Global perspective

Local expertise
Specialist insurance solutions around the world
October 2017
 The global reach of our Howden
offices and partner brokers

Howden locations Howden One partner locations

The map shows the location of Howden and its partners around the world. For
more information on the Howden One network please see page 64.

2
Howden provides a range of specialist insurance solutions to clients
around the world.

We have the greatest reach with our own offices of any independent retail broker in the world,
outside of the US. Our scale is global, but our approach is founded on high quality local teams
who build solutions around our clients, accessing our global knowledge and expertise where
appropriate for each client.

We are specialists, not generalists. Our leadership teams in the countries in which we operate
are all experienced practitioners who are actively involved in working with our clients.

As part of the world’s largest employee-owned insurance group, we put our clients’ businesses
first and create meaningful relationships. Protecting their business is personal to us.

Together with our Howden One partners we deliver a first

class global service with local expertise.

75 5,000+ One
territories insurance set of standards
professionals

3
 Howden Asia
Headquartered in Singapore, our key product expertise across Howden Asia
includes Cyber, Employee Benefits, Financial Lines, Marine, Specie, Trade Credit
and Political Risk.

Goh Chye Huat

CEO, Howden Asia
chyehuat@sg.howdengroup.com
+65 (6) 510 3718

Hong kong 6 Philippines 12 South Korea 16

Indonesia 8 Singapore 14 Thailand 18
Malaysia 10

4
Our Howden One partners are located across Asia Pacific:

• Australia • Laos
• Cambodia • Myanmar
• China • New Zealand
• Japan • Taiwan
• Vietnam

5
 Hong Kong
Central

6
 Company name
Howden Insurance Brokers (HK) Limited.
80+ Year incorporated
employees 1989. Joined Howden in 2011

Market position
Top 5 broker in Hong Kong

Summary
A leading retail broker with significant Travel, Construction and
Employee Benefits portfolios and a specialist Marine insurance broker
(FP Marine).

Number of employees
80+
Mark Johnson Number of offices
CEO Howden
1 – Central
Hong Kong
mark.johnson@fp-marine.com Products
+852 2530 8601 A&H, Affinity, Construction, D&O, EB, General Corporate &
Commercial, General Liability, Marine, Media & Entertainment,
Motor, Product Liability, Professional Indemnity, Property & Real
Estate, Sports & Entertainment, Surety.

Industries serviced
Construction, Consumer Retail, Food & Beverage, Manufacturing,
Professional Services, Sports & Events, Transportation, Travel.

www.howdengroup.com/en-hk

1989 1992 1994 2003 2011 2013

Started operations Became part of FP Marine Risks Ltd. Zuellig rebranded as Accette acquired Hyperion announces
under the name of Zuellig Insurance established Accette Insurance by Howden a majority stake in FP
Parkwin Services Group. Brokers. Broking Group. Group Limited.
Limited.

7
 Indonesia
Jakarta

8
 Company name
PT Howden Insurance Brokers Indonesia

50+ Year incorporated

employees 1991 (joined Howden in 2012)

Market position
Top 4 International broker in Indonesia

Summary
A leading retail broker with creative solutions. A pioneer in
providing web-based online tools for our clients named “Howden
Solutions”. Expertise in Employee Benefits and Commercial
Lines, as well as Property, Financial Lines, and Marine.

Number of employees
50+
Willy Ignatius
President & CEO, Number of offices
Howden Indonesia 1 - Jakarta

willy.ignatius@id.howdengroup.com
Products
+62 (21) 29 394 901
A&H, Affinity, Construction, D&O, EB, Financial Institutions,
General Corporate & Commercial, General Liability, Heavy
Equipment / Contractor’s Plant & Machinery Insurance, Life,
Manufacturing, Marine, Media & Entertainment, Motor,
Offshore Energy, Oil & Energy, Onshore Energy, Personal Lines,
Pharmaceuticals, Product Liability, Professional Indemnity,
Property & Real Estate, Restaurant Chains, Retail Chain Store,
Surety, Structured Trade Credit, Terminal Operator Liability
Insurance, Trade Credit & Bonds.

Industries serviced
Chemical, Consumer Retail, Contractor Services, Media
& Technology, Construction, Energy & Power, Financial
Institutions, Hotel & Resort, Manufacturing, Marine, Oil & Gas,
Pharmaceutical, Real Estate.

www.howdengroup.com/en-id
www.howdenindonesia.com

1991 1993 2003 2011 2012

Started operations under Became part of Zuellig Zuellig rebranded as Accette acquired by PT. Howden Insurance
the name of PT Ultramas Insurance Group. Accette Insurance Brokers. Howden Broking Group. Brokers Indonesia began
Broker Asuransi. operations.

9
 Malaysia
Kuala Lumpur
Johor Bahru

10

80+
employees
Eddy Hon
CEO,
CIMB Howden
eddy.hon@cimbhowden.com
+60 (3) 2619 1188
In 2015 Howden
established a key
partnership with CIMB
Group, a leading ASEAN
Universal Bank, taking
a stake in their retail
broking business CIB. CIB
specialises in Financial
lines, Commercial, EB,
Marine, Engineering and
Credit insurance. CIMB
Group remains a key
partner to Howden.
1978 1983
Started operations Changed name to
under the name General Mutual
of General Mutual Insurance Brokers
(Malaysia) Sdn Bhd. Sdn Bhd.
Company name
CIMB Howden Insurance Brokers Sdn Bhd
Year incorporated
1978. Joined Howden in 2015
Market position
Top 10 broker in Malaysia
Summary
A specialist Financial and Commercial Lines broker, with
expertise in Employee Benefits, Marine, Engineering and
Credit Insurance.
Number of employees
80+
Number of offices
2 - Kuala Lumpur and Johor Bahru
Products
A&H, Affinity, Commercial Crime, Construction, D&O, EB,
Financial Institutions, Fine Art & Specie, General Corporate &
Commercial, General Liability, High Net Worth, Marine, Motor,
Offshore Energy, Onshore Energy, Personal Lines, Political
Risk, Product Liability, Professional Indemnity, Property & Real
Estate, Structured Trade Credit, Trade Credit & Bonds, Warranty
& Indemnity, Marine Hull & Cargo, Captive Solutions
Industries serviced
Agriculture, Automotive, Communications, Media &
Technology, Construction, Energy & Power, Financial
Institutions, Food, Healthcare, Manufacturing, Marine, Public
Sector, Real Estate, Consumer Retail, Professional Services,
Transportation, Healthcare
www.howdengroup.com/en-my
1991 2001 2008 2015
Acquired by Lion Acquired by Affin Acquired by CIMB Announced partnership
Group, now known Group; now known Group and now with Malaysia’s CIMB
as LCB Insurance as Affin Insurance known as CIMB Bank, including 49% stake
Brokers Sdn Bhd. Brokers Sdn Bhd. Insurance Brokers in CIB, the Insurance
Sdn Bhd (CIB). broking arm.
11
 Philippines
Manila

12
 Company name
Howden Insurance & Reinsurance Brokers (Phil.), Inc.

50+ Year incorporated

employees 1975. Joined Howden in 2011

Market position
Fifth largest multinational broker

Summary
A major insurance broker with risk management
capabilities, providing non-life insurance, employee
benefits and reinsurance products across a wide
spectrum of industries.

Number of employees
50+
Jeremy Jacob Abaño
President & CEO, Number of offices
Howden Philippines 1 - Manila

jyabano@ph.howdengroup.com
+63 (2) 652 7401
Products
A&H, Chemicals, Commercial Crime, Construction,
Cyber Liability, Directors & Officers, Employee
Benefits, Energy, Financial Lines, Food & Beverage,
General Corporate & Commercial, General Liability,
K&R, Life, Marine, Motor, Personal Lines, Political
Risk, Product Liability, Professional Indemnity,
Property & Real Estate, Surety, Textiles.

Industries serviced
BPOs, Construction, Consumer Retail, Energy &
Power, Financial Institutions, Manufacturing and
Pharmaceutical.

www.howdengroup.com/en-ph

1975 2003 2011

Incorporated in the Philippines Zuellig rebranded as Accette acquired by

as part of the Zuellig Group Accette Insurance Brokers. Howden Broking Group.
of Companies.

13
 Singapore
Singapore

14
 Company name
Howden Insurance Brokers (S.) Pte Limited

80+ Year incorporated

employees Joined Howden in 2011

Market position
Sixth largest broker in Singapore

Summary
A leading retail broker with specialist experience servicing
the Public Sector, Statutory Boards and providing Employee
Benefits solutions.

Number of employees
80+

Goh Chye Huat Number of offices

CEO, Howden Singapore & 1
Howden Asia
Products
chyehuat@sg.howdengroup.com
A&H, Commercial Crime, Construction, Cyber Liability,
+65 (6) 510 3718
D&O, EB, Financial Institutions, General Corporate &
Commercial, General Liability, K&R, Life, Marine, Motor,
Personal Lines, Political Risk, Product Liability, Professional
Indemnity, Property & Real Estate, Surety, Structured Trade
Credit, Trade Credit & Bonds, Warranty & Indemnity.

Industries serviced
Aviation & Aerospace, Communications, Media &
Technology, Construction, Financial Institutions, Food,
Manufacturing, Public Sector, Real Estate, Consumer Retail,
Professional Services.

www.howdengroup.com/en-sg

2011 2015

Accette Insurance Brokers acquired by Howden appoints Goh Chye Huat as chief
Howden Broking Group. executive officer and principal officer of its
Singapore retail operation. Other senior
appointments follow

15
 South Korea
Seoul

16
 Company name
Howden Korea Co. Ltd

10+ Year incorporated

employees 2000 (joined Howden in 2010)

Market position
One of the leading specialist reinsurance brokers in South
Korea, with some retail capabilities.

Summary
Specialists in Property, Energy, Casualty, Marine,
Construction and Treaty.

Number of employees
10+
Yeonha Chung Number of offices
Managing Director
1 – Seoul
Howden Korea
yhchung@howdenkorea.com Products
Tel: (82) 2 318 4500 Commercial Crime, Construction, Cyber Liability, D&O,
Financial Institutions, Fine Art & Specie, General Corporate
& Commercial, General Liability, KRE, Marine, Media &
Entertainment, Motor, Offshore Energy, Onshore Energy,
Personal Lines, Political Risk, Product Liability, Professional
Indemnity, Property & Real Estate, Sports & Entertainment
and Warranty & Indemnity.

Industries serviced
Agriculture, Automotive, Chemical, Communications, Media
& Technology , Construction, Energy & Power, Financial
Institutions, Food, Life Sciences, Manufacturing, Marine,
Mining, Public Sector, Consumer Retail, Professional
Services, Sports & Events, and Transportation.

2000 2010

Founded in 2000 Joined Howden in 2010

17
 Thailand
Bangkok

18
 Company name
Howden Insurance Brokers (Thailand) Ltd.

30+ Year incorporated

employees 1972. Joined Howden in 2011

Market position
Fifth largest broker in Thailand

Summary
A specialist Property, Employee Benefits and Jewelers
Block Broker, as well as experience in managing Marine,
Terrorism and Engineering risks for SMEs and large
multinational organisations.

Number of employees
30+
Vannee Kongpakdeepong
Managing Director, Number of offices
Howden Thailand 1 - Bangkok

vanneek@th.howdengroup.com
+66 (2) 656 8710 54
Products
A&H, Construction, EB, Fine Art & Specie, General Liability,
Jeweler’s Block, Motor, Onshore Energy, Personal Lines,
Property, Real Estate, Terrorism.

Industries serviced
Agriculture, Chemical, Construction, Education, Energy &
Power, Entertainment, Jewelry & Fine Arts, Healthcare,
Hotel, Manufacturing, Mining, Real Estate, Retail, Service
and Transportation.

www.howdengroup.com/en-th

1972 1989 2003 2011

Started operations under Became part of Zuelling Zuellig rebranded as Accette acquired by
the name of Stenhouse Insurance Group Accette Insurance Brokers Howden Broking Group
Jenkid.

19
 Howden Europe
Our expert teams provide specialist insurance solutions to clients across the region.

Our clients range from private individuals right up to the largest multinational
companies. Amongst our capabilities are our UK market-leading PI division, our
Finnish Real Estate team, our award-winning Israeli Cyber Academy and our
leading Sports and Entertainment business in Germany.

David Howden
CEO, Howden Europe
david.howden@howdengroup.com
+44 (0)20 7645 9318

Finland 22 Israel 26 Poland 32

Germany 24 Netherlands 28 Sweden 34
Iceland* Norway 30 United Kingdom 36

* For information about our capabilities in

Iceland please contact our Finnish office.

20
Our Howden One partners are located in:

• Austria • Estonia • Romania

• Bulgaria • Greece • Russia
• Cyprus • Hungary • Serbia
• Czech Republic • Ireland • Slovakia
• Denmark • Italy

21
 Finland
Helsinki
Kouvola
Tampere
Turku

22
 Company name
Howden Finland Oy

70+ Year incorporated

employees 2000

Market position
The leading P&C insurance broker in Finland

Summary
The leading P&C broker in Finland, with particular experience
servicing Real Estate, P&C and Financial Lines.

Number of employees
70+

Number of offices
Jorma Hakonen 4 - Helsinki, Kouvola, Tampere and Turku
CEO,
Howden Finland Products
Affinity, Business Travel, Clinical Trials, Credit, Crime,
jorma.hakonen@howdengroup.com
Construction, Cyber Liability, D&O, Employment Practices
+358 (9) 5420 2400
Liability, Financial Institutions, General Corporate & Commercial,
General Liability, Intellectual Property, KRE, Loss of License,
Media & Entertainment, Motor, Political Risk, Professional
Indemnity, Product Liability, Property & Business Interruption,
Real Estate, Surety, Warranty & Indemnity, Workers
Compensation.

Industries serviced
Automotive, Chemical, Communications, Construction,
Consumer Retail, Energy & Power, Engineering, Entertainment,
Financial Institutions, Food, Healthcare, Manufacturing, Media
& Technology, Medical, Mining, Public Sector, Professional
Services, Real Estate, Sports, Transportation.

www.howdenfinland.fi

2000 2013

Howden launched Howden Acquisition of majority share

Insurance Brokers Oy in Finland. in Finnish broker Colemont
Finland Oy.

23
 Germany
Düsseldorf Fulda
Frankfurt Potsdam
Hamburg Cologne
Munich Regensburg
Oberhaching

1990 1994 2009 2014 2016

Caninenberg & Hendricks & Howden Broking Howden Broking Howden brand formally
Schouten GmbH Partner GmbH Group announced Group announced adopted by Hendricks and law
established by established. acquisition of majority acquisition firm Hendricks + Partner re-
Peter Caninenberg. Hendricks. of SSI. established to provide specific
consultation. Euroassekuranz
joined Howden Borking Group.
24

Helmuth Newin
CEO, Euroassekuranz
helmuth.newin
@euroassekuranz.de
+49 941 9102 100
Michael Hendricks
Standing Legal Counsel,
for Howden Germany
michael.hendricks@howdengroup.de roul.chaudhuri@howdengroup.de
+49 (0) 211 940 83 23
Dr Peter Caninenberg
CEO, HSI
peter.caninenberg@
howden-caninenberg.de
Howden Caninenberg
axel.meyer@howden-caninenberg.de
+49 (89) 6300 5400
www.howden-caninenberg.de
www.howdengroup.de
www.euroassekuranz.eu
Company name
Howden Germany GmbH, Howden Sicherheit
International GmbH (HSI), Euroassekuranz
Versicherungsmakler AG
Year incorporated
Howden Germany GmbH (formerly Hendricks & CO.
GmbH) was incorporated in 2004 and joined Howden
in 2009. HSI (formerly Caninenberg & Schouten
GmbH) was incorporated in 1990 and joined Howden
in 2014. Euroassekuranz was incorporated in 1990
and joined Howden in 2016
Market position
Top ten broker in the German market
Summary
Hyperion’s combined German broking operations
make the Group a top ten broker in Germany.
Roul Chaudhuri
MD,
Howden Germany is the market leader in
Howden Germany providing D&O insurance as well as corresponding
Legal Expense Lines. HSI specialises in Sports,
+49 (0)211 940 83 10
Entertainment and Real Estate and Howden has
dedicated Marine and Financial Lines offices located
in Hamburg and Frankfurt respectively. The most
recent addition to our operations in Germany is
Euroassekuranz; Germany’s leading independent
retail insurance broker to mid-market clients.
Number of employees
300
Axel Meyer
MD, Number of offices
14 - Cologne (2), Dusseldorf, Frankfurt, Fulda,
+49 (221) 17938 27 Hamburg (3), Munich (3), Oberhaching, Potsdam and
Regensburg.
Products
A&H, Event Cancellation, Financial Institutions,
General Third Party Liability Media & Entertainment,
Prize Indemnity / Bonus, Property & Real Estate,
Sports & Entertainment, Surety. D&O, Criminal Law,
Financial Loss Legal Expenses/D&O Insurance Policy
Legal Expenses, Financial Institutions, Employment
Contract Legal Protection, Professional Indemnity,
Marine.
Industries serviced
Communications, Media & Technology, Financial
Institutions, Real Estate, Sports & Events (national
and international sports associations, sports right
marketing companies, and footbal clubs ). Howden
Germany services wholesale and retail clients across
all industries. Euroassekuranz services the Industrial,
Commercial and Real Estate sectors. Marine.
25
 Israel
Tel Aviv

26
 Company name
Howden Insurance Brokers Limited

130+ Year incorporated

employees 2003

Market position
Top three non-life broker

Summary
A leading insurance broker with Property, Casualty, Cargo,
Financial Lines and Special Risks capabilities, and a focus
on IPO Market Coverage and Cyber Liability.

Number of employees
130+

Danny Sever Number of offices

Executive Chairman,
Howden Israel
dsever@howden.co.il
+972 (3) 627 0701
1- Tel Aviv
Products
A&H, Affinity, Commercial Crime, Construction, Cyber
Liability, D&O, Financial Institutions, General Corporate
& Commercial, General Liability, High Net Worth, K&R,
Marine, Media & Entertainment, Motor, Offshore Energy,
Onshore Energy, Personal Lines, Political Risk, Product
Liability, Professional Indemnity, Property & Real Estate,
Sports & Entertainment, Warranty & Indemnity.

Industries serviced
Automotive, Communications, Media & Technology,
Construction, Energy & Power, Financial Institutions, Food,
Healthcare, Life Sciences, Manufacturing, Marine, Real
Estate, Consumer Retail, Professional Services.

www.howdengroup.com/en-il

2003 2011 2014 2015

Howden Israel founded. Howden Israel acquired 100% Howden acquired Israeli Howden Israel acquired M.I.
of Davidoff Insurance Brokers. insurance broker & Bar-Ziv Israelit Ltd
Ravid Insurance Group.

27
 The Netherlands
Rotterdam

28
 Company name
Howden Insurance Brokers Nederland B.V.

20+ Year incorporated

employees 2013

Summary
Leading Marine and Logistics brokers and key knowledge of
Cargo, Property & Casualty and Motor Fleet Risk.

Number of employees
20+

Number of offices
1- Rotterdam

Jan Oosterom
MD, Howden Netherlands
jan.oosterom@howdengroup.com
+31 (0)10 720 0622
Products
A&H, EB, Construction, D&O, General Corporate &
Commercial, Cyber, General Liability, K&R, Marine, Cargo
& Logistics, Motor, Offshore Energy, Product Liability,
Professional Indemnity, Property & Real Estate.

Industries serviced
Automotive, Aviation, Construction, Manufacturing, Marine,
Real Estate and Logistics.

www.howdengroup.com/en-nl

2013 2015

Howden announced the opening of a new Howden Netherlands expands

Rotterdam-based marine insurance operation. into other lines of insurance.

29
 Norway
Oslo

30
 Company name
Howden Forsikringsmegling AS

16 Year incorporated
employees 2006 (joined Howden in 2013)

Market position
One of Norway’s leading Affinity, EB and P&C Brokers

Summary
A leading Property & Casualty, Employee Benefits and
Affinity broker, with specialist solutions for the Agriculture,
Construction, Energy & Power, Food and Transportation
sectors.

Number of employees
16
Anders Kvan
MD, Howden Norway Number of offices
anders.kvan@howdengroup.no 1 - Oslo
+47 920 28 168
Products
A&H, Affinity, Commercial Crime, Construction, Cyber,
D&O, EB, General Corporate & Commercial, General
Liability, Life, Motor, Onshore Energy, Personal Lines,
Professional Indemnity, Product Liability, Property & Real
Estate.

Industries serviced
Agriculture, Construction, Energy & Power, Food, Real
Estate, Transportation and Unions.

www.howdengroup.no

2006 2013 2017

NorthEdge Forsikringsmegling Howden acquired a majority share in the leading Howden acquired the
established. Norwegian insurance broker creating Howden remaining shares in July
Forsikringsmegling AS.

31
 Poland
Bydgoszcz Poznań
Kalisz Rzeszów
Katowice Toruń
Kielce Warszaw
Łódź Wrocław
Lublin Zielona Góra

32
 Company name
Donoria S.A.

100+ Year incorporated

employees 1995 (joined Howden in 2014)

Market position
Top 10 broker in the Polish market

Summary
A leading broker servicing all lines for Life and Non Life, as well
as Reinsurance

Number of employees
100+

Number of offices
Dominik Stachiewicz 12 - Warszawa, Bydgoszcz, Kalisz, Katowice, Kielce, Łódz,
Head of International Lublin, Poznan, Rzeszów, Torun, Wrocław, Zielona Góra.
Department & Reinsurance
Donoria Products
A&H, Affinity, Commercial Crime, Construction, D&O, EB,
dstachiewicz@donoria.pl
Financial Institutions, General Corporate & Commercial, General
+48 501 534 863 Liability, K&R, Life, Marine, Motor, Personal Lines, Political Risk,
Product Liability, Professional Indemnity, Property & Real Estate,
Sports & Entertainment, Structured Trade Credit, Surety, Trade
Credit & Bonds, Warranty & Indemnity.

Industries serviced
Agriculture, Aviation, Communications, Construction, Energy,
Financial institutions, Food, Healthcare, Life Sciences,
Manufacturing, Marine, Media & Technology, Pharmaceutical,
Public Sector, Real Estate, Consumer Retail, Professional
Services, Sports & Events, Transportation.

www.donoria.pl

1995 2014

Donoria founded. Howden acquired a majority share in

Donoria, a leading Polish insurance
and reinsurance broker.

33
 Sweden
Stockholm
Gothenburg

34
 Company name
Howden Insurance Brokers AB

20 Founded
employees 1990

Market position
Top 10 broker in Sweden

Summary
Specialist broker for Property & Casualty risks and Business
Interruption, with particular expertise in Financial and
Professional Lines, as well as Marine.

Number of employees
20

Jesper Bretz Number of offices

MD, Howden Sweden 2 - Stockholm, Gothenburg
jbretz@howden.se
+467 0653 4552 Products
Commercial Crime, Construction, Cyber Liability, D&O,
Financial Institutions, Fine Art & Specie, General Corporate
& Commercial, General Liability, High Net Worth, Marine,
Media & Entertainment, Motor, Product Liability, Professional
Indemnity, Property & Real Estate, Sports & Entertainment,
Surety, Trade Credit & Bonds, Warranty & Indemnity.

Industries serviced
Communications, Media & Technology, Construction, Financial
Institutions, Food, Manufacturing, Marine, Mining, Real Estate,
Consumer Retail, Professional Services, Transportation.

www.howdengroup.com/en-se

1990 2004 2015

Holm & Co. founded. Howden acquired Holm & Howden acquired HL
Co. and renamed to Howden Lambert (Gothenburg).
Insurance Brokers AB.

35
 United Kingdom
London Cardiff Poole
Bedford Glasgow Richmond
Birmingham Liverpool Redhill
Brighton Overbury Wakefield
Bristol Perth

36

Chris Evans
CEO, Howden UK
cprevans@howdengroup.com
+44 (0)20 7133 1286
Simon Lakey
Chairman, Howden UK
simon.lakey@howdengroup.com
+44 (0)20 7133 1483
Andy Erritt
MD Professional Indemnity
andy.erritt@howdengroup.com
+44 (0)20 7133 1480
Eliot Powell
MD General Insurance
eliot.powell@howdengroup.com
+44 (0)20 7133 1207
1994 1996
Howden Pangborn Howden acquired
formed. Spear Gulland.
Company name
Howden UK Group Limited
Year incorporated
1994
Market position
Top 10 broker in the UK
Summary
Howden UK is a full service retail broker, providing tailored insurance
solutions for a broad spectrum of clients across multiple sectors.
Our clients range from private individuals right up to the largest
multinational companies. Amongst our capabilities are our market-
leading PI division, our award-winning High Net Worth division,
our specialist Employee Benefits team and our leading Sports and
Recreation business.
Number of employees
500+
Number of offices
14 - London, Bedford, Birmingham, Brighton, Bristol, Cardiff, Glasgow,
Perth, Richmond, Redhill, Liverpool, Overbury, Poole and Wakefield.
Products
Affinity schemes, Accident & Health, Care & Medical, Commercial
Crime, Corporate & Commercial programmes, Cyber, D&O, Employee
Benefits, Equine, Financial Lines, Fine Art, Private Clients, Professional
Indemnity, Real Estate, Rural,Sport & Recreation, Specie, Surety and
Trade Credit.
Industries serviced
We provide solutions across the full range of industries, for companies
of all sizes. We have particular expertise in automotive, care &
medical, construction, energy and power, healthcare, manufacturing,
real estate, rural, professional services and sports & recreation as
well as our services for private clients. We also have expertise in
developing affinity schemes across a number of these industries.
www.howdengroup.co.uk
2011 2012 2015
Hyperion acquired Hyperion acquired Howden acquired Perkins
broking activity of PI Windsor Partners Ltd. Slade, CHIS and Prime Care.
specialist PYV Ltd.
Howden acquired
Powell Bateson Ltd.
37
 Howden Iberoamerica
The region is headquartered in Spain where we are the fifth largest broker
in the local market. Across South America we provide a consistent first
class service to our clients.

We are a full service insurance broker specialising in Personal and

Commercial Lines, with specific sector expertise in Affinity Schemes,
Construction, Employee Benefits, Energy, Infrastructure, Motor, Property
and Surety.

José Manuel González

CEO, Howden Iberoamerica
jmgonzalez@howdeniberia.com
+34 (91) 429 96 99

Brazil 40 Peru 48
Chile 42 Portugal 50
Colombia 44 Spain 52
Ecuador 46

38
Our Howden One partners are located across the Americas:

• Argentina • Guatemala • Puerto Rico

• Bolivia • Honduras • St. Lucia
• Canada • Mexico • Trinidad & Tobago
• Costa Rica • Nicaragua • Uruguay
• El Salvador • Panama • US
• Grenada

39
 Brazil
São Paulo Poços de
Campinas Caldas

40

100
employees
Priscila Conduta Elias
CEO, Howden Harmonia
priscila.conduta
@howdenharmonia.com.br
+55 11 3040 4871
1981 1994
Harmonia Corretora de Harmonia became
Seguros founded as independent.
a subsidiary of Alcoa
(Aluminium Company
of America).
Company name
Howden Harmonia Corretora de Seguros
Year incorporated
1981. Joined Howden in 2014
Market position
Top ten Brazilian broker
Summary
Howden Harmonia specializes in P&C, Surety and
Employee Benefits, with a focus on corporate accounts.
The team has extensive experience in servicing
multinational clients using global programs.
Number of employees
100
Number of offices
3 - São Paulo, Campinas, Poços de Caldas.
Products
A&H, Affinity, Commercial Crime, Construction, EB,
Financial Lines, (E&O, D&O and Surety),Fine Art & Specie,
Property and Casualty, General Liability, Marine/Cargo,
Motor, Onshore Energy, Product Liability, Property & Real
Estate, Rural.
Industries serviced
Agriculture, Communications, Media & Technology,
Construction/ Energy & Power, Food, Life Sciences,
Logistics/Warehousing, Manufacturing, Mining, Professional
Services, Transportation.
www.howdenharmonia.com.br
2011 2014 2016
Harmonia was Howden acquired Renamed to
acquired by Hub Harmonia. Howden Harmonia.
International.
41
 Chile
Santiago

42
 Company name
Howden Patagonia Corredores de Seguros

30 Year incorporated
employees 2011. Joined Howden in 2013

Market position
15th

Summary
Affinity and Accident & Health insurance specialists, and
expertise servicing Energy, Real Estate and Construction
sectors.

Number of employees
30

Pedro Iñiguez Number of offices

President, Howden Patagonia
piniguez@howdenpatagonia.cl
+56 2 24 29 4410
1 - Santiago
Products
A&H, Affinity, Care, Construction, EB, Financial Institutions,
General Liability, Life, Motor, Energy, Personal Lines, Property &
Real Estate, Sports & Entertainment.

Industries serviced
Agriculture, Automotive, Aviation & Aerospace, Construction,
Energy & Power, Financial Institutions, Healthcare, Mining,
Real Estate, Consumer Retail, Sports & Events, Transportation.

www.howdenpatagonia.cl

2011 2013 2015

Patagonia Corredores Howden enters Chilean market Hyperion increased its

de Seguros founded. in partnership with Patagonia ownership to 51% from
Corredores de Seguros. 25% and established
Howden Patagonia.

43
 Colombia
Bogotá
Medellín
Cali

44
 Company name
Howden Wacolda and Proseguros

130+ Year incorporated

employees Over 45 years in the market. Joined Howden in 2015

Market position
8th largest broker in Colombia

Summary
A leading corporate insurance broker with capabilities
including Property, Construction, Affinity, Pharmaceuticals,
Bonds and Life. Also leading brokers to the public sector,
with specific expertise in Affinity programmes, General
Liability, Energy, and Government and Infrastructure
projects.

Carlos Quiñones Mächler Number of employees

CEO, Howden Wacolda 130+

cquinones@howdengroup.com Number of offices

+57 (1) 6075500 3 – Bogotá, Medellín and Cali

Products
A&H, Affinity, Construction, EB, Education, General
Liability, Life, Motor, Onshore Energy, Personal Lines,
Pharmaceuticals, Product Liability, Property & Real Estate,
Surety, Structured Trade Credit, Trade Credit & Bonds,
Warranty & Indemnity.

Industries serviced
Construction & Infrastructure Financial Institutions,
Public Sector, Education, Real Estate, Pharmaceuticals,
Agriculture, Food.

www.howdenwacolda.co

1970 1980 2000 2008 2010 2014 2017

Wacolda started Opened Opened Achieved Began operating Howden acquired two Beginning of the
trading, a offices in an office in ISO 9001 in Peru as Wacolda leading Colombian Strategic Alliance
subsidiary of Medellín Guayaquil in accreditation Risk Management insurance brokers: Program with small
Wesselhoft+Ahlers and Cali Ecuador & Transfer Wacolda S.A. and local agencies.
Proseguros S.A and
a reinsurance broker
NMB, now Howden Re,
focused on Oil & Gas
sectors. 45
 Ecuador
Quito

46
 Company name
Howden Wacolda

8 (part of the Colombian business)

employees Year incorporated

Office opened in 2000. Joined Howden in 2014

Market position
8th largest broker in Colombia

Summary
A leading corporate insurance broker with capabilities
including Property, Construction, Affinity, Pharmaceuticals
Bonds and Life.

Carlos Quiñones Mächler
CEO, Howden Wacolda
cquinones@howdengroup.com
+57 (1) 6075500
Number of employees
8
Number of offices
1– Quito
Products
A&H, Construction, D&O, General Liability, Life, Onshore
Energy, Personal Lines, Product Liability, Professional
Indemnity, Property & Real Estate, Bonds, Personal Lines.

Industries serviced
Automotive, Chemical, Construction, Energy &
Power, Engineering, Food, Healthcare, infrastructure,
Manufacturing, Mining and Real Estate.

www.howdengroup.com/wacolda/peru-ecuador

1970 2000 2008 2014

Wacolda started Opened an office in Ecuador Achieved ISO 9001 Howden acquired
trading, a accreditation Wacolda S.A.
subsidiary of
Wesselhoft+Ahlers

47
 Peru
Lima

48
 Company name
Howden Wacolda
(part of the Colombian business)

Year incorporated
Joined Howden in 2014

Carlos Quiñones Mächler
CEO, Howden Wacolda
cquinones@howdengroup.com
+57 (1) 6075500
Market position
8th largest broker in Colombia
Summary
A leading corporate insurance broker with capabilities
and expertise in Property, Casualty, CAR/EAR, Bonds,
Financial Lines, Energy, Infrastructure projects, Affinity
programmes and the Public Sector

Number of employees
1

Number of offices
1 – Lima

Products
A&H, Construction, D&O, General Liability, Life, Onshore
Energy, Personal Lines, Product Liability, Professional
Indemnity, Property & Real Estate, Surety Bonds, CAR.

Industries serviced
Automotive, Chemical, Construction, Energy &
Power, Food, Healthcare, Manufacturing, Mining,
Pharmaceuticals and Real Estate.

www.howdengroup.com/wacolda/peru-ecuador

1970 2010 2014

Wacolda started Began operating in Howden acquired

trading, a subsidiary of Peru as Wacolda Risk Colombian insurance
Wesselhoft+Ahlers Management & Transfer broker Wacolda S.A

49
 Portugal
Lisbon

50
 Company name
2016 Howden Iberia S.A.

Year incorporated
joined
2016
Howden
Market position
The Portugal office is a startup for Howden Iberia

Summary
The office was opened in March 2016 and offers the
same service as Howden in Spain (corporate solutions
for all sectors and Personal Lines and Affinity.)

The office reaches to and provides a platform favouring

Portuguese-speaking markets (especially Brazil,
Mozambique and Angola). It also strengthens our
Américo Oliveira Iberoamerican presence which now comprises eight
Country Manager, countries across Iberia and Latin America.

Howden Iberia The Portuguese office is led by Américo Oliveira,

aoliveira@howdeniberia.com who has over 20 years’ experience in the insurance
+351 308 801 159 (1802) industry. Américo and his team will work in tandem with
neighbouring Howden Iberia.

Number of employees
4

Number of offices
1– Lisbon

www.howdenportugal.com

1999 2016

Howden’s first international operation Howden Iberia opens its first

established in Spain (Howden Iberia, office in Lisbon, Portugal.
reinsurance broker).
51
 Spain
Madrid Pamplona
P. Mallorca Girona
Murcia Zaragoza
Seville Barcelona
Burgos Valladolid
Alicante Valencia

52
 Company name
Howden Iberia S.A.

200 Year incorporated

employees 1999

Market position
5th largest insurance broker in the Spanish market

Summary
Specialists in corporate solutions for all sectors as well as
Personal Lines and Affinity.

Number of employees
200

José Manuel González
CEO, Howden Iberia &
Howden Iberoamerica
jmgonzalez@howdeniberia.com
+34 (91) 429 96 99
Number of offices
12 - Madrid, Pamplona, Burgos, Girona, Zaragoza, Valladolid,
Zaragoza, Barcelona, Valencia, Alicante, Palma de Mallorca,
Murcia, Seville.
Products
A&H, Affinity, Construction, D&O, EB, General Liability,
K&R, Life, Marine, Onshore Energy, Personal Lines,
Product Liability, Professional Indemnity, Property & Real
Estate, Sports & Entertainment, Surety, Structured Trade
Credit, Trade Credit & Bonds.

Industries serviced
Construction, Energy & Power, Environmental, Financial
Institutions, Food and drink, Healthcare, Life Sciences,
Logistics Services, Manufacturing, Marine, Motor, Port
Services, Professional Services, Real Estate.
www.howdeniberia.com

1999 2006 2010 2014 2016 2017

Howden’s first Howden Iberia Howden Howden Iberia Merger Howden Iberia
international operation obtained its retail Iberia acquired UBK completed announces
established in Spain broker license. acquired Correduría de between the acquisition
(Howden Iberia, Novabrok Seguros (UBK), UBK and of Bergé y
reinsurance broker). Insurance founded in 1985. Howden Asociados.
Broker. Iberia.

53
 India, Turkey, the Middle
East & Africa
Across Turkey and the Middle East, we are an expert Liability and Employee
Benefits broker, with specialist solutions for the Construction, Property, Marine,
Infrastructure, Oil & Energy and Aviation sectors.

Praveen Vashishta Atinc Yilmaz

Chairman of India, Turkey,
Middle East & Africa Board
praveen.vashishta@howdenindia.com
+91 (0) 22 66558801
Regional CEO, Turkey, the Middle
East & Africa
atinc.yilmaz@howdengroup.com
+971 (4) 304 5155 
(UAE): +971 (56) 385 3838
(Turkey) : +90 (549)6525271

India 56
Oman 58
Turkey 60
UAE 62

54
Our Howden One partners are located in:

• Burkina Faso • Maldives

• Ghana • Mali
• Kenya • Sierra Leone
• Liberia • Sri Lanka
• Tanzania

55
 India
Mumbai Chennai
New Delhi Hyderabad
Pune Kolkata
Bengaluru

56
 Company name
Howden Insurance Brokers India Private Limited

175+ Year incorporated

employees 2004

Market position
Top 10 broker in the Indian market

Summary
An expert Liability and Employee Benefits broker, with
specialist solutions for the Construction, Property, Marine,
Infrastructure, Oil & Energy and Aviation sectors.

Number of employees
175+

Praveen Vashishta Number of offices

7 - Mumbai, New Delhi, Pune, Bengaluru, Chennai,
CEO, Howden India
Hyderabad, and Kolkata
praveen.vashishta
@howdenindia.com Products
A&H, Commercial Crime, Construction, Cyber Liability,
+91 (0) 22 66558801
D&O, EB, Financial Institutions, General Corporate &
Commercial, General Liability, K&R, Marine, Media &
Entertainment, Motor, Offshore Energy, Personal Lines,
Product Liability, Professional Indemnity, Property & Real
Estate, Warranty & Indemnity.

Industries serviced
Automotive, Aviation & Aerospace, Communications, IT
& ITES, Media & Technology, Infrastructure, Construction,
Energy & Power, Manufacturing, Consumer Retail,
Professional Services, Telecoms, Travel.

www.howdenindia.in

2004 2005 2006 2008 2015 2016 2017

Howden India Bengaluru Hyderabad Chennai & Over 175 Awarded the ISO 9001:2015 Howden India
established and Delhi office opened. Pune offices employees. certificate for its quality opens its 7th
with 15 offices opened. Over management system by the branch office in
employees in opened. 50 employees. World-renowned certification Kolkata, India.
Mumbai. body “DNV GL” and accredited
by “RvA (Dutch Accreditation
Council) . 57
 Oman
Muscat

58
 Company name
Howden Insurance Brokers LLC

3 Year incorporated
employees Joined Howden in 2017

Summary
In August 2017 we completed the majority acquisition of
New Generation Insurance Services Company, owned by
the OTE Group of Companies, a large and growing business
house in Oman. The company will leverage the goodwill
of OTE Group and the technical expertise & reputation of
Howden to establish its presence in Oman.

The new company will be called Howden Insurance Brokers

LLC. This is subject to final regulatory approval from Capital
Markets Authority who have already provided a preliminary
approval.
Rajov Arora
CEO, Howden Oman The Howden Oman business will initially focus on the
rajiv.arora@howdenindia.com SME & large commercial and corporate clients. Oman
also presents a significant opportunity to grow in Health
+968 97909964
insurance which aligns well with Howden’s wider strategy
in Asia, the Middle East and Africa.

Howden Oman will be managed by Rajiv Arora, to

consolidate our regional service offering in the Middle East.

Number of employees
3

Number of offices
1 – Muscat

2017

Howden Oman
launched

59
 Turkey
Istanbul

60
 Company name
Howden Sigorta Brokerligi A.S (Retail)

16 GRC Howden Reasurans Brokerligi A.S. (Reinsurance)

employees Founded
2009. Joined Howden in 2012

Market position
Top 10 broker in Turkey

Summary
Leading facultative reinsurance provider to insurance
companies and other mediators. Industrial Property & Liability
experts, and power construction, generation and distribution
specialists.

Cemal Uludag
Managing Director,
Howden Sigorta
cemal.uludag@howdengroup.com
+90 216 463 63 00 / 1215
Number of employees
16
Number of offices
1 - Istanbul
Products
Cargo Marine, Claims Handling, Construction, Corporate &
Commercial Property, Cyber, General Liability, Health, Offshore
Energy, Onshore Energy, Motor Fleet and Advisory to the
lenders of Project Finance, Product Liability, D&O, Financial
Institutions, Professional Indemnity.

Industries serviced
Construction, Power & Energy, Financial Institutions, Food,
Manufacturing, Mining, Public Sector, Real Estate, Consumer
Retail, Professional Services, Transportation.
Vedat Basan
Managing Drector,
GRC Howden
vedat.basan@howdengroup.com www.howdengroup.com/turkey
+90 216 463 63 00 / 2401

2009 2012 2013 2015

GRC Reinsurance Brokerage Minority share acquired Howden Sigorta Brokerligi Majority shares of GRC Howden
established. by Howden. established for retail acquired by Howden.
operations.

61
 UAE
Abu Dhabi
Dubai

62
 Company name
Howden Insurance Brokers LLC

60+ Year incorporated

employees 2008

Market position
Top 10 broker in UAE

Summary
A leading broker focused on Liability, large Property
insurance solutions and Marine, Reinsurance as well as
growing experience in the Employee Benefits space.

Number of employees
60+

Arvind Kashyapa Number of offices

Chairman & CEO,
United Arab Emirates
arvind.kashyapa
@howdendubai.com
+971 50 651 40 79
2 – Dubai, Abu Dhabi
Products
A&H, Construction, D&O, EB, General Corporate &
Commercial, General Liability, Life, Marine, Motor, Personal
Lines, Political Risk, Product Liability, Professional Indemnity,
Property & Real Estate.

Industries serviced
Automotive, Construction, Financial Institutions, Healthcare,
Manufacturing, Marine, Public Sector, Real Estate, Consumer
Retail, Professional Services, Transportation.

www.howdengroup.com/en-ae

2008 2017

Hyperion acquired a controlling stake in Howden opened it’s second office

European Insurance Brokers LLC (EIB), a in the UAE, in Abu Dhabi.
privately owned broker and Howden Dubai
was established.

63
 Howden One is an international specialist insurance broking network
that comprises our own Howden offices and trusted partner brokers that
share our values; local specialist brokers who put their clients’ needs first
and want to deliver first class service. It enables us to deliver our service
promise to our clients in all the countries in which they operate, even
where we don’t have our own office.

Over 500 Across Sharing

insurance 75 1 set of
professionals territories standards

Isabelle Cadignan
Network and Corporate Development Director
Tel: +44 (0)20 7648 7089
Mob: +44 (0)7712 323 427
Email: icadignan@hyperiongrp.com

64
Why partners choose Howden One

• Our partners want to work with like-minded individuals –

local, independent specialists who know and lead their markets and will go
the extra mile for clients.

• Due diligence. We have a trusted relationship with all our partners that
goes back years. We have achieved successes together before and are
pleased to formalise this relationship as part of Howden One.

• Howden is employee-owned and our leadership teams are actively involved

in our clients’ businesses.

Why we choose our partners

• They care about their businesses and their clients like we do.

• They are truly specialist businesses with local knowledge and experience.

• They have built their businesses on trust and relationships; they do what
they say they will.

Howden One coordinators

Each member of Howden One has a nominated coordinator. A complete list of

all the members and their coordinators may be found on the interactive map
of our website - www.howdengroup.com

65
66
67
Howden Broking Group Limited

www.howdengroup.com
Part of the Hyperion Insurance Group

Copyright © 2017 Howden Broking Group Limited is registered in England & Wales under company registration number 6249799.
Registered address: 16 Eastcheap, London EC3M 1BD. 09/17 Ref:M0578