INDEX FOR TABLES

Table Name of Topic Page

No. No.

1.1 Basic Structure of Three Pillars of Basel III Accords 79

1.2 Comparison of Capital Requirements under Basel II and Basel III 81

3.1 Loan & Advances as on March 2006 133

4.1 Loan & Advances as on March 2006 186

4.2 Categories & Parameters 189

5.1 Category and Parameter for Data Analysis and Interpretation 197
5.2 Ratio of Priority Sector Advances To Total Advances 200
5.3 Average & Variances of Priority Sector Advances To Total 201
Advances Ratio
5.4 “F”-Test One Way ANOVA for Ratio of Priority Sector 204
Advances to Total Advances for Selected Public Sector and
Selected Private Sector Banks of India
5.5 Ratio of Public Sector Advances To Total Advances 206
5.6 Average & Variances of Public Sector Advances To Total 207
Advances Ratio
5.7 “F”-Test One Way ANOVA for Ratio of public Sector 208
Advances to Total Advances for Selected Public Sector and
Selected Private Sector Banks of India
5.8 Ratio of Bank & Other Sector Advances To Total Advances 210
5.9 Average & Variances of Bank & Other Sector Advances To 211
Total Advances Ratio
5.10 “F”-Test One Way ANOVA for Ratio of public Sector 212
Advances to Total Advances for Selected Public Sector and
Selected Private Sector Banks of India
5.11 Ratio of Secured Advances To Total Advances 214
5.12 Average & Variances Secured Advances To Total Advances 215
Ratio
5.13 “F”-Test One Way ANOVA for Ratio of Secured Advances to 216
Total Advances for Selected Public Sector and Selected Private
Sector Banks of India
5.14 Ratio of Unsecured Advances To Total Advances 218
5.15 Average & Variances Unsecured Advances To Total Advances 219
Ratio
5.16 “F”-Test One Way ANOVA for Ratio of Unsecured Advances 220
to Total Advances for Selected Public Sector and Selected
Private Sector Banks of India

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5.17 Ratio of Bills Discounted To Total Loans &Advances 222
5.18 Average & Variances of Bills Discounted To Total Advances 223
Ratio
5.19 “F”-Test One Way ANOVA for Ratio of Bills Discounted to 224
Total Advances for Selected Public Sector and Selected Private
Sector Banks of India
5.20 Ratio of C.C. & O.D. To Total Loans &Advances Ratio 226
5.21 Average & Variances of C.C. & O.D. To Total Advances Ratio 227
5.22 “F”-Test One Way ANOVA for Ratio of C.C. & O.D.to Total 228
Advances for Selected Public Sector and Selected Private Sector
Banks of India
5.23 Ratio of Term Loan To Total Loans &Advances Ratio 230
5.24 Average & Variances of Term Loan To Total Advances Ratio 231
5.25 “F”-Test One Way ANOVA for Ratio of Term Loanto Total 232
Advances for Selected Public Sector and Selected Private Sector
Banks of India
5.26 Ratio of Return on Advances from India 235
5.27 Average & Variances for Ratio of Return on Advances from 236
India
5.28 “F”-Test One Way ANOVA for Ratio of Return on Advances 237
from India for Selected Public Sector and Selected Private
Sector Banks of India
5.29 Ratio of Return on Total Advances 239
5.30 Average & Variances for Ratio of Return on Total Advances 240
5.31 “F”-Test One Way ANOVA for Ratio of Return on Total 241
Advances for Selected Public Sector and Selected Private Sector
Banks of India
5.32 Ratio of Per Employee Return on Total Advances 243
5.33 Average & Variances for Ratio of Per Employee Return on 244
Total Advances
5.34 “F”-Test One Way ANOVA Ratio of Per Employee Return on 245
Total Advancesfor Selected Public Sector and Selected Private
Sector Banks of India
5.35 Ratio of Loan & Advances in India to Total Loan & Advances 248
5.36 Average & Variances for Ratio of Loan & Advances in India 249
to Total Loan & Advances
5.37 “F”-Test One Way ANOVA for Ratio of Loan & Advances in 250
India to Total Loan for Selected Public Sector and Selected
Private Sector Banks of India
5.38 Ratio of Loan & Advances outside India to Total Loan & 252
Advances
5.39 Average & Variances for Ratio of Loan & Advances outside 253
India to Total Loan & Advances
5.40 “F”-Test One Way ANOVA for Ratio of Loan & Advances 254
outside India to Total Loan for Selected Public Sector and
Selected Private Sector Banks of India
5.41 Gross NPA To Total Advances Ratio 258
5.42 Average & Variances for Gross NPA To Total Advances 259
Ratio

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5.43 “F”-Test One Way ANOVA for Gross NPA To Total Advances 260
Ratio for Selected Public Sector and Selected Private Sector
Banks of India
5.44 Net NPA To Net Advances Ratio 262
5.45 Average & Variances for Net NPA To Net Advances Ratio 263
5.46 “F”-Test One Way ANOVA for Net NPA To Net Advances 264
Ratio for Selected Public Sector and Selected Private Sector
Banks of India
5.47 Net NPA To Gross NPA Ratio 266
5.48 Average & Variances for Net NPA To Gross NPA Ratio 267
5.49 “F”-Test One Way ANOVA to Net NPA To Gross NPA Ratio 268
for Selected Public Sector and Selected Private Sector Banks of
India
5.50 Capital Adequacy Ratio (Tier II) 271
5.51 Average & Variances for Capital Adequacy Ratio (Tier II) 272
5.52 “F”-Test One Way ANOVA to Capital Adequacy Ratio (Tier II) 273
for Selected Public Sector and Selected Private Sector Banks of
India
5.53 Credit Deposit Ratio 275
5.54 Average & Variances for Credit Deposit Ratio 276
5.55 “F”-Test One Way ANOVA to Credit Deposit Ratio for Selected 277
Public Sector and Selected Private Sector Banks of India
5.56 Total Advance To Total Asset Ratio 279
5.57 Average & Variances for Total Advance to Total Asset Ratio 280
5.58 “F”-Test One Way ANOVA to Total Advance To Total Asset 281
Ratio for Selected Public Sector and Selected Private Sector
Banks of India
5.59 Per Employee Total Advances 283
5.60 Average & Variances for Per Employee Total Advances 284
5.61 “F”-Test One Way ANOVA forPer Employee Total Advances 285
Ratio in Rs. for Selected Public Sector and Selected Private
Sector Banks of India
5.62 SUMMARY OF THE STUDY 287
6.1 Categories and Parameters 294

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