CHAPTER-8

HOUSING
As per the provision of MHAD Act 1976, section-28 it is the statutory duty of
MHADA to construct and make available houses to the dis-housed and needy persons of
the society at affordable rates. Housing or shelter is considered to be the third essential
need of the human being. Thus the construction of houses under different categories in
respect to the income limits is the fundamental duty of the MHADA.
II/- Besides, the above work, the jurisdiction of MHADA in field of the shelter
extended to the large scale such as developments of the plots by providing infrastructure
such as roads, water supply, drainage arrangement, electrification and other social
facilities like commercial complex, clinics, Samaj Mandir hall, Balwadi, etc.
III/- MHADA also considered to be appointed as a "Special Planning Authority" to
develop new township and other relevant developments as per the requirement of
Government of Maharashtra as an agency of the Government.
The MHADA has appointed "SPA" at Chandrapur, Solapur, and Dharavi in
Mumbai. In order to implement the said schemes effectively the MHADA borrows the
loan from various financial Institutions such as HUDCO, LIC, GIS, NHB, Government
etc. Besides that MHADA utilized its own fund in some schemes and also promote
beneficiaries, to make advanced contribution for execution of schemes.
Different housing schemes are being implemented through MHADA, which are as
under:
1) Urban Housing
2) Development of Urban Infrastructure
3) Monitoring
4) Special Repair to the rental tenements/Current repairs to the rental tenements.
5) Special planning Authority.
6) Land Acquisition for housing scheme under MHAD Act 41 & 52.
7) Improvement of infrastructure in MHAD colonies (I.I.C.).

All the above Schemes are implemented through Regional Boards of MHADA

Board wise achievements since inspection up to March 2011, Year wise and
category wise achievements, achievements during the year 2010-2011 and proposed Board
wise and category wise targets for the year 2011 -2012 are shown in the statement attached
.
INFORMATION ABOUT HUDCO LOAN
MHADA implements housing schemes for various categories according to income
criteria of the people. For implementing the schemes MHADA used to take loan from
various Financial Institutions. The conditions for loan are given below.
a) Loan Period
b) Rate of interest.

Category Income Const. Interest Down Repayment

limit Cost rate Payment period
Limit

E.W.S Upto Upto 10 % 15% 15 Years

Rs.8,000 Rs.4.00
per Lakh
month

L.I.G. Rs.8,001 Rs.8.50 12% 15% 10 Years

to Lakh
Rs.20,000
per
month

M.I.G. Rs.20,001 Rs.20.00

to Lakhs
Rs.40,000 Beneficiary has to raise the loan
per
month

H.I.G 40,001 & Above

onwards Rs.20.00
per lakhs
month

Improvement of Infrastructure in Colonies of MHADA (I.I.C.)

The erstwhile Maharashtra Housing Board had implemented a number of housing
projects in the State under Centrally-subsidised schemes during 1956-69. Due to restrictions
on the cost of tenements prescribed under these schemes, the common infrastructure
relating to water supply, drainage, roads, etc. was provided on a minimal scale and, because
of inadequacy of funds, it has not been possible to maintain even this minimal infrastructure
in good repair. The solution lies in transferring such infrastructure to the municipal bodies
for maintenance. But they are reluctant to take them over unless they are upgraded or
improved The State Government has sanctioned this scheme, under which it provides grants
for the improvement of common infrastructure in MHADA’s colonies. The scheme is
limited to such MHADA projects in Mumbai, Pune and Nagpur which were implemented
under Centrally-subsidized schemes during 1956-69 and requires that the common
infrastructure be transferred to the municipal body as soon as it has been improved. As an
operational strategy, the municipal bodies are being encouraged to take over the common
infrastructure and improve it themselves with the help of funds provided under the scheme.
The funds available under the scheme are also being used to improve such common
infrastructure transferable to the municipal body
The Government resolution dated 30.01989 found some discrepancy. In this
matter Authority has referred the matter to Govt. letter No. CE-II/EE-3/2984 Dated
24-12.1997 to consider revised norms. But Govt. has rejected the proposal vide Secretary
Govt. of Maharashtra's letter No. : 11(2002)/case No.214 /SIP-I/Hsg Dept. Dated
16/10/2002

*******

Tenements/ Developed plots constructed by MHADA

Sr.No. Scheme Developed Tenements/ plots

1 MHADA Housing 4,52,467

2 Lok Awas Yojana 7,260

3 VAMBAY 80,902

4 JN-NURM 48,831

Total 5,89,460

*******
 TABLE NO-1

MAHARASHTRA HOUSING AND AREA DEVELOPMENT AUTHORITY

Sr. SIHS S C S E W S L I G MIG H I G Total

no. Board

T/S PLOTS T/S PLOTS T/S PLOTS T/S PLOTS T/S PLOTS T/S PLOTS T/S PLOTS OTHER
TOTAL

1 29600 0 17362 1822 17883 24767 62071 23756 13496 3850 13624 3234 154036 57429 14587 2
Mumbai
2 Pune 1374 0 2628 0 2959 2100 15224 7349 5304 1370 2426 207 29915 11026 3212 4

3. Nashik 0 0 0 0 1261 08 1366 1483 589 444 276 77 3492 2012 13

4. A' vati 0 0 0 0 2395 778 1037 439 157 416 129 171 3718 1804 11

5. 3472 0 0 0 2496 1796 3717 7581 2486 2529 658 1101 12829 13007 13787 3
Konkan
6. A' bad 1107 0 1000 0 8866 2782 8393 9617 2362 1849 725 475 22453 14723 249 3

7. Nagpur 3934 0 0 0 5355 5822 9433 7863 4092 1268 1128 1552 23942 16505 6476 4

8 RGNP 0 0 0 0 0 0 0 0 0 0 0 0 0 0 18289 1
9 MBRRB 0 0 0 0 0 0 28767 0 0 0 0 0 28767 0 125 28892

TOTAL 39487 0 20990 1822 41215 38053 130008 58088 28486 11726 18966 6817 279152 116506 56809 452467
MHADA
BOARD WISE ACHIEVEMENT OF TENEMENTS/ PLOTS SINCE FROM INCEPTION TO-MARCH 2012

TABLE-2

MAHARASHTRA HOUSING AND AREA DEVELOPMENT AUTHORITY

BOARD WISE ACHIEVEMENT OF DWELLINGUNITS SINCE FROM INCEPTION TO MARCH 2012

Sr. Board SIHS SCS E W S LIG MI G HIG Others Total units

no. (T/S +Plots) (T/S +Plots) (T/S +Plots) (T/S +Plots) (T/S +Plots) (T/S +Plots)

1. 29600 19184 42650 85827 17346 16858 14587 226052

MUMBAI

2. PUNE 1374 2628 5059 22573 6674 2633 3212 44153

3. NASHIK 0 0 1269 2849 1033 353 73 5577

4. AMRAVATI 0 0 3173 1476 573 300 11 5533

5. KOKAN 3472 0 4292 11298 5015 1759 13787 39623

6. AURANGABAD 1107 1000 11648 18010 4211 1200 249 37425

7. NAGPUR 3934 0 11177 17296 5360 2680 6476 46923

8. R.G.N.P 0 0 0 0 0 0 18289 18289

9. M.B.R.R.B. 0 0 0 28767 0 0 125 28892

TOTAL MHADA 39487 22812 79268 188096 40212 25783 56809 452467

TABLE-3

MAHARASHTRA HOUSING AND AREA DEVELOPMENT ATHORITY

YEAR WISE AND CATEGORYWISE ACHIEVEMENT OF DWELLING UNITS.
Sr.no. Year S.I.H.S S.C.S E.W.S L.I.G M.I.G H.I.G. Others Total Year wise
cumulative
total
1 2 3 4 5 6 7 8 9 10 11
38847 22692 24150 50376 6219 1731 46055 190070 190070
(A) 1948 TO 1977 Prior to Formation
of MHADA in 1977 the Dwelling
units constructed by then Housing
Board.

(B) After Formation of MHADA

the Dwellingunits constructed
by Regional Board.

1. 1977-78 640 - 70 204 16 - - 930 191000

2. 1978-79 - 120 792 933 964 - 278 3087 194087
3. 1979-80 - - 1016 96 240 - 210 1562 195649
4. 1980-81 - - 4040 5420 704 502 473 11139 206788
5. 1981-82 - - 2923 4107 1554 302 263 9149 215937
6. 1982-83 - - 4201 2867 2818 539 - 10425 226362
 7. 1983-84 - - 2959 2902 1946 346 - 8153 234515
8. 1984-85 - - 4490 2526 995 575 - 8586 243101
9. 1985-86 - - 2105 761 608 796 - 4270 247371
10. 1986-87 - - 2183 2813 1830 945 - 7771 255142
11. 1987-88 - - 1201 8083 1078 832 40 11234 266376
12. 1988-89 - - 3715 9595 2548 3432 1 19291 285667

Sr.no. Year S.I.H.S S.C.S E.W.S L.I.G M.I.G H.I.G. Others Total Year wise
cumulative
total
1 2 3 4 5 6 7 8 9 10 11
13. 1989-90 - - 3412 5159 1230 784 124 10709 296376
14. 1990-91 - - 1179 2563 708 244 6 4700 301076
15. 1991-92 - - 195 3670 1006 290 2201 7362 308438
16. 1992-93 - - 200 8666 964 1166 3485 14481 322919
17. 1993-94 - - 3201 9031 3010 1188 135 16565 339484
18. 1994-95 - - 119 7616 1033 417 201 9386 348870
19. 1995-96 - - 0 1949 388 756 222 3315 352185
20. 1996-97 - - 0 1669 352 1413 106 3540 355725
21. 1997-98 - - 0 1784 167 1327 144 3422 359147
22. 1998-99 - - 0 2548 269 398 247 3462 362609
23. 1999-2000 - - 1595 9890 523 165 50 12223 374832
24. 2000-2001 - - 1044 2462 279 290 79 4154 378986
25. 2001-2002 - - 1013 3549 418 223 57 5260 384246
26. 2002-2003 - - 93 1796 1235 516 698 4338 388584
27. 2003-2004 - - 1580 5569 1025 655 562 9391 397975
28. 2004-2005 - - 997 2860 883 1254 816 6810 404785
29. 2005-2006 - - 288 3325 601 634 30 4878 409663
30. 2006-2007 - - 90 2678 128 1113 15 4024 416387
31. 2007-2008 - - 1618 2723 886 943 29 6199 419886
32. 2008-2009 - - 1578 1309 932 342 27 4188 424074
33. 2009-2010 - - 3184 8546 1185 860 28 13803 437877
 34 2010-2011 - - 3204 4722 920 341 105 9292 447169
35 2011-2012 - - 833 3329 550 464 122 5298 452467
Total (B) 640 120 55118 137720 33993 24052 10754 262397

Total (A) +(B) 39487 22812 79268 188096 40212 25783 56809 452467

TABLE-4

MAHARASHTRA HOUSING AND AREA DEVELOPMENT ATHORITY

ACHIEVEMENT DURING THE YEAR 2011-2012

Sr.n Board Achievements - 2011-2012

o EWS LIG MIG HIG Transit Total Shops& Expendit
T/s Others Total ure in Cr.
T/S Plot T/S Plot T/S Plot T/S Plot T/S Plot

1 Mumbai 0 0 2494 0 108 0 227 0 786 3615 0 34 3649 491.65

2 M.B.R.R.B 0 0 0 0 0 0 0 0 0 0 0 0 0 135.91

3 Konkan 0 0 0 117 0 110 0 39 0 0 266 7 273 54.52

4 Pune 0 0 384 78 114 20 115 3 0 613 101 39 753 168.14

5 Nashik 0 0 31 96 12 3 40 0 0 83 99 23 205 7.24

6 Au.bad 29 18 30 67 0 40 0 0 0 59 125 5 189 10.39

7 Amravati 0 0 0 0 4 63 6 34 0 10 97 9 116 1.91

8 Nagpur 0 0 2 30 0 76 0 0 0 2 106 5 113 59.18

TOTAL 29 18 2941 388 238 312 388 76 786 4382 794 122 5298 928.94
MHADA

TABLE- 5

MAHARASHTRA HOUSING AND AREA DEVELOPMENT AUTHORITY

BOARD WISE APPROVED WORK PROGRAMME FOR THE YEAR 2011 -2012

Board Work Programme 2012 – 13 Rs. in Cr.

E.W.S L.I.G. M.I.G. H.I.G. Total Others Budget

Total Provision
T/S T/S Plot T/S Plot T/S Plot T/S Plot
Plo

Mumai 823+16 0 1012 0 416 0 145 0 3018 0 41 3059 781.52

2+
460=
1445
M.B.R.R.B. 0 0 0 0 0 0 0 0 0 0 0 0 118.98
Konkan 980 0 1019 0 0 0 0 31 1999 31 0 2030 250.77

Pune 0 0 29 0 18 32 14 0 61 32 0 93 788.89

Nashik 0 0 31 96 12 3 40 0 83 99 23 205 124.38

Aurangabad 0 0 175 118 12 26 0 3 187 149 0 336 123.09

Amravati 24 0 30 0 96 18 26 19 176 37 21 234 19.44

Nagpur 0 0 147 143 118 23 438 0 703 166 20 889 156.91

2449 0 2443 357 672 102 663 53 6227 514 105 6846 2363.98