End User License Agreement and Privacy Policy

In order to use Paltalk, you must first complete the registration form. During
registration you are required to give contact information such as your email
address. We use this information to contact you about services on our site in
which you have expressed interest. Please view the entire Privacy Policy below
the End User License Agreement.

Paltalk Software License Agreement:

IMPORTANT - THIS IS A LEGALLY BINDING AGREEMENT BETWEEN AVM SOFTWARE, INC. D/B/A
Paltalk ("Paltalk") AND YOU. IT IS THE COMPLETE AND EXCLUSIVE STATEMENT OF THE
TERMS AND CONDITIONS REGARDING YOUR USE OF Paltalk'S SOFTWARE, DOCUMENTATION AND
ASSOCIATED MATERIALS ("SOFTWARE"). BY SELECTING "I AGREE" AND CONTINUING THE
INSTALLATION, BY USING THE SOFTWARE OR BY SIGNIFYING YOUR ACCEPTANCE IN ANY
OTHER WAY, YOU AGREE TO BE BOUND BY THIS AGREEMENT. IF YOU DO NOT AGREE WITH ALL
THESE TERMS AND CONDITIONS, YOU ARE NOT AUTHORIZED TO USE THE SOFTWARE AND YOU
SHOULD DISCONTINUE ANY FURTHER INSTALLATION OR USE THEREOF.

UNINSTALLING PALTALK. To uninstall Paltalk click on the Windows Start Button,

and then click the shortcut labeled “Uninstall PaltalkScene” in the PaltalkScene
program group.[D2] You will need to restart your computer to completely remove
the uninstall program.

LICENSE GRANT. Paltalk grants to you a non-exclusive, non-transferable license

to this copy of the Software solely for your personal use on any desktop or
other fixed or portable computer. For purposes of this Agreement, the Software
is considered to be "in use" when it is loaded into temporary memory (e.g., RAM)
or installed into the permanent memory (e.g., hard disk, CD-ROM or other storage
device) of such computer.

OWNERSHIP. The Software is proprietary to Paltalk and protected by United States

patent, copyright and other laws, as well as international treaty provisions and
you must treat the Software as any other copyrighted and legally protected
material. You may not modify, adapt, translate, reverse engineer, decompile,
disassemble the Software or create derivative works using or based on the
Software, nor may you distribute, loan, rent, or lease, timeshare or use the
Software to provide services for third parties, sublicense or transmit all or
any portion of the Software, nor may you allow others to do so. Paltalk reserves
all rights not expressly granted herein. Paltalk owns all right title and
interest in and to the Software and nothing in this Agreement shall be construed
to transfer, convey, impair or otherwise adversely affect Paltalk's ownership or
proprietary rights therein or any other Paltalk information or materials,
tangible or intangible, in any form and in any medium.

ACCOUNT INFORMATION. TO DOWNLOAD AND INSTALL Paltalk YOU MUST BE AT LEAST

EIGHTEEN (18) YEARS OF AGE. THERE ARE CERTAIN AREAS ON Paltalk THAT CONTAIN
ADULT OR MATURE CONTENT. ACCORDINGLY, YOU REPRESENT THAT YOU ARE AT LEAST
EIGHTEEN (18) YEARS OF AGE TO USE THOSE AREAS. NO ONE UNDER THE AGE OF THIRTEEN
(13) IS PERMITTED TO USE Paltalk. NO ONE BETWEEN THE AGES OF THIRTEEN (13) AND
EIGHTEEN (18) MAY USE Paltalk WITHOUT ADULT SUPERVISION. PARENTS AND GUARDIANS
ASSUME ALL LIABILITY AND RESPONSIBILITY FOR THE USE OF THEIR ACCOUNTS BY OTHER
PERSONS, INLCLUDING BUT NOT LIMITED TO USE OF THEIR ACCOUNTS BY PERSONS UNDER
EIGHTEEN (18) YEARS OF AGE. ANY USER FOUND TO BE UNDER THE AGE OF THIRTEEN (13)
OR PERMITTING USE OF Paltalk BY A PERSON UNDER THE AGE OF THIRTEEN (13), MAY
HAVE HIS OR HER ACCOUNT SUSPENDED OR TERMINATED WITH OR WITHOUT NOTICE AND OTHER
ACTIONS MAY ALSO BE TAKEN. IF A CHILD UNDER THIRTEEN (13) HAS ACCESS TO YOUR
COMPUTER, DO NOT SAVE YOUR Paltalk PASSWORD; THIS WILL RESTRICT THE CHILD AND
ANY UNAUTHORIZED USER FROM USING YOUR ACCOUNT. IN ADDITION, WE STRONGLY
RECOMMEND THAT YOU CHECK REGULARLY TO SEE IF ANY NEW, UNAUTHORIZED ACCOUNTS HAVE
BEEN CREATED UNDER YOUR Paltalk ACCOUNT. TO DELETE ANY UNAUTHORIZED ACCOUNTS,
PLEASE CLICK ON When you register for Paltalk, you will choose a username or
nickname and an account (Paltalk User Identification ("UID")) will be created
for you. You may not select a nickname, which violates any copyright, third
party's trademark right or other proprietary right or a name, which Paltalk
deems in its sole discretion to be profane, offensive or in any other way
unacceptable. Paltalk reserves the right to delete any profane, offensive or
unacceptable nicknames and/or to require you to change your nickname. You are
entirely liable for all activities conducted through your Account and the
nickname registered to your Account. You may allow another person, including a
minor (13 - 18 years of age), to use your Account and nickname subject to your
supervision; provided however, you shall remain liable for any such use of your
Account by another person. In consideration for your use of the Paltalk
software, you agree to (a) provide true, accurate and complete information about
yourself as prompted by the registration forms (such information being the
"Registration Data"), (b) maintain and promptly update the Registration Data to
keep it true, accurate and complete and (c) notify Paltalk of any unauthorized
use of your account, password or other breach of security.

NO REPRESENTATIONS OR WARRANTIES. THE SOFTWARE IS PROVIDED "AS IS" WITHOUT

REPRESENTATION OR WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING, WITHOUT
LIMITATION, ANY IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A
PARTICULAR PURPOSE OR NON-INFRINGEMENT. YOU ASSUME THE ENTIRE RISK ARISING OUT
OF USE OR PERFORMANCE OF THE SOFTWARE AND THIS AGREEMENT. BECAUSE SOME
JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, THE ABOVE
EXCLUSION MAY NOT APPLY TO YOU.

TERMS OF USE. You, and anyone you authorize to use your Account, may not engage
in conduct which is unlawful or which inhibits another user from enjoying
Paltalk or which Paltalk in its sole discretion determines to be unacceptable.
Even if you have paid to subscribe to any of the Paltalk services, Paltalk
reserves the right to terminate ALL of your Accounts if, in its sole discretion,
it determines that through ANY of your accounts or nicknames, whether paid or
free, you have engaged in any prohibited or unacceptable conduct. Please be
advised that if you have paid to subscribe to any of the Paltalk services, your
subscription fee WILL NOT be refunded (either in whole or in part) if your
accounts is, or your accounts are, terminated or suspended, even if the
termination is a result of unacceptable conduct through a free account or
nickname. Without assuming the responsibility therefore, Paltalk reserves the
right to restrict conduct and/or take measures against conduct, which Paltalk
deems in its sole discretion to be harmful or offensive to other users, is
unacceptable for any reason or no reason whatsoever or otherwise detracts from
the Paltalk service or adversely affects Paltalk, its business or software in
any manner whatsoever. Without limiting the foregoing, examples of unacceptable
conduct include: (a) threatening, harassing, or intimidating another user, (b)
transmitting any unlawful, threatening, abusive, profane, offensive, defamatory,
or hateful text or voice communication or Images or other material, or any
racially, ethnically or otherwise objectionable material, or any material that
violates or infringes the intellectual property or privacy or publicity or other
rights of any other party; (c) using any obscene or offensive alias;
impersonating another user, including, without limitation, a Paltalk employee,
administrator or representative; (d) disparaging the Paltalk service, Paltalk or
its representatives, administrators or employees or solicitation; (e) posting or
transmitting any advertising, promotional materials or other forms of
solicitation to other users; (f) permitting language, text or images that are
inappropriate to the room you host or abusing your right to take action against
participants in your room or (g) disrupting the normal operation of any chat
room or otherwise acting in a manner that negatively impacts other users or is
inconsistent with the rating of a room or attempting, soliciting or abetting
another to do of any of the above. In addition, examples of unacceptable conduct
include, but are not limited to, hacking the Software, stealing the account or
nickname of another user, sending a Trojan, worm, time bomb, cancelbot, or other
disabling device or other harmful component intended to damage, detrimentally
interfere with, surreptitiously intercept or expropriate any system, data or
personal information or attempting, soliciting or abetting any of the above.
Failure by Paltalk to address unacceptable or otherwise prohibited behavior on
any occasion shall not constitute a waiver by Paltalk with respect to any
similar behavior in the future. Without assuming the responsibility, Paltalk
also reserves the right at its sole discretion to restrict the group activity of
known or suspected hate group or other similar organization.

Unless you subscribe to the Paltalk Messenger service, use of the Paltalk
software may include advertisements of various forms, which are necessary for
Paltalk to provide the service. Furthermore, all users, including Paltalk
Messenger subscribers, may see advertisements of various forms on Partner
websites and/or applications, such as Games. Paltalk may use cookies, web
beacons, and/or other monitoring technologies to compile anonymous statistics
about our website visitors. For more information about how the information is
collected and used, please see the appropriate privacy policy at
http://www.paltalk.com/privacy.shtml.

You further understand and agree that all information, data, text, software,
music, sound, photographs, graphics, video, messages or other material
("Content") is provided by, and the responsibility of the person that provided
that Content and that Paltalk is not responsible for such Content. Paltalk does
not administer Commercial Rooms or other rooms and is not responsible for the
content of Commercial or other rooms, unless specifically denoted. Paltalk
expresses no views as to the content of any room and is not responsible for any
activities taking place therein. To the extent that you participate in any
activity on Paltalk, you do so at your own risk. If another Paltalk user
attempts to send or sends you a video, graphic or other image or other visual
depiction (an "Image" or "Images") and you do not know the user, the image sent
by the user may be inappropriate for the rating of the Paltalk web-room you are
in. Accordingly, you should use your judgment before agreeing to accept an
Image. You hereby agree that your acceptance of such Images is at your own risk
and you waive all rights of any kind whatsoever in law, equity or otherwise
worldwide, and all claims that you could possibly ever assert throughout the
world against Paltalk Parties (hereinafter defined) arising out of, or relating
to your acceptance of Images.

In addition, you should be aware that if you elect to publish, distribute,

disseminate or otherwise make available (hereinafter "Publish") an Image or
speak to or send a text message to another user or users ("Chat"), such user or
another user may be able to capture, reproduce and/or download the Images and/or
Chat and redistribute it (or them) in undesired and/or unexpected forms, manners
and/or venues and to persons or entities to whom or which you do not wish the
Images or Chat to be distributed. Accordingly, you should not Publish any Images
or Chat, unless you are prepared to have the Images or Chat disseminated to a
wide audience and to persons and/or entities whom or which you might not want to
see the Images or hear the Chat. You hereby agree that your Publishing of such
Images or Chat is at your own risk and you waive all rights of any kind
whatsoever in law, equity or otherwise worldwide, and all claims that you could
assert in the future throughout the world against Paltalk Parties (hereinafter
defined) arising out of, or relating to your Publication of such Images or Chat.
Notwithstanding the foregoing, it shall be a breach of the Terms of Service for
a Paltalk user to capture any Image or Chat that is Published on Paltalk without
the express written consent of (i) the person Publishing the Images or Chat and
(ii) the person whose image is Published (if such person is different from the
Publisher). No user or other party shall be deemed to be a third party
beneficiary of the Terms of Service.

PALTALK PICTURE REQUIREMENTS. Please follow the following guidelines when

submitting a picture. Paltalk strives to provide the best possible user
experience for all of its members, and this includes allowing users to express
themselves in their own unique ways. Paltalk allows you to submit up to 10
pictures of yourself, including one primary picture and 9 secondary pictures.
Non-paying members can only view primary pictures, and paying members can view
all pictures. Paltalk will screen all primary pictures within 48 hours after
submission, and you will be notified when it is approved or rejected. Primary
pictures will not be displayed until Paltalk approves them. Pictures may not be
blank or of poor quality, may not be copyrighted, may not contain the image of a
celebrity, may not be harassing, may not contain excessive violence, may not be
profane or use offensive language, may not be obscene or indecent and may not be
greater than 100K in file size.

PRIMARY PICTURES. Primary pictures must additionally follow these guidelines:

Picture must be of the submitter, must only display the submitter, and must
clearly display their face. Picture cannot contain text or contact information.
Occasionally, with your permission, Paltalk will feature your pictures in
various places throughout Paltalk, such as Paltalk Today, the Paltalk homepage,
or other locations. If you wish to have your primary picture considered for
display in these areas or others simply access the privacy section of your
Paltalk People profile and modify the appropriate setting.

NO SOLICITATION; NO DENIGRATION. As a condition to your use of Paltalk, you

agree that you will not either directly or indirectly (a) solicit, cause, or
assist in soliciting or causing, any employee, officer, director, agent,
administrator, palhelp, consultant or any other person that is employed by,
consults for, volunteers for, represents or assists Paltalk (each a
"Representative") to (i) terminate, suspend, discontinue or end such
Representative's employment, consultancy and/or other relationship with Paltalk,
or (ii) become employed by, or work or consult for any other entity or person,
(b) make any negative, denigrating or defamatory statement(s) or comment(s)
about Paltalk or any Representative, or otherwise engage in any conduct or
action that might tarnish the image, reputation, ability or character of Paltalk
or any Representative, or otherwise tarnish or dilute any of Paltalk's trade or
service marks and/or its goodwill; or (c) solicit or cause any existing customer
or client of Paltalk to cease using, and/or any potential customer or client of
Paltalk not to use any Paltalk products and/or services and/or to use any
software and/or other product(s) and/or services that are competitive with
Paltalk's products and/or services; (d) aid, abet or authorize any person or
entity to engage in any of the foregoing.

ROOM RATINGS. Group Chat Rooms are "rated" in order to enable users to determine
what language and images are appropriate and may be expected. The ratings are
guidelines that are enforced by the administrators of each chat room, and are
not to be regarded as an assurance that the content will be safe or acceptable
to you or anyone under eighteen (18) years of age. For example, in a "G-Rated
Room," no foul language is permitted, nor are pictures involving adult themes
(nudity or violence, for example). In an "R-Rated Room," some offensive language
and content may occur; accordingly, you must be at least eighteen (18) years old
to participate. In an "A-Rated Room," you should expect offensive language and
content and you must be at least eighteen (18) years old to participate in such
a room. Paltalk is not liable for any assumptions that you make when entering
any given chat room or for any inappropriately rated chat rooms and you assume
all risk in joining any chat room or permitting anyone under eighteen (18) years
old to join any chat room.

HOSTING A CHAT ROOM. In accordance with the Terms of Service, you have the
ability to create your own room on Paltalk. If you are the host of a room and
another user is not behaving in a manner that is consistent with the Terms of
Service as applicable to your room, you (and certain people authorized by you),
have various options to address such behavior. By "RIGHT CLICKING" on the name
of the person that is not behaving appropriately, you will see a menu of
choices, including: (a) removing that person's ability to speak ("Remove Mic"),
(b) removing that person from your room ("Bounce"), and (c) alerting Paltalk
personnel ("Alert Admin of Misconduct"). In addition, you can add the user to
your PalList, RIGHT CLICK on the user's name and click on "Block User," which
will prevent the user from contacting you (except if you are in a group with
that User). When creating your own room, more information will be available to
you.

USER SUBMISSIONS.
A. As a Paltalk account holder you may submit video content ("User
Submissions"). You understand that whether or not such User Submissions are
published, Paltalk does not guarantee any confidentiality with respect to any
User Submissions.
B. You shall be solely responsible for your own User Submissions and the
consequences of posting or publishing them. In connection with User Submissions,
you affirm, represent, and/or warrant that: you own or have the necessary
licenses, rights, consents, and permissions to use and authorize Paltalk to use
all patent, trademark, trade secret, copyright or other proprietary rights in
and to any and all User Submissions to enable inclusion and use of the User
Submissions in the manner contemplated by the Website and these Terms of
Service.
C. For clarity, you retain all of your ownership rights in your User
Submissions. However, by submitting User Submissions to Paltalk, you hereby
grant Paltalk a worldwide, non-exclusive, royalty-free, sublicenseable and
transferable license to use, reproduce, distribute, prepare derivative works of,
display, and perform the User Submissions in connection with the Paltalk Website
and Paltalk's (and its successors' and affiliates') business, including without
limitation for promoting and redistributing part or all of the Paltalk Website
(and derivative works thereof) in any media formats and through any media
channels. You also hereby grant each user of the Paltalk Website a non-exclusive
license to access your User Submissions through the Website, and to use,
reproduce, distribute, display and perform such User Submissions as permitted
through the functionality of the Website and under these Terms of Service. You
understand and agree, however, that Paltalk may retain, but not display,
distribute, or perform, server copies of User Submissions that have been removed
or deleted. The above licenses granted by you in User Comments are perpetual and
irrevocable.
D. In connection with User Submissions, you further agree that you will not
submit material that is copyrighted, protected by trade secret or otherwise
subject to third party proprietary rights, including privacy and publicity
rights, unless you are the owner of such rights or have permission from their
rightful owner to post the material and to grant Paltalk all of the license
rights granted herein.
E. Paltalk does not endorse any User Submission or any opinion, recommendation,
or advice expressed therein, and Paltalk expressly disclaims any and all
liability in connection with User Submissions. Paltalk does not permit copyright
infringing activities and infringement of intellectual property rights on its
Website, and Paltalk will remove all Content and User Submissions if properly
notified that such Content or User Submission infringes on another's
intellectual property rights. Paltalk reserves the right to remove Content and
User Submissions without prior notice.

ACCOUNT TERMINATION POLICY

A. Paltalk will terminate a User's access to its Website if, under appropriate
circumstances, they are determined to be a repeat infringer.
B. Paltalk reserves the right to decide whether Content or a User Submission is
appropriate and complies with these Terms of Service for violations other than
copyright infringement and violations of intellectual property law, such as, but
not limited to, pornography, obscene or defamatory material, or excessive
length. Paltalk may remove such User Submissions and/or terminate a User's
access for uploading such material in violation of these Terms of Service at any
time, without prior notice and at its sole discretion.

DIGITAL MILLENIUM COPYRIGHT ACT

A. If you are a copyright owner or an agent thereof and believe that any User
Submission or other content infringes upon your copyrights, you may submit a
notification pursuant to the Digital Millennium Copyright Act ("DMCA") by
providing our Copyright Agent with the following information in writing (see 17
U.S.C 512(c)(3) for further detail):
A physical or electronic signature of a person authorized to act on behalf of
the owner of an exclusive right that is allegedly infringed;
Identification of the copyrighted work claimed to have been infringed, or, if
multiple copyrighted works at a single online site are covered by a single
notification, a representative list of such works at that site;
Identification of the material that is claimed to be infringing or to be the
subject of infringing activity and that is to be removed or access to which is
to be disabled and information reasonably sufficient to permit the service
provider to locate the material;
Information reasonably sufficient to permit the service provider to contact you,
such as an address, telephone number, and, if available, an electronic mail;
A statement that you have a good faith belief that use of the material in the
manner complained of is not authorized by the copyright owner, its agent, or the
law; and
A statement that the information in the notification is accurate, and under
penalty of perjury, that you are authorized to act on behalf of the owner of an
exclusive right that is allegedly infringed.
Paltalk's designated Copyright Agent to receive notifications of claimed
infringement is: David Bowers, Church Street Station PO Box 3454 New York, NY
10008 , email: copyright@Paltalk.com, fax: 212-563-0422 You acknowledge that if
you fail to comply with all of the requirements of this Section 5(D), your DMCA
notice may not be valid.
B. Counter-Notice. If you believe that your User Submission that was removed (or
to which access was disabled) is not infringing, or that you have the
authorization from the copyright owner, the copyright owner's agent, or pursuant
to the law, to post and use the content in your User Submission, you may send a
counter-notice containing the following information to the Copyright Agent:
Your physical or electronic signature;
Identification of the content that has been removed or to which access has been
disabled and the location at which the content appeared before it was removed or
disabled;
A statement that you have a good faith belief that the content was removed or
disabled as a result of mistake or a misidentification of the content; and
Your name, address, telephone number, and e-mail address, a statement that you
consent to the jurisdiction of the federal court in San Francisco, California,
and a statement that you will accept service of process from the person who
provided notification of the alleged infringement.
If a counter-notice is received by the Copyright Agent, Paltalk may send a copy
of the counter-notice to the original complaining party informing that person
that it may replace the removed content or cease disabling it in 10 business
days. Unless the copyright owner files an action seeking a court order against
the content provider, member or user, the removed content may be replaced, or
access to it restored, in 10 to 14 business days or more after receipt of the
counter-notice, at Paltalk's sole discretion.

PALTALK PORTAL PAGE. If Paltalk offers you the ability to opt-in to a Paltalk
branded home page powered by My Way and you change your browsers home page to
the Paltalk portal page powered by My Way, Paltalk and My Way make no guarantees
as to the sites and information located worldwide throughout the Internet which
you may access as a result of the use of the My Way Service, including as to:
(i) the accuracy, currency, content, or quality of any such sites and
information, or (ii) whether any search using the My Way Service may locate
unintended and objectionable content. The My Way Service allows you to obtain
information on companies, stock prices, bonds, and other investments or
financial matters. The My Way Service, including all such financial information,
is provided for informational purposes only, and no information you may obtain
is intended by Paltalk or My Way to be used for trading or investing purposes.
Neither Paltalk nor My Way shall be responsible for the accuracy, usefulness or
availability of any information transmitted via the My Way Service, and neither
shall not be liable for any trading or investment decisions made based on such
information.

LAW ENFORCEMENT. Paltalk will fully cooperate with law enforcement in

investigating or requesting information with respect to suspected criminal or
other activity and, notwithstanding any provision herein to the contrary, may
release your name and other information to the appropriate authorities for that
purpose, with or without a subpoena. In addition, Paltalk has the right, but not
the obligation, to initiate its own review of the conduct of any user, either
independently or as a result of a complaint by a third party user. Any
investigation undertaken by Paltalk would include all steps that Paltalk deems
appropriate in its sole discretion and the results of any such investigation
could be disclosed to one or more appropriate parties.

TERMINATION OF ACCOUNT. In the event that you engage in conduct prohibited by

this Agreement, or otherwise commit any other breach of this Agreement, then ANY
of the following may occur: you may be issued a warning; your access to online
chat groups may be suspended or use of your account may be temporarily or
permanently blocked; other action may also be taken against you. Please be
advised that if you have paid to subscribe to any of the Paltalk services, your
subscription fee will not be refunded (either in whole or in part) if your
account is terminated or suspended.

LIMITATION OF LIABILITY AND INDEMNIFICATION. TO THE MAXIMUM EXTENT PERMITTED BY

LAW, IN NO EVENT SHALL Paltalk OR ITS AFFILIATES OR THEIR RESPECTIVE DIRECTORS,
OFFICERS, EMPLOYEES, AGENTS OR REPRESENTATIVES (COLLECTIVELY "Paltalk PARTIES")
OR ANY OF THEIR RESPECTIVE SUPPLIERS BE LIABLE OR RESPONSIBLE FOR ANY DAMAGES OF
ANY KIND (INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF BUSINESS PROFITS,
BUSINESS INTERRUPTION, LOSS OF INFORMATION OR DATA, OR ANY OTHER INDIRECT,
INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES) ARISING OUT OF THE USE OF OR
INABILITY TO USE THIS SOFTWARE, THE LICENSE OR OTHERWISE IN CONNECTION WITH THIS
AGREEMENT, EVEN IF Paltalk HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
YOU HEREBY AGREE TO INDEMNIFY AND HOLD Paltalk PARTIES HARMLESS FROM AND AGAINST
ANY AND ALL LOSS, COST, DAMAGE AND EXPENSE, INCLUDING BUT NOT LIMITED TO
ATTORNEYS' FEES AND COURT COSTS, ARISING DIRECTLY OR INDIRECTLY FROM YOUR USE OF
THE Paltalk SOFTWARE AND/OR YOUR BREACH OF ANY REPRESENTATION, WARRANTY OR
COVENANT CONTAINED IN THIS AGREEMENT.

U.S. GOVERNMENT RESTRICTED RIGHTS: The Software is provided with RESTRICTED

RIGHTS. Use, duplication or disclosure by the Government is subject to
restrictions as set forth in subparagraph (c)(1)(ii) of the Rights in Technical
Data and Computer Software clause at DFARS 252.227-7013 or subparagraphs (c)(1)
and (2) of the Commercial Computer Software - Restricted Rights at 48 CFR
52.227-19, as applicable. Manufacturer is A.V.M. Software, Inc., Church Street
Station PO Box 3454, New York, N.Y. 10008.

GOVERNING LAW; AMENDMENTS. In enforcing, interpreting and for all other

purposes, this Agreement will be governed by the substantive laws of the State
of New York and in the event of a dispute arising hereunder, you agree to be
bound by the exclusive jurisdiction of the federal and state courts located in
the State of New York, City of New York, Borough of Manhattan. If a court
determines any remedy provided to you under this Agreement has failed of its
essential purpose, the limitations of liability and exclusion of damages and
warranties above shall not be affected and remain in full force and effect. This
Agreement may not be modified except to the extent of a written agreement to do
so by an authorized representative of Paltalk. Paltalk reserves the right to
modify the terms of this Agreement from time to time without notice to you, by
posting the most current version of the Agreement on its website. In addition to
the terms of this Agreement, you shall also be bound by the terms of any posted
rules or guidelines applicable to your use of the Paltalk software.

CONSOLIDATION; CREDITORS RIGHTS. In the event of a merger, sale of assets or

other corporate transaction involving Paltalk or in the event of a bankruptcy,
insolvency or other action involving creditors of Paltalk or under other similar
or related circumstances, Paltalk reserves the right to disclose and/or sell
information about you and your Account.

OTHER REFERENCE SITES:

Get net wise! Common sense guidelines.
http://www.getnetwise.org/
10 golden rules of online safety. (not just for kids)
http://www.worldkids.net/school/safety/internet/internet.htm
Learn about parenting and keep your kids safe on the net.
http://www.safekids.com/
Anti-Child porn information.
http://www.antichildporn.org/

Privacy Policy

Paltalk is committed to protecting your privacy. We want you to feel free to

express yourself within the Paltalk community, and are committed to ensuring
that you are in control of what you share with the rest of the community, and
with Paltalk.
Information Collection & Use

Registration
In order to use Paltalk, you must first complete the registration form. During
registration you are required to give contact information such as your email
address. We use this information to contact you about services on our site in
which you have expressed interest. Please see below for Information and Sharing
Disclosure.

Communications from the Site

* Special Offers and Updates

We will occasionally send you information on products, services, special deals,
or promotions. Out of respect for your privacy, we present the option not to
receive these types of communications. Please see the “Choice and Opt-out.”

* Newsletters
If you wish to subscribe to our newsletter, we will use your email address to
send the newsletter to you. Out of respect for your privacy, we provide you a
way to unsubscribe. Please see the “Choice and Opt-out” section.

* Service-related Announcements
We will send you strictly service-related announcements on rare occasions when
it is necessary to do so. For instance, if our service is temporarily suspended
for maintenance, we might send you an email. Generally, you may not opt-out of
these communications, which are not promotional in nature. If you do not wish to
receive them, you have the option to deactivate your account.

* Customer Service
Based upon the personally identifiable information you provide us, we will send
you a welcoming email to verify your username and password. We will also
communicate with you in response to your inquiries, to provide the services you
request, and to manage your account. We will communicate with you by email or
telephone, in accordance with your wishes.

* Profile
We store information that we collect through cookies, log files, clear gifs, to
create a “profile” of your preferences. We tie your personally identifiable
information, and your purchasing history, to information in the profile, in
order to provide tailored promotions and marketing offers and to improve the
content of the site for you. We do not share your profile with other third
parties without your consent.

Paltalk is the sole owner of the information collected on Paltalk.com. Paltalk

collects personally identifiable information from our users at several different
points on our Web site or through our downloaded software.

* Orders
If you purchase a product or service from us, we request certain personally
identifiable information from you on our order form. You must provide contact
information (such as name, email, and billing address) and financial information
(such as credit card number, expiration date).

We use this information for billing purposes and to fill your orders. We will
use this information to contact you and confirm your orders.
Uses of Information

Paltalk's primary goal in collecting personal information is to provide you, the

user, with a customized experience on Paltalk and through our partners. This
includes personalization services, interactive communications, and many other
types of services, most of which are completely free to you. In order to provide
services free of charge, we display advertisements and encourage your
participation. By knowing a little about you, Paltalk is able to deliver more
relevant advertisements and content, and hence better service, to you.

In our role of delivering targeted advertisements, Paltalk plays the middleman.

Advertisers give us advertisements and tell us the type of audience they want to
reach (for example, males over 35 years old). Paltalk displays the advertisement
to users meeting the specified criteria. In this process, the advertiser never
has access to individual user information. This kind of advertisement targeting
is done with banner ads as well as promotional email through Paltalk and its
affiliates. You will only receive special offers via email from Paltalk if you
have indicated in your account preferences, or at some other time, that you
would like to receive them.

Personally identifiable information:

* Agents
We use outside credit card processing companies to bill you for Paltalk
services. These companies do not retain, share, store or use personally
identifiable information for any other purposes.
We use outside email delivery systems to contact you and provide you with
pertinent information via email. These companies do not retain, share, store or
use personally identifiable information for any other purposes.

* Advertising
We use third-party advertising companies and advertising networks to serve ads
to you on our behalf when you visit our Web site. These companies may use
information (not including personal information such as your name, address email
address or telephone number) about your visits to this and other web sites in
order to provide advertisements about goods and services of interest to you.

* Legal Disclaimer
We reserve the right to disclose your personally identifiable information as
required by law and when we believe that disclosure is necessary to protect our
rights and/or to comply with a judicial proceeding, court order, or legal
process served on our Web site.
Choice/Opt-out
We provide you the opportunity to „opt-out‟ of having your personally
identifiable information used for certain purposes, when we ask for this
information.

If you no longer wish to receive our newsletter and promotional communications,

you may opt-out of receiving them by following the instructions included in each
newsletter or visiting
http://register.paltalk.com/reg/ControllerServlet?RequestId=Register.ShowOptout&
src=paltalk. You may also contact us at:

Paltalk.com
Church Street Station
P.O. Box 3454
New York, NY 10008
Or, please contact our helpful customer support staff online. On the Paltalk
buddy list window, click Groups, then Paltalk Help Groups.

Log Files
As is true of most Web sites, we gather certain information automatically and
store it in log files. This information includes internet protocol (IP)
addresses, browser type, internet service provider (ISP), referring/exit pages,
operating system, date/time stamp, and clickstream data.

We use this information, which does not identify individual users, to administer
the site and to track users' movements around the site.

We do not link this automatically-collected data to personally identifiable

information except during special promotions such as free trials when
subscription IP addresses are temporarily tied to personally identifiable
information.

Cookies
A cookie is a small text file that is stored on a user‟s computer for record-
keeping purposes. We use session ID cookies on this site to maintain your
subscription and maintain your account. We do not link the information we store
in cookies to any personally identifiable information you submit while on our
site. We use session cookies to make it easier for you to navigate our site. A
session ID cookie expires when you close your browser.

Clear Gifs
We employ a software technology called clear gifs that help us better manage
content on our site by informing us what content is effective. Clear gifs are
tiny graphics with a unique identifier, similar in function to cookies, and are
used to track the online movements of Web users. In contrast to cookies, which
are stored on a user‟s computer hard drive, clear gifs are embedded invisibly on
Web pages and are about the size of the period at the end of this sentence. We
do not tie the information gathered by clear gifs to our customers' personally
identifiable information.

We use clear gifs in our HTML-based emails to let us know which emails have been
opened by recipients. This allows us to gauge the effectiveness of certain
communications and the effectiveness of our marketing campaigns. If you would
like to opt-out of these emails, please see “Choice and Opt-out.”

Third Party Advertisers

The ads appearing on this Web site are delivered to users by a Paltalk
proprietary ad serving system. We share Web site usage information about users
with reputable third party ad networks for the purpose of targeting our banner
advertisements on Paltalk software.

We use third-party advertising companies and advertising networks to serve ads

to you on our behalf when you visit our Web site. These companies may use
information (not including personal information such as your name, address email
address or telephone number) about your visits to this and other web sites in
order to provide advertisements about goods and services of interest to you.

Links to Other Sites

Paltalk contains links to other sites that are not owned or controlled by
Paltalk. Please be aware that we, Paltalk, are not responsible for the privacy
practices of such other sites.
We encourage you to be aware when you leave our site and to read the privacy
statements of each and every Web site that collects personally identifiable
information.

This privacy statement applies only to information collected by Paltalk.

By visiting this Site, all visitors consent to the collection, maintenance, and
processing of their personal and non-personal information in the United States.

Paltalk Discussion Rooms

If you use a discussion room on Paltalk, you should be aware that any personally
identifiable information you submit there can be read, collected, or used by
other users of these forums, and could be used to send you unsolicited messages.
We are not responsible for the personally identifiable information you choose to
submit in these forums.

Access to Personally Identifiable Information

If your personally identifiable information changes, or if you no longer desire
our service, you may correct, update, delete or deactivate it by making the
change on http://my.paltalk.com or by contacting our helpful customer support
staff online by clicking Groups on the Paltalk buddy list window, then Paltalk
Help.

Security
The security of your personal information is important to us. When you enter
sensitive information such as credit card numbers on our registration or order
forms, we encrypt that information using secure socket layer technology (SSL).

We follow generally accepted industry standards to protect the personal

information submitted to us, both during transmission and once we receive it. No
method of transmission over the Internet, or method of electronic storage, is
100% secure, however. Therefore, while we strive to use commercially acceptable
means to protect your personal information, we cannot guarantee its absolute
security.

Only employees who need the information to perform a specific job are granted
access to personally identifiable information. Furthermore, ALL employees are
kept up-to-date on our security and privacy practices. Finally, the servers that
we store personally identifiable information on are kept in a secure
environment.

If you have any questions about security on our Web site, you can contact our
helpful customer support staff online. On the Paltalk buddy list window, click
Groups, then Paltalk Help Groups.

Business Transitions
In the event Paltalk goes through a business transition, such as a merger,
acquisition by another company, or sale of all or a portion of its assets, your
personally identifiable information will likely be among the assets transferred.
You will be notified via email of any such change in ownership or control of
your personal information.

Changes in this Privacy Statement

If we decide to change our privacy policy, we will post those changes to this
privacy statement, and other places we deem appropriate so that you are aware of
what information we collect, how we use it, and under what circumstances, if
any, we disclose it.

We reserve the right to modify this privacy statement at any time, so please
review it frequently. If we make material changes to this policy, we will notify
you here, by email, or by means of a notice on our home page.

This statement reflects the privacy policy of Paltalk with respect to the Web
site located at www.Paltalk.com (the “Site”). This statement is intended to
inform casual visitors of Paltalk, and visitors who participate in Paltalk, of
the data collection and use practices of the Site. Amendments to this statement
will be posted at this URL and will be effective when posted. Your continued use
of this Site following the posting of any amendment, modification, or change
shall constitute your acceptance thereof except if your personally identifiable
information will be used in a materially different manner.

Contact Us
If you have any questions or suggestions regarding our privacy policy, please
contact us at:

Paltalk.com
Church Street Station
P.O. Box 3454
New York, NY 10008

Or, by visiting our helpful customer support staff online, on the Paltalk buddy
list window, click Groups, then Paltalk Help Groups.