A

PROJECT REPORT
ON

“A detailed study on The Malkapur Bank it’s business operation and financial
performance.”
AT
The Malkapur Urban Co-Op Bank Ltd., Aurangabad.
SUBMITTED TO

SAVITRIBAI PHULE PUNE UNIVERSITY

IN THE PARTIAL FULLFILMENT OF

“MASTER OF BUSINESS ADMINISTRATION”

BY

Swapnil Bhagat
MBA (Finance)
(2016-2018)
Under Guidance of
Prof. D. Surya Prakash

I
 ACKNOWLEDGEMENT

Working on dissertation was a memorable and learning experience for me. The sole
efforts of any Individual are not sufficient enough to complete the Project. The completion of a
project involves the effort and interest of many people. I would like to extend my gratitude and
thanks to all those that gave up their time, and invaluable knowledge, to make this project
successful.

I am indeed very grateful The Malkapur Urban Co-Op Bank Ltd. for permitting me to do
my project studies wish to place on record my gratitude to Branch ManagerMr. Sanjay Firkefor
his professional guidance & support.

I would like to thank our Project guide Prof. D. Surya Prakash for providing me an
opportunity to undertake the project.

I would like to take this opportunity as privilege to articulate my de sense of gratefulness

to Dr.Satish Warpade, Director of Lotus Business School, Pune for his continuous
encouragement and invaluable guidance for the completion the project.

I wish to express my special thanks to all Faculties of Lotus Business School, Pune for
their continuous support.

Date:

Place: Pune Name: Samruddhi Kulkarni

II
DECLARATION

I do hereby declare that this project work entitled “A detail study on The Malkapur Bank it’s
businessoperation and financial performance.” submitted by me to the Savitribai Phule Pune
University of for the partial fulfillment of the requirement for the award of Master of Business
Administration (MBA) is a record of my own research work. The report embodies the finding
based on my study and observation and has not been submitted earlier for the award of any
degree or diploma to any Institute or University.

Date:

Place: Pune. Name: Samruddhi Kulkarni

III
 EXECUTIVE SUMMARY

My topic throws light on the core facets of the banking industry for which the project
work has been set up.The project assigned to me was to “A detail study on The Malkapur bank
its business operations and financial performance” of “The Malkapur Urban Co-Op Bank Ltd.
Aurangabad”

In the early days banking business was been confined to receiving of deposits and lending
of money. But now a modern banker under take wide variety of functions to assist their
customers. They provide various facilities to customers which makes the transaction easy and
comfortable.

Financial institution such as banks, financial service companies. Insurance companies,

securities firm and credit unions have very different ways of reporting financial information.
Running a bank is just difficult as analyzing it for investment purposes.

In this report, I made an effort to know the financial position of the Malkapur bank based
on NPA means Non Performing Assets which means that a process to identifying the financial
performance of the firm by properly establishing the relation between the item of balance sheet
and profit and loss account, Thus we can say that financial analysis is a startup point for making
plans before using any sophisticated forcasting and planning.

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