Company Profile Capital Trust Limited is a Non-Banking Finance Company listed on
the Bombay Stock Exchange with a market cap of over Rs.500 cr. The company has a legacy of over 30 years in the field of financial services. Its list of promoters included Mr. K R. Puri (former Governor, RBI) and Justice H. S. Beg (former Chief Justice of India). Currently the company provides Enterprise Loans to micro and small entrepreneurs in rural and semi-urban areas. The company focuses on those people who are un-served by the banking sector. Capital Trust provides loans ranging Rs.15,000 to Rs.5,00,000. You may read more about the company at www.capital-trust.com. Job Description The State Head is responsible to design, evaluate and report on various aspects of loan products and processes, evaluate new areas for expansion, participate in the branch setup process, handle small to medium projects on various aspects related to process and methodology. He will also be responsible for growth and management of the loan portfolio, ensure portfolio quality and growth for long-term sustainability and profitability of the institution. Duties & Management of lending operations to a high standard in order to Responsibilities improve client selection, portfolio quality management, product and processes, client protection, area selection and other aspects of operations Responsible for delivering budgeted results of respective states Oversee credit and risk control’s policy adherence in operational areas. Management of Operations’ goals, objectives, and budget to support the achievement of the overall organizational mission; Analysis of competition, products and processes on an ongoing basis Ensure full compliance with the existing policies of the government and the organization Develop new cost effective marketing strategies to improve outreach. Co-ordinate the activities of all branches and handle all operational issues including computerization, change management and balancing of books Prepare monthly and other periodic operational reports for top management Analyze the business environment and make recommendations on the development of new products and enhance existing products to grow the Company's customer base and outreach Provide on-the-job training to all departmental staff, including new recruits and existing staff Any other duties and responsibilities which may be assigned from time to meet the objectives of the Company
Minimum 2 years Experience Maximum 5 years Experience Compensation Compensation will be competitive and commensurate with the skills of the candidate. Location New Delhi