10-01-2018

Q uote No : q8vw39am dof55

This is the official illustration issued by HDFC Standard Life Insurance Company Limited. Illustration of any other type is not
supported by the company.
Illustration For HDFC Life Click 2 Invest - ULIP (UIN : 101L100V02)
on 10 January 2018
PERSONAL DETAILS
Nam e Age Gender
Life 1 Muthusam y 13 M
Age is taken as on last birthday
POLICY DETAILS
Date of Policy Com m encem ent: 10-Jan-2018
Policy Term : 10 year(s)
Prem ium Paying Term : 5 year(s)
Prem ium Frequency: Annual
Paym ent Method: SI/ECS
PREMIUM AND BENEFIT DETAILS
Benefit Name Sum A ssured Benefit Term Premium Paying Term Premium
(in Rs.) (years) (years) (in Rs.)
HDFC Life Click 2 Invest - ULIP 5,00,000 10 5 50,000
Total Prem ium Payable per Frequency: 50,000
Nex t Prem ium Due Date: 10-Jan-2019
FUNDS OPTED FOR
Fund Fund A llocation (%)
Equity Plus Fund 0
Diversified Equity Fund 0
Blue Chip Fund 0
O pportunities Fund 100
Balanced Fund 0
Incom e Fund 0
Bond Fund 0
Conservative Fund 0
ILLUSTRATION OF FUTURE BENEFITS
This illustration has been produced by HDFC Standard Life Insurance C ompany Limited to help you understand the benefits of your HDFC Life C lick 2 Invest - ULIP. These
illustrations must be read in conjunction with the sales literature, which describes the features of this product.
The values shown are for illustration only. What you actually receive will depend on what happens over the future lifetime of your policy, particularly investment returns.The
Illustration shows what you could get back using two assumed rates of investment return. These rates have been specified by the Life Insurance C ouncil.
Some benefits are guaranteed and some benefits are variable with returns based on the future performance of your life insurance company. If your policy offers guaranteed
returns then these will be clearly marked "guaranteed" in the illustration table on this page.
If your policy offers variable returns then the illustrations on this page will show two different rates of assumed investment returns. These assumed rates of return are not
guaranteed and they are not upper or lower limits of what you might get back as the value of your policy is dependent on a number of factors including future investment
performance.
Whilst future investment returns would significantly influence policy benefits, other factors such as charges and taxes also have an impact on your benefits.
Guaranteed benefits are available provided all premiums are paid, when they are due. The illustrative benefits below assume that all premiums that are due have been paid.
All amounts are in Indian Rupees.
Illustrative Benefits on Maturity
On the survival of the Life Assured until the Maturity date,the illustrative Maturity benefits are as shown below.
Guaranteed Benefit Non-Guaranteed Benefit Total Maturity Benefit
Assumed Investment Return Assumed Investment Return
Date of Maturity HDFC Life Click 2 Invest - ULIP 4% p.a. 8% p.a. 4% p.a. 8% p.a.
10-Jan-2028 0 2,98,721 4,06,093 2,98,721 4,06,093
Upon this payment, the policy terminates and no further benefit becomes payable.
IN THIS POLICY, THE INVESTMENT RISK IS BORNE BY THE POLICYHOLDER AND THE ABOVE INTEREST RATES ARE ONLY FOR ILLUSTRATION PURPOSE.
 Gross
8.00%
Yield

Projected Statement of Premiums, Charges and Fund Value based on Assumed Investment Return of 8% p.a. Net 6.55%
Yield
(01) (02) (03) (04) (05) (06) (07) (08) (09) (10) (11) (12) (13) (14) (15) (16) (17)
A mount Fund Surrender
Policy A nnualised Top- Premium available Risk Policy Investment Taxes and Total Value A ddition Benefit Guaranteed Total
A llocation A dministration FMC Guarantee levies as Death Death Commission
Year Premium up Charge for Charge Charge Charge applicable Charges (end of to Fund (end of Benefit Benefit
Investment year) year)
1 50,000 0 0 50,000 220 0 696 0 165 1,081 52,878 0 52,878 5,00,000 5,00,000 1,000
2 50,000 0 0 50,000 216 0 1,435 0 297 1,948 1,09,088 0 1,09,088 5,00,000 5,00,000 1,000
3 50,000 0 0 50,000 206 0 2,220 0 437 2,863 1,68,848 0 1,68,848 5,00,000 5,00,000 1,000
4 50,000 0 0 50,000 187 0 3,055 0 584 3,826 2,32,392 0 2,32,392 5,00,000 5,00,000 1,000
5 50,000 0 0 50,000 156 0 3,943 0 738 4,836 2,99,972 0 2,99,972 5,00,000 5,00,000 1,000
6 0 0 0 0 153 0 4,188 0 781 5,123 3,18,663 0 3,18,663 5,00,000 5,00,000 0
7 0 0 0 0 146 0 4,449 0 827 5,423 3,38,538 0 3,38,538 5,00,000 5,00,000 0
8 0 0 0 0 135 0 4,727 0 875 5,737 3,59,677 0 3,59,677 5,00,000 5,00,000 0
9 0 0 0 0 120 0 5,022 0 926 6,068 3,82,166 0 3,82,166 5,00,000 5,00,000 0
10 0 0 0 0 101 0 5,337 0 979 6,416 4,06,093 0 4,06,093 5,00,000 5,00,000 0

Projected Statement of Premiums, Charges and Fund Value based on Assumed Investment Return of 4% p.a.
(01) (02) (03) (04) (05) (06) (07) (08) (09) (10) (11) (12) (13) (14) (15) (16) (17)
A mount Fund Surrender
Policy A nnualised Top- Premium available Risk Policy Investment Taxes and Total Value A ddition Benefit Guaranteed Total
A llocation A dministration FMC Guarantee levies as Death Death Commission
Year Premium up for Charge Charges (end of to Fund (end of
Charge Charge Charge applicable Benefit Benefit
Investment year) year)
1 50,000 0 0 50,000 221 0 682 0 162 1,065 50,915 0 50,915 5,00,000 5,00,000 1,000
2 50,000 0 0 50,000 218 0 1,379 0 287 1,885 1,03,031 0 1,03,031 5,00,000 5,00,000 1,000
3 50,000 0 0 50,000 212 0 2,092 0 415 2,719 1,56,384 0 1,56,384 5,00,000 5,00,000 1,000
4 50,000 0 0 50,000 198 0 2,822 0 544 3,564 2,11,010 0 2,11,010 5,00,000 5,00,000 1,000
5 50,000 0 0 50,000 176 0 3,570 0 674 4,419 2,66,950 0 2,66,950 5,00,000 5,00,000 1,000
6 0 0 0 0 184 0 3,651 0 690 4,525 2,73,020 0 2,73,020 5,00,000 5,00,000 0
7 0 0 0 0 190 0 3,734 0 706 4,630 2,79,226 0 2,79,226 5,00,000 5,00,000 0
8 0 0 0 0 193 0 3,819 0 722 4,734 2,85,574 0 2,85,574 5,00,000 5,00,000 0
9 0 0 0 0 194 0 3,906 0 738 4,838 2,92,070 0 2,92,070 5,00,000 5,00,000 0
10 0 0 0 0 193 0 3,995 0 754 4,941 2,98,721 0 2,98,721 5,00,000 5,00,000 0
Description of Charges
This illustration is based on the following charges:
Premium Allocation Charge
This is a premium-based charge (which may vary by product, policy year, premium size, premium frequency and premium payment method). After deducting this charge from
your premiums, the remainder is invested to buy units. Please read Sales Literature for more details.
Fund Management Charge (FMC)
This is a charge levied as a percentage of the value of assets and deducted at the time of computation of daily unit prices. In the long term, the key to building great maturity
values is a low FMC . The Fund Management C harge is the same across all the fund options.

Policy Administration Charge

This charge is levied to cover regular administration costs. This charge may vary by product & premium size. Please read Sales Literature for more details.

Risk Charge
This is a charge levied monthly to cover the cost of providing you with the Death Benefit, Extra Health Benefit, Extra Life Benefit, Extra Disability Benefit and any other Morbidity
Benefits, if applicable, on your policy. The amount of the charge taken each month is based on the benefits insured and your age.

NOTES:
The Sum Assured stated above is based on the information provided and may vary as a result of underwriting.
Please read the sales literature provided.
Taxes and levies as applicable will be charged and are payable by you by any method including by levy of an additional monetary amount in addition to premium and/or
charges.
The benefits illustrated assume that all premiums that are due over the premium paying term will be paid and no withdrawals will be made during the policy term. In case
premiums are not paid for the premium paying term at the original level or withdrawals are made during the policy term, the illustrative benefits will differ.
This contract is designed for long term savings and is not designed for short term investment. Should you need to surrender your policy in the short term, any surrender
benefits may be less than the premium(s) you have paid.
A policy may be surrendered at any time in the first five years of the policy but the amount payable on surrender will be paid out only on completion of five policy years, subject
to prevailing regulations.
In case you do not pay premiums for the full premium paying term, your policy will be discontinued or will become paid-up depending on the premiums paid previously. Please
read the sales literature for more details.
The commission amount as described in the projection statement is paid from the charges deducted on your policy.
"Premium Allocation C harge Rates" and "Risk Benefit C harge Rates", if applicable, are guaranteed for the lifetime of the policy. All other charges may be altered during the
lifetime of the policy with prior approval from the regulator.
C lawback Additions would be payable at the point of exit after the completion of five years, if and only if, it is required to meet the reduction in yield requirements prescribed by
the regulations. Exit would mean exit by way of death, surrender or maturity whichever is earliest.

"I ALSO UNDERSTAND THAT WHILST 100% OF MY FIRST YEAR PREMIUM WILL BE INVESTED IN UNIT LINKED INVESTMENT FUNDS THERE ARE CHARGES DURING
THE FIRST POLICY YEAR AS GIVEN IN THE BENEFIT ILLUSTRATION".

I,................................................., having received the information with respect to the above, have understood the inbuilt features of the policy, the applicable charges and the
investment risks under the policy, before entering into the contract.

Financial C onsultant's Signature: Policyholder's Signature:

Financial C onsultant's Name: Date:
Financial C onsultant's C ode: Place:
Business Development Manager's Name:

Marketing Official's Signature:

C ompanys Seal:

Channel Name : Agency