MGMT100-0NE Workshop 8: Monthly Budget Rick Posluszny

Monthly
College Budget
january income: january expenses: january cash flow:

$4,500 $3,440 $1,060

1 2 3 4 5

january cash flow:

CASH FLOW

jan feb mar apr may jun jul aug sep oct nov dec year

JAN Select First Budget Month

JAN

Monthly Cash After Expense JAN #NAME? #NAME? #NAME? #NAME? #NAME? #NAME? #NAME? #NAME? #NAME? #NAME? #NAME? YEAR % INC
Cash Flow 1,060 (200) (280) 170 (570) 1,020 990 980 1,725 15 (130) (330) 4,450 23.6%
Cumulative Cash Flow 1,060 860 580 750 180 1,200 2,190 3,170 4,895 4,910 4,780 4,450

MONTHLY INCOME JAN #NAME? #NAME? #NAME? #NAME? #NAME? #NAME? #NAME? #NAME? #NAME? #NAME? #NAME? YEAR % INC
Financial aid (grants, scholarships, loans) paid to you ### $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 ### $0.00 $0.00 $0.00 8000 66.7%
After-tax wages from a job $500.00 $500.00 $500.00 $500.00 $500.00 ### ### ### $500.00 $500.00 $500.00 $500.00 10500 11.1%
Financial help from family $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 0 0.0%
Withdrawals from savings ### $600.00 $400.00 ### $200.00 $100.00 $0.00 $0.00 ### $600.00 $500.00 $500.00 5900 22.2%
Other (child support, public assistance, gifts, etc.) $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 0 0.0%
TOTAL INCOME 4500 1100 900 1500 700 2100 2000 2000 6500 1100 1000 1000 24400 100.0%

MONTHLY EXPENSE JAN #NAME? #NAME? #NAME? #NAME? #NAME? #NAME? #NAME? #NAME? #NAME? #NAME? #NAME? YEAR % INC
Room & Board $700.00 $700.00 $700.00 $700.00 $700.00 $700.00 $700.00 $700.00 $700.00 $700.00 $700.00 $700.00 8400 20.3%
Rent, mortgage, or dorm room $500.00 $500.00 $500.00 $500.00 $500.00 $500.00 $500.00 $500.00 $500.00 $500.00 $500.00 $500.00 6000 14.5%
Food (groceries or meal plan) $200.00 $200.00 $200.00 $200.00 $200.00 $200.00 $200.00 $200.00 $200.00 $200.00 $200.00 $200.00 2400 5.8%
Utilities (heat, water, electricity) $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 0 0.0%

Tuition & Fees 2000 0 0 0 0 0 0 0 3000 0 0 0 5000 58.1%

Tuition you pay ### $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 ### $0.00 $0.00 $0.00 5000 58.1%
Fees you pay $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 0 0.0%

Books & Supplies 300 0 0 0 0 0 0 0 700 0 0 0 1000 8.7%

Textbooks $200.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $300.00 $0.00 $0.00 $0.00 500 5.8%
School supplies $100.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $400.00 $0.00 $0.00 $0.00 500 2.9%

Transportation 120 120 120 120 120 120 120 120 120 120 120 120 1440 3.5%
Gas, maintenance $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 0 0.0%
Vehicle payment $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 0 0.0%
Transit fares $120.00 $120.00 $120.00 $120.00 $120.00 $120.00 $120.00 $120.00 $120.00 $120.00 $120.00 $120.00 1440 3.5%
Travel at holidays $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 0 0.0%

Discretionary 220 360 240 310 150 160 140 150 215 165 210 410 2730 6.4%
Savings $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 0 0.0%
Cell phone, Internet, cable $100.00 $100.00 $100.00 $100.00 $100.00 $100.00 $100.00 $100.00 $100.00 $100.00 $100.00 $100.00 1200 2.9%
Donations $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 0 0.0%
Snacks, dining out $20.00 $60.00 $40.00 $10.00 $10.00 $20.00 $20.00 $40.00 $15.00 $15.00 $10.00 $10.00 270 0.6%
Clothes $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 0 0.0%
Entertainment (movies, dates, concerts) $100.00 $200.00 $100.00 $200.00 $40.00 $40.00 $20.00 $10.00 $100.00 $50.00 $100.00 $300.00 1260 2.9%

Other Expenses 100 120 120 200 300 100 50 50 40 100 100 100 1380 2.9%
Insurance (car, health, renter's) $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 0 0.0%
Loan, credit card payment $100.00 $120.00 $120.00 $200.00 $300.00 $100.00 $50.00 $50.00 $40.00 $100.00 $100.00 $100.00 1380 2.9%
Other $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 0 0.0%

TOTAL EXPENSES 3440 1300 1180 1330 1270 1080 1010 1020 4775 1085 1130 1330 19950 100.0%

For Professor: Jahnnis Pitty Del Cid Printed 01/13/2018 Page1 of 1