Version 1.5 sbi app 09.10.

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III. ABOUT YOUR BANKING RELATIONSHIP
I accord the above consent notwithstanding the issuance / non issuance maturity of the card(s) or its
discontinuance by me. g)Customer Grievance Redressal: All grievance Agreement, including all transactions and other amounts
Name of I accept the fee structure mentioned below. I understand that the Joining & Annual fee mentioned below shall be
required to be paid by me on receiving the first statement of account. Paid insurance in OPTIONAL has been
escalations should be marked to Ajay Bharti , Assistant not yet charged to the Account. The Cardholder Account
your Bank
clearly communicated to me. Vice President - Customer Services at PO Bag 28 - GPO, will not be considered as closed until the Cardholder has
I/We hereby unconditionally agree that SBICPSL may in it discretion consider to use the information supplied by me/us on
the application form and sell me/us insurance at their sole discretion, even in the event of me/us not been issued a card. New Delhi - 110001 or e-mail at head.sbicards@ge.com paid all such due amounts.
Joining Fee Rs. _________________ Annual Fee Rs. _________________ Add-on Fee Rs. _________________ .
• Finance charges @ 3.35% per month. Service Tax extra, as applicable.
h)Contact Particulars: The Cardholder can contact 7. LOSS/THEFT/MISUSE OF CARD
NRE / NRO A/c
I further state and declare hat while sourcing the application of SBI Credit Card : • No Cash has been collected from me. No SBICPSL for making any enquiries or for any grievance a) The Cardholder should contact SBICPSL as soon as
Car Loan Home Loan Personal Loan credit limits / gifts etc. have been promised to me. I shall contact the SBI Credit Card Customer Helpline incase I have any
doubts / clarifications. redressal through any of the following ways possible at the Our SBI Card Helpline if the Primary or any
I authorize SBICPSL to use my PAN number to verify KYC details submitted by me in the Application Form. Any such
verification will be from an authorized forum only. The application form will not be processed pending completion of KYC Our SBI Card Helpline: Additional credit card is misplaced, lost, stolen, mutilated,
verification. Further, if SBICPSL requires any information on account of compliance with the KYC and AML Guidelines, I will
provide the same. From BSNL/MTNL Lines - 1860 180 1290 / 1800 180 1290 not received when due or if he/she suspects that the credit
In all events of payments not being paid by the due date, SBI Card reserves the right to carry out follow ups by means of
personal visits, post, fax, telephone, e-mail, SMS and/or engaging third party to remind, follow-up and collect due From All Other Lines - 39 02 02 02 card is being used without the Cardholder’s permission.
CIF No. payments in any manner deem fit by SBI Card keeping the intent in view. In all events where SBI Card or its authorized Once a card is reported lost, it should not, under any
Through mail, by writing to The Manager - Customer
Take your banking relationship
representatives are unable to contact you, SBI Card shall be at liberty to leave payment due messages with any third
parties which may include without restriction your spouse, parents, other family members, secretary, accountant etc who circumstance be used if found by the Cardholder
may be available at your residence, office, mobile number, registered Landline number, address. This is without prejdice to Services, SBI Cards & Payment Services Pvt. Ltd., DLF subsequently, and the Cardholder should cut the card
other rights of SBI Card to collect outstanding dues to be exercised in
Infinity Towers, Tower C, 12th Floor, Block 2, Building 3, diagonally in half.
to a new level
accordance to law.
I confirm that the onus of complying with the Foreign Exchange DLF Cyber City Gurgaon-122002 (Haryana) India
Loan A/c No. Management Act guidelines relating to transactions in my NRI Platinum
Credit Card lies with me and I will adhere to the same. www.sbicard.com b) SBICPSL is not liable or responsible for any
transactions incurred on the card account prior to the time
IV. SUBSCRIPTION FOR STATEMENT BY E-MAIL (Mandatory for SBI NRI Platinum Card Applicant) Through email by writing in at feedback.gesbi@ge.com of reporting of the loss of the card to SBICPSL and the
4.DEFAULT Cardholder will be wholly liable for the same. After the
E-mail ID: ____________________________________________________________ (Personal E-mail ID only)
I Understand that under the SBI NRI Platinum Card, monthly billing statements and all other important In the event of default, the Cardholder will be sent receipt of proper notification of the loss by SBICPSL, the
communication would be sent to me only on the E-Mail ID as given above. I understand that, in the event of any IX. INSURE YOUR SELF AND YOUR CARD PAYMENTS reminders from time to time for settlement of any Cardholder’s subsequent liability is restricted upto a
change in the given E-Mail ID, I need to inform SBI Card with any such change immediately to avoid any kind of
information loss. I understand that the responsibility to intimate any change in E-Mail ID solely lies with me. I agree to SBI Card Credit Guard: (To avail the benefits of Credit Guard all you need to do is sign below; outstanding on the card account, by post, fax, telephone, maximum of Rs.1000 (for SBI Gold Cardholders Nil). In
abide by the terms and condition of SBI card in this regard. and nominate a beneficiary)
Credit Guard
e-mail, SMS messaging and/or engage third parties to addition to notifying SBICPSL about the loss or theft of the
Signature of Primary Card Applicant
Credit Guard
remind, follow up and collect dues. Any third party so Card, the Cardholder must report any theft of the Credit
V. appointed, shall adhere fully to the code of conduct on Card(s) to the Police and lodge an FIR.
debt collection. c)The Cardholder will, however, be liable for all losses
Credit Guard policy. The total Outstanding on the Card account, together with when someone obtains and misuses the Card or PIN with
the amount of any Charges effected but not yet charged to the Cardholder’s consent, or the consent of an Additional
Please Sign here only if you are opting the Card Account, will become immediately due and Cardholder.
for Credit Guard. payable in full to SBICPSL on bankruptcy or death of the d) If the Cardholder has acted fraudulently the Cardholder
Primary Cardholder, and the Card Account shall will be liable for all losses. If the Cardholder acts without
immediately stand cancelled. The Primary Cardholder’s reasonable care, the Cardholder may be liable for all
VI. OFFER OF ALTERNATE CARD estate will be responsible for settling any Outstanding on losses incurred. This may apply if the Cardholder fails to
I consent to be issued a SBI Platinum / Gold / Silver Card from its portfolio as per its X. NOMINATE A BENEFICIARY TO YOUR INSURANCE BENEFITS the Card Account and should keep SBICPSL indemnified follow the safeguards as specified by SBICPSL.
discretion. I have understood the terms and
conditions of each of the three cards. I, ................................................................................ do hereby assign the monies payable for the
against all costs, including legal fees and expenses e) SBICPSL may, without referring to the Cardholder or
Insurance under Credit Guard Insurance Scheme by the respective insurers to incurred in recovering such Outstanding. Pending such any Additional Cardholder, give the police or other
VII. THE ECS ................................................................................ , my (relationship) ........................................................................................ repayments, SBICPSL will be entitled to continue to levy relevant authorities any information that SBICPSL
I, hereby declare that I would like to avail Electronic Clearance System (“ ECS”) facility towards payments of
I further declare that his / her receipt shall be sufficient finance charges at its prevailing rates. considers relevant about the loss, theft or misuse of a
discharge to the Insurance Company.
my SBI Credit Card dues. Accordingly I authorize such ECS debit in the mode and manner indicated below.
Witness Name .....................................................................................
5. INSURANCE Card or PIN.
Total amount due as per statement Minimum amount due as per statement
Any other fixed amount Rs. _____________________________________ only)
Insurance is optional and a subject matter of solicitation 8.DISCLOSURE
from my SBI Account No. Signature of Primary Card Applicant Credit Guard. The Cardholder acknowledges that as per existing
I also undertake that I shall subsequently not raise and objection, demur, protest and demand against In the case of death or Total and Permanent Disability of business practices SBICPSL is authorized to share
SBICPSL for acting upon and carrying out my ECS debit in accordance to my aforesaid instructions, XI. the Cardholder, the Cardholder or his nominee can avail of Cardholder information with any existing or future credit
undertaking and declaration.
Signature of Primary Card Applicant
the Credit Guard Insurance which provides the cardholder bureaus including CIBIL with a Notice Period of 30 Days to
a Personal Accident (PA) Insurance cover of Rs. 6,00,000 this intent to the Cardholder, and such information may
VIII. CUSTOMER DECLARATION as well as a Credit Shield cover which insures the pertain to negative performance /default by the
I hereby confirm and declare that : outstanding on the SBI Card of up to a maximum of Cardholder. To avoid any adverse credit history,
I have read and understood the contents of this SBI Credit Card application form and the attached Most Important Document
and, hereby apply to SBI Cards and Payment Services Pvt. Limited (”SBICPSL”) for the issuance of Primary / Additional credit
Rs. 1 lakh. This facility can be availed of by the Cardholder Cardholders should ensure that they make timely
card (”Card”). I declare that the information provided by me in this form is true, correct and complete in all respects and at a monthly fee of 0.1% of the monthly SBI Card payment of the amount due on the Card account.
authorize SBICPSL / or its associates to verify any information at my office / residence, with my employer, financial
institution, credit bureau or any third party. I confirm that I have no insolvency proceedings pending against me nor have I outstanding balance for Credit shield, Rs. 24 p.m. for PA The Credit Information Bureau India Ltd. (CIBIL), is an
ever been adjudicated insolvent. I and the additional cardholder(s) agree unconditionally to be bound by the terms and
conditions of the card holder agreement accompanying each card unless the card is cut in half and pieces returned to and an administration fee of Rs. 20 p.m. initiative of the Government of India and the Reserve Bank
SBICPSL. I will be liable for all charges incurred on the primary card and all Additional cards issued and each additional card
holder will be liable for all charges incurred jointly and severally with me. I agree that charge slip or a payment requisition or 6 T E R M I N AT I O N / R E V O C AT I O N O F T H E of India (RBI) to improve the functionality and stability of
requisition or an electronic record resulting from or generated by the use of the card will amount to an unconditional
undertaking by me to pay SBICPSL the amount stated therein and agree that a copy of my periodic billing statement sent to XII. BRANCH MANAGER DETAILS CARDHOLDERSHIP the Indian financial system. This is in line with RBI's efforts
me by post or e-mail, at the e-mail address provided by me will be final and conclusive evidence of my liability for the
charges stated therein. I authorize SBICPSL, at its sole discretion to transfer my outstanding balances on other credit cards a) The Cardholder may end the Agreement at any time by to provide an effective mechanism for exchange of
and credit facilities availed by me from other companies and financial institutions as provided in the application. I authorize Name
SBICPSL to disclose any information relating to my / our card(s) as mentioned by me in the application form or any writing to SBICPSL or calling in to the SBI Card Helpline, information between banks and financial institutions,
information reflected in the documents submitted including any default in payments to any other card issuer, credit bureau,
financial institutions, any parent, subsidiary, affiliate or associate of SBICPSL, my employer, co brand partner, third parties XIII. FOR SBI & GROUP COMPANIES (ASSOCIATES & SUBSIDIARIES) EMPLOYEES and by cutting the card(s) diagonally. All the cards there by enabling cardholders to avail of better credit
engaged by SBICPSL for proper operation of card accounts, verifications and other administrative services. I authorize
sharing of any of my information for purposes such as marketing and offering of various products and services of SBICPSL or
including the add-on cards will be terminated basis the terms from various institutions.
any of the product(s) of its Group Companies, subsidiaries, affiliated, associates of co brand partner. I also authorize SBICPSL
to send me SMS Alerts on marketing / account related information on my mobile phone number.
written request. Termination will be effective after payment The Cardholder further acknowledges that SBICPSL is
All documents submitted in support of the application shall become the sole and absolute property of SBICPSL. I am fully of all amounts outstanding on the card account. No authorized to share Cardholder information, including
aware and understand the regulations governing the use the Card outside India and my obligations under the applicable
exchange control / management regulations and guidelines issued by Reserve Bank of India / applicable authority from time annual, joining or renewal fees shall be refunded on a pro- default in payments with Financial Institution, employer
to time. I undertake that my and Additional Card members use of the card shall be strict compliance with applicable
exchange control / management regulations, otherwise the card my be cancelled at the instance of RBI and / or SBICPSL in
rata basis. and to other third parties engaged by SBICPSL for proper
the event the I or the additional card member(s) are not in compliance with the usage restriction, foreign exchange
entitlements and other applicable regulations. I/We shall bring the same to the notice of SBICPSL in writing forthwith. b) SBICPSL may also restrict, terminate or suspend the operation of card accounts, verification and other
use of The Cardholder Account at any time without prior administrative services.
notice if SBICPSL reasonably believe it necessary for SBICPSL may also share Cardholder information with any
business or security reasons. SBICPSL can suspend the parent, subsidiary, affiliate or associate of SBICPSL, for
facility on the Credit Card, if the Cardholder defaults on the the purposes of marketing and offering various products
payment due or exceeds the credit limit extended. The and services of SBICPSL or its group companies,
1,050 1,076 1,795 2,781 Card must not be used after the Agreement ends or while subsidiaries, affiliates and/or associates.
1,479 1,506 2,529 4,077 use of Card Account is suspended. All information in this communication is correct as on
1,897 1,916 3,253 5,303 (Please tick this if you want to opt for hassle free renewal year after year) c) In such a situation, the Cardholder must (subject to any August 2009 and is subject to change at the discretion of
default or other notice required by law) immediately pay SBICPSL.
SBICPSL the total outstanding Balance on the Account. SBI Card Most Important Terms and Conditions are also
This includes all amounts due to SBICPSL under the available at www.sbicard.com
Standard features:
Worldwide Acceptance: Your SBI Card can be used in over
29 million outlets across the globe, including 3,25,000 outlets
in India.
Cash on the go: As SBI Cardholder, you can withdraw cash
from a wide network of ATMs across the globe and in addition
to this, you get access to over 10,000 SBI ATMs across India.
Easy Bill Pay: With the Easy Bill Pay facility from SBI Card you
can be rest assured you will never forget paying your utility
bills on time.
Enhanced Power to Your Family: You can share the power of
your SBI Card with your family. Apply for add on cards for
parents, spouse, children and siblings over 18 years.
Balance Transfer: You can now enjoy high savings with our
low interest rate. Just transfer the balances from any of your
other Credit Card to your SBI Card and enjoy Balance Transfer
plans as suited to your financial needs.
Flexipay: The easy installment plan from SBI Card lets you
buy just about anything and repay in easy monthly
installments.
Special features on select SBI Card products:
SBI Advantage Platinum Card
Cash Back on International Spends: From leading fashion
labels to little souvenirs, buy anything you feel like when
you’re travelling abroad using your SBI Advantage Platinum
Card, and get 2% Cash Back.
**Fuel freedom: Use your SBI Card at any petrol pump across
India. Enjoy 0% surcharge on purchase of fuel and lubricants
between Rs. 500 and Rs. 4000/- in a single transaction.
**Refer the terms & condition in Schedule of Charges.
Shop & Smile: Shop with your SBI Advantage Platinum Card
and earn 1 reward point for every Rs. 50 spent on all your
purchases except fuel & cash.
SBI Advantage Gold Card, SBI Dena Bank Secured Card
Ready Cash: Cash Withdrawal facility allows you to withdraw
cash upto 100% of your credit limit. You can withdraw cash
from over 1.2 million Visa ATMs across the globe, including
18000 ATMs in India and over 10000 SBI ATMs.
Credit Convenience: Enjoy credit free period of upto 50 days
on your SBI Advantage Gold Card/SBI Dena Bank Secured
Card and an extended credit facility with very low rate of
interest of 1.99% p.m.
# List of documents required****
1) Photo ID Proof.
2) Residence/Permanent Address Proof.
****List of documents is not exhaustive.
B Transfer balance (if any), retail balance (if any) and would
CHEQUE NO. CHEQUE AMOUNT BANK NAME
SE CODE SE NAME SE SIGN
1860 180 1290
...so go ahead and get the most out of life.
SBI Card Most Important Terms & Conditions 2. LIMITS
1. SCHEDULE OF CHARGES Credit Limit and Cash Limit are assigned to Cardholders
Particulars
Fees
Applicable Charges based on internal SBICPSL credit criteria (Add-On #
Joining Fee (one time) Upto Rs. 1500 cardholders share the same limits as that of the Primary
Annual Fee (p.a)** Upto Rs. 1500
Account Holder). These limits are communicated to the
Add on Fee (p.a)
Extended Credit
Interest Free Credit Period
Nil
20-50 days (applicable only on retail purchases and if previous month's
cardholder at the time of card delivery. The Credit Limit and B
outstanding balance is paid in full) Cash Limits are communicated to the Cardholder in every Bank Employee PF Index Number
Finance charges# Upto 1.99% p.m. (23.88% p.a.) from the transaction date for SBI Advantage /
SBI Dena Bank Secured Card statement. The Available Credit Limit (i.e. the Credit Limit Bank Employee Name Bank Employee Mobile No.
Minimum Amount Due
Upto 3.35% p.m. (40.2% p.a.) from the transaction date for all other SBI Cards
5% of Total Outstanding (Min Rs. 200) + Government Service Tax
available for use) at the time of the statement generation is
Cash Advance provided as a part of the statement. SBICPSL will review For official use only
Cash Advance Limit Upto 80% of Credit Limit ( Max. 12K / day & 15K / day for Gold & Platinum Cards)
Free Credit Period Nil the Cardholder account periodically, and increase or
Finance charges# Upto 1.99% p.m. (23.88% p.a.) from the date of withdrawal for SBI Advantage /
SBI Dena Bank Secured Card
decrease the Cardholder credit limit based on internal Branch Code
Upto 3.35% p.m. (40.2% p.a.) from the date of withdrawal for all other SBI Cards criteria. Cardholders seeking to have their credit limit
Cash Advance Fees
SBI ATMs 2.5% (Min. Rs. 275) increased can do so by writing to SBICPSL and providing SBI Dena Bank Secured Card
Other Domestic ATMs 2.5% (Min. Rs. 275) financial documents declaring their income. SBICPSL, at SBI Advantage Platinum Card SBI Dena Bank Card
International ATMs 3.0% (Min. Rs. 275) SBI Gold Card
ATM Decline Fee Rs. 20 it’s sole discretion and based on such new documents
Other Charges & Fees SBI NRI Platinum Card SBI Employee Card SBI CSB Card
Credit Guard* Personal Accident - Rs. 24 p.m. provided, may increase the Credit Limit of the Cardholder.
Credit Shield - 0.1% of Total Outstanding SBI Advantage Gold Card
Admin Fee - Rs. 20 p.m. 3.BILLING AND STATEMENT
Cheque Pickup Rs. 90
Cheque Bounce / Invalid Cheque 2% of Cheque Amount (Min. Rs. 300 & Max. Rs. 500) a)SBICPSL will send the Cardholder a monthly statement
Statement Retrieval
Chargeslip Retrieval
Rs. 100 per Statement (> 3 months old)
Rs. 125 per Chargeslip
showing the payments credited and the transactions
Late Payment NIL for Total Amount Due upto Rs. 500; debited to the Cardholder’s Account since the last
Rs. 100 for Total Amount Due from Rs. 501 - Rs. 1,000;
Rs. 350 for Total Amount Due from Rs. 1,001 - Rs. 10,000; statement, provided the card has been active during the 1. I shall stop using my existing SBI Card from the date I receive my new SBI Card.
Rs. 600 for Total Amount Due from Rs. 10,001 - Rs. 25,000;
Rs. 700 for Total Amount Due above Rs. 25,000
said period. SBICPSL will either mail a statement of 2. I shall continue to remain fully liable for all charges (Past and Future) incurred by me by the use of my
existing SBI Card and shall pay all amounts / outstanding which shall be due and payable.
Overlimit 2.5% of Overlimit Amount (Min. Rs. 500) transactions in the card account to the mailing address it 3. I understand that my current card account must be more than 6 months old.
Card Replacement Rs. 100
Emergency Card Replacement (When Abroad) Actual Cost (Min. $175) has on record, or send a statement through email to the 4. I authorize SBICPSL to debit my new SBI ____________________________Card with the outstanding
amount of my current SBI Card (including Add on Cards issued to me) and applicable fees / charges for the
Foreign Currency Transaction
Card Upgradation Fee
Conversion mark up: 3.5%
Upto Rs. 500
email id on record, on a pre-determined date. SBICPSL will requested upgrade.
Reward Redemption Fee Rs. 75 (Plus GST) send the SBI NRI Platinum Cardholder the monthly 5. I understand that by upgrading to Gold & More and Silver & More, all existing reward points on my existing
Surcharge SBI Card shall get purged on upgrading to the new SBI Card. To avail the benefits of existing reward points I
Railway Tickets - Railway Counters Rs. 30 + 2.5% of transaction amount statement through email to the email-id on record only, on a shall redeem it before signing this request form.
Railway Tickets - www.irctc.co.in 1.8% of transaction amount + service charge, as applicable
pre-determined date. 6. I understand that by upgrading to the chosen Co- Brand credit card type, all existing reward points on my
Petrol & all products/services sold at 0% surcharge for single transaction spend between Rs. 500 & Rs. 3,000 ;
existing SBI Credit Card shall get transferred to the new SBI Credit Card in a ratio, which would vary
petrol pumps For SBI Platinum Card : 0% surcharge for single transaction spend between
Rs. 500 & Rs. 4,000
b)Credit Cards offer the Cardholder a revolving credit depending on the Co Brand Credit Card type as per terms
Maximum surcharge waiver of Rs. 100 p.m. per credit card account facility. The Cardholder may choose to pay only the made applicable on such new credit card. Information on
the points conversion ratio can be sought by me, referring
2.5% of transaction amount (Min. Rs. 10) for transaction amounts < Rs. 500 & > Rs. 3,000
Minimum Amount Due printed on the statement and such / contacting SBI Card helpline.
For SBI Platinum Card for transaction amounts < Rs 500 & > Rs 4,000)
For applicable fees & charges, refer Schedule of Charges.
Payment of Customs duty 2.25% of transaction amount (Min. of Rs. 75)
payment should be sent before the Payment Due Date,
All payments made for a cardholder account will be settled in the order of Minimum Amount Due, Taxes, EMI on loan plans, Fees & Other Charges,
Interest Charges, Balance Transfer Outstanding, Purchase Outstanding and Cash Advance. which is also printed on your statement. The balance
Government Service Tax, as applicable, on all the above Fees , Interest & Charges.
*Insurance is optional and a subject matter of solicitation. To avail insurance benefits ensure that the card has been used at least once for
outstanding can be carried forward to subsequent
purchase/cash advances and/or cash payment of at least Rs. 100 made within 90 days preceding the event. statements. The Cardholder can also choose to pay the
** If the total annual spends are more than Rs 25,000/- for SBI Silver & More Card, Rs 50,000/- for SBI Gold & More Card and Rs 1,00,000/- for
SBI Platinum Card, the Annual fee for the next year will be reversed in full. Total Amount Due or any part of the amount above the
#
Card Finance Charge is dynamic and will be based on the cardholder’s usage and payment patterns and is subject to periodic review. Minimum Amount Due. Any unpaid Minimum Amount Due
Payment of any amount lesser than the Total Amount Due in of the previous statements will be added to the Cardholders
any month results in interest accrual on the balance current Minimum Amount due in addition to the outstanding
outstanding amount including any new purchases and cash exceeding the Cardholders Credit Limit. The Minimum
advances. Amount Due also includes 100% of the Government
For Example - If the Cardholder has his billing statement Service Tax (GST).
generated 15th day of every month and he does the c)Payments made towards the card outstanding are
following transactions between the period 15th October acknowledged in subsequent statements.
and 15th November. d)Payments received against the cardholders' card
• Retail purchases for Rs.5,000 on 20th October outstanding will be adjusted against taxes, all EMI on loan
plans, charges, purchases and cash advances.
• Cash withdrawal for Rs.7,000 on 10th November
e)Payments towards the Card account may be made in any
Assuming No Previous Balance carried forward from the of the following ways:
15th October statement, the cardholder will get his 15th By mailing a cheque or draft to the mailing address provided
November statement showing Rs.12,000 of transactions in the reverse of the statement.
along with 5 days of finance charges at the rate applicable
By dropping a cheque or draft into any of the SBI Card drop
on the Rs.7,000 cash withdrawal. The cardholder needs to boxes placed in your city or in designated State Bank of
make payment against the outstanding by 5th December, India branches.
i.e. 20 days from the Statement Date, for anything The cheque/draft should be made payable to “SBI Card
between the entire amount or 5% of the amount Number xxxx xxxx xxxx xxxx”.
outstanding. Please note that any payment made against ECS: Payments can be made through the Electronic
your Credit card outstanding, would first be cleared Clearing System (ECS) in Bangalore, Delhi, Gurgaon,
against your EMI Balance (if any) followed by Balance Hyderabad and Mumbai. You would like your SBI Card Billing Statement / All Other Important Communication to be
f)Billing Disputes: All contents of statements will be deemed mailed to your
be adjusted against your Cash Balance (if any) last, will be to be correct and accepted by the Cardholder unless within (Please tick E-mail ID only if applying for SBI NRI Platinum Card)
levied finance charges from the previous statement date 30 days of the Statement Date the Cardholder informs
unless in the case of non-interest levied outstanding retail SBICPSL of any discrepancies, and these discrepancies
balance, where the finance charge is levied from the date are found to be true by SBICPSL. On receipt of such
of the transaction. information, SBICPSL may reverse the charge on
Incase the statement outstanding has no cash balance and temporary basis. If on completion of subsequent
has not been carried forward from a previous statement and investigations, the liability of such charges is to the
the retail balance outstanding on the statement date is paid Cardholder’s account, the charge will be reinstated in a
subsequent statement, along with Charge slip Retrieval
in full by the payment due date, No Finance Charges are
levied on such balances. charges of Rs. 125 per charge slip. *Refer table behind, Administration Fee of Rs. 299 will be applicable per member p.a. Rate are inclusive of applicable service tax & TPA Fees, Education cess.