This advertisement is designed for combination of Benefits of two individual and separate products named (1) Tata AIA

Life
Insurance Diamond Savings Plan (UIN:110N133V01) and (2) Tata AIA Life Insurance Smart Income Plus (UIN: 110N126V02). The
Customer has the choice of purchasing any one or more products as per his/her need and choice and there is no compulsion
whatsoever that these products are to be taken together as suggested by the Insurer and presented in this advertisement. The
customer is expected to ask questions, understand and satisfy himself that the combination meets his/her specific needs better
before deciding to purchase the suggested combination. This Benefit Illustration is the arithmetic combination and chronological
listing of combined benefits of individual products. The customer is advised to refer the detailed sales brochure of respective
individual products mentioned herein.

Unique solution created for

Mr. Tapan Das | Age: 35
Why settle for either, get Guarantee1 & Growth together.
Secure Savings Solution combines the comfort of Guarantee1 with an element of Growth so that you can plan for your
needs and fulfill your dreams

Secure Savings Solution is a combination of Tata AIA Life Insurance Diamond Savings Plan and Tata AIA Life Insurance Smart Income Plus.
1
Conditions Apply

Presented by: Brought to you by:

||AGENTNAME|| Tata AIA Life Insurance Company Limited
||AGENT_CD|| For more details, log on to www.tataaia.com
 How does this work
1
Get Guaranteed Income
Pay only Rs. 1,00,000* p.a. Rs. 1,25,286 p.a. for 12
for 12 years years

Age Age Age Age Age

35 46 47 48 59
Year Year Year Year Year
1 12 13 14 25

Lump Sum on Maturity:

Get 2
Guaranteed benefit Rs. 2,16,027
Rs. 38,886 +
3
Bonuses @8% Rs. 10,31,755 or @4% Rs. 2,71,331

Total Premium Paid Total Benefits:

Rs. 27,90,100 @8% or
Rs. 12,00,000* Rs. 20,29,676 @4%

*Premium is exclusive of Rider Premium, Goods and Services tax, applicable surcharges and cess. For details of Rider Premium, please refer 'Product Mix' section.

Age Age
Enjoy life cover throughout policy term
35 59

Life cover starts with a Sum assured of Rs. 11,00,000 from Day 1 and
increases up to Rs. 22,13,502 @8% or Rs. 14,66,651 @4% in 25th Policy
year.

Maturity
Guaranteed Income1 Lump sum on Maturity:
Get Income of Rs. 38,886 at the end of Year 13 & Guaranteed benefit2 Rs. 2,16,027
Rs. 1,25,286 p.a. from the end of Year 14 for next +
12 years Bonuses3 @8% Rs. 10,31,755 or @4% Rs.
2,71,331

Life Cover
Life cover starts with a sum assured of Save Tax
Rs. 11,00,000 p.a. from day 1 and increases up to Tax Benefits^^ u/s 80C & 10(10D) per applicable
Rs. 22,13,502 @8% or Rs. 14,66,651 @4% in 25th Tax laws
Policy year.

Enjoy all the above benefits by investing Rs. 1,00,000* p.a. for 12 years

1, 2
Conditions Apply

Customized Life solution for Mr. Tapan Das ID 0000552341S2091117220116 dated 09-Nov-2017
Presented by: ||AGENTNAME|| ||AGENT_CD|| (v 1.1.4)
 My Smart Statement

Guaranteed Benefits (Rs.) 3 Life Cover (Rs.)

Non-Guaranteed Benefits (Rs.)

Annualised
Guaranteed
Policy Age Premium* Guaranteed
1 benefit on @4% @8% @4% @8%
Year (years) excluding Rider Income 2
Maturity
Premium (Rs.)

1 35 1,00,000 0 0 0 0 11,00,000 11,00,000

2 36 1,00,000 0 0 0 0 11,00,389 11,05,444

3 37 1,00,000 0 0 0 0 11,00,779 11,11,079

4 38 1,00,000 0 0 0 0 11,01,169 11,16,910

5 39 1,00,000 0 0 0 0 11,01,561 11,22,946

6 40 1,00,000 0 0 0 0 11,01,954 11,29,193

7 41 1,00,000 0 0 0 0 11,02,348 11,35,659

8 42 1,00,000 0 0 0 0 11,04,298 11,43,907

9 43 1,00,000 0 0 0 0 12,13,574 12,86,155

10 44 1,00,000 0 0 0 0 13,50,848 14,67,532

11 45 1,00,000 0 0 0 0 15,19,379 16,91,303

12 46 1,00,000 0 0 0 0 17,49,131 19,95,219

13 47 0 38,886 0 0 0 19,00,407 22,41,148

14 48 0 1,25,286 0 0 0 18,58,811 22,46,263

15 49 0 1,25,286 0 0 0 17,92,329 22,29,890

16 50 0 1,25,286 0 0 0 17,36,737 22,21,593

17 51 0 1,25,286 0 0 0 16,78,034 21,96,494

18 52 0 1,25,286 0 0 0 16,39,553 22,02,823

19 53 0 1,25,286 0 0 0 15,99,517 21,95,484

20 54 0 1,25,286 0 0 0 15,67,260 21,93,152

21 55 0 1,25,286 0 0 0 15,39,670 21,97,397

22 56 0 1,25,286 0 0 0 15,18,303 22,05,118

23 57 0 1,25,286 0 0 0 14,95,381 22,00,775

1, 2
Conditions Apply

Customized Life solution for Mr. Tapan Das ID 0000552341S2091117220116 dated 09-Nov-2017
Presented by: ||AGENTNAME|| ||AGENT_CD|| (v 1.1.4)
 Guaranteed Benefits (Rs.) 3 Life Cover (Rs.)
Non-Guaranteed Benefits (Rs.)

Annualised
Guaranteed
Policy Age Premium* Guaranteed
1 benefit on @4% @8% @4% @8%
Year (years) excluding Rider Income 2
Maturity
Premium (Rs.)

24 58 0 1,25,286 0 0 0 14,78,682 22,06,158

25 59 0 1,25,286 2,16,027 2,71,331 10,31,755 14,66,651 22,13,502

Total 12,00,000 15,42,318 2,16,027 2,71,331 10,31,755

*Premium is exclusive of applicable taxes, cessess and levies. All applicable taxes, duties, surcharge, cesses or levies, as may be imposed by
Government, any statutory or administrative authority from time to time, on the premiums payable and benefits secured under policy, shall be borne
and paid by the policyholder. Premium is excluding Rider Premium, for details please refer 'Product Mix' section.
1
Guaranteed Income is an arithmetic combination of (a) Guaranteed Payout in Tata AIA Life Insurance Smart Income Plus, Regular Income option,
which is 160% of the Annualized Premium paid annually commencing from end of year 14 and (b) Guaranteed Income in Tata AIA Life Insurance
Diamond Savings Plan which is 25% of Assured Benefit paid annually commencing from the end of policy year 13. Guaranteed Income is payable
till maturity of the Policy or till death, whichever is earlier provided the policy is in-force and all due premiums have been paid.
2
Guaranteed Benefit on Maturity is the Guaranteed Maturity Payout (GMP) under Regular Income Option of Tata AIA Life Insurance Smart Income
Plus which is 238% to 405% of Annualised Premium for male lives and 301% to 408% of Annualised Premium for female lives.
The Guaranteed Payout and Guaranteed Maturity Payout vary by the chosen premium payment term, age and gender.
3
Bonuses in Tata AIA Life Insurance Diamond Savings Plan comprises of Compound Reversionary Bonus and Terminal Bonus, if any, and will be
based on Company’s performance and are non-guaranteed benefits.
The above benefits have been determined using assumed future investment return of 4% and 8%. These assumed rates of return are not
guaranteed and there are no upper (8%) and lower (4%) limits of what you might get back at maturity, due to the fact that the value of your policy is
dependent on a number of factors including future investment performance.

Customized Life solution for Mr. Tapan Das ID 0000552341S2091117220116 dated 09-Nov-2017
Presented by: ||AGENTNAME|| ||AGENT_CD|| (v 1.1.4)
 Product Mix
Modal Premium
Modal Premium
Term PPT Premium Sum Assured Modal Premium including GST
Product Name including GST (First
(in years) (in years) Frequency (Rs.) (Rs.) (Second Year
Year) (Rs.)
onwards) (Rs.)
Tata AIA Life Insurance Smart
Income Plus (UIN:110N126V02) 25 12 Annual 5,94,000 54,000 56,430 55,215
Plan option : Regular Income
Tata AIA Life Diamond Savings
25 12 Annual 5,06,000 46,000 48,070 47,035
Plan (UIN:110N133V01)

Total 11,00,000 1,04,500 1,02,250

Note:

● Tata AIA Life Insurance Smart Income Plus (Non Linked, Non Participating, Endowment Assurance Plan) and Tata AIA Life Insurance
Diamond Savings Plan (Non Linked Participating Life Insurance Plan): Please refer Benefit Illustration of the individual products for the
details of the actual premium amount.

● Rider is not mandatory and is available for a nominal extra cost. For more details on benefits, premiums and exclusions under the
Rider, please refer to the rider brochure or contact Tata AIA Life's Insurance Advisor/ Branch. Tata AIA Life Insurance Waiver of
Premium Plus (WOPP) Rider (UIN:110B029V01).

● Benefits stipulated are available only if all the premiums are paid as per the premium paying term and the policies are in-force till the
completion of entire policy term opted for.

● For the purpose of illustration, we have combined the premiums payable and benefits that you may receive under each plan of this
solution. These products are also available without this combination.

● To know more details of this solution, please go through the "Customer Declaration" section and the benefit illustrations of individual
products as provided to you.

Customized Life solution for Mr. Tapan Das ID 0000552341S2091117220116 dated 09-Nov-2017
Presented by: ||AGENTNAME|| ||AGENT_CD|| (v 1.1.4)
 Disclaimers
● These products are underwritten by Tata AIA Life Insurance Company Limited.
● The premium amount shown in the illustration above is indicative and calculated assuming that the life Proposed/Assured is a healthy
person.
● Buying a Life Insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender
value payable may be less than the total premium paid.
● For details of the rates and the terms and conditions applicable to the particular person/policy, kindly refer to the specifications in the
policy document after issuance.
● For more details on risk factor, terms and conditions, please read Sales brochure of the particular plan carefully before concluding a sale.
● To know the details of premium and benefits for each plan of this combination solution please go through the benefit illustration of
individual product as provided to you.
● ^^Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfilment of conditions stipulated therein. Tata
AIA Life Insurance Company Ltd. does not assume responsibility on tax implication mentioned anywhere in this document. Please
consult your own tax consultant to know the tax benefits available to you. The tax laws are subject to amendments from time to time.
● Insurance cover is available under these products.
● All reference to age is as on last birthday.
● These plans are not a guaranteed Issuance plan and it will be subject to Company's underwriting and acceptance.
● This solution is offered to standard lives only.
Declaration
● Secure Savings Solution comprises of two products of the company. I have been made aware that these products are also available
individually with the Company and it is not mandatory for me to apply for this combination only.
● This is not a sales brochure. I have separately gone through the sales brochure of (1) Tata AIA Life Insurance Diamond Savings Plan
(UIN: 110N133V01) and (2) Tata AIA Life Insurance Smart Income Plus (UIN: 110N126V02) and I have taken the decision to opt for this
combination solution after having fully understood the risk factors, Benefits, product terms and conditions.
● The benefits available under this combination shall be as per the respective product's terms and conditions and become payable only if I
continue to pay regular premiums for the entire policy term/premium payment term, as the case may be.
● In this combination, if proposal for one product is accepted and the other one is rejected as per underwriting guidelines of the Company,
in such a scenario the Company will issue policy of one product and the premium collected for other product will be refunded.
Beware of Spurious Phone calls and Fictitious/Fraudulent offers:
IRDA of India clarifies to public that:
● IRDA of India or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premium.

● IRDA of India does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint.

Tata AIA Life Insurance Company Ltd. (IRDA of India Regn. No. 110) CIN - U66010MH2000PLC128403
Registered and Corporate Office: 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai- 400013.
For more information, Call the Tata AIA Life Insurance Company Ltd Helpline number 1860-266-9966 (local charges apply) or write to us at
customercare@tataaia.com or Visit us at: www.tataaia.com or SMS 'LIFE' to 58888 | L&C/Advt/2017/Nov/401
Customized Life solution for Mr. Tapan Das ID 0000552341S2091117220116 dated 09-Nov-2017
Presented by: ||AGENTNAME|| ||AGENT_CD|| (v 1.1.4)