Beruflich Dokumente
Kultur Dokumente
F�rmulas e Nomenclaturas
10/AGOSTO/2011
Fator multiplicativo ou fator matem�tico:
100iFm.
i. taxa de juros
J = PV . i. n ou J = C . i . n
J. juros
i. taxa de juros
C. capital
FV = PV + J ou M = C +J
M. montante
C. capital
J. juros
J = FV � PV ou J = M - C
J. juros
M. montante
C. capital
niJPV.
.
J. juros
i. taxa de juros
2- taxa:
nPVJi.
.
i. taxa de juros
J. juros
iPVJn.
.
J. juros
i. taxa de juros
F�rmula da capitaliza��o composta ou juros
compostos:
J. juros
C. capital
FV = PV . (1 + i)n ou M = C . (1 + i)n
i. taxa de juros
M. montante
C. capital
J = FV � PV ou J = M � C
J. juros
M. montante
C. capital
..11..
.niJPV
PV. valor presente
i. taxa de juros
2- taxa:
1..nPVFVi
i. taxa de juros
..iPVFVn
.
.
1loglog
i. taxa de juros
log. logaritmo
..niiCF...
.
11
ou
..niiCF
.
.
.
111
CF. coeficiente de financiamento
i. taxa de juros
PMT = PV . CF ou VP = C . CF
C. capital
C. capital
CFPMTPV.
2121ttii
.
ie = (1 + ik)k � 1
Taxa
Per�odo
N�mero de
capitaliza��es
1+ia = (1+isem)2
isem
semestre
1+ia = (1+iquad)3
iquad
quadrimestre
1+ia = (1+itrim)4
itrim
trimestre
1+ia = (1+imes)12
imes
m�s
12
1+ia = (1+iquinz)24
iquinz
quinzena
24
1+ia = (1+isemana)24
isemana
semana
52
1+ia = (1+idias)365
idias
Dia
365
iN = n x i
i. taxa de juros
ie = (1 + ie)1/n � 1
i. taxa de juros
vreal = 1 + ireal
isto �:
vreal = 1,326 / 1,3 = 1,02
ireal = 2%
Juros compostos
Juros simples
i. taxa de juros
i. taxa de juros
FV = PV (1 + i)n . (+ p/q)
i. taxa de juros
Dc = N � Ac
Dc. Desconto
i. taxa de juros
Dc = N . i . n
Dc. Desconto
i. taxa de juros
1- taxa:
nNDi.
.
i. taxa de juros
D. Desconto
2- valor nominal:
niDN.
.
D. Desconto
i. taxa de juros
A = N . (1 � i.n)
i. taxa de juros
1- taxa:
nNDi
.
.
.
1
i. taxa de juros
D. Desconto
Dc = N � Ac
Dc. Desconto
i. taxa de juros
Ac = N . (1 + i) � n ou nciNA)1(.
.
i. taxa de juros
Dr = N � Ar
i. taxa de juros
i. taxa de juros
(1 + ic . (1 + ir) = 1
i. taxa de juros
N = A + D