Saver Flexi Extras

Saver Flexi Extras

Covers commonly used
Covers commonly used extras services at
extras services at a
a low price.
low price.
General
General dental and urgent
dental and urgent ambulance, plus your
ambulance, plus your choice
choice of
of 22 services
services from
from aa range
range of
of 77 listed
listed below.
below. Choose
Choose how
how much
much
you want back
you want back with
with 33 levels
levels of
of cover.
cover.

This is an
This is an overview
overview of
of Saver
Saver Flexi
Flexi Extras. Additional information
Extras. Additional information you
you should
should know
know relating
relating to
to this
this cover
cover can
can be
be found
found in
in
the Important Information
the Important guide available
Information guide available at
at hbf.com.au/importantinfo,
hbfcom.aulimportantinfo, in
in aa branch
branch or
or via
via 133
133 423.
423.

  Saver
Saver Flexi
Flexi Extras
Extras Saver
Saver Flexi
Flexi Extras
Extras Mid
Mid 7 S aSaver
v e r Flexi
Flexi Extras
Extras Plus
Plus
Maximum
Maximum per
per Maximum
Maximum perper Maximum
Maximumperper
Waiting
Waiting person
person per
per person
person per
per person
personper
per
Services
Services periods
periods Benefits
Benefits calendar
calendar year
year Benefits
Benefits calendar
calendaryear
year Benefits
Benefits calendar
calendaryear
year
Chiropractic Only ifif selected
Chiropractic Only selected

$350
$350 under
under 1yr
lyr $350
$350 under
under 1yr
lyr $350
$350under
under1yr
lyr
Initial consultation Up
Up to
to $22
$22 Increasing
Increasing $50
$50 per
per Up
up to
to $30
$30 Increasing
Increasing $50
$50perper Up
upto
to$36
$36 Increasing
Increasing$50
$50perper
yr
yr to
to aa maximum
maximum yr
yr to
to aa maximum
maximum yr
yrto
toaamaximum
maximum
of
of $500
$500 of
of $500
$500 of
of$500
$500
22 months
Chiropractic
Chiropractic Chiropractic
Chiropractic Chiropractic
Chiropractic
and
and osteopathy
osteopathy and
and osteopathy
osteopathy and
andosteopathy
osteopathy
Subsequent
Subsequent consultation
consultation Up
Up to
to $17
$17 maximums
maximums Up
Upto
to $24
$24 maximums
maximums Up
Upto
to $28
$28 maximums
maximums
combined
combined combined
combined combined
combined

Dental
Dental'1
Visit a Member
Visit a Member Plus
Plus dental
dental provider
provider and
and receive
receive aa 60%,
60%, 70%
70% oror 80%
80% benefit
benefit of
of the
the provider’s
provider's agreed
agreed fee
fee and
and one
one fully
fully covered
covered scale
scale and
and clean
clean each
each
calendar
calendar year. Plus there’s
year. Plus there's no
no gap
gap to
to pay
pay for
for kids
kids on
on your
your policy
policy for
for preventative
preventative dental
dental services
services at
at Member
Member Plus
Plus dental
dental providers.
providers.

General
General dental
dental

Consultation/examinations $22–$45
$22-$45 $24–$52
$24-$52 $28–$58
$28-$58

Extractions 22 months Up
Up to
to $99
$99 No
No limit
limit Up
Upto
to $132
$132 No
Nolimit
limit Up
Upto
to $165
$165 No
Nolimit
limit

Fillings
Fillings -– direct
direct From
From $39
$39 From
From $45
$45 From
From$54
$54

Major dental Only

Major dental Only ifif selected
selected
Crowns $500
(3 units of
Up
Up to
to $408
$408 $500 under
under 3yrs
3yrs Up
Upto
to $481
$481 $600
$600 under
under 3yrs
3yrs Up
Upto
to $680
$680 $800
$800under
under3yrs
3yrs
(3 units of crowns/bridges
crowns/bridges per yr2,3)
per yr2,3) $770
$770 over
over 33 $1100
$1100 over
over 33 $1320
$1320over
over33
Bridges &
& up
up to
to 5yrs
5yrs &&up
up to
to 5yrs
5yrs &&up
upto
to5yrs
5yrs
Bridges 12
12 months Up
(3 units of Up to
to $324
$324 $990
$990 over
over 55 Up
Upto
to $404
$404 $1760
$1760over
over 55 Up
Upto
to$540
$540 $2200
$2200over
over55
(3 units of crowns/bridges
crowns/bridges per yr2,3)
per yr2,3) &
& up
up to
to 10yrs
10yrs &&up
up to
to 10yrs
10yrs &&up
upto
to10yrs
10yrs
Full dentures Up $1210
$1210 over
over 10yrs $2200
$2200 over
over 10 yrs $3080
$3080over
over10 yrs
Up to
to $490
$490 10yrs Up
Upto
to $620
$620 10 yrs Up
Upto
to $950
$950 10 yrs

Optical 4
Only ifif selected
Optical'. Only selected
A minimum of
A minimum of 30%
30% of of all
all frames
frames will
will be
be fully
fully covered
covered when
when the
the glasses
glasses are
are purchased
purchased from
from any
any HBF
HBF Member
Member PlusPlus optical
optical store
store and
and the
the frames
frames are
are
fitted
fitted with hard coated
with hard coated or
or uncoated
uncoated standard
standard single
single vision,
vision, bi-focal
bi-focal or
or multi-focal/progressive
multi-focal/progressive lenses.
lenses. For
For partially
partially covered
covered glasses
glasses purchased
purchased atat an
an
HBF Member Plus
HBF Member Plus optical
optical store
store (including
(including add-ons)
add-ons) a a discount
discount inin addition
addition to
to your HBF benefit
your HBF benefit may
may be
be applied.
applied.
Optical
Optical –- glasses
glasses
Use
Use your
your frame
frame and
and lens
lens benefit
benefit on lenses only
on lenses only ifif you
you don’t
don't need
need to
to purchase
purchase new
new frames.
frames.
11pair
pair ofof glasses
glasses 11pair
pair ofofglasses
glasses 11pair
pairofofglasses
glasses
when
when purchasing
purchasing when
when purchasing
purchasing when
when purchasing
purchasing
Frames & single
Frames & single vision lenses
vision lenses $120
$120 frames with
frames with $150
$150 frames with
frames with $180
$180 frames with
frames with
lenses
lenses upup toto $120
$120 lenses
lenses up up to
to $150
$150 lenses
lensesup upto
to$180
$180
for
for single
single vision
vision for
for single
single vision
vision for
forsingle
singlevision
vision
lenses,
lenses, oror $160
$160 for
for lenses,
lenses, oror$210
$210 for
for lenses,
lenses,oror$250
$250forfor
22 months
months bi-focal bi-focal
bi-focalorormulti
bi-focal
bi-focal oror multi
multi bi-focal orormulti
multi multi
focal
focal lenses
lenses focal
focal lenses
lenses focal
focallenses
lenses
Frames
Frames && bi-focal
bi-focal or
or $120
$120 sub-limit
sub-limit $150
$150 sub-limit
sub-limit $180
$180sub-limit
sub-limit
$160
multi-focal lenses
multi-focal lenses $160 for
for frames when $210
frames when $210 for
for frames when $250
frames when $250 for
forframes
frameswhenwhen
purchased
purchased purchased
purchased purchased
purchased
without
without lenses
lenses without
without lenses
lenses without
withoutlenses
lenses
1
The benefit
'The benefit we
we pay
pay on
on some
some dental
dental items
items may
may be restricted ifif performed
be restricted performed in
in conjunction
conjunction with
with other
other specific
specific dental
dental services,
services, or
or ifif aa service
service isis received
received more
more than
than once
once
in
in aa specified
specified period
period of
of time.
time. 2 Sub-limits
2
included in
Sub-limits included in overall
overall maximums.
maximums. 3 Crowns
3
Crowns associated
associated with
with implants
implants limited
limited to
to 22 per
per 22 years.
years. NNote:
4
o t e : Not
Not all
all lens
lens prescriptions
prescriptions and
and
supplementary services may be eligible to be charged at no
supplementary services may be eligible to be charged at no cost. cost.

Before receiving any

Before receiving any treatment, you should
treatment, you should contact
contact us
us or
or go
go to
to hbf.com.au/myhbf
hbf.com.au/myhbf for
for aa health
health benefit
benefit quote
quote so
so
you know
you know how much you're
how much you’re covered
covered for,
for, the
the benefits
benefits you’ll
you'll receive and
receive and any
any out-of-pocket
out-of-pocket expenses.
expenses.
   Saver
Saver Flexi
Flexi Extras
Extras 111 . sSaver
a v e r Flexi
Flexi Extras
Extras Mid Saver
Mid • S a v e r Flexi
Flexi Extras
Extras Plus
Plus
Maximum
Maximum perper Maximum
Maximum perper Maximum
Maximumperper
Waiting
Waiting person
person per
per person
person per
per person
personper
per
Services
Services periods
periods Benefits
Benefits calendar
calendar year
year Benefits
Benefits calendar
calendaryear
year Benefits
Benefits calendar
calendaryear
year

Optical
Optical –- contact lenses
contact lenses

Spherical
Spherical rigid
rigid or
or soft
soft contact
contact lenses
lenses $127
$127 $160
$160 $212
$212
11 pair
pair of of contacts
contacts 11 pair
pair ofof contacts
contacts 11pair
pair ofofcontacts
contacts
Toric
Toric –- rigid
rigid or
or soft
soft lenses
lenses $178
$178 or
or up
up to to $140
$140 $200
$200 or
or up
up toto $160
$160 $288
$288 or
or up
up toto $200
$200
for
for frequent
frequent for
for frequent
frequent for
for frequent
frequent
22 months
months
Frequent
Frequent replacement/disposable
replacement/disposable replacement/
replacement/ replacement/
replacement/ replacement/
replacement/
Up
U to $140 disposable
disposable lenses
Up
Upto
to $160
$160 disposable
disposable lenses
Up
Uptoto $200
$200 disposable
disposable lenses
contact lenses
contact lenses lenses lenses lenses
per
per yryr per
per yryr per
peryr yr
Bi-focal/progressive
Bi-focal/progressive lenses
lenses $204
$204 $276
$276 $301
$301

Osteopathy Only ifif selected

O s t e o p a t h y Only selected

Initial
Initial consultation
consultation $22
$22 $350
$350 under
under 1yr
lyr $30
$30 $350
$350 under
under 1yr
lyr $36
$36 $350
$350underunder1yr
lyr
Increasing
Increasing $50
$50 per
per Increasing
Increasing $50
$50 per
per Increasing
Increasing $50
$50 per
per
yr
yr to
to a
a maximum
maximum yr
yr to
to a
a maximum
maximum yr
yr to
to aa maximum
maximum
of
of $500
$500 of
of $500
$500 of
of $500
$500
22 months
months
Subsequent Chiropractic
Chiropractic Chiropractic
Chiropractic Chiropractic
Chiropractic
Subsequent consultation
consultation $17
$17 $24
$24 $28
$28
and
and osteopathy
osteopathy and
and osteopathy
osteopathy and
and osteopathy
osteopathy
maximums
maximums maximums
maximums maximums
maximums
combined
combined combined
combined combined
combined

Pharmacy Only ifif selected

Pharmacy Only selected

Cost
Cost of
of Cost
Cost of
of Cost
Costofof
For
For pharmaceuticals
pharmaceuticals listed
listed on
on the
the medicine
medicine $200
$200 under
under 3yrs
3yrs medicine
medicine $200
$200 under
under 3yrs
3yrs medicine
medicine $300
$300 under
under 3yrs
3yrs
22 months
months
HBF
HBF Pharmacy
Pharmacy Schedule
Schedule less
less member
member $300
$300 over
over 3yrs
3yrs less
less member
member $300
$300 over
over 3yrs
3yrs less
less member
member $500
$500 over
over 3yrs
3yrs
co-payment
co-payment'5 co-payment 5
co-payment' co-payment 5
co-payment'

Physiotherapy Only ifif selected

Physiotherapy Only selected

$1000
$1000under
under1yr lyr
Initial consultation $27
$27 $500
$500 under
under 1yr
lyr $35
$35 $600
$600 under
under 1yr
lyr $47
$47
Increasing
Increasing $100
$100
22 months Increasing
Increasing $100
$100 Increasing
Increasing $100
$100 per
per yr
yr up
up to
to aa
per
per yr
yr up
up to
to aa per
per yr
yr up
up to
to aa maximum
maximum of of
Subsequent
Subsequent consultation
consultation $21
$21 maximum
maximum of $800 $28
of $800 $28 maximum
maximum of of $900
$900 $39
$39
$1400
$1400

Podiatry Only ifif selected

P o d i a t r y Only selected

Initial
Initial consultation
consultation (clinic
(clinic based)
based) $26
$26 $32
$32 $42
$42

Brief
Brief consultation
consultation (clinic
(clinic based)
based) $14
$14 $17
$17 $22
$22

Intermediate
Intermediate consultation
consultation 22 months
months 10
10 consultations
consultations 10
10 consultations
consultations 10
10consultations
consultations
$20
$20 $24
$24 $34
$34
(clinic based)
(clinic based)

Comprehensive
Comprehensive consultation
consultation $24
$24 $28
$28 $39
$39
(clinic based)
(clinic based)

Foot
Foot orthoses
orthoses –- including
including casting
casting'
6
Up
Up to
to $240
$240 $240
$240 per
per 3yrs
3yrs Up
Upto
to $240
$240 $240
$240 per
per yr
yr Up
Upto
to $240
$240 $240
$240per
peryr
yr
12
12 months
Diagnostic
Diagnostic testing
testing and
and Up
Up to
to $60
$60 $60
$60 per
per 3yrs
3yrs Up
Upto
to $60
$60 $60
$60 per
per yr
yr Up
Upto
to $60
$60 $60
$60per
peryr
yr
biomechanical evaluation
evaluation'6

Remedial massage/myotherapy Only

Remedial massage/myotherapy Only ifif selected
selected

Remedial
Remedial massage/myotherapy
massage/myotherapy 22 months
months $28
$28 $300
5300 $33
$33 $350
$350 $40
$40 $400
$400

Urgent
Urgent ambulance
ambulance'
7

Cover
Cover for
for urgent
urgent Cover
Coverfor
for urgent
urgen Cover
Coverfor
forurgent
urgent
Urgent
Urgent ambulance
ambulance (by
(by road)
road) 77 days
days ambulance
ambulance No
Na limit
limit ambulance
ambulance No
Nolimit
limit ambulance
ambulance No
Nolimit
limit
transport
transport transport
transport transport
transport

Benefits
Benefits only
only payable
payable for
for services
services and
and programs delivered by
programs delivered by providers
providers that
that are
are approved
approved by
by HBF.
HBF. There
There is
is aa limit
limit of
of 11 initial
initial consultation
consultation per
per service,
service, per
per calendar
calendar year.
year.
5
This may
'This may vary
vary depending
depending onon the
the medication. 6
Foot orthoses
medication. 6Foot orthoses must
must bebe medically
medically necessary
necessary and
and custom-made
custom-made from
from one
one of
of the
the following
following providers
providers approved
approved byby HBF:
HBF:
podiatrist,
podiatrist, orthotist,
orthotist, pedorthist
pedorthist or
or surgical
surgical bootmaker.
bootmaker. For
For some
some foot
foot orthoses, HBF will
orthoses, HBF will only
only pay
pay aa benefit
benefit when
when provided
provided by
by an
an approved
approved podiatrist
podiatrist or
or orthotist.
7
HBF will
orthotist.7HBF will
cover
cover the
the cost
cost for
for urgent
urgent ambulance
ambulance transport
transport by
by road
road only
only for
for circumstances
circumstances classified
classified by
by the
the state
state ambulance
ambulance provider
provider as
as requiring
requiring urgent
urgent attention.
attention. HBF
HBFwill
will not
not pay
pay aa
benefit for air
benefit for air ambulance services.
ambulance services.

HBF Health LLimited

HBF Health i m i t e d AABN 11 126
B N 11 126 884
884 786 Telephone
786 Te l e p h o n e 133 423 PPostal
133 423 o s t a l address GPO Box
address GPO Box C101
C101 Perth
Perth WA 6839 OOnline
WA 6839 n l i n e hbf.com.au
hbf.com.au
The
The information in this
information in this product
product sheet is correct
sheet is correct at 31 October
at 31 October 2017.
2017. HI-1230
H1-123022/08/17
22/08/17