Function English(ByVal N As Currency) As String

Const Thousand = 1000@

Const Million = Thousand * Thousand

Const Billion = Thousand * Million

Const Trillion = Thousand * Billion

If (N = 0@) Then English = "zero": Exit Function

Dim Buf As String: If (N < 0@) Then Buf = "negative " Else Buf = ""

Dim Frac As Currency: Frac = Abs(N - Fix(N))

If (N < 0@ Or Frac <> 0@) Then N = Abs(Fix(N))

Dim AtLeastOne As Integer: AtLeastOne = N >= 1

If (N >= Trillion) Then

Buf = Buf & EnglishDigitGroup(Int(N / Trillion)) & " Trillion"

N = N - Int(N / Trillion) * Trillion

If (N >= 1@) Then Buf = Buf & " "

End If

If (N >= Billion) Then

Buf = Buf & EnglishDigitGroup(Int(N / Billion)) & " Billion"

N = N - Int(N / Billion) * Billion

If (N >= 1@) Then Buf = Buf & " "

End If

If (N >= Million) Then

Buf = Buf & EnglishDigitGroup(N \ Million) & " Million"

N = N Mod Million
 If (N >= 1@) Then Buf = Buf & " "

End If

If (N >= Thousand) Then

Buf = Buf & EnglishDigitGroup(N \ Thousand) & " Thousand"

N = N Mod Thousand

If (N >= 1@) Then Buf = Buf & " "

End If

If (N >= 1@) Then

Buf = Buf & EnglishDigitGroup(N)

End If

If (Frac = 0@) Then

Buf = Buf & " Only"

ElseIf (Int(Frac * 100@) = Frac * 100@) Then

If AtLeastOne Then Buf = Buf & " and "

Buf = Buf & Format$(Frac * 100@, "00") & "/100"

Else

If AtLeastOne Then Buf = Buf & " and "

Buf = Buf & Format$(Frac * 10000@, "0000") & "/10000"

End If

English = Buf

End Function

Private Function EnglishDigitGroup(ByVal N As Integer) As String

Const Hundred = " Hundred"

Const One = "One"

Const Two = "Two"

Const Three = "Three"

Const Four = "Four"

Const Five = "Five"

Const Six = "Six"

Const Seven = "Seven"

Const Eight = "Eight"

Const Nine = "Nine"

Dim Buf As String: Buf = ""

Dim Flag As Integer: Flag = False

Select Case (N \ 100)

Case 0: Buf = "": Flag = False

Case 1: Buf = One & Hundred: Flag = True

Case 2: Buf = Two & Hundred: Flag = True

Case 3: Buf = Three & Hundred: Flag = True

Case 4: Buf = Four & Hundred: Flag = True

Case 5: Buf = Five & Hundred: Flag = True

Case 6: Buf = Six & Hundred: Flag = True

Case 7: Buf = Seven & Hundred: Flag = True

Case 8: Buf = Eight & Hundred: Flag = True

Case 9: Buf = Nine & Hundred: Flag = True

End Select

If (Flag <> False) Then N = N Mod 100

If (N > 0) Then

If (Flag <> False) Then Buf = Buf & " "

Else
 EnglishDigitGroup = Buf

Exit Function

End If

Select Case (N \ 10)

Case 0, 1: Flag = False

Case 2: Buf = Buf & "Twenty": Flag = True

Case 3: Buf = Buf & "Thirty": Flag = True

Case 4: Buf = Buf & "Forty": Flag = True

Case 5: Buf = Buf & "Fifty": Flag = True

Case 6: Buf = Buf & "Sixty": Flag = True

Case 7: Buf = Buf & "Seventy": Flag = True

Case 8: Buf = Buf & "Eighty": Flag = True

Case 9: Buf = Buf & "Ninety": Flag = True

End Select

If (Flag <> False) Then N = N Mod 10

If (N > 0) Then

If (Flag <> False) Then Buf = Buf & "-"

Else

EnglishDigitGroup = Buf

Exit Function

End If

Select Case (N)

Case 0:

Case 1: Buf = Buf & One

Case 2: Buf = Buf & Two

Case 3: Buf = Buf & Three

 Case 4: Buf = Buf & Four

Case 5: Buf = Buf & Five

Case 6: Buf = Buf & Six

Case 7: Buf = Buf & Seven

Case 8: Buf = Buf & Eight

Case 9: Buf = Buf & Nine

Case 10: Buf = Buf & "Ten"

Case 11: Buf = Buf & "Eleven"

Case 12: Buf = Buf & "Twelve"

Case 13: Buf = Buf & "Thirteen"

Case 14: Buf = Buf & "Fourteen"

Case 15: Buf = Buf & "Fifteen"

Case 16: Buf = Buf & "Sixteen"

Case 17: Buf = Buf & "Seventeen"

Case 18: Buf = Buf & "Eighteen"

Case 19: Buf = Buf & "Nineteen"

End Select

EnglishDigitGroup = Buf

End Function