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BASIC CONSUMER CREDIT SCORE

CLIENT ID: 027FP15244 DATE: 24-01-2018


REPORT ORDER NO.: 458234878 TIME: 18:38:33
REFERENCE NUMBER:

Consumer Name: LONSANE SURESH RAMRAO


Personal Information Identification Contact Details
Previous Name: PAN: Home :
Alias Name: Voter ID: IZS6088082 Office :
DOB: 25-05-1990 Passport ID: Mobile : 9552675641
Age: 27 Years 8 Months UID: Alt. Home/Other No. :
Gender: Male Driver's License: Alt. Office :
Total Income: Ration Card: Alt. Mobile :
Occupation: Photo Credit Card: Email:
ID - Other:

Consumer Address:
Type Address State Postal Date Reported
N/A POTA BK PO-UNDEGAON AUNDHANAGNATH H INGOLI MH 431705 31-07-2016
JAWALABAZAR
N/A AT--POTA POST --UNDEGAON AUNDHANAGN ATH HINGOLI MH 431705 30-11-2012
N/A AT0--POTA POST --UNDEGAON AUNDHANAG NATH HINGOLI MH 431705 31-07-2012

Equifax Score(s):
Score Name Score Scoring Elements
Equifax Risk Score 3.0 728 1. Number of product trades
2. Delinquency or past due amount occurences
3. Balance amount of home loan trades
4. Sanctioned amount of or lack of credit card trades

Recent Activity :
Recent Activity (last 90 days)
Total Inquiries : 0 Accounts Opened : 0 Accounts Updated : 0 Accounts Delinquent : 0

Summary* :
Credit Report Summary
Number of Accounts : 3 Total Balance Amount : Rs.54,778 Recent Account : Consumer Loan on
06-05-2016
Number of Open Accounts : 1 Total Past Due Amount : Rs. 21,126 Oldest Account : Gold Loan on
28-05-2012
Number of Past Due Accounts : 1 Total High Credit : 0 Total Credit Limit : 0.00
Number of Write-off Accounts : 0 Total Sanction Amount : Rs.70,000 Single Highest Credit : 0
Number of Zero Balance Accounts : 0 Total Monthly Payment 0 Single Highest Sanction Rs. 70,000
Amount : Amount :

Copyright © 2010 Equifax Credit Information Services Private Limited -1-


BASIC CONSUMER CREDIT SCORE
CLIENT ID: 027FP15244 DATE: 24-01-2018
REPORT ORDER NO.: 458234878 TIME: 18:38:33
REFERENCE NUMBER:

Most Severe Status < 24 Months : 01+ Average Open Balance : Rs. 54,778 Single Highest Balance : Rs.54,778

*As per data reported at a tradeline level in the account details section

Account Details:
Accounts
Acct # ********** Balance: Rs.54,778 Open: Yes Date Reported: 31-01-2017
Institution: BANK Past Due Amount: Rs.21,126 Interest Rate: Date Opened: 06-05-2016
Type: Consumer Loan Last Payment: Last Payment Date: 29-11-2016 Date Closed:
Ownership Type: Individual Write-off Amount: Sanction Amount : Rs.70,000 Reason:

Repayment Tenure: Monthly Payment Amount: Credit Limit: Collateral Value:


Dispute Code: Term Frequency: Collateral Type:

Account status:1-29 days past due


Asset Classification: Standard
Suit Filed Status:

History
Account Status : 01+ 01+ * 01+ * 01+ 01+
Asset Classification : STD STD * STD * STD STD
Suit Filed Status : * * * * * * *
01-17 12-16 11-16 10-16 09-16 08-16 07-16

Acct # ********** Balance: 0 Open: No Date Reported: 30-04-2013


Institution: BANK Past Due Amount: Interest Rate: 0007.000 Date Opened: 28-05-2012
Type: Gold Loan Last Payment: Last Payment Date: Date Closed: 23-04-2013
Ownership Type: Individual Write-off Amount: Sanction Amount : Rs.20,000 Reason: Closed Account

Repayment Tenure: 12 Monthly Payment Amount: Rs.21,293 Credit Limit: Collateral Value: Rs.28,620
Dispute Code: Term Frequency: Monthly Collateral Type: Gold

Account status:Closed Account


Asset Classification: Standard
Suit Filed Status:

History
Account Status : CLSD 000 000 000 000 000 000 000 000 000
Asset Classification : STD STD STD STD STD STD STD STD STD STD
Suit Filed Status : * * * * * * * * * *
04-13 03-13 02-13 01-13 12-12 11-12 10-12 09-12 08-12 07-12

Acct # ********** Balance: 0 Open: No Date Reported: 31-01-2017


Institution: BANK Past Due Amount: 0 Interest Rate: Date Opened: 12-04-2013
Type: Auto Loan Last Payment: Last Payment Date: 27-04-2015 Date Closed: 27-04-2015
Ownership Type: Individual Write-off Amount: Sanction Amount : Rs.35,000 Reason: Closed Account

Repayment Tenure: Monthly Payment Amount: Credit Limit: Collateral Value:


Dispute Code: Term Frequency: Collateral Type:

Account status:Closed Account


Asset Classification: Standard
Suit Filed Status:

History
Account Status : CLSD CLSD * CLSD * CLSD CLSD
Asset Classification : STD STD * STD * STD STD
Suit Filed Status : * * * * * * *
01-17 12-16 11-16 10-16 09-16 08-16 07-16

Copyright © 2010 Equifax Credit Information Services Private Limited -2-


BASIC CONSUMER CREDIT SCORE
CLIENT ID: 027FP15244 DATE: 24-01-2018
REPORT ORDER NO.: 458234878 TIME: 18:38:33
REFERENCE NUMBER:

Enquiry Summary:
Purpose Total Past 30 Days Past 12 Months Past 24 Months Recent
ALL 0 0 0 0

Enquiries:
Institution Date Time Purpose Amount

Input Enquiry:
Personal & Account Information ID & Phone Numbers Contact Details
Consumer’s First Name : suresh PAN: AMSPL9359D Address Information 1:
Consumer’s Middle Name 1 : ramrao Voter ID: Address : at pota bu.post undegaon tq.aundha
Consumer’s Family Name : lonsane Passport ID: nagnath dist parbhani
DOB : 25-05-1990 UID: State : MH
Gender : Male Driver's License: Postal : 431509
Inquiry / Request Purpose : Personal Loan Home Phone : Address Information 2:
Transaction Amount: Mobile Phone : 9552675641 Address :
Inquiry Account 1: Other Phone : State :
Inquiry Account 2: Postal :
Inquiry Account 3: Address Information 3:
Inquiry Account 4: Address :
State :
Postal :

Glossary, Terms and Explanations:

History
Code Description
000 current account
CLSD Paid or closed account/zero balance
NEW New Account
LNSB Loan Submitted
LAND Loan Approved - Not yet disbursed
INAC Account is Inactive
CON Contact Member for Status
01+ 1-29 days past due
30+ 30-59 days past due
DEC Loan Declined
60+ 60-89 days past due
SPM Special Mention
SUB Sub-standard
RES Restructured Loan

Copyright © 2010 Equifax Credit Information Services Private Limited -3-


BASIC CONSUMER CREDIT SCORE
CLIENT ID: 027FP15244 DATE: 24-01-2018
REPORT ORDER NO.: 458234878 TIME: 18:38:33
REFERENCE NUMBER:

RGM Restructured Loan - Govt Mandate


RNC Restructured Loan - Natural Calamity
SET Settled
SF Suit Filed
90+ 90-119 days past due
120+ 120-179 days past due
180+ 180-359 days past due
360+ 360-539 days past due
540+ 540-719 days past due
720+ 720 or more days past due
DBT Doubtful
FPD First Payment Default
WDF Willful Default
PWOS Post Written Off Settled
WOF Charge Off/Written Off
Non-Delnqt Non-Delinquent
STD Standard
SUB Sub-standard
DBT Doubtful
LOSS Loss
SPM Special Mention Account
SFR Suit Filed-Restructured
SF Suit Filed
WDF Willful Default
SFWD Suit Filed-Willful Default
WOF Written Off
SFWO Suit Filed and Written Off
WDWO Willful Default and Written Off
SWDW Suit Filed, Willful Default and Written Off
SET Settled
* Data Not Reported

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Copyright © 2010 Equifax Credit Information Services Private Limited -4-