Beruflich Dokumente
Kultur Dokumente
Matt
Relocating at
retirement
WHAT IS IMPORTANT TO EMILY?
Accomplishing their
Protecting their nest retirement goals
egg
Emily
38 62
MATT & EMILY’S CURRENT BUDGET
Income $193,000
Expenses ($160,000)
Discretionary
38%
Surplus $33,000 Living Expenses
62%
MATT & EMILY’S RETIREMENT BUDGET
IF THEY REMAIN LIVING IN CA
Income $103,000
Expenses ($142,000)
Discretionary
37%
Shortfall ($39,000) Living Expenses
63%
MATT & EMILY’S RETIREMENT BUDGET
IF THEY RELOCATE TO MONTANA
Income $103,000
Expenses ($111,000)
Discretionary
43%
Shortfall ($8,000) Living Expenses
57%
MATT & EMILY’S BALANCE SHEET
Real
Estate + Portfolio - Liabilities = Net Worth
Pension
$52,000
+ Social
Security
$51,000
+ Portfolio
$33,920
= $
Total
Income
$136,920
1,2 & 3: Yields are for current portfolio yields as of 4/30/18. Please see disclosures at the end of this presentation for security risks.
GOAL BASED RECOMMENDATIONS
FOR MATT & EMILY
2. The payment of dividend is not guaranteed. Companies may reduce or eliminate the
payment of dividends at any given time.
3. The information in this material is not intended as tax or legal advice. Please consult legal
or tax professionals for specific information regarding your individual situation.
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