Gender * Risk_Level_of_The_Business Crosstabulation

Risk_Level_of_The_Business

a. Very High b. High c. Average d. Low e. Very Low Total

Gender a. Male Count 8 18 99 16 3 144

% within Gender 5.6% 12.5% 68.8% 11.1% 2.1% 100.0%

b. Female Count 0 0 6 0 0 6

% within Gender .0% .0% 100.0% .0% .0% 100.0%

Total Count 8 18 105 16 3 150

% within Gender 5.3% 12.0% 70.0% 10.7% 2.0% 100.0%

Types_of_Business * Risk_Level_of_The_Business Crosstabulation

Risk_Level_of_The_Business

a. Very High b. High c. Average d. Low e. Very Low Total

Types_of_Business a. Manufacturing Count 0 1 5 0 0 6

% within Types_of_Business .0% 16.7% 83.3% .0% .0% 100.0%

b. Wholeselling Count 1 4 5 4 0 14

% within Types_of_Business 7.1% 28.6% 35.7% 28.6% .0% 100.0%

c. Retailing Count 5 8 76 8 0 97

% within Types_of_Business 5.2% 8.2% 78.4% 8.2% .0% 100.0%

d. Service Count 1 3 14 4 3 25

% within Types_of_Business 4.0% 12.0% 56.0% 16.0% 12.0% 100.0%

e. Other Count 1 2 5 0 0 8

% within Types_of_Business 12.5% 25.0% 62.5% .0% .0% 100.0%

Total Count 8 18 105 16 3 150

% within Types_of_Business 5.3% 12.0% 70.0% 10.7% 2.0% 100.0%

Size_of_Business_in_Small_Business * Risk_Level_of_The_Business Crosstabulation

Risk_Level_of_The_Business

a. Very High b. High c. Average d. Low e. Very Low Total

Size_of_Business_in_Small a. Very large Count 0 4 12 0 0 16

_Business % within .0% 25.0% 75.0% .0% .0% 100.0%
Size_of_Business_in_Small
_Business
 b. Large Count 4 10 27 5 0 46

% within 8.7% 21.7% 58.7% 10.9% .0% 100.0%

Size_of_Business_in_Small
_Business

c. Medium Count 4 3 57 5 0 69

% within 5.8% 4.3% 82.6% 7.2% .0% 100.0%

Size_of_Business_in_Small
_Business

d. Small Count 0 1 7 4 2 14

% within .0% 7.1% 50.0% 28.6% 14.3% 100.0%

Size_of_Business_in_Small
_Business

e. Very small Count 0 0 2 2 1 5

% within .0% .0% 40.0% 40.0% 20.0% 100.0%

Size_of_Business_in_Small
_Business
Total Count 8 18 105 16 3 150

% within 5.3% 12.0% 70.0% 10.7% 2.0% 100.0%

Size_of_Business_in_Small
_Business

Major_Sourcess_of_Capital * Risk_Level_of_The_Business Crosstabulation

Risk_Level_of_The_Business

a. Very High b. High c. Average d. Low e. Very Low Total

Major_Sourcess_of_Capital a. Owner Count 6 10 89 12 3 120

% within 5.0% 8.3% 74.2% 10.0% 2.5% 100.0%

Major_Sourcess_of_Capital

b. Bank Loan Count 0 4 3 2 0 9

% within .0% 44.4% 33.3% 22.2% .0% 100.0%

Major_Sourcess_of_Capital

c. Borrow Count 2 3 10 1 0 16

% within 12.5% 18.8% 62.5% 6.3% .0% 100.0%

Major_Sourcess_of_Capital

d. Mixed Count 0 1 3 1 0 5
% within .0% 20.0% 60.0% 20.0% .0% 100.0%
Major_Sourcess_of_Capital
Total Count 8 18 105 16 3 150

% within 5.3% 12.0% 70.0% 10.7% 2.0% 100.0%

Major_Sourcess_of_Capital

Interest_Rate_of_Bank_Loan

Cumulative
Frequency Percent Valid Percent Percent

Valid a. Beyond expectation 33 22.0 22.0 22.0

b. Expected level 97 64.7 64.7 86.7

c. Below expected level 19 12.7 12.7 99.3

5 1 .7 .7 100.0

Total 150 100.0 100.0

Awarness_about_PBP

Cumulative
Frequency Percent Valid Percent Percent

Valid a. Highly aware 12 8.0 8.0 8.0

b. Aware 61 40.7 40.7 48.7

c. Average 67 44.7 44.7 93.3

d. Unaware 8 5.3 5.3 98.7

e. Totally unaware 2 1.3 1.3 100.0

Total 150 100.0 100.0

Awarness_about_ARR

Cumulative
Frequency Percent Valid Percent Percent

Valid a. Highly aware 14 9.3 9.3 9.3

b. Aware 61 40.7 40.7 50.0

c. Average 66 44.0 44.0 94.0

d. Unaware 7 4.7 4.7 98.7

e. Totally unaware 2 1.3 1.3 100.0
 Awarness_about_ARR

Cumulative
Frequency Percent Valid Percent Percent

Valid a. Highly aware 14 9.3 9.3 9.3

b. Aware 61 40.7 40.7 50.0

c. Average 66 44.0 44.0 94.0

d. Unaware 7 4.7 4.7 98.7

e. Totally unaware 2 1.3 1.3 100.0

Total 150 100.0 100.0

Awarness_about_NPV

Cumulative
Frequency Percent Valid Percent Percent

Valid a. Highly aware 12 8.0 8.0 8.0

b. Aware 50 33.3 33.3 41.3

c. Average 76 50.7 50.7 92.0

d. Unaware 9 6.0 6.0 98.0

e. Totally unaware 3 2.0 2.0 100.0

Total 150 100.0 100.0

Awarness_about_IRR

Cumulative
Frequency Percent Valid Percent Percent

Valid a. Highly aware 14 9.3 9.3 9.3

b. Aware 46 30.7 30.7 40.0

c. Average 76 50.7 50.7 90.7

d. Unaware 11 7.3 7.3 98.0

e. Totally unaware 3 2.0 2.0 100.0

Total 150 100.0 100.0

Awarness_about_PI
 Cumulative
Frequency Percent Valid Percent Percent

Valid a. Highly aware 30 20.0 20.0 20.0

b. Aware 35 23.3 23.3 43.3

c. Average 69 46.0 46.0 89.3

d. Unaware 10 6.7 6.7 96.0

e. Totally unaware 6 4.0 4.0 100.0

Total 150 100.0 100.0

Use_of_PBP

Cumulative
Frequency Percent Valid Percent Percent

Valid a. Very Frequent 9 6.0 6.0 6.0

b. Frequent 41 27.3 27.3 33.3

c. Average 93 62.0 62.0 95.3

d. Infrequent 4 2.7 2.7 98.0

e. Very infrequent 3 2.0 2.0 100.0

Total 150 100.0 100.0

Use_of_ARR

Cumulative
Frequency Percent Valid Percent Percent

Valid a. Very Frequent 10 6.7 6.7 6.7

b. Frequent 35 23.3 23.3 30.0

c. Average 87 58.0 58.0 88.0

d. Infrequent 10 6.7 6.7 94.7

e. Very infrequent 8 5.3 5.3 100.0

Total 150 100.0 100.0

Use_of_NPV

Cumulative
Frequency Percent Valid Percent Percent
Valid 0 2 1.3 1.3 1.3

a. Very Frequent 4 2.7 2.7 4.0

b. Frequent 17 11.3 11.3 15.3

c. Average 118 78.7 78.7 94.0

d. Infrequent 3 2.0 2.0 96.0

e. Very infrequent 6 4.0 4.0 100.0

Total 150 100.0 100.0

Use_of_IRR

Cumulative
Frequency Percent Valid Percent Percent

Valid a. Very Frequent 11 7.3 7.3 7.3

b. Frequent 30 20.0 20.0 27.3

c. Average 94 62.7 62.7 90.0

d. Infrequent 6 4.0 4.0 94.0

e. Very infrequent 9 6.0 6.0 100.0

Total 150 100.0 100.0

Use_of_PI

Cumulative
Frequency Percent Valid Percent Percent

Valid 0 1 .7 .7 .7

a. Very Frequent 20 13.3 13.3 14.0

b. Frequent 21 14.0 14.0 28.0

c. Average 95 63.3 63.3 91.3

d. Infrequent 11 7.3 7.3 98.7

e. Very infrequent 2 1.3 1.3 100.0

Total 150 100.0 100.0

Advantages_of_PBP

Cumulative
Frequency Percent Valid Percent Percent
Valid a. Easy 41 27.3 27.3 27.3

b. Useful 6 4.0 4.0 31.3

c. Reliable 90 60.0 60.0 91.3

d. Time value consideration 9 6.0 6.0 97.3

e. Other 4 2.7 2.7 100.0

Total 150 100.0 100.0

Advantages_of_ARR

Cumulative
Frequency Percent Valid Percent Percent
Valid a. Easy 39 26.0 26.0 26.0

b. Useful 11 7.3 7.3 33.3

c. Reliable 81 54.0 54.0 87.3

d. Time value consideration 14 9.3 9.3 96.7

e. Other 5 3.3 3.3 100.0

Total 150 100.0 100.0

Advantages_of_NPV

Cumulative
Frequency Percent Valid Percent Percent

Valid a. Easy 42 28.0 28.0 28.0

b. Useful 9 6.0 6.0 34.0

c. Reliable 84 56.0 56.0 90.0

d. Time value consideration 9 6.0 6.0 96.0

e. Other 6 4.0 4.0 100.0

Total 150 100.0 100.0

Advantages_of_irr

Cumulative
Frequency Percent Valid Percent Percent

Valid a. Easy 39 26.0 26.0 26.0

b. Useful 9 6.0 6.0 32.0
 c. Reliable 85 56.7 56.7 88.7

d. Time value consideration 13 8.7 8.7 97.3

e. Other 4 2.7 2.7 100.0

Total 150 100.0 100.0

Advantages_of_PI

Cumulative
Frequency Percent Valid Percent Percent

Valid a. Easy 40 26.7 26.7 26.7

b. Useful 10 6.7 6.7 33.3

c. Reliable 83 55.3 55.3 88.7

d. Time value consideration 10 6.7 6.7 95.3

e. Other 7 4.7 4.7 100.0

Total 150 100.0 100.0

Disadvantages_of_PBP

Cumulative
Frequency Percent Valid Percent Percent

Valid a. Complex 34 22.7 22.7 22.7

b. Not usable 59 39.3 39.3 62.0

c. Not reliable 26 17.3 17.3 79.3

d. No Consideration of time 8 5.3 5.3 84.7

value
e. Other 23 15.3 15.3 100.0

Total 150 100.0 100.0

Disadvantages_of_ARR

Cumulative
Frequency Percent Valid Percent Percent

Valid a. Complex 33 22.0 22.0 22.0

b. Not usable 45 30.0 30.0 52.0

c. Not reliable 38 25.3 25.3 77.3
 d. No Consideration of time 15 10.0 10.0 87.3
value

e. Other 19 12.7 12.7 100.0

Total 150 100.0 100.0

Disadvantages_of_NPV

Cumulative
Frequency Percent Valid Percent Percent

Valid a. Complex 35 23.3 23.3 23.3

b. Not usable 55 36.7 36.7 60.0

c. Not reliable 28 18.7 18.7 78.7

d. No Consideration of time 11 7.3 7.3 86.0

value

e. Other 21 14.0 14.0 100.0

Total 150 100.0 100.0

Disadvantages_of_IRR

Cumulative
Frequency Percent Valid Percent Percent

Valid a. Complex 34 22.7 22.7 22.7

b. Not usable 56 37.3 37.3 60.0

c. Not reliable 29 19.3 19.3 79.3

d. No Consideration of time 10 6.7 6.7 86.0

value

e. Other 21 14.0 14.0 100.0

Total 150 100.0 100.0

Disadvantages_of_PI

Cumulative
Frequency Percent Valid Percent Percent

Valid a. Complex 34 22.7 22.7 22.7

b. Not usable 47 31.3 31.3 54.0
c. Not reliable 25 16.7 16.7 70.7

d. No Consideration of time 15 10.0 10.0 80.7

value

e. Other 29 19.3 19.3 100.0

Total 150 100.0 100.0