Beruflich Dokumente
Kultur Dokumente
OTP Method
3rd party
app server
2 Mobile Number
1 Mobile Number
Customer
3 OTP
6 Payment confirmed
Private / Public Key
Step 1: Register a Wallet
3rd party
app server
Mobile
2 Number
Mobile
1 Number 3b
Token
Mobile Number
OTP
Token
4 Public key 5
OTP
Finja
Public Key Server
Customer 6
App registration
approved
3a OTP
A private & public key combo
is crated in the customer app
Step 2: Make a Payment
3rd party
app server
Public key is
Finja kept on the
Server server
Customer
Private Key Stored public key is
remains on 3 used to decrypt the
the amount
customer’s
phone
Dynamic
QR
Code
Step 1: Generate Dynamic QT and Make Payment
3rd party
app server
Generate
2 QR API
Proceeds to
1 checkout QR generated
3 and sent to
merchant
QR scanned
4 Finja
Server
Customer
3rd party
app server
4 Money is sent
Item sold
6
confirmed
Payment status
5 updated by hitting
listener API
1 Makes payment
Customer
Payment
3
confirmation sent