R12 ISO20022 Credit Transfer

1. Introduction

The ‘International Organization for Standardization’ (ISO) develops standards to ensure desirable characteristics of products and
services such as quality, environmental friendliness, safety, reliability, efficiency and interchangeability - and at an economical
cost.
One of the areas where ISO provides standards is the payment area. It covers the customer to bank credit transfers, interbank
settlements, payment acknowledgements and exceptions. The ISO 20022 standard also called as UNIFI provides the financial
industry with a common platform for the development of messages in a standardized XML syntax, using:

 a modeling methodology (based on UML) to capture in a syntax-independent way financial business areas, business
transactions and associated message flows;
 a set of XML design rules to convert the messages described in UML into XML schemas

The objective is to enable communication interoperability between financial institutions, their market infrastructures and their
end-user communities.
SEPA Credit Transfer feature is one of the flavour of ISO Credit Transfers. In R12, the SEPA credit transfers feature was
introduced and further enhanced based on the new versions of SEPA Credit Transfer rule book and implementation guidelines.
Currently V5 of SEPA implementation is supported in the application. Also the solution for version 5 is also compliant for
version 6.
The SEPA Credit Transfer covers the credit transfer transactions originated and settled within 33 members countries and is only
for Euro transactions. This feature covers transactions in euro currency and contains specific validations prescribed under SEPA
guidelines.

The Common Global Implementation (CGI) is a forum for financial institutions to progress on various corporate-to-bank
implementation topics on the use of ISO 20022 messages and to other related activities, in the payments domain. The overall
objective of this group is to simplify implementation for corporate users and thereby to promote wider acceptance of ISO20022 as
the common XML standard used between corporates and banks. This is achieved through consultation, collaboration and
agreement on common implementation templates for relevant ISO 20022 financial messages, leading to their subsequent
publication and promotion in order to attain widespread recognition and adoption.

The CGI guide is intended specifically for global, multi-country, multi-bank and multi-instrument implementations that the
participating banks can commonly accept as ONE of their implementations. The CGI focuses on the general message structure
and then successful creation of individual transactions that can be executed by the participating banks.

It should also be noted that the CGI message implementation template provides the opportunity to establish a generic harmonised
multi-banking ISO 20022 XML message. However, this may not be the only implementation that banks will support. Some banks
may be able to offer value added solutions that are over and above the core CGI message implementation template.

This document covers the CGI Credit Transfers feature based on ISO20022 standards.
2. Definitions

SEPA
Singe Euro Payments Area includes all countries of European Union plus Switzerland, Norway, Liechtenstein and Iceland.

ISO20022
Also known as UNIFI – Universal Financial Industry message scheme, it is the platform proposed by ISO to develop all financial
messages. The UNIFI Registration Management Group has identified four business areas to be covered by the standard:
 Payments
 Securities
 FX
 Trade Services
For Payments, currently the instruments in scope are:
 Credit transfers
 Cheques
 Debit and credit cards
The business areas covered:
 Payment initiation: retail/commercial payments, communications between the ordering customer and its bank, etc.
 Clearing and settlement: interbank transfers via correspondent banking or ACHs, high value payments, low value
bulk payments, RTGS, etc.
 Cash management between of the various actors: account opening, standing orders, transaction and account
information, advices and statements from account servicing institutions to account owners along the processing
chain, including reporting to the ordering customer and beneficiary customer, reconciliation, exceptions and
investigations handling.
Website: http://www.iso20022.org/

CGI
The mission of the Common Global Implementation (CGI) initiative is to provide a forum for financial institutions (banks and
bank associations) and non-financial institutions (corporates, corporate associations, vendors and market infrastructures) to
progress various corporate-to-bank implementation topics on the use of ISO 20022 messages and to other related activities, in the
payments domain. The overall objective of this group is to simplify implementation for corporate users and thereby to promote
wider acceptance of ISO20022 as the common XML standard used between corporates and banks. This is achieved through
consultation, collaboration and agreement on common implementation templates for relevant ISO 20022 financial messages,
leading to their subsequent publication and promotion in order to attain widespread recognition and adoption..

3.
3. Solution Components

3.1 The following are the components introduced for this feature:
 1: New Extensible Lookup for Service Level and seeded values for Delivery Channel and Payment Reason Lookups
 2: Supplier Payment Details UI Changes
 3: Payment Process Profile UI Changes
 4: Seeding XML Publisher Format Templates & Mapping of attributes for ISO20022 CGI Credit Transfers
 5: Seeding new Formats for ISO20022 CGI Credit Transfers
 6: Seeding new new Payment Process Profiles for ISO20022 CGI Credit Transfers
 7: Validations for CGI Credit Transfers
 8: New Attributes for Logical Grouping
 9: Support processing of payment status report v3

3.1.1 Solution to Requirement Mapping

Feature

Support ISO20022 CGI New Extensible Supplier Payment Payment Process Seeding XML Seeding new
Credit Transfers Lookup for Details UI Changes Profile UI Changes Publisher Format Formats for
Service Level and Templates and ISO20022 CGI
seeded values for mapping of Credit
Delivery Channel attributes for Transfers
and Payment ISO20022 CGI
Reason Lookups Credit Transfers
Seeding new new Validations for CGI New Attributes for
Payment Process Credit Transfers Logical Grouping
Profiles for
ISO20022 CGI
Credit Transfers
Rejects Handling Support
processing of
payment status
report v3
4.
4. External Purpose codes for Service Level, Local Instrument, Payment Purpose
Codes are now supported through extensible lookups.

Navigation:
Setup: Payment - Payment Administrator - Funds Disbursement Setup – Codes

Service Level Codes that are seeded to support ISO Credit Transfers:
1. New Payment Lookup Code will be added to capture the Service Level Codes.
2. The Service Level Codes published in the external codes list will be seeded in this lookup code.
3. The Service Level Codes are detailed below:
Code Name Definition/Description
BKTR Book Transaction Payment through internal book transfer.
NUGP Non-urgent Priority Payment Payment must be executed as a non-urgent transaction with priority settlement.
NURG Non-urgent Payment Payment must be executed as a non-urgent transaction, which is typically identified as
an ACH or low value transaction.
PRPT EBAPriorityService Transaction must be processed according to the EBA Priority Service.
SDVA SameDayValue Payment must be executed with same day value to the creditor.
SEPA SingleEuroPaymentsArea Payment must be executed following the Single Euro Payments Area scheme.
URGP Urgent Payment Payment must be executed as an urgent transaction cleared through a real-time gross
settlement system, which is typically identified as a wire or high value transaction.
URNS Urgent Payment Net Payment must be executed as an urgent transaction cleared through a real-time net
Settlement settlement system, which is typically identified as a wire or high value transaction.

4. The format value will be the same as the code value.

5. The Local Instrument Codes provided in the external codes list in the seed data will be seeded in Lookup for Delivery
Channel.
6. Similarly the Payment Purpose Codes will be added in the existing lookup of Payment Reason Codes.
7. The seeded values for Local Instrument and Payment Purpose Codes is given in the solution component of Seed Data.
5. Supplier Payment Details UI Changes

Navigation:
Suppliers – Entry
Create or Search for the Supplier , Terms and Control- Payment Details
Payment Delivery Attributes Tab

Service Level on the Supplier Payment Details region :

 A field added on the supplier payment details to capture the Service Level.
 The lookup for Service Level will correspond to the Payment Codes will be created for Service Level.
 This will be used to capture the Payment Service Level of the Supplier.
 This field will also be added on the Supplier Site Payment Details region.
 The defaulting logic for these values on the payment file will be as follows:
o The existing defaulting logic for defaulting the payment delivery attributes on the invoice will apply for Service
Level also.
o If the value is defaulted on invoice then this value will passed in the payments.
o If the override value is defined at the PPP (Payment Process Profile ) level, then it will take precedence over the
value at supplier/site level and this value will be passed for the payment.
6. Payment Process Profile – UI Changes
Navigation:

Setup : Payment -
Payment Administrator - Payment Process Profiles - Create Payment Process Profile
Payment Instruction Creation Rules

Service Level and Delivery Channel on Payment Process Profile Overrides region:
 The overrides for Service Level and Delivery Channel will be added at the will be added on the Payment Process
Profile.
 The Override values are provided on PPP, then that value will take precedence over the value entered on the supplier
setup.
 The Override values will be taken into consideration for logical grouping instead of the values entered at supplier
setup.

 The grouping mode drop down will be modified. Currently the Grouping mode is a dropdown with values blank and
Mixed. Instead of the dropdown a check box ISO grouping will be added.
 Currently the values contain Mixed and Blank. The check box will contain values as Y/N depending on whether the
checkbox is checked on unchecked.
 For the migrated PPPs the value ‘Mixed’ will be treated as Y and blank will be taken as N.
  A new value ‘Invoice Legal Entity’ will be added in the document grouping attributes.
 If this value is checked, then documents will be grouped based on Invoice Legal Entity.
 For the migrated PPPs, this value will be unchecked.
7.
7. XML Publisher Format Templates and Mapping the attributes for ISO Credit
Transfers
Credit Transfer initiation message format is based on ISO20022 framework. Before sending the message, it must be ensured that
the message is in the correct format.
The XML Publisher Format Templates used for the ISO Credit Transfer Initiation is seeded.
This will allow the user to re-use the templates for user-defined formats.

Navigation:
Payments Administrator – Formats – XML Publisher Format Templates

Two new Credit Transfer Initiation Templates (ISOCGI Credit Transfer Initiation Template- Structured) and (ISOCGI Credit
Transfer Initiation Template – Unstructured)
These templates will be used for creating payment ‘format’. The details of the seeding are given in a tabular format as below:
Following are the guidelines laid down for ISO CGI Credit Transfer messages:
 The required elements in the CGI will be accepted by all CGI supporting banks. They define a standard set of data with
agreed country/payment instrument qualifications.
 Any data populated in a schema-defined optional field that is not required by an individual bank will be ignored and not
stop processing of the message. This rule includes elements that are designated "Not Used" by the CGI. Bilateral
documentation should specify where an "R" field will be ignored by a specific bank.
 Where individual clients do not maintain a CGI-Required or Conditional element in their systems, they should consult
with their bank(s) on the minimum of data elements required for that type of transaction. This could result in the need to
add those data elements into the client's systems.
 The following general attributes are assigned in the CGI and should be read in conjunction with the country/payment
instrument rules produced for the CGI. If a country/payment instrument has not been addressed, the banks engaged by
the client will work to try and agree on a common addition to the CGI country/payment instrument rules
 Any of the data tags included in this guide will be accepted by any bank supporting the CGI. The bank will either use
the tag for processing or ignore it.

7.1 Functional mapping of attributes for ISO CGI Implementation:

The SEPA payment format is already implemented in R12. There are multiple flavours of ISO like SEPA, CGI etc. The
mapping spreadsheet attached below describes the implementation proposal for mapping of the ISO CGI data elements.
The format of the data elements is as prescribed by ISO20022 xml message. The mapping of the data elements is
prescribed in the attached spreadsheet:

ISO20022 CT V3
CGI- Mapping_Final.xlsx

7.2 New attributes in the Disbursement Extract

The new attributes service level, local instrument, payment purpose and invoice legal entity details will be passed in the
Disbursements Extract.
8. Formats for ISO Credit Transfers
The ‘Formats’ to be used for the ISO CGI Credit Transfer Initiation will be seeded. There would be two separate formats for
structured and unstructured messages. These formats would be used in seeded Payment Process Profiles, which in turn will be
used for ISO CGI Credit Transfer transactions. The Pre-defined validations will be added to the payment formats which are
described in section 13.

Navigation:
Payments Administrator – Formats
9. Payment Process Profiles for ISO CGI Credit Transfer
Two Payment Process Profiles in the Payments applications for ISO20022 CGI Credit Transfer to support structured and
unstructured remittance.

Navigation:
Payments Administrator – Codes - Payment Process Profiles
10. Pre-defined Validations attached to ISO 20022 CGI Credit Transfer Payment
Format
Validation Set Name: ISO Grouping Attributes
Code: ISO_ Grouping_Attributes
Contents:
 Local Instrument is not null at both Payee and FCPP level.
Error Message: <Local Instrument> is required.
 Service Level is not null at both Payee and FCPP level.
Error Message: <Service Level> is required.
Validation Point: Payment Formatting

Validation Set Name: ISO Initiating Party

Code: ISO_Initiating_Party
Contents:
 Verify that Initiating Party Identifier is present.
Error Message: <Initiating Party ID> is required.
 Verify that Initiating Party Name is present.
Error Message: <Initiating Party Name> is required.
Validation Point: Payment Formatting

Validation Set Name: ISO Debtor Agent and Creditor Agent

Code: ISO_Debtor_And_Creditor_Agent
Contents:
 Verify that both Payee bank branch BIC or Payee bank branch number are not Null.
Error Message: < Payee Bank Branch BIC or Branch Number> is required.
 Verify that Payee bank branch country is not Null.
Error Message: <Country of Payee Bank Branch> is required.
 Verify that both Payer bank branch BIC and Payer bank branch number are not Null.
Error Message: < Payer Bank Branch BIC or Branch Number> is required.
 Verify that Payer bank branch country is not Null.
Error Message: <Country of Payer Bank Branch> is required.
Validation Point: Payment Formatting
Navigation:
Payments Administrator – Payments Setup - Shared Setup -Validations

All above validations set are applicable to:

Payment format

ISO CGI Credit Transfer Initiation V3 Structured Format

ISO CGI Credit Transfer Initiation V3 Unstructured Format
11. New Attributes for Logical Grouping
The payment information is a logical level that groups the payments by some common attributes. This level is useful for functions
such as batch booking. It contains the debit side information. The information is present on the grouping level only and is shared
by the child payments. These attributes are:
 Payment method
 Currency
 Requested execution date (Payment date)
 Debtor (Legal entity)
 Debtor account (IBAN of internal bank account)
 Organisation (Operating unit)
 Instruction Priority
 Category Purpose
 Ultimate Debtor
The logical grouping is already done for SEPA payment format. For CGI implementation there will be new attributes added in the
logical grouping. These are:
 Service level
 Delivery Channel
12. Seed Data
12.1 Lookups

12.1.1 Local Instrument Codes

Table: FND_LOOKUPS
Lookup Type: IBY_Deliver_Channel_Codes
Meaning: Local Instrument
Application: Payments
Description: Local instrument codes as defined in the ISO20022 external code list.
Access Level: Extensible
Code Meaning Description
TRF Credit Transfers Transaction is related to credit transfers
CHN Truncated Checks Transaction is related to truncated checks.
CPP Cash Per Post Transaction is related to cash per post.
DDT Credit Transfers Transaction is related to Credit Transfers.
GST Truncated Credit Transfers Transaction is related to truncated credit transfers.
RDD Returned Credit Transfers Transaction is related to returned Credit Transfers.
RTR Returned Credit Transfers Transaction is related to returned credit transfers.
SCN Revoked Truncated Checks Transaction is related to revoked truncated checks.
SDD Revoked Credit Transfers Transaction is related to revoked Credit Transfers.
SGT Revoked Truncated Credit Transfers Transaction is related to revoked truncated credit transfers.
SRD Revoked Returned Credit Transfers Transaction is related to revoked returned Credit Transfers.
SRT Revoked Returned Credit Transfers Transaction is related to revoked returned credit transfers
STR Revoked Credit Transfers Transaction is related to revoked credit transfers
CARD Card Clearing Transaction is related to card clearing.
IN Cross Border Customer Credit Transaction is related to cross border customers credit transfers
Transfer
ACCEPT Payment via Accept Giro Transaction is related to payments via Accept Giro owned by
Currency.
IDEAL Payments via Internet Transaction is related to payments via internet owned by Currency.
NLDO Dutch Domestic Bulk Payment Transaction is related to a Domestic payment initiated by
PAIN.001
NLGOV Credit Transfer Initiated by the Transaction is related to Credit Transfer scheme owned by the
Government NVB
NLUP Dutch Urgent Payment Transaction is related to a Domestic payment initiated by
PAIN.001
SDN Payments via Standard Digital Nota Transaction is related to payments via a ‘Standard Digital Nota’
Invoice Accept Giro payment.
0000 Business Payment Transaction is related to business payment
0001 Converted (Bank) Payment Transaction is related to converted (bank) payment.
0002 Standing Order Transaction is related to standing order.
0090 Mass Payment Beneficiary Transaction is related to mass payment beneficiary.
0091 Mass Payment Ours Transaction is related to mass payment ours.
0092 Mass Payment Shared Transaction is related to mass payment shared.
0220 Standing Authorization General Transaction is related to standing authorization general.
0221 One-off Authorization Transaction is related to one-off authorization.
0222 Standing Authorization Companies Transaction is related to standing authorization companies.
0223 Standing Authorization Lotteries Transaction is related to standing authorization lotteries.
0224 One-off Authorization Charities Transaction is related to one-off authorization charities.
0225 One-off Authorization Tuition Fees Transaction is related to one-off authorization tuition fees.
0226 One-off Authorization Construction Transaction is related to one-off authorization construction
Industry industry.
0227 Standing Authorization Companies Transaction is related to standing authorization companies without
Without Debtor Revocation Right debtor revocation right.
IN Cross Border Customer Credit Transaction is related to cross border customer credit transfer.
Transfer
B2B SEPA Business to Business Credit Transaction is related to SEPA business to business Credit
Transfer Transfer.
 CORE SEPA Core Credit Transfer Transaction is related to SEPA Credit Transfer -core.
DDNR Core No Refund SEPA Core Credit Transfer with ‘no refund’ option
DDFA Credit Transfer Fixed Amount SEPA Fixed Amount Credit Transfer
ONCL Overnight Transaction is related to overnight clearing.
SDCL Same Day Transaction is related to same day clearing.
BTR Bank Transfer Transaction is related to a bank transfer.
CKS Check Same Day Settlement Wire Transaction is related to check same day settlement wire.
CTP Customer Transfer Plus Transaction is related to a customer transfer, which may include
information related to a cover payment or extended remittance
information.
CTR Customer Transfer Transaction is related to customer transfer.
DEP Deposit to Sender’s Account Transaction is related to deposit to sender's account.
DRB Bank-to-Bank Drawdown Request or Transaction is related to bank-to-bank drawdown request or
Response (Non-value) response (non-value)
DRC Customer or Corporate Drawdown Transaction is related to customer or corporate drawdown request
Request or Response (Non-value) or response (non-value).
DRW Drawdown Response (Value) to Transaction is related to drawdown response (value) to honor a
Honor a Drawdown Request drawdown request.
FFR Fed Funds Returned Transaction is related to Fed funds returned.
FFS Fed Funds Sold Transaction is related to Fed funds sold.
SVC Non-Value Service Message Transaction is related to non-value service message.
ARC Accounts Receivable Check Transaction is related to accounts receivable check.
CCD Cash Concentration or Disbursement Transaction is related to cash concentration or disbursement
corporate counterparty.
CIE Customer Initiated Entry A credit entry initiated by or on behalf of the holder of a consumer
account
CTX Corporate Trade Exchange Transaction is related to corporate trade exchange.
IAT International ACH Transaction is related to international ACH.
POP Point-Of-Purchase Transaction is related to point-of-purchase.
POS Point-Of-Sale Transaction is related to point-of-sale.
PPD Prearranged Payment or Deposit Transaction is related to prearranged payment or deposit consumer
counterparty.
RCK Re-presented Check Entry Transaction is related to re-presented check entry.
TEL Telephone Initiated Entry Transaction is related to telephone initiated entry.
WEB Internet Initiated Entry Transaction is related to internet initiated entry.

12.1.2 Service Level Codes

Table: FND_LOOKUPS
Lookup Type: IBY_SERVICE_LEVEL
Meaning: Service Level
Application: Payments
Description: Service level codes as defined in the ISO20022 external code list.
Access Level: Extensible
Code Meaning Description
BKTR Book Transaction Payment through internal book transfer.
NUGP Non-urgent Priority Payment Payment must be executed as a non-urgent transaction with
priority settlement.
NURG Non-urgent Payment Payment must be executed as a non-urgent transaction, which is
typically identified as an ACH or low value transaction.
PRPT EBA Priority Service Transaction must be processed according to the EBA Priority
Service.
SDVA Same Day Value Payment must be executed with same day value to the creditor.
SEPA Single Euro Payments Area Payment must be executed following the Single Euro Payments
Area scheme.
URGP Urgent Payment Payment must be executed as an urgent transaction cleared through
a real-time gross settlement system, which is typically identified as
a wire or high value transaction.
URNS Urgent Payment Net Settlement Payment must be executed as an urgent transaction cleared through
a real-time net settlement system, which is typically identified as a
wire or high value transaction.
12.1.3 New Codes

Table: FND_LOOKUPS
Lookup Type: IBY_Payment_Reason
Meaning: Payment Reason Code
Application: Payments
Description: Payment purpose codes as defined in the ISO20022 external code list.
Access Level: Extensible
Code Meaning Description
CDCD Cash Disbursement ATM Cash Withdrawal in an unattended or Cash
Advance in an attended environment (POI or bank
counter)
CDCB Card Payment with Cash Back Purchase of Goods and Services with additional Cash
disbursement at the POI (Cashback)
CDQC Quasi Cash Purchase of Goods which are equivalent to cash like
coupons in casinos.
CDOC Original Credit A service which allows the card acceptor to effect a
credit to a cardholder' account. Unlike a Merchant
Refund, an Original Credit is not preceded by a card
payment. This service is used for example for
crediting winnings from gaming.
ACCT Account Management Transaction moves funds between 2 accounts of same
account holder at the same bank.
CASH Cash Management Transfer Transaction is a general cash management instruction.
COLL Collection Payment Transaction is a collection of funds initiated via a
credit transfer or Credit Transfer.
CSDB Cash Disbursement Transaction is related to cash disbursement.
DEPT Deposit Transaction is releted to a payment of deposit.
INTC Intra Company Payment Transaction is an intra-company payment, ie, a
payment between two companies belonging to the
same group.
LIMA Liquidity Management Bank initiated account transfer to support zero target
balance management, pooling or sweeping.
NETT Netting Transaction is related to a netting operation.
AGRT Agricultural Transfer Transaction is related to the agricultural domain.
AREN Accounts Receivables Entry Transaction is related to a payment associated with an
Account Receivable Entry
BEXP Business Expenses Transaction is related to a payment of business
expenses.
BOCE Back Office Conversion Entry Transaction is related to a payment associated with a
Back Office Conversion Entry
COMC Commercial Payment Transaction is related to a payment of commercial
credit or debit. (formerly CommercialCredit)
CPYR Copyright Transaction is payment of copyright.
GDDS Purchase Sale Of Goods Transaction is related to purchase and sale of goods.
GDSV Purchase Sale Of Goods And Services Transaction is related to purchase and sale of goods
and services.
GSCB Purchase Sale Of Goods And Services With Cash Transaction is related to purchase and sale of goods
Back and services with cash back.
LICF License Fee Transaction is payment of a license fee.
POPE Point of Purchase Entry Transaction is related to a payment associated with a
Point of Purchase Entry.
ROYA Royalties Transaction is the payment of royalties.
SCVE Purchase Sale Of Services Transaction is related to purchase and sale of services.
SUBS Subscription Transaction is related to a payment of information or
entertainment services either in printed or electronic
form.
SUPP Supplier Payment Transaction is related to a payment to a supplier.
TRAD Trade Services Transaction is related to a trade services operation.
CHAR Charity Payment Transaction is a payment for charity reasons.
COMT Consumer Third Party Consolidated Payment Transaction is a payment used by a third party who
can collect funds to pay on behalf of consumers, ie
 credit counseling or bill payment companies.
CLPR Car Loan Principal Repayment Transaction is a payment of car loan principal
payment.
DBTC Debit Collection Payment Collection of funds initiated via a debit transfer.
GOVI Government Insurance Transaction is related to a payment of government
insurance.
HLRP Housing Loan Repayment Transaction is related to a payment of housing loan.
INPC Insurance Premium Car Transaction is a payment of car insurance premium.
INSU Insurance Premium Transaction is payment of an insurance premium.
INTE Interest Transaction is payment of interest.
LBRI Labor Insurance Transaction is a payment of labor insurance.
LIFI Life Insurance Transaction is a payment of life insurance.
LOAN Loan Transaction is related to transfer of loan to borrower.
LOAR Loan Repayment Transaction is related to repayment of loan to lender.
PPTI Property Insurance Transaction is a payment of property insurance.
RINP Recurring Installment Payment Transaction is related to a payment of a recurring
installment made at regular intervals.
TRFD Trust Fund Transaction is related to a payment of a trust fund.
ADVA Advance Payment Transaction is an advance payment.
CBFF Capital Building Transaction is related to capital building fringe
fortune, ie capital building for retirement.
CCRD Credit Card Payment Transaction is related to a payment of credit card
account.
CDBL Credit Card Bill Transaction is related to a payment of credit card bill.
CFEE Cancellation Fee Transaction is related to a payment of cancellation fee.
COST Costs Transaction is related to payment of costs.
DCRD Debit Card Payment Transaction is related to a debit card payment.
GOVT Government Payment Transaction is a payment to or from a government
department.
ICCP Irrevocable Credit Card Payment Transaction is reimbursement of credit card payment.
IDCP Irrevocable Debit Card Payment Transaction is reimbursement of debit card payment.
IHRP Instalment Hire Purchase Agreement Transaction is payment for an installment/hire-
purchase agreement.
INSM Installment Transaction is related to a payment of an installment.
MSVC Multiple Service Types Transaction is related to a payment for multiple
service types.
NOWS Not Otherwise Specified Transaction is related to a payment for type of services
not specified elsewhere.
OFEE Opening Fee Transaction is related to a payment of opening fee.
OTHR Other Other payment purpose.
PADD Preauthorized debit Transaction is related to a pre-authorized debit
origination
PTSP Payment Terms Transaction is related to payment terms specifications
RCKE Re-presented Check Entry Transaction is related to a payment associated with a
re-presented check entry
RCPT Receipt Payment Transaction is related to a payment of receipt.
REFU Refund Transaction is the payment of a refund.
RENT Rent Transaction is the payment of rent.
STDY Study Transaction is related to a payment of study/tuition
costs.
TELI Telephone-Initiated Transaction Transaction is related to a payment initiated via
telephone.
WEBI Internet-Initiated Transaction Transaction is related to a payment initiated via
internet.
ANNI Annuity Transaction settles annuity related to credit, insurance,
investments, others
CMDT Commodity Transfer Transaction is payment of commodities.
DERI Derivatives Transaction is related to a derivatives transaction
DIVD Dividend Transaction is payment of dividends.
FREX Foreign Exchange Transaction is related to a foreign exchange operation.
HEDG Hedging Transaction is related to a hedging operation.
PRME Precious Metal Transaction is related to a precious metal operation.
SAVG Savings Transfer to savings/retirement account.
SECU Securities Transaction is the payment of securities.
TREA Treasury Payment Transaction is related to treasury operations.
ANTS Anesthesia Services Transaction is a payment for anesthesia services.
CVCF Convalescent Care Facility Transaction is a payment for convalescence care
facility services.
DMEQ Durable Medical Equipment Transaction is a payment is for use of durable medical
equipment.
DNTS Dental Services Transaction is a payment for dental services.
HLTC Home Health Care Transaction is a payment for home health care
services.
HLTI Health Insurance Transaction is a payment of health insurance.
HSPC Hospital Care Transaction is a payment for hospital care services.
ICRF Intermediate Care Facility Transaction is a payment for intermediate care facility
services.
LTCF Long Term Care Facility Transaction is a payment for long-term care facility
services.
MDCS Medical Services Transaction is a payment for medical care services.
VIEW Vision Care Transaction is a payment for vision care services.
ALMY Alimony Payment Transaction is the payment of alimony.
BECH Child Benefit Transaction is related to a payment made to assist
parent/guardian to maintain child.
BENE Unemployment Disability Benefit Transaction is related to a payment to a person who is
unemployed/disabled.
BONU BonusP ayment. Transaction is related to payment of a bonus.
COMM Commission Transaction is payment of commission.
CSLP Company Social Loan Payment To Bank Transaction is a payment by a company to a bank for
financing social loans to employees.
GVEA Austrian Government Employees Category A Transaction is payment to category A Austrian
government employees.
GVEB Austrian Government Employees Category B Transaction is payment to category B Austrian
government employees.
GVEC Austrian Government Employees Category C Transaction is payment to category C Austrian
government employees.
GVED Austrian Government Employees Category D Transaction is payment to category D Austrian
government employees.
PAYR Payroll Transaction is related to the payment of payroll.
PENS Pension Payment Transaction is the payment of pension.
PRCP Price Payment Transaction is related to a payment of a price.
SALA Salary Payment Transaction is the payment of salaries.
SSBE Social Security Benefit Transaction is a social security benefit, ie payment
made by a government to support individuals.
ESTX Estate Tax Transaction is related to a payment of estate tax.
HSTX Housing Tax Transaction is related to a payment of housing tax.
INTX Income Tax Transaction is related to a payment of income tax.
NITX Net Income Tax Transaction is related to a payment of net income tax.
TAXS Tax Payment Transaction is the payment of taxes.
VATX Value Added Tax Payment Transaction is the payment of value added tax.
WHLD With Holding Transaction is related to a payment of withholding tax.
AIRB Air Transaction is a payment for air transport related
business.
BUSB Bus Transaction is a payment for bus transport related
business.
FERB Ferry Transaction is a payment for ferry related business.
RLWY Railway Transaction is a payment for railway transport related
business.
CBTV Cable TV Bill Transaction is related to a payment of cable TV bill.
ELEC Electricity Bill Transaction is related to a payment of electricity bill.
ENRG Energies Transaction is related to a utility operation.
GASB Gas Bill Transaction is related to a payment of gas bill.
 NWCH Network Charge Transaction is related to a payment of network
charges.
NWCM Network Communication Transaction is related to a payment of network
communication.
OTLC Other Telecom Related Bill Transaction is related to a payment of other telecom
related bill.
PHON Telephone Bill Transaction is related to a payment of telephone bill.
WTER Water Bill Transaction is related to a payment of water bill.

12.1.4 Account Type Codes

Table: FND_LOOKUPS
Lookup Type: BANK_ACCOUNT_TYPE
Meaning: Bank Account Type
Application: Cash Management
Description: Account type codes as described in ISO20022 specification.
Access Level: Extensible
Code Meaning Description
CACC CACC Current Account used to post debits and credits when no specific account has been nominated.
CASH CASH CashPayment Account used for the payment of cash.
CHAR CHAR Charges Account used for charges if different from the account for payment.
CISH CISH CashIncome Account used for payment of income if different from the current cash account.
COMM COMM Commission Account used for commission if different from the account for payment.
LOAN LOAN Loan Account used for loans.
MGLD MGLD MarginalLending Account used for a marginal lending facility.
MOMA MOMA MoneyMarket Account used for money markets if different from the cash account.
NREX NREX NonResidentExternal Account used for non-resident external.
ODFT ODFT Overdraft Account is used for overdrafts.
ONDP ONDP OverNightDeposit Account used for overnight deposits.
Settlement Account used to post debit and credit entries, as a result of transactions cleared and settled
SACC SACC through a specific clearing and settlement system.
SLRY SLRY Salary Accounts used for salary payments.
SVGS SVGS Savings Account used for savings.
TAXE TAXE Tax Account used for taxes if different from the account for payment.
TRAS TRAS CashTrading Account used for trading if different from the current cash account.

12.2 Other Seed Data

12.2.1 Payment System Account Settings

Payment System Code: global

Payment System Name: Global Payment System
Setting Code Setting Name Data Type
CGI_INITIATING_PARTY_OTHRID CGI Initiating Party Other_Identifier Character
CGI_INITIATING_PARTY_BICorBEI CGI Initiating Party BIC or BEI Character
CGI_INITIATING_PARTY_NAME CGI Initiating Party Name Character
ULTIMATE_CREDITOR_ID Ultimate Creditor ID Character
ULTIMATE_CREDITOR_BICorBEI Ultimate Creditor BIC or BEI Character
ULTIMATE_CREDITOR_NAME Ultimate Creditor Name Character
DEBTOR_NAME Debtor Name Character
DEBTOR_BICORBEI Debtor_BICOrBEI Character
DEBTOR_OTHRID Debtor_Other_Identifier Character
DEBTOR_ID_SCHME_NM Debtor_Other_Identification_Scheme_Name Character
13. Upgrade and Migration
Attribute/function of original
feature
Logical Grouping Value in PPP
Batch booking value in
payment process profile
Service Level / Delivery
Channel Overrides
Invoice Legal Entity on
Payment Process Profile
document grouping
Service Level on Supplier
Level
Description What is the equivalent in the new
feature
This value was initially defined as a dropdown with multiple Dropdown is suggested to be a
values like Single/Groped/Mixed/Null. These values changed checkbox.
with changes in ISO guidelines. Now the logical grouping
value is purely an implementation decision rather than
guideline.
We have chosen to replace the grouping dropdown with a
checkbox to specify whether logical grouping should happen
for the given payment format.
Batch booking value in payment process profile For upgraded PPPs this value will
be unchecked.
Service Level / Delivery Channel Overrides For upgraded PPPs this value will
be NULL.
Invoice Legal Entity on Payment Process Profile document For upgraded PPPs this value will
grouping be unchecked.
Service Level on Supplier Level For upgraded Suppliers this value
will be NULL.