A-2 (ST3) 15A/5 Buffer Zone Phone: 0334-3498910

North Nazimabad, Karachi 021-6903807

msalam80@yahoo.com

M. Shahab Alam

Objective Aspiring a managerial and challenging position in Corporate

Banking/Finance or Risk Management at a Leading Financial Institution.

Summary Over four years experience in analyzing, handling and appraising, the
commercial and corporate credit proposals by reviewing the financial
statements / feasibility reports, assessing the risk profile of the borrowers
in line with the bank’s credit policy, risk management and prevailing laws
and regulations and market analysis. For the last six months, directly
involve in Relationship Management of SME and Corporate Borrowers and
ensure portfolio maintenance & growth with respect to Assets, liabilities
and new account acquisition.

Experience Since Sep07 Emirates Global Islamic Bank Ltd. Karachi

Credit Analyst / Relationship Manager – Corporate Group

 Ensure portfolio maintenance & growth with respect to Assets, liabilities and
new account acquisition. Ensure a clean portfolio with all discrepancies
resolved within TAT and processes related to service, compliance and
portfolio management are followed.
 Preparing call reports and credit proposals in line with the detailed
borrowers’ financials analysis and business risk, Bank’s credit policy, risk
management, prevailing laws and regulations and market analysis.

Mar04-Sep07 ABN AMRO Bank (Pakistan) Ltd Karachi

(Formerly Prime Commercial Bank Ltd)
Credit Risk Analyst (Commercial Banking Group) at Regional Office
 Analyzing, Handling and Appraising the commercial and corporate credit
proposals by reviewing the financial statements / feasibility reports,
assessing the risk profile of the borrowers, in line with the Bank’s credit
policy, risk management, and prevailing laws and regulations of the land.
 Handling risk aspects for credit proposals for 22 branches with credit
portfolio of PKR 6.5 Billion. Actively involved with the Credit Marketing
Platforms and the branches with regard to the credit requests and other
credit related matters.
 Handling a few assigned relationships (commercial) at Regional level. In
addition, active follow-ups with classified accounts and assisting in recovery
of non-performing accounts.

Relationship Manager (SME Group) at Main Branch (for last 3

months)
 Ensure portfolio maintenance & growth with respect to Assets, liabilities and
new account acquisition. Ensure a clean portfolio with all discrepancies
resolved within TAT and processes related to service, compliance and
portfolio management are followed.
 Preparing call reports and credit proposals in line with the borrower
financials and business risk, Bank’s credit policy, risk management, SBP
prudential regulations and other prevailing laws and regulations.
  Ensure adherence to CAAML policies and process flows.

2002-2003 Saudi Hollandi Bank (ABN AMRO) Riyadh, KSA

Trainee Credit Analyst at Corporate Risk Management Division, Head Office
 Analyzing, Handling & Appraising the Corporate Credit Proposals.
 Assists in reporting to senior management (including ABN AMRO,
Amsterdam) on a monthly basis the overall portfolio of bank classified by their
individual credit Risk Rating, consolidated position for excesses, incidentals,
overdue payments, overdue revisions and deficient security documentation.
 Active member of Mid-Market Business Dev. Project and Standard Credit
Presentation Project. Involved in the strategy discussions and a major
contributor in the preparation of the report and recommendation to Board.

Education  Candidate of Chartered Financial Analyst, Level 3

CFA Institute, USA
 MBA (Finance) from Hamdard University
CGPA 3.82, Stood First Position, Gold Medallist
 BBA (Hons) from Hamdard University
CGPA 3.45, Gold Medallist
JAIBP, 8 out of 12 Papers cleared
The Institute of Bankers Pakistan

Professional 1. Risk Management – SBP Guidelines for Banks and DFI

Courses 2. Cash Flow Based Lending
3. Prudential Regulation – Corporate & Commercial Banking
4. Financing Import & Export Businesses
5. Detail Workshop – SBP Export Refinance
6. Various in-house courses conducted by Prime Bank and ABN AMRO
Bank, which includes Compliance, Economic Sanction, SME Credits
and Derivative Products.

Computer Skills: Microsoft Office (Word, Excel, Power Point, Access), Visual Basic.

Interest: Playing Cricket, Computers.

Personal
Father Name: Muhammad Shoeb Alam
Information
Date of Birth: December 26, 1980
Marital Status: Married

Reference: Will be provided when required.