PROJECT ACCESS Revised Questionnaire-20th June 2017 (Autosaved) (Innocent)

PROJECT ACCESS 2017
2017 KAINOS Edge NATIONAL HOUSEHOLD SURVEY
Gender Locations Literacy

Male……………. . 1 Lagos.....…… 01 Plateau……….…… 19 Elementary Edu...................................... 1
Female……….. . 2 Oyo….......... 02 Benue…………... 20 Partly Secondary Edu…………………………. 2
Ekiti…………. 03 Kwara………………. 21 Full secondary/Technical College Edu… 3
Osun ……….. 04 Kogi ….………….…. 22 Degree Level/Equivalent ………………………4
Age Group Ondo…….... 05 Niger … …………… 23
Less than 18 ……….. 1 Postgraduate Degree………………………….. 5
Ogun.......... 06 Nassarawa……… 24
18 – 24……………….. 2 Enugu……... 07 Jigawa……………… 25 Professionals……………………………………….. 6
25 – 34………………… 3 Abia….…..... 08 Kano………………… 26 None/Illiterate…………………………………..… 7
35 -44……………....... 4 Imo….…....…09 Kaduna …………… 27
45 – 54…………… …….5 Anambra..…10 Katsina ……….…… 28
55 – 65…..……………. 6 Ebonyi......... 11 Sokoto……………… 29 Ethnic Group
Greater than 65…… 7 Edo………...... 12 Kebbi …………………30
Yoruba……………………………………………..… 01
Delta…………. 13 Zamfara …………… 31
Hausa……………………………..……………..…… 02
Exact Age………………… Cross Rivers..14 Bauchi ……………… 32
Igbo…………………………………….……………… 03
Bayelsa……… 15 Borno ……….……… 33
Urhobo………………………………………………… 04
Place of Birth…………… Akwa Ibom… 16 Taraba ……………… 34
Efik……………….……………………………………… 05
Adamawa………… 35
Rivers………… 17 Fulani…………………………………………………… 06
Date of Birth:…………. Yobe ………………… 36
FCT…………… 18 Kanuri………………………………………………… 07
(Day/Month/Year) Gombe ……….…… 37
Ijaw……………………………………………………… 08
Marital Status
Tiv…………………………………………………………09
Married ………. 1
Others (South)…………………………………………10
Single……………. 2
Others (North)……………………………………… 11
Div/Separted… 3
Localities
Widowed…….. 4
Zones Product Use
Urban…………. 1 South West…………….1 Mobile Telecommunications………..1
Social Class Semi-urban... 2 Internet ……………………………………….2
South East……………….2
A………………… ..1 Rural………….. 3 Bank…………………………………….3
South South……..…….3
B………………… ..2 Insurance………………………………………4
North Central …………4
C1………………… 3 Others…………………………………………
North West ……………5
C2………………… 4
North East ……………..6
D………………….5
E………………….6
DAY OF INTERVIEW DATE:
Sunday …………………….1 dd/mm/yyyy
Monday ……………………2 Gender of Occupation Age of Household Number of Occupation
Tuesday ……………………3 Househead of Head Members in of
Household Household Respondent
Wenesday ………………..4 Head ( including
Thursday …………………..5 domestic
Friday ……………………..6 servants)
Saturday …………………7 Less than 18………. 1
18 – 24……………… 2
Male…. 1 25 – 34……………… 3
Interview Type 35 -44………......... 4
Single Respondent….1 Female… 2 45 – 54 ………….. 5
Paired Respondents….2 55 – 65.…………….. 6
Greater than 65… 7
Page 1
. Project Access 2017

PROJECT ACCESS 2017
PROJECT ACCESS (2017 KAINOS EDGE GENERAL HOUSEHOLD SURVEY) DP SERIAL No.
FIELD Q’NAIRE. CODE HOUSEHOLD SELECTION GRID
Number Of Rooms In Dwelling Structure (Floor)
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21+
A 1 2 3 1 4 5 6 3 6 3 10 8 3 7 1 1 4 4 7 14 7
B 1 1 1 2 2 6 1 1 6 7 5 12 1 3 4 12 3 3 4 8 11
C 1 2 2 3 4 5 2 5 9 1 1 7 1 3 4 12 4 1 12 3 18
D 1 1 3 3 3 2 7 4 9 6 11 8 7 14 4 12 10 8 17 19 22
E 1 2 2 1 5 3 2 6 4 10 1 8 6 3 3 4 11 5 17 3 10
F 1 2 1 2 3 4 4 5 3 2 10 11 5 7 8 14 6 17 15 10 14
G 1 1 3 4 1 1 2 7 1 3 2 7 10 6 3 3 15 17 4 15 21
H 1 2 2 3 5 3 5 8 8 3 4 5 1 3 7 3 15 2 3 18 19
J 1 1 1 4 1 2 7 7 5 7 9 3 8 5 7 15 12 8 4 6 10
K 1 1 1 4 2 6 6 8 5 7 9 3 8 5 7 15 12 8 4 6 10
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21+
HOUR MINUTE AM/PM
Interview
NUMBER OF ROOMS/FLATS IN DWELLING STRUCTURE Start Time
HOUR MINUTE AM/PM
Interview
NUMBER OF ROOMS IN HOUSEHOLD/FLATS SELECTED END Time
If Substitute For Household, WRITE IN REASON for substitution
INTERVIEWER’S NAME & CODE: INTERVIEW DATE:
SUPERVISOR’S NAME & CODE: No. of interview, today : 1 2 3 4 5 6
Good morning/afternoon/evening. My name is ….............................................from The Communication and Marketing Research Group
Limited, an independent research agency based in Lagos. We are currently conducting a national survey on typical households in Nigeria
with a strategic focus to gain insight into people’s attitude, habbits, perception and general lifestyle. Our sample consists of over 25,000
households selected at random from all 36 states and FCT of the country. Your household happens to be one of such choices and we wish
to select at random, one member of your household.
Could you please tell me the names and ages of all males / females (as required) that are from age 18 years and above starting from the
oldest within this age bracket.
INTERVIEWER: Record the names of all adults [aged 18+]. Record males or females members [as required] from the oldest to the youngest
within the relevant age group and choose one, using the KISH GRID (table) below. Remember to list only one sex in each household;
alternate sex from one household to the other.
S/N Names of Household Members Age A B C D E F G H J K

1 1 1 1 1 1 1 1 1 1 1
2 2 1 2 1 2 1 1 2 2 1
3 3 1 2 3 1 2 3 1 2 3
4 1 2 3 2 1 2 4 3 4 4
5 4 2 4 3 5 3 1 5 1 5
6 5 6 5 2 3 4 1 3 2 6
7 6 1 2 7 2 4 3 5 7 6
8+ 3 1 5 4 6 5 7 8 2 8
Now select one member with the help of the Selection Grid above. The rest of the questionnaire is to be administered on the selected member. If the selected
member did not show interest to participate after much persuasion, the interview should be regarded as ineffective. However, if the selected member has
travelled or not at home at the time of visit, substitution will be made from within the household since it is a household survey.
Size of Household Total…………….. Children 0—17years ………….. Adult 18 – 70years…..…… 70+………………..
Name of Respondent Phone Number
Name of the Household Head Phone Number
Household Address
Name of Village / Town / City
LGA
GPS Coordinate
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PROJECT ACCESS 2017
LANGUAGE SECTION/SASHI NA YARE
L1.Could you please tell me, which is the main language that you speak in this Household/Don Allah ka gaya mini yaren da ku ke amfani da shi
a wanan iyalin?
SINGLE RESPONSE/amsa daya.
L2.Which other language(s) do you speak in this Household/Wani yare kuma?
MULTIPLE ANSWERS POSSIBLE. PROBE FULLY/ANA IYA AMSA FIYE DA DAYA,KARA BINCEKEWA.
L3.Which other language(s) do yourHousehold understand which may not be necessarily spoken/Wani yare kuma kuna ji am ba amfani dashi a
wanan iyalin?
MULTIPLE ANSWERS POSSIBLE. PROBE FULLY/ANA IYA AMSA FIYE DA DAYA,KARA BINCEKEWA..
L4.You have said that you can speak and or understand the following languages. Could you please tell all of the language(s) that you are able to
read in this Household/Kin ce ko k ace ka jin ko ka na ganewa da wainana yeren. Don Allah ka gaya mini dukan yare da ka iya karantawa
a wanan iyali?
INTERVIEWER, READ OUT: Please note that languages marked in L4 must appear either in L1, L2 OR L3/MA TAMBAYI,KARANTA:Don
Allah a gane cewa amsa da a ka bada a L4 dole ya fito a L1 KO L3/MA.
L1 L2 L3 L4
LANGUAGES SPOKEN/YARE DA A Languages understood
Main Language at Other Language(s) Languages
KE FADI and can read/Yare da an
home/Anihin yare Spoken/Sauran yare Understood/Yaren
gane kuma da an iya
na gida da an iya a gida da an gane
karantawa.
English/ Turanci _ _ _ _ _ _ _ _ _ _ 01 01 01 01
__
Pidgin _ _ _ _ _ _ _ _ _ _ _ _ 02 02 02 02
Hausa _ _ _ _ _ _ _ _ _ _ _ _ _ 03 03 03 03
Igbo _ _ _ _ _ _ _ _ _ _ _ _ _ _ 04 04 04 04
Yoruba_ _ _ _ _ _ _ _ _ _ _ _ _ 05 05 05 05
Fulani _ _ _ _ _ _ _ _ _ _ _ _ _ 06 06 06 06
Edo _ _ _ _ _ _ _ _ _ _ _ _ _ _ 07 07 07 07
Tiv_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ 08 08 08 08
Nupe _ _ _ _ _ _ _ _ _ _ _ _ _ 09 09 09 09
Urhobo _ _ _ _ _ _ _ _ _ _ _ _ 10 10 10 10
Kanuri _ _ _ _ _ _ _ _ _ _ _ _ _ 11 11 11 11
Efik _ _ _ _ _ _ _ _ _ _ _ _ _ _ 12 12 12 12
Ijaw _ _ _ _ _ _ _ _ _ _ _ _ _ _ 13 13 13 13
Ibibio_ _ _ _ _ _ _ _ _ _ _ _ _ _ 14 14 14 14
Igbira_ _ _ _ _ _ _ _ _ _ _ _ __ 15 15 15 15
French _ _ _ _ _ _ _ _ _ _ _ _ _ 16 16 16 16
Arabic _ _ _ _ _ _ _ _ _ _ _ _ __ 17 17 17 17
Others (write) / Saura (rubuta)_ _ _ 18 18 18 18
_ _ _ _ _ __
None/ Babu _ _ _ _ _ _ _ _ _ _ _ _ _
19 19 19
_
TELECOMMUNICATIONS SECTION
TCM1. Are you currently a subscriber to any GSM service provider/Ka na amfani da naura waya? Yes/Ae…………………1 No/Aa…………………2
TCM1b. Is anyone in this household a current subscriber to any GSM service provider? Akwai wani a wannan gida da ke amfani da masun
wasu masun gudanar da harkokin wayan tafe da gidan ka? Yes/A…………………1 No/A’a…………………2
TCM2. Which telecommunication provider are you aware of/Wani suna kompaini da ba da netiwok ka sani?
TCM3. Which telecommunication providers have you ever subscribed to/Wane a cikinsu ka taba amfani da shi?
TCM4. Which of them are you currently connected to/wane ka ke amfani da shi a yanzu?
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PROJECT ACCESS 2017
IF RESPONDENT IS NOT AWARE OR HAS NEVER USED TELEPHONE, OTHER HOUSEHOLD MEMBER WHO HAS USED TELEPHONE WOULD
ANSWER/IN MAI AMSAWA BA YA SANI DA SUNAYE KOMPANI NA BA DA NETWOKI KO BA YA TA BA YI AMFANI WAYA,SAURAN
YAN IYALIN DA YA TABA AMFANI KO MAI WAYA ZA YA IYA BA DA AMSA
TCM5. Which one is your regular provider; i.e. the one you use more often than any other/Wanene wand aka yewa amfani da shi? SINGLE
RESPONSE/BA DA AMSA DAYA
TCM6. Which telecommunication provider will you consider using in the future/Wani kompani na harkan naura wayya z aka amfani da shi
anan gaba? SINGLE RESPONSE/BA DA AMSA DAYA
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PROJECT ACCESS 2017
TCM2 TCM3 TCM4 TCM5 TCM6

Known Ever Current Most Preferred
Networks/Naura waya Subscribed Line/wa Often Future
NETWORK PROVIDERS/SUNAYE da an sani wanda an nda ake Used
KOMPANY NA HARKA DA NAURA Network/
taba amfani amfani Line/wan wanda an
WAYA 1st Other da shi da shi a da an cika
mention/f mention/ fiso fiye
yanzu amfani da da sauran
adi na sauran shi
farko amsoshi
Airtel (GSM) 01 01 01 01 01 01
Etisalat (GSM) 02 02 02 02 02 02
Globacom (GSM) 03 03 03 03 03 03
MTN (GSM) 04 04 04 04 04 04
Multilink’s/Telcom mobile wireless 05 05 05 05 05 05
Visafone 06 06 06 06 06 06
Vodacom 07 07 07 07 07 07
Others 1 (Specify………….)/Saura na farko (yi 24 24 24 24 24 24

bayani)
Others 2 (Specify………….)/ Saura na biyu(yi 25 25 25 25 25 25
bayani
None/Babu 98 98 98 98 98 98
TCM7. Using a 5 point scale where 1 means “Far below expectations” and 5 means “Far above expectations”, to what extent would you say
GMS service providers have met your expectations on the following/zaamu amfani da mataka guda 5 yanda lamba na 1 shi ne ba
ta kai tunani na ba ,kuma lamba 5 she ne ya kai tunani na sosai….?
a.Voice Services/kyau na Magana Far Below Below Neutral Above Far Above NA
Expectation/ Expectatio /Expectatio Expectation/s
ka n i n am
sa / n / a
da d a s fiye
bu a s a da
ka n a m in
ta k k a da
a a d ake
s s a buk
a a f ata
d k i
a a y
b i e
u n d
k a a
a s b
t u
a k
a
t
a
Clarity of voice calls/ana gin maganan sosai 1 2 3 4 5 99

Ability to complete a call without being cut-off/ana iya 1 2 3 4 5 99
waya har akare ba ta yanke ba
Price charged for the voice calls/prishi na kira 1 2 3 4 5 99
Getting connected to the right number when you dial 1 2 3 4 5 99
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PROJECT ACCESS 2017
b. Airtime/ Katin Magana Far Below Below Neutral Above Far Above NA
Expectation/k Expectatio /Expectation Expectatio
asa n i / n
da / n s /
buk d a a s
ata a s m a
n a a m
k k d a
a a a f
s s fi i
a a y y
d k e e
a a d d
b i a a
u n b i
k a u n
a s k d
t a a
a t a
a k
A e
b b
o u
v k
e a
Expectation t
a
Availability of recharge cards/yewan samu kati na waya / 1 2 3 4 5 99

top-up services/kari katin waya ta naura
Adding correct amount of credit/airtime to your account 1 2 3 4 5 99
balance
Time taken for airtime/credit to appear on your account 1 2 3 4 5 99
Ability to check your airtime/account balance 1 2 3 4 5 99
c. Internet Services/Naura gizo Far Below Below Neutral/ina Above Far Above NA
Expectation/kasa Expectation/da saka Expectation/ Expectation/
da n saka sa sa
bukata kasa m m
da a a
buka da fiy
ta fiy e
e da
da in
bu da
ka ak
ta e
bu
ka
ta
Log-in attempts before successfully getting online/sakawa 1 2 3 4 5 99

lambobi kafin a samu dama shigarwa
Correct billing of Internet/email services /prishi daidai na 1 2 3 4 5 99
naura
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PROJECT ACCESS 2017
Speed of your internet connection/naura na saurin 1 2 3 4 5 99
budewa
Managing loss of service i.e. internet/email service not 1 2 3 4 5 99
available/kular da masalolin naura
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PROJECT ACCESS 2017
d. Value Added Services (VAS)/ Far Below Below Neutral/ina Above Far Above Not
Harkokin kara ingancin kaya Expectation/kasa Expectation/da saka Expectation/ Expectation/sa Appl
da n sakai sa ma icabl
bukata kasa na s m fiye e/Ba
da a da in i
buka da da dace
ta fiy ake ba
e buka
da ta
b
uk
at
a
Caller tunes/Ringback tones/wakokin 1 2 3 4 5 99

kiran shigowa/wakokin kira
fita
Call me back/sake kira na 1 2 3 4 5 99
Credit sharing/badawako kuma raba 1 2 3 4 5 99

kati na kudin waya
Receiver pays/wanda yak e amsawa ke 1 2 3 4 5 99
biya
TCM8. Which package/tariff plan do you currently use in your main network/Wani iri ka ke amfani da shi a anihin naura wayan ka?
TCM9. Which package/tariff plan do you currently use in your second line/wani irin pakji ka ke amfani da shi a naura wayan ka na biyu?
Main Networ/Anihin netwok Second Main

Beta Talk na1ka 1
Network/networki na
TruTalk 2 2
biyu
SmoothTalk 3 3
Pulse 4 4
SuperSaver 5 5
Zone 6 6
Breakfree 7 7
Xtra Value 8 8
Hello World 9 9
SuperSaver 10 10
SmartTRYBE 11 11
SmartROAM 12 12
SmartCONNECT 13 13
SmartPREMIER 14 14
SmartTrybe Junior 15 15
Easy Life Complete 16 16
Free Tomorrow 17 17
Easy Cliq for the week 18 18
Easy Cliq for the day 19 19
Easy Starter 20 20
Cliqlite 21 21
Talk Zone 22 22
Bounce 23 23
11k/s Prepaid Plan 24 24
Gbam Hi 5ive 25 25
Infinitio 26 26
Bumpa 27 27
Generation G Prepaid Plan 28 28
E-SuperSaver/Postpaid+ 29 29
2Good Postpaid 30 30
Classic Postpaid 31 31
Easy life Postpaid 32 32
Premier Connect 33 33
Smart Plan 34 34
Pre/Post Paid Easy Flex 35 35
Classic Postpaid 36 36
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PROJECT ACCESS 2017
XtraPro 37 37
XtraSpecial 38 38
XtraTalk 39 39
XtraData 40 40
StartPack 41 41
EasyFlex 42 42
SmartValue 43 43
Jollific8 44 44
Prestige Gold 45 45
Prestige Silver 46 46
Prestige Bronze 47 47
Prestige Family 48 48
StepUp Platinum 49 49
Others (specify)/ Saura(yi bayani) 98 98
Don’t know/Can’t say/Ban sani ba/Ba zan iya fada ba 99 99
TCM10. What are the features or offers you expect your current main package/ tariff plan to have that are not currently available?
TCM11. In your own opinion, how can your current tariff plan be improved upon?
TCM12. Which of these do you consider the best way to reward GSM subscribers?
TCM12
Recharge bonus to call all networks /kyuata na kati 1
Free MB on every recharge /kyuata na MB a ko wani kati da ka saka 2
Reduce call rate to all networks/a rege yewan kudi da a ke yankewa ta kira zuwa ko 3
Reduce callwani
rate netwok
on the same network/reguwan kudin kira zuwan netwok din 4
Randomly giving out prizes(other than credit) without competing /ba da kyauta a ko 5
Friends andwani
Family at a very cheap rate/reguwan kudin kiran iyali da abokinai
lokoci 6
Free SMS/kyauta wasika 7
None / Babu 99
TCM13. Generally, Value Added Services refer to enhancers of overall service experience through use of creative Ring Back Tones, Caller Tunes
etc. Talking about Value Added Services (VAS), What type of Value Added Services do you currently enjoy on your current main line?/
A duka,harkokin kara inganci na kayaki na nufin dukan harkokin da mutum ya fuskanta ta wajen amfani da keraren wakan kira na
baya,wakkokin kira da sauran su. Cikin zance na harkokin kara inganci na kayaki(VAS),wane irin harkokin kara ingancin kayaki ne ka ke
mora a yanzu a ainihin layin wayan ka?
TCM14. What type would you like to have but which is not currently available? Any others? /Wanne iri ne ka ke son ka samu amma ba ta
samuwa? Akwai wasu kuma?
TCM13 TCM14
Ring Back Tunes/wakan wayan 1 1
Sports news/labarai wasani 2 2
Bible/Quran verses /litafi Mai Sarki/Litafi quarani 3 3
Medication reminder service/tinachewa na lafiya 4 4
Health Tips/maganganu zaman lafiya 5 5
Job updates/ sarnarwa na aiki 6 6
Music/wakoki 7 7
Sport/wasani 8 8
Others/Saura (Specify) 9 9
TCM15. On average, how much do you spend to recharge your line(s) in a week/a karshe nawa ka ke kashewa a kati a sati?
TCM16. On average, how much do you spend to recharge your line(s) in a month/ a karshe kamar nawa ka ke kashewa a kati a wata?
TCM17.How much of this total monthly spend on recharge goes to your main line/kamar kurare kati nawa ke zuwa wajen anihin layin ka
(mention provider at TCM5/ Wanda aka ambata a TCM5)?
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PROJECT ACCESS 2017
TCM15 TCM16 TCM17
Up to /Zuwa ga N500 1 2 3
Daga N501 zuwa-N1000 1 2 3
Daga N1001 Zuwa-N2000 1 2 3
Daga N2001Zuwa-N3000 1 2 3
Daga N3001 Zuwa-N4000 1 2 3
Daga N4001 Zuwa-N5000 1 2 3
Daga N5001 Zuwa-N7500 1 2 3
Daga N7501 Zuwa-N10,000 1 2 3
Daga N10,001 ZuwaN12,250 1 2 3
Daga N12,251 zuwa 1 2 3
N15,000
Daga N15,001Zuwa- 1 2 3
N17,250
DagaN17,251 Zuwa- 1 2 3
N20,000
Daga N20,001- 1 2 3
ZuwaN22,250
DagaN22,251 Zuwa - 1 2 3
N25,000
Daga N25,001 Zuwa- 1 2 3
N27,250
DagaN27,251- 1 2 3
ZuwaN30,000
Fiye da N30,000+ 1 2 3
(SPECIFY/Fadi)
TCM18. How often do you recgharge your line/So nawa ka ke saka kati a wayan ka?
More than once a day/fiye da son daya a rana 1
Daily / Ko wani rana 2
4-5 times a week /son 4 zuwa son 5 a rana 3
2-3 times a week/son 2 zuwa 3 a sati 4
Once a Weekly /Son daya a sati 5
Forthnightly (Every 2 weeks)/a cikin ko wani sati biyu 6
Monthly /A wata 7
Quarterly /ko wani watanin hudu 8
Less often/kasa da kunlin 9
Never/ban tab aba 10
TCM19. On average, how far do you trek to get a recharge card/kamar minti nawa za iya takawa zuwa wajen siyan kati?
I recharge online/ via mobile phone/ina siya ta naura, ta 1
Less
wurenthan 5 minutes/
waya ta kasa da minti 5 2
Minti 5 –minti 10 minutes 3
Minti11 – Minti15 minutes 4
Minti 16 –Minti 20 minutes 5
Above Fiye da minti30 minutes (specify) 8
TCM20. Would you prefer to top up your line with a recharge card or with an electronic recharge/ta wani hanya kafi son siyar kati na waya,
siyan kati a wurin da a ke saiyar ko kuma ta naura?
Prefer a recharge card /na fi son saya kati 1
Prefer an electronic recharge/na fi son ta naura 2
No preference/ ko wane yayi mini 3
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PROJECT ACCESS 2017
INTERNET SECTION/SASHEN YANAR GIZO
INT21a. Do you have internet connectivity at home through mobile phone?/ Kana da na’uran shiga yanar gizo kamar wayar tafe da gidan ka a
gida?
INT21b. Does any member of your household have internet connectivity at home through mobile phone?/ Ko wani memba iyalin ka na shiga
yanar gizo a gidan ka na hanyar wayar tafe da gidan ka?
INT 21a INT 21b
Yes /A 1 1 CONTINUE/Cigaba
No/A’A 2 2 SKIP TO INT23/Tsalake

zuwa tambaya ashirin da
INT22. And, have you accessed the Internet or downloaded data in the last seven days either
uku from your phone or other means?/Kuma, ka
shiga yanar gizo don sauke wasu bayanai cikin kwanaki uku da suka wuce ko daga wayan ka ko wasu hanyoyi?
INT 23
Yes /A 1 CONTINUE/Cigaba
No/A’A 2 SKIP TO NEXT
SECTION/Tsalaka zuwa
sashe na gaba
INT23. Do you have internet connectivity at home apart from your mobile phone?
INT23
Yes /A 1 CONTINUE/CIGABA
No/A’a 2 SKIP TO INT31/TSALAKA
ZUWA TAMBAYA NA
INT24. TALATIN DA DAYA
How many members of your household use internet at home? /Membobin gidan ka nawa ne ke amfani da yanar gizo a gida?
INT25. What do you use your internet at home for? Entertainment (Gaming, Video Streaming, Music etc), Education, Business, Connectivity
for calls and socials?/Menene ka ke yin amfani da yana gizo a gidan don yi?Anashuwa(buga wasani,kalon bidiyo,saurare sauti da sauran
su),ilimi,harkan kasuwanci, don shiga kira das ashen zumunta?
Entertainment (Gaming, Video Streaming, Music etc), / wasan kalokalo,kanlo 1
Education/Ilimi ta karatu 2
wasan shireyen shireyn,wakoki da sauran
Business/Harka ta sana’a 3
Connectivity for calls and socials/Ta zamani 4
News/Labarai duniya 5
Sports/Wasani 6
Others /Sauran su
INT26. How much do you spend per month on internet connectivity at home/Nawa ne ka ke kasha a wata a kan zana gizo?
INT26
Up to /Zuwa ga N500 1
Daga N501 zuwa-N1000 1
Daga N1001 Zuwa-N2000 1
Daga N2001Zuwa-N3000 1
Daga N7501 Zuwa-N10,000 1
Daga N10,001 ZuwaN12,250 1
Daga N12,251 zuwa N15,000 1
Daga N15,001Zuwa-N17,250 1
DagaN17,251 Zuwa-N20,000 1
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PROJECT ACCESS 2017
Daga N20,001- ZuwaN22,250 1
DagaN22,251 Zuwa -N25,000 1
Daga N25,001 Zuwa-N27,250 1
DagaN27,251- ZuwaN30,000 1
Fiye da N30,000+ (SPECIFY/Fadi) 1
INT27. Who is/are your internet service provider(s) at home/Waye/Ko wani kampani ne ke bada ko kawo wanan aikin?MA/Amsa fiye da
daya
INT28. If more than one ask, which one provider do you use most often/ in dai amsa ta fi daya, a tambaya wani kampani harkan zana gizo a
ke yawan amfani da shi?SA/Amsa daya kadai a ke so
INT29. If you were to change your main internet service provider at home, which one will you change to?/In ka yi tunanin ka canza ainihin
masun gudanar da harkokin yanar gizo a gida, wane ne za ka canza?
INT27 INT28 INT29

Airtel (GSM) 1 1 1
Etisalat (GSM) 2 2 2
Globacom (GSM) 3 3 3
MTN (GSM) 4 4 4
Multilink’s/Telcom mobile wireless 5 5 5
Smile 6 6 6
Spectranet 7 7 7
Fiberone 8 8 8
Swift 9 9 9
Cyber Space 10 10 10
Hyperia Ltd. 11 11 11
Visafone 12 12 12
Vodacom 13 13 13
Others 1 (Specify………….)/Saura na 14 14 14
fari(yi bayani……..)
No plan to change ISP/Babu tunanin 15
canza
INT30. DELETED
INT31. Please tell me all the ways you accessed the internet in the last 7 days. Through/Don Allah ka gaya mini hanyanyoyi da ka samu shiga
zana gizo a cikin kwanaki bokwai da ta wuce. Ta
A mobile phone/ Smart phone/Ta waya/Ta Naura waya 1
A Tablet/Ta baban Waya 2
A PC or laptop/Ta lapto 3
A Gaming device/Ta hanya Naura wasin kalakalo 4
Others/Saura 5
Not sure/Ban tsamani ba 6
INT32. - How often do you access the internet/Kamar so na w aka ke samu shiga zana gizo?
Every da/Ko wani Ranay 1
Son 4 – zuwa 6 times a week 2
SON 2 or Ko son 3 times a week 3
Once a week/Son daya a sati 4
Son 2 orko son 3 a wata times a month 5
Once a month/Son Daya a wata 6
Less often than once a month/Kasa da son daya a wata 7
ASK ALL THAT ACCESS THE INTERNET/ A TAMBAYI DUKAN WANDA SUN SAM SHIGA KO SUNA DA HANYA TA SHIGA ZANAN GIZO
INT33. Which of these sites do you visit anytime you access the internet/Wani bangare ka na yewan dubawa dukan lokoci da ka samu shiga
zana gizo?
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INT34. And which are the top 3 sites you visit when you access the internet/Dukan lokoci da ka samu shigar zana gizo wani bangare uku ka fi
zuwa ?
INT33 INT34
Facebook 1 1
Twitter 2 2
Myspace 3 3
Bebo 4 4
Google+ 5 5
Netlog 6 6
LinkedIn 7 7
Flickr 8 8
Skype 9 9
CNN 10 10
Sport websites 11 11
Badoo 12 12
Foursquare 13 13
Hi5 14 14
2 Go 15 15
Twoo 16 16
Friendstar 17 17
Pinterest 18 18
DeviantArt 19 19
LiveJournal 20 20
Tagged 21 21
Nairaland 22 22
WhatsApp 23 23
News websites 24 24
Orkut 25 25
Cafemom 26 26
Ning 27 27
MeetUp 28 28
MyLife 29 29
Multiply 30 30
Youtube 31 31
Yahoo 32 32
Gmail 33 33
Google 34 34
MSN/Hotmail 35 35
BBC 36 36
Others specify/Saura a yi bayani 37 37
INT35. Hot Spots or “Wi-fi” zones describe designated areas where Internet access can be obtained within a particular sphere of space in an
institution or public facility. Are you aware of any Hot Spot zone/wanan she ne wanda a ka zana domin samu shigar zana gizo a
kebebiyar wuri a wuraren aluma. Ka sani da wanan wajejen?
INT36. Have you ever accessed the Internet from a “Wi-fi” zone/ka taba samu shiga zana gizo ta wanan wajen?
INT35 INT36
Yes/Ae 1 1
No /Aa 2 2
IF ACCESS INTERNET THROUGH MOBILE PHONE/IN DA AN SAMU SHIGA ZANA GIZO TA HANYA WAY (i.e. IF 1 CODED AT INT31/IN AN ZABI
LAMBA NA DAYA AN LAMBA NA 31)ASK/TAMBAYI:
INT37. How much time do you usually spend on the internet in an average week on your mobile phone/ smart phone/Kamar lokotai nawa ka
ke kashawa in ka soma dubawa ko in ka shiga zan gizo ta hanya wayan ka?
Less than 1 hour/Kasa da awa daya 1
Between /cakani awa 1 and/da awa 2 hours 2
Between /cakanin awa 2 and da awa 5 hours 3
Between/cakanin awa 5 and da awa 10 hours 4
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More than/fiye da awa 10 hours 5
INT38. Are you happy with services/spend/Ka ji dadi shi/ta kudi da a ka kashe?
INT38
Yes/Ae 1
No /Aa 2
INT39. Which of the following best describes your impression towards the services/spend/ wani kalmomi ne ya nuna raayin ka sosai gama da
amfani da zana gizo/ko kuma wanda ya gamus daidai da kudi da an kashe?
Spend more for better services/ an kasha kudi sosai domin samin 1
abin ma kyau
Prefer what is currently available but just want it cheaper/ An fiso 2
abin da a ke samu yanzu kuma muna so a rege kudin
Want the current situation sustained/a cigaba da daidai 3

yande ya ke yanzu
Others (specify/ Saura(fasar))
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MOBILE PHONE/WAYAN TAFE DA GIDAN KA

INT40. How many members of your household have at least a phone/Mutane nawa ne ke da waya a wanan iyali?
INT41. In total, how many mobile phones are available in your household/A gabdaya wayoyi nawa gare wanan iyalin?
INT40 INT41
1 1 1
INT42. What type(s) of phone do you have/Wani irin wayoyi da a ke da shi a wanan iyali/wani irin waya ko wayoyi ka ke da shi? MA/fiye da
amsa daya
INT43. And what types of phones do other members of the household have/kuma wani iri waya saura mutanin iyali ke amfani da shi? MA/fiye
da amsa daya
INT44. If you are to change you current phone to another type, which type will you prefer/in da kamar z aka chanza wayan sabon waya wani
iri z aka saya, wani iri z aka so? SA/amsa daya kadai
INT42 INT43 INT44
Features phones 1 1 1
Blackberry 2 2 2
Android 3 3 3
IPhone 4 4 4
IPad 5 5 5
Smart phones 6 6 6
Others /Sauran 98 98 98
No plan to change my phone/ Ban shiri chanza waya na 99
yanzu ba
HOUSEHOLD FINANCIAL HABITS: BANKING SECTION

BANKING ACCESS
HF1. Does your household have at least one member with a bank account?/Ko gidan ka na da mutumin da ke da ajiya a banki?
Yes /Ae 1 CONTINUE/Cigaba
No /Aa 2 SKIPTO / Sanlake zuwa HF7
HF2. Which of the following banks do you have an account with? MULTIPLE ANSWERS POSSIBLE/ Wani bankuna ka ke de ajiya da su?
MULTIPLE ANSWERS POSSIBLE/Ana iya ba da amsa fiye da daya
HF3. And which of them do you use most often? SINGLE ANSWER/ Kuma wane daga cikin wadannan ne ka fi amfani da shi a kowane
lokaci?AMSA DAYA
HF2 HF3
Access Bank 1 1
Citibank Nigeria 2 2
Coronation Merchant Bank 3 3
Diamond Bank 4 4
Ecobank Nigeria 5 5
FBN Merchant Bank 6 6
FCMB 7 7
Fidelity Bank 8 8
First Bank of Nigeria 9 9
FSDH Merchant Bank 10 10
Guaranty Trust Bank 11 11
Heritage Bank 12 12
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Jaiz Bank 13 13
Keystone Bank 14 14
Providus Bank 15 15
Rand Merchant Bank Nigeria 16 16
Skye Bank 17 17
Stanbic IBTC Bank 18 18
Standard Chartered Bank Nigeria 19 19
Sterling Bank 20 20
Suntrust Bank Nigeria 21 21
UBA 22 22
Union Bank Plc 23 23
Unity Bank 24 24
Wema Bank 25 25
Zenith Bank 26 26
Microfinamce bank 27 27
HF4. How often do you visit a bank branch? /A wane lokuta ne ka ke yawan zuwa bankin ka?
Daily/Kulum 1
At least once a week/A kala sau daya a sati 2
Once or twice a month/ Sau daya ko biyu a wata 3
On rare occasions/Ba kowane lokaci ba 4
Never/Babu 5
HF5. How do you conduct your bank transactions? MULTIPLE ANSWERS POSSIBLE/ A wane lokuta ne ka ke samun yin harkan bankuna
ka? AMSA FIYE DA DAYA YA YIWU?
HF6. Which of these channels do you use most frequently to conduct your banking transactions? SINGLE ANSWER/Wane daga cikin
wadannan hanyoyi ne ka ke yawan amfani da su wajen harkan bankuna?
HF5 HF6
Through the branch / Ta hanyar kananan ofisoshi 1 1
ATM/ Akwatin ATM 2 2
Mobile phone (USSD)/ wayan tafe da gidan ka 3 3
Internet (online) /Yanar gizo 4 4
PoS/ajiyan PoS 5 5
Agent /wAKILI 6 6
ASK ONLY THOSE WHO DO NOT HAVE A BANK ACCOUNT AND SKIP TO NEXT SECTION. OTHERWISE GO TO HF8/ A TAMBAYE WADANDA
BASU DA AJIYA A BANKI. IN BA HAKA BA A JE HF8
HF7. If no bank account, what is/are your reason(s) for not having a bank account? / In babu ajiya a banki,menene dalilin ko dalilin da
suka sa ba ka da ajiya a banki?
I don't have enough money to open or maintain an account/ Ba Ni da kudin da Zan

1
bude ajiya a banki
My business or work does not yet require me to have one Kasuwanci na ko wurin
2
aiki na ba su bukata in samu daya
I use alternative financial services/ Ina amfani da wasu hanyoyin harkokin kudi 3
I just don’t need or want a bank account for now Ba na dari bukata sa a yanzu 4
I have not found a bank that offers what I need 5
I don’t know how to use a bank account 6
I don’t have the required identification or documentation 7
The nearest bank is too far from where I live or work 8
I don’t trust banks or like dealing with banks 9
Others (please specify____________________) 98
SAVING HABIT
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HF8. DELETED
HF9. DELETED
ASK ALL
HF10. Do you have a saving plan?/Kana da tsarin ajiya?
Yes /A 1 CONTINUE/CIGABA
No /A’a 2 GO TO/A JE
HF11. If you have savings, which of these factors is most important to you?/ in kana da ajiya, wane daga cikin wadannan ne sun fi maka
muhimanci?
Interest rate /Riban kudi 1

No account maintenance fees/ Babu kudin lura da ajiya 2
Promotions and deals/Gasa da garabasa 3
Bank’s reputation for safety and security of funds/Martaban banki don ajiya na
4
tsaro kan kudi
Bank’s reputation for service and convenience/Martaban banki ta harkoki da jin
5
dadi
Others (please specify____________________)/Saura(a yi bayani) 98
HF12. What do you save/put money aside for? Multiple Answers possible /Menene ka ke ajiya/ ajiye kudi domin sa? Amsoshi
fiye da daya na yiwu
HF12. What do you mainly save/put money aside for? Single Answer /Menene ka ke ainihin ajiya/ ajiye kudi domin sa/Amsa
daya
For emergencies / Yanayin gagawa 1

Day-to-day ordinary household needs / Bukatun kowane rana na iyali 2
Personal needs (such as clothes, shoes, jewellery) / Bukatun na Kaina(kamar tufafi,takalma,da
3
kayan ado)
Medical expenses / Kudaden magunguna 4
School fees/education / Kudin makaranta 5
To pay rent / Biyan kudin gida 6
To buy farming inputs/cover farming expenses /Don sayan kayakin Gona/shafe Kudaden gona 7
To cover business expenses /Kudaden kasuwanci 8
Home improvements /Bunkasa gida 9
Old age / Shekarun tsufa 10
To buy livestock/cattle /Don sayan swami da tumaki 11
To buy shares /Don sayan Hanu jari 12
Starting a new business /Soma sabuwar kasuwanci 13
Expanding my business/business assets/business premises /Bunkasa Kasuwanci/Jarin
14
Kasuwanci/ wurin kasuwanci
To build a house /Don Gina gida 15
To buy a car/motor cycle /Don sayan mota/ babur 16
To buy property (e.g. land or house) /Don sayan kayan malaka (misaligned Fili ko gida) 17
For vacation/holiday / Don zuwa hutu 18
Specific occasion (e.g. Yam Festival, Marriage, Christmas, Ileya, etc) / Bulk na musama (
19
misaligned Nikon doya, aure,kirismeti,laiya da sauran su)
HF13. Which of these ways of saving suits you best? / Wanne daga cikin irin wannan ajiya ne ya fi maka?
With a bank – commercial bank / Tare da banki- banking kasuwanci 1

With a bank – microfinance bank / Tare da banki- karamin banki
With a bank – non-interest savings /Tare da banki- ajiya da babu riba 3
With a mortgage bank such as FMBN / Tare da banki na musama kamar banking FMBN 4
On your mobile phone (in an e-wallet) / Cikin wayan tafe da gidan ka (a aljuhun na na'ura 5
With a microfinance institution / Da karamin maikatan kudi 6
With a group such as a co-operative, savings group or village/community
association/ Da kungiyar kamar na harin kai, kungiyar ajiya ko kungiyar hadin kai na kauye ko
na al'uma.
With savings/thrift collector/merchant /Tare da ajiya/ mai karban hadashe/ dilali 8
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Give money to family/friends or household members to keep safe / Ina ba da kudi ma
9
iyali/abokanai ko membobin iyali don ajiya
Save in a safe place at home or carry it around Yana years a wani wuri a gida ko in yi tafiya da
10
shi a jiki na
Other ways – not mentioned here, specify Sauran hanyoyi- da ba a ambata a nan ba,a yi bayani 98
INVESTMENT HABIT HALAYEN JARI

HF14. Some people buy things as a means of investment. Which of the following types of investments do you have? Wasumutane sukan
saya kayaki a matsayin jari
Investments
Property (a building/house)/Kayaki (Gini/ gida) 1
Land /Fili 2
Farming/agriculture/livestock /Noma/harkan Noma/dabobi 3
Mutual funds /Kudaden mutunci 4
Government bonds /Hannun jari na gwamnati 5
Shares/Stocks / jari/hanaye 6
Assets such as jewellery, gold coins and others /Malaka kamar kayakin ado na gwalagwale,zinariya da
sauran su
7
Fixed deposits Ajiya na din din din 8
None/Babu 99
HF15. When investing your money, which of these factors is most important to you? In za ka yi ajiya kudi,wanne daga cikin wadannan ne
ya fi maka muhimanci?
Liquidity Hardware sa 1
Low Risk/ kankanta hatsari 2
High Returns / Riba mai girma 3
Company reputation or experience /Martaban karamin kokwarewan su 4
HF16a. Do you have a pension fund?/Kana da ajiya na pansho?
HF16b. Does anyone in the house have a pension fund?/Ko wani a gidan ku na da ajiyan fansho?
HF16a HF16b
Yes /A 1 1
No /A’a 2 2
HF16c. Do you currently receive pension?/ Kana karban fansho yanzu?
HF16d. Does anyone in your household currently receive pension?/Ko wani a gidanku yanzu na karban fansho?
HF16c HF16d
Yes /A 1 1
No ./A’a 2 2
HF17. Which of the following do you have/receive?./Wanne daga cikin wadannan ne ka ke da shi/ko ka ke karba?
Pension that only you contribute(d) to/Fansho wanda kai kadai ka tara 1
Pension that both you and your employer contribute(d) to /Fansho wanda kai da wanda ya dauke
2
ka aiki ke tara
Pension that only your employer contribute(d) to / Fansho wanda mai daukan ka aiki ke tarawa 3
Not sure – do not know (DO NOT READ OUT) / Ban tsamani ba – Ban sani ba (KAR A KARANTA A
JI)
4
ASK ALL./TAMBAYA DUKA
HF18. How much can you afford to save monthly for pension?/Nawa ne kana iya ajiya a kowane wata ma fansho?
HF19. Would you like to withdraw part of your pension balance for emergency needs?/Za ka so ka cire saura daga cikin ajiyan ka na fansho
don bukatan gagawa?
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Yes ./A 1
No /A’A 2
LOAN/CREDIT HABIT
HF20. Have you ever borrowed money in the past? Ka taba karban ramcen kudi a baya?
HF21. Did you borrow money in the past 12 months? Ka karban ramcen kudi cikin watani sha biyu da suka wuce?
HF20 HF21
Yes /A 1 1 CONTNUE/CIGABA
No/A’a SKIP TO/TSALAKE
2 2
ZUWA
HF22a. Which of the following sources have you borrowed money from in the past?/Wanne daga cikin wadannan hanyoyi ka yi amfani das
hi don karban ramcen kudi?
HF22b. Which source did you borrow money from the most? Wanne ne ka fi karba ramcen sosai?
HF22a HF22b
From a bank – Commercial bank / Dag banki-. Bankin kasuwanci 1 1
From a bank – Microfinance bank / institution/Daga banki-
2 2
karamin banki
From a bank – Non-interest loan /Daga banki- banki da babu riba 3 3
From a bank – Mortgage bank like FMBN /Daga banki- bankin
4 4
ajiya don biyan bukata kamar FMBN
Government /Gwamnati 5 5
Mobile money operator / Mai gudanar da ayukan kudi na tafe da
6 6
gidan ka
Employer /Wanda ya dauke ka aiki 7 7
Group such as a co-operative, savings group or village/community
association / Kungiyar kamar na hadin kai, kungiya hadashe na 8 8
kauye ko na al'uma
Savings/thrift collector / Ajiya/mai hadashe 9 9
Moneylender /Mai ba da ramcen kudi 10 10
Family/friend/household member /Iyali/abokin/Jenna iyali 11 11
Other, specify /Saura a yi bayani 98 98
HF23. What was the specific reason you borrowed from your source or what was your motivation for borrowing from your source?”/
Wanene ainihin dalili day a sa ka karba ramcen kudi daga wannan hanyan ko menene ya rinjaye zuwa karban ramce a wannan hanya?.
HF23
Cheaper rates (pricing)/Saukin kudi 1
Brand/bank loyalty/Ayarin/girmama banki 2
Ease of access/Samun shiga 3
Speed of funds disbursement/Saurin sake kudi 4
Favourable repayment schedule/Tsarin biya ya yi kyau mani 5
Principal limit/Kurewa kan uwar kudi 6
Others (specify)/Saura(a yi bayani) 98
HF24. Thinking about the last time you borrowed from the…………………. (main source), what did you borrow this money for? Yi tunani game
da lokacin da ka karba ramcen na bayan nan daga..........(ainihin wurin da saba karba), me ka karba kudin nan ka yi da shi?
HF24
Buy a house /Sayan gida 1
House renovation/extension /Gyaran gida/burden gida 2
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Buy land /Sayan fili 3
Buy a car/vehicle /Sayan mota/abin hawa 4
Education /Ilimi 5
Start/expand a business /Gagawa/Bunkasa kasuwanci 6
Medical expenses /Kudin magunguna 7
Travel Tafiya 8
Buy food/clothing /Sayan abinci/tufafi 9
Buy household goods / Sayan kayakin amfani gida 10
Pay for bills /Biyan kudin abubuwa morewa a gida 11
Pay off debts / Biyan basusuwa 12
Buy fertilizer/livestock/seeds /Sayan taki/dabobi/ hatsi 13
To help a friend/family member / Don taimakon abokin/Jenna iyali 14

Milestone celebration (e.g. Wedding,Birthday Party, Burial of aged parents
15
etc)/Bukukuwa (misali aure,bukin cika shekara, janaiza iyayen da suka tsufa
Other, specify /Saura, a yi bayani 98
HF25. Using a 5-point scale where ‘1’ means ‘’not at all easy’’ and ‘5’ means ‘’very easy’’, how easy do you find it when accessing loans? Yin
amfani da skeli mai kai biyar inda ‘ daya' na nufin babu sauki ko kadan, biyar na nufin akwai Saudi sosai,yaya sauki sa ya ke in ka je Neman
ramce?
HF25
Not at all easy/Babu sauki ko kadan 1
Not easy/ babu sauki 2
Neither/tsakanin Sauki da rashin sauki 3
Quite easy/ Na da sauki 4
Very easy/ Da Sauki sosai 5
TRANSACTIONS HABIT/HALAYEN HARKAN KUDI

HF26. On average, how many financial transactions do you do per month?
Less than 2 1
2–4 2
5 – 10 3
10 – 15 4
20-30 5
Above 30 6
HF27. What of the following financial transactions do you do most often?
Buy airtime 1
Pay bills 2
Transfer money 3
Deposit money 4
Withdraw cash 5
Buy FX 6
Others (please specify____________________) 98
PAYMENT
HF28 What type of debit (or ATM card) do you predominantly use in your household currently? Wanne irin Katin cire kudi na ATM ne ka
ke yawan amfani da shi a gidan ka yana?
Mastercard 1
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VISA 2
Verve 3
Other – please specify name of the card/Saura-don Allah a yi bayani kan 98
sunan kati
None/Babu 99
HF29. Do you (or any member of your household) have a credit card? Ko kai(ko wani memba na iyali) na da Katin ramce
HF30. Do you know about mobile money? Ka taba ji game da kudin tafe da gidan ka?
HF31. Have you ever used mobile money? Ka taba amfani da kudi tafe da gidan ka?
YES/ A 1 1 1 CONTINUE/CIGABA
NO/A'a SKIP TO/TSALAKE
2 2 2
ZUWA
HF32 What was the first transaction you conducted using mobile money? Wanne harkan kudi ne ka fara yi da kudi tafe da gidan ka
Paying billsBiyan kudin kayakin more rayuwa 1
Sending money /Aikar da kudi 2
Receiving money/Karban kudi 3
Airtime purchases /Sayan Katin waya 4
Receiving wages/salary /Karban albashi 5
Paying for goods or services /Biyan kudin kayaki da na harkoki 6
Purchasing bus tickets /Sayan tikitin mota bus 7
Storing/saving money /Ajiya/ajiya kudi 8
Receiving payments from customers /Karban kudin daga kostomomi 9
Receiving payments from government /Karban kudin daga gwamnati 10
Paying for insurance /Biyan kudin inshora 11
Sports betting /Caca na motsa jiki 12
Other, specify /Saura,a yi bayani 98
Don’t know/can’t remember /Ban sani ba/Ba Zan iya tuna ba 99
HF33. Would you pay your workers with mobile money? /Za ka biya maikatan ka ta wajen harkan kudi tafe da gidan ka?
HF34. Would you like to receive payments or your salary with Mobile money? Za ka so ka karba kudin ko Albashin ka daga wajen kudi tafe
da gidan
YES /A 1 1
NO/A'a 2 2
NOT APPLICABLE/ Bai shafe sa ba 3 3
HF35. In resolving your queries, do you prefer to call the operator or visit the experience center? Wajen sasantamatsalar ka, ka gwammace
ka Kira maikatan su ne ko ka je wurin abokin su
Prefer to call the operator/Na gwammace in Kira maikaci 1

Prefer to visit the showroom/ Na gwammace in source su 2
No preference/ Babu zabi 3
INTERNATIONAL REMITTANCE
HF36. Have you received money from overseas in the past 12 months? / Ka taba karban kudi daga kasar waje cikin watani sha biyu da suka
wuce?
Yes /A 1 – Ask HF37/Tambaye HF37

No /A’a 2- Go to HF38/A je HF38
HF37 Through which source did you receive the money? /Daga wane hanya ne ka karba wannan kudi?
Western Union 1
Moneygram 2
Ria 3
Transfast 4
Family and friends/Abokani da yanuwa 5
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Others (please specify____________________)/Saura(a yi 98
bayani)
INFORMAL SERVICE PROVIDER/MASUN GUDANAR DA HARKAN DA BABU TSARI
HF38. Which of the following groups do you belong to? /Wanne daga cikin wadannan kungiyoyi ne ka ke a ciki?
Cooperative society/Kungiya hada kai don CONTINUE/CIG

1
jari ABA
Savings group/ Kungiyan ajiya 2
Community association/Kungiyan alu’ma 3
SKIP
None /Babu 4 TO/TSALAKE
ZUWA
CONTINUE IF CODES 1, 2 OR 3 ABOVE/CIGABA IN AN ZAGA DAYA,BIYU KO UKU A SAMA
HF39. Which of these groups do you save money with? MA/Wane daga cikin wadannan kungiyoyi ne ka ked a ajiya dasu?
HF40. And which do you save money with most? SA /Kuma wane ne ka fi ajiya da su sosai?
HF 39 HF40
Cooperative society/Kungiya hada kai don jari 1 1
Savings group/ Kungiyan ajiya 2 2
Community association/Kungiyan alu’ma 3 3
None /Babu 4 4
HF41. Which of these services does the group offer?/Wanne daga cikin wadannan harkokin ne kungiya ke bayar?
Cooperative society Community
Savings group/
Kungiya hada kai association
Kungiyan ajiya
don jari Kungiyan alu’ma
Saving /Ajiya 1 1 1
Credit (loans)/Ramce 2 2 2
Investment /Jari 3 3 3
Buy stocks/shares/Sayan hanaye jari 4 4 4
Social fund /Kudin zumunta 5 5 5
Other, specify /Saura,yi bayani 98 98 98
Don’t know/can’t remember /Ban sani ba/Ban iya tuna ba 96 96 96
HF42. How often do you contribute to the group? Would you say it is …?/A wane lokuta ne ka fi yin ajiya a wannan kungiya? Za ka ce a…..?
HF43. How often do you borrow from such a group? Would you say it is …?/A wane lokuta ne ka ke ramta kudi daga wanan kungiya?
H42 H43
Daily / Kulum 1 1
Weekly /Sati 2 2
Monthly /Wata 3 3
Quarterly /Kwata 4 4
Annually /Shekara 5 5
Occasionally /Wasu lokuta 6 6
GENERAL/DUKA
HF44. Which of the following CBN policies has impacted you most?/Wanne daga cikin wadannan tsarin bankin taraya ya taimake ka sosai?
BVN/Lamba na BVN 1
Foreign Exchange/Canza kudin kasashen waje 2
Revised bank charges/Kudaden da banki na caja 3
Stamp duty/Kudin stam 4
Account maintenance fee/Kudin lura da ajiya a banki 5
Bank reference rate (MPR)/Kudin caji na banki 6
Account opening requirements/Abubuwan da ake bukata kafin a bude
7
ajiya
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HF45. Overall, how likely are you to recommend your bank(s) to your friend or colleague?/A takarce, za ka ka bada shawara ga bankin ka
Very likely sosai/ zan bada 1

Likely/zan bada 2
Not likely/da kar 3
LOAN AND DEBT MANAGEMENT/RAMCE DA LURA DA SHI
HF46. Does your household have any loan or debt (formal and informal) outstanding as on the date of
survey?/Ko gidan ka na da ramce ko bashi (mai tsari ko mara tsari) a ranar bincike?
Formal (e.g Commercial Bank, Micrfinance Bank, etc.)/Tsari(misali

1
Bankin kasuwanci, karamin banki, da sauran su)
Semi-formal (e.g Cooperative Society, Savings Group, etc.)/ Matsakaicin 2

tsari( misali Kungiya hadin kai na jari,kungiyan ajiya, da sauransu)
Informal/Mara tsari 3
None/Babu 4
IF ANSWER IS NONE, GO TO THE NEXT SECTION, OTHERWISE, CONTINUE/IN AMSA BABU NE,A JE SASHI NA GABA, IN BA HAKA BA, CIGABA
HF47. What is the total outstanding loan of your household as of today?/Nawa ne bashin kudi da a ke bin iyalin ka a yanzu
Formal/Tsari Semi- Informal /Mara
formal/Matsakaicin tsari
tsari
Less than N5,000/Kasa da 5000 1 1 1
N5,000 zuwa– N50,000 2 2 2
N50,000 zuwa– N250,000 3 3 3
N250,000 zuwa– N1,000,000 4 4
Above/fiye da N1,000,000 5 5
HF48. Please specify purpose for which the loan is taken? Multiple Answer Possible/A bada delili da an karba bashi ?
Purchase of house/land/real estate/Sayan gida/fili/gidaje 1
For medical emergencies/Magunguna gagawa 2
Purchase of automobile (two wheeler, car, etc./Sayan mota( mai kafa
3
biyu,mota da sauran su)
For meeting social obligation (Marriages, etc.)/Don biyan bukata na
4
zumunci(kamar aure)
Purchase of Commercial vehicle (Tractor, trucks)/Sayan motan
5
kasuwanci(noma da na kwashe kaya)
For children’s education/Don makaranta yara 6
Purchasing other consumer durable goods/Don saya wasu kayakin
7
abinci
For consumption purpose/Don abubuwan ci kawai 8
For Business requirement/expansion/Don bukatun kasuwanci 9
Agriculture loan (Fertilizers, seed, etc.)/Don ramce kayakin
10
gona(taki,hatsi,da sauransu)
For repayment of other loan/debt/Don biyan wasu ramce 11
Others, specify/Saura, a yi bayani
HF49. Please specify sources from which the loan is taken? Multiple Answer Possible/Don Allah yi bayani ka hanyoyin da ka karba ramce?
Banks/Bankuna 1
Money lender/ landlords/Mai ba da ramce/masun gidaje 2
Employer/Wanda ya dauke ka aiki 3
Self Help Groups/Kungiyoyin taimako 4
Other government schemes/Sauran tsari na gwamnati 5
Friends & Relatives/Abokanai da yanuwa 6
Non Banking Financial Institutions (NBFIs), Non Banking Financial
7
Companies (NBFCs),/Maikatu da ban a kudi ba(NBFIs)
MicroFinance Institutions (MFIs)/Kananan maikatun bankuna 8
Cooperative societies/Kungiyoyin hadin kai na jari 9
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PROJECT ACCESS 2017
Others, specify/Saura,a yi bayani
HFDELETED
HFDELETED
HF52. Are you able to service this debt appropriately?/Ka iya biyan duka ramce da ka karba yadda ya kamata?
Yes /A 1
No /A’a 2
HOUSEHOLD INCOME/KUDADEN SHIGA NA IYALI
FINANCIAL OPTIMISM/ZATO KAN KUDI
HI1. How satisfied are you with the financial situation of your household? Answer in a scale of 1 to 5, where 5 means “Completely satisfied”
and 1 means “Completely dissatisfied” /Yaya yardan ka a kan kudade na shiga iyali?/ka zaba kasha daya daga cikin daya zuwa biyar
Completely satisfied/Na yarda sosai 5
Satisfied/Na yarda 4
Neither/makasakiya 3
Dissatisfied/ban gamsu ba 2
Completely Dissatisfied/ban gamsu ba sosai 1
HI2. How has the financial situation of your household changed in the past 3 years/ya yanayin kudaden shigawar ta gida ta canza a cikin
shekaru 3 da su ka wuce?
Better/de dama 1
Worse/ta kure 2
About the same/kamar yanda take da 3
Can’t say/No comment/ban iya fadi ba/ba Magana 4
HI3. Thinking of your household’s total monthly income, is your household able to meet the basic needs/ka tunani a kan kudaden shiga na
iyalin ka, yak e biya maka bukatu?
Very easily/da sauki 1
Easily/sauki 2
With some difficulty/da dan wuya 3
With great difficulty/da wuya sosai 4
No comments/ba Magana 5
HI4. How confident are you about the stability in the major source of household income/ya yardan ka ta ke game da anihin hanya ta shigowa
kudi na iyalin ka?
Most confident/ina da yarda sosai 1
Confident/ina da yarda 2
Less confident/bani da yarda 3
Least confident/bani da yarda ko kadan 4
Can’t say/b azan iya cewa ba 5
HI5. In case the major source of household income is discontinued, how much time will you take to find the equivalent source?
Less than/kasa da 1
6 month/wata 6 2
One year/shekara 1 3
Two years/shekara 2 4
More than two years/sama ko fiye da shekara biyu 5
Can’t say/b azan iya cewa 6
HI6. People sometimes describe themselves as belonging to the working class, middle class, the upper class or lower class. Would you describe
yourself as belonging to the/wasu su ke cewa su masu maikata ne, na sakiya,manya maikata, karama maikata, ina kake ganin kanka ka ke …?
Rich/masu kudi 1
Upper middle class/kasa da masu kudi 2
Middle class/ina sakiya 3
Lower middle class/masu na abinci 4
Poor/talaka 5
HI7. What is the first step that you will take in case of financial crisis/mainene matsayi da z aka dauka domin ka kare rashin kudi?
Use own savings/zany i amfani da ajiya na 1
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PROJECT ACCESS 2017
Take a loan/zan karba bashi 2
Sell an asset/zan sayar da dunkuya na 3
Look for family support/zan nemi taimako daga yanuwa 4
Do extra job/over time/zan nemi Karin aiki 5
Curtail other expenses/zan yanke kasha kasha kudi na 6
Others/saura 7
HI8. How do you expect that the economic situation of your household shall change over next 3 years/ya ka ke gani tantalin iyalin ka za su
canza a cikin shekaru 3 mai zuwa ?
Better/de dama Better
Worse/ta kure Worse
About the same/kamar yanda take da About the same
Can’t say/No comment/ban iya fadi ba/ba Magana Can’t say/no comments
Income Source
HI9. Which of the following best describes your work status? SINGLE ANSWER Wanne daga cikin wadannan ne ya fi kwatancin irin aiki da ka
ke yi?AMSA DAYA KACAL
Employed – public/government /Ina da aiki – na gwamnati 1
Employed – private company/organisation/ Ina da aiki- a
2
kamfani mai zaman kan ta/cibiya
Self Employed/ Ina aikin kaina 3
Family business employment / Ina aiki da maikatan na iyali 4
Unemployed / Not working/Ba Ni da aiki 5
Student/Dalibi 6
Pensioner/Retiree/Mai karban fansho/an ajiye aiki 7
Housewife/matan aure 8
Other (Specify)/ Saura(a yi bayani)
Ask from employed only (i.e. If codes 1 and 2 above) ) A tambaya wanda suke da aiki kadai( Watau in an zaga daya da biyu a sama)
HI10. You just told me you are employed, can you please tell me your occupational status? Ka gaya mani cewa kana da aiki, kana iya gaya
mani yanayin aikin ka?
Full time /
1
Cikaken aiki
Part-time/ Aiki
na wasu yan 2
lokuta
Ask from unemployed only (i.e. If code 5 above) A tambaya daga wanda ba su da aiki kadai( misali in an zaga biyar a sama)
HI11. What is your main reason for not working? ?/ Menene ainihin dalilin da ya sa ba ka aiki?
HI2a. Usually, people get money to buy the things they need in different ways. Please tell me the source (s) through which you usually get
money to buy the things you need? MA/ A kulayomi mutane kan samu kudin su saya abubuwa da suke bukata a hanyoyi- dabam.Don Allah
ka gaya mani hanyar ko hanyoyi- da ka ke samun kudi don saya abubuwa da kake bukata?
HI12b. And what is the primary source of your income (i.e. main source where you get money to buy the things you need? SA?/ Kuma Menene
ainihin hanyar samun Kudaden shiga na ka(misali ainihin hanyar da ka ke samun kudi don saya abubuwa da kake bukata? SA/AMSA DAYA
KACAL
H12a H12b
Salaries/Allowances/ Albashi 1 1
Parent/Guardian/ Iyayen/wanda mu ke Zama da su 2 2
Gains from personal business/contracts /Riba daga Kasuwanci na kai na/kwangila 3 3
Other family members (brothers, sisters, uncles, cousins etc.)/ Sauran membobin
4 4
iyali(danuwa, yaruwa,kawu, da wasu danuwa da sauran su)
Friends/colleagues/Abokanai/abokanai aiki 5 5
Remittance/Firewall don amfani 6 6
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Dividends (bonds, treasury bills and equities)/Riba(hanayen jari,kudin ajiya da
7 7
yarjajeniya)
Rent/Kudin haya 8 8
Sports betting/Caca kan wasani 9 9
Gambling /Caca 10 10
Lottery/ 11 11
Income from subsistence farming /Kudaden shiga ta wajen noma na gida 12 12
Pension /Fansho 13 13
Other (Specify)/Saura (a yi bayani)
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PROJECT ACCESS 2017
HI13. Could you please tell me how regularly you get paid or earn money from these sources? SA/ Don Allah kana iya gaya mani yadda ka ke
samun Kudaden ko BIYA daga wadannan hanyoyi-? AMSA DAYA KACAL
Daily/ kulum 1
Weekly/ a sati 2
Fortnightly/ a sati biyu 3
Monthly/ A wata 4
Quarterly/ A kwata 5
Bi-annually/Sau biyu a shekara 6
Annually/ A shekara 7
Others (specify)./ Saura ( a yi bayani)
HI14. Could you please tell me which of the following best describes you in terms of your current occupation/profession? Kana iya gaya mani
wane daga cikin wadannan ne ya fi kwatancin ka a Sana’a ka na yanzu
Lawyer /Lauya 1
Doctor /Likita 2
Driver/ Direba 3
Cleaner/mai shara 4
Teacher/malami 5
Civil Servant/maikatan gwamnati 6
Accountant/Darektan kudi
7
Farmer/Manomi 8
Nurse/Maikaciyar asibiti 9
Receptionist/Mai karban Baki a ofishi 10
Manager/ Manaja 11
Businessman/woman/Dan Kasuwa/yar
12
kasuw
Plumber/mai gyaran famfo 13
Pharmacist/Likitan magani 14
Clinical officerMaikaci lafiya 15
Shop Keeper/Owner/Mai shago 16
Engineer/injinya 17
Mechanic/Kanikanci 18
Beautician/Saloonist/ Mai gyara ko adon
19
suma
Policeman/Dan sanda 20
Banker/Maikaciyar banki 21
Clerk/ Maikacin ofishi 22
Secretary/Sakatare 23
Lecturing/Melanin makarantar gaba da
24
sakandare
Casual Worker/Maikaciyar da ba na din
25
din din ba
Architect/ Maikaciyar zane-zane na gini 26
Retiree/Pensioner/An sauke aiki/Ana
27
karba fansho
Fashion Designer/Tailor 28
Others (specify) /Saura ( ayi bayani)
HI15. Please tell me which of the following best describes the sector/industry you currently work in? ? Don Allah ka gaya mani Wanne daga
cikin wadannan ya fi kwatancin ka gani da ka ke aiki
Agriculture, Hunting, Poultry,Forestry and Fishing/Gona, 1

Manufacturing 2
Banking/Finance/Banki 3
Insurance/Insura 4
Advertising/Public relations/Talatale/Sada 5
Trading/Business/Kasuwanci 6
Information Technology/Kafofi sadarwa 7
Engineering/Construction/Injiniya 8
Professional firms/organizations/Aikin na sanar 9
Educational Institution/Malami na makarantu 10
Oil & Gas/Mai 11
Brewery/Bottling/Aikin kamfani 12
Hotel/Restaurant/ Aikin hotel 13
Airlines/Aikin da jirigi sama 14
Pharmaceutical/baban shago sayar da maganguna 15
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PROJECT ACCESS 2017
Medicals/Aikin lafiya 16
Shipping/Maritime/Aiki da jirigin ruwa 17
Entertainment/Anashuwa 18
Sports/Wasani 19
Media/Aikin radiyo ko telebijin ko jerida 20
Others/Saura (specify/sa a yi biyani).
HI16. How many people within this household are dependents( under age, non-working or old aged)/mutane nawa ke ciye da kai (yara da
tsofofi mara aiki)
HI17. Has your income increased or decreased recently/samu kudi ka z aka ce ta karu ko kuma ta rege?
It has increased recently/ta karu a kwanakin na 1 CONTINUE/CIGABA

It has decreased recently/ta regu kwanakin na 2
It has remained the same/ta zauna daidai da ta 3 GO TO
ke da HI21/TSALAKE
ZUWAHI21
HI18. When did these changes in income occurred/A WANI LOKOCI ka kula da wanan cenji?
Less than a month ago/kasa 1

da wata 1 da ya wuce
Within /daga 1 zuwa 3 2
month ago
Within/daga 4 zuwa -6 3
month ago
Within/daga 7- zuwa 12 4
months ago
More than a year ago/fiye 5
da shekara daya
HI19. What caused the changes/mai ya kawo cenjin ?
IF ANSWER CHOICE OF HI17 IS 2, ASK/IN AN AMSA NA KAN NA HI17 SHI NE 2 A TAMBAYI

HI20. To what extent was the reduction?
Less than/Kasa da 10% 1
10% - 20% 2
21% - 40% 3
41% - 60% 4
61% - 80% 5
81%-90% 6
91% and abovesama da 7
HI21. Do you have other sources of income? Ka na da wani ko sauran hanyoyi na samu kudin ko na Karin kudi?
Yes/A 1 CONTINUE/CIGABA
No/A’a 2 GO TO HI23/A JE
HI23
HI22. Please state your other sources of income?/Don Allah ka gaya mana sauran hanyoyin kudadenn shigan ka?
HI23. How regularly do you earn from them? Kamar ya samu kudi dag a waianan wurin ta ke ?
Daily/Kulin 1
Weekly/A sati 2
Monthly/A wata 3
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PROJECT ACCESS 2017
Less often than 4
monthly/Kasa da wata
HI24. Which of the following figures best describes your total (gross) income per month? Wani lamba dag a wainan ya gamsu da nawa da ka ke
samu a wata?
HOUSEHOLD/Duk INDIVIDUAL
an iyali /Na kai
Less than/Kasa da N5,000 _ _ _ _ _ _ _ _ _ _ _ 1 1
N5,000 but less than/Ama kasa da N10,000 __ _ _ _ 2 2
N10,000 but less than/Ama kasa da N20,000 __ _ _ 3 3
N60,000 but less than /Ama kasa da N70,000 __ _ _ 8 8
N100,000 but less than /Ama kasa da N120,000 _ _ _ 12 12
N120,000 but less than/Ama kasa da N140,000 _ _ _ 13 13
N750,000 but less than/Ama kasa da N1million _ _ _ 23 23
N1 million Naira and above/miliyan daya da kari ___ _ _ _ _ 24 24
Don’t Know/Ban sani ba ___ _ _ _ _ _ _ _ _ _ _ _ _ 99 99
HI25a. REMOVED
HI25b. REMOVED
HI26. Is there any change in the source of income /Akwai wani canji cikin wadannan hanyoyin samun kudaden shiga?
Yes/A 1
No/A’a 2
HI27. Do you earn any income in a Non-Monetary Form? /Kana samu wasu abubuwan shiga da ba kudade ba?
Income in-kind/Abin shiga ta hanyar kyauta 1

Rental value of owner occupied housing unit/Inganci kan 2
kudin haya da aka shiga cikin gida
Income from subsistence farming /Abubuwan shiga ta 3
hanyar noman gida
Others (specify)/Saura (a yi bayani) 98
None/Babu 99
HI28. How much is earned by under age in this household. /Nawa ne kananan yara ke samu a wannan gida
Kasa da N5,000 _ _ _ _ _ _ _ _ _ _ _ 1
N5,000 amma kasa da N10,000 __ _ _ _ 2
N10,000 amma kasa da N20,000 __ _ _ 3
N20,000 amma kasa da N30,000 __ _ _ 4
N30,000 amma kasa da N40,000 __ _ _ 5
N40,000 amma kasa da N50,000 __ _ _ 6
N50,000 amma kasa da N60,000 __ _ _ 7
N60,000 amma kasa da N70,000 __ _ _ 8
N70,000 amma kasa da N80,000 __ _ _ 9
N80,000 amma kasa da N90,000 __ _ _ 10
N90,000 amma kasa da N100,000 __ _ _ 11
Sama da N100,000 (yi bayani) ___ _ _ _ _ 98
Don’t Know/Ban sani ba ___ _ _ _ _ _ _ _ _ _ _ _ _ 99
HI29. Working status of members of the household /Matsayin aiki na membobin iyali
Names of Household Members/Sunayen membobin Employment Status/Matsayin aiki

S/N Age/Shekara
iyali
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PROJECT ACCESS 2017
1
2
3
4
5
6
7
8+
HI30. REMOVED
HI31a. Does your income exceed this amount at any point in the year? /Kudaden shiga sun zarce wadanan kudi a wasu lokuta cikin shekara?
No/A’a 2 SKIP TO
HI18a/TSALAKA
ZUWA H18a
HI31b. What is responsible for the increase?/ Menene ya kawo wannan Karin?
HI17b
Seasonal Festivities/Bukukuwan shekaru 1
Agricultural seasons /Noma rani ko damuna 2
Demand /Bukata 3
Supply /Badawa 4
Other (specify)/Saura(yi bayani) 5
None/Babu 6
HI32a. Is this income exclusive of tax?/Babu haraji a wannan kudaden shiga

Yes/A SKIP TO/TSALAKA
1
ZUWA
No/A’a 2 CONTINUE/CIGABA
HI32b If no, how much do you pay in taxes monthly?/In a’a, nawa ne ka biya a wata kan haraji?
Monthly Taxes/Harajin
wata
Kasa da N1,000 01
N1,000 – N2,000 02
N2,001 – N4,000 03
N4,001 – N6,000 04
N6,001 – N8,000 05
N8,001 – N10,000 06
N10,001 – N15,000 07
N15,001 – N20,000 08
N20,001 – N30,000 09
N30,001 – N40,000 10
N40,001 – N50,000 11
Sama da 50,000 (yi bayani) 98
HI33. How do you get your income paid?/Yaya ne a ke biyan ka kudaden shiga naka ?
Cash/Tsaban kudi 1
Cheque/Takardan cek 2
Bank Account/Ajiyan banki 3
HI34. How has the recession affected your income?/Yaya ne faduwan tatalin arzikin ya shafe samun kudaden ka?
Salary has been cut /An yanka mani albashi na 1
Salary is regular/Albashi na shiga kowane lokaci 2
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Salary has been delayed/Akwai jinkiri wajen biyan albashi 3
Sales has dropped /business activity is low/Sayaya ya 4
sauka/harkokin kasuwanci ya sauka
Others…..(specify)/Saura...(a yi bayani) 98
HI35. REMOVED
HI36. How many people lost their jobs? /Mutane nawa ne sun rasa aikin su?
HI36b. And has any of them been able to get a new job?/Ko wasun su sun iya samun wasu aiki?
HI37. How long did it take them to get a new job?/Ya dauke su kwanaki nawa ne sun samu sabo aiki?
Within a month/Cikin wata daya 1

1-2months/wata daya zuwa watani biyu 2
3-5months/Watani uku zuwa biyar 3
6-11months/Watani shida zuwa sha daya 4
I year/Shekara daya 5
Others, specify/Saura.a yi bayani
HOUSEHOLD EXPENDITURE
HE1. Who makes the decision on purchases in the household [I mean the one who does most of the shopping] in this household? Wane ne
anihin mai sayan kayaki a gida(ina nufi wanda yak an zuwa kasuwa ya ye siyaye kusa da ko wani lokoci?
Female head of household/Na mace mai ciye da gida __ _ _ _ _ _ _ 1

Male head of household/Na muji mai ciye da gidan _ _ _ _ _ _ _ _ _ 2
Other Male Adult/Wani na muji da ga gidan _ __ _ _ _ _ _ _ _ _ _ _ 3
Other Female Adult/Wani na mace da ga gidan _ _ _ _ _ _ _ _ _ _ _ 4
The Children /Yara_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ 5
House Help/MAI AIKIN GIDA _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ 6
HE2 Which of the following figures best describes the total monthly household expenditure. Please include all expenses (plus other members
of HH). . Wani lamba ne ya gamsu da kudade da a ke kasha a wata a wanan gida ko iyalin (plus other members of HH/ A hada na dukan
membobin iyalin). RECORD ONLY SINGLE RESPONSE UNDER “DEM10 HOUSEHOLD” COLUMN BELOW/A ZABI GUDA DAYA KOWAI.
HE3 And which of the following figures best describes the total monthly individual expenditure/Wane daga cikin wadanan lambobi ne ya fi
kwatanci jimilan kudin wata da mutum ke amfani da shi
HE2 H3
Household/Iyali Personal /Mutum
Less than/Kasa da N5,000 _ _ _ _ _ _ _ _ _ _ _ 1 2
N5,000 but less than/Ama kasa da N10,000 __ _ _ _ 2 3
N750,000 but less than/Ama kasa da N1million _ _ _ 23 23
N1 million Naira and above/miliyan daya da kari ___ _ _ _ _ 24 24
Don’t Know/Ban sani ba ___ _ _ _ _ _ _ _ _ _ _ _ _ 99 99
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HE4 What is average monthly household expenditure on each of the following food groups and non food groups?. Ka iya gaya min bisa dari
kudade shiga naka nawa ne a kan wadanan abin?
HE5. Typically, what do you spend your money on? Multiple Answers possible/ da maid a mai ka ke kasha kudin ka a kan / Amsa fiye de Daya
HE6. Overall, what do you spend money on the most? (Major expense)Single Answer/ A takarce mai ka fi kashewa kudi? (Major
expense/anihin kasha kasha kudi)Single Answer/Amsa daya
HE7. What have you stopped buying?/menene ka daina siya
HE8. What are you now buying less of?
HE9. What have you substituted for your normal purchases?
HE10. Can you please tell me what percentage of your personal income goes to each of the following?
HE11a. In the past 3 months, can you please estimate how much your household has spent on the following?
HE11b. In the past 3 months, can you please estimate how much you (as a person) have spent on the following?
HE4 HE5 HE6 HE7 HE8 HE9 HE10 HE1a1 &11b

% AMOUNT SPENT IN
spends P3M
All Major Individual
Expense Househol Spends
Expens
d Spends
es
FOOD GROUP/Gungiyan Abinci
Rice /Shinkafa
1 1 1 1 1
Wheat /Alkama
2 2 2 2 2
Bread /Brodi
3 3 3 3 3
Other Grains/Cereals & Flours/Suaran hatsi

4 4 4 4 4
Tubers, roots and plantains/sanda doya,jijiyoyi da

ayaba flanten 5 5 5 5 5
Pulses, nuts and seeds/wake da sauran su

6 6 6 6 6
Vegetables/Ganye
7 7 7 7 7
Meat, fish, egg and animal products/Nama,kifi,kwoi

da sauran nama dabobi 8 8 8 8 8
Fruits/iyanya itatuwa
9 9 9 9 9
Milk and Milk products/Madara da kayakin madara

10 10 10 10 10
Oil & fats/Mai da kitse

11 11 11 11 11
Sugar, Sugar products and honey/shuga,ayarin

shuga da zuma 12 12 12 12 12
Spices and condiments/dandoni da sinadari

13 13 13 13 13
Beverages (tea, coffee, etc)/kayaki shayi

14 14 14 14 14
Packaged food/abinci gongoni

15 15 15 15 15
Others food groups(Specify)/sauran abinci(a yi

bayani) 91 91 91 91 91
NON FOOD GOUP/ bagungiyan dab a abinci ba
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PROJECT ACCESS 2017
• Rent/Haya
16 16 16 16 16
• Mortgage/Ajiya dan gini

17 17 17 17 17
• Maintenance/Ajiya domin gyara

Energy 18 18 18 18 18
• Fuel – Diesel, PMS, Kerosene, Palm kernel oil, gas and
other liquid fuel/ Ajiya domin siyar mai, karasin,mai ja,da
sauran su
19 19 19 19 19
• Electricity/wuta lantriki
• Candle/firewood/charcoal/light 20 20 20 20 20
bulb/Kendil/itatuwa/gawayi/bobu na wuta
Personal care expenses 21 21 21 21 21
• Soap and washing powder/Sabulu da abin wanki 22 22 22 22 22
• Toilet Paper/takarda share bayi 23 23 23 23 23
• Disinfectant/magani kase cututuka 24 24 24 24 24
• Rent/Haya
• Mortgage/Ajiya dan gini 25 25 25 25 25
• Maintenance/Ajiya domin gyara 26 26 26 26 26
Energy 27 27 27 27 27
• Fuel – Diesel, PMS, Kerosene, Palm kernel oil, gas and 28 28 28 28 28
sauran su
• Electricity/wuta lantriki
Personal care expenses 30 30 30 30 30
• Soap and washing powder/Sabulu da abin wanki 31 31 31 31 31
• Toilet Paper/takarda share bayi 32 32 32 32 32
• Disinfectant/magani kase cututuka 33 33 33 33 33
• Rent/Haya
• Mortgage/Ajiya dan gini
• Maintenance/Ajiya domin gyara 34 34 34 34 34
Energy 35 35 35 35 35
• Fuel – Diesel, PMS, Kerosene, Palm kernel oil, gas and
sauran su
• Electricity/wuta lantriki 36 36 36 36 36
Personal care expenses./kudaden lura da kaina 38 38 38 38 38
Education 39 39 39 39 39
(fees, uniforms, books/ stationary, transport,hostel,
etc.)/Ilimi (kudin makaranta,takardu,inifom,zirga-
zirga,hotel da sauran su)
Recreation, entertainment & cultural activities
• Subscription of cable/dish TV/cati na tv da sauran 40 40 40 40 40
• DVD /Video/bidiyo 41 41 41 41 41
• Cinema, theatre, picnic etc. 42 42 42 42 42
Household services
• Wages to paid staff/Maid/laundry/albashi na maikata 43 43 43 43 43
Transport
 Conveyance – public transport/kai da kawowa – zirga 44 44 44 44 44
zirga na jama’a
• Fuel – vehicle/mai na mota 45 45 45 45 45
• Repairs/Service- Motorcycles/Bicycles/Tricycles/gyra 46 46 46 46 46
gyra
 Repairs/Service- Motor Vehicles/Gyara/sake duba- 47 47 47 47 47
motoci
Others/Saura
Clothing/tufafi 48 48 48 48 48
Foot wear/takalma 49 49 49 49 49
Drugs/Kwayoyi 50 50 50 50 50
Vitamins Supplements/abubwa masun kara kuzari 51 51 51 51 51
Tobacco/taba 52 52 52 52 52
Non-Alcoholic drinks/lemu marasa maye 53 53 53 53 53
Alcoholic drinks/lemu masun maye 54 54 54 54 54
Other non-food group/Sauran kungiyoyi dab a abninci ba
HE12a. Which of the following non-routine goods did you spend money on in the last 1 year?/Wanne daga cikin wadannan kayakin da ba a
bin kaida ne ka kasha kudi kai cikin shekara daya da ya wuce?
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PROJECT ACCESS 2017
Consumer durable goods/Kayakin na ci da ke dadewa 1
Social obligations (weddings, birth and other
ceremonies)./abubuwa masun dacewa na 2
zumunta(aure,haifuwa,da suran bukukuwa
Travel (leisure, holidays, pilgrimage, religious)/Tafe-tafe(hutu,jin
3
dadi,haji,adini)
Large expenses (car, two –wheeler etc)/Baban
4
kashewa(mota,tayoyi biyu da sauran su)
Purchase/constructed houses/Sayaya/gidajen da aka gina 5
Bulk instalmental payment/Biyan manya kudi 6
Others (specify)/Saura (yi bayani)
None /Babu 99
HE12b. On average, like how much do you spend on each of the following in the last 1 year?/ A kala, kama nawa ne ka kashe a kowane daga
cikin wadannan cikin shekara daya da ta wuce?
Consumer Social Travel/T Other large Purchase/constru EMI paid/Biya

durable obligations afe-tafe expenses (car, two cted houses
goods abubuwa –wheeler etc) Sayaya/gidajen da
masun Baban aka gina
Kayakin na
kashewa(mota,tay
ci da ke dacewa na
oyi biyu da sauran
dadewa zumunta(aur
su)
e,haifuwa,da
suran
bukukuwa
Har zuwa 100,000 1 1 1 1 1 1
100,001 – 500,000 2 2 2 2 2 2
500,001 – 1,000,000 3 3 3 3 3 3
1,000,001 – 2,000,000 4 4 4 4 4 4
2,000,001 – 5,000,000 5 5 5 5 5 5
Sama da N5,000,000 6 6 6 6 6 6
HE13a. How do you spend on school fees? Is it …….? /Yaya ka ke kashe a kudin makaranta?yan kamar.....?
Monthly./ a wata ne 1
Termly/zangon karatu ne 2
Yearly/shekara ne 3
Not Applicable/Bai dace ba
HE13b. How much do you spend on you school fees monthly/termly/yearly? /Nawa ne ka ke kashe a kan kudin makaranta a wata/zangon
karatu/shekara?
HE14. Have you had any drop out recently? ./Ka taba samu wani ragi a yanzu?
No/A’A 2 GO TO HE15/JE
HE15
HE14b. If Yes, what was the reason?/In A ne,menene dalili?
HE15. Has anyone lost his life to sickness because of lack of finance?/Ko wani ya rasa rain shi don ciwo saboda rashin kudi?
Yes/A 1
No/A’a 2
HE16a. What factors do you consider before you buy a product? Wane abubuwa ka ke lura da su in ka yi tunani sayar kaya?
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PROJECT ACCESS 2017
HE16b. And what is the most important factor you consider before you buy a product? Kuma ma ne anihin abun da ka ke lura kafin ka siya
kaya t?
HE16a HE16b
Price /Farashi 1 1
Product Quality/Ayari 2 2
Country of manufacturing/Kasar da a ka yi kayan 3 3
Reputation of manufacturer/Biyani na kamfanin 4 4
Product durability/karfin kayakin 5 5
Testimony from other users/sheda da ga wansu 6 6
Adverts activity/Ayuka taleci taleci 7 7
Recommendation from retailer/shawara da ga masu 8 8
sayareuwa
Product availability/ Samu kyan 9 9
Other specify/Saura sai a biyani 10 10
HE17. If you didn’t have enough money in a month, which would you prioritize in terms of allocating/spending? I mean what would you
typically do? In ba ka da kudu sosai a wata wane za ka iya ka ba su,?Ina nufi menene za ka iya yi?
Buy smaller quantities/Sayan a karamar karmar haka, 1

Cut off some spends altogether/Yanke wansu kasha kasha haka 2
HE18. Do you think your expenses have increased or decreased over time?/Kana nufi kashen kudi ya karu ne ko ya ragu cikin kwanakin nan?
Expenses have increased/Kashen kudi ya karu 1

Expenses have decreased/kashen kudi ya ragu 2
Expenses have remain the same/kashen kudi bai 3
canza ba
HE19. What caused the changes in your expenditure?/Menene ya kawo canji a kashen kudaden?
HE20. What have you been spending more on recently?/Menene ka ke kashe kudi sosai a kai yanzu?
Transfer list of food and non food items
HE21. Is there any increase or decrease in rent, school fees, transportation fare, and food expenditure?/Akwai wani kari ko ragi a kudin
haya,kudin makaranta,kudin zirga-zirga,kudin abinci?
Increase/Kari Decrease/Ragi Same./Bai canza ba

Rent /Kudin haya 1 2 3
School fees/kudin makaranta 1 2 3
Transportation fare/kudin zirga-zirga 1 2 3
Food expenditure/Kudin abinci 1 2 3
HE22. To what extent is this increase/decrease?/Yaya ne karuwan/raguwan
High/Sama Moderate./Matsakaici Slight /Kadan

Rent /Kudin haya 1 2 3
School fees/kudin makaranta 1 2 3
Transportation fare/kudin zirga-zirga 1 2 3
Food expenditure/Kudin abinci 1 2 3
HE23. Are you a tenant or a landlord?/Kai dan haya ne ko mai gida?
I’m a Tenant/Ni dan haya ne 1

I’m a Landlord/Ni mai gida ne 2
HE24. Are you into any kind of mortgage?/Kana cikin wani ajiya don gina gida?
Yes/A 1
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PROJECT ACCESS 2017
No/A’A 2
HE25. If yes how are you servicing it?/In A ne,yaya ka ke harkan biya?
HE26. Has your house rent increased recently?/Kudin gidan ka ya karu a yanzu?
Yes./A 1 CONTINUE/CIGABA
No/A’a 2 GO TO HE28/JE HE28
Not applicable/Bai dace ba 3
HE27. If yes, when did it increase?/In A ne , yaushe ya karu?
Last month./Watan da ta wuce 1

About 3months ago/Wajen watani uku da suka wuce 2
About 6 months ago/Wajen watani shida da suka wuce
About a year ago/Wajen shekara daya da ta wuce
HE28. Are you expecting increase in rent very soon?Kana sa rai za a yi wani Karin kudin gida ba da dadewa ba?
Yes/A 1
No/A’A 2
REMITTANCE SECTION SASHIN KUDIN DA A KE KASHEWA DOMIN BIYAN WANSU BUKATU
DOMESTIC MONEY TRANSFER (ONLY THOSE WHO RECEIVE MONEY WITHIN NIGERIA)/AIKA KUDI CIKIN GIDA(MA
WANDA SUKE KARBAN KUDI CIKIN NAJERIYA KADAI)
RM1 Do you or any members of this household receive monies within Nigeria from time to time? Kai ko wani dag a iyalin nan na samu
kudi dag a wani jihar a nan kasar mu dag a lokoci zuwa lokoci?
Yes /Ae 1 CONTINUE/CIGABA

No /Aa 2 SKIP TO /SALEKE ZUWA
RM2 How often do you receive such payments? Kamar son nawa ka ke samu wanan kudin?
Once a month/Son daya a wata 1

Every two months/Ako wani watani biyu 2
At least once every three months/Kamar son daya a 3
cikin watani
*At least uku
once hakasix months/Kamar son daya a
every 4
cikin watani shida haka
Periodically/Lokoci zuwa lokoci haka 5
Less often/ Bad a kulin ba 6
When necessary/In ya yiwu 7
RM3 Which of these methods did you use most often? Wane dag a cikin wanan hanyoyi ka ke yewan amfani da shi?
RM3
Family/friend / Iyali/Abokanai 1
Runner/ ma su mota (e.g. taxi/bus/boat) 2
Bank transfer/Ta banki (via Internet, telephone, account to account, etc/kamar 3
ta yanar/takadar
Cheque gizo,ta waya
banki,ta banki na .) 4
Cash card/Prepaid card/ zanlan kudi 5
Mobile money /ta wurin waya 6
Agent/ ta mai shigar tsakani (either mobile money, bank or Bureaux de Change 7
agent)
Got airtime on your phone that you sold for cash/Ina da kati a waya na da na sar 8
da shi specify /Saura , a yi bayani
Other, 98
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PROJECT ACCESS 2017
RM4 Why did you mostly receive money through this medium? Me ya sa ka fi samu kudi ta wurin wanan hanya ?
Quick service /Saurin samuwa 1

Reliable / Gangariya 2
Trust them/know them/Nyarda das u/Na sain 3
Easy
su for me to use/ Bas hi da wahala 4
It does not cost much /Bas hi da sadaa sausoai 5
Required by the sender /wanda ya aika shi ya 6
Others
so haka(family/friends/community 7
Others/Saura
members/Yan(specify/Sa a yi biyani) use this
iyali/Abokinai/A-uma) 8
way
RM5 For what reason have you mainly received money? I mean what is the major reason for receiving money? Domin mai ka samu wanan
kudin, ina nifi anihin delili day a sa a ka aiko maka da kudin?
Personal use /Na amfani na 1

Monthly allowance /Albashi na wata na ne 2
Repayment of a loan /Biyan bashi 3
Cover an unexpected expense /Domin kare wadansu kasha kasha haka 4
School fees /Biyan kudi makaranta 5
Food /Abinci 6
Buy land/house /Sayan fili/Gida 7
Buy car/Siayan mota, furniture/Kujeru, household goods/Kayakin gida, etc. 8
Assist during emergencies/Taimako a lokocin gagawa (hospitalisation/medical bills, 9
etc.)
Business/Trade/Kasuwanci 10
Saving for future use/Ajiya domin na gaba 11
Rent/Haya (Home/Office/Workshop/Shop/Gida/Ofishi/wurin aiki,/Shago) 12
Other/Saura, specify/Sai a biyani 98
RM6 Thinking back to the last time you received money, which state within Nigeria did the money come from?
Lagos 1
Abuja 2
Rivers 3
Kano 4
Ibadan 5
Transfer list of state from profile page 98
RM7 Who decides the channel used in sending this money? wa ya ke bad a izini zuwa ta wurin da za a aika da kudi?
Sender /Mai aikawa 1

Receipient / Mai amsawa 2
Both /Duka 3
RM8 How much (in NGN) do you regularly receive from this person? kamar nawa ne ka ke samu in a juya shi zuwar kudin kasar mu??
Kasa da/Less than 10,000 1

2
10, 000 - zuwa 20, 000
20, 001 - zuwa 30,000 3
4
30, 001- zuwa 40,000
40, 001- zuwa 50,000 5
50, 001- zuwa60,000 6
60, 001- zuwa 70,000 7
70, 001- zuwa 80,000 8
80, 001- zuwa 90,000 9
90, 001- zuwa 100,000 10
Rubuta shi a gani
Fiye da /Above 100,000 (specify)/A yi biyani
Refused to Answer/ki amsawa 99
RM9 How long does it take to receive the money after it is sent to you Yakan dauka lokoci nawa kafin ka samu kudin ?
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PROJECT ACCESS 2017
Immediately (1 day)/Nan da nan(kwana daya) 1
In 2-7 days/ A cikin kwana 2 zuwa kawana 7 2
8 days to 14 days/ Daga kwana 8 zuwa kwana 14 3
More than 2 weeks/Fiye da sati 2 4
Can’t remember/Ban iya tunawa 5
INTERNATIONAL REMITTANCES
RM10 Do you/members of your household receive monies from abroad (i.e. outside Nigeria) from time to time? KAI KO WANI MEMBA NA
Iyalin ka na samu kudi dag a kasar waje ?
RM11 Did you/members of your household receive monies from abroad in the past 12 months? Kai ko wani dan iyalin ka ya samu kudi dag
a kasar waje a cikin watanin 12 da ya wuce?
Yes /A 1 1 CONTINUE/CIGABA
No /A’A SKIP TO NEXT
2 2 SECTION/TSALAKA ZUWA
RM12 SASHE NA GABA How
often do you receive
such payments? Kamar son nawa ka ke samu kudin ?
Once a month/Son daya a wata

1
Every two months/Kowana wata biyu 2
At least once every three months/kamar son daya a cikin 3
wata uku haka
At least once every six months/Kamar son daya a cikin 4
wata shida haka
Periodically
5
Less often/ ba kulin ba 6
When necessary/In ya yiwu

7
RM13 Which of these methods did you use most often? SA Wani hanya ka ke samun shi?
Family/friend / Iyali/Abokanai 1
Runner/ ma su mota (e.g. taxi/bus/boat) 2
Bank transfer/Ta banki (via Internet, telephone, account to account, etc/kamar 3
ta yanar/takadar
Cheque gizo,ta waya
banki,ta banki na .) 4
Cash card/Prepaid card/ zanlan kudi 5
Mobile money /ta wurin waya 6
Agent/ ta mai shigar tsakani (either mobile money, bank or Bureaux de Change 7
agent)
Got airtime on your phone that you sold for cash/Ina da kati a waya na da na sar 8
da shi specify
Other, 98
RM14 Why did you mostly receive money through this medium? Mai ya sa ka fi samu kudin ta wurin hanya nan?
Quick service /Saurin samuwa 1

Reliable / Gangariya 2
Trust them/know them/Nyarda das u/Na sain 3
Easy
su for me to use/ Bas hi da wahala 4
It does not cost much /Bas hi da sadaa sausoai 5
Required by the sender /wanda ya aika shi ya 6
Others
so haka(family/friends/community members) 7
Others/Saura
use this way (specify/Sa a yi biyani) 8
RM15 For what reason have you mainly received money? I mean what is the major reason for receiving money? Domin mai ka samu wanan
kudin, ina nifi anihin delili day a sa a ka aiko maka da kudin ?
Personal use /Na amfani na 1

Monthly allowance /Albashi na wata na ne 2
Repayment of a loan /Biyan bashi 3
Cover an unexpected expense /Domin kare wadansu kasha kasha haka 4
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PROJECT ACCESS 2017
School fees /Biyan kudi makaranta 5
Food /Abinci 6
Buy land/house /Sayan fili/Gida 7
Buy car/Siayan mota, furniture/Kujeru, household goods/Kayakin gida, etc. 8
Assist during emergencies/Taimako a lokocin gagawa (hospitalisation/medical bills, 9
etc.)
Business/Trade/Kasuwanci 10
Saving for future use/Ajiya domin na gaba 11
Rent/Haya (Home/Office/Workshop/Shop/Gida/Ofishi/wurin aiki,/Shago) 12
Other/Saura, specify/Sai a biyani 98
RM16 Thinking back to the last time you received money from abroad, which country did the money come from? ka yi tunani zuwa rana
karshe da ka samu kudi da an aika ma ka dag a kasar waje, wani kasar waje a ka aiko ma ka da shi?
United Kingdom 1
USA (United States of America) 2
Italy 3
Benin 4
Ghana 5
Canada 6
South Africa 7
Other, specify 98
RM17 Who decides the channel used in sending this momey? wa ya ke bad a izini zuwa ta wurin da za a aika da kudi?
Sender /Mai aika wa 1

Receipient / mai amsawa 2
Both /Duka 3
RM18 How much (in NGN) do you regularly receive from this person? kamar nawa ne ka ke samu in a juya shi zuwar kudin kasar mu?
Kasa da/Less than 10,000 1

2
10, 000 - zuwa 20, 000
20, 001 - zuwa 30,000 3
4
30, 001- zuwa 40,000
40, 001- zuwa 50,000 5
50, 001- zuwa60,000 6
60, 001- zuwa 70,000 7
70, 001- zuwa 80,000 8
80, 001- zuwa 90,000 9
90, 001- zuwa 100,000 10
98
Fiye da /Above 100,000 (specify)/A yi biyani
Refused to Answer/ki amsawa 99
RM19 How long does it take to receive the money after it is sent to you? kamar kwana nawa ko lokoci yak an lauka kafin ka samu kudin in
an aika maka ?
Immediately (1 day)/nan da nan(rana daya) 1

In 2-7 days/a 2 zuwa 7 2
8 days to 14 days/a 8 zuwa kwana 14 3
More than 2 weeks/ Fiye da sati 2 4
Can’t remember/b azan iya tuna ba 5
Don’t know/Ban sani ba 6
RM20 Thinking back to the last time you received money in what currency did you get the money ? ka yi tunani zuwa kudin na karshe da ka
karba kafin yau ta hanya........nawa ne ka samu?
CURRENCY /KUDI AMOUNT/NAWA

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PROJECT ACCESS 2017
Naira/Naira
GBP
US$
Ghana cedi/kudin Ghana
ZAR
Other, specify/saura sa a biyani
RM21 Who bears the cost of the transaction for this money sent to you? Wa yak e laukan nauyi biyan kudin aikawan
Sender /Mai aikawa 1

Receipient /mai amsawa 2
RM22 DELETED
RM23 Did you get the entire amount sent to you? Ka samu dukan kudi da a ka aika ma ka?
RM23
Yes /Ae 1
No /Aa 2
RM24 Has there been the death /disability of someone who sends remittance to the household? Wada yak e aika da kudin nan ya taba
samu hatsari ko kuma resuwa?
RM24
Yes /Ae 1 CONTINUE/CIGABA
No /Aa 2 SKIP TO/Saleke zuwa RM27
RM25 How has it affected you/ household/Yaya ya shafe ka ko iyalin ka?
RM26 What have you done to adjust/Wani mataki ka dauka domin wanan abin day a faru haka?
RM27 Is there any member of your family that has migrated/travelled abroad in the last one year? akwai wani dan iyali day a ya bar zama
da kai domin ya koma wani gari ko kasa ko ya yi tafiya cikin shekara daya da ta wuce?
RM27
Yes/Ae 1 CONTINUE/CIGABA
No /Aa 2 SKIP TO NEXT SECTION/SALE ZUWA
SASHI NA BIYE
RM28 If Yes, to where? Which country has the member moved to? Wani kasa ya tashi zuwa?
United Kingdom /Engla 1

USA (United States of America) /Amirika 2
Italy /Itali 3
Benin /kaSAR BINI 4
Ghana 5
Canada 6
South Africa / KASAR Afrika ta kudu 7
Other, specify /Saura, yi bayani 98
RM29. How many people in your household have migrated to major commercial city within Nigeria?/Mutane nawa ne a iyalin ka sun koma
wasu baban gari cikin Najeriya?
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PROJECT ACCESS 2017
INSURANCE SECTION SASHIN INSHORA
INS1a. Do you currently have an insurance policy? A Yanzu kana da wata tsari na inshore?
INS1b. Does any member of your household currently have an insurance policy? Ko wani memba iyali na ka yanzu na da tsari na inshore?
Yes/ A 1 1 GO TO INS2/A JE INS2

No/A’a 2 2 ASK INS 1c and SKIP TO SHS1 – NEXT
SECTION/TAMBAYA INS1c kuma TSALAKA
ZUWA SHS1-SASHI NA GABA
ASK ONLY THOSE WHO DO NOT HAVE INSURANCE TAMBAYA WANDA BA SU DA INSHORA
INS1c. Why do you not have insurance? Menene ya sa ba ka da inshora?
I do not believe in insurance /Ban yarda da inshore ba 1

I do not know the benefits of having one /Ban san amfanin samun daya ba 2
I do not know where to go and get one from /Ban san inda zan je in samu daya ba 3
They are cheats, they do not settle claims /Suna cutan mutane,kuma ba su biya hakin mutum 4
Cannot afford to pay for insurance /Ban zan iya biya ma inshora ba 5
Religious reasons/God will take care of it /Dalilai na adini/Allah zai dauka shugabanci 6
Haven’t thought about it yet /Ban yi tunanin sa ba tukuna 7
I have nothing to insure /Ba ni da komai d azan tsare 8
I have had a bad/bitter experience in the past/Na taba samu shiga wata tsanani a bayan nan 9
No reason /Ba dalili 10
Other, specify /Saura, a yi bayani 98
INS1d. How do you intend to pay for events that require emergency/urgent payments - that is events like?/Yaya ne ka ke da niyan biyan ma
yanayin da ke bukatan gagawa/biyan nan da nan-kamar?
Church Mosque Trade NGO Corperatives Community Family/Fri Others

/Coci /Masala Union /Ku /Kungiya Based ends/ (specify)/
ci /Kung ngiy hadin kai Organization Colleagues Saura (a
iyan a /Kungiya na /Abokanai yi
yan mai al’uma /Iyali/Abok bayani)
kasu zam anai aiki
wa an
kant
a
Illnesses/Ciwo 1 2 3 4 5 6 7 98
Education/Maka 1 2 3 4 5 6 7 98
ranta
Accidental injury 1 2 3 4 5 6 7 98
/Ciwo sanadiya
hatsari
Deaths/Rasuwa 1 2 3 4 5 6 7 98
Loss of 1 2 3 4 5 6 7 98
crops/investme
nt/properties/R
asa
hatsi/jari/kayaki
Fire/Gobara 1 2 3 4 5 6 7 98
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PROJECT ACCESS 2017
Business losses/Rashi 1 2 3 4 5 6 7 98
kan kasuwanci
Product Usage/Amfani da ayari
INS2. Which of these insurance policies do you have? Wanne daga cikin wadannan tsarin inshore ne ka ke da shi?
Vehicle/Motor Insurance/Inshora na babur/Mota 1

Investment plan/Shirin ajiya 2
Children Plan/Shirin yara 3
Fire/Wuta 4
Personal Accident/ Ajiya na kai na 5
Medical insurance/Health Insurance/Inshora na magunguna 6
/Lafiyan jiki
Life assurance/Inshora na rai 7
Other specify/Saura a yi bayani 8
Channel of engagement/Hanyoyin shiryawa

INS3 Can you please tell me what channels influenced your choice of insurer/insurance Company you use? Kana iya gaya mani wane hanya ne
ya rinjaye zabi na inshore na ka?
INS4. Which channel would you say influence you most? Which is next…… And which is next ………..? RANK ORDER Wanne hanya ne rinjaye ka
mafi yawa?Wannene na gaba.....Kuma wannen ne na gaba....? A SA MATSAYI DA YA KAMATA
Q.indeminyf
Q.
1st 2nd 3rd 4th 5th 6th
Insurance agent/Wakilin inshore 1 1 1 1 1 1 1
Electronic Media e.g. Radio, TV/Kafofin labarai na wuta 2 2 2 2 2 2 2
misali rediyo,Talabijin
Print Media (newspaper, magazine)/Kafofin labarai da 3 3 3 3 3 3 3
ake buga(jaridu,kasidu)
Social Media/Kafofin labarai na sada zumunta 4 4 4 4 4 4 4
Friends, Family, Colleagues/Abokanai,iyali,abokanai aiki 5 5 5 5 5 5 5
(Company perceived brand) Perceived image and 6 6 6 6 6 6 6
reputation of the company/ Ayarin kamfani da aka
hanga) hotuna da aka hanga da martaban kamfani
Employer /Mai daukan aiki 7 7 7 7 7 7 7
Others (specify)/Saura (a yi bayani) 98 98 98 98 98 98 98
INS5. Which of the following factors are important in your decision to continue to maintain insurance policy with your insurance company?
Wanne daga cikin wadannan ne ya fi mutunci cikin ra’ayin da ka dauka na cigaba da tsarin inshore na ka da kamfani inshore na ka?
INS6 What would be the Most important factor for you to continue to maintain your insurance policy? SA Menene zai zama abu mafi
muhimanci naka wajen cin gaba da tsari inshora na ka ?
INS4 INS4b
Excellent customer service/Harkokin kwarewa na kostomomi 01 01
Financial stability/Daidaitwa harkan kudi 02 02
Image and reputation/Hotuna da martaba 03 03
Proximity of branches /Kusa da ofisoshin su 04 04
Pricing/costs of products and services/Farashi /tsadar 05 05
harkoki da ayari
Reasonable insurance premium/Daidaitawa inshore na 06 06
premium
Insurance relevance to lifestyle need (e.g. 07 07
education)/Amfani inshore ga bukatan zaman rayuwa(misali
ilimi)
Confidence/Assurance that premium will be paid without 08 08
stress when due./Karfin gwiwa/tabaci cewa za a biya ka ban
da wane matsala in ka cancanta
Others (specify)/Saura ( a yi bayani) 98 98
INS7. How will you prefer to communicate with the insurance company? MA Yaya za ka so ka samu sadarwa da kamfanin inshore na ka?
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PROJECT ACCESS 2017
INS8. What channel of communication would you prefer most? Which is next…… And which is next ………..? RANK ORDER Wanene ya
bi.....Wanne kuma ya bi.....?SA MATSAYI DA YA KAMATA
INS5a INS5b
1st 2nd 3rd 4th 5th 6th
Direct communication with Insurance 1 1 1 1 1 1 1
agent/Sadarwa kan gaba da wakilin inshore
Mobile App/Web application/Hanyara sadarwa na 2 2 2 2 2 2 2
tafe da gidan ka/ta yanar gizo
Email/imel 3 3 3 3 3 3 3
Contact centre/Telephone/Cibiyar saduwa/waya 4 4 4 4 4 4 4
Live online chat /Tadi ko hira a yanar gizo 5 5 5 5 5 5 5
Through a brokerage firm/Broker/Ta wajen da ke 6 6 6 6 6 6 6
tsaya tsakani
Others (specify)/Saura (a yi bayani) 7 7 7 7 7 7 7
INS9. What channel would be your preferred when making insurance payment? Wanne hanya ne za ka fi so ka bi in za ka biya inshore na ka?
INS9
Walk into the bank/Shiga cikin banki 01
Direct Debit Mandate/Je kai tsaye a cire 02
Online transfer /Aikarwa ta yanar gizo 03
Payment on company’s website /Biya a yanar gizo na kamfani 04
Walk into the company/Shiga cikin kamfani 05
POS machine /Amfani da na’ura biya na POS 06
Third party outlets/Shago mai shiga tsakani 07
Brokerage firm/Broker/Ofishin mai shiga tsakani 08
Others (specify)/Saura (a yi bayani) 09
None/Babu 10
Pricing, Brand and corporate identity Farashi,ayari da shaida kamfani
INS10. Using the rating scale below, please indicate how important the following elements are to you before purchasing an insurance policy?
SHOWCARD Yin amfani da skeli a kasa, don Allah nuna yadda muhimanci wadannan su ke maka kafin saya tsarin inshora. NUNA KATI
Importance Ratings Muhimanci aunawa

Not at all
Extremely
Important/Babu
1 2 3 4 5 6 7 8 9 10 Important/Kwarewa
muhimanci ko
n muhimanci
kadan
Attributes/Hali Write in code/Rubuta
cikin zagaya
Price /Farashi
Brand /Ayari
Advertisement/Talace-talace
Promotional Activity /Ayuka garabasa
Corporate Identity/Image/Hoto,shaida na aiki
Financial stability/ Daidaitwa harkan kudi
Excellent Customer service /Kwarewa harkokin kostomomi
Individual attention/Lura na mutum
INS11. Still talking about your current insurance policy, please indicate how satisfied you are with the following elements of the policy
using a 5-point scale. On this scale, the lowest point, 1 means “Not at all satisfied” whilst the highest point, 5 translates to “Highly
satisfied.” Kan Magana game da tsarin inshore naka a yanzu, don Allah ka nuna gamsuwar ka a kan wadannan tsari wajen amfani da skeli
na kai biyar. Cikin wannan skeli,mafi kankanta shine daya,inda yake nuna ’rashin gamsuwa ko kadan’kuma mafi tsawo shine biyar kuma na
nufin ‘Gamsuwa sosai’
Highly Satisfied/Gamsuwa Neither/tsakanin Not Not at all

Satisfied/Kwarewan gamsuwa da Satisfied/Ban Satisfied/Ban
gamsuwa rashin gamsuwa gamsu ba gamsu ba ko
kadan
Price /Farashi 5 4 3 2 1
Brand /Ayari 5 4 3 2 1
Advertisement/Talace- 5 4 3 2 1
talace
Promotional Activity 5 4 3 2 1
/Ayuka garabasa
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PROJECT ACCESS 2017
Corporate 5 4 3 2 1
Identity/Image/Hoto,shaida
na aiki
Financial stability/ 5 4 3 2 1
Daidaitwa harkan kudi
Excellent Customer service 5 4 3 2 1
/Kwarewa harkokin
kostomomi
Individual attention/Lura 5 4 3 2 1
na mutum
Customer Loyalty Scores/ Maki na Biyaya kan kostomomi

INS11. And how likely are you to recommend your current insurance company to friends, colleagues & family? Yaya za ka so ka ba wani
shawara kan kamfanini inshora na yanzu zuwa ga abokanai,abokanai aiki da iyali?
INS12. And how likely are you to continue using your insurance company in the future? Yaya za ka so ka cigaba da amfani da kamfani inshore
naka a gaba?
INS8 INS9
Very likely/So sosai 5 5
Likely/so 4 4
Undecided/Ban dau 3 3
shawara ba
Unlikely/Ban zan so 2 2
ba
Very unlikely/Ba 1 1
zan s oba ko kadan
INS13. What type of insurance do you currently have? Wane irin inshora ne ka ke yi yanzu?
SHORT TERM INSURANCE/INSHORA NA KARAMIN ZANGO

Car/Vehicle/Motorbikes /Mota/abin hawa/babur 1
Household contents insurance /Inshora na iyali 2
Building /Gini 3
Group accident provided by employer/Hatsari da wurin aiki na bayar 4
Medical/Critical illness /Magunguna/Ciwon mai tsanani 5
Travel /Zirga-zirga 6
Credit life/Loan protection /Kariya kan ramce 7
LONG TERM INSURANCE/INSHORA NA DOGON ZANGO

Life assurance /Inshora ka rayuwa 8
Group Life Assurance Scheme through employer /Inshora na kan rayuwa 9
Personal
daga wurinaccident
aiki disability insurance/Inshora na hatsari da ke kawo 10
Endowment/Investment
nakasashe saving plan/Ajiya na jari 11
Education plan for children /Kyakyawan shiri ma ilimin yara 12
Mortgage protection /Kariya kan kudin ajiya na gini 13
Annuities /Jari da ke biyan mutum a wasu lokuta 14
Livestock /Dabobi 15
Other, specify /Saura, a yi bayani
SEXUAL HABIT & FAMILY PLANNING SECTION/SASHIN HALIN JIMA’I DA KA’IDA IYALI
ASK ALL/TAMBAYA DUKA
SHS1. What do you understand by safe sex? Mai tsaren jima" na nifi?
Faithfulness to one partner / one-man-one-woman/Zaman aminci ciken aure 1

Protected sex (e.g. use of condom)/kare jimaa' i 2
Family planning / child spacing/kaida iyali 3
Others (please specify)/saura (a yi bayani) 4
Don’t Know/Ban sani ba
SHS2. How often do you practice safe sex? Son nawa ka ke gwada jima'i
D a i l y / K o w a n i r a n a 1
4 – 6 times in a week/Son 4 zuwa. Son 6 a sat i 2
2 – 3 times in week/Son 2 zuwa son 3 a sati 3
W e e k l y / K o w a n i s a t i 4
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PROJECT ACCESS 2017
2 – 3 times in a month/Son 2 zuwa son 3 a wata 5
M o n t h l y / a w a t a 6
Q u a r t e r l y / A w a t a n i 7
Less often than quarterly (please specify)/Kasa fiye da watan 4 8
Never had safe sex/ Ban taba yin jima’i na kariya ba 9
Never had sex/Ban taba yin jima’i ba 10
SHS3. If code 9 (i.e. if Never) at SHS2, ask why? Tambayi mai delili?
Now, I am going to ask you some questions about contraceptives and family planning products. Zan yi ma ka tambayoyi a kan kwayoyi na kare
laukan juna biyu da kaida iyali.
SHS4. Do you have a family planing programme? Kuna da wani kaida iyali?
Yes /A 1
No /A’A 2
Not Applicable/Bai dace ba 3
SHS5. Which of the following family planning method(s) do you use? MULTIPLE RESPONSES POSSIBLE. SHOW CARD./Wanne daga cikin
hanyoyin ka’ida iyali ne ka ke amfani da shi?AMSA FIYE DA DAYA NA YIWU.NUNA KATI
Safe Period/Lokutan sarari _ _ _ _ _ _ _ Traditional method/Hanyoyin 08

01
___ gargajiya _ _ _ _ _
Condom/kororo __ _ _ _ _ _ _ _ _ _ _ Withdrawal/Cirewa _ _ _ _ _ _ _ 09
02
_
Intrauterine Device (IUD)/Coil/Na’uran Turning wom/Juya mahaifa _ _ 10
da ake sa a gaba mace don hana ta 03 _____
daukan juna biyu
Oral Pills/Kwayoyi _ _ _ _ _ _ _ _ _ _ _ Vasectomy (blocking sperm 11
04 track) /Kare mani’I shiga
mahaifa
Foaming Tablets/Pills/Kwaya mai Others (specify)/Saura( a yi 12
05
kumfa _ _ _ _ _ bayani) _ _ _ _ _ _ _
Periodical Injectibles /Alurai na lokuta 06
_____
Abstinence../Janyewa _ _ _ _ _ _ _ _ _ 07
_
SHS6. How many romantic and/or sexual partners can you have per time?/Abokanai jima’I nawa ne ka ke da su a lokaci daya?
SHS7. How many offspring do you currently have?/Yaya nawa ne ka ke da su?

SHS8. What is your Intended/preferred number of offspring?/Yaya nawa ne ka shirya/fi so ka samu?
LIFESTYLE SECTION SASHIN HALAYEN RAYUWA

LS1. Which of these activities do you do at least once in month? Multiple Answer Possible/Wanne daga cikin wadannan ayuka ne ka yi
a kala sau daya a wata? AMSA FIYE DA DAYA NA YIWU
OSH3
Exercise or play games/sports/ Motsa jiki ko buga wasani 1
Visit malls on the weekends/Zuwa baban shagon kaya a 2
kwanakin karshen mako
Go to cinema to watch movies/Zuwa kalon fina-fine a silima 3
Travel to nearby picnic/tourist spots/Zuwa wajen hutu 4
kusa/wajen buda ido
Go out to a restaurant or some place to eat./Zuwa wajen cin 5
abinci ko wasu wurare don cin abinci
Visit friends and family at their homes/Ziyarce abokanai da 6
yanuwa a gidajen su
None of the above/Babu ko daya a wadannan 7
Others, specify/Saura, yi bayani
LS2. How do you mostly travel to your place of work/school? Single Answer/Yaya ka ke yawan zuwa wajen aikin ka ko makaranta?
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PROJECT ACCESS 2017
OSH3
Local train/Jirgin kasa 1
Bus/Bas 2
Taxi/Taksi 3
Private Car/Office car/Motan wajen aiki/Mota na 4
Motorcycle/Babur 5
Scooter/Baban babur 6
Moped/Babur mai karamin inji 7
Bicycle./Keke 8
Walk/Ina takawa 9
ASK ALL/TAMBAYA DUKA

SHOPPING HABITS/HALAYEN SAYAYA
LS3. How frequently do you visit market? Son nawa ka ke zuwa kasuwani?
OSH3
D a i l y / K o w a n i r a n a 1
More than once a week/Fiye da son daya a sat i 2
W e e k l y / a s a t i s a t i 3
2 – 3 tim es i n a mont h/So n 2 zuwan son 3 a wata 4
M o n t h l y / a w a t a n i 5
Less often than once a month/Kasa da son day a wata 6
LS4. Where do you/your parents normally shop for your shoes, bags, belt and clothing? Multiple Answers possible ina kai ko iyayen ka
su kw zuwa siyar kamar takalma, jekani, riguna?Multiple Answers possible/Amsi fiye da daya
LS5. Where is your Shopping location preference? Single Answer ina ka fi son game dabkasuwanci?Single Answer/Amsa daya
OSH4a OSH4b
Open market/Budadiyan kasuwa 1 1
Shops along the street (Kiosk)/Kant i 2 2
Supermarket/Departmental store/baban shago 3 3
Shopping mall/Baban shago 4 4
O n l i n e / Y a n a r g i z o 5 5
B o u t iq ue / S h a g o n r ig u na 6 6
Others (specify)/saur a
LS6. Why do you prefer your selected option (from the list of LS5)?/Me ya sa ka zaba wannan zabin?
Convenience/Babu wahala 1
Ease of Access/Saukin shiga 2
Pricing/Farashi 3
Others /Saura
LS7. How do you make payment for your purchases? Ya ka ke biyan kudade kayakin da ka siya?
LS4
O n l i n e / Y a n a r g i z o 1
T r a n s f e r s / B i y a t a w a j e n a i k a r w a 2
C a s h / t s a b a n k u d i 3
C h e q u e s / d a c e k 4
C a r d s / d a k a t i 5
O t h e r s ( S p e c i f y )
EATING HABITS
LS8. What best describes your eating preferences?Single Answer/Menene ya fi kwatanci halayen cin abinci da ka fi so?
LS5
Vegetarian food only/Ni mai cin ganye ne kadai 1
Vegetarian food, also take eggs/Ni mai cin ganye ne, kuma in cin kwoi 2
Non-vegetarian/Ni ba mai cin ganye ba ne 3
LS9. Do you smoke?/Kana shan sigari?

LS5
Yes/A 1
No/A’A 2
LS10. Do you take alcohol?/Kana shan giya?

LS5
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PROJECT ACCESS 2017
Yes/A 1
No/A’A 2
LS19. Which of the following do you observe? MA/Wanne daga cikin wadannan ne ka fi kula da shi?
LS12
Breakfast/Abincin safe 1
Lunch /Abincin rana 2
Dinner /Abincin yamma 3
LS11. How is your breakfast beverage prepared/served? Single Answer ya ke shiriya ma ka abinci karye wa na safe? Single Answer/Amsa
daya
LS5
Hot/Da zafi 1
Warm/Da dumi 2
Cold/ Da sanyi 3
No Preference/Babu zabi
LS12. Do you/any member of your household drink Tea (as in leafy tea)? Single Answer Kai ko daya da ga cikin iyalin ka na shan shayi (as
in eafy tea/Kamar shayi ganye)? Single Answer/Amsa daya
LS6
Yes /A 1
No/A’a 2
LS13. If No, what would make you to start drinking tea? in aa, mai za ya saka ka soma sha shanyi ?
LS14. Where do you mostly have breakfast? Single Answer A ina ka cikan cin abinci tsafen ka? Single Answer/Amsa daya
LS8
Home/Gida 1
My place of work/Wajen aiki 2
Restaurant/Buka/Dakin cin abinci 3
LS15. Would you prefer eating out or home cooked meals? Single Answer Za ko son cin abinci a waje fiye da abincin gida ? Single
Answer/Amsa daya
LS9
Prefer eating out/Na gwammace in ci abinci a waje 1
Prefer home cooked meals/Na gwammace in abinci da aka dafa a gida 2
LS16. Would you prefer fresh meals or refrigerated meals? Single Answer Za ka fi son sabon dafuwa. Pijiabinci ko kuma wanda a ka sa a?
Single Answer
LS10
Prefer Fresh meals/Na fi sonSabon dafuwa abinc i 1
Prefer Refrigerated meal/Na fi son wanda a ka ajiye a priji 2
LS17. Do you use any vitamins on a daily basis? Single Answer Ka na amfani Da abin fa mai gina jiki a kulin? Single Answer/Amda daya
LS11
Yes /A 1
No /A’A 2
LS18. What kind of fat/oil do you use in frying your food? Wani irin mai ka ke soya abincin ka da shi?
Groundnut oil/Man gyada 1

Vegetable oil/Man ganye 2
Palm oil/Man 3
Soya Oil/Man waken soya 4
Others, specify/Saura, a yi bayani
LS20. What kind of beverage do you consume? Wani iri Lemu ka ke sha? MA
LS14
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PROJECT ACCESS 2017
Soft drinks/Lemun kwalba 1 CONTINUE/CIGABA
Tea/Shayi 2 SKIP TO/TSALAKE ZUWA
Energy drinks/Lemun kwalba na kara kuzari 3
Beer /Giya 4
Spirits/Giyan gogoro 5
Table Wine/Barasa na teburi 6
Non-Alcoholic Wine./ruwan inabi da babu giya 7
Others/Saura 98
IF CODE 1, ASK. OTHERWISE GO TO /IN AN ZAGA DAYA,TAMBAYA,IN BA HAKA BA A JE
LS21. When do you consume soft drinks the most? A wani lokoci ka fi shan lemu kwalba ? SA/Amsa daya
LS15
To complement a meal/karin dadi abinci 1
When eating out/lokocin da na ke cin abinci a waje 2
Together with family members /Da nake tare da membobin iyali 3
A t p a r t i e s / a w u r i b i k i 4
In combination with alcohol/Tare da giya 5
O t h e r s ( s p e c i f y ) / w a d a n s u 98
LS22. How often do you consume soft drinks? Son nawa ka ke yewan shan lemu kwalba? SA/Amsa daya
LS16
over 2 tinmes a week /Fiye da son 2 a sati 1
1-2 times a week/ Son 1 zuwa son 2 a sati 2
1-2 times a month /Son 1 zuwa son 2 a wata 3
Less than 1 time a month /Kasa da son 1 a wata 4
LS23. What informs your choice of drink? MA Ma ya kai tunanin ka zuwan shan lemo kwalba? MA
LS17
V a l u e f o r m o n e y / D a i d a i d a k u d i n a 1
H e a l t h i n e s s / k a r i n l a f i y a 2
T a s t e 3
Refreshing attribute/Kashe kishi 4
Availability /Samuwa 5
Others, specify/Saura,yi bayani
POLITICAL HABITS
LS24. What are your sources of information about socio-economic and political events? Multiple Answers possible Mai ne ne hanyoyi
samu labarai gamai da tatalin arziki da siyasa? Multiple Answers possible/ANA IYA BA DA AMSA FIYE DA DAYA
LS25. Which information source is most trusted? Single Answer Wani hanya samun labarai ka fi yarda da shi? Single Answer/Amsa daya
a ke so
OSH24a OSH25b
TV/Talabijin 1 1
Radio/Rediyo 2 2
Newspaper/Jarida 3 3
News Magazine/Kasidu 4 4
Online /Yanar gizo 5 5
Family/Friends/Iyali/abokanai 6 6
Others (specify)/Saura (a yi bayani) 98 98
LS26. What are your perceptions of Government Effectiveness/mai ne ne duba da tunani game da harkokin govnenti? Using a 5-point
scale where/Yin amfani da abin matakamai lamba 5 ‘1’ means ‘Poor’ and ‘5’ means ‘Excellent’/1 na nifi ba ta da kyau kuma 5 na nifi
ya na da kyau sosai; how would you rate effectiveness of each of the three arms of Government - Federal, State and Local/ Wani
mataka za ka ba govmenti Tariya, Jihar da karamin hukuma a kan ayukan su?Single Answer/Amsa daya a ke so
Federal Govt/Govmentitaraya State Govt/Govmenti Jihar Local Govt/Govmenti karamin hukuma

Poor /Ba ta da kyau 1 1 1
F a i r / Da n d a m a 2 2 2
Average /Masakanci 3 3 3
Good /ya na da kyau 4 4 4
Excellent/ya na da kyau sosai 5 5 5
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PROJECT ACCESS 2017
LS27. Have you voted in any election? Single Answer Ka ta ba yin zabe lokocin zabe ? Single Answer/Amsa daya
Y e s / A e 1
N o / A a 2
LS28. If No, what is the reason for not voting?/In a’a, menene dalilin da ya sa ba ka yi zabe ba
LS29. While voting, whose opinion do you keep in mind? /In za ka yi zabe,ra’ayin wanene ka ke za a zuciya?
P a r e n t s / I y a y e 1
H u s b a n d / W i f e / M u j i / M a t a 2
L e a d e r / S h u g a b a 3
C o n s c i e n c e / H a l i 4
O t h e r s ( S p e c i f y ) / s a u r a 98
LS30. While voting, which of the following best influence you? A yin da ka ke zabe, mai ne za ka ce za ya zoma ma ka daifai a tunani?
Political party/Jamia 1
Qualities/integrity of the candidate/Halaye/Martaba dan takara 2
Religion of the candidate/Adinin dan takara 3
Others /Saura
Ethnic/Tribe of the candidate/Yaren dan takara 4
TAXATION
LS31. Do you pay tax to the government? Ka na biya wan govmenti haraji? Single Answer/Amsa daya
Y e s / A e 1
N o / A a 2
LS32. What are the various avenues other than tax through which you pay levies at the following levels of governmnet? Probe fully Wani
hanyoyi da ba haraji da ka kd biyan tsare tsare a wadanan wuraraina govmenti? Probe fully
Federal government /Govmenti Taraya
S t a t e g o v e r n m e n t / G o vm e n t i J i h a r
Local government /Govmenti karaman hukuma
LS33. Which of the following do you pay these levies to? Wanne daga cikin wadannan ne ka ke biyan wadannan kudi
LS33a
NURTW 1
Trade Union 2
Social Agents (e.g. Agberos, Omo-Onile, Ocho passenger, Yan-Comisho, etc.) 3
Association (artisans, etc) 4
Rural leaders 5
Others….(specify) 98
None
LS33b. How frequently do you pay these levies? /Sau nawa ne ka ke biyan wadannan tsari?
OSH11a
Daily /Kulum 1
Weekly /Sati 2
Monthly /wata 3
Annually/shekara 4
LS33c. How do you pay the levies?./Yaya ka ke biya wadannan tsari?
Cash/Tsaban kudi 1
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PROJECT ACCESS 2017
Kind/Mutunci 2
ENTERTAINMENT HABITS/HALAYEN ANASHUWA
LS35. What is your preferred approach to entertaining household guests? Ta wani hanya kafi so ko aba baki na gida anashuwa? SA
LS35
Water/Ruwa 1
Drinks/Abin sha 2
Food/Abinci 3
LS36. How frequently do you attend parties? son nawa ka ke zuwa biki?
LS37 How frequently do you organise parties? Son nawa ka ke shiriya biki?
LS36 LS37
More than once a week/fiye da son daya a sati 1 1
Every weekend/ko wani karshen mako 2 2
2 – 3 times in a month/ 2 zuwan son 3 a wata 3 3
Once a month/Son daya a wata 4 4
Less often than once a month/kasa da son daya a wata 5 5
N e v e r / B a b u 6 6
LS38. Where is your choice of entertainment and recreational outlet preference? Ta ina ka fi samuwa anashuwa ? Single Answer
B e a c h / B a k i n k o g i 1
Membership Club/Wurin shakatawa na kati membobi (e.g. Polo Club, Ikoyi Club, Boat Club, etc.) 2
N i g h t C l u b / b i k i n a d a r e 3
Bar / Beer Parlour/Gidan giya 4
Amuzement Park/wajen wasni na shakat a 5
Cinema/Gidan kanlo fina fin e 6
Viewing Centre/Gidan kalon kwanlo 7
Z o o / G i d a n a j i y e d a b o b i 8
O t h e r s ( s p e c i f y ) / S a u r a 98
N o t a p p l i c a b l e / B a t a c i k i 99
LS39. What do you do for relaxation or recreation?Me ka ke yi wajen hutu ko anashuwa?
Cinema/Silima 1
Clubs/Haduwa a wajen zumunta 2
Bars/pubs/lounges/Zuwa mashaya 3
Spas (massage)/Wajen matsa jiki 4
Beauty Salon/Shagon gyaran suma 5
Sports Fitness/Motsa jiki 6
Others (specify)/Saura(yi bayani) 98
IMPACT OF RECESSION SECTION/ S A S H I N A Y A N A Y I W A H A L A N A T A T A L I N A R Z I K I
IR1a In the past 2 years has anyone in this household lost his/her job? A shekaru 2 da ya wuce akwai wani a cinkin ku anan iyali fa ya rasa
aikin shi?
IR1b. And has there been any member of your household who could not get a job after completion of tertiary education in the last two
years? AKwai wani a cikin iyali nan da bai samu aiki a lokocin da ya gama karatun jamiaa?
IR1a IR1b
Yes /A 1 1 CONTINUE./CIGABA
No/A’A 2 2 SKIP TO/TSALAKA ZUWA
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PROJECT ACCESS 2017
IR2. If yes at IR1a ask: how long ago?/In a ne a IR1 tambaya:tun yaushe ke nan
CA37 CA38
1 1
3 m o n t h s / W a t a 3
2 2
3 3
4 4
1 2 m o n t h s / w a t a 1 2
5 5
> 1 2 m on t hs / f i ye d a w a ta 1 2
IR3. Has the price of food items consumed increased over the past 2 years? Kudade abinci ya kari a cikin shekaru 2 da ya wuce?
Y e s / A e 1
N o / A a 2
Yes /A 1
No/A’a 2
IR4. Has your rent increased and by how much?/Kudin gidan ka ya karu?
Amount Increase
Yes /A 1
No/A’a 2
IR5. Have your salaries increased in the past 2 years?/An kara maka albashi cikin shekaru biyu da suka wuce?
Yes /A 1
No/A’a 2
IR6. Has your employer continued to pay as at when due?/Ana biyan ka kan kari yadda ya kamata
Yes /A 1
No/A’a 2
IR7. Have the prices of your agricultural produce gone up?/Kudaden kayakin gona sun karu?
Yes /A 1
No/A’a 2
IR8. Do you normally sell your goods on credit?/Kana sayar da kayakin ka a bashi?
Yes /A 1
No/A’a 2
IR9. If yes, do you get paid by your debtors as at when due?/In a ne,kana samun kudaden ka a lokacin day a kamata?
Yes 1
No 2
IR10. Have you ever experienced challenges in business that led to business failure?
Yes /A 1
No/A’a 2
IR11. If yes, what were those challenges that made your business to fail? MA/In a ne,menene matsalolin da suka sa kasuwanci ka ya fadi?
Agriculture
Theft of crops/cash/livestock/property 1
Destruction of harvest by fire 2
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PROJECT ACCESS 2017
Harvest failure due to poor rains /flooding /pest 3
invasion
Loss of property due to fire/flood 4
Loss of land 5
Death of livestock due to illiness 6
Fall in the price of output 7
Increase in price of inputs 8
Non Agriculture
Fall in the price of output 9
Increase in price of inputs 10
Kidnapping/Hijacking/Robbery/Assault 11
Others ………….
IR12. When did you expereience business failure?/Yaushe ne ka fuskance wannan faduwa?
6 months/Watani shida 1
12 months/Watani sha biyu 2
18 months /Watani sha takwas 3
24 months/Watani ashirin da /hudu 4
Over 2 years/Fiye da shekaru biyu 5
CONSUMER RIGHT AWARENESS SECTION SASHIN WAYEWAR KAI MAIYANCIN MAI AMFANI DA
CA1. Are you aware of unsolicited calls from any mobile service providers nowadays? ka na da labari wadansu kira dag masu kudanar na
auyauka sadarwa?
CA2. Are you aware of unsolicited sms from any mobile service providers nowadays? Ka na da labari wadan su wasica da ba na kiriki da ya
ke shigo da ga ma su kudanar da ayukan sadarwa?
CA1 CA2
Yes /A 1 1
No/A’ä 2 2
CA3. How often do you receive these unsolicited calls/son nawa ka ke samu wanan kira da ba a so?
CA4. And how often do you receive unsolicited text messages/SMS/son nawa ka ke samu wanan sakonin da ba a so?
CA3 CA4
Never/babu 1 1
Rarely/da kar 2 2
Sometimes/wasu lokuta 3 3
Often/nan da nan 4 4
Almost always/kusa da ko wani lokoci 5 5
CA5. Are you aware that you can opt out of getting unsolicited calls/ka sani z aka iya puta daga wanan kiran da ba a so?
CA6. What about opting out of getting unsolicited text messages/SMS/ka sani z aka iya puta daga wanan sakonin da ba a so?
CA7. Are you aware of any toll-free customers care number you can contact to lodge complaints about unsolicited calls/SMS/ka na da labara
akwai wani lamba na masu kula da kostomomi da z aka iya kai wa kara domin wanan kira da sakonin da ba a so?
CA5 CA6 CA7
Yes /A 1 1 1
No/A’ä 2 2 2
Don’t know/ban sani ba 3 3 3
CA8. If yes at CA7 ask, which customers care line/In an ce A a CA7,wani layin masu kula da kostomomi ?
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PROJECT ACCESS 2017
CA9. Considering your experience with governance in Nigeria in the last 5 years, please rate the government performance on the following using
a scale of 1 to 5, where 1 means “very poor” and 5 means “very good”/ da Karin bayani da ka ke dashi akan alamura na gwamnenti a
cikin shekaru 5 da ya wuce,don Allah ka zabi mataka da ka gani gwamnenti ya kai, ya lamba 1 ya na nufi ‘’babu kyau’’ kuma lamba 5
na nufi ya na da kyau sosai
Very poor’/ba ta Poor/ba ta da Neutral/ina Good/ya na da Very good/ya na
da kyau kyau tsakasak kyau da kyau
sosai sosai sosai
Employment creation/samo da aikin yi 1 2 3 4 5
W a t e r / R u w a 1 2 3 4 5
Electricity /Wuta Lantriki 1 2 3 4 5
Road system /hanyoyi ma kya u 1 2 3 4 5
E d u c a t i o n / I l i m i 1 2 3 4 5
Healthcare/Kiwon Lafiya 1 2 3 4 5
Corruption/Cin hanci da rashawa 1 2 3 4 5
A g r i c u l t u r e / N o m a 1 2 3 4 5
Managing Social unrest/Kula tarzoma 1 2 3 4 5
Combating Crime/Violence/Kari da tsaro 1 2 3 4 5
A g r i c u l t u r e / N o m a 1 2 3 4 5
CA10. Which of these do you think should be Government's main concerns in the next 12 months/wanene ka ke gani ya kamata ya ya zamawa
gwamnenti anihin aiki? MA/amsa fiye da daya
CA11. And what do you think should be their top 3 priorities in the next 12 months/kuma wani guda 3 ka gani ya kamata ya zama musu baban
anihin aiki?
Top 3 Priorities
Concerns 1st 2nd 3rd
Employment creation/shirin aiki 1
Water /ruwan sha 2
Electricity /lantriki 3
Road system /hanyoyi 4
Education /ilimi da karatu 5
Healthcare/lafiyan jiki 6
Tackling Corruption/yaki gama da rashawa 7
Agriculture /noma 8
Managing Social unrest/ 9
Combating Crime/Violence 10
Rail system 11
Ask only from those who own bank account

CA12. Generally, how confident are you about the Nigeria banking System (including all transactions, transfers, payment style done by physical
cash, ATM, POS, Internet, Mobile or SMS)
Very confident 5
Confident 4
Neither 3
Not Confident 2
Not at all confident 1
CA13. Have you ever had problems or issues (including, transfers, payment by physical cash, ATM, POS, Internet banking, Mobile or SMS) with
any of the banks in the past?
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CA47
Yes 1
No 2
Don’t know 3
CA14. If you have a problem with your bank that you cannot resolve with your bank, who do you turn to?
DON’T READ OUT. SINGLE RESPONSE.

CBN (Central Bank) 1
Lawyer/court 2
Police 3
Cannot do anything 4
Don’t know 95
Other, specify 98
CA15. Are you aware that CBN has a unit you can report your banker/lodge complaints to in case of irregularities?
CA48
Yes 1
No 2
Don’t know 3
CA16. If you have a problem with your supplier on food items, beverages or drugs that you cannot resolve, who do you report to?
DON’T READ OUT. SINGLE RESPONSE.

NAFDAC 1
Lawyer/court 2
Police 3
Cannot do anything 4
Don’t know 95
Other, specify 98
CA17. Are you aware that NAFDAC has a unit you can report complaints on expired products to in case of irregularities?
CA48
Yes 1
No 2
Don’t know 3
COMMUNICATION MEDIA SECTION
CM1. What TV station do you tend to watch the most?
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PROJECT ACCESS 2017
CM2. What Radio station do you tend to listen to the most?
CM3. What Newspaper/News Magazine do you tend to read the most?
CM4. Now, looking at this card, it contains a list of COMMUNICATION MEDIA, could you please tell me which of these media do you prefer for
communication of information about entertainment, products, services and new happenings (news)? Which of the following media do you prefer
for;
CM4a. Communication of information about ENTERTAINMENT?

CM4b. Communication of information about PRODUCTS?
CM4c. Communication of information about SERVICES?
CM4d. Communication of information about SPORTS?
CM4e. Communication of information about NEWS?
INTERVIEWER: SHOW CARD FOR COMMUNICATION MEDIA. CODE RESPONSE IN THE GRID
ONLY SINGLE RESPONSE ALLOWED PER COLUMN.
COMMUNICATION MEDIA CM4a CM4b CM4c CM4d CM4e

Newspaper 01 01 01 01 01
Magazine 02 02 02 02 02
Advertising Billboard 03 03 03 03 03
Outdoor electronic information boards 04 04 04 04 04
Vehicle advertising (Buses, Taxis, Car stickers) 05 05 05 05 05
Radio 06 06 06 06 06
Branded/Company cars 07 07 07 07 07
Posters 08 08 08 08 08
Handbills/fliers 09 09 09 09 09
TV 10 10 10 10 10
Video 11 11 11 11 11
Direct Marketing 12 12 12 12 12
E-mail 13 13 13 13 13
Internet 14 14 14 14 14
Mobile Phone 15 15 15 15 15
Others (specify) 98 98 98 98 98
PSYCHOGRAPHIC SECTION
ASK ALL
PSG. Please indicate how much you agree or disagree with each of the following statements. There is no right or wrong answers; simply
indicate your feelings.
Agree nor/b
Disagree/ba
Disagree
Slightly/ban
ko na
Does sosai
Interviewer: ROTATE STARTING ORDER AND INDICATE STARTING POINT WITH AN ASTERISK
yarda
Agree/na
Not
shafeni ba
ko
ba
Strongly
Strongly
azan iya
Apply To
Neither
n yarda
Slightly
Me/bai
Agree
Disagree
ba
sosai
(*).
yarda
dashi
yarda
cewa
yarda
ban
SHOW AGREE/DISAGREE CARD

ba
PSG01 Once I’ve found a brand I like, I stick to it. 1 2 3 4 5 96
PSG02 Cost dictates what brands I buy. 1 2 3 4 5 96
PSG03 I make my own decisions, regardless of whether my family approves or not. 1 2 3 4 5 96
PSG04 Good health and a happy family life are more important to me than career. 1 2 3 4 5 96
PSG05 I can make friends wherever I go. 1 2 3 4 5 96
PSG06 I often buy things I see with my friends. 1 2 3 4 5 96
PSG07 I don’t like being by myself alone. I need friends and family around me. 1 2 3 4 5 96
PSG08 I exercise and watch my diet to stay slim. 1 2 3 4 5 96
PSG09 The cleanliness of my house tells a lot about my personality. 1 2 3 4 5 96
PSG10 I often take short cuts just to get going. 1 2 3 4 5 96
PSG11 I’m prepared to pay more for better products. 1 2 3 4 5 96
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PSG12 I am upset when products fail to meet my expectations. 1 2 3 4 5 96
PSG13 I consider myself to be a contemporary, up-to-date person. 1 2 3 4 5 96
PSG14 I will always put the needs of my family before my own. 1 2 3 4 5 96
PSG15 The way I feel about how I look is more important than what others say. 1 2 3 4 5 96
PSG16 I don’t want to be slim. People would think I am a hungry person. 1 2 3 4 5 96
PSG17 It is very difficult to balance the priorities of my family and my career. 1 2 3 4 5 96
PSG18 Visits to leisure resorts/beaches are important to good health. 1 2 3 4 5 96
PSG19 I have more than one source of income. 1 2 3 4 5 96
PSG20 Imported brands usually appeal to me more than locally made ones. 1 2 3 4 5 96
IF CODE 4 OR 5 FOR PSG20, ASK. OTHERWISE SKIP TO NEXT SECTION.
PSG21. Why do imported brands appeal to you more than made in Nigeria brands? Probe fully
DEMOGRAPHIC SECTION
DEM01. Could you please tell me your marital status? DEM06a. How many of your children belong to the following age group?
1 RECORD BELOW BY CATEGORY.
Married _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
2 Under 12 months __ _ _ _ _ _ _ _ _ _ _ _ _
Single_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Divorced/Separated __ _ _ _ _ _ _ _ _ _ _ 3 1 – 2 years _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Widowed _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ 4 3 – 4 years _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Living together but not married __ _ _ _ _ 5 5 – 6 years _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
No Response/Refused __ _ _ _ _ _ _ _ _ _ 6 7 – 9 years _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
10 – 12 years _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
DEM02. Could you please tell me how many people living in this 13 – 14 years _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
household who are; 15 – 17 years _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Between the ages of 0 – 12 months _ _ _ 18 – 34 years _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Between the ages of 1 – 5 years __ _ _ _ 35 years & above _ _ _ _ _ _ _ _ _ _ _ _ _
What of those aged btw 6–10 years? __ _ TOTAL (OFFICE ONLY) = = = >
What of those aged btw 11–14 years? _ _ DEM06b. What type of schools do your children attend?
What of those aged btw 15–17 years? _ _ Public __ _ _ _ _ _ _ 1
What of those aged 18 years and above?
Private _ _ _ _ _ _ _ _ _ 2
TOTAL HOUSEHOLD SIZE = = = >
DEM03. Which of the following describes your WORK STATUS? SINGLE DEM06c. How much are you willing to pay for quality education per
RESPONSE ONLY. session (Primary, Secondary and Tetiary)?
Working (full time) _ _ _ _ _ _ _ _ _ _ __ 01
Working (part time) _ _ _ _ _ _ _ _ _ _ __ 02 Primary Secondary Tertiary
Self-employed (formal sector) _ _ _ _ _ __ 03 Education Education Education
Self-employed (informal sector) _ _ _ _ __ 04 Up to 50,000 1 1 1
Student _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ 05 50,001 – 100,000 2 2 2
Apprentice _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ 06 100,001 -150,000 3 3 3
Retired (pensioners) __ _ _ _ _ _ _ _ _ __ 07 150,001 – 200,000 4 4 4
Unemployed (seeking a job) __ _ _ _ _ __ 08 200,001-250,000 5 5 5
Unemployed (not seeking for job) _ _ _ __ 09 250,001-300,000 6 6 6
10 300,001-350,000 7 7 7
Full Housewife _ _ _ _ _ _ _ _ _ _ _ _ _ _
350,001-400,000 8 8 8
No Response/Refused _ _ _ _ _ _ _ _ _ _ 11
450,001 – 500,000 9 9 9
DEM04. What is the highest level of education you have achieved? 500,001 – 550,000 10 10 10
SINGLE RESPONSE ONLY. 550,001 – 600,000 11 11 11
No Schooling __ _ _ _ 01 Degree/HND _ _ _ _ _ 06 650,001 – 700,000 12 12 12
700,001 – 750,000 13 13 13
Primary School __ _ _ 02 Professional _ _ _ _ _ 07
750,001 – 800,000 14 14 14
High/Secondary _ _ _ 03 Post Graduate _ _ _ _ 08
800,001 – 850,000 15 15 15
“A” Levels _ _ _ _ _ _ 04 Arabic School _ _ _ _ 09 850,001 – 900,000 16 16 16
Diploma/Technical/NCE Others _ _ _ _ _ _ _ _ 900,001 – 950,000 17 17 17
05 10
_ 950,001 – 1,000,000 18 18 18
Above 1,000,000.00 19 19 19
DEM05. Do you have Children?
NOTE : The above refers to children of the respondent. DEM07. Can you please tell me which religious denomination, if any, you
Yes _ _ _ _ _ _ _ _ _ 1 Continue DEM8 belong to or are a member of?
No _ _ _ _ _ _ _ _ _ _ 2 GO TO DEM9 RECORD SINGLE RESPONSE ONLY
Christian _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ 1
Islam _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ 2
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PROJECT ACCESS 2017
Traditional _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ 3 BY OBSERVATION
No Religion _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ 4
Others (specify) 5 DEM12. Type of dwelling.
Bungalow _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ 1
Duplex _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ 2
SHOW CARD ON “PERSONAL EXPENDITURE” Flat _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ 3
DEM08. Please give me the number which best describes the total Traditional Hut _ _ _ _ _ _ _ _ _ _ _ _ _ _ 4
monthly personal expenditure. Please include all expenses. Partly Traditional _ _ _ _ _ _ _ _ _ _ _ _ _ 5
RECORD ONLY SINGLE RESPONSE UNDER “DEM9 PERSONAL” Condominium/Block of Flats _ _ _ _ _ _ _ 6
COLUMN BELOW. Compound house __ _ _ _ _ _ _ _ _ _ _ _ 7
One room/Room & Parlour _ _ _ _ _ _ _ _ 8
SHOW CARD ON “HOUSEHOLD EXPENDITURE”
DEM09. And which of the following figures best describes the total ASK RESPONDENT
monthly household expenditure. Please include all expenses DEM13. Main source of water supply. SINGLE RESPONSE.
(plus other members of HH). RECORD ONLY SINGLE RESPONSE Tap Water in-house _ _ _ _ _ _ _ _ _ _ _ 1
UNDER “DEM10 HOUSEHOLD” COLUMN BELOW. Tap Water on plot, not in-house _ _ _ _ _ 2
Communal Tap Water (not on plot or in-house) 3
MONTHLY EXPENDITURE DEM9 DEM10
Bore Hole __ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ 4
PERSONAL HOUSEHOLD
Well ___ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ 5
Less than N5,000 _ _ _ _ _ _ _ _ _ _ _ 01 01 6
Buying Water __ _ _ _ _ _ _ _ _ _ _ _ _ _ _
N5,000 but less than N10,000 __ _ _ _ 02 02
River or Stream _ _ _ _ _ _ _ _ _ _ _ _ _ _ 7
N10,000 but less than N20,000 __ _ _ 03 03
N20,000 but less than N30,000 __ _ _ 04 04
N30,000 but less than N40,000 __ _ _ 05 05 DEM14. On a monthly basis, how much are you willing to pay for
N40,000 but less than N50,000 __ _ _ 06 06 steady supply of water?
N50,000 but less than N60,000 __ _ _ 07 07
N60,000 but less than N70,000 __ _ _ 08 08
N70,000 but less than N80,000 __ _ _ 09 09
N80,000 but less than N90,000 __ _ _ 10 10 Up to 2,500 1
N90,000 but less than N100,000 __ _ _ 11 11 2,501 – 5,000 2
N100,000 but less than N120,000 _ _ _ 12 12
5001 – 7,500 3
N120,000 but less than N140,000 _ _ _ 13 13
N140,000 but less than N160,000 _ _ _ 14 14 7,501 – 10,000 4
N160,000 but less than N200,000 _ _ _ 15 15 10,001 – 15,000 5
N200,000 but less than N250,000 _ _ _ 16 16
N250,000 but less than N300,000 _ _ _ 17 17 15,001 – 20,000 6
N300,000 but less than N350,000 _ _ _ 18 18 20,001 – 30,000 7
N350,000 but less than N400,000 _ _ _ 19 19
30,001 – 40,000 8
N400,000 but less than N450,000 _ _ _ 20 20
N450,000 but less than N500,000 _ _ _ 21 21 40,001 – 50,000 9
N500,000 but less than N750,000 _ _ _ 22 22 50,001 – 60,000 10
N750,000 but less than N1million _ _ _ 23 23
N1 million Naira and above ___ _ _ _ _ 24 24 60,001 – 70,000 11
Don’t Know ___ _ _ _ _ _ _ _ _ _ _ _ _ 25 25 70,001 – 80,000 12
80,001 – 90,000 13
90,001 – 100,000 14
SHOW CARD ON “PERSONAL INCOME”
DEM10. Please give me the number which best describes the total Above 100,000 (specify) 98
monthly PERSONAL INCOME. Please include all extra income
outside regular one.
RECORD SINGLE RESPONSE ONLY UNDER DEM15. Main type of health facility. SINGLE RESPONSE.
“DEM11 PERSONAL” COLUMN BELOW. Primary Health care facility 1
SHOW CARD ON “HOUSEHOLD INCOME” Government Health care facility 2
DEM11. And which of the following figures best describes the total Private Healthcare facility 3
monthly household income. Please include all income; of
spouse(s) and children. DEM16. How frequently do you visit your health facility?
RECORD SINGLE RESPONSE ONLY UNDER
“DEM12 HOUSEHOLD” COLUMN BELOW. One a week 1
MONTHLY INCOME DEM11 DEM12 Once in two weeks 2
PERSONAL HOUSEHOLD One a month 3
Less than N5,000 _ _ _ _ _ _ _ _ _ _ _ 01 01 Once in two months 4
N5,000 but less than N10,000 __ _ _ _ 02 02
Others (specify) 5
N10,000 but less than N20,000 __ _ _ 03 03
N20,000 but less than N30,000 __ _ _ 04 04 DEM17a. What is/are your sources of power supply?
N30,000 but less than N40,000 __ _ _ 05 05 MULTIPLE ANSWERS POSSIBLE
N40,000 but less than N50,000 __ _ _ 06 06
N50,000 but less than N60,000 __ _ _ 07 07 PHCN 1 Inverter 4
N60,000 but less than N70,000 __ _ _ 08 08 Generator 2 No electricity 5
N70,000 but less than N80,000 __ _ _ 09 09
Solar 3
N80,000 but less than N90,000 __ _ _ 10 10
N90,000 but less than N100,000 __ _ _ 11 11
N100,000 but less than N120,000 _ _ _ 12 12 IF NOT DISCO/NEPA/PHCN, GO TO DEM18
N120,000 but less than N140,000 _ _ _ 13 13 DEM17b. How much do you currently expend on fuel or other alternative
N140,000 but less than N160,000 _ _ _ 14 14 power source monthly
N160,000 but less than N200,000 _ _ _ 15 15 DEM17c. How much are you willing to pay for constant power (electric)
N200,000 but less than N250,000 _ _ _ 16 16 supply from PHCN/NEPA/DISCO?
N250,000 but less than N300,000 _ _ _ 17 17
N300,000 but less than N350,000 _ _ _ 18 18 DEM17b. DEM17c.
N350,000 but less than N400,000 _ _ _ 19 19
N400,000 but less than N450,000 _ _ _ 20 20 Up to 2,500 1 1
N450,000 but less than N500,000 _ _ _ 21 21 2,501 – 5,000 2 2
N500,000 but less than N750,000 _ _ _ 22 22
5001 – 7,500 3 3
N750,000 but less than N1million _ _ _ 23 23
N1 million Naira and above ___ _ _ _ _ 24 24 7,501 – 10,000 4 4
Don’t Know ___ _ _ _ _ _ _ _ _ _ _ _ _ 25 25 10,001 – 15,000 5 5
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PROJECT ACCESS 2017
15,001 – 20,000 6 6 DEM20. Is this house/flat/dwelling owned or rented by you?
20,001 – 30,000 7 7 Owned 1
Rented 2
30,001 – 40,000 8 8 3
Family Owned
40,001 – 50,000 9 9
50,001 – 60,000 10 10
DEM21. If rented, how many years?
60,001 – 70,000 11 11 Single year 1
70,001 – 80,000 12 12 Double 2
Multiple (specify) 3
80,001 – 90,000 13 13
90,001 – 100,000 14 14 DEM22. What is the payment status of the rent?
Above 100,000 (specify) 98 98 Up to date 1
Outstanding 2
DEM23. How many domestic servants or house helps do you have

in this household?
DEM18. What type of toilet do you have, if any in this household? One 1
Flush toilet – in house 1 Pit latrine 5 Two 2 Continue with DEM21
Flush toilet – outside 2 Mobile Toilet 6 Three or more 3
Public Toilet 3 None 7 None 4 Go to LSM Profile Section
Non-flush toilet 4
DEM24. How many of these domestic servants or house helps live on
DEM19. Which ONE of these types of flooring covers most of the rooms your premises? ONE CODE ONLY.
in your home? One 1
Rubber Carpet 1 Mud/Clay/Earth 5 Two 2
2 6 Three or more 3
Tiles (Ceramic, marble, etc) Wooden Floors
None 4
Concrete Cement 3 Mat 7
Rug 4 Others 8
DEM25a. How many births were recorded in this household in the past 1 year?
DEM25b. How many deaths (if any) were recorded in this household in the past 1 year?
DEM25a DEM25b
One 1 1
Two 2 2
Three or more (specify) 3 3
None 99 99
DEM26. IF ANY DEATH IS RECORDED, ASK: Age of deceased, Gender and Cause of death?
Age of Deceased Gender Cause of Death
Less than 18………. 1 Male…. 1 Brief illness……………………………1
18 – 24……………… 2 Protracted illness…………………..2
Iterate for each deceased if 25 – 34……………… 3 Female… 2 Heart attack…………………………..3
more than 1 Accident………………………………..4
35 -44………......... 4
Assassination/Robbery attack…5
45 – 54 ………….. 5 Others…………………………………..98
55 – 65.…………….. 6
Greater than 65… 7
DEM27. Is the household head determined by Income or by culture?

Income Culture
1 2
NOTE – Instructions for LSM SECTION (next page):
 Where you have more than one item in any durable category, (e.g. TV, Generator, Fridge, etc.) the item with the highest score
should be recorded for scoring.
 After adding up the score of the durables, then add the constant score or figure of 252. In other words, the total score of each
respondent will now be the total score of all the items plus the constant factor/figure (252).
 Negative scores by respondents on any item(s), should be deducted from the positive scores to obtain the total score of each
respondent.
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PROJECT ACCESS 2017
 Check the total score of the respondent(s) from the LSM table to determine the Living Standard Measure level.
PROJECT ACCESS 2017
LIVING STANDARD MEASURES (LSM) SECTION

HOUSEHOLD SCORES HOUSEHOLD SCORES HOUSEHOLD SCORES
DURABLES +VE -VE DURABLES +VE -VE DURABLES +VE -VE
LSM01 – VEHICLE: LSM08 – WATER SUPPLY: LSM14 – TELEVISION:
3 or more New Cars/SUV 260 Treated Bore-hole 140 LCD//LED/Plasma : Over 46” (2+) 160
2 New Cars 160 Verified Piped Bore-hole 110 40 – 46’’ 130
1 New Car 130 Pipe-borne Water 70 Less than 40’’ 125
3+ Used/Tokunboh Cars 106 Well (with pump) 40 Coloured: Over 59” 110
2 Used/Tokunboh Cars 90 Well (without pump) 10 29” – 59’’ 82
Flying boat/1 Used/Tokunboh
45 Communal Tap 10 21” – 28’’ 52
Car
Yatchts 280 Buying Water 0 17” – 20’’ 29
Jets 300 Stream – –70 Big (21’’+) Fairly Used 15
None 0 LSM25 LIST OF COLLECTIBLES 12 - 15’’ 12
Expensive Jewellery/Wrist Watches 120 Black & White 8
LSM02 – ENTERTAINMENT: Precious Metals 100
Dish/Cable with 2+
90 Art 70
subscriptions
Dish/Cable with 1 subscription 60 LSM09 – COOLING:
Home Theatre 35 3+ air conditioners with split unit 120
DVD/VCD 20 2 air conditioners with split unit 90 LSM15 – GENERATOR:
Cassette player 14 2 Window unit air conditioners 70 Over 100 KVA 156
LSM03 – COMMUNICATION: 1 Window unit air conditioner 40 60 – 100 KVA 126
GSM & Fixed Land-line 90 Fan 21 35 – 59 KVA 95
Fixed Landline 50 LSM10 – PIPED WATER HEATER 81 15 – 34 KVA 80
GSM and Wireless Landline 25 LSM11 – FLOORING: 6 – 14 KVA 44

GSM 10 Wall to wall Marble floor 116 2 – 5 KVA 22
Wireless Landline 10 High Class Wooden Floor 96 Less than 2 KVA 10
Wall to Wall Terrazzo/Ceramics
LSM04 – FREEZER: 86 LSM16 – PERSONAL COMPUTER:
Tiles
Giant Freezer 2+ 130 Wall to Wall Rug 60 New Laptop 88
Giant Freezer (1) 102 Partially Rugged 56 New Desktop 58
Medium Freezer 62 Wall to Wall Carpeted 31 Used Laptop 38
Small Freezer 30 Partially Carpeted 15 Used Desktop 22
Microwave Oven 80 Plank/Cement 8 MODERN EQUIPMENT:

LSM
05 Laundry Machine with
Mini/Fairly Used 30 Bare Ground –56 130
LSM Dryer
17 Laund. Machine w/out
LSM06 – KITCHEN EQUIPMENT: LSM12 – TOILET: 100
Dryer
Electric Cooker +Oven (2+) 120 Flush Toilet (in-house) 4+ 120 Dish Washer with Dryer 60
LSM
Dish Washer without
Gas/Electric Cooker + Oven 80 Flush Toilet (in-house) 2-3 80 18 30
Dryer
Gas Cooker without Oven 50 Flush Toilet (in-house) 1 64 LSM19 – Deep Fryer 30
Other Gas Cooker 50 Non-functioning flush toilet 20 LSM20 – Pressure Cooker 30

Electric Stove 30 Pit Latrine 10
Kerosene Stove 20 Mobile Toilet 0 LSM21 – REFRIGERATOR:
Coal Pot 10 None – –94 Giant Refrigerator 2+ 130
Wood –32 LSM13 – SECURITY: Giant Refrigerator 102
LSM07 – DOMESTIC SERVANTS: C C T V + security staff 150 Double Door 82
3+ 125 CCTV without security staff 120 Large/Medium Single Door 52
2 70 Security Personnel with Alarm 90 Table Top/Bedside 24
1 30 Security Personnel only 80 Used Fridge 15
Alarm only 40
Fenced Wall with locked gates 20
HOME OWNERSHIP: STRUCTURE AND DWELLING LOCATION
LSM22 – TYPE OF DWELLING STRUCTURE LSM23 – NO. OF NON-COMMERCIAL
Multi-building villa in a large compound with luxurious amenities; like swimming pool, RESIDENCE/GUEST HOUSE
1. 240
tennis court, garden, etc. occupied by one household. 4 or more 150
Villa with single but big building and large compound with luxurious amenities, and 3 90
2. 200
occupied by one Household 2 60
3. Whole building with multiple flats and duplex occupied by one Household 160 LSM24 – LOCATION OF DWELLING
4. Big building/twin duplex in a big plot occupied by one Household 120 2+ in Exclusive/Reserved Area 150
5. Single duplex of 4+ rooms bungalow occupied by one Household on a full plot 90 2+ in Upper Class Area 80
6. 2 - 3+ bedroom flat 60 1 in Upper Class Area 60
7. 1 – 2 bedroom flat/self contained apartment 50 1+ in Middle Class Area 30
8. 1 wing of 3 or more rooms apartment 40
9. Room and Parlour or 2 rooms 30 Sub-total:
10 A single room 20 CONSTANT FIGURE: 252
TOTAL SCORE = = >

PROJECT ACCESS 2017
LEVEL SCORE RANGE CODE LEVEL SCORE RANGE CODE LEVEL SCORE RANGE CODE
LSM – 1 0 – 280 01 E LSM – 5 701 – 840 05 C2 LSM – 9 1,321 – 1,720 09 B
LSM – 2 281 – 420 02 E LSM – 6 841 – 1,000 06 C2 LSM – 10 1,721 – 2,120 10 B
LSM – 3 421 – 560 03 D LSM – 7 1,001 – 1,160 07 C1 LSM – 11 2,121 – 2,700 11 A
LSM – 4 561 – 700 04 D LSM – 8 1,161 – 1,320 08 C1 LSM – 12 2,701 and ABOVE 12 A
INTERVIEWER TO REMIND RESPONDENT;
Someone from CMRG may visit or call on you TO CHECK THAT I HAVE DONE MY WORK PROPERLY. I would appreciate it, if you could talk to
them freely. They won’t take up very much of your time as it is a brief visit or call.
Write repondent’s telephone number in the spaces below, so that he/she can be informed before back-checking visit;
|___|___|___|___|___|___|___|___|___|___|___|
THANK YOU VERY MUCH FOR YOUR CO-OPERATION,

CLOSE INTERVIEW, AFTER THANKING RESPONDENT.

PROJECT ACCESS Revised Questionnaire-20th June 2017 (Autosaved) (Innocent)

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PROJECT ACCESS Revised Questionnaire-20th June 2017 (Autosaved) (Innocent)

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PROJECT ACCESS 2017

2017 KAINOS Edge NATIONAL HOUSEHOLD SURVEY

Gender Locations Literacy

. Project Access 2017

If Substitute For Household, WRITE IN REASON for substitution

INTERVIEWER’S NAME & CODE: INTERVIEW DATE:

SUPERVISOR’S NAME & CODE: No. of interview, today : 1 2 3 4 5 6

S/N Names of Household Members Age A B C D E F G H J K

Size of Household Total…………….. Children 0—17years ………….. Adult 18 – 70years…..…… 70+………………..

Name of Respondent Phone Number

Name of the Household Head Phone Number

Name of Village / Town / City

. Project Access 2017

LANGUAGE SECTION/SASHI NA YARE

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TCM2 TCM3 TCM4 TCM5 TCM6

Multilink’s/Telcom mobile wireless 05 05 05 05 05 05

Others 1 (Specify………….)/Saura na farko (yi 24 24 24 24 24 24

Clarity of voice calls/ana gin maganan sosai 1 2 3 4 5 99

. Project Access 2017

Availability of recharge cards/yewan samu kati na waya / 1 2 3 4 5 99

Log-in attempts before successfully getting online/sakawa 1 2 3 4 5 99

. Project Access 2017

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Caller tunes/Ringback tones/wakokin 1 2 3 4 5 99

Credit sharing/badawako kuma raba 1 2 3 4 5 99

Main Networ/Anihin netwok Second Main

. Project Access 2017

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INTERNET SECTION/SASHEN YANAR GIZO

No/A’A 2 2 SKIP TO INT23/Tsalake

. Project Access 2017

INT27 INT28 INT29

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Less than 1 hour/Kasa da awa daya 1

Between /cakani awa 1 and/da awa 2 hours 2

Between /cakanin awa 2 and da awa 5 hours 3

Between/cakanin awa 5 and da awa 10 hours 4

. Project Access 2017

Want the current situation sustained/a cigaba da daidai 3

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MOBILE PHONE/WAYAN TAFE DA GIDAN KA

HOUSEHOLD FINANCIAL HABITS: BANKING SECTION

Yes /Ae 1 CONTINUE/Cigaba

No /Aa 2 SKIPTO / Sanlake zuwa HF7

. Project Access 2017

I don't have enough money to open or maintain an account/ Ba Ni da kudin da Zan

. Project Access 2017

HF10. Do you have a saving plan?/Kana da tsarin ajiya?

Interest rate /Riban kudi 1

For emergencies / Yanayin gagawa 1

With a bank – commercial bank / Tare da banki- banking kasuwanci 1

. Project Access 2017

INVESTMENT HABIT HALAYEN JARI

HF16a. Do you have a pension fund?/Kana da ajiya na pansho?

HF16c. Do you currently receive pension?/ Kana karban fansho yanzu?

. Project Access 2017

Cheaper rates (pricing)/Saukin kudi 1

Brand/bank loyalty/Ayarin/girmama banki 2

Ease of access/Samun shiga 3

Speed of funds disbursement/Saurin sake kudi 4