RAKUB, Saddapuskarini Branch, Rangpur, Interest Rate:

Deposit categories Interest rate

Current deposit
Saving deposit
FDR
3 month period
6 month period
1 year period
2 years period
DPS
RPS
5 years period
10 years period
T.P.S
Micro savings scheme
STD
RGPS
Overall Financial Position Saddapuskarini Branch, Rangpur:

Year Loan Outstanding Classified Total

Actual Actual
Disbursement loan loan recovery
Disbursement Disbursement
Loan heads Rate of interest

Crop (Without security)

Continuous

Poverty alleviation

Fishery

Live stock

Irrigation equipment & firm machinery

Agro-based industry

Loan disbursement target and actual disbursement:

Loan disbursement target Total loan disbursement Achievement

Year (Amount in lakh) (Amount in lakh) (in Percentage)

2013-2014

2014-2015

2015-2016

2016-2017

2017-2018

The amount of total deposit from the year 2013-2014 to 2017-2018:

Year Total deposit (amount in lakh) Percentage

2013-2014

2014-2015
 2015-2016

2016-2017

2017-2018

Average

Standard Deviation

Comparative Profit/Loss And Income-Expenditure For The Last Five Years

Of Saddapuskarini Branch, Is Given Below:

Income Percentage Profit/loss

Expenditure
Year (amount in (amount in
(amount in lakh)
lakh) lakh)

2013-2014

2014-2015

2015-2016

2016-2017

2017-2018

Average

Standard
deviation
Comparative statement of outstanding, classified loan and recovery of loan for
the last Five years:

Year Outstanding Loan Classified Loan Total Recovery of

(amount in lakh) (amount in lakh) loan (amount in
lakh)

2013-2014

2014-2015

2015-2016

2016-2017

2017-2018

Average

Standard
deviation

Statements of Classified and Unclassified Loan Recovery for last

four years:
Particulars 2014- 2015- 2016- 2017- Average Standard
2015 2016 2017 2018 deviation
Classified loan
in lakh
Recovery from
classified loan
in lakh
Recovery from
unclassified
loan in lakh
Total
Recovery=

Financial Statements of Saddapuskarini Branch,

Profit & Loss Account for Last Four Years
From 2013-2014 to 2016-2017
As on June 30, 2017
Particulars 2013-2014 2014-2015 2015-2016 2016-2017
(Taka) (Taka) (Taka) (Taka)
Interest charged
on loan
Less: Interest
paid on deposits
Net Interest
income
Commission,
Exchange &
Brokerage
Other
Operational
income
Total
Operational
Income
Salary &
Allowances
Interest on loan
from head office
Commission &
Exchanges
Other expenses
Total operating
expenses
Profit or loss
Before provision

Balance Sheet for Last Four Years

From 2013-2014 to 2016-2017,As on June 30, 2017

Particulars 2013- 2014-2015 2015-2016 2016-2017

2014 (Taka) (Taka) (Taka)
(Taka)
Assets:
Cash in
hand
Balance
with OB
Loans &
advances
Land,
Building &
other fixed
assets
Net loss
Collectible
Income
Other
Assets
Total Assets
Liabilities:
Current
deposits &
Other
accounts
Savings
deposit
Term
deposit
 Other
deposit
Payable
account
Inter
branch acc.
Others
Total
Liabilities

Comparative Financial Statements Analysis:

RAKUB
Saddapuskarini Branch,Rangpur
Comparative profit & Loss Account
As on June 30, 2017

Particulars 2015-2016 2016-2017 Change Percentage

(Taka) (Taka) change
Interest charged on
loan
Less: Interest paid
on deposits
Net Interest income
Commission,
Exchange &
Brokerage
Other Operational
income
Total Operational
Income
Salary & Allowances
Interest on loan
from head office
Commission &
Exchanges
Other expenses
Total operating
expenses
Profit or loss Before
provision
 RAKUB
Saddapuskarini Branch,Rangpur.
Comparative Balance Sheet
As on June 30, 2017

Particulars 2015-2016 2016-2017 Change Percentage

(Taka) (Taka) change
Assets:
Cash in hand
Balance with OB
Loans & advances

Land, Building &

other fixed assets
Net loss
Collectible
Income
Other Assets
Total Assets
Liabilities:
Current deposits
& Other accounts
Savings deposit
Term deposit
Other deposit
Payable account
Inter branch acc.
Others
Total Liabilities