Beruflich Dokumente
Kultur Dokumente
1.0 Introduction
The financial statement analysis is concerned with collecting classifying and grouping of figures,
contained in the financial statement with specific tool and purpose so that a user can get the
required information such as survival, productivity, stability, profitability and growth prospect
of the company. It involves forming a meaningful relationship between two financial
statements that includes profit and loss account and balance sheet.
Financial analysis also involves the evaluation of viability, stability and profitability of a business
units and projects. An organization can also determine its financial strength and weakness by
establishing relationship between accounting items of the balance sheet and the profit and loss
account.
At Nabil, “our Vision is to be a bank for all across all geopolitical zones and socioeconomic
stratums of the nation that can provide myriads of financial solutions and create values for all
our stakeholders, to stand in the community with our economic and civic roles. We look
forward to emerging as a first rate bank across all stratums of the nation”.
Mission Statement
We at Nabil work together up to our vision and to bring it into reality. Our mission is therefore
to prove that Nabil is driven by the spirit for realizing those visionary aspirations. With that end
in view, we work in partnership with our stakeholders and the community at large. Our
roadmap to reaching where we have set our mind on is by maneuvering our strategic action
plans through a well-teamed and synergistic workforce into industrial end products – our
customized services. Our approaches are to differentiate our products by reengineering them
with the best technologies and management philosophy keeping in focus our customers’
satisfaction over and above everything else at all times. We have set our goals and objectives to
hone the skills of inspired HR force and tailor our products and services to that end. With an all
inclusive approach Nabil engages in customizing ranges of products catering to the entire
gamut of society from financing megaprojects to underprivileged individuals and promoting
enterprises across all segments of society by adding values to nation building endeavours. We
are branching out on a national scale through our wide-ranging points of representation
representing different geographic and economic zones along with our broad global network as
a 1st Choice Provider of
Complete Financial Solutions .
Earlier there are different financial study has been done by different people about NBL but this
is a totally different from others because it is simple and easy to understand. In this study there
are not use a vast language. It is very sweat and short. The tools which are used is very clearly
clarify the financial position of bank. So it is very useful to everyone who are related with this
bank. This study will be useful to the following stakeholders:
To the investor i.e. Shareholders
To the management of banks(Management Committee)
To the customers
Secondary Data:-The primary data for one person can be the secondary data for some others.
So, data which are originally collected but obtained from either published sources or
unpublished sources are secondary data. These data are obtained from books and internet.
o Annual reports, newspaper declarations, advertisements, notices etc. of NBL
o Official websites of NBL and other different websites related to the topic.
o NRB directives and circular related to Development and Commercial Banks.
o Library of Birat College For Professional Studies (SMU), Brt. Nepal.
· The study is confined only to the financial performance analysis of citizen bank and
not of other banks.
· The study is time bound.
· Not free from biasness.
· Lack of proper information
Chapter - I Introduction
The first chapter contains the introductory part of the study. As already mentioned, this chapter
describes the major issues to be investigated along with the general background and objective of
the study.