Greggory Ohannessian:Hi there. I would like to call in.

Terri Guy:I am looking for the call in option as well. I am hearing impaired.
Institute for Human Development:https://nau.edu/sbs/ihd/
Greggory Ohannessian:Ok thanks
Institute for Human Development:ihd@nau.edu
Lindsay Vazquez 2:I watched that webinar with irs.gov
Karen Starbowski:She is very hard to hear
Ivan Rivera:Same here Karen
Adam Robson:Agreed.
Lindsay Vazquez 2:Can you roll a 530 Coverdell over to an AZ Able Accoount?
Deborah Lamoree:agreed
Lindsay Vazquez 2:Can I have a Family Trust with an AZ Able account?
Georgia Hankins:I cannot click in the Q & A bod
Georgia Hankins:box
Georgia Hankins:never mind, found the small box under Q & A
Edward Myers:I'm on. Ed. Myers
Donna Borbolla:is anyone else adjoining cutting in and out?
Melita Winnick:Hello, can we get the ppt emailed please?
Institute for Human Development:@Melita - the PDF version of the PPT can be downloaded at the Files
Pod in the lower left of your screen
Donna Borbolla:audio cutting in and out
Bren Sessions:My daughter has an Able account in another state. Can we roll that over into an Arizona
Able account?
Caryn Plummer:my files box says unsupported content
Institute for Human Development:@Caryn - I sent the PDF to you
Lindsay Vazquez 2:But $100,000 balance impacts Medicaid, right?
Lindsay Vazquez 2:When the individual is deceased, the State takes over the account right? So you
have to be careful as to how much you fund it.
Rebekah Jaehnig:When will the add'l $12,060 clause take effect?
Terri Guy:I have lost the captioning?
Melita Winnick 2:can able act funds be used for basic living expenses..example hair cut
Institute for Human Development:@Terri - it is rolling on my screen. You may have to log out and log
back in to refresh your connection.
Edward Myers:Where do I sign up?
Lindsay Vazquez 2:Can an individual have an AZ Able account as well as a checking account as long as
the checking account balance is under $2K? Or is it one OR the other?
Melita Winnick 2:can ssi go as a direct deposit into this account\
Zandra Huang:Will we be able to get a copy of the closed captioning after this is done?
Institute for Human Development:@Zandra - yes, the transcripts will be available. I have noted your
request.
Zandra Huang:thank you!
Donna Borbolla:will you email the presentation of webinar to me. files are unsupported on iPad.
Zandra Huang:Are we required to alert DDD when we open an ABLE account?
Zandra Huang:How will this affect supplement insurance once account is opened?
Institute for Human Development:@Donna - you should see an email in your Inbox with the PDF
attached
Lindsay Vazquez 2:Ok, that answered one of my questions right there:)
Rita Aitken:can someone in a different state open an account here if they are not living here?
 Melita Winnick:if DDD is the rep payee who should initiate this process\
Lindsay Vazquez 2:What about AZ Able with just a Family Trust?
Institute for Human Development:Customer service: team@stableaccount.com
Donna Borbolla:haven’t gotten an email yet but I’ll keep checking for it. thank you!
Terri Guy:To whom would I address the request for a transcript?
Institute for Human Development:1-800-439-1653
Lindsay Vazquez 2:Yes, questions see list.
Lindsay Vazquez 2:echo now
Lynda L Firor:Does this eliminate the need for a special needs trust?
Melita Winnick:the speaker has an echo\
Lindsay Vazquez 2:Great . . .
Lindsay Vazquez 2:It's money from Arizona's ESA program though.
Lindsay Vazquez 2:Specifically a 530 Coverdell with AS money
Lindsay Vazquez 2:AZ money
Melita Winnick:is there a min balance required to open this acct?
Lindsay Vazquez 2:$50
Bren Sessions:DDD never asked us but SSA does ask in your review
Lindsay Vazquez 2:I don't think you should have to disclose how much is in there though . . .
Lindsay Vazquez 2:REally?!
Bren Sessions:And SSA does ask the balance as well
Zandra Huang: Thank you!
Lindsay Vazquez 2:Thanks, skop the next one, as it waas answered.
Lindsay Vazquez 2:It was answered.
Lindsay Vazquez 2:Yup, got it.
Debra Benson:Is the principle protected account a fixed interest account?
Lindsay Vazquez 2:The next one was answered already as well.
Melita Winnick:Is this acct in addition to client funds or in lieu of?
Lindsay Vazquez 2:Right, thank you.
Georgia Hankins:is interest on the account counted towards annual limit
Lindsay Vazquez 2:We would have to report that ABLE to ALTCS.
Debra Benson:Re: new contributions to different Vanguard or FDIC accounts: Are you saying that you
can divide the account into different MFs?
Rita Aitken:is there any difference with how this works for individuals that were on ssi and are now on
survivors ?
Georgia Hankins:76-year old disabled sister applying for housing subsidized by federal low income
program, app. has to be approved by federal compliance service; will ABLE account be excluded as an
asset?
Georgia Hankins:excluded as income?
Natalya Brown:We are an organization serving people with disabilities. Do you have a small 1-page FAQ
document that we can share with our members?
Karen Starbowski:Is Arizona offering a tax credit for deposits in to an AZ Able account.
Greggory Ohannessian:Can I get the captioned text for this presentation?
Greggory Ohannessian:Sent via email?
Melita Winnick:member funds meaning client funds
Bren Sessions:Thanks! We are in TN ABLE.
Zandra Huang:How many states currently have ABLE accounts?
Zandra Huang:Is there a website where we can compare all available ABLE options?
 Georgia Hankins:person has small pooled trust account in another state, trustee is state govt agency,
we want to have trustee transfer funds to ABLE accoount, has anyone else done this? Trustee is being
difficult about doing this
Thomas Hatch:To compare programs: http://ablenrc.org/
Thomas Hatch:Just over 30 states with ABLE programs
Sarah Ruf:@Natalya - the Council is planning on updating our ABLE policy brief to an easy FAQ one-
pager, so I will send that your way when it's done
Terri Guy:Greggory, did you receive an answer on the text?
Zandra Huang:Does ABLE account effect DDD eligibility?
Sarah Ruf:@Greggory, yes, we will email the captioned text of this presentation.
Greggory Ohannessian:Thanks
Bren Sessions:To Rollover from another account, we will need to open Az-Able and then initiate the
rollover. Is there a time limit to get the funds transfererred since two accounts will be ineffect during the
transition?
Greggory Ohannessian:How will this affect someone who is on AHCCCS?
Terri Guy:Sarah, may I receive the transcript via e-mail as well? Thank you.
Sarah Ruf:@Zandra and @Terri, yes! EVeryone will receive it
Debra Benson:Does being a parent of an adult person with disability require POA, or is being a parent
enough to manage/open and manage the account?
Debra Benson:eg) my son is his own POA, but shouldn't necessarily have access to $100,000!
Terri Guy:Thank you, this has been great information!
Institute for Human Development:https://az-able.com/
Thomas Hatch:@Debra A parent is a qualified authorized legal representative.
Institute for Human Development:http://www.ablenrc.org/
Steve Freeman:Thank you for providing the information.
Debra Benson:Thanks, Thomas!
Georgia Hankins:will all the features of STABLE Ohio account be included in AZ ABLE account
Thomas Hatch:@Kamber: ABLE not counted as asset for FAFSA.
Sarah Ruf:@Greggory, AZ ABLE accounts are not counted for AHCCCS eligibility, but once the
beneficiary dies, AHCCCS may claim some of the funds in the account once it transfers to the estate
Donna Borbolla:thank you for the webinar! very informative and helpful!
Rebekah Jaehnig:Thank you! Good info!
Debra Benson:Thank you!
Zandra Huang:Thank you!
Ivan Rivera:Thank you.
Greggory Ohannessian:Thanks!
Caryn Plummer:thank you!
Georgia Hankins:Great, good answers
Rita Aitken:Thank you!
Bren Sessions:Thank you!
Marta Santiago:Thank you, great information.
Natalya Brown:Will the webstie be available in Spanish, or any FAQs or materials?
Greggory Ohannessian:Got it! Thank you again! I am looking forward to Monday!