A PLAN FOR EVERY ONE OF YOUR HEALTH NEEDS

Coverage
ProHealth ProHealth ProHealth ProHealth
Benefits at a ProHealth Plus
Protect Preferred Premier Accumulate
Glance
Sum Insured (SI) 2.5, 3.5, 4.5, 5.5, 7.5, 10, 4.5, 5.5, 7.5, 10, 15, 20, 15, 30, 50 100 5.5, 7.5, 10, 15, 20,
(figures in ` in Lacs) 15, 20, 25, 30, 50 25, 30, 50 25, 30, 50
In-patient Covered upto Single Any hospital room except Suite Covered upto Single
Hospitalization Private Room for Private Room for
SI upto 5.5 Lacs & any SI upto 5.5 Lacs & any
hospital room except hospital room except
suite and higher for SI suite and higher for SI
above 5.5 lacs above 5.5 Lacs
Pre - Hospitalization Upto 60 days

Post - Hospitalization Upto 90 days Upto 180 days Upto 90 days

Day Care treatment 500 plus listed Day Care treatments covered upto Sum Insured

Domiciliary Treatment Treatment at home covered upto Sum Insured

Upto ` 2000 per Upto ` 3000 per Upto ` 2000 per
Ambulance Expenses Actual expenses per event
event event event
Donor Expenses Covered upto Sum Insured
Basic Worldwide
Covered up to full Sum Insured once in a Policy Year
Emergency Cover
Restoration Of Sum
Multiple Restoration is available in a Policy Year for unrelated illnesses, injury in addition to the Sum Insured opted
Insured
AYUSH Cover In-patient hospitalization covered upto Sum Insured
Health Maintenance Upto ` 500 Upto ` 2000 Upto ` 15000 Option –
Benefit ` 5000,
` 10000,
` 15000,
` 20000
Maternity Expenses^  ` 15000 for normal; ` 50000 for normal; ` 1 lac for normal; 
` 25000 for C-section ` 1 lac for C-section ` 2 lacs for C-section
(per event) (per event) (per event)
New Born Baby
 Covered within maternity expenses 
Expenses^
First Year
 Covered over & above maternity expenses 
Vaccinations^
Health Check-Up Available once every Available each policy year(excluding the first year) Available once every
(for all insured aged 3rd policy year 3rd policy year
18 years & above)
Expert Opinion on
Available once during the Policy Year
Critical illness
Value
Cumulative Bonus
Added Guaranteed 5%, Guaranteed 5%,
(% increase in Sum Guaranteed 10%, Max - 200%
Max -200% Max -200%
Insured)
Earn point’s equivalent to 1% of premium paid and additional points max. upto 19% from our wellness programs.
Healthy Rewards Redeem earned points against renewal premium discount or as Health Maintenance Benefit anytime or as
equivalent value while availing services through our Network Providers
Hospital Daily Cash
Benefit
` 1000 ` 2000 ` 3000 ` 3000 ` 1000
(for each 24 hours
hospitalization)
` 50,000, 1/2/3/4/
Deductible* ` 1/2/3/4/5/7.5/10 Lacs x x
5/7.5/10 Lacs
Reduction in
Optional  Maternity waiting period Reduced from 48 months to 24 months 
Maternity Waiting
Voluntary Co-
10% or 20% as opted   10% or 20% as opted
Payment*
Waiver of Mandatory
√ √ √ √ √
Co-pay
Cumulative Bonus Guaranteed 25%,
Guaranteed 25%, Max - 200% 
Booster Max - 200%
Critical Illness#
Add On (lumpsum additional √ √ √  √
100% of SI opted)
*Voluntary Co-pay & Deductible cannot be opted under the same plan. ^Waiting Period of 48 months applies. #Available with 1 & 2 years policy terms.