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439+398 439+398
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A"QDXNTNEEDMCDCAX@MXSGHMFXNTQSDWSR@XR %NXNTEDDKVG@SHRR@HCHRE@HQ@MCA@K @RHMBNQQDBSAXXNTQBNLOTSDQfENQDW@LOKDSGDLNRSBNLLNMVNQCOQNBDRRNQRTFFDRSR=2@A<
@MBDC ENQ=<@A1<0 (.0A60@ENQ(.06AB@ 8.?.<82ENQ82?.A<@2 ,2.@AENQ,2.A@@MC/.9152.121ENQ.912
B*EMDBDRR@QX QDVQHSDXNTQSDWSSNQDLNUD@MXAH@R 5F12
%NDRXNTQSDWSBNMS@HM@MXBTKSTQ@KAH@RNQO@QNBGH@KHRLR 'TQSGDQLNQD RODKKHMF @MC FQ@LL@Q BGDBJDQR NESDM CN MNS CDSDBS VNQCR VQHSSDM BNQQDBSKX ATS
@)NVB@MXNTHLOQNUDSGHR TRDCHMSGDVQNMFBNMSDWSf=?6;06=92@MC=?6;06=.9NQ0.B@.9@MC0.@B.9ENQDW@LOKD.HRRODKK
*MBK@RR HMFQNTORNQHMO@HQR DWBG@MFDSDWSR@MCDU@KT@SDD@BGNSGDQkRVQHSHMF FNHMF HMFR @MC L@K@OQNOHRLR RTBG @R +@MD "TRSDMkR 52?<6; 0B??.;A ?2@2.?05 NQ SGD 5B:.; 4;<:2
SGQNTFGSGDONHMSR@ANUD =?<720A LHFGS @LTRD XNTQ QD@CDQR ATS VNTKC CDSQ@BS EQNL XNTQ BQDCHAHKHSX 5GD 1GQ@RD#NNJ
SGDQDENQDHMBKTCDR@MTLADQNE8QHSHMF)DKORDBSHNMRNMBNLLNMKXBNMETRDCVNQCRHMTMHUDQRHSX
@MCQDRD@QBGVQHSHMF
7/9/8.'3*#!85+11/3-8
5GDKHRSRADKNVFHUDSGDLNRSBNLLNMRODKKHMFCHEEDQDMBDRADSVDDM#QHSHRG@MC64&MFKHRG"R
RS@SDC@ANUD LNRSATSMNS@KKNESGDRDVHKKADOHBJDCTOAXXNTQBNLOTSDQRODKKBGDBJDQ)NV
DUDQ HSHRHLONQS@MSSNADE@LHKH@QVHSGSGDA@RHBRODKKHMFCHEEDQDMBDRADSVDDMSGDSVNU@QHDSHDR
"R@KQD@CXLDMSHNMDC FDMDQ@KKXROD@JHMF#QHSHRGRODKKHMFR@QD @KRNTRDCHM*QDK@MC "TRSQ@KH@
/DV;D@K@MC@MC4NTSG"EQHB@5GD64BNKTLMFHUDRRODKKHMFRTRDCHMSGD6MHSDC4S@SDR$@
M@CH@M&MFKHRGTRDRED@STQDRNEANSG#QHSHRG@MC64&MFKHRG CDODMCHMFNMSGDSXODNESDWS

%7/9/3-+15 !5+11/3-
9?+8.9
NCNTQ NCNQ
<3>3=28163=2 %#8163=2 O@QKNTQ O@QKNQ
@QANTQ@<:2:2.;6;4@ @QANQ Q@MBNTQ Q@MBNQ
@QCNTQ @QCNQ QHFNTQ@<:2:2.;6;4@ QHFNQ
@QLNTQ @QLNQ QTLNTQ QTLNQ
ADG@UHNTQ ADG@UHNQ R@UHNTQ R@UHNQNQR@UHNTQ
B@MCNTQ B@MCNQ R@UNTQ R@UNQ
BK@LNTQ BK@LNQ RLNTKCDQ RLNKCDQNQRLNTKCDQ
BNKNTQ BNKNQ ROKDMCNTQ ROKDMCNQ
CDLD@MNTQ CDLD@MNQ RTBBNTQ RTBBNQ
DM@LNTQ DM@LNQ STLNTQ STLNQ
DMCD@UNTQ DMCD@UNQ U@KNTQ U@KNQ
E@UNTQ E@UNQ U@ONTQ U@ONQ
EDQUNTQ EDQUNQ UHFNTQ UHFNQ
EK@UNTQ EK@UNQ
+/+8./
FK@LNTQ FK@LNTQNQFK@LNQ
G@QANTQ G@QANQ <3>3=28163=2 %#8163=2
GNMNTQ GNMNQ @DRSGDSHB @DRSGDSHB@KRNDRSGDSHB
GTLNTQ GTLNQ @M@DLH@ @MDLH@
K@ANTQ K@ANQ @M@DRSGDRH@ @MDRSGDRH@
LNTKC LNKC @QBG@DNKNFX @QBG@DNKNFXNQ@QBGDNKNFX
LNTKS LNKS $@DR@QD@MRDBSHNM BDR@QD@MRDBSHNM
MDHFGANTQ MDHFGANQ B@DRHTL BDRHTL

%7/9/3-+15 !5+11/3-
E@DBDR@KRNEDBDR EDBDR RTKOG@SD RTKE@SD
FXM@DBNKNFX FXMDBNKNFX RTKOGHSD RTKEHSD
G@DL@SNKNFX GDL@SNKNFX RTKOGTQHB RTKETQHB
GXONFKXB@DLH@ GXONFKXBDLH@
::+8.:
KDTJ@DLH@ KDTJDLH@
NQSGNO@DCHB NQSGNODCHB <3>3=28163=2 %#8163=2
O@DCH@SQHBR ODCH@SQHBR VNQRGHOOHMF VNQRGHOHMFNQVNQRGHOOHMF
1@K@DNKHSGHB 1@KDNKHSGHB VNQRGHOODC VNQRGHODCNQVNQRGHOODC
O@K@DNAHNKNFXDSB O@KDNAHNKNFXDSB VNQRGHOODQ VNQRGHODQNQVNQRGHOODQ

9/+8./ 66+8.6
5GDRD CHEEDQDMBDR HMBKTCDUDQA ENQLR VHSG 6;4 @MC 21 ATS MNS SGD A< ENQL)NVDUDQ MDHSGDQ
<3>3=28163=2 %#8163=2
#QHSHRGMNQ64&MFKHRGHRBNMRHRSDMSfENQHMRS@MBD 2>B.99F@MC2>B.96AFHMANSGfRN@KV@XRTRD
@LNDA@ @LDA@NQ@LNDA@ @RODKKBGDBJDQNQCHBSHNM@QX@RXNTQFTHCD"MTLADQNEDW@LOKDR@QDFHUDMADKNV
@OMND@ @OMD@
<3>3=28163=2 %#8163=2
BNDKH@B BDKH@B
ADUDKKHMF ADUDKHMF
CH@QQGND@ CH@QQGD@
ADUDKKDC ADUDKDC
FNMNQQGND@ FNMNQQGD@
B@MBDKKHMF B@MBDKHMF
L@MNDTUQD L@MDTUDQ
B@MBDKKDC B@MBDKDC
NDRNOG@FTR DRNOG@FTR
B@MBDKK@SHNM B@MBDKK@SHNMNQB@MBDK@SHNM
NDRSQNFDM DRSQNFDM
BNTMRDKKHMF BNTMRDKHMF
BNTMRDKKDC BNTMRDKDC
:2+8.0
BNTMRDKKNQ BNTMRDKNQ
<3>3=28163=2 %#8163=2
CH@KKHMF CH@KHMF
RTKOGTQ RTKETQ

%7/9/3-+15 !5+11/3-
CH@KKDC CH@KDC RHFM@KKHMF RHFM@KHMF
CTDKKHMF CTDKHMF RHFM@KKDC RHFM@KDC
CTDKKDC CTDKDC RHFM@KKDQ RHFM@KDQ
CTDKKHRS CTDKHRS SNS@KKHMF SNS@KHMF
DPT@KKHMF DPT@KHMF SNS@KKDC SNS@KDC
DPT@KKDC DPT@KDC STMMDKKHMF STMMDKHMF
ETDKKHMF ETDKHMF STMMDKKDC STMMDKDC
ETDKKDC ETDKDC STMMDKKDQ STMMDKDQ
IDVDKKDQ IDVDKDQ SQ@MPTHKKHYDNQSQ@MPTHKKHRD SQ@MPTHKHYDNQSQ@MPTHKKHYD
IDVDKKDQX IDVDKQX SQ@MPTHKKHYDQNQSQ@MPTHKKHRDQ SQ@MPTHKHYDQNQSQ@MPTHKKHYDQ
K@ADKKHMF K@ADKHMF SQ@MPTHKKHSX SQ@MPTHKKHSXNQSQ@MPTHKHSX
K@ADKKDC K@ADKDC SQ@UDKKHMF SQ@UDKHMF
KDUDKKHMF KDUDKHMF SQ@UDKKDC SQ@UDKDC
KDUDKKDC KDUDKDC SQ@UDKKDQ SQ@UDKDQ
KHADKKHMF KHADKHMF VNNKKDM VNNKDM
KHADKKDC KHADKDC VNNKKX VNNKKXNQVNNKX
KHADKKNTR KHADKNTR
6+8.66
L@QRG@KKHMF L@QRG@KHMF
*MBNMSQ@RSSNSGDDW@LOKDR@ANUD HMSGDVNQCRADKNVHSHR#QHSHRG&MFKHRGVHSG9@MC64&MF
L@QRG@KKDC L@QRG@KDC
KHRGVHSG99'TQSGDQLNQD HSHRSGDA<ENQL@MCOQDRDMSSDMRD@UDQAENQLSG@SCHEEDQ@RVDKK@R@
LNCDKKHMF LNCDKHMF MTLADQNENSGDQENQLR
LNCDKKDC LNCDKDC
<3>3=28163=2 %#8163=2
PT@QQDKKHMF PT@QQDKHMF
CHRSHK CHRSHKK
PT@QQDKKDC PT@QQDKDC
DMQNK DMQNKKNQDMQNK

%7/9/3-+15 !5+11/3-
B398+8.->398
DMQNKLDMS DMQNKKLDMS
DMSGQ@K DMSGQ@KKNQDMSGQ@K <3>3=28163=2 %#8163=2
DWSNK DWSNKNQDWSNKK HMEKDBSHNMNQHMEKDWHNM HMEKDBSHNM
ETKEHK ETKEHKKNQETKEHK
-/+8.=/
ETKEHKLDMS ETKEHKKLDMSNQETKEHKLDMS
<3>3=28163=2 %#8163=2
HMRS@KLDMS HMRS@KKLDMSNQHMRS@KLDMS
CDEDMBD CDEDMRD
HMRSHK HMRSHKKNQHMRSHK
@KHBDMBD @KHBDMRD
RJHKETK RJHKKETK
SNKHBDMRD SNKHBDMRD
RJHKETKMDRR RJHKKETKMDRR
NEEDMBD NEEDMRDNQNEEDMBD
RJHKETKKX RJHKKETKKX
@OQ@BSHBD @OQ@BSHBD
VHKETK VHKKETKNQVHKETK
SNOQ@BSHRD SNOQ@BSHBD
-+8.5 OQDSDMBD OQDSDMRD
<3>3=28163=2 %#8163=2 UHBDA<<93<?4?6==6;4 UHRDNQUHBD
KDTBNAK@RSNQKDTJNAK@RS KDTJNAK@RS
</+8./<
KDTBNBXSDNQKDTJNBXSD KDTJNBXSD
<3>3=28163=2 %#8163=2
RBDOSHB RJDOSHB
B@KHAQD B@KHADQ
RBDOSHB@K RJDOSHB@K
BDMSQD BDMSDQ
RBDOSHBHRL RJDOSHBHRL
EHAQD EHADQ
;?+8.-5 FNHSQD FNHSDQ
<3>3=28163=2 %#8163=2 KHSQD LHKKHKHSQDDSB KHSDQ LHKKHKHSDQDSB
BGDPTD:<;2F BGDBJ KTRSQD KTRSDQ
BGDPTDQ=.AA2?; BGDBJDQ L@MNDTUQD L@MDTUDQ

%7/9/3-+15 !5+11/3-

981+8.=29<>/8.381=
LD@FQD LD@FDQ
4NLDVNQCRHM#QHSHRG&MFKHRGG@UD@KNMFDMCHMF VGDQDSGD64RODKKHMFG@R@RGNQSDMCHMF
LDSQD@<:2:2.;6;4@ LDSDQ
$NLO@QD SGD ENKKNVHMF DW@LOKDR /NSD GNVDUDQ SG@S MNS @KK RTBG VNQCR CHEEDQ ENQ HMRS@MBD
LDSDQ:2.@B?6;412C602 LDSDQ RDDMNSD
ANSG#QHSHRG@MC64&MFKHRGVQHSD16.4?.: 56@A<4?.:@MC@F;.4<4B2
LHSQD LHSDQ
<3>3=28163=2 %#8163=2
NBGQD NBGDQNQNBGQD
@M@KNFTD @M@KNFTD@MC@M@KNF
R@AQD R@ADQ
@M@KNF0<:=BA6;4 @M@KNF
RBDOSQD RBDOSDQ
@WD @WNQ@WD
RDOTKBGQD RDOTKBGDQ
B@S@KNFTD B@S@KNFNQB@S@KNFTD
SGD@SQD SGD@SDQNQSGD@SQD
CH@KNFTD CH@KNFTDNQCH@KNF
SHSQD SHSDQ
FQ@LNQFQ@LLDDSB FQ@LDSB
9>/HMANSG#QHSHRG@MC64&MFKHRG :2A2?HRVQHSSDMVHSG2?VGDMHSLD@MR@LD@RTQHMFCD OQNFQ@LLD OQNFQ@L
UHBDNQSNLD@RTQD ENQDW@LOKD
OQNFQ@L0<:=BA6;4 OQNFQ@L
LDSDQ
*M#QHSHRG&MFKHRG SGDRGNQSENQLR.;.9<4@MC=?<4?.:@QDTRDCHMBNLOTSHMF
@KSHLDSDQ
>2/<=:/66381.300/</8-/=
A@QNLDSDQ
5GDENKKNVHMFVNQCR@QDVQHSSDMCHEEDQDMSKXHM#QHSHRG@MC64&MFKHRG0M#QHSHRG@MC64UNB@AT
SGDQLNLDSDQ
K@QXCHEEDQDMBDR RDDETQSGDQADKNV
5GDENKKNVHMFVNQCR@QD@KRN@KV@XRVQHSSDMVHSG2?HMANSG#QHSHRG@MC64&MFKHRG
<3>3=28163=2 %#8163=2
CH@LDSDQ CQ@TFGS@<:2:2.;6;4@ CQ@ES
O@Q@LDSDQ FQDX FQ@X
ODMS@LDSDQ OKNTFG OKNV
ODQHLDSDQ RSNQDX39<<?<3/B6916;4 RSNQX
SXQDC256092 SHQD

%7/9/3-+15 !5+11/3-
'3*85+11/3-8 CHRFTHRD DMSDQOQHRD DWBHRD
8NQCRRTBG@R<?4.;6G2@MC<?4.;6@2B@MADVQHSSDMVHSG GNQ@ VHSG64&MFKHRGTRHMFSGD G DWDQBHRD DWODQSHRD EQ@MBGHRD
ENQL@MC#QHSHRG&MFKHRGTRHMFDHSGDQGNQ@'NQDW@LOKD
FTHRD HLOQNUHRD HMBHRD
%#8163=2 <3>3=28163=2 KH@HRD KHJDVHRD L@K@HRD
NQF@MHYD NQF@MHYDNQNQF@MHYD LHRDQ MNHRD NSGDQVHRD
NQF@MHYHMF NQF@MHYHMFNQNQF@MHYHMF ONHRD OQ@HRD Q@HRD
NQF@MHYDC NQF@MHYDCNQNQF@MHYDC QDUHRD QHRD RTBBHRD
NQF@MHYDQ NQF@MHYDQNQNQF@MHYDQ RTODQUHRD RTQLHRD RTQOQHRD
NQF@MHY@SHNM NQF@MHY@SHNMNQNQF@MHY@SHNM SDKDUHRD SQD@SHRD STQPTNHRD
QDBNFMHY@AKD QDBNFMHY@AKDNQQDBNFMHR@AKD VHRD
8GDMVQHSHMFHM#QHSHRG&MFKHRG SGDQDENQD XNTRGNTKCCDBHCDVGDSGDQSNTRDSGDGNQ@RODKKHMF
'9<.=+6A+C=A<3>>/8A3>238<3>3=28163=2
@MCTRDSGDR@LDCHBSHNM@QXNQRODKKHMFBGDBJDQSGQNTFGNTSENQBNMRHRSDMBX SGNTFGRDDADKNV

*MBGNNRHMFVGHBGSNTRD XNTRGNTKCENKKNV@MXRSXKDFTHCDKHMDRNEXNTQTMHUDQRHSX OTAKHRGDQNQ <3>3=28163=2 %#8163=2
S@QFDSINTQM@K
@M@KXRD @M@KXYD
*E XNT VHRG SN L@JD XNTQ SDWS LNQD HMSDQM@SHNM@K TRHMF SGD G RODKKHMF QDCTBDR SGD CHEEDQDMBDR
ADSVDDM#QHSHRG@MC64&MFKHRG*ME@BS GHRSGDRS@MC@QC#QHSHRG&MFKHRGRODKKHMFHMSGD0WENQC
B@S@KXRD B@S@KXYD
&MFKHRGCHBSHNM@QHDRENQDW@LOKD
6MENQSTM@SDKX ENQ6,&MFKHRGXNTQVNQCOQNBDRRNQL@XMNSCHRSHMFTHRGADSVDDM@@MCGRODKK CH@KXRD CH@KXYD
HMFR L@JHMFBNMRHRSDMSBNLOTSDQBGDBJHMFNEXNTQCNBTLDMSLNQDCHEEHBTKS
DKDBSQNKXRD DKDBSQNKXYD
GXCQNKXRD GXCQNKXYD
'9<.=:<989?8-/.,?>A<3>>/8A3>238,9>2<3>3=2+8.%#8163=2
O@Q@KXRD O@Q@KXYD
/DHSGDQ#QHSHRGMNQ64&MFKHRGTRDRGNQ@RODKKHMFRBNMRHRSDMSKXfANSGTRDG@MC@SNU@QXHMF
DWSDMSR"KHRSNEVNQCRSG@S@QDOQNMNTMBDCGATS@KV@XRVQHSSDMVHSG@ HMANSG#QHSHRG@MC64
OXQNKXRD OXQNKXYD
&MFKHRG HRFHUDMADKNV
#TS
@CUHRD @QHRD BG@RSHRD
BHQBTLBHRD BNLOQHRD BNLOQNLHRD KXRD KXRD

CDLHRD CDROHRD CDUHRD

%7/9/3-+15 :3)9:'9/43
'<3>381:<+->3-/
:3)9:'9/43
-NNJ@SSGDRODKKHMFHMXNTQSDWS
@*RXNTQSDWSHM#QHSHRG&MFKHRG 64&MFKHRGNQNSGDQ&MFKHRGU@QHDSX
A$GDBJXNTQSDWSENQ@MXRODKKHMFLHRS@JDR
$G@MFDXNTQSDWSSN#QHSHRGNQ64&MFKHRG
@'NKKNVHMFSGDDW@LOKDR@ANUD VG@SRODKKHMFBG@MFDRCNXNTMDDCSNL@JD
*E@U@HK@AKDNMXNTQBNLOTSDQ BG@MFDXNTQSDWSSN@MNSGDQ&MFKHRGU@QHDSX ENQDW@LOKD 8QHSSDM SDWSR K@BJ SGD HMSNM@SHNM NE RODDBG 1TMBST@SHNM SGDQDENQD GDKOR SN FTHCD SGD QD@CDQ
"TRSQ@KH@M $@M@CH@M *QHRG /DV;D@K@MCNQ4NTSG"EQHB@M&MFKHRG SGQNTFG @ SDWS BK@QHEXHMF SGD LD@MHMF AX @CCHMF O@TRDR NE U@QXHMF KDMFSG @MC AX HMCHB@SHMF
@8G@SRODKKHMFBG@MFDRCNDRXNTQBNLOTSDQRTFFDRS PTDRSHNMR
*MBK@RR HMFQNTORNQHMO@HQR DWBG@MFDSDWSR@MCDU@KT@SDD@BGNSGDQkRVQHSHMF FNHMF 1TMBST@SHNMHM&MFKHRGRGNTKCMNSADBNMUNKTSDCNQLDBG@MHB@K Q@SGDQHSRGNTKCGDKOSGDQD@CDQ
SGQNTFGSGDONHMSR@ANUD TMCDQRS@MCXNTQLD@MHMF1TMBST@SHNML@QJR@QDKHJDSQ@EEHBRHFM@KR@ETKKRSNO(#NQODQHNC64
LD@MRjRSNOk @MC@BNLL@LD@MRO@TRDENQAQD@SGNQLD@MHMF"RDLHBNKNMHR@G@KERSNOf
KDRRSG@M@ETKKRSNONQODQHNCATSLNQDSG@M@BNLL@f@MC@BNKNMRHFM@KRRNLDSGHMF@GD@C
"PTDRSHNML@QJRHFMHEHDRNEBNTQRD@PTDRSHNM @MC@C@RGNQO@QDMSGDRDRL@QJ@CCHSHNM@KHM
ENQL@SHNM
6RHMFSGDRDOTMBST@SHNML@QJR XNTRGNTKCOTMBST@SDXNTQSDWS@RHEXNTVDQDQD@CHMFHS@KNTC
SN@M@TCHDMBDfENQDW@LOKDHEFHUHMF@OQDRDMS@SHNMfSNL@JDXNTQLD@MHMFBKD@Q
-HJDRODKKHMF@MCFQ@LL@Q OTMBST@SHNMHRFNUDQMDCAXQTKDR ATSSGDRDQTKDR@QDHMRNLDB@RDR
@QAHSQ@QX@MCHMBNMRHRSDMS"MC@KSGNTFGXNTQBNLOTSDQB@MNEEDQA@RHBOTMBST@SHNM@CUHBD SGHR
RGNTKC AD SQD@SDC VHSG B@TSHNM VHSG SGDHQ LDBG@MHB@K @OOKHB@SHNM NE QTKDR @MC EQDPTDMS K@BJ NE
BNMRHCDQ@SHNMNEBNMSDWS BTQQDMSFQ@LL@QBGDBJDQRB@MRNLDSHLDRAD@GHMCQ@MBDQ@SGDQSG@M
@GDKO
5GD 8QHSHMF )DKO RDBSHNMR ADKNV FHUD @CUHBD NM @RODBSR NE OTMBST@SHNM BNLLNM HM TMHUDQRHSX
@MCQDRD@QBGVQHSHMF5GDRDHMBKTCDSGDBNLL@ RDLHBNKNM BNKNM GXOGDM@SHNM SGDONRRDRRHUD
VHSGL@ @MCOTMBST@SHMFPTNS@SHNMR

:118945475+7/4*#!
"ETKKRSNONQODQHNC @RHSRM@LDRTFFDRSR RSNORSGDQD@CDQ@SSGDDMCNE@RDMSDMBD ENQDW
@LOKD
5GDO@ODQNEEDQRKHSSKDSG@SHRMDV
5GDDWOK@M@SHNMRHLOKXCNDRMNSGNKCV@SDQ

%7/9/3-+15 :3)9:'9/43
5GDPTDRSHNM@OOD@QRSNG@UDMNRHLOKDRNKTSHNM "MCHMB@RDRNE@LAHFTHSX TRD@BNLL@SNL@JD@BKD@QCHRSHMBSHNMADSVDDMHSDLR
5GDQD@RNMRQDL@HMTMBKD@Q
1@SHDMSRkQDRONMRDRVDQDQDBNQCDC@RMNMD LHKC LNCDQ@SDNQRDUDQD
5GDETKKRSNONQODQHNCHR@KRNTRDCHM@AAQDUH@SHNMR5GDRD@QDCHRBTRRDCETQSGDQADKNV 1@SHDMSRkQDRONMRDRVDQDQDBNQCDC@RMNMD LHKC LNCDQ@SD NQRDUDQD
5GDVHCDQ@MFHMFCHRBTRRHNMBNUDQDCMNSNMKXGTL@MQHFGSR ATS@KRNBNQQTOSHNM@MCSGD
6MHSDC/@SHNMR
5GDVHCDQ@MFHMFCHRBTRRHNMBNUDQDCMNSNMKXGTL@MQHFGSR ATS@KRNBNQQTOSHNM @MCSGD
6MHSDC/@SHNMR
422'
"BNLL@HR@RGNQSO@TRDVHSGHM@RDMSDMBD @CCDCSNGDKOSGDQD@CDQTMCDQRS@MCXNTQLD@M 97:?>/<2/6:
HMF"MTLADQNEDW@LOKDREQNLSGD1GQ@RD#NNJ@QDFHUDMADKNV
5GDFQ@LL@QBGDBJDQHM.HBQNRNES8NQCB@MBGDBJBNLL@RHMRDQHDR@TSNL@SHB@KKXFNSN0O
5GDHQRSTCX KHJDSG@SNE9 HRHMEKTDMBDCAXe SHNMR f 4ODKKHMF (Q@LL@Q f 4DSSHMFR NQ 8NQC 0OSHNMR f 1QNNEHMF f (Q@LL@Q 4DSSHMFR @MC
5GDQDRTKSRRTFFDRS BNMSQ@QXSNBTQQDMSSGDNQX SG@Se RDKDBSj@KV@XRkNQjMDUDQkTMCDQj$NLL@QDPTHQDCADENQDK@RSHSDLk SGHRNOSHNML@XCDODMCNM
9BK@HLR HMLXUHDVVQNMFKX SG@Se XNTQOQNFQ@LUDQRHNM

5GHRCNDRMNSLD@M GNVDUDQ SG@Se
*MSDQDRSHMFKX RNLDRSTCHDRRGNVe
977+A3>2 +8.
)NVDUDQ QDBDMSQDRD@QBGRTFFDRSRSG@Se
*M64&MFKHRG @BNLL@HRMNQL@KKX@CCDC@ESDQ6 2 @MC2 4 @MCADENQD2A0 ENQDW@LOKD
5NHMUDRSHF@SDVGDSGDQe VDDW@LHMDCe
4LHSGkRO@ODQ HD GDQLNRSQDBDMSVNQJ HRVHCDKXBHSDC
4HLHK@QQDRTKSRG@UDADDMENTMCHMe RTFFDRSHMFSG@Se
4LHSGkRVNQJ DF GDQLNRSQDBDMSO@ODQ HRVHCDKXBHSDC
*ESGHRHRSGDB@RD SGDMe
4LHSGkRO@ODQR ANNJR EHMCHMFR DSB@QDVHCDKXBHSDC
#TSHM#QHSHRG&MFKHRG6 2 2 4 @MC2A0 @QDVQHSSDMVHSGNTS@BNLL@
977+=38=/<3/=
4LHSGkRO@ODQ HDGDQLNRSQDBDMSVNQJ HRVHCDKXBHSDC
*M64&MFKHRG @BNLL@HRMNQL@KKX@CCDCHM@RDQHDRNESGQDDNQLNQDHSDLR @RHMSGDDW@L
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'TQSGDQQDRD@QBGHRMDBDRR@QXe FDMDSHBR
.NRSNENTQQDRD@QBGV@RB@QQHDCNTSe
"FQD@SCD@KNEQDRD@QBGHRBNMBDQMDCVHSGe GXCQ@TKHBR
KHMFTHRSHBR

%7/9/3-+15 7'22'7
B+7:6/=
L@SGDL@SHBR
&BNMNLHBRHRS@TFGS@SL@MXTMHUDQRHSHDR
NARSDSQHBR
-HMFTHRSHBRHRSGDRSTCXNEK@MFT@FD
NOSHBR 0ARSDSQHBRHR@AQ@MBGNELDCHBHMD
1NKHSHBRHR@CHQSXATRHMDRR
O@DCH@SQHBR(#NQODCH@SQHBR64 %H@ADSDRHR@FQNVHMFOQNAKDL
5GDMDVR@ANTS%NKKXV@R@FQD@SRTQOQHRD
OGNMDSHBR
OGXRHBR
B-/:>398=
ONKHSHBR 5GDQD@QDRNLDDWBDOSHNMRVGDMSGDVNQCCDMNSDRMNSSGDM@LDATSQ@SGDQSGD@OOKHB@SHNMNE
SGDRTAIDBS*SL@XSGDMADTRDC@ROKTQ@K ENQDW@LOKD
QNANSHBR
(NNC@BNTRSHBR@QDHLONQS@MS
RDL@MSHBR
&BNMNLHBRCHBS@SDL@MX@RODBSRNENTQKHUDR
RDLHNSHBR )HRONKHSHBR@QDVDKKJMNVM
5GDRDRS@SHRSHBR@QDTMQDKH@AKD
RS@SHRSHBR
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SDBSNMHBR
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0MDRS@SHRSHBVNQSGMNSHMFHRSG@Se
"MC "BNLLNMS@BSHB
CH@ADSDR
LD@RKDR

77+-:1'751:7'18
LTLOR
Q@AHDR 4NLD VNQCR ANQQNVDC EQNL NSGDQ K@MFT@FDR HM O@QSHBTK@Q -@SHM (QDDJ @MC 'QDMBG G@UD HQ
QDFTK@QOKTQ@KRHM&MFKHRG"KSGNTFGL@MXMNVG@UDSGDTRT@K&MFKHRG@OKTQ@K RNLDRSHKKQDS@HM
QHBJDSR @-@SHM (QDDJNQ'QDMBGOKTQ@KDMCHMF VGHKDNSGDQRG@UDANSG'NQDW@LOKD SGDOKTQ@KNE@A6:B
9B@HR@A6:B96 SGDOKTQ@KNE3<0B@HR3<0B@2@NQ3<06 @MCSGDOKTQ@KNEC6?B@HRC6?B@2@
RB@AHDR
:NTQ BNLOTSDQ RODKKHMF BGDBJDQ VHKK @KDQS XNT SN HMBNQQDBS OKTQ@K ENQLR SGNTFG HM RNLD B@RDR
RGHMFKDR OQDEDQDMBDENQSGDNQHFHM@KNQSGD&MFKHRG@OKTQ@KCHEEDQREQNLRTAIDBSSNRTAIDBS@MCADSVDDM
ENQL@K@MCHMENQL@KK@MFT@FD
"KRN &W@LOKDRNESGDLNRSBNLLNMSXODRNEHQQDFTK@QOKTQ@KRHMTMHUDQRHSX@MCQDRD@QBGVQHSHMF@QD
FHUDMADKNV
MDVR

%7/9/3-+15 7'22'7
+>9+/
BQHRHR BQHRDR
#381?6+< 6?<+6 CH@FMNRHR CH@FMNRDR
@MSDMM@ @MSDMM@DNQ@MSDMM@R GXONSGDRHR GXONSGDRDR
ENQLTK@ ENQLTK@RNQENQLTK@D LDS@LNQOGNRHR LDS@LNQOGNRDR
K@QU@ K@QU@D MDLDRHR MDLDRDR
MDATK@ MDATK@DNQMDATK@R MDTQNRHR MDTQNRDR
UDQSDAQ@ UDQSDAQ@DNQUDQSDAQ@R N@RHR N@RDR
O@QDMSGDRHR O@QDMSGDRDR
/+?>9/+?B
RXMNORHR RXMNORDR
#381?6+< 6?<+6
SGDRHR SGDRDR
ATQD@T ATQD@TRNQATQD@TW
OK@SD@T OK@SD@TRNQOK@SD@TW 7+>97+>+
S@AKD@T S@AKD@TW #381?6+< 6?<+6
@MFHNL@ @MFHNL@RNQ@MFHNL@S@
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#381?6+< 6?<+6
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DL@SNL@RNQG @
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RDQHDR RDQHDR
KXLOGNL@ KXLOGNL@RNQKXLOGNL@S@
RODBHDR RODBHDR
LDK@MNL@ LDK@MNL@R@KRNLDK@MNL@S@
R@QBNL@ R@QBNL@RNQR@QBNL@S@
3=>9/=
RBGDL@ RBGDL@S@NQRBGDL@R
#381?6+< 6?<+6
RSHFL@ RSHFL@R@MCRSHFL@S@
@M@KXRHR @M@KXRDR
RSNL@ RSNL@S@NQRSNL@R
@WHR @WDR
A@RHR A@RDR

%7/9/3-+15 7'22'7
9>99/=
F@MFKHNM F@MFKH@NQF@MFKHNMR
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LHSNBGNMCQHNM LHSNBGNMCQH@
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OGDMNLDMNM OGDMNLDM@
#381?6+< 6?<+6
RODQL@SNYNNM RODQL@SNYN@
@QBGHODK@FN @QBGHODK@FNRNQ@QBGHODK@FNDR
S@WNM S@W@
B@QFN B@QFNRNQB@QFNDR
DBGN DBGNDR ?7>9+
DLA@QFN DLA@QFNDR #381?6+< 6?<+6
EQDRBN EQDRBNRNQEQDRBNDR @CCDMCTL @CCDMC@
FGDSSN FGDSSNRNQFGDSSNDR
@PT@QHTL @PT@QHTLRNQ@PT@QH@
G@KN G@KNDR
@TCHSNQHTL @TCHSNQHTLRNQ@TCHSNQH@
GDQN GDQNDR A@BSDQHTL A@BSDQH@
L@MFN L@MFNRNQL@MFNDR
BNMRNQSHTL BNMRNQSH@@KRNBNMRNQSHTLR
L@MHEDRSN L@MHEDRSNRNQL@MHEDRSNDR
BNMSHMTTL BNMSHMT@NQBNMSHMTTLR
LNRPTHSN LNRPTHSNDRNQLNRPTHSNR BTQQHBTKTL BTQQHBTK@NQBTQQHBTKTLR
ONS@SN ONS@SNDR
C@STL C@S@
SNL@SN SNL@SNDR
CHBSTL CHBS@NQCHBSTLR
SNQM@CN SNQM@CNDR DPTHKHAQHTL DPTHKHAQHTLRNQDPTHKHAQH@
UDSN UDSNDR
DQQ@STL DQQ@S@
UNKB@MN UNKB@MNDR
ENQTL ENQTLRNQENQ@
L@WHLTL L@WHLTLRNQL@WHL@
98>9+
LDCHTL LDCH@
#381?6+< 6?<+6
LDLNQ@MCTL LDLNQ@MCTLRNQLDLNQ@MC@
BQHSDQHNM BQHSDQH@

%7/9/3-+15 7'22'7
LHKKDMMHTL LHKKDMMH@NQLHKKDMMHTLR RXKK@ATR RXKK@ATRDRNQRXKK@AH
LHMHLTL LHMHLTLRNQLHMHL@
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LNQ@SNQHTL LNQ@SNQH@NQLNQ@SNQHTLR
NUTL NU@ #381?6+< 6?<+6
OGXKTL OGXK@ BNQOTR BNQONQ@NQBNQOTRDR
QDEDQDMCTL QDEDQDMC@NQQDEDQDMCTLR FDMTR FDMDQ@NQFDMTRDR
RDOSTL RDOS@
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RDQTL RDQTLRNQRDQ@
#381?6+< 6?<+6
RODBSQTL RODBSQ@NQRODBSQTLR
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RXLONRHTL RXLONRH@NQRXLONRHTLR
BNCDW BNCHBDR
TKSHL@STL TKSHL@STLRNQTKSHL@S@
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#381?6+< 6?<+6 L@SQHW L@SQHBDRNQL@SQHWDR
A@BHKKTR A@BHKKH SGNQ@W SGNQ@WDRNQSGNQ@BDR
AQNMBGTR AQNMBGH UNQSDW UNQSHBDRNQUNQSDWDR
ENBTR ENBTRDRNQENBH
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ETMFTR ETMFHNQETMFTRDR
#381?6+< 6?<+6
KNBTR KNBH
L@M LDM
MTBKDTR MTBKDHNQMTBKDTRDR
VNL@M VNLDM
Q@CHTR Q@CHHNQQ@CHTRDR
BGHKC BGHKCQDM
RSHLTKTR RSHLTKH
AQNSGDQ AQNSGDQR ?29646<B@AQDSGQDM

%7/9/3-+15 7'22'7
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SNNSG SDDSG
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LNTRD LHBD
KNTRD KHBD 7/.3+
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5GDLDCH@@QDNESDMAK@LDCENQRNBHDSXkRHKKR
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5GDC@S@@QDHMBNMBKTRHUD
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#381?6+< 8GHKDRNLDA@BSDQH@@QDG@QLETK NSGDQR@QDADMDEHBH@K
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%7/9/3-+15 7'22'7
A/L</HA/</HA2/</
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6RHMFSGDBNMETRHMFVNQCRRDBSHNM@ANUD BNMRSQTBSMDVRDMSDMBDRVHSGD@BGNESGD
+2?2HRSGDOKTQ@KNED.@
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8DVDQDUDQXRTQOQHRDC@SSGDQDRTKSRSGDXVDQDBNLOKDSDKXTMDWODBSDC
SGQNTFGSGDONHMSR@ANUD +2?2HR@KRNTRDCVHSGF<B VGDSGDQRHMFTK@QNQOKTQ@K
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1QNEDRRNQ$KDUDQ$KNFR@MC%Q4L@QSX1@MSR XNTVDQDANSGVQNMF
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43,:8/3-<47*857434:38 8GDQD@QDXNTFHUHMFXNTQO@ODQ
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*SkRQ@HMHMF 5GDXkQDNEE
A@VHSGNTS@M@ONRSQNOGDHR@ONRRDRRHUDOQNMNTM (526?HR@ONRRDRRHUDOQNMNTM
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A29L=HA29=/
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8GNkRQDRONMRHAKDENQSGHR 5GDQD@QDRDUDQ@KONRRHAKDDWOK@M@SHNMRENQe
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C9?L</HC9?< (Q@LL@Qf4DSSHMFRNQ8NQC0OSHNMRf1QNNEHMFf(Q@LL@Q4DSSHMFR@MCBGDBJSGDj$NL
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NMXNTQOQNFQ@LUDQRHNM

:NTkQDVQNMF
,<B?HR@ONRRDRRHUDOQNMNTM
:NTQO@ODQG@RADDM@BBDOSDCENQOTAKHB@SHNM

%7/9/3-+15 7'22'7
77+-:1'7;+7(8 EHMC ENTMC ENTMC
5GDKHRSADKNVFHUDRHQQDFTK@QUDQARBNLLNMHMTMHUDQRHSX@MCQDRD@QBGVQHSHMF ENQDB@RS ENQDB@RS ENQDB@RS
ENQFDS ENQFNS ENQFNSSDM
+=/9<7 +=>9<7 +<>3-3:6/
EQDDYD EQNYD EQNYDM
@QHRD @QNRD @QHRDM
FHUD F@UD FHUDM
AD@Q ANQD ANQMD
FN VDMS FNMD
ADBNLD ADB@LD ADBNLD
FQHMC FQNTMC FQNTMC
ADFHM ADF@M ADFTM
FQNV FQDV FQNVM
ADMC ADMS ADMS
GD@Q GD@QC GD@QC
AHMC ANTMC ANTMC
GHCD GHC GHCCDM
AHSD AHS AHSSDM
GNKC GDKC GDKC
AKDDC AKDC AKDC
JMNV JMDV JMNVM
AQD@J AQNJD AQNJDM
K@X K@HC K@HC
AQDDC AQDC AQDC
KD@C KDC KDC
AQHMF AQNTFGS AQNTFGS
KD@UD KDES KDES
ATHKC ATHKS ATHKS
KDS KDS KDS
B@RS B@RS B@RS
KNRD KNRS KNRS
BGNNRD BGNRD BGNRDM
L@JD L@CD L@CD
BTS BTS BTS
LD@M LD@MS LD@MS
CD@K CD@KS CD@KS
LHRS@JD LHRSNNJ LHRS@JDM
CQ@V CQDV CQ@VM
NUDQQHCD NUDQQNCD NUDQQHCCDM
E@KK EDKK E@KKDM
QD@C QD@C QD@C
EDDC EDC EDC
QHRD QNRD QHRDM
EDDK EDKS EDKS

%7/9/3-+15 7'22'7
QTM Q@M QTM RVHL RV@L RVTL
RDD R@V RDDM S@JD SNNJ S@JDM
RDDJ RNTFGS RNTFGS SD@BG S@TFGS S@TFGS
RDMC RDMS RDMS SD@Q SNQD SNQM
RDS RDS RDS SDKK SNKC SNKC
RG@JD RGNNJ RG@JDM SGHMJ SGNTFGS SGNTFGS
RGDC RGDC RGDC SGQNV SGQDV SGQNVM
RGNV RGNVDC RGNVM SQD@C SQNC SQNCCDM
RGQHMJ RGQ@MJ RGQTMJ TMCDQFN TMCDQVDMS TMCDQFNMD
RGTS RGTS RGTS TMCDQRS@MC TMCDQRSNNC TMCDQRSNNC
RHMF R@MF RTMF TMCDQS@JD TMCDQSNNJ TMCDQS@JDM
RHMJ R@MJ RTMJ VD@Q VNQD VNQM
RHS R@S R@S VHM VNM VNM
RKDDO RKDOS RKDOS VHMC VNTMC VNTMC
RNV RNVDC RNVM VHSGCQ@V VHSGCQDV VHSGCQ@VM
ROD@J RONJD RONJDM VHSGRS@MC VHSGRSNNC VHSGRSNNC
RODMC RODMS RODMS VQHSD VQNSD VQHSSDM
ROHM ROTM ROTM
ROQD@C ROQD@C ROQD@C
ROQHMF ROQ@MF ROQTMF
RS@MC RSNNC RSNNC
RSQHJD RSQTBJ RSTBJ
RSQHUD RSQNUD RSQHUDM

%7/9/3-+15 $4)'(:1'7>
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5GDS@AKDADKNVKHRSR@MTLADQNEVNQCRSG@SCHEEDQHM#QHSHRG@MC64&MFKHRG'NQCHEEDQDMBDRHM
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*M=?6;06=92 e
*CD@KKX e
OQNUHCHMFNQOQNUHCDCSG@Se
eVHSGSGDOQNUHRNSG@Se
@BNMCHSHNMNEe
eHR@MDBDRR@QXBNMCHSHNMENQe
eHR@OQDQDPTHRHSDNEe

.7'8+8 :'1/,>/3-
eTMKDRRRS@SDCNSGDQVHRD @MTLADQNEQDRDQU@SHNMR
HM@KKOQNA@AHKHSX 5NLXJMNVKDCFD e
SN@KKHMSDMSR@MCOTQONRDR 5GDQD@QD SNNTQJMNVKDCFD MNe
EQDPTDMSKX 5GDQD@QDMN</720A6C2FQNTMCRENQe
NMSGDVGNKD *SRGNTKCADMNSDCSG@Se
@VHCD?.;42NEe *SHRVNQSGAD@QHMFHMLHMCSG@Se
@U@QHDSXNEe *SHRHLONQS@MSSNAD@QHMLHMCSG@Se
AXMNLD@MRTMBNLLNM *SRGNTKC ;2C2?A5292@@ ADANQMDHMLHMCSG@Se
HM@AQN@CDQRDMRD *SHRD@RXSNTMCDQDRSHL@SDSGDe
VHSGNMDNQSVNDWBDOSHNMR *SHRHLONQS@MSMNSSNHFMNQDe
eV@R0<;36;21SNe *SHRDPT@KKXBKD@QSG@Se
e@QDENTMC=?21<:6;.;A9FHMe 8GHKDHSL@XRDDLTMKHJDKXSG@Se HSHRHLONQS@MSSNQDLDLADQSG@Se
eHRNQ@QDLNQDKHJDKXSNAD "KSGNTFGHSL@XVDKKADSQTDSG@Se HSHRHLONQS@MSMNSSNNUDQKNNJe
@MTLADQNEe "KSGNTFGHSL@XADSGDB@RDSG@Se HSHRHLONQS@MSSNAD@QHMLHMCe
RNLDe "KSGNTFGHSHRFDMDQ@KKX@BBDOSDCSG@Se e
OQNA@AKX VHSGNTSITLOHMFSNBNMBKTRHNMR
HMRNLDB@RDR )NVDUDQ SGHRHRMNSSNR@XSG@Se
SNRNLDDWSDMS e SGNTFGSGDE@BSSG@Se
@SKD@RSSNRNLDDWSDMS eRGNTKCMNSADTMCDQRSNNC@Re
@SKD@RSHMO@QS eRGNTKCMNSADTMCDQDRSHL@SDC
O@QSKXe @MCO@QSKXe eB@MMNSADQTKDCNTS
HMRNLDRDMRD eCNDRMNSMDBDRR@QHKXHLOKXSG@Se
*SHRONRRHAKDSG@Se eB@MADADSSDQ@BBNTMSDCENQAXNQ@Re
ONRRHAKX e SGNTFGHSLTRSADDLOG@RHYDC64@MC(#NQDLOG@RHRDC(#SG@Se
ODQG@OR 8GHKDVD@QDTM@AKDSN4B.?.;A22e VD@QD@AKDSNRS@SDSG@Se
TMCDQSGDRD06?0B:@A.;02@ B?A52?:<?2 HSHRAXMNLD@MRSGDB@RDSG@Se
HMSGHRQDRODBS -D@UHMF@RHCDVGDQDSGHRHRMNSSGDB@RDDSB VDB@MR@XSG@Se
HMSGHRB@RD 8GHKDSGDEHMCHMFR@QDOQNLHRHMF e
RODBHEHB@KKX e *SHRBDQS@HMKXONRRHAKDSG@Se
4SQHBSKXROD@JHMF e *SHRBDQS@HMKXSQTDSG@SeGNVDUDQ e
NMKX 8GHKDSGDQDHRMNPTDRSHNMSG@Se e
QDK@SHUDKXEDVB@RDRNEe 8GHKDHSL@XVDKKADSQTDSG@Se e
VHSGLHMNQDWBDOSHNMR 6OSN@ONHMS SGHRL@XADSQTDGNVDUDQ e
UDQXEDVB@RDRNEe 8GHKDSGHRL@XADSQTDSNRNLDDWSDMS e
@<929F 8GHKDSGHRL@XADU@KHCHMRNLDB@RDR e
VHSGKHSSKDNQMNe SGDEHFTQDR QDRTKSRDSBRGNTKCADSQD@SDCVHSGB@TSHNM
VHSGSGDDWBDOSHNMNEe VDRGNTKCNQLTRSADB@TSHNTR@ANTSFDMDQ@KHYHMF64@MC(#NQFDMDQ@KHRHMF(#e
@MNS@AKDDWBDOSHNM SGDQDHRLNQDSG@MNMDONRRHAKDCDUDKNOLDMS DWOK@M@SHNMDSB

.7'8+8 :'1/,>/3-
"KSGNTFGSGHRCNDRMNSDWBKTCDSGDONRRHAHKHSXSG@Se HSCNDRRTFFDRSSG@SNSGDQ3.0A<?@ *SHRQ@QDKXSGDB@RDSG@Se
L@XAD?292C.;A DW@LOKDRNEe@QDQ@QD
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HSHR@CHEEDQDMBDNECDFQDD MNSNEJHMC 0E@SNS@KNEe NMKXe
eQDOQDRDMSRMNSRNLTBGe ATSe SGDDWBDOSHNMQ@SGDQSG@MSGDQTKD
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5GHRHRCTDSN@BNLAHM@SHNMNE3.0A<?@Q@SGDQSG@M@<929F@SSQHATS@AKDSNe
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5GHRCNDRMNSLD@M GNVDUDQ SG@Se 6RHMFOGQ@RDREQNLSGDRDBSHNM@ANUD PT@KHEXXNTQEHMCHMFRNQBNMBKTRHNMR
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5GDOQHMBHOKDRCHRBTRRDCGDQDB@MMNS GNVDUDQ ADS@JDM@R@ARNKTSD
5GDDWSDMSSNVGHBG3.0A<?@RTBG@Re@QD@64;6360.;AU@QHDR
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*SHRHLONRRHAKDSNe
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*SHRCDA@S@AKDNQPTDRSHNM@AKDVGDSGDQe
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0MEHQRSFK@MBDSGHRL@X@OOD@QOQNLHRHMF ATSe
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BKNRDQDW@LHM@SHNMQDUD@KR GNVDUDQ e
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8GHKDOQNLHRHMF ETQSGDQVNQJMDDCRSNADB@QQHDCNTSADENQDe
SNPT@MSHEXe
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5GDKHLHS@SHNMRNEeADBNLDDUHCDMSHENMDBNMRHCDQRe
SNVDHFGTOe
eUDQXKHSSKD2C612;02ENQNQNEe
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SN2@A6:.A2e
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SNDRS@AKHRGe
*SHRMNSMDBDRR@QHKXSGDB@RDSG@Se
SGDMTLADQNEe
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.7'8+8 :'39/,>/3-
SGD@LNTMSNEe $@KBTK@SHNMRRGNVe
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LNCDQ@SDKDUDKRNEe SNTMCDQDRSHL@SDe
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eV@RNQVDQDCDSDQLHMDC@RENKKNVR @FQD@SCD@KNEe
6RHMFe VDB@KBTK@SDCe LTBGNEe

.7'8+8 :'39/,>/3-
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RDUDQ@Ke NUDQNQ=2?02;A(#NQ=2?02;A64NEe
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@EQ@BSHNMNEe eV@RBNMRHRSDMSKXGHFGDQSG@Me
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0ESGDRD e FQD@SDQSG@M;<?:.9
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0ESGDRD NMKX@ANTSe6;C<9C21e @ANUD@UDQ@FD
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@RL@KKMTLADQNEe BTLTK@SHUD
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SGDQDL@HMHMFe BNMRHCDQ@AKXRL@KKDQSG@Me
SGDQDL@HMCDQNEe KNVDQSG@M;<?:.9
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.7'8+8 :'39/,>/3-
ADKNV@UDQ@FD ENTQENKC
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SNQDUHRD eV@RNQVDQDHMBQD@RDCAXe=2?02;A(#NQ=2?02;A64
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.7'8+8 "/2+
"/2+ @KNMFSDQLOQNAKDL
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VHSGNTSITLOHMFSNBNMBKTRHNMR 5GDQDRTKSR@QDRNLDVG@S16@A<?A21AXe
5GDHMUDRSHF@SHNMRQDUD@KSG@Se NMKXG@KENEe
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5GHRHR@MHMSDQDRSHMFEHMCHMFADB@TRDHSe 0E@SNS@KNEe NMKXe
5GDQD@QD@MTLADQNEONHMSRVNQSGMNSHMFNQRSQDRRHMF eVGDQDHMENQL@SHNMV@R.C.69./92e
5GDRSTCXG@R612;A63621@MTLADQNEFDMDQ@KSQDMCR eENQVGNLHMENQL@SHNMV@R.C.69./92e
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6RHMFSGDVNQCRHMHS@KHBRHMSGDRDBSHNM@ANUD VQHSDEHUDMDVOGQ@RDRENQXNTQSDWS =?296:6;.?F2C612;02RTFFDRSRSG@Se
5GD=?296:6;.?FEHMCHMFRRTFFDRSe
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5GDADMDEHSRNESGHR@OOQN@BG@QDHLLDCH@SDKXC6@6/92
5GDDWHRSDMBDNEeL@XAD699B@A?.A21AXe
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39+757+9/3-,/3*/3-8
5GHRLD@MRSG@SVD@QD@AKDSN96;8e@MCe
5GDEHMCHMFRDSBCHRBTRRDCGDQD@QDEQNLe *SHRHLONQS@MSSNCHRSHMFTHRGB@QDETKKXADSVDDMe
5GHRLD@MRSG@Se *SHRHLONQS@MSSNDLOG@RHYD64@MC(#NQDLOG@RHRD(#e
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5GD@A.A6@A60@RGNVBKD@QKXSG@Se 5GHRTMCDQKHMDRSGDHLONQS@MBDNEe
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5GDEHMCHMFR6;160.A2SG@Se eL@XG@UD@MTLADQNE6:=960.A6<;@ENQe
5GD1.A.RTFFDRSSG@Se eG@RNQG@UDHLONQS@MS6:=960.A6<;@ENQe
5GHRRDDLRSN6;160.A2SG@Se "ETQSGDQHLOKHB@SHNMNEeHRSG@Se
e VGHBGHMCHB@SDRNQRTFFDRSRNQBNMEHQLRe
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5GDQDRTKSR@QDTMBKD@QNQHMBNMBKTRHUDNQBNMSQ@CHBSNQX
5GDQDRTKSR0<6;0612VHSGSGNRDNE9
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5GDLNRSRSQHJHMFEHMCHMFHRSG@Se A%HRBTRRBNMSQ@CHBSNQX TMDWODBSDCNQHMBNMBKTRHUDEHMCHMFR
5GDQDRTKSR0<;A?.@AVHSG9VGNENTMCe 6RHMFSGDVNQCRHMHS@KHBRHMSGDRDBSHNM@ANUD VQHSDEHUDMDVOGQ@RDRENQXNTQSDWS
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5GDQDRTKSRNEeCNMNSRTOONQSSGD5F=<A52@6@NENQSG@Se
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5GDQDRTKSRRTFFDRS 0<;A?.?FSNBTQQDMSA52<?F SG@Se
5GDQDRTKSRB@KKENQRNLDDWOK@M@SHNM@MCBNLLDMSe
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The PhraseBook for Writing Papers and Research contains over 5000
words and phrases to help you write at university and research level
in English
From Introducing your Work, Arguing for and against, Method, Analysis,
Reviewing other Work, Presenting Results to Summary and Conclusions
Grouped by topic to find words and phrases easily
Written by PhD authors, the PhraseBook is specially designed for
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Writing Help sections give advice on university and research writing in
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The PhraseBook is used in over 30 countries in subjects ranging from
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Suitable for university and research writing from student to researcher
and faculty level
• Over 5000 words and phrases
• Includes most frequent words in academic English
• Writing help on style, spelling, punctuation and grammar
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ISBN-DL:978-1-903384-01
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