H A L I FA X

E XCLUSI V E TO
WELCOME TO

PROSPERIT Y
Founded in 2007, the Prosperity Group was born out of a passion to deliver affordable, desirable homes and
buy-to-let opportunities to a global audience. Energised by the sheer wealth of opportunity in the region,
Prosperity Developments has already made its mark on its home city of Birmingham, surrounding provinces,
with numerous developments built complete across key city centre locations. Prosperity remain dedicated to
providing owner occupiers and buy-to-let investors an exceptional opportunity to purchase prime city centre
luxury apartments directly from us, the developer, though unique purchase payment options.

WHO WE ARE OUR TEAM

Birmingham based developers, building
and delivering desirable homes and
offering an innovative buy-to-let
proposition to the home market and
private investor.
CURRENT PORTFOLIO
A residential and commercial portfolio
including 28 substantial new build and
conversion projects with a GDV of over
£300 million.
OUR DEVELOPMENTS
Located throughout the UK where
rental demand and yields are high,
within areas of sustained high
employment.
CURRENT PROJECTS
29 developments delivering over
2000 residential homes and 14
commercial developments.
Over 30 strong and all passionate about
Property; working with the very best
THE PROPERT Y 04
industry professionals and funders to
deliver our projects.
THE LOCATION 10
OFFICE LOCATIONS
With the majority of the team based at
FLOOR PL ANS 16
our Birmingham office HQ, we also have
offices in Dubai, Hong Kong and Malaysia
THE INVESTMENT 20
3 YEARS FROM NOW
We’re on track to have delivered over CONTACT 27
£1 billion of residential property.
FACILITATION BUSINESSES
WITHIN THE PROSPERIT Y GROUP
Our own fully regulated mortgage
division, Verve, provides all round
borrowing solutions to our clients.
Our letting and management agency;
Lamont Estates, offers Prosperity owners
a full lettings and management solution.

Halifax Town Centre

H1 HALIFAX 3
 A contemporary selection
H1 HALIFAX of 70 one and two bedroom

THE
town centre apartments

PROPERT Y
Image indicative of development

H1 HALIFAX 5
 70
APARTMENTS

£64,995
STARTING PRICE

Choice of
MORTGAGE FREE
PAYMENT PLANS

Recently ranked as one of LendInvest’s top 10 UK buy-

to-let hotspots, Halifax is a town with huge potential.
Famous for its international bank of the same name,
it’s also home to a wealth of industry giants such as
food brands Nestlé and McVities, as well as prospering
textile houses and large engineering sector.

H1 HALIFAX 7
FINISHING

TOUCHES
1
BESPOKE

Hard wood veneer floors and stainless

steel sockets, custom built kitchens,
integral appliances and stylish bathroom
suites come as standard, offering homes
with style, luxury and comfort.

2
KITCHENS

Lighting l Built-in Applicances

Cooker Top l Range Hood
Cupboards l Worktops
Splashback l One & Half Sink
Mixer Tap

3
BATHROOMS

Lighting l Toilet l Vanity Unit

Basin with Mixer Tap
Shower Rose l Shower Shelf
Towel Rail

H1 HALIFAX 9
IT’S ALL ABOUT THE

REASONS
TO LOVE
HALIFAX

H1 HALIFAX 11
WHY INVEST IN Population

HALIFAX 82,500
Halifax Borough population taken from
2011 UK Census.
With 95% of its 82,500-strong population in employment, Halifax is welcoming
a growing number of commuters from the wider region too, keen to explore
the exciting career and lifestyle opportunities on offer.
Getting
First- class shopping, a wealth of entertainment and a thriving economy offer connected
a lifestyle that’s attracting high volumes of students, young professionals Excellent transportation links to all major
and families to the town. Nestled between the two northern powerhouses, UK destinations. Well connected within the
Manchester and Leeds, Halifax is excellently positioned to satisfy the needs road network with commuter links via the
of today’s location-savvy commuter. M62 and M6 motorways.

Halifax enjoys great transport links by road, rail or air. It has extensive railway
links to all major UK cities, with trains to London every hour, Manchester every
30 minutes and Leeds every 15 minutes. Frequent buses link the region up Leeds City Centre

15mins
quickly and conveniently and Manchester International Airport is only an hour
away offering flights to major European and overseas destinations.

• Over a third of jobs in Halifax are in Banking, Finance or Insurance, with

Mainline city station running direct to Leeds
Lloyds, Halifax plc and HBOS based in the town.
every 15 mins, Manchester every 30 mins,
• Over 90% of people aged 16–74 are employed, in largely full-time positions. trains to London on the hour.

• 64% of residents have professional qualifications.

Cornmarket looking towards Halifax Town Hall

&Drink
Food

A huge selection of independent bars,

traditional pubs and great food have
resulted in the town receiving Purple
Flag award status.

Hebden Bridge, Halifax Norland Moor, Halifax Halifax Bank Sign

H1 HALIFAX 13
A PRIME TOWN CENTRE

LOCATION 13
14
H1 is located within the popular West Parade area, with Halifax town centre just a 12-minute
walk away. This prime central location enjoys a variety of amenities, bars and restaurants within
walking distance, including the popular Victoria Theatre and National Children’s museum, 12
Eureka.

5 7
There is a good selection of local schools and nurseries nearby, along with plentiful parkland 4
6
and recreational areas. The local bus service links West Parade to the town centre, Sowerby
H1
Bridge, Mytholmroyd and Hebden Bridge which all access the cities of Leeds, Bradford and HALIFAX 3 8

Manchester. 1
9
2

Halifax train station is located less than half a mile from the development, having regular direct
links to London, Manchester and Leeds. Both Manchester and Leeds Bradford International
Airports are easily accessible via the M62 motorway junction close by.
10

11

AMENITIES

1. People’s Park
2. Calderdale College
3. Victoria Theatre
4. Halifax Borough Market
5. Woolshops Shopping Centre
6. The Piece Hall
7. Halifax Minster
8. Halifax Train Station
9. Eureka! National Children’s Museum
10. MBi Shay Stadium
11. Spring Hall Sports Facility
12. Halifax Retail Park
13. Dean Clough Mills
14. North Bridge Leisure Centre
The Piece Hall, Halifax Shibden Hall, Halifax

H1 HALIFAX 15
CH O O S E YO U R PER FEC T

IN V E S TME NT Payment plans designed with you in mind

H1 HALIFAX 21
THE NO THE NO
MORTGAGE PLAN MORTGAGE PLAN
Pay a 3% initial payment towards your deposit (minimum of £3000) plus £850 legal fees. Your 48% deposit is then divided by Pay a 3% initial payment towards your deposit (minimum of £3000) plus £850 legal fees. Your 48% deposit is then
the number of build term months and paid on a monthly basis. Upon completion, remaining payments are covered by rental divided by the number of build term months and paid on a monthly basis. Upon completion, remaining payments are
income over 8 years. covered by rental income over 8 years.

This option is perfectly suited to clients without large lump sums accessible or those who’d prefer to keep existing investments This option is perfectly suited to clients without large lump sums accessible or those who’d prefer to keep existing
where they are. Payments can be made across a full 36 month term – keeping payments low. investments where they are. Payments can be made across a full 36 month term – keeping payments low.

SUMMARY - 1 BED APARTMENT GBP SUMMARY - 2 BED APARTMENT GBP

Purchase Price £64,995.00 Purchase Price £74,995.00
Legal Fees £850.00 Legal Fees £850.00
Total Amount Due £65,845.00
Total Amount Due £75,845.00

RESERVATION / EXCHANGE STAGE

RESERVATION / EXCHANGE STAGE
Prosperity Reservation Deposit 3% (minimum £3000) £3,000.00
Prosperity Reservation Deposit 3% (minimum £3000) £3,000.00
Legal Fees £850.00
Legal Fees £850.00
Reservation / Exchange stage total due £3,850.00
Reservation / Exchange stage total due £3,850.00

MONTHLY PAYMENT STAGE £42,496.50

MONTHLY PAYMENT STAGE £49,496.50
70% deposit divided by 36 month build schedule £1,180.46
70% deposit divided by 36 month build schedule £1,374.90

RENTAL REPAYMENT STAGE £19,498.50

RENTAL REPAYMENT STAGE £22,498.50
Yr 1 Rental £5,400.00
Yr 1 Rental £6,600.00
Yr 2 Rental £5,400.00
Yr 2 Rental £6,600.00
Yr 3 Rental £5,400.00
Yr 3 Rental £6,600.00
Yr 4 Rental £3,298.50
Yr 4 Rental £2,698.50

INCOME
INCOME
Estimated Gross Rental Income Per month £450.00 / Per annum £5,400.00
Estimated Gross Rental Income Per month £550.00 / Per annum £6,600.00
Estimate Yield based on above 8.31%
Estimate Yield based on above 8.80%

EXPENSES
EXPENSES
Service Charge (estimated) £900.00
Service Charge (estimated) £900.00
Ground Rent (estimated) £250.00
Ground Rent (estimated) £250.00
Tenant Management Fees @ 12.5% + vat £810.00
Tenant Management Fees @ 12.5% + vat £990.00
Total Expenses* Per month £163.33 / Per annum £1,960.00
Total Expenses* Per month £178.33 / Per annum £2,140.00

INCOME NET OF EXPENSES PER MONTH £286.67 / PER ANNUM £3,440.00

INCOME NET OF EXPENSES PER MONTH £371.67 / PER ANNUM £4,460.00
* + Letting & Setup Fees
* + Letting & Setup Fees

H1 HALIFAX 23
 Our recent WE STRIVE TO ENSURE THAT OUR CLIENTS RECEIVE THE VERY BEST EXPERIENCE

DEVELOPMENTS WHEN INVESTING IN A PROSPERIT Y PRODUCT. WITH OVER 57% OF OUR CLIENTS
GOING ON TO BUY A SECOND PROPERT Y AFTER TWO YEARS, THAT’S A GREAT SIGN
WE’RE GETTING IT RIGHT.

UNITS UNITS UNITS UNITS BUILD BUILD BUILD BUILD

AVAILABLE AVAILABLE AVAILABLE AVAILABLE COMPLETE COMPLETE COMPLETE COMPLETE

Parkwood Court Bentley Court Bakewell Mews Beckett House

KEIGHLEY, WEST YORKSHIRE KEIGHLEY, WEST YORKSHIRE BUXTON, DERBYSHIRE DERBY CIT Y CENTRE

BUILD BUILD BUILD BUILD

COMPLETE COMPLETE COMPLETE COMPLETE

Southside Castle Court Chartwell Plaza Tameway Plaza

ILKESTON, DERBYSHIRE DUDLEY, WEST MIDL ANDS SOUTHEND ON SEA, ESSEX WALSALL, WEST MIDL ANDS

SOLD SOLD SOLD BUILD

OUT OUT OUT COMPLETE

Priestgate House Victoria Mill Key Hill JQ1

PETERBOROUGH, CAMBRIDGE DRAYCOT, DERBYSHIRE BIRMINGHAM CIT Y CENTRE BIRMINGHAM CIT Y CENTRE

BUILD BUILD BUILD BUILD

COMPLETE COMPLETE COMPLETE COMPLETE

B1 Edward Street B5 Kent Street Prosperity House Varity House The Pinnacle Trent House St Paul’s Place Orton Plaza
BIRMINGHAM CIT Y CENTRE BIRMINGHAM CIT Y CENTRE DERBY CIT Y CENTRE PETERBOROUGH, CAMBRIDGE SOUTHEND, ESSEX NEWARK, NOTTINGHAMSHIRE BIRMINGHAM CIT Y CENTRE PETERBOROUGH, CAMBRIDGE

H1 HALIFAX 25
 CONTACT US
For more information or to discuss your investment
please contact the Prosperity team

UK
+44 (0) 845 676 9799
JQ1, 32 GEORGE ST, BIRMINGHAM B3 1QG

MAL AYSIA
+ (60) 10 549 4602
MENARA UOA BANGSAR, 59000 KL

HONG KONG
+852 5113 7143
LEVEL 5, TWO EXCHANGE SQUARE, 8 CONNAUGHT
PL ACE, HONG KONG

DUBAI
+ (971) 4311 6928
THE FAIRMONT, SHEIKH ZAYED ROAD DUBAI, UAE
PO BOX 73310

EMAIL
ENQUIRIES@PROSPERIT Y-WEALTH.CO.UK

Halifax Town Hall

H1 HALIFAX 27
UNIT 1 JQ1 | 32 GEORGE STREET | BIRMINGHAM | B3 1QG | UK

W W W.P R O S P E R I T Y-WE A LT H.CO.U K