28 292.73 368.05 500.49
10 The Jammu & Kashmir Bank Ltd. 555.62 651.84 774.45 281.13 291.84 364.61 274.49 360.00 409.84
11 The Karnataka Bank Ltd. 356.59 390.60 480.21 179.55 148.86 213.51 177.03 241.74 266.71
12 The Karur Vysya Bank Ltd. 273.78 307.76 418.02 113.77 99.43 182.18 160.01 208.33 235.84
13 The Lakshmi Vilas Bank Ltd. 73.58 90.17 108.84 56.00 64.90 58.55 17.58 25.27 50.30
14 Nainital Bank Ltd. 38.36 50.97 64.14 20.60 23.84 28.12 17.76 27.14 36.03
15 The Ratnakar Bank Ltd. 6.37 33.88 45.84 3.36 16.87 15.31 3.01 17.01 30.53
16 The Sangli Bank Ltd. -39.40 - - 291.98 - - -331.38 - -
17 The South Indian Bank Ltd. 251.82 270.65 358.68 147.70 119.03 163.93 104.12 151.62 194.75

I TOTAL OF 17 PVT BANKS [I] 3020.65 3603.63 4533.49 1898.77 1626.00 2274.68 1121.87 1977.64 2258.81
NEW PRIVATE SECTOR BANKS
18 Axis Bank Ltd. 1263.85 2225.92 3724.88 604.82 1154.89 1909.52 659.03 1071.03 1815.36
19 Centurion Bank of Punjab Ltd. 269.20 353.86 - 147.82 235.88 - 121.38 117.98 -
20 Development Credit Bank Ltd. 40.97 109.61 75.34 33.60 71.28 163.43 7.37 38.33 -88.10
21 HDFC Bank Ltd. 2563.91 3765.42 5178.95 1422.46 2175.23 2934.02 1141.45 1590.19 2244.94
22 ICICI Bank Ltd. 5874.41 7960.68 8925.23 2764.19 3802.95 5167.09 3110.22 4157.73 3758.13
23 Indusind Bank Ltd. 171.58 196.18 368.25 103.36 121.13 219.91 68.22 75.05 148.34
24 Kotak Mahindra Bank Ltd. 325.81 669.89 679.99 184.45 375.96 403.89 141.37 293.93 276.10
25 YES Bank 172.43 350.08 527.65 78.06 150.06 223.81 94.37 200.02 303.84
II TOTAL OF 8 NEW PVT BANKS [II] 10682.16 15631.64 19480.28 5338.76 8087.37 11021.67 5343.40 7544.27 8458.61
III TOTAL OF 25 PVT BANKS [I+II] 13702.80 19235.28 24013.77 7237.54 9713.37 13296.35 6465.27 9521.91 10717.43
 Statement VI : Private Sector Banks: Ratios
As on March 31 (in Per cent)
S.No. BANKS Credit-Deposit Ratio Investment-Deposit Ratio Spread as % of Assets
I 2007 2008 2009 ###
2007 2008 2009 2007 2008 2009

1 City Union Bank Ltd. 70.84 70.62 68.79 ###

27.81 26.74 29.21 3.12 2.72 2.62
2 ING Vysya Bank Ltd. 77.67 71.61 67.30 ###
29.37 30.76 42.17 2.31 1.95 2.04
3 Lord Krishna Bank Ltd. 54.36 - - ###
38.66 - - 2.06 - -
4 SBI Commercial & International Bank Ltd. 67.36 68.67 52.88 ###
25.76 27.51 36.96 1.68 1.17 2.47
5 Tamilnad Mercantile Bank Ltd. 67.22 69.51 N.A. ###
38.48 33.29 N.A. 4.17 3.11 N.A.
6 The Bank of Rajasthan Ltd. 52.74 53.68 51.23 ###
33.66 34.15 44.83 2.63 1.99 2.24
7 The Catholic Syrian Bank Ltd. 63.44 62.31 58.17 ###
32.71 34.22 34.49 2.97 2.75 2.35
8 The Dhanalakshmi Bank Ltd. 59.49 58.25 64.32 ###
28.02 29.79 31.54 2.86 2.45 2.16
9 The Federal Bank Ltd. 69.03 72.95 69.54 ###
32.58 38.69 37.64 2.86 2.67 3.39
10 The Jammu & Kashmir Bank Ltd. 67.79 66.04 63.42 ###
29.34 30.63 32.53 2.68 2.47 2.65
11 The Karnataka Bank Ltd. 68.05 63.72 58.08 ###
35.96 37.18 44.07 2.59 2.37 2.07
12 The Karur Vysya Bank Ltd. 75.38 75.07 68.93 ###
30.77 28.10 31.23 3.13 2.34 2.41
13 The Lakshmi Vilas Bank Ltd. 71.97 68.68 71.27 ###
26.08 30.14 25.31 2.04 1.90 1.85
14 Nainital Bank Ltd. 53.70 55.58 52.94 ###
26.20 27.01 26.23 3.96 3.68 3.80
15 The Ratnakar Bank Ltd. 60.53 53.20 61.29 ###
36.04 32.82 31.12 2.95 3.72 3.71
16 The Sangli Bank Ltd. 15.47 - - ###
60.07 - - 2.30 - -
17 The South Indian Bank Ltd. 64.70 68.97 65.51 ###
28.03 30.17 33.58 2.69 2.20 2.57
TOTAL OF 17 PVT BANKS [I] 67.19 67.44 64.28 ###
31.57 32.66 36.43 2.75 2.40 2.54
I NEW PRIVATE SECTOR BANKS
18 Axis Bank Ltd. 62.73 68.09 69.48 ###
45.75 38.46 39.47 2.00 2.36 2.50
19 Centurion Bank of Punjab Ltd. 75.49 74.20 - ###
31.05 31.85 - 2.89 2.58 -
20 Development Credit Bank Ltd. 60.21 66.98 70.46 ###
41.82 35.14 34.90 2.27 2.29 3.32
21 HDFC Bank Ltd. 68.74 62.94 69.24 ###
44.75 49.02 41.19 3.80 3.93 4.05
22 ICICI Bank Ltd. 84.97 92.30 99.98 ###
39.59 45.60 47.20 1.64 1.83 2.21
23 Indusind Bank Ltd. 62.82 67.21 71.33 ###
33.39 34.82 36.56 1.30 1.29 1.66
24 Kotak Mahindra Bank Ltd. 99.31 94.69 106.27 ###
62.38 55.66 58.23 3.11 4.33 5.29
25 YES Bank 76.51 71.05 76.71 ###
37.38 38.38 44.02 1.54 1.95 2.23
II TOTAL OF 8 NEW PVT BANKS [II] 77.79 79.84 83.19 ###
41.33 44.07 43.59 2.10 2.39 2.79
III TOTAL OF 25 PVT BANKS [I+II] 75.14 76.80 78.25 ###
38.89 41.27 41.72 2.24 2.39 2.73
 Statement VII : Private Sector Banks: Ratios
As on March 31 (in Per cent)

Capital Adequacy -
S.No. BANKS Opr.Exp.As % to Total Expenses Return on Assets (in %) Capital Adequacy - Basel I Basel II
I 2007 2008 2009 2007 2008 2009 2007 2008 2009 2008 2009
1 City Union Bank Ltd. 27.92 21.72 19.89 1.57 1.60 1.50 12.58 12.48 12.49 - 12.69
2 ING Vysya Bank Ltd. 38.06 34.02 32.69 0.52 0.74 0.70 10.56 10.20 11.68 - 11.65
3 Lord Krishna Bank Ltd. 28.39 - - -0.59 - - 11.61 - - - -
4 SBI Commercial & International Bank Ltd. 29.24 20.43 20.97 1.13 1.93 1.52 20.93 25.06 23.81 23.48 21.24
5 Tamilnad Mercantile Bank Ltd. 30.11 25.25 N.A. 1.57 1.58 N.A. 16.77 15.35 N.A. N.A. N.A.
6 The Bank of Rajasthan Ltd. 36.33 26.81 23.98 1.16 0.91 0.74 11.32 11.87 12.00 11.50
7 The Catholic Syrian Bank Ltd. 35.33 32.27 32.30 0.37 0.64 0.57 9.58 10.87 N.A. 11.21 12.29
8 The Dhanalakshmi Bank Ltd. 36.95 31.13 28.28 0.47 0.76 1.21 9.77 9.21 14.44 - 15.38
9 The Federal Bank Ltd. 27.24 22.15 22.22 1.38 1.34 1.48 13.43 22.46 20.14 - 20.22
10 The Jammu & Kashmir Bank Ltd. 24.76 19.91 19.15 0.96 1.09 1.1 13.24 12.8 13.46 - 14.48
11 The Karnataka Bank Ltd. 22.12 21.71 19.35 1.15 1.37 1.25 11.03 12.17 13.54 - 13.48
12 The Karur Vysya Bank Ltd. 27.01 22.03 19.92 1.53 1.63 1.49 14.51 12.58 13.08 - 14.92
13 The Lakshmi Vilas Bank Ltd. 25.47 23.36 23.13 0.33 0.41 0.71 12.43 12.73 10.09 - N.A.
14 Nainital Bank Ltd. 37.91 25.75 25.07 1.26 1.51 1.68 12.89 12.32 13.89 - 13.10
15 The Ratnakar Bank Ltd. 43.10 36.22 30.88 0.31 1.31 1.96 34.34 49.15 44.87 - -
16 The Sangli Bank Ltd. 54.93 - - -20.35 - - 0.00 - - - -
17 The South Indian Bank Ltd. 26.43 21.33 22.01 0.88 1.01 1.09 11.08 13.80 13.89 - 14.76

AVERAGE OF 17 PVT BANKS [I] 29.61 24.52 23.45

I NEW PRIVATE SECTOR BANKS
18 Axis Bank Ltd. 28.86 32.78 28.56 1.10 1.24 1.44 11.57 13.73 - - 13.69
19 Centurion Bank of Punjab Ltd. 50.24 39.57 - 0.84 0.51 - 11.05 10.66 - - -
20 Development Credit Bank Ltd. 42.93 37.99 35.08 0.17 0.48 -1.25 11.34 13.38 13.44 - 13.30
21 HDFC Bank Ltd. 43.23 43.39 38.31 1.33 1.32 1.28 13.08 13.60 15.09 - 15.69
22 ICICI Bank Ltd. 29.03 25.77 23.66 1.09 1.12 0.98 11.69 14.92 15.92 13.97 15.53
23 Indusind Bank Ltd. 21.87 20.29 22.82 0.34 0.34 0.58 12.54 11.91 12.33 - -
24 Kotak Mahindra Bank Ltd. 46.70 43.77 43.62 0.94 1.10 1.03 13.46 18.65 19.86 - 20.01
25 YES Bank 31.73 25.94 21.91 1.44 1.54 1.60 13.6 13.60 14.50 - 16.60
II AVERAGE OF 8 NEW PVT BANKS [II] 32.38 30.65 28.79
III AVERAGE OF 25 PVT BANKS [I+II] 31.80 29.47 27.70
 Statement VIII : Private Sector Banks: Ratios
As on March 31 (Rs in lac)
Net NPA to Net Advances ( in %) Business Per Employee Profit Per Employee
S.No. BANKS
I 2007 2008 2009 2007 2008 2009 2007 2008 2009

1 City Union Bank Ltd. 1.09 0.98 1.08 350.12 499.06 565.18 3.84 4.69 4.98
2 ING Vysya Bank Ltd. 0.70 0.70 1.23 486.09 547.28 606.39 1.66 2.68 3.03
3 Lord Krishna Bank Ltd. 4.37 - - 275.53 - - - - -
4 SBI Commercial & International Bank Ltd. 0.00 0.00 0.00 648.34 754.67 960.48 7.79 13.82 13.17
5 Tamilnad Mercantile Bank Ltd. 0.98 0.38 N.A. 451.23 541.99 N.A. 4.76 5.31 N.A.
6 The Bank of Rajasthan Ltd. 0.24 0.42 0.73 400.54 518.85 532.93 2.83 2.93 2.89
7 The Catholic Syrian Bank Ltd. 1.98 1.61 2.39 278.00 317.00 374.00 0.68 1.34 1.39
8 The Dhanalakshmi Bank Ltd. 1.75 0.88 0.88 366.68 409.08 585.88 1.18 2.02 4.10
9 The Federal Bank Ltd. 0.44 0.23 0.30 544.00 655.00 750.00 4.43 5.43 6.90
10 The Jammu & Kashmir Bank Ltd. 1.13 1.08 1.37 585.00 628.15 707.15 4.00 4.76 5.37
11 The Karnataka Bank Ltd. 1.22 0.98 0.98 524.00 589.00 649.00 4.00 5.00 5.00
12 The Karur Vysya Bank Ltd. 0.23 0.18 0.25 489.00 604.00 638.00 0.00 5.82 5.98
13 The Lakshmi Vilas Bank Ltd. 1.58 1.55 1.24 430.00 453.00 510.00 0.91 1.22 2.07
14 Nainital Bank Ltd. 0.00 0.00 0.00 279.00 366.00 425.00 3.00 4.00 6.00
15 The Ratnakar Bank Ltd. 1.92 0.99 0.68 254.41 310.00 373.00 0.54 3.00 5.00
16 The Sangli Bank Ltd. 7.18 - - 101.08 - - -18.72 - -
17 The South Indian Bank Ltd. 0.98 0.33 1.13 508.00 600.43 645.14 2.69 3.59 4.31
I AVERAGE OF 17 PVT BANKS [I] 1.52 0.69 0.88 410.06 519.57 594.44 1.47 4.37 5.01
NEW PRIVATE SECTOR BANKS
18 Axis Bank Ltd. 0.72 0.42 0.40 1024.00 1117.00 1060.00 7.59 8.39 10.02
19 Centurion Bank of Punjab Ltd. 1.26 1.65 - 420.00 444.00 - 2.08 1.45 -
20 Development Credit Bank Ltd. 1.64 0.66 3.88 391.00 454.00 379.00 0.40 2.00 -4.00
21 HDFC Bank Ltd. 0.43 0.47 0.63 607.00 506.00 446.00 6.13 4.97 4.18
22 ICICI Bank Ltd. 1.02 1.55 2.09 1027.00 1008.00 1154.00 9.00 10.00 11.00
23 Indusind Bank Ltd. 2.47 2.27 1.14 1039.77 1062.67 836.00 2.61 2.62 3.49
24 Kotak Mahindra Bank Ltd. 1.98 1.78 2.39 383.91 384.00 347.00 3.13 4.00 3.00
25 YES Bank - 0.09 0.33 530.50 683.12 988.36 3.86 6.35 11.38
II AVERAGE OF 8 NEW PVT BANKS [II] 1.36 1.11 1.55 677.90 707.35 744.34 4.35 4.97 5.58
III AVERAGE OF 25 PVT BANKS [I+II] 1.44 0.90 1.21 543.98 613.46 669.39 2.91 4.67 5.30