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APRIL 2017 F O R T H E L I F E YO U’ V E A LWAY S D R E AM E D O F... completefrance.com
LOZÈRE
Rural bliss and the
Inside Paris
An expat travel writer
shares the secret side of
lowest house prices her adopted home city
in the south of France
Revealed
Where to find
the perfect
work-life balance
CREATURE COMFORTS
Issue 312 April 2017 £3.99
REAL LIFE z PROPER T Y z PLACES z ADVICE z LIFEST YLE z LANGUAGE z INSIDER INFO
Living the dream
I
t’s always been my dream to live in Paris. I remember out where you have the
walking around in wide-eyed wonder during my very best chance of achieving it
first visit as a 10-year-old child, and it’s where my love in France on p42.
affair with France began. The city cast a magic spell on Having said that, the idea
me back then, and it hasn’t worn off all these years later. of getting away from it all
I still experience a childlike excitement when I visit, and seeing the is rather appealing at times
French capital through travel writer Lindsey Tramuta’s eyes this too, and if I did opt for peace
month has given me a serious case of life envy. and quiet over hustle and
The American expat has been lucky enough to call Paris home bustle then I’d certainly be considering Lozère – turn to page 20
for the past decade, and shares the secret side of her adopted to discover why. And with the lowest average house prices in the
city with us on page 32. I shall be working my way through her south of France, I’d definitely be looking in some more windows.
© LINDSEY TRAMUTA; JOANN PAI
CO N T R I B U TO R S
EDITORIAL
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38
20
Destination Lifestyle Découvrez
20 LOZÈRE 32 THE NEW PARIS 10 APRIL IN FRANCE
Cover story With wide open spaces and the Cover story American travel writer and Paris Find out what’s happening in France this month
lowest property prices in Languedoc, this resident Lindsey Tramuta shares the secret side
hidden gem is worth a closer look of her adopted home city 16 OUR DREAM PROPERTY
Digital editor Emma Rawle explains why a barn
27 ASK THE AGENT 38 POSITIVE SPIN conversion in Dordogne is her dream buy
A property agent covering Lozère gives their Meet the expats who have taken their love of
insider knowledge cricket with them across the Channel
Regulars
28 WHAT CAN I GET FOR 48 CREATURE COMFORTS 14 POSTBAG
MY MONEY? Cover story They say you shouldn’t work with
Our selection of properties for sale across
Lozère to suit all budgets
animals, but three couples prove otherwise
Your views of life in France
18 YOUR PHOTOS
WIN!
Lindsey Tram
30 PEACE AND QUIET À la maison We share your snaps of France The New Paut
Page 12
ris
a’s
Rennes Paris
PAGE 42 PAGE 32
Deux-
Sèvres
PAGE 50
Dordogne
PAGE 73
Alpes-
Landes Lozère Maritimes
PAGE 64 PAGE 20 PAGE 38
48
Les pratiques Insight
74 PROPERTY AND 54 GUIDE TO UTILITIES
CURRENCY NEWS Cover story Connecting your French home
The latest from the French property market, to the essential services
plus a currency update
58 VOCABULARY
76 THE PRICE IS RIGHT Learn the vocab for setting up utilities
Buying with a budget of €200,000? See how far
your money will go with our pick of properties
Language
78 ASK THE EXPERTS 61 LANGUAGE NEWS
Our experts give their advice on pensions, civil
We review the latest books, apps and websites
partnerships and moving with chickens
62 FIVE-MINUTE FRENCH
80 ON THE MONEY
The one-off and recurring expenses you’ll need
to factor in when buying a home in France
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completefrance.com April 2017 Living France 7
DÉCOUVREZ
April in France
The immaculately laid-out gardens of the Palais de la Berbie in medieval Albi provide a feast for
the senses when spring arrives in France. The palace, together with the Cathédrale Ste-Cécile,
HEMIS / ALAMY STOCK PHOTO
form what is known as the cité épiscopale, a designated UNESCO World Heritage Site since 2010
attracting more than 800,000 tourists every year. On 28 April, Albi plays host to a timed race as
part of the Tour Auto Optic 2000, a classic sports car race that starts on 20 April in the Grand
Palais in Paris and then continues across France, finishing in Biarritz on 30 April.
albi-tourisme.fr; tourauto.com
1 2 3
The Côte d’Azur is an obvious choice for Nothing says ‘spring’ quite Easter egg hunts always get
flower fans and, this month, the region is like a colourful array of the thumbs-up from the
hosting a brand new garden festival, tulips and throughout family so join in the Grande
Le Festival des Jardins from 1 April to 1 May. the month of April you can Chasse aux Oeufs at the Jardins
Comprising five towns including Antibes, find 300,000 of them blooming Suspendus de Marqueyssac in
Cannes, Grasse, Menton and Nice, the festival around the grounds surrounding Dordogne from 16-17 April. More
aims to protect and showcase the gardens of the Château de Vendeuvre near Caen than 7,000 eggs will be hidden in
area with 10 pop-up green spaces. The theme for the Festival de la Tulipe. See the ornate gardens and once the
for its opening year is ‘awakening the senses’, over 100 varieties of the flower as little ones have scoffed all their
and its activities including flower arranging and you wander around the estate’s winnings, egg-painting workshops
gardening technique workshops, tasting sessions, trees, statues and ponds and soak and other activities will keep them
culinary events and plant markets will do just up the first of the spring sunshine amused so adults can explore the
that. Admission to the festival gardens is free. in this spectacular setting. beautiful grounds at leisure.
cotedazur-tourisme.com vendeuvre.com marqueyssac.com
WHEN IN NÎMES
Nîmes is often referred to as the ‘Rome of France’ and this month its ancient heritage is celebrated
in the grandest of ways with the Grand Jeux Romains. From 29 April to 1 May, the city’s
amphitheatre will host a re-enactment of the ‘Great Roman Games’ where visitors can travel back in
time by cheering on a spectacle of chariot racing, equestrian vaulting demonstrations, gladiatorial
combat and more. Outside the arena’s walls, the city’s streets come alive with fancy dress parades SPRING SYMPHONY
and interactive workshops for children. Every year the festival takes on a different theme and, this The Festival de Pâques returns to
year, the festival celebrates the Celtic queen, Boudicca. Aix-en-Provence from 10-23 April with
arenes-nimes.com its mix of high-profile conductors and
world-class orchestras and soloists. With
over 20 concerts, there’s something that
BACK TO NATURE
will strike a chord with everyone.
festivalpaques.com
With its lakes, valleys, sand dunes
and cliffs, the Somme Bay is home
to a wealth of wildlife, as you’ll
discover at the Festival de l’Oiseau
et de la Nature from 8-17 April.
With over 400 guided tours on foot,
horseback and bicycle, plus night-
time excursions and harvesting and
cooking lessons, there are plenty of BOURGES BEATS
ways to get back to nature. And if Launched in 1977, the Printemps de
you want to sit back and reflect on Bourges festival is an important date in
this part of the world, watercolour France’s cultural calendar. From 18-23
painting and photography classes April, the festival has performances
are available. The event also runs from 150 artists, fusing popular
two competitions in photography headliners with lesser-known bands.
and film open to amateurs, printemps-bourges.com
professionals and children.
festival-oiseau-nature.com
CAROLINE DOUTRE; FABIEN ESPINASSE; JEAN-PHILIPPE ROBIN; STÉPHANE BOUILLAND
Travel news
THE WHEELS
ON THE BUS
Paris has rolled out its first driverless
bus service in an effort to fight
pollution and congestion in the
city. Two electric shuttle buses,
able to carry six passengers each,
will operate along a route that
connects the Gare de Lyon and Gare
d’Austerlitz train stations. The buses
will be trialled until early this month
in a designated lane.
TRAVEL IN STYLE
IN A GOOD LIGHT Eurostar has given
passengers an extra incentive to
For the 14th year running, the city of Chartres in Eure-et-Loir will be lighting up for the travel by train after it unveiled a
annual Chartres en Lumières show. Taking place from 8 April to 7 October, the event will new Business Premier lounge in
see light and video installations reflect off the city’s monuments including the UNESCO- Paris Gare du Nord. Situated on
listed cathedral. Visitors can enjoy the spectacle by guided tour on foot or on the Petit Train. the top floor of the 19th-century
chartresenlumieres.com building, the lounge is evocative
of a stylish Parisian apartment with
high ceilings, marble fireplaces and
plush sofas. There is also a cocktail
DID YOU KNOW? bar and an open kitchen serving a
new menu.
WIN!
year and is expected to open in
Joyeuses
Pâques 3
4 5
7
8
1 Pâques collection edible doll, £125, marcolini.com 4 Easter egg collection, £50, hotelchocolat.com 7 French cheese hamper, £54.95, finefoodspecialist.co.uk
2 Cornflower seeds, £1.25, wildflower-favours.co.uk 5 Picnic basket, £58, lesjardinsdelacomtesse.com 8 Laurent-Perrier rosé, £44, honestgrapes.co.uk
3 Bonne Maman cherry compote, £3.69, ocado.com 6 Moulin roty rabbit, £16.65, giftsforlittleones.com 9 Macarons, 24 pieces, £17.50, finefoodspecialist.co.uk
A
@TheFranceShow Great to
little over a year ago I first
visited the place I now call
one with the fabulous
sunset deck). We quickly
ER see so many people still
wanting to live in France – not
home; Montirat in Tarn. It settled into the rhythm of surprising though as such a
was the bleak mid-winter hectic Saturdays doing changeovers, saying great country.
yet I fell in love with our farewell to departing guests and warmly
little corner of France. welcoming new arrivals. Some of my Camping St Hilaire
As the grass started to grow, the leaves favourite times were spent on our deck, @CampingSHFrance
began to blanket the trees, plants I hadn’t sitting out late into the evening, watching @LivingFrance Envious of
yet seen shot up from the ground and the meteor showers and the massive storms the kids’ lunch yesterday...
sun rose higher in the sky. Spring sprung around us. avocado and artichoke salad,
loudly. We began to live outside more and The hot days of summer were replaced beef bourguignon and crème
more, enjoying our surroundings and the by the bright, crisp and sunny days of vanille! #schooldinners
milder weather, and getting stuck into autumn. I love autumn in France; kicking
new projects. through freshly fallen crispy leaves, Two Black Dogs @2BDgz
My handy husband built a raised sun collecting chestnuts to roast on the fire and @LivingFrance I’m not very
deck to make the most of the sunsets digging out my cosy knitwear. brave when it comes to
and we planted a little potager filled with With the delivery of our wood for cheese, loved the Comté and
vegetables and herbs to supplement the winter, the full circle of seasons was Cantal cheese when I tried
wonderful produce from our local market. nearly complete. We enjoyed a Christmas them in Paris.
With our adopted cat from the SPA settling filled with visiting family and newly
in nicely, we decided to grow our brood embraced French traditions. Now, as I Dave Flitcroft
and went in search of chickens so we could think about my first year here, I feel very @Artfrombikeshed
enjoy fresh eggs daily. grounded and connected to the world Renovation restart. Have to
Luckily for me, earning a living also around me, in a way that was missing sacrifice the walnut floor
slotted in nicely as I am able to work from when I lived in England. in favour of underfloor
home. My work days in England were The simplicity of life and the distinct insulation.
punctuated by classes at the gym and seasons here provide a great backdrop
running errands, whereas here in France, to let you live your life a little slower
I enjoy eating a proper meal and going and appreciate your surroundings. It’s a
for a walk or a run. I really started to healthy and friendly place to live life to the
feel the benefits of a more relaxed and
healthier lifestyle.
full and that’s my only wish for the year
ahead – to continue to live life to the full. WIN!
We rent our house in the summer, Fay Younger
moving into a smaller cottage on-site (the Montirat, Tarn The writer of our Star Letter this issue
wins an Olive Tablecloth worth £70,
courtesy of Ville et Campagne. This
beautiful tablecloth is made from
pure linen with striking embroidery
PAWS FOR THOUGHT and print design that will create a
We are looking at driving over to France for our holiday in September. We very sophisticated and stylish table. It
measures 250x150cm and is perfect for
will be bringing our dog so are looking for a nice surf town with local bars
outdoor and indoor use.
and restaurants and a really nice dog-friendly beach, preferably with a villeetcampagne.co.uk
beach bar on it. I have been looking at Gruissan, but I then found out that
dogs are forbidden on all beaches. If you have any suggestions I would be
very grateful if you would let me know.
Jonathan Fisher
Check out these two useful websites which have some good information about
where dog-friendly beaches are located in France: en.plages.tv/dogs/l-france
and blog.patawouf.fr/dog-friendly-beaches-in-france-in-2016 – Ed
If you have something you’d like to share, from anecdotes to holiday snaps, drop us a
facebook.com/livingfrancemagazine
line at letters@livingfrance.com or to The Letters Editor, Living France, Cumberland
House, Oriel Road, Cheltenham, GL50 1BB. We reserve the right to edit your letters. twitter.com/LivingFrance
ON THE
MA R K E T F O
€349,650 R
I
seem to find myself drawn to staircase both taking your breath away could either be converted into further
unique properties that are full as soon as you enter. The oak beams and accommodation or, as it already has
of individuality and character, original fireplace mix seamlessly with the a stable block, used to stable horses.
and so it is hardly surprising that modern lighting and underfloor heating And with solar panels, fruit trees and a
this beautiful barn conversion in to create the perfect period/modern vegetable patch I could almost be self-
Dordogne caught my eye. combination. The kitchen also mixes sufficient. The property also includes an
The original barn was built in the modern appliances, including a delightful above-ground swimming pool, perfect for
18th century and the architect-designed range cooker, with oak beams and an cooling off in the hot French sun.
conversion was completed around nine unusual dividing wall separating it from the Looking out of the windows you
years ago, so it satisfies both my love living room. On the first floor there are three would imagine you are in a rural paradise
of period buildings and modern design bedrooms, an office and a stylish bathroom. miles away from anyone, and yet this
and amenities. This property also offers income house is actually only a short drive from
The inside is even more striking than opportunities, with a three-bedroom the shops and just 30 minutes from
the outside, with the stunning vaulted gîte to rent out to holidaymakers visiting Bergerac airport.
ceiling in the living room and bespoke Dordogne. There is also another barn that allez-francais.com
PHOTOS
Email us your photos of
France (with captions) to
pictures@livingfrance.com
Duras, Lot-
et-Garonne
Nicola Lack
Louvre, Paris
Pyramide du p
Caroline Harra
Sunset in Be
aulieu-sur-
Dordogne
umur Peter Arnol
Windmill in Sa d
Diane War gn ier
Contact us now for more information, or see our website for full details
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Le Poiron Bonjour
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and fully inclusive price at all levels.
Lozère
Simple pleasures
For those seeking a quiet life where the air is clean and natural
beauty abounds, Lozère ticks every box. This hidden-away
department in Occitanie boasts high plateaux, stunning gorges
and villages of historic significance, says Kate McNally
Y
ou probably know the Gorges
du Tarn, have heard of the
Robert Louis Stevenson
walking trail, and quite
possibly have read about the
Cévennes National Park, but the chances
are you haven’t heard mention of Lozère,
the département that is home to each of
these (or at least a section of them).
Sitting high and pretty in the centre of
southern France, looking down towards
the Mediterranean in the south and over
to the Massif Central in the north, Lozère
hides away from the world, up on its
plateaux and down in its valleys, and is
equally likely to elicit a puzzled “où?!”
from much of the French population let
alone those further afield. Perhaps, as
the country’s most rural and sparsely
populated department with, strangely
enough, France’s highest average altitude,
it doesn’t have much occasion to draw
attention to itself.
All of which means, of course, that if
you want to go somewhere light years
away from the racy glamour of the Côte
d’Azur or the sophistication of Paris, then
look no further than Lozère.
SENSE OF SPACE
“Space,” says Terry Williams, an adopted
Lozérien of longstanding. “What attracts
people to Lozère, either as a place to live
or to visit, is the space. It’s empty. If you
avoid the main tourist traps here, you
can spend a whole day without meeting
more than a handful of people. And
sometimes nobody.”
MORE
ONLINE
A complete guide to
the Occitanie region
completefrance.com/
regions-of-france
Tourist information
lozere-tourisme.com
Where to stay
Hôtel de France
9, Boulevard Lucien Arnault
48000 Mende
Tel: 00 33 (0)4 66 65 00 04
hoteldefrance-mende.com
Lo d’ici
Gîte d’étape et de séjour
Le Couderc
48260 Nasbinals
lodici-aubrac.com
Where to eat
In the town…
Restaurant Hôtel de France
See above for contact details
(don’t miss regional specialities Fleur
d’Aubrac beef and Pélardon cheese!)
On the plateau…
Auberge la Baraque des Bouviers
Station de pleine nature les Bouviers
48700 St-Denis-en-Margeride
Tel: 00 33 (0)4 66 31 04 52
La Lozerette
48400 Cocurès (near Florac at
the junction between the Tarn
and the Tarnon)
lalozerette.com
Climate
In line with the high altitude,
winters can be very cold and most
places get snow, particularly on the
the size of Mende which only has 12,000 pilgrimage trails is the Way of Saint James higher Causses and Mont Lozère.
inhabitants,” laughs Emmanuelle Soulier, (le Chemin de St-Jacques-de-Compostelle), The pay-off is that summers are not
historical guide and native of Mende. “But that runs through the département on too hot and sticky, usually around
the church was rich and the clerics wanted its way down from Le Puy-en-Velay to 30-35°C max in the shade.
to show off the prosperity of the town.” Galicia in Spain. There is also the trail of
The cathedral is perhaps best known Urbain V, known as the Great Hiking Trail, Getting there
for the ‘Non Pareille’ bell, added in 1516, which makes a horizontal hop across the By plane: With no airports in
heralded as the biggest bell in the world country en route for Avignon (the papal Lozère, the nearest options
until it was dismantled and melted to seat of Urbain V) in honour of local lad are Rodez, Montpellier and
make canons during the religious wars of Guillaume de Grimoard who went on to Clermont-Ferrand.
the second half of the 16th century. become pope. Or, you could pick up part
Steeped in religious history, from the of the Régordane Way taken by pilgrims By train: Eurostar and
early Christian monks who came seeking to worship Saint Gilles, or the Chemin TGV/SNCF to Mende via Paris
silent refuge, to taking centre stage in Camisard in the Cévennes in the footsteps or Lille.
the wars between the Catholics and the of the Huguenots fleeing persecution from
Huguenots, Lozère remains a popular the king’s soldiers. By car:
place for pilgrims. One of the best known Of course, today most visitors make Via the A75.
Don’t miss
Guided visit of historic Mende and
the cathedral with Emmanuelle –
Interesting and great fun!
La Garde-Guérin and the Aven Armand – Find time to European Bison Reserve – Way Open-air sculpture in Altier
Gorges du Chassezac – On the see the largest stalagmite in the off the beaten track, in the middle – Stirred by a desire to wed his
eastern border of Lozère, the world (30m), protruding among of the Margeride wilderness, you passion for art to the rugged
medieval fortified village of La another 400 or so glittering can visit the 200-hectare park by terrain of Altier where he lives,
Garde-Guérin is perched 860m stalagmites, 112m below the sleigh or horse-drawn carriage sculptor Bernard Didelle led a
high atop a steep cliff. Also a surface in Aven Armand on and meet the 40 or so bison living project to create an intriguing
plus beau village, with a tower Causse Méjean. wild. A handful were first brought art nature path that showcases
(pictured) and Romanesque across from Poland in the 1960s contemporary sculpture by
church both listed monuments Boatmen of the Gorges du Tarn as part of conservation efforts to international artists in the natural
historiques, La Garde-Guérin is a – Up until the early 20th century, save the almost extinct species. setting that inspired their work.
must-see for its cultural heritage the small villages in the gorges
and the breathtaking (and of the River Tarn and River Jonte
breath-holding) views down over were accessed principally by boat,
Chassezac Gorge on one side and and there were several boatmen
the fast-flowing River Altier on the (bateliers) ferrying locals across
other. From the village, you can and along the rivers. In Malène, in
take a path down to explore the the heart of the Gorges du Tarn, a
stunning Gorges du Chassezac small group of boatmen keep the
on foot, along 30km of paths and tradition alive offering tourists a
trails with suspension bridges unique visit of the canyon and a
crossing the River Chassezac. taste of a bygone era.
IMAGE: ©Xantana|Dreamstime.com
€1,310m2
Average apartment price
A detached property in good How much are the cheapest and most What do they tend to want to buy?
condition with a garden? expensive properties you have for sale? They are interested in typical houses; what
The price would range from €150,000 Prices can be anything between €30,000 we call character houses in France. The
to €250,000. It can also depend on to €1,000,000. Obviously, the houses surrounding environment is also important
whether it’s a typical stone house or going for €30,000 need lots of work. to them – the view, the garden, and they
a recently built property. also like to be close to a small village,
Can you tell us about the typical near to local amenities. Some of them
A renovation project? architecture of the area? are willing to undertake lots of work on a
Depending on the size of the house There are four main areas. Cévennes in property, and they often plan to carry it out
and where it is, somewhere between the south has lots of houses built with themselves. Meanwhile others are looking
€50,000 to €100,000. shale stones, and you can also find old for farmhouses with the intention of living
silk barns that are typical of the area. there all year round.
Average house In Margeride, houses are typically made
prices in Occitanie from granite. The windows are small, in What is the property market in Lozère like
order to protect from the cold in winter, at the moment?
Lozère €91,000 and there is the typical fireplace made It is very dynamic and, with spring and
Ariège €105,800 of stones that we call ‘cantou’. Gorges summer holidays approaching, there
Aveyron €110,000 du Tarn is another area, where you will is a greater demand for second homes.
Tarn €133,500 find lots of houses made with shiny Lozère is attracting more clients who
Hautes-Pyrénées €134,200 pebble from the River Tarn. Lozère is a are eager to come and live in a natural,
Aude €134,500 somewhat rare area where you can still protected environment.
Lot €136,400 find very old houses, that we define as
Gers €143,000 dans son jus (meaning it’s still in its What are your predictions for the property
original condition). market in the coming months?
Tarn-et-Garonne €144,000
Lots of our clients are looking for second
Pyrénées-Orientales €174,000
What sort of budget does your typical homes, so the next few months are going to
Gard €193,100
British buyer have? be busy. The outlook for 2017 is good due to
Hérault €214,000
UK buyers tend to have a budget between low interest rates, confidence in investing in
Haute-Garonne €226,000 €100,000 to €200,000. It usually depends the French property market, and the return
Source: Notaires de France on whether they want to do work to the of UK buyers. It’s a very good time to buy!
property or not. marcelimmo.com
Find a property for your budget
ON THE MARKET
€3
00
16
,0
60
,0
00
€3
Rural retreat: Nestled at the style with wooden panelling Stylish living: The outside two cellars, a large living
edge of a lush green forest, this and floors, and exposed stone courtyard, garden and room with a period fireplace
five-bed farmhouse would be walls that give a timeless feel. stone staircase provides an and a kitchen overlooking
perfect for someone who loves The outdoor terrace is ideal for impressive welcome to this the terrace. The property also
to be at one with nature. The appreciating the large garden stylishly renovated property includes an independent barn
interior is finished in a traditional and its valley views. in Mas-St-Chély. Inside are and garage.
I
t takes a certain type of guest to Mont Lozère appeared as a green spot energy in Cévennes. “This ancient land
make it to La Source de Castagnols. on the map and caught our attention,” is full of energy and steeped in history,
Nestled in the heart of the says Henk-Jan. The holiday reminded with unrivalled silence, abundant nature,
Cévennes National Park, far from them of a feeling they had during a no pollution and dark nights. It was an
major roads and towns, the remote world tour in 1993 when they stayed in a extraordinary experience.”
chambres d’hôtes is a haven for those remote village near the Afghan border in Having fallen in love with the area,
who seek a quiet stay, surrounded by the north-east Pakistan. “The energy there the couple began their search for suitable
untouched natural beauty of this ancient was strong and the landscape stunning,” properties. “We found the property on the
forested land. remembers Henk-Jan, who felt the same internet in 2005, after five years of intense
This was precisely what attracted searching with estate agents. It was a
Dutch couple Henk-Jan and Marjoleine beautiful project: completely abandoned,
d
Spruijt to this unspoilt green enclave Henk-Jan an uninhabited for the past century with an
ine Spruijt
in the south of France. The couple had Marjole unsuccessful refurbishment attempted 15
been living in the Netherlands where years ago. It was situated in the heart of
Marjoleine worked as a surgical assistant the Cévennes National Park, part-roofed,
in a hospital and Henk-Jan ran his own part-ruin with several inner courtyards,
architect business. archways, terraces and forested grounds.
It was during a holiday in the late It was surrounded by a village with
1990s when the couple discovered authentic character, built in natural
the Cévennes National Park. “We were stone,” explains Henk-Jan.
looking for a family holiday somewhere Thanks to Henk-Jan’s expertise as
surrounded by nature, with no hustle an architect, he knew that the project
and bustle and far from major roads. was feasible, albeit complicated. “I said
L
indsey Tramuta could be a born United States to complete her studies,
and bred Parisian. Sitting in an Lindsey focused on returning to France. She
11th arrondissement café, the eventually came back to study at Boston
Philadelphia native looks the University’s Paris campus before enrolling on
epitome of effortless chic in a a master’s degree in global communications
crisp white shirt and cropped navy chinos, with the American University of Paris.
tucking into a dessert that looks almost too “I graduated from college and just never
good to eat. left,” says Lindsey who married her French
But mastering the art of French style is not husband while she was still studying.
the only reason why Lindsey could pass for a Unsure of what to do once she had
Parisian. As the award-winning writer behind graduated, Lindsey started a blog,
Lost in Cheeseland, a blog about food, life and documenting what she did, ate and saw while
travel in Paris, Lindsey knows more about living in the City of Light.
Clockwise from main
image: The Boot Café in where to go and what to do in the French “I used the blog to figure out what stories
Paris’s 3rd arrondissement; capital than most. I wanted to tell,” she says. “I started paying
a hidden Parisian “There’s so much happening here,” she attention to what exhibits were happening
courtyard; Lindsey loves
finding the city’s best
enthuses. “You’ve got access to all these and that curiosity led me to get out and
sweet treats; the blogger amazing things; from the best food, the most explore in a way I hadn’t been. It was really
at home with her husband amazing art and designers and yet you can about getting out there and feeling like I could
still go home and live a very homebody life,” find my own place within the city,” she says.
© CHARISSA FAY 2017; LINDSEY TRAMUTA; JOANN PAI,
she says. Not only did the blog cement her place
A Paris resident for over 10 years, Lindsey within Paris, it helped her to find her feet
got her first taste of the city as a student while professionally too, and she began writing
on a six-month study programme. “It was full-time, with articles published in The
an eye-opening experience,” she remembers New York Times and The Wall Street Journal
before adding, “and it’s when I met my now- among others. “The blog was a good window
husband”. Falling in love with a Frenchman for when I wanted to take ideas to more
in Paris is not a dream many would readily ambitious places,” she says.
give up and so, when she got back to the Perhaps most ambitious of all was writing
Lindsey’s
secret Paris
Miznon is a little taste of Tel
Aviv in Paris with incredible
pita sandwiches and a
rollicking vibe you can
count on with each visit.
Mandoobar is a wonderful
Korean dumpling tasting
restaurant. It’s a bit far But while her work takes her to some of
removed from the city Paris’s most fashionable spots, Lindsey is just
centre but well worth the as happy being at home with her husband.
advanced planning. “On the weekend my husband and I will
go out to eat, we go to the market and we buy
Pigalle Basketball is a cheese for the week,” she says. “We’ll have
city-operated basketball an apéro at a local wine bar and then come
court tucked between two home to cook. We have two cats called Charlie
residential buildings with and Leo who we like to spend time with – I’m
a fit-out created by local totally head over heels for them.”
designer Stéphane Ashpool And while Lindsey finds Paris “perpetually
in collaboration with Nike. inspiring”, she and her husband also enjoy
I don’t play but I love walking escaping the city for long weekends. “Last
by and catching a glimpse of weekend we were in Champagne,” Lindsey
players young and old. says. “The fact that we were away from all the
activity here actually made it easier to take a
Lindsey finds Paris step back and write what I needed to write.
“perpetually inspiring” I’m starting to reach that point where I like Lindsey’s blog and book go to show that
having getaways and going to the south of there is plenty more to Paris than its classic
France, or to Normandy is easy. I’m also really image and perhaps this refresh is part of
excited that as of July, Bordeaux will be only the reason why the writer continues to be
two hours away on the train.” captivated by the charms of the city.
Admitting that Paris now feels like home “I find it almost impossible to find a
more than anywhere else, Lindsey was place that matches the quality of life that
delighted to obtain French citizenship over a Paris offers,” she says. And while some are
year ago. “It was pretty drawn-out,” she says resistant to change, for Lindsey it can only
of the process, “and then one day an envelope be a good thing. “I’m pleased to see how
© JOANN PAI,; LINDSEY TRAMUTA
showed up announcing that I was French.” much Paris has evolved,” she says. “The
“But it was very much worth it; I know I’m city has embraced international influence
going to be spending my life here. I will be and is looking to the future. It would be
voting for the first time in the upcoming hard to leave that now. Who knows where
elections and I want to make sure that my I would be had I not come to France.”
voice is heard.” lostincheeseland.com
ive sp
it
in
Pos
Watching
a game of cricket
on a quiet green is
not an image you usually
associate with France, but
the sport is steadily gaining
popularity. Adam Jacot de
Boinod meets the expats
who have taken their love
of cricket across the
Channel
I
t’s autumn in Provence – what not somebody who really enjoys the term
the French call ‘l’arrière-saison’. ‘expat’ but either way we all have a tag
The sky is clear and blue and the even if we feel we are incorrectly labelled,”
midday temperature is reassuringly he says. “But I am relatively lucky in that I
warm with the sun bright but not have become a ‘native’ to the area. I came
fierce. My team gathers as a bedraggled with a French girl over 25 years ago all
assembly of baggy trousers and baggage. the way from the Mendips, and am still
We are a classic English touring team – the married and have two boys who are French
type that’s been coming for years to play in rather than English.”
France against teams of expats embedded When Jonathan first arrived in 1991
in their local terroir. he thought that it would be useful to get
It’s under an hour’s drive from Nice to involved with some local sports groups
the ground at St-Vallier-de-Thiey where in order to try to make contacts, and as a
the Riviera Cricket Club is based – a club result he got involved in the cricket club
consisting mostly of expats, mainly from in its infancy. In the 1990s and 2000s the
the UK and other Anglophone countries. team introduced a junior section which
One member of the opposition, was eventually added to its organisation,
Jonathan Griffiths, a tree surgeon, was and over the years the club has brought
defensive about his expat status. “I am many families together.
Keen to play?
If you are keen to play for a team
in France, the most informative
website is francecricket.com. Cricket
is becoming more popular; the
website now lists 68 clubs in all
across the country, with most teams
in areas where expat communities
are biggest – the north-east (34
clubs), the north-west (nine) and the
south-west (nine).
Riviera Cricket Club’s website
is rivieracricket.com and they are
keen to stress that all applicants
are welcome and that no
previous experience is necessary.
Neighbouring club, Entrecasteaux
CC’s website is entrecasteauxcc.eu.
Work to live
A new survey has revealed the best places in France to live and
work. Catriona Burns shines the spotlight on the top three and
discovers why they offer the perfect work-life balance
I
f we had our way, life in France newspaper L’Express has revealed the
would consist of drinking wine, most desirable towns and cities in France
eating cheese and shopping at to both work and live in. In order to rank
the local market all day, every which areas were best for living, the survey
day. But unless you’ve reached took things such as the weather, transport
retirement, this round-the-clock bliss is systems, affordable housing and air
© NANTES TOURISME; BENKRUT / THINKSTOCK
often not feasible; many people who move quality into consideration. For work life,
to France have to continue working to the duration of the train journey to Paris,
fund their new lives. But, while our choice levels of unemployment and creation of
of where in France we’d like to move to jobs determined where in France offered
is heavily influenced by lifestyle factors, the best professional life. Combining the
we sometimes neglect to consider where results of both, the survey revealed where
in France we will be happiest working, in France offers the ideal work-life balance.
too. However, a new survey by French These are the top three.
1 Nantes 6 Grenoble
2 Lyon 7 Lille
3 Rennes 8 Tours
4 Bordeaux 9 Dijon
5 Toulouse 10 Orléans
2 LYON
Population (2016)
1,336,994
3 RENNES
and to swap their recipe ideas with
customers. Paul and his son Olivier Renault
Population (2016) from Louvigné-de-Bais come to sell their
426,502 Coucou de Rennes chicken, and chefs from
all over come to buy Jean-Yves Bordier’s
With such a well-established Celtic classic and flavoured Breton butters.
culture, the region of Brittany is a If you want to make the most of your
home away from home for many British lunchtime break, slip off into one of the
Property expats in France. Capital of the region city’s green spaces such as the 18th-
prices
since it was incorporated into France in century Parc du Thabor. Here in the former
the 16th century, Rennes has a distinct abbey, you can find themed gardens from
Breton character and proudly celebrates French to English and botanical. In the
summer months, the garden hosts classical
LOIRE-
its Celtic heritage. Although much of the
Old Town was destroyed in a fire in 1720, concerts, musical theatre, poetry readings
ATLANTIQUE the ancient half-timbered houses that and on Wednesday afternoons there is
Les Lices market in Rennes takes place every Saturday morning Rennes has an efficient transport system
Creature
comforts
They say you should never work with animals but these three expat
couples have made their move to France possible with a little help
from their four-legged friends, as Catherine Cooper finds out
Kit Blooman,
52, lives with her
husband Tony, 62 and
daughter Natasha,
15, in Le Breuil-sous-
Argenton, Deux-Sèvres.
MORE
ONLINE
Advice on running
a business in France
completefrance.com/
living-in-france
) % ) '
$
%
W
e arrived in France in 2002 after Stays range from as little as eight days and
two years spent in Greece. We they’ve had their current longest resident for
both suffered from ill health three years. While some dogs are rehomed,
and we felt living in a warmer Leeanne says that they generally regard
climate with a more relaxed themselves as a hospice for dogs.
pace of life would do us good. Greece wasn’t “Of course it is upsetting that most of the
quite right for us so we tried France instead, dogs die. But, take the example of Tim who we
mainly because it was affordable and we could had recently, who arrived malnourished and
be closer to family. maltreated. He was only with us for two weeks
“When we left the UK we had three Golden but during that time he was clean and fed,
Retrievers, and shortly after arriving in France received veterinary care and was loved – doesn’t
we were down to our last one, so we visited every living being deserve that?”
some refuges to try to find her a companion. The dogs get Leeanne and Michael up at
We were horrified to find that in many instances, around 6:30am. After the dogs are fed and
there was no place for old dogs in them – they various medicines administered, the couple
were often put down before they even got there spend around three hours cleaning the house,
or were in very poor condition. So we took changing nappies on several dogs and dressing
one home, and then a little while later, took on sores. “Many are incontinent, some are just
another. Then we had a call from the original lazy,” says Leeanne, “so cleaning takes up a lot of
refuge asking if we could take another old boy. our time. Fortunately the entire house is tiled!”
Before we knew it we were getting calls from The afternoon is spent on admin and walking
Leeanne retirement homes and hospitals when people the dogs that are able, and there may also be
Whitley, came in with old dogs they couldn’t keep with visits to the vet. The couple work closely with
50, runs a twilight them, and mairies when old dogs were found a trusted vet and will euthanise an animal only
retirement home abandoned or their owners had died. when they feel they have no quality of life.
for dogs with her “By 2010 we had around 30 dogs and it The charity raises around €30,000 through
husband Michael, was becoming expensive to keep them. We simple fundraisers by their supporters and the
69, from their had a lot of supporters and wanted to keep money is spent on food and vets’ bills. They
home in St-Paul-la- it all above board so we set up as a charity, are also grateful to receive donations such
Roche, Dordogne. which was surprisingly easy to do. All you need as old bedding. “We’re lucky to have a lot of
to do is fill in a form at the préfecture and have supporters and volunteers,” Leanne says. “If I
an accountant.” have any regrets, it’s only that we didn’t start
The couple generally have around 30 dogs doing this sooner so we could help more dogs.”
at any one time, all of which live in their house. twilightchiens.com.
Utilities,
insurance
and taxes
GUIDE
Once you’ve moved in, you’ll need to sign up to utility providers as
well as make sure insurance and taxes are in place. Kate McNally
reveals how to get connected to all the essential services
A
lmost as soon as you take the first homeowner, spouse/partner and children, as You don’t need to register; the notaire will
sip of champagne to celebrate the well as an insurance for your children required notify the local authority when you buy a
successful purchase of your new by schools (assurance scolaire). So, all in all, it’s house and you will be liable for this tax from
home in France, you will need to worth getting. the following year (as of 1 January). In some
start thinking about putting your In contrast, tenants in rented property are cases, you may be asked by the house seller
house in order. Insurance, water, heating, required by law to take out home insurance to contribute to the current year’s tax. The
© UDRA/THINKSTOCK; HEIKE BRAUER | DREAMSTIME.COM; JUPITERIMAGES/THINKSTOCK JOEGOUGH/
telephone… there’s a lot to set in motion, in order to be able to cover any potential demand is sent either by post or by email,
and you will of course require plenty of damages to the property. usually towards the end of the year. You can
photocopies, and even more patience. ask to pay over three months, or set up a
Let’s take a look at the most important TAXES monthly payment in advance if you want to
things to put in place – the ones that make As a house owner, you will receive an annual avoid a hefty bill just before or after Christmas!
the difference between a house and a home. demand to pay taxe foncière, effectively similar Next up is the taxe d’habitation, paid by the
to the old UK system of paying house rates. person or persons living in the house. This
THE ESSENTIALS tax is calculated according to the size of the
INSURANCE house, amenities, household revenues and the
For homeowners in France, it’s not obligatory number of children; it also includes a statutory
to have house insurance unless you live audio-visual fee. Monies collected are used
MORE
DREAMSTIME; HUMONIA/THINKSTOCK
WATER
The mairie, or a local collective, is responsible
for both fresh water supply and sanitisation
services in each community, and either they
finance and manage this themselves or, as is
more often the case, they contract it out to
the private sector. Either way, you, as the end
user, don’t have a choice of supplier.
So, when you move into your house, ask
at the mairie who is responsible for the water
supply, and set up a contract in your name
either with the mairie or their chosen private
water supplier. Veolia (the former national
water supplier), SUEZ, Saur and SOGEDO are
the four largest water providers in France.
The local municipality decides the price
of water in your community, even if the
service is contracted out. In this case, some
municipalities simply approve the tariffs
suggested by the providers, while others
bargain effectively for lower prices. Bills are
divided into three costs – water distribution,
sanitisation services and taxes. In general,
water supply is metered, with the average
annual bill totting up to around €460 for a The main players…
consumption of 120m3 (according to the Electricity suppliers:
Institut National de la Consommation). EDF, Energies du Santerre,
If you’ve bought a house in a very rural area, Proxelia, Planète Oui, Alterna,
you may not be connected to the commune’s Lampiris, Engie, énergem, TELEPHONE
water network. In this case, make a request Enercoop, Direct Énergie Orange (formerly France Télécom) owns the
to be connected as France is committed to national telephone grid and dominates the
Gas providers:
hooking up the rural communities. That said, fixed-line telephone market in France. The
Engie, EDF, Eni, Direct Énergie,
it’s a good idea to check the situation before company announced plans early last year to
Enercop, Lampiris, Proxelia,
purchase, because the authorities are also phase out the original fixed-line network over
Antargaz
keen to ensure all homes have a sewage the next 10 years, in similar fashion to the
system that meets environmental standards, Water suppliers: phasing out of analogue television. So, around
and the cost of modernising your septic tank, Veolia, Suez, Saur, SOGEDO a third of fixed-line users – those who don’t
should it insist, could set you back a few access the line via a Livebox – will have to
Telephone operators:
thousand euros. move across to (and subscribe to) an internet-
Orange, SFR, Bouygues, Free
based telephone service.
Although Orange is the main player, it has
three strong competitors who similarly offer
customers the pick of fixed, mobile, internet
and TV packages. Free has made significant
in-roads, with an aggressive cut-price
marketing strategy. SFR is the second largest
operator in France, with Bouygues Telecom
completing the line-up.
To decide which operator is best for you,
you’ll need to go online to compare their
various packages (forfaits). Basically it works
the same way as in the UK. Work out your
usage (or desired usage) for each of the
services included and choose a package.
While you may be locked into a contract for
a fixed period preventing you from switching
operators before the contract expires, you
can normally change from one package to
another when you like. So keep an eye on
your bills to be sure there isn’t a different
option better suited to your needs.
Vocabulary: utilities,
GUIDE insurance and taxes If you’re buying a house in France, there’s a lot to put in order, be it
insurance, water or electricity. Peter Stewart shares the key vocabulary
Vocabulaire
• police [d’assurance] • étaler les paiements sur 3 mois • payer à temps
insurance policy to spread the payments over pay on time
• assurance scolaire three months • changer de fournisseur
• assurance d’habitation
home insurance school insurance • taxe d’habitation to change supplier
• taxe foncière council tax • entreprise d’énergie verte
• assurance responsabilité civile
civil responsibility insurance property tax • personnes à charge green energy company
dependants
de ces termes?
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Advance
PRACTICAL FRENCH
The Institut Français in London is now offering
‘Practical French’ courses aimed at all levels
of language learners. There are three courses:
beginner, elementary and intermediate to
cater for different levels of ability. Topics cover
real-life situations in France, from ordering
a meal to visiting the doctor. The 15-hour
course is usually spread over a week with
lessons taking place every morning from
9.30am to 12.30pm. The cost of the course is
£180 and class numbers do not exceed 14.
institut-francais.org.uk
Faux
Get the vocab: pot
As well as meaning drink and also a drinks party, pot also has the same meaning as it
does in English (make sure you do not pronounce the ‘t’). It is used in many French
expressions: un coup de pot means a stroke of luck; être sourd comme un pot means
amis
to be deaf as a post; and tourner autour du pot means to beat around the bush.
to improve their language skills during The two-week course costs €795 (Cookery) twitter.com/
the morning lessons and develop their or €585 (Oenology) as well as a registration LivingFrance
cooking skills and learn cookery-related fee of €65 (accommodation not included –
facebook.com/
vocabulary during the cookery workshops available on demand).
livingfrancemagazine
held in small groups with a French chef. langueonze.com
Five-minute French
Test your language skills and improve your vocabulary with these fun French games
S H O S E R V I C E S N Y Z
Example. 1.
P U V B R Q E I S E L T D S coup de ~~~~ l’âge d’~~~~
A L C N N H F L A V Y S P K dame de ~~~~ une mine d’~~~~
C C J E M C G F A C T U R E un ~~~~ de pierre un coeur en ~~~~
K A U T S K W T V N V X J X mal au ~~~~ ~~~~ blanc
A G Q W O H N D E W S U L R à ~~~~ ouvert
G X D O L K O M X D J K Z E FR _ _ _ _ _ _ _ _ _ _ _ _
E T P R I C E T C S V R S U FR _FRHXU
___________ EN _ _ _ _ _ _ _ _ _ _ _ _
S P U K N G K T Y U F J B O EN KHDUW
____________
R I Y J A U P E M A H I N W
L S I N S U R A N C E Q T N 2. 3.
E K E X V X J Z R H K O D E prendre un ~~~~ à pas de ~~~~
C M Z F O U R N I S S E U R un ~~~~ de fleurs une faim de ~~~~
A W O N R E G F S Y C N H M à plein ~~~~ un ~~~~ de mer
tourner autour du ~~~~ un froid de ~~~~
assurance utilities propriétaire
amenities tarif bill FR _ _ _ _ _ _ _ _ _ _ _ _ FR _ _ _ _ _ _ _ _ _ _ _ _
forfaits supplier réseau EN _ _ _ _ _ _ _ _ _ _ _ _ EN _ _ _ _ _ _ _ _ _ _ _ _
WHERE AM I?
Je suis un site naturel dans les
Hautes-Pyrénées classé au
Patrimoine Mondial de
l’UNESCO.
______-__
-________
Je suis un canal dans le nord
de la Bourgogne qui suit le court
de l’Yonne.
Crossword
Across Down
1 soap (5) 2 August (4)
4 in order to (4,2) 3 opening (9)
8 “outside (of)” - “… (de)” (4) 5 French (fem.) (9)
10 to follow (6) 6 black (plural) (5)
12 TV or radio host/ 7 dumbstruck,
presenter (fem.) (10) flabbergasted (5)
14 “emergency service” – 8 “biological clock” -
“service des …” (8) “... biologique” (7)
15 to insulate, to isolate (6) 9 rich (5)
16 disappointed (4) 11 era, age, epoch (3)
18 “we will go” - “nous ...” (5) 13 to empty (5)
20 she (4) 17 yellow (5)
22 years (3) 19 health (5)
23 network (6) 21 linked (3)
25 east (3) 24 summer (3)
27 to snow (6) 26 thirtieth (9)
30 “she laughs” - “elle ...” (3) 28 unnoticed (fem) (9)
31 already (4) 29 Russian (5)
33 froth, foam (5) 32 bee, honeybee (7)
34 “in my opinion” - “a mon ...” (4) 36 boredom, worries (5)
35 serene, calm (6) 37 our (5)
38 actresses (8) 38 authorised,
41 England (10) accredited (5)
42 “OK” or “I agree” - “d’...” (6) 39 “she will go” - “elle ...” (3)
43 quick, quickly (4) 40 ready (4)
44 to spell (6)
45 teeth (5)
WIN! ato12-month subscription To enter our prize crossword competition, complete the grid
Living France and fill in your details in the coupon below, then send them by
post to: Living France Crossword Competition, Cumberland House,
PICTURES © BRIZMAKER; MASTA4650; KAJANI; FEDINCHIK - THINKSTOCK
Perfect
combination
Michèle and Rob McLusky bought a 17th-century maison de maître in
south-west France, transforming it into a comfortable home combining
French and English style, as Stephanie Sheldrake discovers
F
rom shelves full of fine There has been a house on the site of
china and glassware to Domaine de Sengresse for 1,000 years and
beautiful floral paintings gradually over time it evolved into what
adorning the walls, Michèle and is considered a 17th-century maison de
Rob McLusky’s home and B&B in maître. “The ground floor is the oldest
Landes, Domaine de Sengresse, has been part of the house where some of the
described by some of the guests who stay walls are made of large pebbles (galets),
there as a “petit musée”. But the couple and gradually more floors were added
are keen for guests to feel comfortable culminating in raising the roof in 1910,
and relaxed in their home in south-west when they had lots of children and needed
France. “There’s just so much to look at,” more bedrooms,” explains Michèle. What
says Michèle, “but our guests feel relaxed was once a massive estate is now the main
here – they don’t feel worried that they house, the ‘little house’, the barn and six
can’t sit on a chair, and they don’t have to hectares of land.
take their boots off when they come in. “It was a coup de foudre, not so much
It’s important that the house is lived in.” for the main house, though I knew that
The couple bought the 17th-century I could do something with it. It was
maison de maître near Dax in south-west the little house that I really fell in love
France, back in July 2005, having owned with, and the enormous barn, which is
a holiday home in Brittany for nearly 30 absolutely incredible.”
years. “Rob wanted to retire to a warmer Having signed the initial papers, the
clime; he feels the cold and hated the couple put their house, near Taunton, on
dark days of winter in the UK,” says the market, but it took over 12 months to
Michèle. “Our daughter, Sasha, was at find the right buyer. “So we finally bought
that time working in New Zealand in the this property in July 2005 and then moved
hotel/wine business and decided that a here in January 2006 when we had sold
small hotel in the UK or France with the our house in England.”
family paintings would be fun for all of Michèle and Rob used a reputable firm
us – she knew that an ordinary retirement of removers for the move, which took
was not for us!” two weeks to pack and unload the two
Michèle found Domaine de Sengresse pantechnicons and their trailers. “The
during a short break in Biarritz in removal men said that they had never had
September 2004 and immediately knew so much china to pack!” laughs Michèle,
it was the right property. who let the removers pack the delicate
“As we turned into the bottom of the items such as china, paintings and her
drive, I knew this was the sort of house I mother’s collection of paperweights.
was looking for. There was a lot of work “It’s worth it because you are covered
to do – I love gutting a house – and there for insurance, and they know what they
was a park and lots of woodland.” are doing.”
Restoration
Both the main house and the little house the mairie was flexible with changes we
needed to be renovated, a project that took wanted to make because they knew the
nearly two years to complete. workers we were using were responsible
“We camped in the main house for and knew French building regulations,”
the first nine months while we turned she says.
the little house into an apartment for us The couple installed seven new
– somewhere we would be able to have bathrooms in the main house, and two
some privacy when things got busy – and more in the little one. “We found an AGA
a ground-floor bedroom suitable for future in Auch, which was and is a much-needed
visitors with a disability. As it turned out, and loved part of our kitchen. The 12m
we now let the apartment and we live in by 6m swimming pool was also a job for
the main house,” explains Michèle. professionals and was the first major job to
Work then started on the main house, be started, as I wanted to make sure I had a
but a surprise was around the corner. pool for the summer.”
Michèle and Rob’s daughter Sasha Michèle and Rob found that the work
announced that she was engaged and not only took longer, but also cost more
wanted to get married in France. With a than they were expecting. “There was
These pages, clockwise from top: The
deadline looming, the couple pushed the always this ‘mañana’ approach – the library, along with most of the rooms,
renovation work along, and managed to builders were slower than we wanted and display Michèle’s mother’s paintings; a
complete it in time for the big day and the also they were not used to renovation collection of Michèle’s antique pieces; the
‘blue’ bedroom; a pretty piece of furniture
arrival of 150 guests. work,” says Michèle.
believed to be a writing desk dating from
The couple did most of the interior Having spent a lot of time in their Napoléon III; the elegant grey bedroom
painting themselves, as well as other Brittany “bolt-hole” through the years, the and its en-suite bathroom
smaller tasks, but used professional local couple spoke good French, which helped
workmen to carry out the larger jobs such them liaise with tradespeople. Despite
as putting in the new wiring, plumbing this, Michèle needed a good dictionary
and insulation. to help with the specialist terms. “I can
“We used all local people because wholeheartedly recommend a dictionary
I think that’s really important; all the we used: A Concise History of House-
money you have spent has gone into local building Terms published by Hadley Pager
pockets. It also opens doors. For example, – it was a godsend.”
Culinary honour
Michèle loves to cook, and her excellence The couple offer a table d’hôte
in the kitchen was recognised recently service for guests who book in advance,
when she was invited to be a member of but despite being vegetarian herself,
the Collège Culinaire de France, following Michèle manages to cook white meat
a visit by well-known food critic, Périco and fish with the help of her husband.
Légasse, who wrote an excellent review in “One of my fortes is pastry; I love making
French magazine Marianne. “It was quite puff pastry.”
an honour for me considering I am a third- Having transformed this historic
generation vegetarian,” says Michèle. property into a charming retreat where
“The locals are now used to my not guests can enjoy a warm welcome, fine
eating meat or fish, but at first they food and beautiful parkland, Michèle and
thought I would not be strong enough Rob have ensured that the latest chapter
to keep going – it was especially hard for in Domaine de Sengresse’s history is
them to understand in this land of foie gras undoubtedly one of its best yet.
and magret de canard!” sengresse.com
Flavours of France
PISSALADIÈRE
PISSALADIÈRE: Ingredients
Serves 4-6
FOR THE TOPPING: FOR THE DOUGH:
• about 7 tbsp olive oil • 1 sachet (7g/1½ tsp) dried yeast
• 4 large onions (800g/13⁄4lb), thinly sliced • a pinch of sugar
• 1 tbsp thyme leaves, stripped from their stalks • 150ml (2/3 cup) tepid water
• about 24 (not too large) anchovy fillets in oil, drained • 250g (2 cups) plain (all-purpose) flour
• about 18 whole pitted black olives • 2 pinches of salt
• freshly ground black pepper • 1 tbsp olive oil
70 Living France April 2017 completefrance.com
PISSALADIÈRE: Method
“I cook the onions without any salt, as I love the contrast of almost sweet onions and a sudden rush of salty anchovy and olive.
This is also very good with some crushed tomato (or slices) added to the base before the anchovies and olives (which should
be top quality). If your anchovy fillets are large, then halve the number and slice each in half lengthways.” Tessa Kiros
1. In a wide bowl, dissolve the yeast and 4. Drizzle one tablespoon of olive oil into a 7. Leave to rise for 30 minutes or so while
sugar in the water, then whisk in a handful shallow baking sheet, about 33 x 28cm (13 x you heat the oven to 200°C/400°F/Gas 6.
of the flour. Cover with a cloth and leave for 11in), and spread it with your hands to cover
30 minutes or so until it froths up. the base. Gently knead the dough down in 8. Bake for about 30 minutes, until the base
the bowl, then stretch it out into a rough is cooked all over (check the middle) and
2. Add the rest of the flour, the salt and olive rectangle and transfer to the baking sheet. the top is golden here and there with a
oil. Transfer the dough to the work surface Using both palms, ease the dough towards slight charring in places, taking care not to
and knead well. Scatter a little flour into the the corners of the tray. overcook it as it will dry out. Cut into pieces
bottom of the bowl and return the dough to and eat while still warm.
it. Make a slash on the top of the dough and 5. Spread the sautéed onions evenly over
cover the bowl with a clean cloth. Leave for the dough, almost to the edges, pressing Recipe taken
1½ hours, or until doubled in size. them into the dough so they adhere a little. from Provence to
Pondicherry by Tessa
3. For the topping, heat four tablespoons 6. Arrange the anchovies in a criss-cross Kiros, photography
of olive oil in a large frying pan over a pattern and place an olive in the centre by Manos
low-medium heat. Add the onions and of each diamond. Drizzle a couple of Chatzikonstantis,
thyme leaves and sauté gently for about 20 tablespoons more oil evenly over top and Quadrille Publishing,
minutes to soften. Remove from the heat. give a good grinding of pepper. £25, hardback.
What to drink…
This month, Master of Wine Richard Hemming examines the Pinot Noir grape variety
Searching for great Pinot Noir can sometimes feel like hunting There are some outposts of Pinot Noir elsewhere in the country,
the Snark – an ultimately futile exercise. The trouble is that the however. In Sancerre, they make a little red and rosé from the
variety is very tricky to grow. It has a thin skin making it prone variety, though it is rarely great value for money. Alsace produces
to disease, yields are usually very low, and it requires a long some very light examples that can achieve greatness, while the
cool season to ripen properly. Champagne region grows loads of Pinot Noir as part of the blend for
Thankfully, the Burgundy region of France is ideally suited its famous fizz.
to provide the right conditions – although the quality of Stylistically, Pinot Noir has several distinguishing features. It tends
vintages can vary dramatically. At its best, red burgundy can to be translucent ruby or garnet in colour, with light body, bright
be truly sublime, but is usually in high demand and short acidity and very soft tannin – it’s pretty much the polar opposite of
supply. That results in some eye-wateringly high prices, with something like Cabernet Sauvignon. In terms of flavour, expect red
the top examples reaching hundreds if not thousands of fruits such as cherry, cranberry, strawberry, often accompanied by
pounds per bottle. green herby notes and sometimes a hint of truffle oil.
Cave St-Verny, Pinot Noir 2014 IGP Puy- Domaine de Cabrials Pinot Noir Maison Roche de Bellene, Vieilles Vignes
de-Dôme (£9.95 leaandsandeman.co.uk, 2015 IGP Pays d’Oc Pinot Noir 2014 Bourgogne
southdownscellars.co.uk) (£10 ewwines.co.uk) (£16.99 laithwaites.co.uk, £17.50 oddbins.com)
This Pinot Noir is one of the best-kept The warm Languedoc region is not the Classic red burgundy doesn’t come cheap –
secrets in the whole world of wine. most obvious origin for quality but it is totally worth the premium for a
It displays all the characteristics that Pinot Noir, which generally prefers good one. Maison Roche de Bellene is
make the variety so popular – pale cooler climates. This example a very reliable name in the region, and
ruby colour, ripe strawberry fruit from Domaine de Cabrials their bourgogne rouge comes from vines
with a complementary herbal scent, certainly has a bit more body that are at least 50 years old. The theory
fresh acidity and soft tannin – with a than most classic French goes that older vines produce more
degree of purity and concentration Pinot Noirs, but it retains the concentrated and complex wines – and
that is rarely found for below £10 textbook red fruit, light tannin its enchanting raspberry fruit with hints
per bottle. A must-try! and crisp finish of the variety. of menthol and herbs certainly delivers.
In the garden
Here comes
the sun
Spring is on its way and Sue
Bradley is taking inspiration
from the sunflower fields of
southern France
F
ields of sunflowers are a sure
sign of summer in the south
of France; an eye-catching
sea of yellow captured in
countless photographs.
This member of the Asteraceae, or
daisy, family is native to the Americas
and arrived in Europe during the 16th
century, although it wasn’t until the
1970s that farmers in warmer regions
such as Provence started growing it as a
crop, with seeds going on to be crushed
for oils and the associated meal used for Smile’ and ‘Waooh!’ for the front of a border These sunny blooms are also easy to
feeding animals. or even a pot. grow, which makes them a great choice
The French name for sunflower is Some, such as ‘Helios Flame’ and ‘Solar for children.
tournesol, meaning ‘turn to the sun’, a Flare’, produce several heads on single Plant sunflowers under cover from
reference to the way in which the heads stems, which makes them ideal for cutting April, bringing them on in pots of compost
of younger plants begin the day facing to display in vases. and transferring them outside once the
east before gradually turning to the west, Many gardeners save vitamin E-rich ground has warmed up sufficiently in late
although by the time they’re fully grown sunflower seeds for eating, although ‘Tasty May or early June. Alternatively wait until
their positions are fixed. Treat’ also produces edible leaves, flower the threat of frosts has passed and sow
Farmers select the best cultivars for buds and petals. them direct outside.
oil production when they’re buying their And while most people treat sunflowers Sunflowers can be grown in a wide
seeds, but for gardeners there is a much as annual plants, which means they need to range of soils, although well-drained
wider choice. be sown every spring, it’s possible to grow types that warm up quickly in spring give
Yellow may be the best known colour perennial types such as ‘Year on Year’. the best results.
for sunflowers, but their blooms can be Sunflowers not only look great but are Use stakes or something similar to
red, orange, green and even cream. beneficial to wildlife too. Seeds, especially support especially tall sunflowers and
They come in a range of sizes, from the those with soft black shells, provide a useful prevent them from toppling over, and use
lofty ‘Russian Giant’, ‘Tall Timbers’ and source of food for birds, while nectar-rich some form of slug deterrent to protect
‘Giraffe’ to shorter specimens such as ‘Big blooms are frequently visited by bees. young plants.
TS • OP
NS
Open gardens: Dordogne
• J AR D
Member of France’s Open Gardens scheme, Frances Pengelly
reveals what works in her two-acre garden in the south-west
ER
W
INS UV
O
e live in a
little village
in Dordogne
in south-west
France where
limestone is abundant and
the soil is alkaline. Our garden
is approximately two acres
and was only rough ground
when we started to build it
12 years ago. Seven glorious
acacia trees stand in a row in
one half of the garden; this
is where my herb garden is
situated with all its angelica.
Willows, pines, a medlar, fruit
trees and winter-flowering
shrubs all thrive in the poor-ish
soil. I am especially keen on
winter-flowering shrubs of
which I have a Daphne odora,
winter-flowering honeysuckle,
weeping pear with its silver
leaves, many types of jasmine,
a collection of different
coloured Chaenomeles and
two tree peonies, as well as
many crab apples, Forsythia
and a mimosa.
We have three ponds which
are full of a variety of goldfish.
These are surrounded by beds
of various shrubs, poppies, cloistered against a 13th- show the strain of heat, and I got involved with
bulbs and Euphorbia, their century church, which stands watering has to start. Autumn Open Gardens after a
yellowy-green flowers taking on the edge of our property. is lovely, but flowers are sparse. casual remark by a friend
us well into early summer. Collared doves sit in the From the end of September prompted me to call
Irises are one of my almond trees, the occasional until November we have a the local Open Gardens
favourites – they grow in rat is seen running for cover remarkable growing window. coordinator, who made it
the main beds, and I have and our little owls sit in the This is true working time for quite clear we were very
made a tiny iris garden in willow tree in the bantam me, and I spend my time welcome. We opened two
the pretty well area. Iris run. We have the occasional taking cuttings and moving years ago and have had a
pseudacorus, the emblem of squirrel and sometimes hares plants to better positions. good number of people.
France, coupled with Honesty visit us. The lily ponds act as an Winter sometimes has lovely My favourite thing about
grow along the margins of the attraction to large dragonflies, sunny days followed by very my garden is the fact it
ponds, together with Primula frogs, toads and local cats who frosty nights. The continent is my creation and I have
pulverulenta. All the plants like fishing for goldfish. The of Europe can be unbearably always wanted to create a
grow riotously in their own bees and butterflies are busy cold and temperatures can garden in France.
space; it’s marvellous. here too, but alas, there are be as low as -14ºC. It is not opengardens.eu
Wildlife is encouraged into fewer than in past years. easy gardening here with
the garden by the bantams, The garden is at its best in very hot summers and very
hens and fantail doves that spring and I can easily deal cold winters. Last year we ARE YOU A
all live in a small secondary with it then. Summer is lovely, had no rain from June until KEEN GARDENER?
Email us at editorial@livingfrance.com
garden containing an old well, but it is by then beginning to late September.
Property news
Whether you’re planning your move to France, or are already living
Follow us for th
latest new
@LivingFrance
s
e
there, we bring you the latest from the world of French property ONLINE
MORTGAGE
ADVICE
A new online French
mortgage video channel
has been launched by
International Private Finance
(IPF), offering prospective
buyers advice on the French
mortgage and property
buying process. The series
of videos covers a range of
topics, from re-mortgaging in
France to how French lenders
calculate the amount buyers
can borrow. Joint managing
director of IPF, Fiona Watts,
said the channel is off to a
promising start. “The channel
has been very well received
by our clients and partners
and we will continue to
launch new videos in the
coming weeks and months.”
internationalprivatefinance.
com/french-mortgage-
video-channel
rates. The latter is thought to have stable in Besançon, Grenoble, Marseille, market, including government schemes,
helped boost buyers’ purchasing power Montpellier, Nice, Orléans, Rennes and such as the Pinel programme which
by 29% over the last eight years. Tours. Meanwhile, a steady rise of 2.5% encourages rental investment. However,
Property prices continued to rise, year-on-year was noted in Toulouse, a return to the exemption from capital
following trends first noted at the Lyon, Brest, Toulon, Reims, Strasbourg, gains tax after 15 years of ownership could
start of the year. In the third quarter Lille and Le Havre. Bordeaux recorded stabilise prices and attract buyers.
of the year, apartment prices had the biggest price increase of 9.8% for notaires.fr
FRANCE PROPERTY SHOP as speculation intensifies that the US Federal Reserve will hike interest
rates. If you’re considering transferring money overseas, talk to a broker
Freddy Rueda from Real Estate Languedoc has chosen
about how to protect your funds from adverse market movements.
this stone-built house as his property of the month.
fcexchange.com
The three-bedroom property includes a spacious kitchen
and living area that has a light, airy feel throughout while
stone walls and wooden beams add character. There is
also a small gîte and an outdoor swimming pool, and the
tiled terrace is an ideal place to appreciate the stunning Cash back
countryside views. On the market for €594,000, the
The French government has French law differs from EU law and the
property is just 25 minutes from Béziers and half an hour
announced it will refund tax agents’ matter was then taken to the European
from the beach.
fees that UK residents had to pay on Court, where the charge was abolished.
realestatelanguedoc.com
the sale of French properties before Those who are eligible for a refund
1 January 2015. are advised to make their claim as
Before this date, non-French soon as possible at the French tax
residents who were selling French office as limitation periods apply. It is
property were required to appoint advisable to make the claim by the end
a représentant fiscal (tax agent) to of the second calendar year following
calculate how much capital gains tax the year that the property was sold.
the seller had to pay. This change in law only applies to
According to solicitor David EU residents; sellers from outside the
Anderson, the necessity of having a tax EU still have to appoint a tax agent.
Don’t forget to sign up for the weekly newsletter agent was challenged on the basis that saplaw.co.uk
Ruffec
Charente
Néré
Charente-Maritime
Le Sourn
Morbihan
St-Pons-de-Thomières
Hérault
Beaulieu-sur-Parthenay
Deux-Sèvres
Carsac-Aillac
Dordogne
FLIGHT OF FANCY
Q
I am moving to France with my
five chickens and duck and would
like to know what the current
restrictions are. The differing opinions
I’ve come across online have been more
confusing than helpful!
Stephanie Richie
A
It is quite a complicated business,
what with chickens not being
classed as ‘pets’ alongside dogs,
cats, rabbits and even ferrets, but I hope
my answer gives a little food for thought.
Yes, the websites can indeed be
confusing, but it might be worth taking a
look at the Department for Environment
Food & Rural Affairs website: (gov.uk/
government/collections/guidance-on-
importing-and-exporting-live-animals-or-
animal-products) and it’s worth contacting
them by telephone. Your local vet ought to
be able to advise too.
Forms may need to be completed and
maybe even vaccinations given or blood
tests taken before travelling, and your
birds will need to be seen by a Defra vet
immediately prior to departure. On the bought in France once they are settled breed enthusiasts but, if you are only after
French side, the authorities there may into their new home and lifestyle. Others egg-laying garden pets, once any bird flu
need extra information, particularly with have done the same but, not wanting restrictions have been lifted, it should be
the current bird flu concerns. to lose a particular strain/bloodline or easy enough to buy good-quality laying
Bringing your chickens and duck with just a connection to their old birds, have birds at your local market.
you is possible, but the process can be so arranged to take fertile eggs over to France I’m sorry not to be able to give
complicated that many decide to give their and hatch them in a small incubator. you more specific, positive advice,
birds to trusted, reliable friends or relatives The French are quite keen poultry and I wish you well with your move.
in the UK and start afresh with birds keepers and there are plenty of pure- JEREMY HOBSON
The experts
JUPITERIMAGES; ANDREW LINSCOTT / THINKSTOCK
Q
I plan to start drawing out from a
UK pension pot and I’m trying to
work out the amount that I’ll have
left, after deductions. I’ve been a French tax
resident for many years. I think I’d be better
declaring it as normal income and I know it
carries an automatic 10% rebate, but I can’t
work out the social contributions liability, or
if there are any.
John Byrne
A
The first issue is to understand
the definition of a ‘pension pot’,
as this could be almost any form
of retirement savings and there are many
kinds of these; far too many than is
possible to cover here. EQUAL RIGHTS income will still need to be included on a
Q
The most common form of pension My partner and I entered into French tax return, albeit with credit being
pot, which has a ‘draw’, however is a SIPP a civil partnership in the UK a given for any tax already paid in the UK
or self-invested pension plan (or it could few years ago. We own a house (the same situation arises in reverse, for
be a SSAS, which is a company variant). in France and are hoping to move there any UK residents with French income).
This offers the ability to draw down on a full-time basis this summer. Does our In this respect, it is always wise to seek the
income, as and when you need it, as partnership have the same legal status in guidance of local accountants.
opposed to a regular income. France as it does in the UK, and what does In addition, the survivor of the couple
If it is a pension, then there is no choice this mean in terms of our tax liabilities? would benefit from an exemption from
as to how to declare it; it must be declared Colin Rooney French inheritance tax on any legacy
as such. Indeed, there is a 10% allowance passing between them. In the absence of a
A
applied to pensions, including UK ones, A couple having completed a Civil CPA or PACS, an unmarried couple leaving
but there is a celling of €3,715 on this. Partnership (a CPA) in the UK, in anything between each other would be
As for social charges, the EU prohibits accordance with the terms of the imposing a 60% inheritance tax liability on
the removal of social charges for those Civil Partnerships Act 2004, will have his or her partner.
who are of state retirement age (thus under similar rights recognised in France. A CPA Finally, it is also important to note
the care of the UK via the S1 system). can be assimilated to a French PACS (Pacte that even when a couple has completed a
You can draw from a personal pension Civil de Solidarité), the only difference CPA or PACS there is not necessarily any
from the age of 50, so if you retired early between the two being that a French automatic right of inheritance in favour
then, in theory, social charges may be PACS is available equally to same-sex and of the survivor. They should therefore
applicable. I say ‘in theory’ because many heterosexual couples, while a CPA is only ensure that they give good consideration
early retirees are not asked to pay it, as available for a same-sex couple in the to drafting wills. In this respect, there
the local tax office has misunderstood EU UK. (At the time of writing, this apparent is really no ‘one-size-fits-all’ approach,
law where it states that social charges are discrimination under English law has been and therefore advice from solicitors
not applicable to pensions and applied the considered by the Court of Appeal, which experienced in French and English
ruling to all pensions. found that it was not unlawful. However inheritance law is important. It is not
This is becoming rarer as high-profile the case is likely to come before the even necessarily the case that choosing to
cases against the French government, Supreme Court, so the situation remains as declare that English law would apply to a
like the de Ruyter ruling, have raised yet uncertain.) person’s estate on death is always the most
awareness of social charges for foreigners, The consequence of recognition of a suitable option, despite the EU succession
so tax offices are becoming more informed CPA in France is that a couple should enjoy regulation that is now in force.
with regard to social charges. various social and financial benefits, upon MATTHEW CAMERON
Of course, what will happen to British which it is always prudent to speak to
citizens and their ability to access the health and welfare experts, and pensions
S1 system will be uncertain once the UK
leaves the EU.
and investment professionals.
The couple should also be able to DO YOU HAVE
In conclusion, you have a 10% submit a household income tax return, A QUESTION?
allowance on the income and, if you are of which should generally result in an overall
state retirement age and have an S1, there reduction in the income tax burden. It
TO ASK OUR PANEL OF EXPERTS
are, currently, no social charges to pay. is important to note, though, that when
Email us at editorial@livingfrance.com
ROBERT KENT moving to France permanently any UK
€
On the money Exchange rate fees
Will you have to budget for fees for
It’s important to factor in the one-off and recurring moving your money to France? It
depends on which service provider
expenses you’ll have to pay as you buy a property
you use. High street banks are likely
and settle in France, as Rewan Tremethick explains to charge you a fee to send money
abroad. However, reputable currency
T
brokers usually don’t charge a fee –
because of their size and sole focus
he UK tax year will soon be ending, percentage of the sale value of the property.
on foreign exchange, brokers can
and seeing as it’s on everyone’s If you agree to pay the estate agent’s fees,
offer highly competitive exchange
minds anyway, now seems a good make sure that these are outlined separately
rates as well, making sure you get
time to examine the kinds of taxes in the contract from the cost of the property,
the most for your money. Instead
you will be liable for as you move to avoid these being taken into account for
of being a ‘cost’, the services of a
to France. Just as in the UK, there are quite a tax calculations.
currency broker can actually help
few to keep track of! We’ll also be exploring
you deal with the other outlays
some of the currency services you can take NOTAIRE’S FEES
involved in purchasing a property
advantage of in order to help make your Although often referred to as ‘notaire’s costs’,
more easily.
money go further. the money you pay to the notaire is actually
Depending on the type of
Let’s start by looking at some of the biggest distributed to several different places. As well
transfer you make, there may be
costs you’ll come across when moving abroad; as the fees charged by the notaire – which
upfront costs to consider. Many
namely the one-off and recurring expenses are between 2.5 and 5% excluding additional
people intending to purchase
you’ll be liable for as you buy a property and costs – you will also have to pay them a
a foreign property like to use a
settle across the Channel. fee for preparing the deeds to the property,
forward contract to protect them
mortgage fees, registration taxes and the
from currency risk. With a forward
ESTATE AGENT FEES necessary VAT on the purchase, among
contract, the exchange rate at the
There is no consistent law in France regarding other costs.
time the contract is arranged is fixed
who pays the agent immobilier’s fees when In total, 80% of the money paid to the
for up to two years.
buying a property. It can be either the buyer notaire is made up of taxes, which the notaire
When the time comes to transfer
or the seller. The estate agent works for the then pays to the state on behalf of the
your money, you do so at the
seller, entering into a contract called the client; 10% is used to cover expenses, such
exchange rate you secured and not
mandat de vente. This specifies who pays as drawing up documents and carrying out
at the current market rate. This can
the fees, but it is important to note that this surveys, with the final 10% remunerating
make a difference of thousands of
only applies if you agree to it. The contract is the notarial service itself; known as the
euros if the markets weaken while
between the seller and the agent, so has no émoluments et honoraires.
you are negotiating your purchase.
legal power over you. If you refuse, you will Fees paid to notaires are held at the Caisse
It also helps you to budget, as
likely have to negotiate as the seller will want des Dépôts (Deposit and Consignment Office)
you’ll always know exactly how
to mitigate the extra costs. and are only released once all formalities of
much sterling you’ll need to get the
Estate agent fees are usually between 5 and the sale have been completed.
required sum of euros.
10% of the property’s valuation and are liable In total, notaire’s fees can be equivalent to
You may have to pay a deposit
to TVA (taxe sur la valeur ajoutée), the French around 40% of the purchase price
when you take out a forward
name for VAT. of a new-build property, or around
contract – it’s a legally binding
Initially, the idea of having to pay the estate 25% on a property that is more than
contract that must be honoured –
agent’s fees may seem unappealing, but it five years old.
but this isn’t an extra cost, as it’ll be
could be to your advantage. Sellers paying
transferred into euros at the same
the fees will increase the asking price of their
time as the rest of your money is sent
property to compensate for the additional
to complete the purchase.
outlay. This raises the notaire’s
fees due to be paid by the buyer,
as these are calculated as a
SEBASTIAANBLOCKMANS/THINKSTOCK
© GRAFIXCHON/THINKSTOCK;
TAXE D’HABITATION
Unfortunately the taxes don’t stop once the
property purchase has been completed!
Also known as the ‘occupier’s tax’, the taxe
d’habitation is the French equivalent of
the UK’s council tax. It is levied on every
household in France, regardless of whether it
is a main home or a second residence.
The person who occupies the property
on 1 January – the start of the French tax
year – must pay the taxe d’habitation due,
whether this is a tenant (paying or otherwise)
or the owner. This does not necessarily mean les propriétés bâties) and land (taxe foncière DO YOUR SUMS
you have to be present in the property on sur les propriétés non bâties). This is paid by These fees and taxes can add a lot to the
that day, just that you currently have the the owner of the property, irrespective of total cost of purchasing a French property,
right to occupy the home and it is in suitable who occupies it, and is also calculated based but knowing about them in advance means
condition to be occupied. upon the theoretical rental value of your you won’t be in for any nasty surprises
Broadly speaking, the tax is calculated by home, adjusted for inflation. This is due on 15 and that you can budget accordingly.
taking the average rental cost in your area and October and is paid in arrears, not in advance. Considering different taxes are due at
multiplying this by a percentage set by your The taxe foncière comprises several different times of year – and you may be
local commune (council). It is collected by the additional taxes and charges, including a required to pay them even if you haven’t
central government, however. charge for collection of household rubbish been present in the country much (or at
It is usually paid as a lump sum by 15 (taxe d’enlevement des ordures ménagères) all) – it’s even more important to take your
November, although you can also pay it in for those communes where this service time and stay on top of your French tax
monthly instalments. Because you know the is provided. The funds collected are split requirements.
date that the tax is due to be paid, you can between the commune, the group of As well as planning your finances
use a forward contract at an earlier point in communes that the commune belongs to and for the year, you can do the same with
the year when the market is in your favour to the department. your currency transfers. Work out which
fix a strong GBP-EUR exchange rate. This helps The occupier is obligated to pay the tax for outgoings require a lump sum transfer and
to effectively reduce the amount of tax you the full year, even if they sell their property which will require smaller, regular transfers,
have to pay by securing you more euros for during the year. Sellers in France therefore and then use the variety of transfer options
your pounds. often stipulate in the contract that the buyer at your disposal to help make your money
must share the tax burden with them. go further.
TAXE FONCIÈRE Unlike the taxe d’habitation, the taxe
Also payable every year is the taxe foncière, foncière is paid regardless of whether or not Rewan Tremethick is a
or ‘fundamental tax’, which is divided into you live in the property, have it as a second currency analyst at TorFX
two parts: tax on buildings (taxe foncière sur home, or rent it out permanently. torfx.com
For all seasons Keen to make the most of your holiday let in
France all year round? Laura Habgood explains
how to maximise its potential
R
enting your property in France THINK OUTSIDE THE BOX couples and young families to your property.
to guests can provide you with a ‘Out of season’ can usually be defined as If you are able to, try to be more flexible
regular customer base and a steady the period outside of the school holidays during the off-peak season and offer short
income, but how can you get the and your target market is likely to be very breaks or flexible changeover days to fit in
most out of your rental during different during this time – it could include with the needs of your customer, and to
the quieter, out-of-season periods as well as older people with grown-up children, families appeal to those who, for example, are looking
during the peak times? with very young pre-school children, couples for a long weekend in France.
First of all, it is vitally important to define without children or possibly a group of adults. Travel is also a lot cheaper outside of the
the low and high season for you and your House-hunters looking for a property to buy peak season, including ferry travel, which
property and to think about who your target will need somewhere to stay during viewing allows guests to travel with their car and
market is likely to be during these times. trips too, and will probably prefer to arrange without restrictions on the amount of luggage
During the peak seasons of summer and these outside of peak season as it will be they are able to take with them. Be sure
Christmas, your guests are often likely to quieter and less expensive. to mention this in your marketing if your
be families with school-age children, so it is Although the weather may be perceived as property is within easy reach of a port.
really important your marketing during this being colder or wetter during this time, you If you offer a welcome/information pack at
time reflects this and promotes the child- can still get some lovely sunshine in France your property, this will also need to be tailored
friendliness of your property. Be sure to during the spring and autumn (and some to the type of guest visiting your property
mention any special features such as children’s of winter!). Furthermore, beaches and other and the time of year they are staying. This will
bedrooms and games rooms, and to talk attractions are likely to be much less crowded ensure that the information provided to your
about your outside space and swimming pool than during the peak periods, which will guests is always relevant and that the details
if you have one – pools tend to be a big draw appeal to a lot of people. you give them are up to date.
and feature on holidaymakers’ wish lists. You will need to change your marketing
You should also refer to the best child- during the off-peak period and tailor it to YEAR-ROUND APPEAL
friendly attractions near to your property, suit your target audience in order to secure France truly is a place for all seasons. During
including zoos and theme parks such as the maximum number of bookings. For September and October, the landscape
Futuroscope near Poitiers and Puy du Fou example, if you have a fire or wood-burning starts to change and becomes filled with the
in Vendée. A property that has plenty to see stove, be sure to feature photographs of this beautiful colours of autumn. There are still
and do in the local area is likely to be very on your website or advertising portal so that many hours of sunshine in France during
attractive to holidaymakers who have children potential guests will really be able to imagine this period, although temperatures start to
that need to be entertained! themselves snuggled up by the fire. Post become slightly cooler. This is the perfect time
Make a point of including photographs of regular updates to your social media accounts to wander along one of the many footpaths
any local beaches or places of interest with the so your audience will be able to get a feel for and look at the changing colours of the leaves,
sun shining, and let your guests know about your property in all seasons. You could also or to go hunting for chestnuts or mushrooms
any special events or festivals that may be consider offering special deals for under- in the forests. Autumn also signals the start
taking place during their stay. occupancy during quieter periods to attract of the grape harvest in France, and the
has up-to-date information. the more reassured they will feel. guests to imagine themselves perhaps? You could also ask at
Include details of what your staying in your property the local tourist office if there are
property offers (swimming pool, • Take lots of high-resolution at any time of the year. any gaps in the market so you can
wifi access, etc), and also of photographs showing it at its offer the type of accommodation
local attractions and activities, best, and highlight any features • Think about any niche markets your area needs most.
giving the distances involved. that make your property unusual you could tap into to appeal to a
Holidaymakers want to know or unique. Remember, this is wider audience. Could you join up • Special offers and
DIRECT;
what they can expect, and the your shop window! Make it as with other businesses in the area promotions are a quick and
THE DEPARTMENTS
Each of France’s 96 departments is listed below with the departmental capital, or préfecture,
in brackets.
01 Ain (Bourg-en-Bresse) 24 Dordogne (Périgueux) 50 Manche (St-Lô) 73 Savoie (Chambéry)
02 Aisne (Laon) 25 Doubs (Besançon) 51 Marne 74 Haute-Savoie (Annecy)
03 Allier (Moulins) 26 Drôme (Valence) (Châlons-en-Champagne) 75 Ville-de-Paris (Paris)
04 Alpes-de-Haute-Provence 27 Eure (Évreux) 52 Haute-Marne (Chaumont) 76 Seine-Maritime (Rouen)
(Digne) 28 Eure-et-Loir (Chartres) 53 Mayenne (Laval) 77 Seine-et-Marne (Melun)
05 Hautes-Alpes (Gap) 29 Finistère (Quimper) 54 Meurthe-et-Moselle (Nancy) 78 Yvelines (Versailles)
06 Alpes-Maritimes (Nice) 30 Gard (Nîmes) 55 Meuse (Bar-le-Duc) 79 Deux-Sèvres (Niort)
07 Ardèche (Privas) 31 Haute-Garonne (Toulouse) 56 Morbihan (Vannes) 80 Somme (Amiens)
08 Ardennes (Charleville-Mézières) 32 Gers (Auch) 57 Moselle (Metz) 81 Tarn (Albi)
09 Ariège (Foix) 33 Gironde (Bordeaux) 58 Nièvre (Nevers) 82 Tarn-et-Garonne
10 Aube (Troyes) 34 Hérault (Montpellier) 59 Nord (Lille) (Montauban)
11 Aude (Carcassonne) 35 Ille-et-Vilaine (Rennes) 60 Oise (Beauvais) 83 Var (Toulon)
12 Aveyron (Rodez) 36 Indre (Châteauroux) 61 Orne (Alençon) 84 Vaucluse (Avignon)
13 Bouches-du-Rhône (Marseille) 37 Indre-et-Loire (Tours) 62 Pas-de-Calais (Arras) 85 Vendée
14 Calvados (Caen) 38 Isère (Grenoble) 63 Puy-de-Dôme (La Roche-sur-Yon)
15 Cantal (Aurillac) 39 Jura (Lons-le-Saunier) (Clermont-Ferrand) 86 Vienne (Poitiers)
16 Charente (Angoulême) 40 Landes (Mont-de-Marsan) 64 Pyrénées-Atlantiques (Pau) 87 Haute-Vienne (Limoges)
17 Charente-Maritime 41 Loir-et-Cher (Blois) 65 Hautes-Pyrénées (Tarbes) 88 Vosges (Épinal)
(La Rochelle) 42 Loire (St-Étienne) 66 Pyrénées-Orientales 89 Yonne (Auxerre)
18 Cher (Bourges) 43 Haute-Loire (Le Puy) (Perpignan) 90 Territoire-de-Belfort (Belfort)
19 Corrèze (Tulle) 44 Loire-Atlantique (Nantes) 67 Bas-Rhin (Strasbourg) 91 Essonne (Évry)
2a Corse-du-Sud (Ajaccio) 45 Loiret (Orléans) 68 Haut-Rhin (Colmar) 92 Hauts-de-Seine (Nanterre)
2b Haute-Corse (Bastia) 46 Lot (Cahors) 69 Rhône (Lyon) 93 Seine-St-Denis (Bobigny)
21 Côte-d’Or (Dijon) 47 Lot-et-Garonne (Agen) 70 Haute-Saône (Vesoul) 94 Val-de-Marne (Créteil)
22 Côtes-d’Armor (St-Brieuc) 48 Lozère (Mende) 71 Saône-et-Loire (Mâcon) 95 Val-d’Oise (Pontoise)
23 Creuse (Guèret) 49 Maine-et-Loire (Angers) 72 Sarthe (Le Mans)
TRAVEL INFORMATION
FERRIES DFDS Seaways airfrance.co.uk easyJet Tel: 0845 601 0956
Brittany Ferries Tel: 0844 576 8836 Aurigny Air Services Tel: 0330 365 5000 swiss.com
Tel: 0330 159 7000 dfdsseaways.co.uk Tel: 01481 822 886 easyjet.com
brittany-ferries.co.uk P&O Ferries aurigny.com Flybe RAIL
Stena Line Tel: 0871 664 2121 Blue Islands Tel: 0871 700 2000 Eurotunnel
Tel: 0120 47777 poferries.com Tel: 08456 202122 flybe.com Tel: 08443 35 35 35
stenaline.ie blueislands.com Jet2 eurotunnel.com
Condor Ferries AIRLINES bmi regional Tel: 0800 408 1350 Eurostar
Tel: 01202 207216 Aer Arann Tel: 0844 4172 600 jet2.com Tel: 08432 186 186
condorferries.co.uk Tel: 0871 718 5000 bmiregional.com Lyddair eurostar.com
Irish Ferries aerarann.com British Airways Tel: 01797 322 207 Voyages-sncf.com
Tel: 0818 300 400 Aer Lingus Tel: 0844 493 0787 lyddair.com Tel: 08448 485 848
irishferries.com Tel: 0871 718 5000 britishairways.com Ryanair uk.voyages-sncf.com
LD Lines aerlingus.com CityJet Tel: 0871 246 0000
Tel: 0844 576 8836 Air France Tel: 0871 405 2020 ryanair.com
ldlines.co.uk Tel: 0871 663 3777 cityjet.com Swiss International
09 11 Flybe Bastia
Lourdes
Carcassonne Calvi
Air France
Ryanair
66 Air France Corse easyJet
easyJet
easyJet
Flybe
Perpignan
Ryanair
British Airways
easyJet
2b Flybe
FIVE MINUTE french answers Le mot Test your French UNSCRAMBLE THE LETTERS TO
commun Un assuré = a policyholder FIND THE FOUR FRENCH VERBS
LES MOTS CACHÉS 1. or Une demande = an application croissant
S E R V I C E S
P 2. pot Une prime d’assurance = an insurance premium brioche
A N S
C E F A C T U R E 3. loup Un dégrèvement d’impôt = tax reduction chouquettes
K
A
T
W E
N pain au raisins
G O M THE PERFECT MATCH
E P R I C E
S K G O Une gazinière = gas cooker WHERE AM I?
A W
I N S U R A N C E N Une chaudière = boiler Cirque de Gavarnie
M
E
F O U R N I S S E
E
U R
Un tuyau = pipe Canal du Nivernais
A
Property directory
Whether you’re looking for a renovation project, the perfect holiday bolt-hole or that château you’ve always
dreamed of, Living France’s property directory should be the first place to look. To help you hit the ground
running, we’ve put together a back-to-basics guide to buying a French property. Bonne chance!
86 Living France April 2017 To advertise call 01242 216099 or email property@livingfrance.com
87
Our selection for this month!
Call us on +33 (0)8 05 69 23 23
Freephone from UK: 0800 270 0101
IMMOBILIER or visit www.beauxvillages.com
Great value with a gîte, Lot et Garonne Quercy stone house, Tarn et Garonne Life in the country, Tarn et Garonne Village house, Charente-Maritime
5.5 acres of beautiful gardens, with stunning Charming character property with over 1 This 17th Century authentic character A 4 bedroom village house just a short distance
views over the countryside. Light and spacious hectare of land, in ELEVATED POSITION farmhouse is situated on the edge of a small to a pretty village with weekly markets. In need
accommodation combines modern comfort enjoying views of surrounding countryside. village of 200 inhabitants and is enclosed by of some redecoration, this property offers the
with original features throughout. Bergerac Perfectly habitable but would benefit from a mature walled garden of 2500m². 2 houses perfect opportunity for a holiday home with
airport 40 minutes drive. some up-dating. with a total of 5 bedrooms, 4 bathrooms. garden and views over the countryside.
Ref: 15585 €549 150 Ref: 16394 €190 800 Ref: 13773 €397 500 Ref: 16232 €61 000
Gascon farmhouse, Gers Chocolate box cottage, Gers In a bastide town, Tarn et Garonne Lovely village house, Lot et Garonne
With no near neighbours, and in a lovely Beautiful 12 century stone cottage packed full This spacious 4 bedroomed property is fully The views from the garden are glorious and
location, the property is within walking of character with beams, open fires and stone restored retaining its character and original far-reaching. The charming village features
distance of a pretty 13th century village and floors it offers separate guest and owners details like fireplaces, beams and exposed a post office, cafe, artisan baker and small
close to the famous St Jacques de Compostelle accommodation with 5 bedrooms in total plus stone work. In the south of the beautiful school. At just 35 minute's drive from Bergerac
pilgrims walking route. a 1 bedroom gite. Quercy region. airport, 50 minutes to Agen.
Ref: 14793 €299 000 Ref: 14940 €289 000 Ref: 10206 €222 600 Ref: 15816 €256 520
CHARENTE MARITIME
Luxurious 4-bedroom property in a beautiful village.
Currently used as a holiday home and rentals business but equally suitable as a
permanent family home. Superb 10m x 5m private enclosed heated pool, separate
cottage, outbuildings and extensive gardens.
€230,000
Contact details: 07721 652340
Martyn Jaggard martynjaggard@btinternet.com
Allez-Français www.allez-francais.com
– leading property 00 33 553 56 09 35 / 00 33 555 28 46 40
specialists for South contact@allez-francais.com
West France since 2002 A small business, but
big on initiative and ideas
88
Agence Immobilière Herman De Graaf
Contact: Cate Carnduff
Le Bourg-Saint-Jean de Côle – 24800 Thiviers – France.
Tel: 00 33 (0)553 62 38 03 Fax: 00 33 (0)553 55 08 03
e-mail: agence@immobilier-dordogne.com
Ref.2544 Ref.4328
Restored farm cottage, quietly set on Beautifully set small holding with farmhouse
1,4Ha of grazing land with a beautiful with pool (6x12m), 3,95ha of land, beautiful
view. Entrance, fitted kitchen, living room views & outbuildings. Lounge, fitted kitchen,
(50m2) with character features, shower, dining room, utility room & 5 bedrooms,
2 bedrooms and convertible loft space 3 bathrooms; cellar. Barn (145m2) & other
UNIQUE CHATEAU RENOVATION PROJECT (80m2). Barn (19m2). farm buildings.
Price: €110.000 agency fees included. Price: €297,000 agency fees included.
Make your dream of living in a French Chateau a reality, by taking on this historic chateau
ready to have its restoration completed. With over 6 hectares of terrain and located on a
private hilltop, approached via a 500m tree lined drive. A beautiful location with spectacular
views of the Pyrenees.
Split over 4 floors, with a loft room in the Pigeonnier Tower, the chateau comprises space for
4 large bedrooms with en suite bathrooms. 3 large reception rooms, ample garden space for
a swimming pool and a summer terrace. The main Tower is accessed via two impressive
stone staircases.
Architect plans have been created to include a complete new wing and tower with an
additional 2 bedrooms. More photos on request.
Ref.4118 Ref.4249
Make your dream of living in a French chateau a reality! Region Excideuil. Modern house with a Region Nontron. Restored farmhouse with
pool (4x8m), set by a hamlet on 6000m2 outbuildings, quietly set in a hamlet with
of land with beautiful views. Entrance, 495m2. Living room with fireplace, dining
€695,000 spacious open living area, fitted kitchen, room, fitted kitchen, larder & bathroom,
Contact details: utility, 3 bedrooms, 2 bathrooms (1 ensuite). 3 bedrooms & WC. Barn (30m2) & car port.
+44 (0)7 973 173 561 Price: €269,000 agency fees included. Price: €97,000 agency fees included.
info@trouquette.com
www.trouquette.com www.immobilier-dordogne.com
89
Tour de Clefs Immobilier
Reduced
From €125,000 39,900€ (Agency fees included) 74,900€ FAI (Agency fees included)
To €105,000
FOR SALE
In Normandy (80 minutes drive from port of
Caen or 40 minutes drive from Cherbourg).
3 bed bungalow + 2 bed gite (or self
contained granny annex fully furnished) +
nearly 2 acres of beautiful garden.
176,000€
To receive full colour brochure
by email contact Mike
digprin@aol.com
or phone +33 (0)233 439 047
www.richardimmo.com
To advertise on these
pages please call
CARCASSONNE HOUSE
FOR SALE 01242 216099
Stone built detached house in quaint village
10 mins from Carcassonne and La citè. or email us on
4 double bedrooms, 3 en suites, family
bathroom, swimming pool. Adjoining barn
classified@livingfrance.com Hundreds of properties in DORDOGNE or LOT et GARONNE
with rental potential, partly renovated.
For more details contact www.completefrance.com 7 rue du Château 47410 Lauzun
marycks@blueyonder.co.uk and click on ‘advertising’ Tel: 05 53 83 30 46
€250.000
90
A greater selection
of French properties
than ever before
Whether you’re looking for a cottage in Normandy, a mountain
chalet or a new-build apartment on the coast, your improved France
Property Shop has a property and location to suit all tastes
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francepropertyshop.com
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Go to www.francepropertyshop.com for thousands more properties for sale
AVEYRON, 12 LANGUEDOC 66
OCCITAINIE ROUSSILLON
Catalan country house surrounded by vine-
• Newly refurbished Grange to let from yards and apricot orchards with swimming
May - September pool in 6000m2 grounds. B&B accommodation
• Quite location - Sleeps six persons offered by retired chef & wife. Two ensuite
with Pool double bedrooms and one twin. Self-catering
• Close to Bastide village Villeneuve accommodation also available in a 2-bedroom
apartment and the garden house for 2.
De Aveyron
15 mins Perpignan & airport. 25 mins Medi-
terranean beaches. 1 hour Carcassonne and
Price from 1200.00 to 1500.00 euros
Beziers. 1.5 hrs Montpellier & Girona airport
per week
(Spain). Ideally placed for house hunting.
For further details and information pack
contact Natasha Tel 0619487312 Tel/Fax: 0033 468 64 97 54
Email: kevinmaggie@orange.fr
E mail natasha.bull@wanadoo.fr SELF-CATERING www.perpignanaccommodation.com B&B, SHORT & LONG TERM LETS
94
ANIMAL SERVICES PROPERTY SERVICES
To advertise call
4896
01242 216099
or email
International Pet Animal Transport classified@
Tel; 01952 460607 livingfrance.com
Mobile; 07802 355795
www.horsetransport.uk.net
BUSINESS OPPORTUNITIES
Franchise
00 33 05 63 67 38 87 – 00 33 06 79 55 61 33
trevor.morris@wanadoo.fr
www.trevormorrisrenovation.com
www.mellowvelos.com
La Lauressie, 82250, Laguepie
INSURANCE
95
PROPERTY SERVICES
REMOVALS
9NM010JP
Smart Moves
FOR A FULLY INSURED CAREFUL SERVICE
96
In next month
NORTHERN STAR BUILDING BLOCKS
Coastal resorts, dramatic scenery and a What you need to know when
special celebration in Seine-Maritime renovating a French property
How one couple transformed a ruin in Up-to-date tax, currency and legal advice
Provence into a stunning retreat as well as the latest property news
completefrance.com
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April 2017 Living France 97
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Simply enter the special code: L42F3
Pucker up
Should you faire la bise or just shake
hands? When Gillian Harvey greets
her neighbours, she often finds herself
faltering in that moment of deliberation
A
round this time of year, street and beaming a ‘hello’ would have
more discerning nostrils been regarded with suspicion or confusion.
can pick up signs of the And if they’d tried to kiss me, I’d probably
approaching summer: have called the police.
cherry blossoms sprinkle Here, although I still suffer from
local trees, the aroma of fresh coffee traditional British reticence, I am getting
teases the senses from outdoor café tables, more used to the familiarity of proffered
and even the air smells different – as if bisous – although the other day I did find
sunshine itself has a perfume. myself uttering the words: “Quick, into
Walking down to the local high street, the house or that man’s going to want to
as well as the few resilient ladies who kiss mummy.”
totter up and down the hill with their It’s not the kissing bit itself that has me sense of inclusion. Old and young alike
baguettes whatever the weather, I see floored, but knowing whether or not to greet each other with ease and interest.
toddlers tripping along at the end of their ‘go for it’. I’ve found with some there’s a And it’s wonderfully baffling to me that
mothers’ arms, workers stopping to chat window of opportunity, after which you’ll my daughter – whose school often takes
together in the spring sunshine and even probably be offered a handshake instead, classes to the local gallery, library or to
the odd tourist, arms full of local produce which can feel a bit like a consolation sing at the old folks’ home – seems to
from the market. prize. Others have no such problem, know everyone. Wherever we go, people
One thing that stands out here is the particularly the aforementioned gentleman greet her by name and I’m left asking,
fact that everyone seems to have time to who grabs my shoulders and wetly smacks “Who’s that?”.
stop for a quick chat – something that can me on each cheek whenever we pass in Here, too, the high street is very much
be infuriating when you’re waiting in a the street. alive. My town of 2,000 inhabitants is
queue at the boulangerie, but which most That said, during a recent French also home to two pharmacies (of course),
of the time is heart-warming. I may not lesson, I was informed that my minor three boulangeries (naturally), four
know the names of all the people I pass, mispronunciation of merci beaucoup meant tabacs, five restaurants and several little
but their cheery “bonjours” and ready that I was saying ‘thank you, nice bottom’ boutique clothing and jewellery stores.
smiles remind me that here there is a real instead of ‘thank you very much’. Which The French seem very loyal to one another
sense of community. could explain my apparent popularity... and support local businesses as a matter
Back in my old stomping ground of As well as having a thriving community, of course. And I try – as far as my inner
Hertfordshire, strangers passing you in the my small town in Limousin has a real bargain hunter will allow – to join them.
Because, since moving to France,
I’ve learned the value of a close-knit
community, have become more attuned to
my surroundings and have tried to adopt a
more relaxed attitude to life.
And this season, I am determined
to shake off the British awkwardness
and exchange greetings the French way
without hesitation.
Although I’ll try to stop complimenting
everyone’s derrière.
ILLUSTRATION © ANDY ROBERT DAVIES