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CONSUMER CIR

CONSUMER: BALJINDER SINGH DATE:26-05-2018

MEMBER ID: BN01130510 TIME: 11:34:57


MEMBER REFERENCE NUMBER: CONTROL NUMBER: 2,42,36,47,124

CONSUMER INFORMATION:
NAME: BALJINDER SINGH S/O SADHU SINGH

DATE OF BIRTH: 28-09-1967 GENDER: MALE

CIBIL TRANSUNION SCORE(S):

SCORE NAME SCORE SCORING FACTORS

CIBIL TRANSUNION SCORE


VERSION 2.0 670 1: PRESENCE OF ACCOUNT DELINQUENCY IN THE PAST.
2: NUMBER OF ACTIVE TRADES WITH A BALANCE TOO HIGH IN PROPORTION TO TOTAL
TRADES.
3: LENGTH OF TIME ACCOUNTS HAVE BEEN ESTABLISHED IS TOO SHORT.

PERSONAL LOAN SCORE


670 1: OVER DUE AMOUNT TOO HIGH.
2: TOTAL HIGH CREDIT OF DELINQUENCIES IS TOO HIGH.
3: PRESENCE OF DELINQUENCY.

POSSIBLE RANGE FOR CIBIL TRANSUNION SCORE VERSION 2.0

Consumers with more than 6 months credit history* : 300 (high risk) to 900 (low risk)
Consumers having less than 6 months credit history* : 1 (high risk) to 5 (low risk)
Consumers not in CIBIL database or with insufficient information for scoring* : -1

* At least one tradeline with information updated in last 24 months is required.In case of error in scoring a value of '0' is returned.

POSSIBLE RANGE FOR CIBIL TRANSUNION PERSONAL LOAN SCORE


Consumers with more than 1 month credit history* : 300 (high risk) to 900 (low risk)
Consumers not in CIBIL database or with insufficient information for scoring* : -1

* At least one tradeline with information updated in last 24 months is required.In case of error in scoring a value of '0' is returned.

IDENTIFICATION(S):
IDENTIFICATION TYPE IDENTIFICATION NUMBER ISSUE DATE EXPIRATION DATE

INCOME TAX ID NUMBER (PAN) HBTPS9364E

VOTER ID NUMBER PB/12/103/246258

UNIVERSAL ID NUMBER (UID) 204689908730

TELEPHONE(S):
TELEPHONE TYPE TELEPHONE NUMBER TELEPHONE EXTENSION

© 2017 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 1 OF 4

TransUnion CIBIL CIN : U72300MH2000PLC128359


CONSUMER CIR
CONSUMER: BALJINDER SINGH DATE:26-05-2018

MEMBER ID: BN01130510 TIME: 11:34:57


MEMBER REFERENCE NUMBER: CONTROL NUMBER: 2,42,36,47,124

MOBILE PHONE 8699457712

MOBILE PHONE 8699457712

MOBILE PHONE 9041164023

MOBILE PHONE 9781364010

EMAIL CONTACT(S):

ADDRESS(ES):

ADDRESS:VILL SARAWAN SARAWAN KKP TO BTI VILL AREA FARIDKOT RURAL FARIDKOT FARIDKOT TLK PUNJAB 151203

CATEGORY:RESIDENCE ADDRESS RESIDENCE CODE: DATE REPORTED:31-03-2016

EMPLOYMENT INFORMATION:
ACCOUNT TYPE DATE OCCUPATION CODE INCOME NET / GROSS INCOME MONTHLY / ANNUAL
REPORTED INDICATOR INCOME INDICATOR

BUSINESS LOAN - 30-04-2018 OTHERS Not Available Not Available Not Available
PRIORITY SECTOR -
AGRICULTURE

SUMMARY:
ACCOUNT(S)
ACCOUNT TYPE ACCOUNTS ADVANCES BALANCES DATE OPENED

All Accounts TOTAL: 4 HIGH CR/SANC. AMT: 30,40,000 CURRENT: 9,08,350 RECENT: 23-08-2017
OVERDUE: 1 OVERDUE: 7,547 OLDEST: 11-07-2011
ZERO-BALANCE: 1

ENQUIRIES
ENQUIRY PURPOSE TOTAL PAST 30 DAYS PAST 12 MONTHS PAST 24 MONTHS RECENT

All Enquiries 3 0 2 1 22-08-2017

ACCOUNT(S):

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: PUNJAB AND SIND OPENED: 05-02-2014 SANCTIONED: 4,00,000


ACCOUNT NUMBER: 05101600001009 REPORTED AND CERTIFIED: CURRENT BALANCE: 4,07,547
TYPE: BUSINESS LOAN - PRIORITY 30-04-2018 OVERDUE: 7,547
SECTOR - AGRICULTURE PMT HIST START: 01-04-2018 INTEREST RATE: 11.70
OWNERSHIP: INDIVIDUAL PMT HIST END: 01-03-2016 ACTUAL PAYMENT: 34,60,951

© 2017 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 2 OF 4

TransUnion CIBIL CIN : U72300MH2000PLC128359


CONSUMER CIR
CONSUMER: BALJINDER SINGH DATE:26-05-2018

MEMBER ID: BN01130510 TIME: 11:34:57


MEMBER REFERENCE NUMBER: CONTROL NUMBER: 2,42,36,47,124

COLLATERAL TYPE: NO
COLLATERAL

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

039 009 000 000 000 000 037 006 000 000 000 015 035 005 000 000 000 000
04-18 03-18 02-18 01-18 12-17 11-17 10-17 09-17 08-17 07-17 06-17 05-17 04-17 03-17 02-17 01-17 12-16 11-16

041 010 000 000 000 065 034 004


10-16 09-16 08-16 07-16 06-16 05-16 04-16 03-16

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: PUNJAB AND SIND OPENED: 23-08-2017 SANCTIONED: 5,00,000


ACCOUNT NUMBER: 05101600001350 REPORTED AND CERTIFIED: CURRENT BALANCE: 803
TYPE: BUSINESS LOAN - PRIORITY 30-04-2018 INTEREST RATE: 7.00
SECTOR - AGRICULTURE PMT HIST START: 01-04-2018 ACTUAL PAYMENT: 18,97,300
OWNERSHIP: GUARANTOR PMT HIST END: 01-08-2017
COLLATERAL TYPE: NO
COLLATERAL

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 006 000


04-18 03-18 02-18 01-18 12-17 11-17 10-17 09-17 08-17

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 31-10-2016 SANCTIONED: 19,00,000


ACCOUNT NUMBER: NOT LAST PAYMENT: 02-11-2016 CURRENT BALANCE: 5,00,000
DISCLOSED CLOSED: 23-12-2016 EMI: 10,555
TYPE: EDUCATION LOAN REPORTED AND CERTIFIED: PMT FREQ: MONTHLY
OWNERSHIP: JOINT 31-12-2016 REPAYMENT TENURE: 218
PMT HIST START: 01-12-2016
PMT HIST END: 01-10-2016

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

STD STD STD


12-16 11-16 10-16

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 11-07-2011 SANCTIONED: 2,40,000


ACCOUNT NUMBER: NOT CLOSED: 30-06-2012 CURRENT BALANCE: 0
DISCLOSED REPORTED AND CERTIFIED:
TYPE: AUTO LOAN 31-03-2017
OWNERSHIP: GUARANTOR PMT HIST START: 01-03-2017
PMT HIST END: 01-03-2017

© 2017 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 3 OF 4

TransUnion CIBIL CIN : U72300MH2000PLC128359


CONSUMER CIR
CONSUMER: BALJINDER SINGH DATE:26-05-2018

MEMBER ID: BN01130510 TIME: 11:34:57


MEMBER REFERENCE NUMBER: CONTROL NUMBER: 2,42,36,47,124

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000
03-17

ENQUIRIES:

MEMBER ENQUIRY DATE ENQUIRY PURPOSE ENQUIRY AMOUNT

PUNJAB & SIND 22-08-2017 KISAN CREDIT CARD 5,00,000

NOT DISCLOSED 17-06-2017 BUSINESS LOAN - 1,00,000


PRIORITY SECTOR -
AGRICULTURE

NOT DISCLOSED 14-10-2016 EDUCATION LOAN 19,00,000

END OF REPORT ON BALJINDER SINGH

All information ("Information") contained in this credit information report (CIR) is the current and up to date information collated by TransUnion CIBIL
Limited based on information provided by its various members ("Members"). By accessing and using the Information, the user acknowledges and accepts
the following: While TransUnion CIBIL takes reasonable care in preparing the CIR, TransUnion CIBIL shall not be responsible for errors and/or omissions
caused by inaccurate or inadequate information submitted to it. However, TransUnion CIBIL shall take reasonable steps to ensure accurate reproduction
of the information submitted by the Members and, to the extent statutorily permitted, it shall correct any such inaccuracies in the CIR. Further, TransUnion
CIBIL does not guarantee the adequacy or completeness of the information and/or its suitability for any specific purpose nor is TransUnion CIBIL
responsible for any access or reliance on the CIR. The CIR is not a recommendation by TransUnion CIBIL to any Member to (i) lend or not to lend; (ii)
enter into or not to enter into any financial transaction with the concerned individual/entity. Credit Scores do not form part of the CIR. The use of the CIR is
governed by the provisions of the Credit Information Companies (Regulation) Act, 2005, the Credit Information Companies Regulations, 2006, Credit
Information Companies Rules, 2006 and the terms and conditions of the Operating Rules for TransUnion CIBIL and its Members.

© 2017 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 4 OF 4

TransUnion CIBIL CIN : U72300MH2000PLC128359

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