Beruflich Dokumente
Kultur Dokumente
October 2010
JSCB Peresvet (CJSC) STRICTLY CONFIDENTIAL
Overview
CJSC Joint Stock Commercial Bank for Charity and Spiritual Development of Fatherland Peresvet (the “Bank”) was founded
in 1992. The Bank performs its activities on the basis of the General License granted by Bank of Russia. The Bank issues
VISA, MasterCard and Zolotaya korona plastic cards, and accepts Diners Club cards.
The Bank cooperates with other financial institutions and participates in the government credit program of providing
support for small and medium-size enterprises, conducted by Vneshekonombank and Russian Development Bank.
The Bank is a professional participant of the securities market and has the licenses to perform brokerage, dealer and
depository activities.
As of 07.01.2010 the Bank’s net assets were RUB 37.0bn and it was ranked 83rd in Top-100 list of biggest Russian banks
(according to Kommersant-DENGI).
The Bank is a member of the deposit insurance system and a participant in trading on the MICEX Stock Exchange.
The number of the Bank’s employees is over 300 people.
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JSCB Peresvet (CJSC) STRICTLY CONFIDENTIAL
Branch network
The Bank’s main office is located in Moscow. Substantial part of the Bank’s client base is represented by companies that
operate in Moscow (due to that fact the Bank has two offices and six ATMs in Moscow). The Bank’s geography expansion
strategy is linked to specified regional priorities for client services in Russian regions. Top-priority regions are Moscow,
Moscow Region, Yamal-Nenets Autonomous District, Voronezh Region, Krasnoyarsk Territory, Volgograd Region, Saratov
Region.
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JSCB Peresvet (CJSC) STRICTLY CONFIDENTIAL
Financial results
The Bank’s IFRS financial statements are audited by CJSC Deloitte and Touche CIS. Audit report in respect of 1H2010
financial statements will be published in the first half of October 2010.
The Bank’s RAS financial statements are audited by LLC “ALFA-AUDIT”. The last audit of RAS statements was performed in
respect of 2009 financial statements.
Ratings
In July 2010 Expert RA rating agency affirmed the Bank’s A credit rating (a high level of creditworthiness).
The Bank plans to get a credit rating from one of leading world rating agencies in the nearest future.
Investment highlights
Strong potential for growth and development (the Bank’s assets annual average growth rate for 2004-2009 was
33%)
High probability of government support in case of financial problems (due to close relations between the Russian
Orthodox Church and the Russian Government)
The low level of overdue payments for the credit portfolio as a whole
Diversified credit portfolio in terms of its industry structure
Stable client base
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JSCB Peresvet (CJSC) STRICTLY CONFIDENTIAL
Contacts
LLC ATON
115035, Moscow, Russia
20 Ovchinnikovskaya emb., bld. 1
Bloomberg: ATON <GO>
Corporate Finance
Tel.: +7 (495) 287 1766
Fax: +7 (495) 777 6677 (ext. 5738)
Fixed Income
Trading Tel.: +7 (495) 705 9942
Sales Tel.: +7 (495) 287 3272
Disclaimer
This confidential presentation (the “Presentation”) has been prepared by LLC ATON. The authorized recipient and its representatives (the “Recipient”)
may not reproduce, summarize or disclose this Presentation, in whole or in part, without the prior written authorization of LLC ATON.
The Presentation is based on information and data obtained from publicly available sources or provided by the Recipient or any other party involved in
the transaction, which has not been independently verified by LLC ATON. Neither LLC ATON nor any of its subsidiaries, affiliated companies, officers,
employees, agents, advisors, consultants, subcontractors or partners (the “Representatives”) assume, neither express nor imply, any responsibility or
liability for damages, losses or costs with respect to the authenticity, origin, validity, accuracy, completeness or potential errors, omission or
misstatements, negligent in any information contained in this Presentation. Any estimates and projections contained herein may involve significant
elements of subjective judgment and analysis, which may or may not be correct. Accordingly, neither LLC ATON nor any of its Representatives shall be
liable for any direct, indirect or consequential damages, losses or costs suffered by any person as a result of relying on any statement or information
contained in or omitted from the Presentation.
The Presentation shall serve for discussion and information purpose only and does not constitute any offer for sale of any assets or shares, solicitation,
investment advice, prospectus or any other binding offer to carry out the transaction or any kind of business. The Presentation does not grant the
Recipient or any potential investor any rights or exclusivity with regard to the transaction.
This Presentation does not purport to contain all the information that may by required by Recipient or a potential investor for evaluation purposes. LLC
ATON hence recommends that the Recipient or any potential investor seeks qualified, independent advice before taking a business decision.
LLC ATON reserve the right, in its sole discretion, to vary, suspend or terminate the procedure of the transaction without advance notice to Recipient
and without liability for any losses, costs or expenses incurred by Recipient or any potential investor.
The economic valuations contained in this Presentation are necessarily based on current market conditions, which may change significantly over a short
period of time. Changes and events occurring after the date hereof may therefore affect the validity of the conclusions contained in this Presentation
and LLC ATON assumes no obligation to update and/or revise this Presentation or the information and data upon which it has been based.
All enquiries and requests with regard to this Presentation shall be addressed to LLC ATON.